Estimated median household income in 2007: $25,927
| This zip code: | $25,927 | | Oklahoma: | $41,567 |
Nearest zip codes: 74434, 74467, 74403, 74401, 74441, 74454.
Housing units in zip code 74446 with a mortgage: 42 (0 second mortgage, 0 home equity loan, 2 both second mortgage and home equity loan)
Houses without a mortgage: 63
Median monthly owner costs for units with a mortgage: $688
Median monthly owner costs for units without a mortgage: $295
Residents with income below the poverty level in 2007:
| This zip code: | 31.1% | | Whole state: | 15.9% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 12.1% | | Whole state: | 6.7% |
Median number of rooms in houses and condos:
| Here: | 5.1 | | State: | 5.7 |
Median number of rooms in apartments:
| Here: | 4.9 | | State: | 4.3 |
Year house built: |
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- 1999 to March 2000: 14
- 1995 to 1998: 27
- 1990 to 1994: 13
- 1980 to 1989: 70
- 1970 to 1979: 78
- 1960 to 1969: 55
- 1950 to 1959: 22
- 1940 to 1949: 21
- 1939 or earlier: 21
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Bedrooms in owner-occupied houses in Okay, OK (74446): |
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- no bedroom: 0
- 1 bedrooms: 15
- 2 bedrooms: 72
- 3 bedrooms: 85
- 4 bedrooms: 28
- 5 or more bedrooms: 4
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 0
- 1 bedrooms: 9
- 2 bedrooms: 28
- 3 bedrooms: 27
- 4 bedrooms: 7
- 5 or more bedrooms: 0
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Vehicles available in 74446 zip code in owner-occupied houses/condos: |
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- no vehicle: 10
- 1 vehicle: 86
- 2 vehicles: 83
- 3 vehicles: 15
- 4 vehicles: 10
- 5 or more vehicles: 0
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 13
- 1 vehicle: 27
- 2 vehicles: 22
- 3 vehicles: 5
- 4 vehicles: 4
- 5 or more vehicles: 0
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 74446:
- Less than $10,000: 14
- $10,000 to $14,999: 7
- $15,000 to $19,999: 10
- $20,000 to $24,999: 9
- $25,000 to $29,999: 8
- $30,000 to $34,999: 1
- $35,000 to $39,999: 6
- $40,000 to $49,999: 24
- $50,000 to $59,999: 16
- $60,000 to $69,999: 21
- $70,000 to $79,999: 17
- $80,000 to $89,999: 10
- $90,000 to $99,999: 13
- $100,000 to $124,999: 20
- $125,000 to $149,999: 13
- $150,000 to $174,999: 6
- $175,000 to $199,999: 4
- $250,000 to $299,999: 2
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Rent paid by renters in 2007 in zip code 74446:
- Less than $100: 3
- $150 to $199: 2
- $200 to $249: 1
- $250 to $299: 11
- $300 to $349: 19
- $350 to $399: 4
- $450 to $499: 3
- $600 to $649: 4
- No cash rent: 5
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Median price asked for vacant for-sale houses and condos in 2007: $15,212.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $72,115
- Black or African American householders: $72,267
- American Indian or Alaska Native householders: $80,635
- Some other race householders: $57,053
- Two or more races householders: $20,995
Estimated median house or condo value in 2007: $69,047 (it was $41,200 in 2000)
| 74446: | $69,047 | | Oklahoma: | $103,000 |
Lower value quartile - upper value quartile: $43,917 - $101,215
Mean price in 2007:
Detached houses: $84,610| Here: | $84,610 | | State: | $140,794 |
Townhouses or other attached units: $65,177| Here: | $65,177 | | State: | $114,810 |
In 5-or-more-unit structures: $273,241| Here: | $273,241 | | State: | $80,899 |
Mobile homes: $31,339| Here: | $31,339 | | State: | $39,757 |
Occupied boats, RVs, vans, etc.: $85,000| Here: | $85,000 | | State: | $32,122 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 160
- One, attached: 4
- 3 or 4: 1
- 5 to 9: 2
- 50 or more: 2
- Mobile homes: 150
- Boats, RVs, vans, etc.: 2

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Means of transportation to work
- Drove a car alone: 183 (76%)
- Carpooled: 44 (18%)
- Motorcycle: 3 (1%)
- Walked: 7 (3%)
- Other means: 2 (1%)
- Worked at home: 2 (1%)
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Travel time to work
- Less than 5 minutes: 10
- 5 to 9 minutes: 21
- 10 to 14 minutes: 37
- 15 to 19 minutes: 46
- 20 to 24 minutes: 53
- 25 to 29 minutes: 9
- 30 to 34 minutes: 17
- 35 to 39 minutes: 9
- 40 to 44 minutes: 2
- 45 to 59 minutes: 20
- 60 to 89 minutes: 10
- 90 or more minutes: 5
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Percentage of zip code residents living and working in this county: 36.9%
Household type by relationship
Households: 731
- In family households: 636 (128 male householders, 50 female householders)
127 spouses, 248 children (225 natural, 11 adopted, 12 stepchildren), 32 grandchildren, 0 brothers or sisters, 7 parents, 22 other relatives, 22 non-relatives
- In nonfamily households: 95 (43 male householders (34 living alone)), 41 female householders (36 living alone)), 11 nonrelatives
Size of family households: 71 2-persons, 41 3-persons, 28 4-persons, 18 5-persons, 16 6-persons, 4 7-or-more-persons.
Size of nonfamily households: 70 1-person, 14 2-persons.
115 married couples with children.
63 single-parent households (16 men, 47 women).
94.1% of residents of 74446 zip code speak English at home.
3.1% of residents speak Spanish at home (86% very well, 14% well).
0.4% of residents speak other Indo-European language at home (100% very well).
2.4% of residents speak other language at home (63% very well, 38% well).
Foreign born population: 5 (0.7%)
(0.0% of them are naturalized citizens)
| This zip code: | 0.7% | | Whole state: | 3.8% |
Most common places of birth for the foreign-born residents:
Year of entry for the foreign-born population |
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- 1995 to March 2000: 2
- 1990 to 1994: 0
- 1985 to 1989: 1
- 1980 to 1984: 0
- 1975 to 1979: 0
- 1970 to 1974: 2
- 1970 to 1974: 0
- 1965 to 1969: 0
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White population: 478
Black population: 30
American Indian population: 152
Asian population: 1
Native Hawaiian and Other Pacific Islander population: 3
Some other race population: 13
Two or more races population: 46

First ancestries reported:
|  Other groups: 208 |
|  United States or American: 140 |
|  German: 51 |
|  Irish: 29 |
|  English: 11 |
|  Dutch: 10 |
|  Italian: 7 |
|  Scotch-Irish: 7 |
|  French (except Basque): 6 |
|  Russian: 6 |
|  Norwegian: 4 |
|  Greek: 2 |
|  European: 2 |
|  French Canadian: 2 |
|  Polish: 2 |
|  Hungarian: 1 |

Facitilies with environmental interests located in this zip code:
- ARKHOLA DIV APAC AK/OKAY ASPHALT PLT (1.5 MI E OFF HWY 251A in OKAY, OK)
AIR MINOR (AIRS/AFS)
Business SIC classification: CRUSHED AND BROKEN STONE; ASPHALT PAVING MIXTURES AND BLOCKS
Alternative names: ARKHOLA DIV APAC AK/OKAY QUARRY
Median worth of mobile homes: $40,024
Housing units lacking complete plumbing facilities: 0%
Housing units lacking complete kitchen facilities: 1%
Most commonly used house heating fuel: |
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- Utility gas (75%)
- Electricity (15%)
- Bottled, tank, or LP gas (9%)
- Wood (1%)
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Place of birth for U.S.-born residents:
- This state: 530
- Northeast: 7
- Midwest: 43
- South: 88
- West: 58
57% of the 74446 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 38% lived in this county.
Out of people who lived in different counties, 63% lived in Oklahoma.
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 0
| Here: | 0.0% | | Oklahoma: | 6.4% |
Students in private schools in grades 9 to 12 (high school): 2
| Here: | 2.8% | | Oklahoma: | 6.2% |
Students in private undergraduate colleges: 3
| Here: | 30.0% | | Oklahoma: | 16.6% |
School Enrollment by Level of School
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Top industries in this zip code by the number of employees in 2005:
- Accommodation and Food Services: Full-Service Restaurants (5-9 employees: 1 establishment)
- Utilities: Water Supply and Irrigation Systems (1-4: 1)
- Other Services (except Public Administration): Religious Organizations (1-4: 1)
- Construction: Highway, Street, and Bridge Construction (1-4: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 2 partial tracts)
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| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $124,780 | 3 | $106,193 | 1 | $18,020 | 1 | $110,930 | 1 | $69,530 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $53,300 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $38,850 | 2 | $97,625 | 2 | $59,840 | 1 | $43,180 | 1 | $71,570 | 2 | $34,295 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 1 | $119,340 | 1 | $39,950 | 0 | $0 | 1 | $24,140 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 1 | $37,320 | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 partial tracts)
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| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $63,693 | 3 | $68,313 | 1 | $13,770 | 2 | $45,220 | 2 | $46,325 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $60,610 | 1 | $74,550 | 0 | $0 | 0 | $0 | 1 | $63,330 |
| APPLICATIONS WITHDRAWN | 1 | $37,320 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
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| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 4 | $63,410 | 3 | $72,790 | 1 | $59,500 | 2 | $54,445 | 2 | $33,615 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $49,050 | 1 | $62,990 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $35,530 | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 2 partial tracts)
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| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $96,815 | 5 | $71,962 | 1 | $21,850 | 1 | $28,480 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $40,290 | 2 | $111,350 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $74,380 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 2 partial tracts)
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| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $80,070 | 3 | $83,697 | 1 | $11,220 | 2 | $45,265 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $38,930 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 2 partial tracts)
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| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 4 | $73,548 | 3 | $71,683 | 1 | $19,380 | 1 | $69,950 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $40,720 | 1 | $51,940 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $71,230 | 1 | $66,390 | 1 | $8,080 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $33,320 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $36,550 | 3 | $69,107 | 1 | $90,270 | 1 | $14,960 | 1 | $52,190 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 1 | $24,060 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 1 partial tract)
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| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $56,205 | 1 | $78,670 | 1 | $10,120 | 1 | $21,340 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $47,730 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
See detailed HMDA statistics for the following Tracts:
0302.00
HMDA - Conventional Home Purchase Loans
HMDA - Conventional Home Purchase Loans - Value
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