62640 Zip Code (Girard, IL) Detailed Profile

Estimated zip code population in 2017: 3,895
Zip code population in 2010: 3,756
Zip code population in 2000: 3,699

Houses and condos: 1,826
Renter-occupied apartments: 302
March 2019 cost of living index in zip code 62640: 85.2 (less than average, U.S. average is 100)

Land area: 76.3 sq. mi.
Water area: 0.9 sq. mi.

Population density: 51 people per square mile

(very low).

Real estate property taxes paid for housing units in 2017:
Median real estate property taxes paid for housing units with mortgages in 2017: $2,576 (1.7%)
Median real estate property taxes paid for housing units with no mortgage in 2017: $1,154 (1.2%)

For population 25 years and over in 62640:

• High school or higher: 93.2%
• Bachelor's degree or higher: 21.2%
• Graduate or professional degree: 5.7%
• Unemployed: 3.9%
• Mean travel time to work (commute): 33.2 minutes

For population 15 years and over in 62640:

• Never married: 20.6%
• Now married: 58.2%
• Separated: 1.1%
• Widowed: 7.8%
• Divorced: 12.2%

• 
• • 3,64698.6%White
  • 371.0%Two or more races
  • 361.0%Hispanic or Latino
  • 170.5%Asian
  • 110.3%American Indian
  • 70.2%Black
  • 20.05%Some other race

100% rural population.

Averages for the 2012 tax year for zip code 62640, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $55,640 (Individual Income Tax Returns)

Here:	$55,640
State:	$68,058

Salary/wage: $43,025 (reported on 80.2% of returns)

Here:	$43,025
State:	$55,396

(% of AGI for various income ranges: 68.1% for AGIs below $25k, 72.5% for AGIs $25k-50k, 66.0% for AGIs $50k-75k, 70.2% for AGIs $75k-100k, 64.6% for AGIs $100k-200k, 30.1% for AGIs over 200k)

Taxable interest for individuals: $1,282 (reported on 40.7% of returns)

This zip code:	$1,282
Illinois:	$1,969

(% of AGI for various income ranges: 2.0% for AGIs below $25k, 0.9% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 0.9% for AGIs $100k-200k, 1.4% for AGIs over 200k)

Ordinary dividends: $2,593 (reported on 18.5% of returns)

Here:	$2,593
State:	$7,786

(% of AGI for various income ranges: 1.4% for AGIs below $25k, 0.7% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 1.1% for AGIs $75k-100k, 0.8% for AGIs $100k-200k, 0.5% for AGIs over 200k)

Net capital gain/loss in AGI: +$7,958 (reported on 11.7% of returns)

Here:	+$7,958
State:	+$22,183

(% of AGI for various income ranges: 0.7% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 4.4% for AGIs $100k-200k)

Profit/loss from business: +$12,025 (reported on 12.3% of returns)

Here:	+$12,025
State:	+$12,903

(% of AGI for various income ranges: 4.7% for AGIs below $25k, 2.2% for AGIs $25k-50k, 2.3% for AGIs $50k-75k, 2.1% for AGIs $75k-100k, 4.4% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $8,147 (reported on 11.7% of returns)

62640:	$8,147
Illinois:	$17,929

(% of AGI for various income ranges: 3.8% for AGIs below $25k, 1.4% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 2.4% for AGIs $75k-100k, 2.0% for AGIs $100k-200k)

Total itemized deductions: $19,218 (17% of AGI, reported on 23.5% of returns)

Here:	$19,218
State:	$26,433

Here:	17.3% of AGI
State:	19.2% of AGI

(% of AGI for various income ranges: 7.4% for AGIs $25k-50k, 8.4% for AGIs $50k-75k, 7.1% for AGIs $75k-100k, 11.2% for AGIs $100k-200k, 8.5% for AGIs over 200k)

Charity contributions: $3,708 (reported on 16.0% of returns)

Here:	$3,708
State:	$4,525

(% of AGI for various income ranges: 0.5% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 1.5% for AGIs $100k-200k, 1.8% for AGIs over 200k)

Taxes paid: $7,418 (reported on 23.5% of returns)

62640:	$7,418
State:	$11,968

(% of AGI for various income ranges: 1.8% for AGIs $25k-50k, 2.5% for AGIs $50k-75k, 2.7% for AGIs $75k-100k, 4.6% for AGIs $100k-200k, 4.7% for AGIs over 200k)

Earned income credit: $2,337 (reported on 16.7% of returns)

Here:	$2,337
State:	$2,349

(% of AGI for various income ranges: 6.4% for AGIs below $25k, 1.1% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 59.9%

Here:	60%
State:	57%

(% for various income ranges: 55.9% for AGIs below $25k, 57.9% for AGIs $25k-50k, 64.0% for AGIs $50k-75k, 58.8% for AGIs $75k-100k, 65.0% for AGIs $100k-200k, 100.0% for AGIs over 200k)

Averages for the 2004 tax year for zip code 62640, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $38,699 (Individual Income Tax Returns)

Here:	$38,699
State:	$54,625

Salary/wage: $33,771 (reported on 83.2% of returns)

Here:	$33,771
State:	$46,811

(% of AGI for various income ranges: 117.1% for AGIs below $10k, 73.1% for AGIs $10k-25k, 78.1% for AGIs $25k-50k, 76.1% for AGIs $50k-75k, 75.1% for AGIs $75k-100k, 51.8% for AGIs over 100k)

Taxable interest for individuals: $1,688 (reported on 46.6% of returns)

This zip code:	$1,688
Illinois:	$2,101

(% of AGI for various income ranges: 8.3% for AGIs below $10k, 2.9% for AGIs $10k-25k, 1.6% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 2.5% for AGIs $75k-100k, 1.6% for AGIs over 100k)

Taxable dividends: $1,788 (reported on 22.8% of returns)

Here:	$1,788
State:	$4,306

(% of AGI for various income ranges: 3.8% for AGIs below $10k, 1.5% for AGIs $10k-25k, 1.2% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 0.8% for AGIs over 100k)

Net capital gain/loss: +$2,750 (reported on 14.8% of returns)

Here:	+$2,750
State:	+$17,321

(% of AGI for various income ranges: -2.3% for AGIs below $10k, -0.3% for AGIs $10k-25k, 0.5% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 4.0% for AGIs over 100k)

Profit/loss from business: +$6,768 (reported on 13.5% of returns)

Here:	+$6,768
State:	+$11,771

(% of AGI for various income ranges: -4.8% for AGIs below $10k, 1.7% for AGIs $10k-25k, 2.2% for AGIs $25k-50k, 1.5% for AGIs $50k-75k, 1.7% for AGIs $75k-100k, 5.9% for AGIs over 100k)

Profit/loss from farming: +$4,467 (reported on 4.3% of returns)

Here:	+$4,467
State:	+$2,327

(% of AGI for various income ranges: -1.3% for AGIs below $10k, 0.4% for AGIs $10k-25k, -0.8% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 3.3% for AGIs over 100k)

IRA payment deduction: $3,000 (reported on 2.3% of returns)

62640:	$3,000
Illinois:	$3,087

Total itemized deductions: $13,835 (20% of AGI, reported on 20.1% of returns)

Here:	$13,835
State:	$20,239

Here:	19.6% of AGI
State:	19.5% of AGI

(% of AGI for various income ranges: 15.7% for AGIs below $10k, 5.6% for AGIs $10k-25k, 6.3% for AGIs $25k-50k, 6.7% for AGIs $50k-75k, 9.6% for AGIs $75k-100k, 7.0% for AGIs over 100k)

Charity contributions deductions: $2,687 (4% of AGI, reported on 15.7% of returns)

Here:	$2,687
State:	$3,719

Here:	3.6% of AGI
State:	3.4% of AGI

(% of AGI for various income ranges: 1.4% for AGIs below $10k, 0.4% for AGIs $10k-25k, 0.8% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 1.6% for AGIs $75k-100k, 1.6% for AGIs over 100k)

Total tax: $5,159 (reported on 74.8% of returns)

62640:	$5,159
State:	$9,882

(% of AGI for various income ranges: 2.2% for AGIs below $10k, 3.9% for AGIs $10k-25k, 6.6% for AGIs $25k-50k, 8.7% for AGIs $50k-75k, 11.5% for AGIs $75k-100k, 20.0% for AGIs over 100k)

Earned income credit: $1,750 (reported on 14.1% of returns)

Here:	$1,750
State:	$1,788

Percentage of individuals using paid preparers for their 2004 taxes: 64.8%

Here:	65%
State:	61%

(% for various income ranges: 54.8% for AGIs below $10k, 65.6% for AGIs $10k-25k, 65.9% for AGIs $25k-50k, 67.5% for AGIs $50k-75k, 73.1% for AGIs $75k-100k, 74.0% for AGIs over 100k)

Nearest zip codes: 62672, 62690, 62689, 62572, 62615, 62626.
Standard City Zip Code Map

No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 209
Household did not receive Food Stamps/SNAP in the past 12 months: 1,332

Women who had a birth in the past 12 months: 27 (12 now married, 14 unmarried)
Women who did not have a birth in the past 12 months: 809 (486 now married, 317 unmarried)

Housing units in zip code 62640 with a mortgage: 728 (3 second mortgage, 75 home equity loan, 3 both second mortgage and home equity loan)
Houses without a mortgage: 515

Median monthly owner costs for units with a mortgage: $1,165
Median monthly owner costs for units without a mortgage: $368

Residents with income below the poverty level in 2017:
Residents with income below 50% of the poverty level in 2017:

• Zip code 62640 household income distribution in 2017

• 56Less than $10,000
• 33$10,000 to $14,999
• 43$15,000 to $19,999
• 51$20,000 to $24,999
• 61$25,000 to $29,999
• 79$30,000 to $34,999
• 90$35,000 to $39,999
• 96$40,000 to $44,999
• 90$45,000 to $49,999
• 134$50,000 to $59,999
• 238$60,000 to $74,999
• 254$75,000 to $99,999
• 75$100,000 to $124,999
• 66$125,000 to $149,999
• 56$150,000 to $199,999
• 115$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2017 in zip code 62640

• 17Less than $10,000
• 7$10,000 to $14,999
• 6$15,000 to $19,999
• 23$20,000 to $24,999
• 8$25,000 to $29,999
• 13$30,000 to $34,999
• 48$35,000 to $39,999
• 51$40,000 to $49,999
• 47$50,000 to $59,999
• 83$60,000 to $69,999
• 60$70,000 to $79,999
• 62$80,000 to $89,999
• 40$90,000 to $99,999
• 105$100,000 to $124,999
• 148$125,000 to $149,999
• 102$150,000 to $174,999
• 48$175,000 to $199,999
• 118$200,000 to $249,999
• 81$250,000 to $299,999
• 54$300,000 to $399,999
• 8$400,000 to $499,999
• 8$500,000 to $749,999

• Rent paid by renters in 2017 in zip code 62640

• 9Less than $100
• 17$100 to $149
• 8$300 to $349
• 11$350 to $399
• 20$400 to $449
• 33$450 to $499
• 48$500 to $549
• 24$550 to $599
• 17$600 to $649
• 3$700 to $749
• 9$800 to $899
• 6$1,250 to $1,499
• 24$1,500 to $1,999
• 14$2,000 to $2,499
• 36No cash rent

Median gross rent in 2017: $767.

Estimated median house (or condo) value in 2017 for:

• White Non-Hispanic householders: $135,689
• American Indian or Alaska Native householders: $213,198
• Asian householders: $521,152
• Two or more races householders: $142,132
• Hispanic or Latino householders: $142,132

Estimated median house or condo value in 2017: $129,435 Lower value quartile - upper value quartile: $72,938 - $190,166

Housing units in structures:

• One, detached: 1,550
• One, attached: 6
• Two: 30
• 3 or 4: 20
• 5 to 9: 6
• 20 to 49: 20
• 50 or more: 20
• Mobile homes: 167

Unemployment: 3.9%

• Means of transportation to work in zip code 62640

• 84.3%1,548Drove a car alone
• 8.9%164Carpooled
• 0.2%4Motorcycle
• 1.8%33Walked
• 4.7%87Worked at home

• Travel time to work (commute) in zip code 62640

• 30Less than 5 minutes
• 1735 to 9 minutes
• 18810 to 14 minutes
• 17115 to 19 minutes
• 11720 to 24 minutes
• 6825 to 29 minutes
• 24730 to 34 minutes
• 8935 to 39 minutes
• 14440 to 44 minutes
• 32245 to 59 minutes
• 16060 to 89 minutes
• 3390 or more minutes

Percentage of zip code residents living and working in this county: 40.4%

Household type by relationship:

Households: 3,806

• In family households: 3,280 (548 male householders, 541 female householders)

  887 spouses, 1,054 children (956 natural, 15 adopted, 85 stepchildren), 26 grandchildren, 36 brothers or sisters, 55 parents, 29 other relatives, 95 non-relatives

• In nonfamily households: 524 (196 male householders (169 living alone)), 257 female householders (220 living alone)), 69 nonrelatives
• In group quarters: 88 (93 institutionalized population)

Size of family households: 507 2-persons, 276 3-persons, 195 4-persons, 80 5-persons, 7 6-persons, 21 7-or-more-persons

Size of nonfamily households: 389 1-person, 58 2-persons, 5 4-persons

620 married couples with children.
214 single-parent households (25 men, 189 women).

98.2% of residents of 62640 zip code speak English at home.
0.2% of residents speak Spanish at home (63% very well, 38% not well).
0.9% of residents speak other Indo-European language at home (100% very well).
0.3% of residents speak Asian or Pacific Island language at home (58% very well, 42% well).

Facilities with environmental interests located in this zip code:

• M & M SERVICE CO (122 E CENTER in GIRARD, IL)

  STATE MASTER (Illinois EPA Project) - AIR PROGRAM
  AIR MINOR (AIRS/AFS)
  COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
  CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
  Business SIC classification: GRAIN AND FIELD BEANS
  Alternative names: MACOUPIN SVC CO

• COWDEN AUTO BODY INC (1008 W CENTER in GIRARD, IL)

  STATE MASTER (Illinois EPA Project) - AIR PROGRAM
  AIR MINOR (AIRS/AFS)
  Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
  Business SIC classification: NONCLASSIFIABLE ESTABLISHMENTS
  Organizations: COWDEN MICHAEL (CONTACT/OWNER)
  Alternative names: COWDENS AUTO BODY INC

• CHERRY S FOODS (ROUTE 4 in GIRARD, IL)

  STATE MASTER (Illinois EPA Project) - AIR PROGRAM
  AIR MINOR (AIRS/AFS)
  CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
  Business SIC classification: GROCERY STORES
  Alternative names: CHERRY'S FOODS

• JOHN AND DEBORAH TALBERT (238 LIBERTY COURT in GIRARD, IL)

  STATE MASTER (Illinois EPA Project) - AIR PROGRAM
  AIR MINOR (AIRS/AFS)
  Business SIC classification: NONCLASSIFIABLE ESTABLISHMENTS
  

• OTTER LAKE WTR COMMISSION WTP (13722 EMMERSON AIRLINE ROAD in GIRARD, IL)

  STATE MASTER (Illinois EPA Project) - National Pollutant Discharge Elimination System Permit
  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  Business SIC classification: WATER SUPPLY
  

• R&R BINDERY (499 RACHEL RD in GIRARD, IL)

  STATE MASTER (Illinois EPA Project) - HAZARDOUS WASTE PROGRAM
  Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste))
  Organizations: ROBERT A MCINTIRE (CONTACT/OPERATOR)
  Alternative names: R&R BINDERY SERVICE

• COGA INDUSTRIES LLC - PLANT 2 (COUNTY HIGHWAY 12 in GIRARD, IL)

  STATE MASTER (Illinois EPA Project) - AIR PROGRAM
  AIR MINOR (AIRS/AFS)
  Business SIC classification: NONCLASSIFIABLE ESTABLISHMENTS
  

• D AND L TIRE AND SERVICE CENTER INC (224 W CENTER in GIRARD, IL)

  (Resource Conservation and Recovery Act (tracking hazardous waste))
  Organizations: LANCASTER ERIC (CONTACT/OWNER)
  

Housing units lacking complete plumbing facilities: 2.9%
Housing units lacking complete kitchen facilities: 3.5%

Population in 1990: 2,454. Population change in the 1990s: +1,245 (+50.7%).

Place of birth for U.S.-born residents:

• This state: 3,367
• Northeast: 75
• Midwest: 239
• South: 113
• West: 52

60% of the 62640 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 58% lived in this county.
   Out of people who lived in different counties, 50% lived in Illinois.

90% of the 62640 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 57% moved from this county.
   Out of people who lived in different houses, 32% moved from different county within same state.
   Out of people who lived in different houses, 10% moved from different state.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 64
Students in private schools in grades 9 to 12 (high school): 10 Students in private undergraduate colleges: 27

Top industries in this zip code by the number of employees in 2005:

• Mining: Bituminous Coal Underground Mining (100-249 employees: 1 establishment)
• Health Care and Social Assistance: Nursing Care Facilities (50-99: 1)
• Construction: New Single-Family Housing Construction (except Operative Builders) (10-19: 1)
• Administrative and Support and Waste Management and Remediation Services: Office Administrative Services (10-19: 1)
• Construction: Structural Steel and Precast Concrete Contractors (10-19: 1)
• Construction: Plumbing, Heating, and Air-Conditioning Contractors (10-19: 1)
• Wholesale Trade: Grain and Field Bean Merchant Wholesalers (10-19: 1)

Detailed HMDA statistics for the following Tracts: 9561.00 , 9563.00


Detailed PMIC statistics for the following Tracts: 9561.00 , 9563.00

Most common first names in zip code 62640 among deceased individuals
Name	Count	Lived (average)
Mary	36	83.0 years
John	27	77.1 years
James	24	70.2 years
William	23	75.7 years
Charles	22	74.9 years
Helen	22	80.6 years
Robert	19	68.8 years
George	17	72.7 years
Clarence	15	79.2 years
Thomas	13	77.5 years

Most common last names in zip code 62640 among deceased individuals
Last name	Count	Lived (average)
Smith	17	71.2 years
Miller	16	75.2 years
Jenkins	13	82.1 years
Hays	12	84.9 years
Allen	12	85.2 years
Garst	11	70.7 years
Brown	9	77.7 years
Weller	9	84.2 years
Jennings	9	70.9 years
Schott	8	78.5 years

Businesses in zip code 62640

• U-Haul: 1