Estimated median household income in 2007: $38,311
| This zip code: | $38,311 | | Minnesota: | $55,802 |
Nearest zip codes: 55726, 55783, 55767, 55795, 55798, 55787.
Percentage of family households:
| This zip code: | 67.4% | | Whole state: | 66.2% |
Percentage of households with unmarried partners:
| This zip code: | 4.3% | | Whole state: | 5.3% |
No gay or lesbian households reported
Housing units in zip code 55757 with a mortgage: 41 (0 second mortgage, 0 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 32
Median monthly owner costs for units with a mortgage: $826
Median monthly owner costs for units without a mortgage: $330
Residents with income below the poverty level in 2007:
| This zip code: | 7.8% | | Whole state: | 9.5% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 1.1% | | Whole state: | 3.9% |
Median number of rooms in houses and condos:
| Here: | 5.3 | | State: | 6.6 |
Median number of rooms in apartments:
| Here: | 4.2 | | State: | 3.7 |
Year house built: |
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- 1999 to March 2000: 11
- 1995 to 1998: 41
- 1990 to 1994: 8
- 1980 to 1989: 67
- 1970 to 1979: 73
- 1960 to 1969: 35
- 1950 to 1959: 37
- 1940 to 1949: 25
- 1939 or earlier: 162
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Bedrooms in owner-occupied houses in Kettle River, MN (55757): |
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- no bedroom: 2
- 1 bedrooms: 26
- 2 bedrooms: 94
- 3 bedrooms: 86
- 4 bedrooms: 53
- 5 or more bedrooms: 19
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 2
- 1 bedrooms: 15
- 2 bedrooms: 7
- 3 bedrooms: 16
- 4 bedrooms: 2
- 5 or more bedrooms: 0
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Vehicles available in 55757 zip code in owner-occupied houses/condos: |
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- no vehicle: 10
- 1 vehicle: 65
- 2 vehicles: 119
- 3 vehicles: 61
- 4 vehicles: 25
- 5 or more vehicles: 0
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 0
- 1 vehicle: 26
- 2 vehicles: 10
- 3 vehicles: 6
- 4 vehicles: 0
- 5 or more vehicles: 0
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 55757:
- Less than $10,000: 6
- $10,000 to $14,999: 3
- $15,000 to $19,999: 3
- $20,000 to $24,999: 4
- $25,000 to $29,999: 10
- $30,000 to $34,999: 14
- $35,000 to $39,999: 8
- $40,000 to $49,999: 14
- $50,000 to $59,999: 11
- $60,000 to $69,999: 11
- $70,000 to $79,999: 12
- $80,000 to $89,999: 12
- $90,000 to $99,999: 9
- $100,000 to $124,999: 34
- $125,000 to $149,999: 25
- $150,000 to $174,999: 35
- $175,000 to $199,999: 14
- $200,000 to $249,999: 27
- $250,000 to $299,999: 22
- $300,000 to $399,999: 16
- $400,000 to $499,999: 4
- $500,000 to $749,999: 1
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Rent paid by renters in 2007 in zip code 55757:
- Less than $100: 1
- $100 to $149: 2
- $200 to $249: 4
- $300 to $349: 1
- $500 to $549: 2
- No cash rent: 18
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Median price asked for vacant for-sale houses and condos in 2007: $67,823.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $87,357
Estimated median house or condo value in 2007: $132,501 (it was $68,200 in 2000)
| 55757: | $132,501 | | Minnesota: | $213,600 |
Lower value quartile - upper value quartile: $0 - $0
Mean price in 2007:
Detached houses: $164,156| Here: | $164,156 | | State: | $270,059 |
Townhouses or other attached units: $26,735| Here: | $26,735 | | State: | $220,268 |
In 2-unit structures: $138,354| Here: | $138,354 | | State: | $280,233 |
Mobile homes: $30,743| Here: | $30,743 | | State: | $34,666 |
Occupied boats, RVs, vans, etc.: $45,000| Here: | $45,000 | | State: | $94,976 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 365
- One, attached: 4
- Two: 4
- 5 to 9: 8
- 20 to 49: 2
- Mobile homes: 74
- Boats, RVs, vans, etc.: 2

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Means of transportation to work
- Drove a car alone: 262 (76%)
- Carpooled: 39 (11%)
- Walked: 15 (4%)
- Other means: 2 (1%)
- Worked at home: 29 (8%)
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Travel time to work
- Less than 5 minutes: 11
- 5 to 9 minutes: 20
- 10 to 14 minutes: 61
- 15 to 19 minutes: 41
- 20 to 24 minutes: 42
- 25 to 29 minutes: 8
- 30 to 34 minutes: 46
- 35 to 39 minutes: 25
- 40 to 44 minutes: 5
- 45 to 59 minutes: 23
- 60 to 89 minutes: 14
- 90 or more minutes: 22
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Percentage of zip code residents living and working in this county: 79.8%
Household type by relationship
Households: 755
- In family households: 629 (191 male householders, 27 female householders)
176 spouses, 213 children (190 natural, 2 adopted, 21 stepchildren), 10 grandchildren, 4 brothers or sisters, 0 parents, 5 other relatives, 3 non-relatives
- In nonfamily households: 126 (64 male householders (59 living alone)), 48 female householders (43 living alone)), 14 nonrelatives
Size of family households: 114 2-persons, 38 3-persons, 34 4-persons, 21 5-persons, 9 6-persons, 2 7-or-more-persons.
Size of nonfamily households: 102 1-person, 7 2-persons, 3 3-persons.
138 married couples with children.
35 single-parent households (21 men, 14 women).
88.5% of residents of 55757 zip code speak English at home.
2.5% of residents speak Spanish at home (56% very well, 33% well, 11% not well).
1.3% of residents speak other Indo-European language at home (78% very well, 22% well).
7.7% of residents speak other language at home (80% very well, 20% well).
Foreign born population: 8 (1.0%)
(0.0% of them are naturalized citizens)
| This zip code: | 1.0% | | Whole state: | 5.3% |
Most common places of birth for the foreign-born residents:
Year of entry for the foreign-born population |
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- 1995 to March 2000: 8
- 1990 to 1994: 0
- 1985 to 1989: 0
- 1980 to 1984: 0
- 1975 to 1979: 0
- 1970 to 1974: 0
- 1970 to 1974: 0
- 1965 to 1969: 0
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White population: 764
Black population: 0
American Indian population: 5
Asian population: 1
Native Hawaiian and Other Pacific Islander population: 2
Some other race population: 0
Two or more races population: 5

First ancestries reported:
|  Finnish: 200 |
|  German: 103 |
|  Polish: 95 |
|  Norwegian: 74 |
|  United States or American: 57 |
|  Irish: 33 |
|  Swedish: 29 |
|  Other groups: 17 |
|  English: 13 |
|  French (except Basque): 13 |
|  Scandinavian: 13 |
|  Welsh: 9 |
|  Italian: 4 |
|  Czech: 4 |
|  Danish: 4 |
|  Austrian: 2 |
|  French Canadian: 2 |
|  Dutch: 2 |

Facitilies with environmental interests located in this zip code:
- G P SERVICE (MAIN ST in KETTLE RIVER, MN)
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: COLLIER GUY (CONTACT/OWNER)
Median worth of mobile homes: $31,751
Housing units lacking complete plumbing facilities: 19%
Housing units lacking complete kitchen facilities: 17%
Most commonly used house heating fuel: |
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- Bottled, tank, or LP gas (39%)
- Wood (20%)
- Utility gas (18%)
- Fuel oil, kerosene, etc. (12%)
- Electricity (11%)
- Other fuel (1%)
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Place of birth for U.S.-born residents:
- This state: 612
- Northeast: 11
- Midwest: 82
- South: 10
- West: 30
65% of the 55757 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 54% lived in this county.
Out of people who lived in different counties, 74% lived in Minnesota.
Population in 1990: 1,136. Population change in the 1990s: -359 (-31.6%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 5
| Here: | 7.0% | | Minnesota: | 11.7% |
Students in private schools in grades 9 to 12 (high school): 4
| Here: | 6.5% | | Minnesota: | 6.8% |
Students in private undergraduate colleges: 5
| Here: | 41.7% | | Minnesota: | 24.6% |
School Enrollment by Level of School
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Top industries in this zip code by the number of employees in 2005:
- Utilities: Electric Power Distribution (20-49 employees: 1 establishment)
- Accommodation and Food Services: Drinking Places (Alcoholic Beverages) (5-9: 1)
- Accommodation and Food Services: Full-Service Restaurants (1-4: 1)
- Construction: New Single-Family Housing Construction (except Operative Builders) (1-4: 1)
- Construction: Electrical Contractors (1-4: 1)
- Administrative and Support and Waste Management and Remediation Services: Janitorial Services (1-4: 1)
- Construction: Site Preparation Contractors (1-4: 1)
- Wholesale Trade: Farm Supplies Merchant Wholesalers (1-4: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $115,260 | 21 | $133,482 | 35 | $142,326 | 8 | $55,868 | 11 | $117,602 | 6 | $117,882 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $97,630 | 7 | $127,541 | 2 | $89,225 | 2 | $99,800 | 1 | $101,970 |
| APPLICATIONS DENIED | 0 | $0 | 9 | $133,732 | 22 | $130,398 | 3 | $41,223 | 7 | $91,433 | 3 | $77,923 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 4 | $140,618 | 8 | $111,531 | 1 | $69,970 | 1 | $67,260 | 1 | $100,340 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $40,680 | 3 | $133,070 | 0 | $0 | 0 | $0 | 1 | $48,270 |
Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $136,680 | 23 | $132,275 | 44 | $135,514 | 8 | $37,425 | 7 | $131,106 | 5 | $128,114 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $79,730 | 6 | $148,075 | 1 | $23,870 | 1 | $33,630 | 1 | $50,440 |
| APPLICATIONS DENIED | 1 | $61,290 | 6 | $88,230 | 32 | $148,092 | 7 | $73,689 | 3 | $103,960 | 3 | $79,370 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 6 | $89,315 | 20 | $130,610 | 2 | $98,175 | 3 | $90,220 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $100,340 | 6 | $127,373 | 1 | $81,360 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $224,550 | 22 | $124,604 | 48 | $128,357 | 6 | $78,558 | 11 | $154,978 | 4 | $100,615 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $84,070 | 1 | $129,090 | 9 | $110,650 | 2 | $143,465 | 1 | $39,050 | 1 | $81,360 |
| APPLICATIONS DENIED | 0 | $0 | 15 | $96,185 | 33 | $112,753 | 5 | $66,716 | 5 | $162,286 | 4 | $88,818 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 9 | $107,214 | 25 | $135,405 | 5 | $129,850 | 3 | $75,393 | 2 | $96,820 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $64,550 | 3 | $119,870 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $43,930 | 25 | $112,255 | 40 | $125,484 | 9 | $59,724 | 12 | $112,683 | 4 | $111,870 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $63,460 | 2 | $109,565 | 8 | $122,854 | 2 | $75,120 | 1 | $248,960 | 1 | $120,960 |
| APPLICATIONS DENIED | 1 | $16,270 | 7 | $79,190 | 29 | $115,232 | 4 | $48,680 | 2 | $68,070 | 4 | $69,835 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 2 | $98,445 | 22 | $155,718 | 3 | $54,963 | 0 | $0 | 1 | $122,580 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $113,360 | 2 | $133,160 | 0 | $0 | 0 | $0 | 1 | $59,660 |
Detailed HMDA statistics for the following Tracts:
9706.00
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 8 | $127,260 | 4 | $158,110 | 1 | $52,070 | 1 | $101,970 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $94,650 | 1 | $108,480 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $61,290 | 1 | $97,090 | 1 | $39,600 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $112,820 | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 4 | $135,735 | 1 | $134,520 | 1 | $127,460 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $163,800 | 1 | $163,800 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $20,070 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 7 | $142,341 | 5 | $145,254 | 2 | $157,295 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $128,010 | 1 | $51,530 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 7 | $128,549 | 4 | $155,533 | 1 | $188,210 | 1 | $81,900 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $101,430 | 0 | $0 | 1 | $101,430 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
9706.00
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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