64505 Zip Code Detailed Profile




Cities: St. Joseph, MO (15.20%), Country Club, MO (7.71%), Amazonia, MO (0.14%)
Counties: Andrew County, MO (77.36%), Buchanan County, MO (22.64%)
Estimated zip code population in 2013: 12,890
Zip code population in 2010: 13,161
Zip code population in 2000: 12,587

Houses and condos: 5,598
Renter-occupied apartments: 1,238
% of renters here:

25%
State:

33%
Mar. 2013 cost of living index in zip code 64505: 81.4 (low, U.S. average is 100)

Land area: 45.1 sq. mi.
Water area: 0.5 sq. mi.
Population density: 285 people per square mile 
 
 (very low).

Age and Sex of Residents in zip code 64505
Zip code 64505 (St. Joseph, Missouri) real estate house value trends
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Real estate property taxes paid for housing units in 2013:
This zip code:

0.9% ($977)
Missouri:

1.0% ($1,364)
Median real estate property taxes paid for housing units with mortgages in 2013: $1,072 (0.9%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $838 (0.9%)

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Males: 6,410  (49.7%)
Females: 6,480  (50.3%)

For population 25 years and over in 64505:

For population 15 years and over in 64505:

Zip code 64505 compared to state average:

  • Black race population percentage significantly below state average.
  • Foreign-born population percentage significantly below state average.
  • House age above state average.
  • Races in zip code 64505

  • Zip code 64505 races chart
    • 12,061White population
    • 298Black population
    • 47American Indian population
    • 48Asian population
    • 1Native Hawaiian and Other Pacific Islander population
    • 5Some other race population
    • 242Two or more races population
    • 459Hispanic or Latino population

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Urban population: 10,170
Rural population: 2,719

Estimated median house/condo value in 2013: $110,100
64505:

$110,100
Missouri:

$133,200



According to our research of Missouri and other state lists there were 40 registered sex offenders living in 64505 zip code as of July 27, 2015.
The ratio of number of residents in zip code 64505 to the number of sex offenders is 431 to 1.
The number of registered sex offenders compared to the number of residents in this zip code is near the state average.


Median resident age:
This zip code:

41.1 years
Missouri median age:

38.1 years
Average household size:
This zip code:

2.5 people
Missouri:

2.5 people

Averages for the 2012 tax year for zip code 64505, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $50,941 (Individual Income Tax Returns)
Here:

$50,941
State:

$55,896

Salary/wage: $42,912 (reported on 85.9% of returns)
Here:

$42,912
State:

$46,205
(% of AGI for various income ranges: 79.2% for AGIs below $25k, 82.6% for AGIs $25k-50k, 77.9% for AGIs $50k-75k, 75.1% for AGIs $75k-100k, 70.9% for AGIs $100k-200k, 55.4% for AGIs over 200k)

Taxable interest for individuals: $1,325 (reported on 30.0% of returns)
This zip code:

$1,325
Missouri:

$1,559
(% of AGI for various income ranges: 1.2% for AGIs below $25k, 0.8% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 0.5% for AGIs $100k-200k, 1.0% for AGIs over 200k)

Ordinary dividends: $6,795 (reported on 15.7% of returns)
Here:

$6,795
State:

$7,410
(% of AGI for various income ranges: 0.8% for AGIs below $25k, 1.0% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 1.1% for AGIs $75k-100k, 1.6% for AGIs $100k-200k, 5.7% for AGIs over 200k)

Net capital gain/loss in AGI: +$8,525 (reported on 12.1% of returns)
Here:

+$8,525
State:

+$11,579
(% of AGI for various income ranges: 0.6% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 1.1% for AGIs $75k-100k, 2.0% for AGIs $100k-200k, 6.1% for AGIs over 200k)

Profit/loss from business: +$10,365 (reported on 12.1% of returns)
Here:

+$10,365
State:

+$11,688
(% of AGI for various income ranges: 4.5% for AGIs below $25k, 2.4% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 1.6% for AGIs $75k-100k, 3.4% for AGIs $100k-200k, 2.5% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $14,835 (reported on 8.9% of returns)
64505:

$14,835
Missouri:

$14,773
(% of AGI for various income ranges: 2.4% for AGIs below $25k, 1.8% for AGIs $25k-50k, 2.7% for AGIs $50k-75k, 2.5% for AGIs $75k-100k, 3.4% for AGIs $100k-200k, 2.6% for AGIs over 200k)

Total itemized deductions: $22,154 (19% of AGI, reported on 22.6% of returns)
Here:

$22,154
State:

$22,730

Here:

19.0% of AGI
State:

19.2% of AGI
(% of AGI for various income ranges: 5.8% for AGIs below $25k, 6.3% for AGIs $25k-50k, 9.2% for AGIs $50k-75k, 10.2% for AGIs $75k-100k, 12.8% for AGIs $100k-200k, 12.2% for AGIs over 200k)

Charity contributions: $5,320 (reported on 17.6% of returns)
Here:

$5,320
State:

$4,745
(% of AGI for various income ranges: 0.3% for AGIs below $25k, 0.7% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 1.7% for AGIs $75k-100k, 2.6% for AGIs $100k-200k, 3.5% for AGIs over 200k)

Taxes paid: $7,892 (reported on 22.6% of returns)
64505:

$7,892
State:

$8,399
(% of AGI for various income ranges: 0.8% for AGIs below $25k, 1.5% for AGIs $25k-50k, 2.2% for AGIs $50k-75k, 3.1% for AGIs $75k-100k, 5.0% for AGIs $100k-200k, 6.4% for AGIs over 200k)

Earned income credit: $2,282 (reported on 21.8% of returns)
Here:

$2,282
State:

$2,288
(% of AGI for various income ranges: 7.8% for AGIs below $25k, 1.2% for AGIs $25k-50k)

Averages for the 2004 tax year for zip code 64505, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $40,874 (Individual Income Tax Returns)
Here:

$40,874
State:

$44,591

Salary/wage: $36,701 (reported on 87.0% of returns)
Here:

$36,701
State:

$38,941
(% of AGI for various income ranges: 100.6% for AGIs below $10k, 78.4% for AGIs $10k-25k, 83.7% for AGIs $25k-50k, 82.5% for AGIs $50k-75k, 78.5% for AGIs $75k-100k, 68.3% for AGIs over 100k)

Taxable interest for individuals: $1,824 (reported on 38.5% of returns)
This zip code:

$1,824
Missouri:

$1,801
(% of AGI for various income ranges: 3.9% for AGIs below $10k, 2.6% for AGIs $10k-25k, 1.4% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 2.2% for AGIs over 100k)

Taxable dividends: $3,264 (reported on 18.9% of returns)
Here:

$3,264
State:

$3,677
(% of AGI for various income ranges: 2.3% for AGIs below $10k, 0.9% for AGIs $10k-25k, 0.9% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 3.0% for AGIs over 100k)

Net capital gain/loss: +$4,545 (reported on 15.0% of returns)
Here:

+$4,545
State:

+$8,915
(% of AGI for various income ranges: -0.6% for AGIs below $10k, 0.4% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 1.8% for AGIs $75k-100k, 3.6% for AGIs over 100k)

Profit/loss from business: +$7,774 (reported on 13.2% of returns)
Here:

+$7,774
State:

+$9,793
(% of AGI for various income ranges: 0.8% for AGIs below $10k, 3.7% for AGIs $10k-25k, 2.7% for AGIs $25k-50k, 1.8% for AGIs $50k-75k, 3.5% for AGIs $75k-100k, 2.1% for AGIs over 100k)

IRA payment deduction: $2,837 (reported on 2.5% of returns)
64505:

$2,837
Missouri:

$2,972
(% of AGI for various income ranges: 0.2% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.1% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 0.2% for AGIs over 100k)

Self-employed pension: $12,167 (reported on 0.3% of returns)
Here:

$12,167
Missouri:

$14,365

Total itemized deductions: $18,302 (21% of AGI, reported on 24.2% of returns)
Here:

$18,302
State:

$18,261

Here:

20.8% of AGI
State:

20.5% of AGI
(% of AGI for various income ranges: 7.2% for AGIs below $10k, 6.3% for AGIs $10k-25k, 7.5% for AGIs $25k-50k, 10.7% for AGIs $50k-75k, 12.8% for AGIs $75k-100k, 14.7% for AGIs over 100k)

Charity contributions deductions: $4,994 (5% of AGI, reported on 19.8% of returns)
Here:

$4,994
State:

$3,665

Here:

5.2% of AGI
State:

3.9% of AGI
(% of AGI for various income ranges: 0.3% for AGIs below $10k, 0.4% for AGIs $10k-25k, 1.1% for AGIs $25k-50k, 1.9% for AGIs $50k-75k, 2.1% for AGIs $75k-100k, 5.1% for AGIs over 100k)

Total tax: $6,100 (reported on 72.0% of returns)
64505:

$6,100
State:

$6,999
(% of AGI for various income ranges: 2.0% for AGIs below $10k, 3.8% for AGIs $10k-25k, 6.6% for AGIs $25k-50k, 8.7% for AGIs $50k-75k, 10.6% for AGIs $75k-100k, 19.1% for AGIs over 100k)

Earned income credit: $1,686 (reported on 19.3% of returns)
Here:

$1,686
State:

$1,728

Percentage of individuals using paid preparers for their 2004 taxes: 63.5%
Here:

63%
State:

62%
(% for various income ranges: 50.2% for AGIs below $10k, 63.7% for AGIs $10k-25k, 66.2% for AGIs $25k-50k, 68.7% for AGIs $50k-75k, 71.1% for AGIs $75k-100k, 78.0% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$45,996
Missouri:

$46,931
St. Joseph, MO (64505) map Nearest zip codes: 64506, 64501, 64503, 64485, 66024, 64421.
Percentage of family households:
This zip code:

53.4%
Missouri:

49.0%
Percentage of households with unmarried partners:
This zip code:

4.7%
Missouri:

6.2%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Household received Food Stamps/SNAP in the past 12 months: 665
Household did not receive Food Stamps/SNAP in the past 12 months: 4,348


Women who had a birth in the past 12 months: 247 (109 now married, 138 unmarried)
Women who did not have a birth in the past 12 months: 2,722 (1,318 now married, 1,404 unmarried)


Housing units in zip code 64505 with a mortgage: 2,405 (83 second mortgage, 204 home equity loan)
Houses without a mortgage: 1,370

Median monthly owner costs for units with a mortgage: $1,115
Median monthly owner costs for units without a mortgage: S364

Residents with income below the poverty level in 2013:
This zip code:

12.7%
Whole state:

15.9%
Residents with income below 50% of the poverty level in 2013:
This zip code:

8.2%
Whole state:

9.0%
Median number of rooms in houses and condos:
Here:

6.5
State:

6.3
Median number of rooms in apartments:
Here:

4.6
State:

4.4
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 64505: Camp Geiger (A), Water Works (B), Savannah Rural Fire Protection (C), Saint Joseph Fire Department Station 12 (D). Display/hide their locations on the map

    Churches in zip code 64505 include: Oak Grove Chapel (A), Oak Grove Church (B), Saint Peter Church (C), Living Hope Church (D). Display/hide their locations on the map

    Cemeteries: Greenwick Cemetery (1), Fairview Cemetery (2), Vanschoiack Cemetery (3), Green Cemetery (4), Ladd Cemetery (5). Display/hide their locations on the map

    Reservoir: Keller Lake (A). Display/hide its location on the map

    Streams, rivers, and creeks: Dillon Creek (A), Crowley Creek (B), Mace Creek (C), Roys Branch (D). Display/hide their locations on the map

    Parks in zip code 64505 include: Krug Park (1), River Bluffs Park (2). Display/hide their locations on the map

Year house built

  • 162010 or later
  • 5502000 to 2009
  • 5431990 to 1999
  • 4941980 to 1989
  • 6981970 to 1979
  • 4311960 to 1969
  • 7301950 to 1959
  • 5451940 to 1949
  • 1,5911939 or earlier

Zip code 64505 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in St. Joseph, MO (64505)

  • 9no bedroom
  • 991 bedroom
  • 8962 bedrooms
  • 1,7973 bedrooms
  • 8324 bedrooms
  • 1425+ bedrooms

Bedrooms in renter-occupied apartments in St. Joseph, MO (64505)

  • 45no bedroom
  • 2911 bedroom
  • 6292 bedrooms
  • 2303 bedrooms
  • 274 bedrooms
  • 165+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in St. Joseph, MO (64505) in owner-occupied houses/condos

  • 147no vehicle
  • 8911 vehicle
  • 1,8972 vehicles
  • 6133 vehicles
  • 1524 vehicles
  • 755+ vehicles

Cars and other vehicles available in St. Joseph, MO (64505) in renter-occupied apartments

  • 184no vehicle
  • 7011 vehicle
  • 2742 vehicles
  • 563 vehicles
  • 04 vehicles
  • 235+ vehicles

Median gross rent in 2013: $645.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $110,100
64505:

$110,100
Missouri:

$133,200
Lower value quartile - upper value quartile: $65,700 - $172,400

Mean price in 2013:

Detached houses: $129,164
Here:

$129,164
State:

$173,356

Townhouses or other attached units: $190,641
Here:

$190,641
State:

$164,597

In 2-unit structures: $142,762
Here:

$142,762
State:

$128,124

Mobile homes: $40,101
Here:

$40,101
State:

$50,605

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:


Unemployment: 10.1%

Percentage of zip code residents living and working in this county: 58.9%

Household type by relationship:

Households: 12,773

Size of family households: 1,763 2-persons, 775 3-persons, 544 4-persons, 160 5-persons, 224 6-persons, 27 7-or-more-persons

Size of nonfamily households: 1,311 1-person, 191 2-persons, 10 3-persons, 3 4-persons, 5 5-persons

2,029 married couples with children.
585 single-parent households (163 men, 422 women).

97.7% of residents of 64505 zip code speak English at home.
1.8% of residents speak Spanish at home (82% very well, 5% well, 13% not well).
0.4% of residents speak other Indo-European language at home (40% very well, 60% not well).
0.1% of residents speak other language at home (100% very well).

Foreign born population: 143 (1.1%)
(55.9% of them are naturalized citizens)
This zip code:

1.1%
Whole state:

3.9%

Most common places of birth for the foreign-born residents

  • 30%Mexico
  • 19%Ukraine
  • 15%Germany
  • 10%Morocco
  • 9%Nicaragua
  • 6%Turkey
  • 5%Brazil

Most common first ancestries reported in 64505 (%)

  • 20%American
  • 18%German
  • 14%Other groups
  • 10%English
  • 8%Irish
  • 2%French (except Basque)
  • 1%Swiss

Year of entry for the foreign-born population

  • 92010 or later
  • 632000 to 2009
  • 191990 to 1999
  • 128Before 1990

Public high school in zip code 64505 not listed on the city page:

  • LAFAYETTE HIGH (Students: 855; Location: 412 HIGHLAND AVE, ST JOSEPH, MO; Grades: 09 - 12)

Zip code 64505 topographic map

Public primary/middle schools in zip code 64505 not listed on the city page:

  • LINDBERGH ELEM. (Students: 535; Location: 2812 ST JOSEPH AVE, ST JOSEPH, MO; Grades: PK - 06)
  • ROBIDOUX MIDDLE (Students: 383; Location: 4212 ST JOSEPH AVE, ST JOSEPH, MO; Grades: 07 - 08)
  • JOHN GLENN ELEM. (Students: 336; Location: 12401 COUNTY RD 438, ST JOSEPH, MO; Grades: KG - 06)
  • HUMBOLDT ELEM. (Students: 315; Location: 1520 N SECOND ST, ST JOSEPH, MO; Grades: KG - 06)
  • PERSHING ELEM. (Students: 282; Location: 2610 BLACKWELL RD, ST JOSEPH, MO; Grades: KG - 06)

Major facilities with environmental interests located in this zip code:


Zip code 64505 marital status for males
Zip code 64505 marital status for females

Housing units lacking complete plumbing facilities: 2.1%
Housing units lacking complete kitchen facilities: 2.6%

Most commonly used house heating fuel

  • 58%Utility gas
  • 35%Electricity
  • 6%Bottled, tank, or LP gas
  • 1%Wood

Population in 1990: 10,627. Population change in the 1990s: +1,960 (+18.4%).

Place of birth for U.S.-born residents:


57% of the 64505 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 60% lived in this county.
   Out of people who lived in different counties, 50% lived in Missouri.

87% of the 64505 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 59% moved from this county.
   Out of people who lived in different houses, 25% moved from different county within same state.
   Out of people who lived in different houses, 15% moved from different state.
   Out of people who lived in different houses, 1% moved from abroad.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 108
Here:

8.5%
Missouri:

12.6%
Students in private schools in grades 9 to 12 (high school): 43
Here:

5.0%
Missouri:

11.2%
Students in private undergraduate colleges: 13
Here:

3.4%
Missouri:

23.5%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 70,893Computer and mathematical occupations
  • 63,571Health diagnosing and treating practitioners and other technical occupations
  • 59,318Architecture and engineering occupations
  • 56,023Business and financial operations occupations
  • 42,143Arts, design, entertainment, sports, and media occupations
  • 38,750Management occupations

Companies with federal contracts located in this zip code (SAINT JOSEPH, MO):

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 112 people in nursing facilities/skilled-nursing facilities
  • 8 people in other noninstitutional facilities

People in group quarters in 2000:

  • 159 people in nursing homes
  • 18 people in homes for abused, dependent, and neglected children
  • 13 people in homes for the mentally retarded

Fatal accident statistics in 2010:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 1
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 1
  • Persons involved in fatal accidents: 1
  • Pedestrians involved in fatal accidents: 1
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 10 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED110$127,291127$109,707446$143,07933$49,94883$89,2933$66,077
APPLICATIONS APPROVED, NOT ACCEPTED5$100,27011$111,48443$131,4834$9,1784$113,8830$0
APPLICATIONS DENIED15$79,90315$113,081141$128,03526$29,05814$91,8794$103,378
APPLICATIONS WITHDRAWN8$108,63913$178,695107$126,7114$32,4473$89,3672$73,280
FILES CLOSED FOR INCOMPLETENESS0$02$50,76039$164,0810$00$00$0
Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 10 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED17$122,92728$146,940
APPLICATIONS APPROVED, NOT ACCEPTED5$77,1808$209,689
APPLICATIONS DENIED6$143,9304$132,665
APPLICATIONS WITHDRAWN1$94,9805$138,664
FILES CLOSED FOR INCOMPLETENESS0$01$150,230

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 64505 among deceased individuals
NameCountLived (average)
Mary11379.8 years
William11276.7 years
John9478.0 years
Charles9274.7 years
Robert8070.0 years
James7069.1 years
George6476.1 years
Helen4578.1 years
Ruth4177.8 years
Margaret4179.7 years
Most common last names in zip code 64505 among deceased individuals
Last nameCountLived (average)
Smith6275.8 years
Miller6173.3 years
Brown3074.8 years
Davis2978.4 years
Wilson2575.7 years
Johnson2376.4 years
Allen2269.2 years
Adams2078.8 years
Thomas1975.7 years
Jackson1969.9 years
Businesses in zip code 64505
NameCountNameCount
Burger King1GNC1
Dairy Queen1Penske1

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