Estimated zip code population in 2017: 3,895 Zip code population in 2010: 3,756 Zip code population in 2000: 3,699
Houses and condos: 1,826 Renter-occupied apartments: 302
% of renters here:
20%
State:
34%
March 2019 cost of living index in zip code 62640: 85.2 (less than average, U.S. average is 100)
Land area: 76.3 sq. mi. Water area: 0.9 sq. mi.
Population density: 51 people per square mile
(very low).
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Real estate property taxes paid for housing units in 2017:
This zip code:
1.5% ($1,960)
Illinois:
2.2% ($4,328)
Median real estate property taxes paid for housing units with mortgages in 2017: $2,576 (1.7%) Median real estate property taxes paid for housing units with no mortgage in 2017: $1,154 (1.2%)
Business Search- 14 Million verified businesses
Males: 1,864
(47.9%)
Females: 2,030
(52.1%)
For population 25 years and over in 62640:
High school or higher: 93.2%
Bachelor's degree or higher: 21.2%
Graduate or professional degree: 5.7%
Unemployed: 3.9%
Mean travel time to work (commute): 33.2 minutes
For population 15 years and over in 62640:
Never married: 20.6%
Now married: 58.2%
Separated: 1.1%
Widowed: 7.8%
Divorced: 12.2%
Zip code 62640 compared to state average:
Median house value below state average.
Black race population percentage significantly below state average.
Hispanic race population percentage significantly below state average.
Median age above state average.
Foreign-born population percentage significantly below state average.
Renting percentage below state average.
Percentage of population with a bachelor's degree or higher below state average.
Averages for the 2012 tax year for zip code 62640, filed in 2013:
Average Adjusted Gross Income (AGI) in 2012: $55,640 (Individual Income Tax Returns)
Here:
$55,640
State:
$68,058
Salary/wage: $43,025 (reported on 80.2% of returns)
Here:
$43,025
State:
$55,396
(% of AGI for various income ranges: 68.1% for AGIs below $25k, 72.5% for AGIs $25k-50k, 66.0% for AGIs $50k-75k, 70.2% for AGIs $75k-100k, 64.6% for AGIs $100k-200k, 30.1% for AGIs over 200k)
Taxable interest for individuals: $1,282 (reported on 40.7% of returns)
This zip code:
$1,282
Illinois:
$1,969
(% of AGI for various income ranges: 2.0% for AGIs below $25k, 0.9% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 0.9% for AGIs $100k-200k, 1.4% for AGIs over 200k)
Ordinary dividends: $2,593 (reported on 18.5% of returns)
Here:
$2,593
State:
$7,786
(% of AGI for various income ranges: 1.4% for AGIs below $25k, 0.7% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 1.1% for AGIs $75k-100k, 0.8% for AGIs $100k-200k, 0.5% for AGIs over 200k)
Net capital gain/loss in AGI: +$7,958 (reported on 11.7% of returns)
Here:
+$7,958
State:
+$22,183
(% of AGI for various income ranges: 0.7% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 4.4% for AGIs $100k-200k)
Profit/loss from business: +$12,025 (reported on 12.3% of returns)
Here:
+$12,025
State:
+$12,903
(% of AGI for various income ranges: 4.7% for AGIs below $25k, 2.2% for AGIs $25k-50k, 2.3% for AGIs $50k-75k, 2.1% for AGIs $75k-100k, 4.4% for AGIs $100k-200k)
Taxable individual retirement arrangement distribution: $8,147 (reported on 11.7% of returns)
62640:
$8,147
Illinois:
$17,929
(% of AGI for various income ranges: 3.8% for AGIs below $25k, 1.4% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 2.4% for AGIs $75k-100k, 2.0% for AGIs $100k-200k)
Total itemized deductions: $19,218 (17% of AGI, reported on 23.5% of returns)
Here:
$19,218
State:
$26,433
Here:
17.3% of AGI
State:
19.2% of AGI
(% of AGI for various income ranges: 7.4% for AGIs $25k-50k, 8.4% for AGIs $50k-75k, 7.1% for AGIs $75k-100k, 11.2% for AGIs $100k-200k, 8.5% for AGIs over 200k)
Charity contributions: $3,708 (reported on 16.0% of returns)
Here:
$3,708
State:
$4,525
(% of AGI for various income ranges: 0.5% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 1.5% for AGIs $100k-200k, 1.8% for AGIs over 200k)
Taxes paid: $7,418 (reported on 23.5% of returns)
62640:
$7,418
State:
$11,968
(% of AGI for various income ranges: 1.8% for AGIs $25k-50k, 2.5% for AGIs $50k-75k, 2.7% for AGIs $75k-100k, 4.6% for AGIs $100k-200k, 4.7% for AGIs over 200k)
Earned income credit: $2,337 (reported on 16.7% of returns)
Here:
$2,337
State:
$2,349
(% of AGI for various income ranges: 6.4% for AGIs below $25k, 1.1% for AGIs $25k-50k)
Percentage of individuals using paid preparers for their 2012 taxes: 59.9%
Here:
60%
State:
57%
(% for various income ranges: 55.9% for AGIs below $25k, 57.9% for AGIs $25k-50k, 64.0% for AGIs $50k-75k, 58.8% for AGIs $75k-100k, 65.0% for AGIs $100k-200k, 100.0% for AGIs over 200k)
Averages for the 2004 tax year for zip code 62640, filed in 2005:
Average Adjusted Gross Income (AGI) in 2004: $38,699 (Individual Income Tax Returns)
Here:
$38,699
State:
$54,625
Salary/wage: $33,771 (reported on 83.2% of returns)
Here:
$33,771
State:
$46,811
(% of AGI for various income ranges: 117.1% for AGIs below $10k, 73.1% for AGIs $10k-25k, 78.1% for AGIs $25k-50k, 76.1% for AGIs $50k-75k, 75.1% for AGIs $75k-100k, 51.8% for AGIs over 100k)
Taxable interest for individuals: $1,688 (reported on 46.6% of returns)
This zip code:
$1,688
Illinois:
$2,101
(% of AGI for various income ranges: 8.3% for AGIs below $10k, 2.9% for AGIs $10k-25k, 1.6% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 2.5% for AGIs $75k-100k, 1.6% for AGIs over 100k)
Taxable dividends: $1,788 (reported on 22.8% of returns)
Here:
$1,788
State:
$4,306
(% of AGI for various income ranges: 3.8% for AGIs below $10k, 1.5% for AGIs $10k-25k, 1.2% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 0.8% for AGIs over 100k)
Net capital gain/loss: +$2,750 (reported on 14.8% of returns)
Here:
+$2,750
State:
+$17,321
(% of AGI for various income ranges: -2.3% for AGIs below $10k, -0.3% for AGIs $10k-25k, 0.5% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 4.0% for AGIs over 100k)
Profit/loss from business: +$6,768 (reported on 13.5% of returns)
Here:
+$6,768
State:
+$11,771
(% of AGI for various income ranges: -4.8% for AGIs below $10k, 1.7% for AGIs $10k-25k, 2.2% for AGIs $25k-50k, 1.5% for AGIs $50k-75k, 1.7% for AGIs $75k-100k, 5.9% for AGIs over 100k)
Profit/loss from farming: +$4,467 (reported on 4.3% of returns)
Here:
+$4,467
State:
+$2,327
(% of AGI for various income ranges: -1.3% for AGIs below $10k, 0.4% for AGIs $10k-25k, -0.8% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 3.3% for AGIs over 100k)
IRA payment deduction: $3,000 (reported on 2.3% of returns)
62640:
$3,000
Illinois:
$3,087
Total itemized deductions: $13,835 (20% of AGI, reported on 20.1% of returns)
Here:
$13,835
State:
$20,239
Here:
19.6% of AGI
State:
19.5% of AGI
(% of AGI for various income ranges: 15.7% for AGIs below $10k, 5.6% for AGIs $10k-25k, 6.3% for AGIs $25k-50k, 6.7% for AGIs $50k-75k, 9.6% for AGIs $75k-100k, 7.0% for AGIs over 100k)
Charity contributions deductions: $2,687 (4% of AGI, reported on 15.7% of returns)
Here:
$2,687
State:
$3,719
Here:
3.6% of AGI
State:
3.4% of AGI
(% of AGI for various income ranges: 1.4% for AGIs below $10k, 0.4% for AGIs $10k-25k, 0.8% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 1.6% for AGIs $75k-100k, 1.6% for AGIs over 100k)
Total tax: $5,159 (reported on 74.8% of returns)
62640:
$5,159
State:
$9,882
(% of AGI for various income ranges: 2.2% for AGIs below $10k, 3.9% for AGIs $10k-25k, 6.6% for AGIs $25k-50k, 8.7% for AGIs $50k-75k, 11.5% for AGIs $75k-100k, 20.0% for AGIs over 100k)
Earned income credit: $1,750 (reported on 14.1% of returns)
Here:
$1,750
State:
$1,788
Percentage of individuals using paid preparers for their 2004 taxes: 64.8%
Here:
65%
State:
61%
(% for various income ranges: 54.8% for AGIs below $10k, 65.6% for AGIs $10k-25k, 65.9% for AGIs $25k-50k, 67.5% for AGIs $50k-75k, 73.1% for AGIs $75k-100k, 74.0% for AGIs over 100k)
Household received Food Stamps/SNAP in the past 12 months: 209 Household did not receive Food Stamps/SNAP in the past 12 months: 1,332
Women who had a birth in the past 12 months: 27 (12 now married, 14 unmarried) Women who did not have a birth in the past 12 months: 809 (486 now married, 317 unmarried)
Housing units in zip code 62640 with a mortgage: 728 (3 second mortgage, 75 home equity loan, 3 both second mortgage and home equity loan) Houses without a mortgage: 515
Median monthly owner costs for units with a mortgage: $1,165 Median monthly owner costs for units without a mortgage: $368
Residents with income below the poverty level in 2017:
This zip code:
7.4%
Whole state:
12.6%
Residents with income below 50% of the poverty level in 2017:
This zip code:
5.0%
Whole state:
6.8%
Median number of rooms in houses and condos:
Here:
5.9
State:
6.4
Median number of rooms in apartments:
Here:
5.1
State:
4.2
Notable locations in this zip code not listed on our city pages
Notable locations in zip code 62640: Oak Leaf Country Club (A), South Otter Townhall (B), Girard Fire Protection District (C). Display/hide their locations on the map
Churches in zip code 62640 include: Pleasant Dale Church (A), Boston Chapel Christian Church (B), First Baptist Church (C), United Methodist Church of Girard (D), Trinity Lutheran Church (E), Union Chapel (F), New House of Prayer Church (G). Display/hide their locations on the map
Cemeteries: Girard City Cemetery (1), Union Chapel Cemetery (2), Girard Cemetery (3), Ross Cemetery (4), Cherry Cemetery (5). Display/hide their locations on the map
Reservoirs: Otter Lake (A), Schoper Lake (B), Sunset Lake (C), Standard City Lake (D), Girard Sunset Lake (E), Whites Pond (F). Display/hide their locations on the map
Cars and other vehicles available in Girard, IL (62640) in owner-occupied houses/condos
22no vehicle
2751 vehicle
5772 vehicles
2363 vehicles
824 vehicles
545+ vehicles
Cars and other vehicles available in Girard, IL (62640) in renter-occupied apartments
42no vehicle
1061 vehicle
1352 vehicles
133 vehicles
84 vehicles
05+ vehicles
Zip code 62640 household income distribution in 2017
56Less than $10,000
33$10,000 to $14,999
43$15,000 to $19,999
51$20,000 to $24,999
61$25,000 to $29,999
79$30,000 to $34,999
90$35,000 to $39,999
96$40,000 to $44,999
90$45,000 to $49,999
134$50,000 to $59,999
238$60,000 to $74,999
254$75,000 to $99,999
75$100,000 to $124,999
66$125,000 to $149,999
56$150,000 to $199,999
115$200,000 or more
Estimate of home value of owner-occupied houses/condos in 2017 in zip code 62640
17Less than $10,000
7$10,000 to $14,999
6$15,000 to $19,999
23$20,000 to $24,999
8$25,000 to $29,999
13$30,000 to $34,999
48$35,000 to $39,999
51$40,000 to $49,999
47$50,000 to $59,999
83$60,000 to $69,999
60$70,000 to $79,999
62$80,000 to $89,999
40$90,000 to $99,999
105$100,000 to $124,999
148$125,000 to $149,999
102$150,000 to $174,999
48$175,000 to $199,999
118$200,000 to $249,999
81$250,000 to $299,999
54$300,000 to $399,999
8$400,000 to $499,999
8$500,000 to $749,999
Rent paid by renters in 2017 in zip code 62640
9Less than $100
17$100 to $149
8$300 to $349
11$350 to $399
20$400 to $449
33$450 to $499
48$500 to $549
24$550 to $599
17$600 to $649
3$700 to $749
9$800 to $899
6$1,250 to $1,499
24$1,500 to $1,999
14$2,000 to $2,499
36No cash rent
Median gross rent in 2017: $767.
Estimated median house (or condo) value in 2017 for:
White Non-Hispanic householders: $135,689
American Indian or Alaska Native householders: $213,198
Asian householders: $521,152
Two or more races householders: $142,132
Hispanic or Latino householders: $142,132
Estimated median house or condo value in 2017: $129,435
62640:
$129,435
Illinois:
$195,300
Lower value quartile - upper value quartile: $72,938 - $190,166
Housing units in structures:
One, detached: 1,550
One, attached: 6
Two: 30
3 or 4: 20
5 to 9: 6
20 to 49: 20
50 or more: 20
Mobile homes: 167
Unemployment: 3.9%
Means of transportation to work in zip code 62640
84.3%1,548Drove a car alone
8.9%164Carpooled
0.2%4Motorcycle
1.8%33Walked
4.7%87Worked at home
Travel time to work (commute) in zip code 62640
30Less than 5 minutes
1735 to 9 minutes
18810 to 14 minutes
17115 to 19 minutes
11720 to 24 minutes
6825 to 29 minutes
24730 to 34 minutes
8935 to 39 minutes
14440 to 44 minutes
32245 to 59 minutes
16060 to 89 minutes
3390 or more minutes
Percentage of zip code residents living and working in this county: 40.4%
Household type by relationship:
Households: 3,806
In family households: 3,280 (548 male householders, 541 female householders)
887 spouses, 1,054 children (956 natural, 15 adopted, 85 stepchildren), 26 grandchildren, 36 brothers or sisters, 55 parents, 29 other relatives, 95 non-relatives
In nonfamily households: 524 (196 male householders (169 living alone)), 257 female householders (220 living alone)), 69 nonrelatives
In group quarters: 88 (93 institutionalized population)
Size of family households: 507 2-persons, 276 3-persons, 195 4-persons, 80 5-persons, 7 6-persons, 21 7-or-more-persons
Size of nonfamily households: 389 1-person, 58 2-persons, 5 4-persons
620 married couples with children.
214 single-parent households (25 men, 189 women).
98.2% of residents of 62640 zip code speak English at home.
0.2% of residents speak Spanish at home (63% very well, 38% not well).
0.9% of residents speak other Indo-European language at home (100% very well).
0.3% of residents speak Asian or Pacific Island language at home (58% very well, 42% well).
Foreign born population: 30 (0.8%) (100.0% of them are naturalized citizens)
This zip code:
0.8%
Whole state:
14.3%
33%Bangladesh
30%Japan
23%German
22%American
16%English
4%Irish
3%Italian
3%Polish
2%European
Year of entry for the foreign-born population
02010 or later
92000 to 2009
181990 to 1999
0Before 1990
Facilities with environmental interests located in this zip code:
M & M SERVICE CO (122 E CENTER in GIRARD, IL)
STATE MASTER (Illinois EPA Project) - AIR PROGRAM AIR MINOR (AIRS/AFS) COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances) CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources) Business SIC classification: GRAIN AND FIELD BEANS Alternative names: MACOUPIN SVC CO
COWDEN AUTO BODY INC (1008 W CENTER in GIRARD, IL)
STATE MASTER (Illinois EPA Project) - AIR PROGRAM AIR MINOR (AIRS/AFS) Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification Business SIC classification: NONCLASSIFIABLE ESTABLISHMENTS Organizations: COWDEN MICHAEL (CONTACT/OWNER)
Alternative names: COWDENS AUTO BODY INC
CHERRY S FOODS (ROUTE 4 in GIRARD, IL)
STATE MASTER (Illinois EPA Project) - AIR PROGRAM AIR MINOR (AIRS/AFS) CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources) Business SIC classification: GROCERY STORES Alternative names: CHERRY'S FOODS
JOHN AND DEBORAH TALBERT (238 LIBERTY COURT in GIRARD, IL)
STATE MASTER (Illinois EPA Project) - AIR PROGRAM AIR MINOR (AIRS/AFS) Business SIC classification: NONCLASSIFIABLE ESTABLISHMENTS
OTTER LAKE WTR COMMISSION WTP (13722 EMMERSON AIRLINE ROAD in GIRARD, IL)
STATE MASTER (Illinois EPA Project) - National Pollutant Discharge Elimination System Permit National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit Business SIC classification: WATER SUPPLY
R&R BINDERY (499 RACHEL RD in GIRARD, IL)
STATE MASTER (Illinois EPA Project) - HAZARDOUS WASTE PROGRAM Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) Organizations: ROBERT A MCINTIRE (CONTACT/OPERATOR)
Alternative names: R&R BINDERY SERVICE
COGA INDUSTRIES LLC - PLANT 2 (COUNTY HIGHWAY 12 in GIRARD, IL)
STATE MASTER (Illinois EPA Project) - AIR PROGRAM AIR MINOR (AIRS/AFS) Business SIC classification: NONCLASSIFIABLE ESTABLISHMENTS
D AND L TIRE AND SERVICE CENTER INC (224 W CENTER in GIRARD, IL)
(Resource Conservation and Recovery Act (tracking hazardous waste)) Organizations: LANCASTER ERIC (CONTACT/OWNER)
Housing units lacking complete plumbing facilities: 2.9% Housing units lacking complete kitchen facilities: 3.5%
44.4%Utility gas
26.6%Electricity
25.3%Bottled, tank, or LP gas
2.7%Other fuel
0.9%Wood
Population in 1990: 2,454. Population change in the 1990s: +1,245 (+50.7%).
Place of birth for U.S.-born residents:
This state: 3,367
Northeast: 75
Midwest: 239
South: 113
West: 52
60% of the 62640 zip code residents lived in the same house 5 years ago. Out of people who lived in different houses, 58% lived in this county. Out of people who lived in different counties, 50% lived in Illinois.
90% of the 62640 zip code residents lived in the same house 1 year ago. Out of people who lived in different houses, 57% moved from this county. Out of people who lived in different houses, 32% moved from different county within same state. Out of people who lived in different houses, 10% moved from different state.
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 64
Here:
15.4%
Illinois:
11.1%
Students in private schools in grades 9 to 12 (high school): 10
Here:
4.1%
Illinois:
9.3%
Students in private undergraduate colleges: 27
Here:
18.3%
Illinois:
27.0%
Occupation by median earnings in the past 12 months ($)
262,331Life, physical, and social science occupations
94,457Law enforcement workers including supervisors
80,184Computer and mathematical occupations
75,310Health diagnosing and treating practitioners and other technical occupations
54,512Business and financial operations occupations
48,632Management occupations
Top industries in this zip code by the number of employees in 2005: