Estimated median household income in 2007: $44,861
| This zip code: | $44,861 | | Missouri: | $45,114 |
Nearest zip codes: 64506, 64501, 66024, 64503, 64507, 64504.
Housing units in zip code 64505 with a mortgage: 1,919 (217 second mortgage, 156 home equity loan, 2 both second mortgage and home equity loan)
Houses without a mortgage: 1,198
Median monthly owner costs for units with a mortgage: $955
Median monthly owner costs for units without a mortgage: $305
Residents with income below the poverty level in 2007:
| This zip code: | 11.9% | | Whole state: | 13.0% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 4.7% | | Whole state: | 5.7% |
Median number of rooms in houses and condos:
| Here: | 6.1 | | State: | 6.0 |
Median number of rooms in apartments:
| Here: | 4.7 | | State: | 4.2 |
Year house built: |
|
- 1999 to March 2000: 111
- 1995 to 1998: 180
- 1990 to 1994: 198
- 1980 to 1989: 417
- 1970 to 1979: 786
- 1960 to 1969: 545
- 1950 to 1959: 630
- 1940 to 1949: 537
- 1939 or earlier: 1,712
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Bedrooms in owner-occupied houses in Country Club, MO (64505): |
|
- no bedroom: 0
- 1 bedrooms: 155
- 2 bedrooms: 1,125
- 3 bedrooms: 1,531
- 4 bedrooms: 652
- 5 or more bedrooms: 75
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 16
- 1 bedrooms: 253
- 2 bedrooms: 622
- 3 bedrooms: 284
- 4 bedrooms: 37
- 5 or more bedrooms: 10
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Vehicles available in 64505 zip code in owner-occupied houses/condos: |
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- no vehicle: 198
- 1 vehicle: 996
- 2 vehicles: 1,496
- 3 vehicles: 641
- 4 vehicles: 140
- 5 or more vehicles: 67
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 168
- 1 vehicle: 564
- 2 vehicles: 366
- 3 vehicles: 85
- 4 vehicles: 25
- 5 or more vehicles: 14
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 64505:
- Less than $10,000: 28
- $10,000 to $14,999: 14
- $15,000 to $19,999: 40
- $20,000 to $24,999: 44
- $25,000 to $29,999: 36
- $30,000 to $34,999: 37
- $35,000 to $39,999: 38
- $40,000 to $49,999: 163
- $50,000 to $59,999: 204
- $60,000 to $69,999: 179
- $70,000 to $79,999: 224
- $80,000 to $89,999: 253
- $90,000 to $99,999: 265
- $100,000 to $124,999: 527
- $125,000 to $149,999: 539
- $150,000 to $174,999: 284
- $175,000 to $199,999: 219
- $200,000 to $249,999: 231
- $250,000 to $299,999: 153
- $300,000 to $399,999: 161
- $400,000 to $499,999: 44
- $500,000 to $749,999: 15
- $750,000 to $999,999: 12
- $1,000,000 or more: 7
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Rent paid by renters in 2007 in zip code 64505:
- Less than $100: 36
- $100 to $149: 36
- $150 to $199: 47
- $200 to $249: 78
- $250 to $299: 78
- $300 to $349: 151
- $350 to $399: 122
- $400 to $449: 134
- $450 to $499: 79
- $500 to $549: 76
- $550 to $599: 22
- $600 to $649: 31
- $1,250 to $1,499: 5
- No cash rent: 111
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Median price asked for vacant for-sale houses and condos in 2007: $91,070.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $113,081
- Black or African American householders: $104,946
- American Indian or Alaska Native householders: $71,772
- Asian householders: $90,911
- Some other race householders: $103,670
- Two or more races householders: $145,777
- Hispanic or Latino householders: $150,402
Estimated median house or condo value in 2007: $111,660 (it was $70,200 in 2000)
| 64505: | $111,660 | | Missouri: | $138,600 |
Lower value quartile - upper value quartile: $119,200 - $182,331
Mean price in 2007:
Detached houses: $135,833| Here: | $135,833 | | State: | $182,045 |
Townhouses or other attached units: $118,697| Here: | $118,697 | | State: | $185,799 |
In 2-unit structures: $101,069| Here: | $101,069 | | State: | $155,066 |
In 3-to-4-unit structures: $173,180| Here: | $173,180 | | State: | $141,353 |
Mobile homes: $44,896| Here: | $44,896 | | State: | $37,932 |
Owners and renters by unit type in %
|
Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 4,164
- One, attached: 140
- Two: 230
- 3 or 4: 104
- 5 to 9: 156
- 10 to 19: 6
- 20 to 49: 2
- Mobile homes: 314

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Means of transportation to work
- Drove a car alone: 4,745 (82%)
- Carpooled: 794 (14%)
- Bus or trolley bus: 26 (0%)
- Bicycle: 18 (0%)
- Walked: 32 (1%)
- Other means: 58 (1%)
- Worked at home: 132 (2%)
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Travel time to work
- Less than 5 minutes: 127
- 5 to 9 minutes: 669
- 10 to 14 minutes: 1469
- 15 to 19 minutes: 1647
- 20 to 24 minutes: 795
- 25 to 29 minutes: 68
- 30 to 34 minutes: 233
- 35 to 39 minutes: 23
- 40 to 44 minutes: 51
- 45 to 59 minutes: 254
- 60 to 89 minutes: 241
- 90 or more minutes: 96
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Percentage of zip code residents living and working in this county: 64.8%
Household type by relationship
Households: 12,242
- In family households: 10,572 (2,577 male householders, 795 female householders)
2,629 spouses, 3,888 children (3,507 natural, 70 adopted, 311 stepchildren), 175 grandchildren, 61 brothers or sisters, 66 parents, 97 other relatives, 284 non-relatives
- In nonfamily households: 1,670 (633 male householders (493 living alone)), 723 female householders (613 living alone)), 314 nonrelatives
- In group quarters: 190 (all institutionalized)
Size of family households: 1,392 2-persons, 773 3-persons, 734 4-persons, 333 5-persons, 112 6-persons, 28 7-or-more-persons.
Size of nonfamily households: 1,106 1-person, 202 2-persons, 42 3-persons, 3 4-persons, 3 6-persons.
2,189 married couples with children.
835 single-parent households (199 men, 636 women).
97.8% of residents of 64505 zip code speak English at home.
1.3% of residents speak Spanish at home (66% very well, 23% well, 10% not well).
0.7% of residents speak other Indo-European language at home (77% very well, 6% well, 17% not well).
0.1% of residents speak Asian or Pacific Island language at home (80% very well, 20% well).
Foreign born population: 68 (0.5%)
(73.5% of them are naturalized citizens)
| This zip code: | 0.5% | | Whole state: | 2.7% |
Most common places of birth for the foreign-born residents:
- Ireland (18%)
- Germany (12%)
- Japan (12%)
- Poland (10%)
- Canada (10%)
- China, excluding Hong Kong and Taiwan (9%)
- Mexico (9%)
Year of entry for the foreign-born population |
|
- 1995 to March 2000: 6
- 1990 to 1994: 7
- 1985 to 1989: 0
- 1980 to 1984: 0
- 1975 to 1979: 11
- 1970 to 1974: 2
- 1970 to 1974: 14
- 1965 to 1969: 28
|
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White population: 12,063
Black population: 233
American Indian population: 55
Asian population: 32
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 79
Two or more races population: 125

First ancestries reported:
|  German: 1762 |
|  United States or American: 1640 |
|  Irish: 1056 |
|  Other groups: 1014 |
|  English: 892 |
|  French (except Basque): 185 |
|  Polish: 181 |
|  Scotch-Irish: 174 |
|  Dutch: 154 |
|  Scottish: 134 |
|  Italian: 128 |
|  Swiss: 113 |
|  European: 69 |
|  Russian: 69 |
|  Swedish: 62 |
|  Norwegian: 57 |
|  French Canadian: 45 |
|  Welsh: 43 |
|  Croatian: 31 |
|  Danish: 20 |
|  Arab:: 19 |
|  Czech: 19 |
|  British: 18 |
|  Austrian: 18 |
|  Moroccan: 11 |
|  West Indian (excluding Hispanic groups):: 11 |
|  Haitian: 11 |
|  Acadian/Cajun: 10 |
|  Armenian: 6 |
|  Slavic: 6 |
|  Czechoslovakian: 6 |
|  Syrian: 5 |
|  Subsaharan African:: 5 |
|  African: 5 |
|  Lebanese: 3 |
|  Portuguese: 2 |
|  Romanian: 2 |
Public high school in zip code 64505 not listed on the city page:- LAFAYETTE HIGH (Students: 855; Location: 412 HIGHLAND AVE, ST JOSEPH, MO; Grades: 09 - 12)

Public primary/middle schools in zip code 64505 not listed on the city page:- LINDBERGH ELEM. (Students: 535; Location: 2812 ST JOSEPH AVE, ST JOSEPH, MO; Grades: PK - 06)
- ROBIDOUX MIDDLE (Students: 383; Location: 4212 ST JOSEPH AVE, ST JOSEPH, MO; Grades: 07 - 08)
- JOHN GLENN ELEM. (Students: 336; Location: 12401 COUNTY RD 438, ST JOSEPH, MO; Grades: KG - 06)
- HUMBOLDT ELEM. (Students: 315; Location: 1520 N SECOND ST, ST JOSEPH, MO; Grades: KG - 06)
- PERSHING ELEM. (Students: 282; Location: 2610 BLACKWELL RD, ST JOSEPH, MO; Grades: KG - 06)
Major facitilies with environmental interests located in this zip code:
- ALLEN TOWNE PROPERTIES (2102 KARNES RD in ST JOSEPH, MO)
STATE MASTER (Missouri monitoring and compilance) - RCRAINFO-MOR000516476, NOT IN A UNIVERSE
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: CRAIG PORTER (CONTACT/OPERATOR)
Alternative names: OLD NURSERY
- AMOCO FOOD SHOP (4007 FREDERICK AVE in SAINT JOSEPH, MO)
(Integrated Compliance Information System) - ICIS-07-1999-0280, FORMAL ENFORCEMENT ACTION
STATE MASTER (Missouri monitoring and compilance) - ICIS-19475, ENFORCEMENT/COMPLIANCE ACTIVITY
- AMOCO FOOD SHOP (6113 N 71 HWY in SAINT JOSEPH, MO)
(Integrated Compliance Information System) - ICIS-07-1999-0281, FORMAL ENFORCEMENT ACTION
STATE MASTER (Missouri monitoring and compilance) - ICIS-25154, ENFORCEMENT/COMPLIANCE ACTIVITY
- PAUL HILL CONTRACTING (6202 ST. JOSEPH AVE in SAINT JOSEPH, MO)
(Integrated Compliance Information System) - ICIS-07-1998-0248, FORMAL ENFORCEMENT ACTION
STATE MASTER (Missouri monitoring and compilance) - ICIS-25374, ENFORCEMENT/COMPLIANCE ACTIVITY
- BELT LAUNDROMAT (527 S BELT HWY in SAINT JOSEPH, MO)
AIR MINOR (AIRS/AFS)
STATE MASTER (Missouri monitoring and compilance) - RCRAINFO-MO0000925255, CESQG, AIRS/AFS-MO0960285, AIR MINOR
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Business SIC classification: COIN-OPERATED LAUNDRIES AND DRYCLEANING
Organizations: CHARLES KOVAC (CONTACT/OWNER)
Alternative names: BELT LAUNDROMAT AND CLEANERS
- BARNES AUTO SALVAGE (6317 SAINT JOSEPH AVENUE in SAINT JOSEPH, MO)
STATE MASTER (Missouri monitoring and compilance) - PCS-MOR60A079, NPDES NON-MAJOR
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: MOTOR VEHICLE PARTS, USED
Organizations: WILLIAM E. BOYLES (CONTACT/OWNER)
Alternative names: MARYCREST INC
- OAKMONT PROPERTIES INC (I-29 & HWY 71 in ST. JOSEPH, MO)
STATE MASTER (Missouri monitoring and compilance) - PCS-MOR105993, NPDES NON-MAJOR
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: HEAVY CONSTRUCTION
Alternative names: HIDDEN VALLEY LAKE
- PETTYJOHN AUTO & PICKUP SALVAGE (20375 STATE ROUTE K in SAINT JOSEPH, MO)
STATE MASTER (Missouri monitoring and compilance) - PCS-MOR60A137, NPDES NON-MAJOR
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: MOTOR VEHICLE PARTS, USED
Organizations: WILLIAM PETTYJOHN, SR. (CONTACT/OWNER)
Alternative names: PETTYJOHN AUTO SALES, SER, WILLIAM PETTYJOHN, SR.
- HUNTERS SVC CTR (2708 ST JOSEPH AVE in SAINT JOSEPH, MO)
STATE MASTER (Missouri monitoring and compilance) - RCRAINFO-MOD981702921, SQG
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: DANA HUNTER (CONTACT/OWNER)
- BALSAMO CABINET SHOP (2606 HUNTOON RD in ST JOSEPH, MO)
STATE MASTER (Missouri monitoring and compilance) - RCRAINFO-MOD000282822, NOT IN A UNIVERSE
(Resource Conservation and Recovery Act (tracking hazardous waste))
Business NAICS classification: INSTITUTIONAL FURNITURE MANUFACTURING.
- NINE GABLES DEVELOPMENT CO-DAN P HAUSMAN (5102 COOK RD in ST JOSEPH, MO)
STATE MASTER (Missouri monitoring and compilance) - NCDB-C07#20020717N70191C, COMPLIANCE ACTIVITY
COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
- PERSHING ELEM. (2610 BLACKWELL RD in ST JOSEPH, MO)
(National Center for Education Statistics) - STATE ID-4400011082
Organizations: ST. JOSEPH (SCHOOL DISTRICT)
- ROBIDOUX MIDDLE (4212 ST JOSEPH AVE in ST JOSEPH, MO)
(National Center for Education Statistics) - STATE ID-3000011082
Organizations: ST. JOSEPH (SCHOOL DISTRICT)
Median worth of mobile homes: $38,798
Housing units lacking complete plumbing facilities: 1%
Housing units lacking complete kitchen facilities: 1%
Most commonly used house heating fuel: |
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- Utility gas (73%)
- Electricity (19%)
- Bottled, tank, or LP gas (7%)
- Wood (1%)
|
Place of birth for U.S.-born residents:
- This state: 9833
- Northeast: 206
- Midwest: 1384
- South: 462
- West: 420
57% of the 64505 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 60% lived in this county.
Out of people who lived in different counties, 66% lived in Missouri.
Population in 1990: 10,627. Population change in the 1990s: +1,960 (+18.4%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 178
| Here: | 10.9% | | Missouri: | 13.7% |
Students in private schools in grades 9 to 12 (high school): 70
| Here: | 9.7% | | Missouri: | 11.6% |
Students in private undergraduate colleges: 43
| Here: | 7.8% | | Missouri: | 24.9% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code (SAINT JOSEPH, MO):
- ST JOE CONCRETE PRODUCTS INC (20319 HIGHWAY 169): $270,485 in 3 contracts in 2001
$151,225 with Army for Tile, Brick, and Block. Signed on 2001-10-17. Completion date: 2001-10-13.
$117,300, same as above. Signed on 2001-10-23. Completion date: 2001-10-19.
$1,960, same as above. Signed on 2001-10-17. Completion date: 2001-10-13.
- A WEATHERIZATION CO/AWXCO (701 1 2 MCDONALD ST; small business)
$15,160 with Army for Electric Portable and Hand Lighting Equipment. Taking place in VA. Signed on 2002-09-29. Completion date: 2002-11-04.
- STAINS, WILLIAM W (14151 COUNTY RD 307; small business)
$6,000 with Army for Patent and Trademark Services. Signed on 2003-03-31. Completion date: 2003-03-30.
- AMERICAS SECOND HARVEST (915 DOUGLAS ST; small business)
$5,000 with Army for Other Professional Services. Signed on 2005-08-02. Completion date: 2005-09-30.
- KELLER CONSTRUCTION COMPANY (20798 NE STATE ROUTE 169; small business)
$4,300 with Army for Maintenance, Repair or Alteration of Real Property -- Other Airfield Structures. Signed on 2005-08-15. Completion date: 2005-09-15.
Top industries in this zip code by the number of employees in 2005:
- Arts, Entertainment, and Recreation: Casinos (except Casino Hotels) (250-499 employees: 1 establishment, 50-99 employees: 1 establishment)
- Health Care and Social Assistance: Nursing Care Facilities (100-249: 1, 50-99: 1)
- Health Care and Social Assistance: Home Health Care Services (100-249: 1)
- Other Services (except Public Administration): Religious Organizations (50-99: 1, 5-9: 2, 1-4: 4)
- Health Care and Social Assistance: Services for the Elderly and Persons with Disabilities (50-99: 1)
- Accommodation and Food Services: Limited-Service Restaurants (20-49: 1, 10-19: 1, 5-9: 1)
- Administrative and Support and Waste Management and Remediation Services: Landscaping Services (10-19: 2, 1-4: 3)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
People in group quarters
- 159 people in nursing homes
- 18 people in homes for abused, dependent, and neglected children
- 13 people in homes for the mentally retarded
Fatal accident statistics in 2005
- Fatal accident count: 2
- Vehicles involved in fatal accidents: 4
- Fatal accidents caused by drunken drivers: 0
- Fatalities: 2
- Persons involved in fatal accidents: 12
- Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 10 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 30 | $118,095 | 327 | $108,382 | 309 | $109,872 | 82 | $38,642 | 4 | $100,158 | 101 | $87,899 | 5 | $57,944 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 17 | $169,882 | 69 | $115,730 | 17 | $48,768 | 0 | $0 | 1 | $89,560 | 0 | $0 |
| APPLICATIONS DENIED | 3 | $96,090 | 69 | $85,917 | 277 | $116,019 | 57 | $56,022 | 0 | $0 | 22 | $94,182 | 3 | $76,630 |
| APPLICATIONS WITHDRAWN | 2 | $141,020 | 18 | $93,157 | 86 | $115,147 | 14 | $60,386 | 0 | $0 | 3 | $63,247 | 3 | $44,990 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 12 | $121,158 | 37 | $121,198 | 4 | $73,670 | 0 | $0 | 1 | $128,670 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 10 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 32 | $102,156 | 411 | $102,289 | 353 | $103,474 | 80 | $29,341 | 1 | $460,370 | 100 | $68,049 | 6 | $52,060 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 36 | $88,846 | 75 | $92,947 | 15 | $30,405 | 0 | $0 | 1 | $162,650 | 2 | $73,570 |
| APPLICATIONS DENIED | 4 | $64,865 | 77 | $106,403 | 260 | $89,840 | 61 | $34,072 | 0 | $0 | 12 | $69,801 | 7 | $56,907 |
| APPLICATIONS WITHDRAWN | 3 | $74,013 | 34 | $91,934 | 164 | $101,541 | 11 | $64,268 | 1 | $4,835,260 | 5 | $55,738 | 3 | $69,010 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $49,660 | 16 | $89,328 | 32 | $137,194 | 4 | $47,823 | 0 | $0 | 2 | $58,240 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 10 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 28 | $97,885 | 391 | $98,525 | 458 | $106,805 | 74 | $37,016 | 111 | $64,492 | 6 | $84,382 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $123,055 | 47 | $79,142 | 90 | $84,000 | 14 | $32,004 | 4 | $37,840 | 1 | $32,940 |
| APPLICATIONS DENIED | 5 | $79,318 | 83 | $73,108 | 337 | $94,297 | 71 | $27,444 | 14 | $76,309 | 8 | $46,040 |
| APPLICATIONS WITHDRAWN | 1 | $71,030 | 47 | $90,215 | 231 | $99,315 | 29 | $100,056 | 28 | $82,643 | 4 | $84,978 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 11 | $104,430 | 35 | $75,371 | 1 | $24,230 | 4 | $27,595 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 10 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 42 | $102,500 | 366 | $106,102 | 467 | $105,304 | 64 | $32,056 | 2 | $196,265 | 106 | $78,532 | 4 | $92,238 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $59,550 | 31 | $85,542 | 65 | $94,828 | 12 | $23,463 | 0 | $0 | 0 | $0 | 1 | $97,890 |
| APPLICATIONS DENIED | 5 | $80,162 | 64 | $70,635 | 267 | $90,166 | 49 | $29,219 | 0 | $0 | 7 | $40,987 | 7 | $73,951 |
| APPLICATIONS WITHDRAWN | 3 | $86,733 | 39 | $98,769 | 186 | $90,738 | 17 | $38,724 | 0 | $0 | 14 | $47,421 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $52,417 | 8 | $93,833 | 30 | $109,640 | 2 | $16,470 | 0 | $0 | 1 | $221,950 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 10 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 53 | $90,621 | 321 | $93,371 | 1,010 | $100,583 | 50 | $25,037 | 1 | $49,040 | 131 | $76,824 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 21 | $110,079 | 109 | $92,063 | 2 | $23,440 | 0 | $0 | 7 | $65,529 |
| APPLICATIONS DENIED | 8 | $67,549 | 67 | $69,145 | 303 | $86,443 | 37 | $19,174 | 0 | $0 | 16 | $45,349 |
| APPLICATIONS WITHDRAWN | 1 | $36,780 | 15 | $64,456 | 218 | $86,342 | 3 | $21,010 | 0 | $0 | 7 | $42,259 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $40,790 | 6 | $53,048 | 37 | $86,466 | 2 | $43,070 | 0 | $0 | 1 | $36,780 |
Aggregated Statistics For Year 2002 (Based on 10 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 67 | $89,259 | 257 | $105,931 | 715 | $101,942 | 50 | $20,448 | 82 | $85,514 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $81,790 | 19 | $104,683 | 105 | $91,001 | 6 | $6,718 | 1 | $29,850 |
| APPLICATIONS DENIED | 3 | $91,860 | 33 | $79,008 | 207 | $90,222 | 41 | $14,412 | 10 | $93,523 |
| APPLICATIONS WITHDRAWN | 4 | $118,688 | 19 | $191,982 | 171 | $90,519 | 6 | $23,023 | 6 | $106,833 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 10 | $104,277 | 38 | $98,634 | 0 | $0 | 1 | $41,680 |
Aggregated Statistics For Year 2001 (Based on 10 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 81 | $84,620 | 258 | $105,783 | 672 | $95,448 | 94 | $28,133 | 109 | $61,159 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $42,040 | 32 | $85,397 | 95 | $84,473 | 14 | $39,844 | 5 | $35,770 |
| APPLICATIONS DENIED | 4 | $71,720 | 91 | $78,691 | 221 | $78,966 | 54 | $20,405 | 12 | $53,074 |
| APPLICATIONS WITHDRAWN | 3 | $73,103 | 22 | $69,094 | 204 | $69,371 | 13 | $17,564 | 5 | $60,088 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $116,300 | 4 | $136,415 | 37 | $85,358 | 1 | $27,590 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 10 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 66 | $74,955 | 260 | $90,404 | 291 | $79,414 | 63 | $17,181 | 1 | $1,017,660 | 71 | $53,128 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $36,780 | 21 | $57,731 | 51 | $64,640 | 30 | $23,331 | 0 | $0 | 5 | $35,788 |
| APPLICATIONS DENIED | 2 | $133,240 | 79 | $80,822 | 130 | $55,425 | 49 | $15,752 | 0 | $0 | 6 | $61,065 |
| APPLICATIONS WITHDRAWN | 2 | $73,085 | 43 | $65,945 | 106 | $58,656 | 7 | $34,600 | 0 | $0 | 2 | $22,575 |
| FILES CLOSED FOR INCOMPLETENESS | 5 | $61,810 | 1 | $28,900 | 19 | $98,881 | 2 | $26,210 | 0 | $0 | 1 | $28,900 |
Aggregated Statistics For Year 1999 (Based on 1 full and 4 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 42 | $68,364 | 147 | $80,404 | 229 | $77,085 | 65 | $14,620 | 54 | $66,209 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $61,080 | 17 | $74,697 | 50 | $68,377 | 12 | $13,139 | 5 | $44,536 |
| APPLICATIONS DENIED | 1 | $62,080 | 41 | $47,910 | 107 | $58,110 | 29 | $20,370 | 4 | $47,788 |
| APPLICATIONS WITHDRAWN | 1 | $102,660 | 16 | $82,494 | 69 | $56,208 | 9 | $30,623 | 3 | $89,917 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 7 | $52,679 | 18 | $71,023 | 1 | $19,390 | 2 | $45,060 |
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 118 | $112,893 | 33 | $140,392 | 9 | $62,366 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 16 | $104,481 | 11 | $121,131 | 1 | $78,820 |
| APPLICATIONS DENIED | 1 | $59,550 | 1 | $75,320 | 1 | $75,320 |
| APPLICATIONS WITHDRAWN | 6 | $80,513 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $63,060 | 1 | $56,050 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 93 | $99,822 | 38 | $117,261 | 5 | $56,454 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 9 | $106,126 | 8 | $177,860 | 1 | $33,110 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 8 | $65,170 | 6 | $116,632 | 1 | $31,010 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 91 | $93,227 | 52 | $118,398 | 13 | $71,392 | 3 | $98,060 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 15 | $111,042 | 8 | $106,271 | 2 | $86,045 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $42,600 | 1 | $74,120 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 8 | $134,945 | 5 | $126,176 | 1 | $63,060 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $220,980 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 83 | $112,914 | 40 | $116,641 | 7 | $61,754 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 15 | $109,599 | 16 | $100,446 | 1 | $22,070 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $139,780 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $97,280 | 10 | $85,550 | 3 | $43,080 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 3 | $206,910 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 102 | $96,491 | 129 | $115,414 | 7 | $40,223 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 10 | $95,809 | 24 | $126,127 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $87,985 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 4 | $73,053 | 10 | $104,208 | 2 | $29,005 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $116,320 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 77 | $92,413 | 77 | $117,085 | 4 | $43,920 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 10 | $119,332 | 14 | $112,572 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $54,260 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $88,530 | 4 | $119,095 | 1 | $133,820 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $129,160 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 77 | $103,305 | 86 | $109,693 | 2 | $25,200 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 19 | $101,310 | 14 | $119,326 | 2 | $28,025 |
| APPLICATIONS DENIED | 1 | $150,290 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 4 | $65,605 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $68,800 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 73 | $96,617 | 22 | $109,006 | 1 | $21,020 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 8 | $86,716 | 4 | $96,513 | 1 | $33,920 |
| APPLICATIONS DENIED | 9 | $54,742 | 3 | $75,403 | 1 | $31,270 |
| APPLICATIONS WITHDRAWN | 5 | $74,054 | 1 | $73,570 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 1 full and 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 34 | $88,028 | 23 | $90,597 | 4 | $53,663 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $110,935 | 3 | $137,977 | 0 | $0 |
| APPLICATIONS DENIED | 5 | $103,808 | 1 | $115,010 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $188,960 | 4 | $70,668 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $43,930 | 0 | $0 |
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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