Estimated median household income in 2007: $47,299
| This zip code: | $47,299 | | Minnesota: | $55,802 |
Nearest zip codes: 55705, 55732, 55706, 55763, 55708, 55602.
Housing units in zip code 55750 with a mortgage: 449 (55 second mortgage, 44 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 382
Median monthly owner costs for units with a mortgage: $747
Median monthly owner costs for units without a mortgage: $280
Residents with income below the poverty level in 2007:
| This zip code: | 10.4% | | Whole state: | 9.5% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 2.5% | | Whole state: | 3.9% |
Median number of rooms in houses and condos:
| Here: | 5.5 | | State: | 6.6 |
Median number of rooms in apartments:
| Here: | 4.5 | | State: | 3.7 |
Year house built: |
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- 1999 to March 2000: 11
- 1995 to 1998: 5
- 1990 to 1994: 14
- 1980 to 1989: 11
- 1970 to 1979: 127
- 1960 to 1969: 45
- 1950 to 1959: 793
- 1940 to 1949: 10
- 1939 or earlier: 11
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Bedrooms in owner-occupied houses in Hoyt Lakes, MN (55750): |
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- no bedroom: 0
- 1 bedrooms: 23
- 2 bedrooms: 150
- 3 bedrooms: 503
- 4 bedrooms: 184
- 5 or more bedrooms: 3
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 0
- 1 bedrooms: 14
- 2 bedrooms: 45
- 3 bedrooms: 13
- 4 bedrooms: 5
- 5 or more bedrooms: 0
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Vehicles available in 55750 zip code in owner-occupied houses/condos: |
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- no vehicle: 8
- 1 vehicle: 271
- 2 vehicles: 401
- 3 vehicles: 140
- 4 vehicles: 32
- 5 or more vehicles: 11
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 15
- 1 vehicle: 49
- 2 vehicles: 13
- 3 vehicles: 0
- 4 vehicles: 0
- 5 or more vehicles: 0
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 55750:
- $15,000 to $19,999: 1
- $20,000 to $24,999: 2
- $25,000 to $29,999: 1
- $35,000 to $39,999: 10
- $40,000 to $49,999: 57
- $50,000 to $59,999: 138
- $60,000 to $69,999: 173
- $70,000 to $79,999: 123
- $80,000 to $89,999: 108
- $90,000 to $99,999: 49
- $100,000 to $124,999: 94
- $125,000 to $149,999: 17
- $150,000 to $174,999: 17
- $175,000 to $199,999: 8
- $200,000 to $249,999: 4
- $250,000 to $299,999: 5
- $300,000 to $399,999: 3
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Rent paid by renters in 2007 in zip code 55750:
- $200 to $249: 25
- $250 to $299: 6
- $300 to $349: 12
- $350 to $399: 3
- $450 to $499: 3
- No cash rent: 21
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Median price asked for vacant for-sale houses and condos in 2007: $97,304.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $70,717
Estimated median house or condo value in 2007: $76,547 (it was $39,400 in 2000)
| 55750: | $76,547 | | Minnesota: | $213,600 |
Lower value quartile - upper value quartile: $59,827 - $100,873
Mean price in 2007:
Detached houses: $85,249| Here: | $85,249 | | State: | $270,059 |
Mobile homes: $65,000| Here: | $65,000 | | State: | $34,666 |
Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 922
- Two: 5
- 10 to 19: 29
- 20 to 49: 4
- Mobile homes: 67

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Means of transportation to work
- Drove a car alone: 727 (78%)
- Carpooled: 141 (15%)
- Bicycle: 3 (0%)
- Walked: 32 (3%)
- Worked at home: 30 (3%)
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Travel time to work
- Less than 5 minutes: 136
- 5 to 9 minutes: 114
- 10 to 14 minutes: 181
- 15 to 19 minutes: 170
- 20 to 24 minutes: 43
- 25 to 29 minutes: 15
- 30 to 34 minutes: 74
- 35 to 39 minutes: 32
- 40 to 44 minutes: 21
- 45 to 59 minutes: 41
- 60 to 89 minutes: 39
- 90 or more minutes: 37
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Percentage of zip code residents living and working in this county: 97.6%
Household type by relationship
Households: 2,149
- In family households: 1,834 (564 male householders, 93 female householders)
611 spouses, 512 children (432 natural, 20 adopted, 60 stepchildren), 11 grandchildren, 3 brothers or sisters, 10 parents, 6 other relatives, 24 non-relatives
- In nonfamily households: 315 (135 male householders (112 living alone)), 134 female householders (125 living alone)), 46 nonrelatives
Size of family households: 379 2-persons, 119 3-persons, 107 4-persons, 47 5-persons, 5 6-persons.
Size of nonfamily households: 237 1-person, 23 2-persons, 3 3-persons, 6 4-persons.
317 married couples with children.
98 single-parent households (22 men, 76 women).
97.7% of residents of 55750 zip code speak English at home.
1.2% of residents speak Spanish at home (67% very well, 25% well, 8% not well).
0.2% of residents speak other Indo-European language at home (100% very well).
0.1% of residents speak Asian or Pacific Island language at home (100% well).
0.8% of residents speak other language at home (100% very well).
Foreign born population: 34 (1.6%)
(64.7% of them are naturalized citizens)
| This zip code: | 1.6% | | Whole state: | 5.3% |
Most common places of birth for the foreign-born residents:
- Other Northern Africa (26%)
- Canada (24%)
- United Kingdom (15%)
- Chile (15%)
- Germany (12%)
- Korea (9%)
Year of entry for the foreign-born population |
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- 1995 to March 2000: 9
- 1990 to 1994: 0
- 1985 to 1989: 0
- 1980 to 1984: 0
- 1975 to 1979: 0
- 1970 to 1974: 3
- 1970 to 1974: 0
- 1965 to 1969: 22
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White population: 2,149
Black population: 6
American Indian population: 6
Asian population: 4
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 1
Two or more races population: 9

First ancestries reported:
|  Norwegian: 398 |
|  German: 330 |
|  Finnish: 248 |
|  Irish: 133 |
|  Swedish: 106 |
|  English: 90 |
|  Italian: 75 |
|  United States or American: 74 |
|  Polish: 69 |
|  French (except Basque): 42 |
|  French Canadian: 32 |
|  Other groups: 32 |
|  Danish: 26 |
|  Scotch-Irish: 25 |
|  Czech: 14 |
|  Serbian: 13 |
|  Slovene: 12 |
|  Yugoslavian: 11 |
|  Slavic: 8 |
|  British: 5 |
|  Scottish: 5 |
|  Croatian: 4 |
|  European: 4 |
|  Canadian: 4 |
|  Czechoslovakian: 4 |
|  Dutch: 4 |
|  Austrian: 3 |
|  Greek: 3 |

Facitilies with environmental interests located in this zip code:
- PALMS TOWN PUMP (285 KENNEDY MEMORIAL DR in HOYT LAKES, MN)
STATE MASTER (Minnesota Pollution Control Agency permits and compilance tracking) - RCRAINFO-MN0001004514, CESQG, RCRIS-MN0001004514,
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Business SIC classification: GASOLINE SERVICE STATIONS
Business NAICS classification: GASOLINE STATIONS WITH CONVENIENCE STORES.
Organizations: PALM MIKE (CONTACT/OWNER)
, PALM S TOWN PUMP (CONTACT/OWNER)
- NORWEST BANK HOYT LAKES NA (HWY 10 SHOPPING CTR in HOYT LAKES, MN)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
TRANSPORTER (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: NORWEST CORPORATION (CONTACT/OWNER)
- PARTRIDGE RIVER INC (SUFFOLK DR in HOYT LAKES, MN)
AIR MINOR (AIRS/AFS)
Business SIC classification: MILLWORK
- ERIE NUGGET (SEC 13,14,21,22,23,24,27,28 in HOYT LAKES, MN)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: STEEL WORKS, BLAST FURNACES (INCLUDING COKE OVENS), AND ROLLING MILLS
Alternative names: MESABI NUGGET, LLC
- BRIAN`S BODY SHOP (102 KENSINGTON DR in HOYT LAKES, MN)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste))
Alternative names: TOMAHAWK FORD INC
- PARTRIDGE RIVER INC (170 HAMPSHIRE DR in HOYT LAKES, MN)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Median worth of mobile homes: $87,822
Housing units lacking complete plumbing facilities: 2%
Housing units lacking complete kitchen facilities: 2%
Most commonly used house heating fuel: |
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- Utility gas (85%)
- Fuel oil, kerosene, etc. (8%)
- Electricity (4%)
- Bottled, tank, or LP gas (1%)
- Wood (1%)
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Place of birth for U.S.-born residents:
- This state: 1601
- Northeast: 40
- Midwest: 341
- South: 59
- West: 71
73% of the 55750 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 79% lived in this county.
Out of people who lived in different counties, 29% lived in Minnesota.
Population in 1990: 2,348. Population change in the 1990s: -173 (-7.4%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 0
| Here: | 0.0% | | Minnesota: | 11.7% |
Students in private schools in grades 9 to 12 (high school): 0
| Here: | 0.0% | | Minnesota: | 6.8% |
Students in private undergraduate colleges: 3
| Here: | 8.8% | | Minnesota: | 24.6% |
School Enrollment by Level of School
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Top industries in this zip code by the number of employees in 2005:
- Finance and Insurance: Credit Unions (20-49 employees: 1 establishment)
- Accommodation and Food Services: Hotels (except Casino Hotels) and Motels (10-19: 1)
- Accommodation and Food Services: Drinking Places (Alcoholic Beverages) (5-9: 1, 1-4: 1)
- Finance and Insurance: Commercial Banking (5-9: 1, 1-4: 1)
- Other Services (except Public Administration): Religious Organizations (1-4: 2)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 6 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 5 | $76,780 | 38 | $91,630 | 62 | $85,330 | 14 | $54,864 | 15 | $95,725 | 2 | $89,060 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $143,150 | 13 | $95,914 | 3 | $47,597 | 2 | $91,715 | 1 | $38,280 |
| APPLICATIONS DENIED | 1 | $55,430 | 8 | $97,824 | 37 | $94,468 | 8 | $49,299 | 5 | $72,590 | 2 | $114,290 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 2 | $195,165 | 19 | $91,347 | 4 | $65,100 | 1 | $186,210 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $125,490 | 7 | $116,433 | 1 | $93,030 | 1 | $53,330 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 6 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 10 | $82,679 | 48 | $90,053 | 57 | $84,910 | 14 | $38,824 | 18 | $100,983 | 1 | $55,110 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 6 | $90,795 | 10 | $66,235 | 4 | $26,173 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $114,400 | 9 | $72,778 | 39 | $81,121 | 11 | $37,039 | 3 | $84,537 | 1 | $65,890 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 4 | $67,553 | 19 | $90,641 | 3 | $61,793 | 2 | $65,930 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $53,945 | 8 | $87,230 | 0 | $0 | 2 | $89,270 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 6 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 5 | $76,566 | 40 | $82,068 | 75 | $85,656 | 17 | $36,394 | 19 | $84,598 | 2 | $91,885 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 7 | $102,333 | 16 | $92,540 | 3 | $31,510 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 9 | $79,399 | 41 | $81,326 | 10 | $45,223 | 5 | $94,326 | 1 | $53,990 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 6 | $87,312 | 23 | $98,200 | 2 | $122,720 | 0 | $0 | 1 | $74,520 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $196,950 | 6 | $126,622 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 6 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 6 | $64,502 | 48 | $76,234 | 89 | $64,809 | 20 | $37,605 | 18 | $89,157 | 1 | $100,630 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $36,100 | 5 | $105,000 | 14 | $55,176 | 2 | $39,295 | 1 | $54,160 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $39,265 | 10 | $89,678 | 38 | $77,478 | 7 | $30,904 | 4 | $64,243 | 1 | $69,930 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 2 | $77,205 | 21 | $91,537 | 3 | $40,120 | 0 | $0 | 1 | $119,080 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $178,105 | 3 | $109,763 | 1 | $45,130 | 1 | $148,030 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 6 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 7 | $57,256 | 42 | $61,334 | 125 | $69,864 | 24 | $34,920 | 17 | $82,902 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 2 | $69,875 | 23 | $65,759 | 3 | $39,170 | 4 | $68,963 |
| APPLICATIONS DENIED | 0 | $0 | 9 | $40,100 | 36 | $60,901 | 5 | $32,350 | 5 | $45,286 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 3 | $75,740 | 29 | $85,516 | 2 | $10,865 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $125,000 | 4 | $58,155 | 0 | $0 | 1 | $90,260 |
Detailed HMDA statistics for the following Tracts:
0114.00
, 0140.00, 0141.00
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 6 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 16 | $82,724 | 7 | $110,100 | 3 | $76,233 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $144,300 | 1 | $188,560 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 6 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 15 | $73,891 | 4 | $116,928 | 2 | $83,965 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $201,260 | 0 | $0 | 1 | $190,720 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $111,770 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 6 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 15 | $62,301 | 6 | $95,352 | 2 | $67,515 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 2 | $133,390 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $50,800 | 1 | $160,660 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 6 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 12 | $65,819 | 7 | $84,507 | 2 | $162,190 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $59,995 | 1 | $118,020 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $42,420 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 6 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 17 | $59,142 | 9 | $81,452 | 2 | $45,860 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $47,520 | 1 | $91,530 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 2 | $78,035 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
0114.00
, 0140.00, 0141.00
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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