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62640 Zip Code Detailed Profile

 



Profiles Girard, IL (62640) houses, apartments, residents, cars, jobs...

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City: Girard, IL
Macoupin County, IL
Zip code population (2000): 3,699
Estimated zip code population in 2007: 3,570



Age and Sex of Residents in zip code 62640


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Girard, IL (62640) map from a distance

Houses and condos: 1,599
Renter-occupied apartments: 340
% of renters here:  23%
State:  33%

2008 cost of living index in zip code 62640: 74.8 (low, U.S. average is 100)

Land area: 68.3 sq. mi.
Water area: 0.7 sq. mi.
Population density: 52 people per square mile 
 
 (very low).

Estimate of real estate property taxes paid for housing units in 2007:
This zip code:  1.9% ($950)
Illinois:  2.5% ($2,285)

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Males: 1,823  (49.3%)
Females: 1,876  (50.7%)

Zip code 62640 races chart


62640, IL forum
Discuss zip code 62640 area on our local forum with over 700,000 registered users
100% rural population.

Estimated median house/condo value in 2007: $111,589
62640:  $111,589
Illinois:  $208,800


According to our research of public records there were 9 registered sex offenders living in 62640 zip code in early 2007.

Median resident age:  40.4 years
Illinois median age:  34.7 years

Average household size:
This zip code:  2.5 people
Illinois:  2.6 people

Averages for the 2004 tax year for zip code 62640, filed in 2005:
Average Adjusted Gross Income (AGI) in 2004: $38,699 (Individual Income Tax Returns)
Here:  $38,699
State:  $54,625

Salary/wage: $33,771 (reported on 83.2% of returns)
Here:  $33,771
State:  $46,811
(% of AGI for various income ranges: 117.1% for AGIs below $10k, 73.1% for AGIs $10k-25k, 78.1% for AGIs $25k-50k, 76.1% for AGIs $50k-75k, 75.1% for AGIs $75k-100k, 51.8% for AGIs over 100k)

Taxable interest for individuals: $1,688 (reported on 46.6% of returns)
This zip code:  $1,688
Illinois:  $2,101
(% of AGI for various income ranges: 8.3% for AGIs below $10k, 2.9% for AGIs $10k-25k, 1.6% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 2.5% for AGIs $75k-100k, 1.6% for AGIs over 100k)

Taxable dividends: $1,788 (reported on 22.8% of returns)
Here:  $1,788
State:  $4,306
(% of AGI for various income ranges: 3.8% for AGIs below $10k, 1.5% for AGIs $10k-25k, 1.2% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 0.8% for AGIs over 100k)

Net capital gain/loss: +$2,750 (reported on 14.8% of returns)
Here:  +$2,750
State:  +$17,321
(% of AGI for various income ranges: -2.3% for AGIs below $10k, -0.3% for AGIs $10k-25k, 0.5% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 4.0% for AGIs over 100k)

Profit/loss from business: +$6,768 (reported on 13.5% of returns)
Here:  +$6,768
State:  +$11,771
(% of AGI for various income ranges: -4.8% for AGIs below $10k, 1.7% for AGIs $10k-25k, 2.2% for AGIs $25k-50k, 1.5% for AGIs $50k-75k, 1.7% for AGIs $75k-100k, 5.9% for AGIs over 100k)

Profit/loss from farming: +$4,467 (reported on 4.3% of returns)
Here:  +$4,467
State:  +$2,327
(% of AGI for various income ranges: -1.3% for AGIs below $10k, 0.4% for AGIs $10k-25k, -0.8% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 3.3% for AGIs over 100k)

IRA payment deduction: $3,000 (reported on 2.3% of returns)
62640:  $3,000
Illinois:  $3,087

Total itemized deductions: $13,835 (1% of AGI, reported on 20.1% of returns)
Here:  $13,835
State:  $20,239
(% of AGI for various income ranges: 15.7% for AGIs below $10k, 5.6% for AGIs $10k-25k, 6.3% for AGIs $25k-50k, 6.7% for AGIs $50k-75k, 9.6% for AGIs $75k-100k, 7.0% for AGIs over 100k)

Charity contributions deductions: $2,687 (3.6% of AGI, reported on 15.7% of returns)
Here:  $2,687
Illinois:  $3,719

Here:  3.6% of AGI
State:  3.4% of AGI
(% of AGI for various income ranges: 1.4% for AGIs below $10k, 0.4% for AGIs $10k-25k, 0.8% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 1.6% for AGIs $75k-100k, 1.6% for AGIs over 100k)

Total tax: $5,159 (reported on 74.8% of returns)
62640:  $5,159
State:  $9,882
(% of AGI for various income ranges: 2.2% for AGIs below $10k, 3.9% for AGIs $10k-25k, 6.6% for AGIs $25k-50k, 8.7% for AGIs $50k-75k, 11.5% for AGIs $75k-100k, 20.0% for AGIs over 100k)

Earned income credit: $1,750 (reported on 14.1% of returns)
Here:  $1,750
State:  $1,788
(% of AGI for various income ranges: 7.6% for AGIs below $10k, 3.9% for AGIs $10k-25k, 0.3% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2004 taxes: 64.8%
Here:  65%
State:  61%
(% for various income ranges: 54.8% for AGIs below $10k, 65.6% for AGIs $10k-25k, 65.9% for AGIs $25k-50k, 67.5% for AGIs $50k-75k, 73.1% for AGIs $75k-100k, 74.0% for AGIs over 100k)


Estimated median household income in 2007: $43,207
This zip code:  $43,207
Illinois:  $54,124
Girard, IL (62640) map

Nearest zip codes: 62672, 62690, 62686, 62689, 62511, 62572.


Percentage of family households:
This zip code:  70.9%
Whole state:  67.6%

Percentage of households with unmarried partners:
This zip code:  5.2%
Whole state:  4.8%

Likely homosexual households (counted as self-reported same-sex unmarried-partner households)
  • Lesbian couples: 0.3% of all households
  • Gay men: 0.2% of all households

Housing units in zip code 62640 with a mortgage: 532 (64 second mortgage, 26 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 368


Median monthly owner costs for units with a mortgage: $1,081

Median monthly owner costs for units without a mortgage: $383

Residents with income below the poverty level in 2007:
This zip code:  11.9%
Whole state:  11.9%

Residents with income below 50% of the poverty level in 2007:
This zip code:  5.2%
Whole state:  5.3%

Median number of rooms in houses and condos:
Here:  5.9
State:  6.1

Median number of rooms in apartments:
Here:  4.4
State:  4.1


Zip code 62640 close-up map

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Notable locations in this zip code not listed on our city pages:

 

Year house built:
  • 1999 to March 2000: 19
  • 1995 to 1998: 121
  • 1990 to 1994: 81
  • 1980 to 1989: 145
  • 1970 to 1979: 312
  • 1960 to 1969: 205
  • 1950 to 1959: 163
  • 1940 to 1949: 93
  • 1939 or earlier: 481



Zip code 62640 satellite photo by USGS


Bedrooms in owner-occupied houses in Girard, IL (62640):
  • no bedroom: 0
  • 1 bedrooms: 19
  • 2 bedrooms: 351
  • 3 bedrooms: 536
  • 4 bedrooms: 193
  • 5 or more bedrooms: 38


Bedrooms in renter-occupied apartments and housing units:
  • no bedroom: 0
  • 1 bedrooms: 51
  • 2 bedrooms: 175
  • 3 bedrooms: 58
  • 4 bedrooms: 38
  • 5 or more bedrooms: 18



Vehicles available in 62640 zip code in owner-occupied houses/condos:
  • no vehicle: 49
  • 1 vehicle: 296
  • 2 vehicles: 530
  • 3 vehicles: 179
  • 4 vehicles: 69
  • 5 or more vehicles: 14


Vehicles available in renter-occupied apartments:
  • no vehicle: 66
  • 1 vehicle: 150
  • 2 vehicles: 86
  • 3 vehicles: 27
  • 4 vehicles: 7
  • 5 or more vehicles: 4



Estimated household income distribution in 2007:

Zip code 62640 household income distribution in 2007

Zip code 62640 house/condo values in 2007


Estimate of home value of owner-occupied houses/condos in 2007 in zip code 62640:

  • Less than $10,000: 13
  • $10,000 to $14,999: 6
  • $15,000 to $19,999: 11
  • $20,000 to $24,999: 13
  • $25,000 to $29,999: 14
  • $30,000 to $34,999: 14
  • $35,000 to $39,999: 14
  • $40,000 to $49,999: 30
  • $50,000 to $59,999: 31
  • $60,000 to $69,999: 46
  • $70,000 to $79,999: 69
  • $80,000 to $89,999: 104
  • $90,000 to $99,999: 103
  • $100,000 to $124,999: 152
  • $125,000 to $149,999: 115
  • $150,000 to $174,999: 98
  • $175,000 to $199,999: 52
  • $200,000 to $249,999: 74
  • $250,000 to $299,999: 88
  • $300,000 to $399,999: 30
  • $400,000 to $499,999: 10
  • $500,000 to $749,999: 5
  • $750,000 to $999,999: 3
  • $1,000,000 or more: 3
 



62640 rent paid by renters


Rent paid by renters in 2007 in zip code 62640:

  • Less than $100: 16
  • $100 to $149: 8
  • $150 to $199: 29
  • $200 to $249: 18
  • $250 to $299: 42
  • $300 to $349: 13
  • $350 to $399: 31
  • $400 to $449: 11
  • $450 to $499: 7
  • $500 to $549: 4
  • $1,500 to $1,999: 8
  • No cash rent: 33
 


Median price asked for vacant for-sale houses and condos in 2007: $125,312.


Estimated median house (or condo) value in 2007 for:

  • White Non-Hispanic householders: $116,980
  • American Indian or Alaska Native householders: $183,802
  • Asian householders: $449,295
  • Two or more races householders: $122,535
  • Hispanic or Latino householders: $122,535

Estimated median house or condo value in 2007: $111,597 (it was $68,300 in 2000)
62640:  $111,597
Illinois:  $208,800
Lower value quartile - upper value quartile: $73,094 - $139,582

Mean price in 2007:
Detached houses: $143,962
Here:  $143,962
State:  $269,211

Townhouses or other attached units: $84,762
Here:  $84,762
State:  $258,887

In 3-to-4-unit structures: $159,643
Here:  $159,643
State:  $330,214

Mobile homes: $35,469
Here:  $35,469
State:  $35,670


Owners and renters by unit type in %



Breakdown of mean house values by ages of householders


Housing units in structures:

  • One, detached: 1,281
  • One, attached: 26
  • Two: 26
  • 3 or 4: 71
  • 5 to 9: 18
  • Mobile homes: 190
  • Boats, RVs, vans, etc.: 8
62640 zip code mode of transportation to work chart

Means of transportation to work

  • Drove a car alone: 1,386 (78%)
  • Carpooled: 276 (16%)
  • Bicycle: 4 (0%)
  • Walked: 53 (3%)
  • Other means: 16 (1%)
  • Worked at home: 43 (2%)
 

62640 zip code travel time to work

Travel time to work

  • Less than 5 minutes: 81
  • 5 to 9 minutes: 268
  • 10 to 14 minutes: 221
  • 15 to 19 minutes: 143
  • 20 to 24 minutes: 215
  • 25 to 29 minutes: 46
  • 30 to 34 minutes: 130
  • 35 to 39 minutes: 61
  • 40 to 44 minutes: 158
  • 45 to 59 minutes: 284
  • 60 to 89 minutes: 67
  • 90 or more minutes: 61
 

Percentage of zip code residents living and working in this county: 49.2%


Household type by relationship
Households: 3,694

  • In family households: 3,187 (848 male householders, 225 female householders)
    845 spouses, 1,120 children (1,015 natural, 15 adopted, 90 stepchildren), 53 grandchildren, 0 brothers or sisters, 19 parents, 11 other relatives, 66 non-relatives
  • In nonfamily households: 507 (220 male householders (183 living alone)), 210 female householders (186 living alone)), 77 nonrelatives
  • In group quarters: 93 (all institutionalized)

Size of family households: 523 2-persons, 222 3-persons, 190 4-persons, 99 5-persons, 39 6-persons.

Size of nonfamily households: 369 1-person, 53 2-persons, 8 3-persons.

650 married couples with children.
186 single-parent households (59 men, 127 women).

98.0% of residents of 62640 zip code speak English at home.
1.0% of residents speak Spanish at home (100% very well).
0.8% of residents speak other Indo-European language at home (78% very well, 22% well).
0.3% of residents speak other language at home (100% very well).

Foreign born population: 11 (0.3%)
(0.0% of them are naturalized citizens)

This zip code:  0.3%
Whole state:  12.3%

Most common places of birth for the foreign-born residents:



  • India (100%)



Year of entry for the foreign-born population
  • 1995 to March 2000: 0
  • 1990 to 1994: 11
  • 1985 to 1989: 0
  • 1980 to 1984: 0
  • 1975 to 1979: 0
  • 1970 to 1974: 0
  • 1970 to 1974: 0
  • 1965 to 1969: 0

White population: 3,654
Black population: 4
American Indian population: 5
Asian population: 9
Native Hawaiian and Other Pacific Islander population: 4
Some other race population: 2
Two or more races population: 21

Zip code 62640 races chart


First ancestries reported:

 German: 677
 English: 525
 United States or American: 387
 Irish: 253
 Other groups: 220
 Italian: 82
 Dutch: 61
 French (except Basque): 60
 Polish: 57
 Scottish: 45
 Scotch-Irish: 26
 Austrian: 24
 French Canadian: 17
 Slovak: 17
 Hungarian: 12
 Swedish: 12
 Welsh: 12
 Norwegian: 10
 Swiss: 8
 British: 6
 European: 6
 Pennsylvania German: 6
 Portuguese: 6
 Lithuanian: 5
 Greek: 4
 Czechoslovakian: 4
 Russian: 4
 Yugoslavian: 4
 Czech: 2



Zip code 62640 topographic map


Facitilies with environmental interests located in this zip code:

  • M & M SERVICE CO (122 E CENTER in GIRARD, IL)
    STATE MASTER (Illinois EPA Project) - AIR PROGRAM
    AIR MINOR (AIRS/AFS)
    COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
    CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
    Business SIC classification: GRAIN AND FIELD BEANS
    Alternative names: MACOUPIN SVC CO
  • COWDEN AUTO BODY INC (1008 W CENTER in GIRARD, IL)
    STATE MASTER (Illinois EPA Project) - AIR PROGRAM
    AIR MINOR (AIRS/AFS)
    Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
    Business SIC classification: NONCLASSIFIABLE ESTABLISHMENTS
    Organizations: COWDEN MICHAEL (CONTACT/OWNER)
    Alternative names: COWDENS AUTO BODY INC
  • CHERRY S FOODS (ROUTE 4 in GIRARD, IL)
    STATE MASTER (Illinois EPA Project) - AIR PROGRAM
    AIR MINOR (AIRS/AFS)
    CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
    Business SIC classification: GROCERY STORES
    Alternative names: CHERRY'S FOODS
  • JOHN AND DEBORAH TALBERT (238 LIBERTY COURT in GIRARD, IL)
    STATE MASTER (Illinois EPA Project) - AIR PROGRAM
    AIR MINOR (AIRS/AFS)
    Business SIC classification: NONCLASSIFIABLE ESTABLISHMENTS
  • OTTER LAKE WTR COMMISSION WTP (13722 EMMERSON AIRLINE ROAD in GIRARD, IL)
    STATE MASTER (Illinois EPA Project) - National Pollutant Discharge Elimination System Permit
    National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
    Business SIC classification: WATER SUPPLY
  • R&R BINDERY (499 RACHEL RD in GIRARD, IL)
    STATE MASTER (Illinois EPA Project) - HAZARDOUS WASTE PROGRAM
    Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste))
    Organizations: ROBERT A MCINTIRE (CONTACT/OPERATOR)
    Alternative names: R&R BINDERY SERVICE
  • COGA INDUSTRIES LLC - PLANT 2 (COUNTY HIGHWAY 12 in GIRARD, IL)
    STATE MASTER (Illinois EPA Project) - AIR PROGRAM
    AIR MINOR (AIRS/AFS)
    Business SIC classification: NONCLASSIFIABLE ESTABLISHMENTS
  • D AND L TIRE AND SERVICE CENTER INC (224 W CENTER in GIRARD, IL)
    (Resource Conservation and Recovery Act (tracking hazardous waste))
    Organizations: LANCASTER ERIC (CONTACT/OWNER)


Median worth of mobile homes: $34,230

Zip code 62640 marital status for males
Zip code 62640 marital status for females


Housing units lacking complete plumbing facilities: 1%

Housing units lacking complete kitchen facilities: 1%

Most commonly used house heating fuel:
  • Utility gas (53%)
  • Bottled, tank, or LP gas (25%)
  • Electricity (16%)
  • Wood (3%)
  • Fuel oil, kerosene, etc. (2%)


Place of birth for U.S.-born residents:

  • This state: 3296
  • Northeast: 48
  • Midwest: 221
  • South: 147
  • West: 51

60% of the 62640 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 58% lived in this county.
   Out of people who lived in different counties, 80% lived in Illinois.

Population in 1990: 2,454. Population change in the 1990s: +1,245 (+50.7%).

Year Householders Moved Into Unit:




Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 13
Here:  2.7%
Illinois:  13.4%

Students in private schools in grades 9 to 12 (high school): 6
Here:  2.9%
Illinois:  11.1%

Students in private undergraduate colleges: 17
Here:  15.7%
Illinois:  25.8%


Educational Attainment


School Enrollment by Level of School



Class of Workers



Top industries in this zip code by the number of employees in 2005:

  • Mining: Bituminous Coal Underground Mining (100-249 employees: 1 establishment)
  • Health Care and Social Assistance: Nursing Care Facilities (50-99: 1)
  • Construction: New Single-Family Housing Construction (except Operative Builders) (10-19: 1)
  • Administrative and Support and Waste Management and Remediation Services: Office Administrative Services (10-19: 1)
  • Construction: Structural Steel and Precast Concrete Contractors (10-19: 1)
  • Construction: Plumbing, Heating, and Air-Conditioning Contractors (10-19: 1)
  • Wholesale Trade: Grain and Field Bean Merchant Wholesalers (10-19: 1)

Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)


Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)


Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninst.)




94 people in nursing homes


Home Mortgage Disclosure Act Aggregated Statistics For Year 2007
(Based on 4 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED7$217,10350$93,37565$90,21015$23,03018$74,7528$46,484
APPLICATIONS APPROVED, NOT ACCEPTED0$05$62,3486$105,6501$20,8101$94,2901$26,010
APPLICATIONS DENIED2$57,7409$67,92636$91,56015$44,6873$76,6800$0
APPLICATIONS WITHDRAWN0$04$38,47823$97,7754$94,7681$39,5200$0
FILES CLOSED FOR INCOMPLETENESS0$00$06$115,0220$01$78,0301$78,030
Choose year:  2007 2006 2005 2004

Detailed HMDA statistics for the following Tracts: 9561.00 , 9563.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2007
(Based on 4 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED13$130,7997$134,7571$188,560
APPLICATIONS APPROVED, NOT ACCEPTED3$162,3030$00$0
APPLICATIONS DENIED0$00$00$0
APPLICATIONS WITHDRAWN1$130,0501$193,5100$0
FILES CLOSED FOR INCOMPLETENESS0$00$00$0
Choose year:  2007 2006 2005 2004

Detailed PMIC statistics for the following Tracts: 9561.00 , 9563.00

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value




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