64503 Zip Code Detailed Profile




City: St. Joseph, MO (59.36%)
County: Buchanan County, MO
Estimated zip code population in 2013: 12,902
Zip code population in 2010: 12,921
Zip code population in 2000: 12,330

Houses and condos: 5,769
Renter-occupied apartments: 1,296
% of renters here:

27%
State:

33%
Mar. 2013 cost of living index in zip code 64503: 81.4 (low, U.S. average is 100)

Land area: 15.1 sq. mi.
Water area: 0.3 sq. mi.
Population density: 853 people per square mile 
 
 (low).

Age and Sex of Residents in zip code 64503
Zip code 64503 (St. Joseph, Missouri) real estate house value trends
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Real estate property taxes paid for housing units in 2013:
This zip code:

0.8% ($803)
Missouri:

1.0% ($1,364)
Median real estate property taxes paid for housing units with mortgages in 2013: $815 (0.8%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $775 (0.9%)

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Males: 6,169  (47.8%)
Females: 6,733  (52.2%)

For population 25 years and over in 64503:

For population 15 years and over in 64503:

Zip code 64503 compared to state average:

  • Black race population percentage significantly below state average.
  • House age above state average.
  • Percentage of population with a bachelor's degree or higher below state average.
  • Races in zip code 64503

  • Zip code 64503 races chart
    • 11,382White population
    • 412Black population
    • 46American Indian population
    • 58Asian population
    • 21Native Hawaiian and Other Pacific Islander population
    • 9Some other race population
    • 256Two or more races population
    • 737Hispanic or Latino population

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64503, MO forum
Discuss zip code 64503 area on our local forum with over 1,800,000 registered users
Urban population: 12,552
Rural population: 349

Estimated median house/condo value in 2013: $97,200
64503:

$97,200
Missouri:

$133,200



According to our research of Missouri and other state lists there were 50 registered sex offenders living in 64503 zip code as of August 30, 2015.
The ratio of number of residents in zip code 64503 to the number of sex offenders is 265 to 1.


Median resident age:
This zip code:

36.2 years
Missouri median age:

38.1 years
Average household size:
This zip code:

2.7 people
Missouri:

2.5 people

Averages for the 2012 tax year for zip code 64503, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $38,056 (Individual Income Tax Returns)
Here:

$38,056
State:

$55,896

Salary/wage: $35,040 (reported on 87.2% of returns)
Here:

$35,040
State:

$46,205
(% of AGI for various income ranges: 79.2% for AGIs below $25k, 83.9% for AGIs $25k-50k, 80.6% for AGIs $50k-75k, 80.2% for AGIs $75k-100k, 90.9% for AGIs $100k-200k)

Taxable interest for individuals: $762 (reported on 23.5% of returns)
This zip code:

$762
Missouri:

$1,559
(% of AGI for various income ranges: 0.8% for AGIs below $25k, 0.4% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 0.4% for AGIs $100k-200k)

Ordinary dividends: $1,369 (reported on 10.6% of returns)
Here:

$1,369
State:

$7,410
(% of AGI for various income ranges: 0.5% for AGIs below $25k, 0.5% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 0.5% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$1,548 (reported on 6.8% of returns)
Here:

+$1,548
State:

+$11,579
(% of AGI for various income ranges: 0.2% for AGIs below $25k, 0.2% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 0.5% for AGIs $100k-200k)

Profit/loss from business: +$6,537 (reported on 9.2% of returns)
Here:

+$6,537
State:

+$11,688
(% of AGI for various income ranges: 3.2% for AGIs below $25k, 1.6% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 1.5% for AGIs $75k-100k, 1.8% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $9,332 (reported on 8.0% of returns)
64503:

$9,332
Missouri:

$14,773
(% of AGI for various income ranges: 2.6% for AGIs below $25k, 1.8% for AGIs $25k-50k, 1.5% for AGIs $50k-75k, 2.3% for AGIs $75k-100k, 2.3% for AGIs $100k-200k)

Total itemized deductions: $16,119 (22% of AGI, reported on 16.9% of returns)
Here:

$16,119
State:

$22,730

Here:

21.7% of AGI
State:

19.2% of AGI
(% of AGI for various income ranges: 3.6% for AGIs below $25k, 5.0% for AGIs $25k-50k, 6.6% for AGIs $50k-75k, 9.6% for AGIs $75k-100k, 13.3% for AGIs $100k-200k)

Charity contributions: $3,290 (reported on 12.3% of returns)
Here:

$3,290
State:

$4,745
(% of AGI for various income ranges: 0.4% for AGIs below $25k, 0.5% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 1.7% for AGIs $75k-100k, 2.3% for AGIs $100k-200k)

Taxes paid: $4,789 (reported on 16.9% of returns)
64503:

$4,789
State:

$8,399
(% of AGI for various income ranges: 0.6% for AGIs below $25k, 1.0% for AGIs $25k-50k, 1.8% for AGIs $50k-75k, 2.8% for AGIs $75k-100k, 5.4% for AGIs $100k-200k)

Earned income credit: $2,261 (reported on 24.2% of returns)
Here:

$2,261
State:

$2,288
(% of AGI for various income ranges: 7.7% for AGIs below $25k, 1.3% for AGIs $25k-50k)

Averages for the 2004 tax year for zip code 64503, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $32,497 (Individual Income Tax Returns)
Here:

$32,497
State:

$44,591

Salary/wage: $30,605 (reported on 87.8% of returns)
Here:

$30,605
State:

$38,941
(% of AGI for various income ranges: 84.0% for AGIs below $10k, 78.0% for AGIs $10k-25k, 85.6% for AGIs $25k-50k, 85.3% for AGIs $50k-75k, 83.1% for AGIs $75k-100k, 72.6% for AGIs over 100k)

Taxable interest for individuals: $1,160 (reported on 33.6% of returns)
This zip code:

$1,160
Missouri:

$1,801
(% of AGI for various income ranges: 2.6% for AGIs below $10k, 2.4% for AGIs $10k-25k, 1.0% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 1.4% for AGIs over 100k)

Taxable dividends: $1,166 (reported on 13.5% of returns)
Here:

$1,166
State:

$3,677
(% of AGI for various income ranges: 0.7% for AGIs below $10k, 0.8% for AGIs $10k-25k, 0.5% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 0.7% for AGIs over 100k)

Net capital gain/loss: +$2,114 (reported on 9.2% of returns)
Here:

+$2,114
State:

+$8,915
(% of AGI for various income ranges: -0.2% for AGIs below $10k, 0.2% for AGIs $10k-25k, 0.1% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 3.8% for AGIs over 100k)

Profit/loss from business: +$5,379 (reported on 11.2% of returns)
Here:

+$5,379
State:

+$9,793
(% of AGI for various income ranges: 4.1% for AGIs below $10k, 2.2% for AGIs $10k-25k, 1.6% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 3.1% for AGIs $75k-100k, 1.2% for AGIs over 100k)

IRA payment deduction: $2,802 (reported on 2.0% of returns)
64503:

$2,802
Missouri:

$2,972
(% of AGI for various income ranges: 0.2% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.1% for AGIs $50k-75k, 0.3% for AGIs $75k-100k)

Total itemized deductions: $13,750 (22% of AGI, reported on 18.5% of returns)
Here:

$13,750
State:

$18,261

Here:

22.3% of AGI
State:

20.5% of AGI
(% of AGI for various income ranges: 2.9% for AGIs below $10k, 4.7% for AGIs $10k-25k, 6.2% for AGIs $25k-50k, 8.4% for AGIs $50k-75k, 11.1% for AGIs $75k-100k, 13.1% for AGIs over 100k)

Charity contributions deductions: $2,777 (4% of AGI, reported on 14.3% of returns)
Here:

$2,777
State:

$3,665

Here:

4.2% of AGI
State:

3.9% of AGI
(% of AGI for various income ranges: 0.1% for AGIs below $10k, 0.6% for AGIs $10k-25k, 0.6% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 1.8% for AGIs $75k-100k, 3.1% for AGIs over 100k)

Total tax: $3,593 (reported on 71.3% of returns)
64503:

$3,593
State:

$6,999
(% of AGI for various income ranges: 1.7% for AGIs below $10k, 3.6% for AGIs $10k-25k, 6.6% for AGIs $25k-50k, 8.4% for AGIs $50k-75k, 10.6% for AGIs $75k-100k, 15.4% for AGIs over 100k)

Earned income credit: $1,648 (reported on 21.2% of returns)
Here:

$1,648
State:

$1,728

Percentage of individuals using paid preparers for their 2004 taxes: 62.6%
Here:

63%
State:

62%
(% for various income ranges: 50.8% for AGIs below $10k, 63.0% for AGIs $10k-25k, 68.2% for AGIs $25k-50k, 66.3% for AGIs $50k-75k, 64.5% for AGIs $75k-100k, 74.6% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$44,645
Missouri:

$46,931
St. Joseph, MO (64503) map Nearest zip codes: 64501, 66024, 64506, 64507, 64504, 64505.
Percentage of family households:
This zip code:

55.6%
Missouri:

49.0%
Percentage of households with unmarried partners:
This zip code:

7.6%
Missouri:

6.2%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Household received Food Stamps/SNAP in the past 12 months: 854
Household did not receive Food Stamps/SNAP in the past 12 months: 4,002


Women who had a birth in the past 12 months: 300 (150 now married, 150 unmarried)
Women who did not have a birth in the past 12 months: 2,869 (1,314 now married, 1,555 unmarried)


Housing units in zip code 64503 with a mortgage: 2,198 (118 second mortgage, 184 home equity loan)
Houses without a mortgage: 1,362

Median monthly owner costs for units with a mortgage: $1,028
Median monthly owner costs for units without a mortgage: S327

Residents with income below the poverty level in 2013:
This zip code:

18.0%
Whole state:

15.9%
Residents with income below 50% of the poverty level in 2013:
This zip code:

7.2%
Whole state:

9.0%
Median number of rooms in houses and condos:
Here:

6.0
State:

6.3
Median number of rooms in apartments:
Here:

4.7
State:

4.4
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 64503: Terminal Junction (A), Jesse James Home (B), Patee Home (C), Saint Joseph Fire Department Station 6 (D), Saint Joseph Fire Department Station 11 (E). Display/hide their locations on the map

    Cemetery: Nelson Cemetery (1). Display/hide its location on the map

    Parks in zip code 64503 include: Patee Park (1), Mitchell Park (2). Display/hide their locations on the map

    Tourist attractions (not listed on the city page) : Doll Museum (1115 South 12th Street), Pony Express Museum (Cultural Attractions- Events- & Facilities; 914 Penn Street), Craig Hill Enterprises (Recreational Trips & Guides; 3218 South 30th).

Year house built

  • 02010 or later
  • 5272000 to 2009
  • 4701990 to 1999
  • 2771980 to 1989
  • 8291970 to 1979
  • 9171960 to 1969
  • 7831950 to 1959
  • 3411940 to 1949
  • 1,6251939 or earlier

Zip code 64503 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in St. Joseph, MO (64503)

  • 0no bedroom
  • 1771 bedroom
  • 8772 bedrooms
  • 1,6973 bedrooms
  • 6244 bedrooms
  • 1855+ bedrooms

Bedrooms in renter-occupied apartments in St. Joseph, MO (64503)

  • 12no bedroom
  • 1431 bedroom
  • 7272 bedrooms
  • 3123 bedrooms
  • 694 bedrooms
  • 335+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in St. Joseph, MO (64503) in owner-occupied houses/condos

  • 130no vehicle
  • 1,1451 vehicle
  • 1,5272 vehicles
  • 5563 vehicles
  • 1694 vehicles
  • 335+ vehicles

Cars and other vehicles available in St. Joseph, MO (64503) in renter-occupied apartments

  • 161no vehicle
  • 6161 vehicle
  • 4642 vehicles
  • 553 vehicles
  • 04 vehicles
  • 05+ vehicles

Median gross rent in 2013: $691.


Median price asked for vacant for-sale houses and condos in 2013: $112,252.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $97,200
64503:

$97,200
Missouri:

$133,200
Lower value quartile - upper value quartile: $59,000 - $130,400

Mean price in 2013:

Detached houses: $116,551
Here:

$116,551
State:

$173,356

Townhouses or other attached units: $97,636
Here:

$97,636
State:

$164,597

Mobile homes: $92,290
Here:

$92,290
State:

$50,605

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:


Unemployment: 8.8%

Percentage of zip code residents living and working in this county: 87.1%

Household type by relationship:

Households: 12,900

Size of family households: 1,400 2-persons, 868 3-persons, 734 4-persons, 185 5-persons, 85 6-persons, 76 7-or-more-persons

Size of nonfamily households: 1,274 1-person, 197 2-persons, 7 3-persons, 30 4-persons

1,708 married couples with children.
889 single-parent households (238 men, 651 women).

95.2% of residents of 64503 zip code speak English at home.
3.4% of residents speak Spanish at home (57% very well, 11% well, 13% not well, 19% not at all).
0.8% of residents speak other Indo-European language at home (100% very well).
0.4% of residents speak Asian or Pacific Island language at home (48% very well, 52% well).
0.1% of residents speak other language at home (100% well).

Foreign born population: 356 (2.8%)
(49.2% of them are naturalized citizens)
This zip code:

2.8%
Whole state:

3.9%

Most common places of birth for the foreign-born residents

  • 31%Cuba
  • 17%El Salvador
  • 11%Philippines
  • 11%Other Central America
  • 6%Mexico
  • 6%Nicaragua
  • 3%Romania

Most common first ancestries reported in 64503 (%)

  • 20%American
  • 19%Other groups
  • 17%German
  • 8%Irish
  • 7%English
  • 2%Italian
  • 1%Dutch

Year of entry for the foreign-born population

  • 472010 or later
  • 2042000 to 2009
  • 451990 to 1999
  • 135Before 1990

Zip code 64503 topographic map

Public primary/middle schools in zip code 64503 not listed on the city page:

  • SPRING GARDEN MIDDLE (Students: 481; Location: 5802 S 22ND, ST JOSEPH, MO; Grades: 07 - 08)
  • SKAITH ELEM. (Students: 462; Location: 4701 SCHOOLSIDE LN, ST JOSEPH, MO; Grades: PK - 06)
  • NEELY ELEM. (Students: 332; Location: 1909 S TWELFTH ST, ST JOSEPH, MO; Grades: PK - 06)
  • PICKETT ELEM. (Students: 316; Location: 3923 PICKETT RD, ST JOSEPH, MO; Grades: PK - 06)

Private primary/middle school not listed on the city page:

  • ST PATRICKS ELEM SCHOOL (Students: 177; Location: 1813 S TWELFTH STREET, SAINT JOSEPH, MO; Grades: PK - 8)

Major facilities with environmental interests located in this zip code:


Zip code 64503 marital status for males
Zip code 64503 marital status for females

Housing units lacking complete plumbing facilities: 1.7%
Housing units lacking complete kitchen facilities: 4.7%

Most commonly used house heating fuel

  • 71%Utility gas
  • 27%Electricity
  • 1%Bottled, tank, or LP gas
  • 1%No fuel used

Population in 1990: 14,190. Population change in the 1990s: -1,860 (-13.1%).

Place of birth for U.S.-born residents:


58% of the 64503 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 68% lived in this county.
   Out of people who lived in different counties, 50% lived in Missouri.

88% of the 64503 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 58% moved from this county.
   Out of people who lived in different houses, 19% moved from different county within same state.
   Out of people who lived in different houses, 19% moved from different state.
   Out of people who lived in different houses, 4% moved from abroad.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 52
Here:

4.0%
Missouri:

12.6%
Students in private schools in grades 9 to 12 (high school): 75
Here:

11.6%
Missouri:

11.2%
Students in private undergraduate colleges: 138
Here:

17.8%
Missouri:

23.5%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 63,194Health diagnosing and treating practitioners and other technical occupations
  • 50,208Business and financial operations occupations
  • 50,208Computer and mathematical occupations
  • 44,948Management occupations
  • 43,611Construction and extraction occupations
  • 41,500Installation, maintenance, and repair occupations

Companies with biggest federal contracts located in this zip code (SAINT JOSEPH, MO):

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 7 people in group homes intended for adults

People in group quarters in 2000:

  • 7 people in homes for the mentally retarded
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 3 full and 10 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED141$99,723129$74,978446$101,72337$23,0212$42,680111$58,8074$49,418
APPLICATIONS APPROVED, NOT ACCEPTED8$85,42511$87,10538$95,55510$30,9030$01$25,0002$25,945
APPLICATIONS DENIED9$91,93128$74,393192$89,33839$19,9250$016$32,6115$16,556
APPLICATIONS WITHDRAWN10$149,0272$96,935128$97,87211$38,0100$06$62,4231$110,080
FILES CLOSED FOR INCOMPLETENESS5$96,2323$62,22035$92,4051$42,0000$01$42,0000$0
Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 3 full and 10 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED21$106,58617$137,623
APPLICATIONS APPROVED, NOT ACCEPTED3$168,9874$147,285
APPLICATIONS DENIED1$271,2206$125,160
APPLICATIONS WITHDRAWN1$542,4300$0
FILES CLOSED FOR INCOMPLETENESS0$01$104,710

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 64503 among deceased individuals
NameCountLived (average)
John11374.2 years
Mary11078.5 years
William11072.3 years
James9075.4 years
Charles8874.3 years
Robert7568.4 years
George6574.9 years
Donald3967.2 years
Helen3879.6 years
Clarence3676.3 years
Most common last names in zip code 64503 among deceased individuals
Last nameCountLived (average)
Smith4772.2 years
Miller4070.9 years
Johnson3072.7 years
Jones2674.4 years
Brown2577.7 years
Thomas2475.9 years
Davis2274.0 years
Martin2277.4 years
Williams2075.1 years
Wilson1873.5 years
Businesses in zip code 64503
NameCountNameCount
Dairy Queen1SONIC Drive-In1
FedEx3Sears1
GameStop1T-Mobile1
H&R Block1Taco Bell1
Hobby Lobby1U-Haul1
Kmart1UPS3
MasterBrand Cabinets1Waffle House1
McDonald's1Walgreens1
Menards1Walmart1

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