64504 Zip Code Detailed Profile




City: St. Joseph, MO (15.53%)
County: Buchanan County, MO
Estimated zip code population in 2013: 10,746
Zip code population in 2010: 10,763
Zip code population in 2000: 10,926

Houses and condos: 4,642
Renter-occupied apartments: 1,287
% of renters here:

33%
State:

33%
Mar. 2013 cost of living index in zip code 64504: 81.1 (low, U.S. average is 100)

Land area: 46.1 sq. mi.
Water area: 1.6 sq. mi.
Population density: 233 people per square mile 
 
 (very low).

Age and Sex of Residents in zip code 64504
Zip code 64504 (St. Joseph, Missouri) real estate house value trends
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Real estate property taxes paid for housing units in 2013:
This zip code:

0.8% ($678)
Missouri:

1.0% ($1,364)
Median real estate property taxes paid for housing units with mortgages in 2013: $774 (0.8%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $530 (0.9%)

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Males: 5,877  (54.7%)
Females: 4,869  (45.3%)

For population 25 years and over in 64504:

For population 15 years and over in 64504:

Zip code 64504 compared to state average:

  • Median house value below state average.
  • Black race population percentage significantly below state average.
  • Hispanic race population percentage significantly above state average.
  • Foreign-born population percentage above state average.
  • House age above state average.
  • Percentage of population with a bachelor's degree or higher significantly below state average.
  • Races in zip code 64504

  • Zip code 64504 races chart
    • 9,550White population
    • 232Black population
    • 46American Indian population
    • 30Asian population
    • 14Native Hawaiian and Other Pacific Islander population
    • 3Some other race population
    • 202Two or more races population
    • 686Hispanic or Latino population

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64504, MO forum
Discuss zip code 64504 area on our local forum with over 1,800,000 registered users
Urban population: 9,004
Rural population: 1,741

Estimated median house/condo value in 2013: $82,200
64504:

$82,200
Missouri:

$133,200



According to our research of Missouri and other state lists there were 43 registered sex offenders living in 64504 zip code as of September 04, 2015.
The ratio of number of residents in zip code 64504 to the number of sex offenders is 230 to 1.


Median resident age:
This zip code:

37.4 years
Missouri median age:

38.1 years
Average household size:
This zip code:

2.7 people
Missouri:

2.5 people

Averages for the 2012 tax year for zip code 64504, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $37,230 (Individual Income Tax Returns)
Here:

$37,230
State:

$55,896

Salary/wage: $35,062 (reported on 88.0% of returns)
Here:

$35,062
State:

$46,205
(% of AGI for various income ranges: 78.1% for AGIs below $25k, 87.7% for AGIs $25k-50k, 82.5% for AGIs $50k-75k, 85.9% for AGIs $75k-100k, 81.6% for AGIs $100k-200k, 66.0% for AGIs over 200k)

Taxable interest for individuals: $653 (reported on 22.1% of returns)
This zip code:

$653
Missouri:

$1,559
(% of AGI for various income ranges: 0.8% for AGIs below $25k, 0.3% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.3% for AGIs $100k-200k, 0.7% for AGIs over 200k)

Ordinary dividends: $1,608 (reported on 8.3% of returns)
Here:

$1,608
State:

$7,410
(% of AGI for various income ranges: 0.3% for AGIs below $25k, 0.2% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.4% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$2,841 (reported on 5.6% of returns)
Here:

+$2,841
State:

+$11,579
(% of AGI for various income ranges: 0.1% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 1.3% for AGIs $100k-200k)

Profit/loss from business: +$6,635 (reported on 9.5% of returns)
Here:

+$6,635
State:

+$11,688
(% of AGI for various income ranges: 4.6% for AGIs below $25k, 1.3% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 1.5% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $9,159 (reported on 6.6% of returns)
64504:

$9,159
Missouri:

$14,773
(% of AGI for various income ranges: 2.5% for AGIs below $25k, 1.1% for AGIs $25k-50k, 1.8% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 2.7% for AGIs $100k-200k)

Total itemized deductions: $17,090 (22% of AGI, reported on 14.7% of returns)
Here:

$17,090
State:

$22,730

Here:

21.7% of AGI
State:

19.2% of AGI
(% of AGI for various income ranges: 4.3% for AGIs below $25k, 5.0% for AGIs $25k-50k, 5.2% for AGIs $50k-75k, 7.9% for AGIs $75k-100k, 10.8% for AGIs $100k-200k, 14.4% for AGIs over 200k)

Charity contributions: $3,549 (reported on 10.1% of returns)
Here:

$3,549
State:

$4,745
(% of AGI for various income ranges: 0.3% for AGIs below $25k, 0.5% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 3.2% for AGIs $100k-200k)

Taxes paid: $4,939 (reported on 14.7% of returns)
64504:

$4,939
State:

$8,399
(% of AGI for various income ranges: 0.4% for AGIs below $25k, 0.8% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 2.4% for AGIs $75k-100k, 4.7% for AGIs $100k-200k, 5.9% for AGIs over 200k)

Earned income credit: $2,325 (reported on 27.3% of returns)
Here:

$2,325
State:

$2,288
(% of AGI for various income ranges: 8.5% for AGIs below $25k, 1.3% for AGIs $25k-50k)

Averages for the 2004 tax year for zip code 64504, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $31,236 (Individual Income Tax Returns)
Here:

$31,236
State:

$44,591

Salary/wage: $29,553 (reported on 88.7% of returns)
Here:

$29,553
State:

$38,941
(% of AGI for various income ranges: 86.2% for AGIs below $10k, 79.6% for AGIs $10k-25k, 86.4% for AGIs $25k-50k, 87.4% for AGIs $50k-75k, 87.5% for AGIs $75k-100k, 68.8% for AGIs over 100k)

Taxable interest for individuals: $1,289 (reported on 29.5% of returns)
This zip code:

$1,289
Missouri:

$1,801
(% of AGI for various income ranges: 3.8% for AGIs below $10k, 1.9% for AGIs $10k-25k, 0.8% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 1.0% for AGIs over 100k)

Taxable dividends: $737 (reported on 11.4% of returns)
Here:

$737
State:

$3,677
(% of AGI for various income ranges: 0.4% for AGIs below $10k, 0.5% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.1% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.3% for AGIs over 100k)

Net capital gain/loss: +$3,964 (reported on 7.6% of returns)
Here:

+$3,964
State:

+$8,915
(% of AGI for various income ranges: -0.4% for AGIs below $10k, 0.3% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 1.2% for AGIs $75k-100k, 5.6% for AGIs over 100k)

Profit/loss from business: +$6,348 (reported on 10.8% of returns)
Here:

+$6,348
State:

+$9,793
(% of AGI for various income ranges: 6.1% for AGIs below $10k, 3.7% for AGIs $10k-25k, 1.8% for AGIs $25k-50k, 1.9% for AGIs $50k-75k, 1.6% for AGIs $75k-100k, 1.2% for AGIs over 100k)

IRA payment deduction: $2,314 (reported on 1.5% of returns)
64504:

$2,314
Missouri:

$2,972

Total itemized deductions: $14,730 (23% of AGI, reported on 15.0% of returns)
Here:

$14,730
State:

$18,261

Here:

23.1% of AGI
State:

20.5% of AGI
(% of AGI for various income ranges: 3.4% for AGIs below $10k, 3.2% for AGIs $10k-25k, 5.3% for AGIs $25k-50k, 6.4% for AGIs $50k-75k, 12.1% for AGIs $75k-100k, 15.2% for AGIs over 100k)

Charity contributions deductions: $2,702 (4% of AGI, reported on 11.7% of returns)
Here:

$2,702
State:

$3,665

Here:

4.0% of AGI
State:

3.9% of AGI
(% of AGI for various income ranges: 0.6% for AGIs $10k-25k, 0.6% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 1.6% for AGIs $75k-100k, 3.1% for AGIs over 100k)

Total tax: $3,397 (reported on 70.7% of returns)
64504:

$3,397
State:

$6,999
(% of AGI for various income ranges: 2.6% for AGIs below $10k, 3.7% for AGIs $10k-25k, 6.4% for AGIs $25k-50k, 8.4% for AGIs $50k-75k, 10.7% for AGIs $75k-100k, 14.4% for AGIs over 100k)

Earned income credit: $1,742 (reported on 23.0% of returns)
Here:

$1,742
State:

$1,728

Percentage of individuals using paid preparers for their 2004 taxes: 67.2%
Here:

67%
State:

62%
(% for various income ranges: 59.1% for AGIs below $10k, 68.0% for AGIs $10k-25k, 70.6% for AGIs $25k-50k, 70.6% for AGIs $50k-75k, 68.1% for AGIs $75k-100k, 74.3% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$41,286
Missouri:

$46,931
St. Joseph, MO (64504) map Nearest zip codes: 66024, 64503, 64501, 64440, 66090, 64448.
Percentage of family households:
This zip code:

53.1%
Missouri:

49.0%
Percentage of households with unmarried partners:
This zip code:

10.1%
Missouri:

6.2%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Household received Food Stamps/SNAP in the past 12 months: 698
Household did not receive Food Stamps/SNAP in the past 12 months: 3,252


Women who had a birth in the past 12 months: 80 (39 now married, 41 unmarried)
Women who did not have a birth in the past 12 months: 2,244 (1,060 now married, 1,184 unmarried)


Housing units in zip code 64504 with a mortgage: 1,641 (57 second mortgage, 87 home equity loan, 17 both second mortgage and home equity loan)
Houses without a mortgage: 1,022

Median monthly owner costs for units with a mortgage: $959
Median monthly owner costs for units without a mortgage: S333

Residents with income below the poverty level in 2013:
This zip code:

17.7%
Whole state:

15.9%
Residents with income below 50% of the poverty level in 2013:
This zip code:

10.6%
Whole state:

9.0%
Median number of rooms in houses and condos:
Here:

6.0
State:

6.3
Median number of rooms in apartments:
Here:

4.6
State:

4.4
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 64504: Halls Station (A), Saint Joseph Fire Department Station 10 (B). Display/hide their locations on the map

    Church in zip code 64504: New Home Church (A). Display/hide its location on the map

    Cemetery: New King Hill Cemetery (1). Display/hide its location on the map

    Lakes and reservoirs: Old Mud Lake (A), Lake Contrary (B), New Mud Lake (C), Horseshoe Lake (D), Muskrat Lake (E), Halls Lake (F), Farmland Industries Incorporated Lake (G). Display/hide their locations on the map

    Creeks: Contrary Creek (A), Whitehead Creek (B). Display/hide their locations on the map

    Park in zip code 64504: Hyde Park (1). Display/hide its location on the map

Year house built

  • 02010 or later
  • 3052000 to 2009
  • 3321990 to 1999
  • 3651980 to 1989
  • 3731970 to 1979
  • 4431960 to 1969
  • 4921950 to 1959
  • 5501940 to 1949
  • 1,7821939 or earlier

Zip code 64504 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in St. Joseph, MO (64504)

  • 0no bedroom
  • 1061 bedroom
  • 9712 bedrooms
  • 1,1453 bedrooms
  • 3654 bedrooms
  • 765+ bedrooms

Bedrooms in renter-occupied apartments in St. Joseph, MO (64504)

  • 12no bedroom
  • 3441 bedroom
  • 5562 bedrooms
  • 3153 bedrooms
  • 604 bedrooms
  • 05+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in St. Joseph, MO (64504) in owner-occupied houses/condos

  • 101no vehicle
  • 7821 vehicle
  • 1,0792 vehicles
  • 4913 vehicles
  • 1694 vehicles
  • 415+ vehicles

Cars and other vehicles available in St. Joseph, MO (64504) in renter-occupied apartments

  • 200no vehicle
  • 5451 vehicle
  • 4062 vehicles
  • 1073 vehicles
  • 214 vehicles
  • 85+ vehicles

Median gross rent in 2013: $680.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $82,200
64504:

$82,200
Missouri:

$133,200
Lower value quartile - upper value quartile: $52,800 - $137,800

Mean price in 2013:

Detached houses: $129,164
Here:

$129,164
State:

$173,356

Townhouses or other attached units: $190,641
Here:

$190,641
State:

$164,597

In 2-unit structures: $142,762
Here:

$142,762
State:

$128,124

Mobile homes: $40,101
Here:

$40,101
State:

$50,605

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:


Unemployment: 8.1%

Percentage of zip code residents living and working in this county: 91.5%

Household type by relationship:

Households: 10,722

Size of family households: 1,285 2-persons, 602 3-persons, 480 4-persons, 277 5-persons, 51 6-persons, 39 7-or-more-persons

Size of nonfamily households: 1,010 1-person, 160 2-persons, 17 3-persons, 19 4-persons, 7 5-persons, 3 6-persons

1,172 married couples with children.
676 single-parent households (165 men, 511 women).

90.6% of residents of 64504 zip code speak English at home.
6.4% of residents speak Spanish at home (49% very well, 12% well, 19% not well, 20% not at all).
0.8% of residents speak other Indo-European language at home (85% very well, 15% well).
1.0% of residents speak Asian or Pacific Island language at home (7% very well, 25% well, 19% not well, 49% not at all).
1.2% of residents speak other language at home (51% very well, 49% well).

Foreign born population: 643 (6.0%)
(26.7% of them are naturalized citizens)
This zip code:

6.0%
Whole state:

3.9%

Most common places of birth for the foreign-born residents

  • 21%Honduras
  • 21%Guatemala
  • 14%Sudan
  • 13%Burma
  • 10%Mexico
  • 8%Cuba
  • 4%Nigeria

Most common first ancestries reported in 64504 (%)

  • 24%Other groups
  • 17%American
  • 13%German
  • 7%Irish
  • 6%English
  • 2%Polish
  • 2%French (except Basque)

Year of entry for the foreign-born population

  • 1012010 or later
  • 3272000 to 2009
  • 1461990 to 1999
  • 117Before 1990

Public high school in zip code 64504 not listed on the city page:

  • BENTON HIGH (Students: 948; Location: 5655 S FOURTH, ST JOSEPH, MO; Grades: 09 - 12)

Zip code 64504 topographic map

Public primary/middle schools in zip code 64504 not listed on the city page:

  • HYDE ELEM. (Students: 475; Location: 509 THOMPSON, ST JOSEPH, MO; Grades: KG - 06)
  • HOSEA ELEM. (Students: 441; Location: 6401 GORDON ST, ST JOSEPH, MO; Grades: KG - 06)
  • LAKE CONTRARY ELEM. (Students: 313; Location: 1800 ALABAMA, ST JOSEPH, MO; Grades: PK - 06)

Private primary/middle school not listed on the city page:

  • ST JAMES ELEMENTARY SCHOOL (Students: 161; Location: 120 MICHIGAN AVENUE, SAINT JOSEPH, MO; Grades: PK - 8)

Major facilities with environmental interests located in this zip code:


Zip code 64504 marital status for males
Zip code 64504 marital status for females

Housing units lacking complete plumbing facilities: 3.9%
Housing units lacking complete kitchen facilities: 4.6%

Most commonly used house heating fuel

  • 67%Utility gas
  • 24%Electricity
  • 5%Bottled, tank, or LP gas
  • 3%Wood

Population in 1990: 11,412. Population change in the 1990s: -486 (-4.3%).

Place of birth for U.S.-born residents:


63% of the 64504 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 79% lived in this county.
   Out of people who lived in different counties, 50% lived in Missouri.

85% of the 64504 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 51% moved from this county.
   Out of people who lived in different houses, 10% moved from different county within same state.
   Out of people who lived in different houses, 38% moved from different state.
   Out of people who lived in different houses, 0% moved from abroad.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 114
Here:

12.8%
Missouri:

12.6%
Students in private schools in grades 9 to 12 (high school): 46
Here:

8.9%
Missouri:

11.2%
Students in private undergraduate colleges: 103
Here:

24.1%
Missouri:

23.5%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 52,560Community and social service occupations
  • 51,250Health diagnosing and treating practitioners and other technical occupations
  • 42,847Health technologists and technicians
  • 41,731Computer and mathematical occupations
  • 39,931Business and financial operations occupations
  • 37,375Architecture and engineering occupations

Companies with federal contracts located in this zip code (SAINT JOSEPH, MO):

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 15 people in group homes intended for adults
  • 15 people in other noninstitutional facilities

People in group quarters in 2000:

  • 22 people in other noninstitutional group quarters
  • 7 people in other group homes

Fatal accident statistics in 2010:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 2
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 1
  • Persons involved in fatal accidents: 3
  • Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 3 full and 6 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED45$87,22243$60,743161$92,96815$28,5591$240,08058$64,4174$32,958
APPLICATIONS APPROVED, NOT ACCEPTED3$60,5875$61,07619$78,6545$22,0720$02$27,0001$75,030
APPLICATIONS DENIED3$66,8509$43,91395$82,75721$32,7870$08$35,7517$75,930
APPLICATIONS WITHDRAWN8$71,4856$36,17256$105,4682$63,3200$06$49,2551$102,030
FILES CLOSED FOR INCOMPLETENESS1$52,8201$32,2709$118,0124$53,3080$00$01$58,220
Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 2 full and 4 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED2$89,0656$131,972
APPLICATIONS APPROVED, NOT ACCEPTED2$116,5003$114,283
APPLICATIONS DENIED5$141,4922$336,710
APPLICATIONS WITHDRAWN0$00$0
FILES CLOSED FOR INCOMPLETENESS0$00$0

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 64504 among deceased individuals
NameCountLived (average)
John13274.9 years
Mary13177.3 years
William10273.2 years
Charles9273.9 years
James8972.5 years
Robert7473.3 years
Anna5682.9 years
George5175.5 years
Dorothy3873.9 years
Frank3879.6 years
Most common last names in zip code 64504 among deceased individuals
Last nameCountLived (average)
Smith4072.3 years
Johnson3667.2 years
Brown3175.9 years
Miller2574.7 years
Davis2170.9 years
Jones2176.6 years
Thomas2071.0 years
Roberts2072.9 years
Walker1877.5 years
Wilson1777.5 years
Businesses in zip code 64504
NameCountNameCount
FedEx1SONIC Drive-In1
Long John Silver's1UPS2
Pizza Hut1

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