Estimated median household income in 2007: $45,158
| This zip code: | $45,158 | | Minnesota: | $55,802 |
Nearest zip codes: 55750, 55616, 55763, 55609, 55706, 55705.
Housing units in zip code 55602 with a mortgage: 15 (0 second mortgage, 0 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 21
Median monthly owner costs for units with a mortgage: $743
Median monthly owner costs for units without a mortgage: $202
Residents with income below the poverty level in 2007:
| This zip code: | 12.5% | | Whole state: | 9.5% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 5.8% | | Whole state: | 3.9% |
Median number of rooms in houses and condos:
| Here: | 4.8 | | State: | 6.6 |
Median number of rooms in apartments:
| Here: | 4.0 | | State: | 3.7 |
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Notable locations in this zip code not listed on our city pages:
Notable locations in zip code 55602: Camp F E House (A), Cloquet Valley Ranger Station (B). Display/hide their locations on the map
Cemetery: Brimson Cemetery (1). Display/hide its location on the map
Lakes and reservoirs: American Lake (A), Bassett Lake (B), Tommila Lake (C), Hornby Lake (D), Breda Lake (E), James Lake (F), Little Stone Lake (G), Harris Lake (H). Display/hide their locations on the map
Creeks: Hypo Creek (A), Howell Creek (B), Hornby Creek (C), Store Creek (D), Maki Creek (E), Ryan Creek (F), Berry Creek (G), Breda Creek (H), Civet Creek (I). Display/hide their locations on the map
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Year house built: |
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- 1999 to March 2000: 31
- 1995 to 1998: 14
- 1990 to 1994: 33
- 1980 to 1989: 61
- 1970 to 1979: 46
- 1960 to 1969: 55
- 1950 to 1959: 43
- 1940 to 1949: 15
- 1939 or earlier: 84
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Bedrooms in owner-occupied houses in 55602: |
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- no bedroom: 6
- 1 bedrooms: 27
- 2 bedrooms: 35
- 3 bedrooms: 51
- 4 bedrooms: 1
- 5 or more bedrooms: 0
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 0
- 1 bedrooms: 2
- 2 bedrooms: 1
- 3 bedrooms: 3
- 4 bedrooms: 0
- 5 or more bedrooms: 0
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Vehicles available in 55602 zip code in owner-occupied houses/condos: |
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- no vehicle: 0
- 1 vehicle: 40
- 2 vehicles: 49
- 3 vehicles: 23
- 4 vehicles: 7
- 5 or more vehicles: 1
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 0
- 1 vehicle: 4
- 2 vehicles: 2
- 3 vehicles: 0
- 4 vehicles: 0
- 5 or more vehicles: 0
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 55602:
- Less than $10,000: 2
- $10,000 to $14,999: 1
- $15,000 to $19,999: 2
- $20,000 to $24,999: 3
- $25,000 to $29,999: 3
- $30,000 to $34,999: 3
- $35,000 to $39,999: 3
- $40,000 to $49,999: 9
- $50,000 to $59,999: 8
- $60,000 to $69,999: 6
- $70,000 to $79,999: 4
- $80,000 to $89,999: 4
- $90,000 to $99,999: 8
- $100,000 to $124,999: 16
- $125,000 to $149,999: 3
- $150,000 to $174,999: 9
- $175,000 to $199,999: 13
- $200,000 to $249,999: 21
- $250,000 to $299,999: 7
- $300,000 to $399,999: 2
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Rent paid by renters in 2007 in zip code 55602:
- $300 to $349: 1
- No cash rent: 6
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Median price asked for vacant for-sale houses and condos in 2007: $0.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $99,475
- American Indian or Alaska Native householders: $49,737
Estimated median house or condo value in 2007: $118,707 (it was $61,100 in 2000)
| 55602: | $118,707 | | Minnesota: | $213,600 |
Lower value quartile - upper value quartile: $0 - $0
Mean price in 2007:
Detached houses: $141,996| Here: | $141,996 | | State: | $270,059 |
Mobile homes: $58,370| Here: | $58,370 | | State: | $34,666 |
Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 308
- One, attached: 2
- Mobile homes: 70
- Boats, RVs, vans, etc.: 2

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Means of transportation to work
- Drove a car alone: 77 (71%)
- Carpooled: 14 (13%)
- Bicycle: 4 (4%)
- Walked: 6 (6%)
- Worked at home: 8 (7%)
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Travel time to work
- Less than 5 minutes: 6
- 5 to 9 minutes: 8
- 10 to 14 minutes: 5
- 15 to 19 minutes: 3
- 20 to 24 minutes: 9
- 25 to 29 minutes: 9
- 30 to 34 minutes: 13
- 35 to 39 minutes: 3
- 40 to 44 minutes: 5
- 45 to 59 minutes: 16
- 60 to 89 minutes: 17
- 90 or more minutes: 7
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Percentage of zip code residents living and working in this county: 60.6%
Household type by relationship
Households: 247
- In family households: 190 (70 male householders, 12 female householders)
60 spouses, 44 children (38 natural, 3 adopted, 3 stepchildren), 0 grandchildren, 0 brothers or sisters, 0 parents, 0 other relatives, 4 non-relatives
- In nonfamily households: 57 (44 male householders (44 living alone)), 11 female householders (9 living alone)), 2 nonrelatives
Size of family households: 59 2-persons, 19 3-persons, 4 5-persons.
Size of nonfamily households: 53 1-person, 2 2-persons.
17 married couples with children.
13 single-parent households (7 men, 6 women).
88.1% of residents of 55602 zip code speak English at home.
1.6% of residents speak Spanish at home (100% very well).
4.9% of residents speak other Indo-European language at home (58% very well, 42% not well).
5.3% of residents speak other language at home (69% very well, 31% well).
White population: 231
Black population: 0
American Indian population: 4
Asian population: 0
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 0
Two or more races population: 1

First ancestries reported:
|  Finnish: 54 |
|  German: 35 |
|  Irish: 29 |
|  Norwegian: 26 |
|  Swedish: 17 |
|  Polish: 12 |
|  Other groups: 8 |
|  Slovene: 6 |
|  United States or American: 5 |
|  Welsh: 5 |
|  French Canadian: 4 |
|  English: 4 |
|  Dutch: 3 |
|  Austrian: 3 |
|  Scandinavian: 3 |
|  Scottish: 3 |
|  French (except Basque): 2 |
|  Northern European: 2 |
|  Italian: 1 |

Median worth of mobile homes: $68,636
Housing units lacking complete plumbing facilities: 63%
Housing units lacking complete kitchen facilities: 51%
Most commonly used house heating fuel: |
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- Bottled, tank, or LP gas (33%)
- Wood (33%)
- Electricity (18%)
- Fuel oil, kerosene, etc. (16%)
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Place of birth for U.S.-born residents:
- This state: 189
- Northeast: 5
- Midwest: 46
- South: 2
- West: 5
81% of the 55602 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 37% lived in this county.
Out of people who lived in different counties, 86% lived in Minnesota.
Population in 1990: 176. Population change in the 1990s: +60 (+34.1%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 0
| Here: | 0.0% | | Minnesota: | 11.7% |
Students in private schools in grades 9 to 12 (high school): 0
| Here: | 0.0% | | Minnesota: | 6.8% |
Students in private undergraduate colleges: 1
| Here: | 33.3% | | Minnesota: | 24.6% |
School Enrollment by Level of School
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Top industries in this zip code by the number of employees in 2005:
- Construction: Plumbing, Heating, and Air-Conditioning Contractors (1-4 employees: 1 establishment)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 2 partial tracts)
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| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 17 | $145,813 | 29 | $149,814 | 8 | $72,738 | 12 | $152,316 | 3 | $83,520 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $104,110 | 8 | $136,404 | 1 | $117,500 | 1 | $229,820 | 1 | $61,340 |
| APPLICATIONS DENIED | 5 | $144,374 | 21 | $158,914 | 5 | $74,476 | 3 | $130,033 | 3 | $137,377 |
| APPLICATIONS WITHDRAWN | 3 | $170,640 | 8 | $149,310 | 0 | $0 | 1 | $192,240 | 1 | $67,390 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 3 | $213,697 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $119,015 | 25 | $137,497 | 37 | $135,870 | 14 | $52,118 | 20 | $125,474 | 2 | $49,680 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 2 | $180,360 | 6 | $81,720 | 2 | $33,695 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 6 | $113,543 | 20 | $132,106 | 2 | $93,960 | 4 | $105,300 | 2 | $59,400 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 2 | $101,735 | 12 | $114,696 | 2 | $39,530 | 1 | $79,490 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 3 | $177,120 | 0 | $0 | 1 | $212,110 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $83,810 | 22 | $136,708 | 47 | $119,057 | 14 | $40,423 | 13 | $126,842 | 3 | $110,447 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 3 | $135,073 | 10 | $102,686 | 1 | $48,380 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 5 | $95,300 | 19 | $140,127 | 4 | $63,720 | 4 | $104,653 | 1 | $95,040 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 3 | $189,647 | 15 | $134,237 | 0 | $0 | 1 | $139,970 | 1 | $134,350 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $177,550 | 4 | $158,435 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
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| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 23 | $149,622 | 43 | $97,592 | 8 | $29,484 | 15 | $139,623 | 2 | $90,720 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $216,863 | 4 | $91,045 | 3 | $47,233 | 0 | $0 | 1 | $108,860 |
| APPLICATIONS DENIED | 5 | $173,146 | 15 | $126,864 | 3 | $44,927 | 3 | $73,873 | 1 | $101,520 |
| APPLICATIONS WITHDRAWN | 1 | $158,540 | 17 | $124,060 | 1 | $102,820 | 0 | $0 | 2 | $107,350 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $94,825 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $129,170 | 21 | $92,860 | 90 | $100,598 | 10 | $41,299 | 15 | $104,717 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 2 | $107,570 | 16 | $86,994 | 0 | $0 | 1 | $211,680 |
| APPLICATIONS DENIED | 0 | $0 | 3 | $82,367 | 24 | $93,132 | 2 | $41,040 | 1 | $94,180 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 3 | $94,607 | 22 | $117,150 | 0 | $0 | 1 | $79,060 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $62,640 | 2 | $85,320 | 0 | $0 | 0 | $0 |
Detailed HMDA statistics for the following Tracts:
0114.00
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 5 | $124,156 | 1 | $208,660 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $105,410 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $158,687 | 2 | $159,625 | 1 | $173,230 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $120,960 | 0 | $0 | 2 | $171,935 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 4 | $113,615 | 3 | $159,263 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $92,020 | 1 | $130,900 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 4 | $136,620 | 2 | $120,745 | 2 | $156,600 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $152,930 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 5 | $96,682 | 4 | $128,520 | 1 | $87,260 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $165,020 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $117,940 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
0114.00
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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