Estimated median household income in 2007: $31,033
| This zip code: | $31,033 | | Oklahoma: | $41,567 |
Nearest zip codes: 72901, 72908, 74946, 72903, 72904, 74954.
Housing units in zip code 74901 with a mortgage: 244 (13 second mortgage, 0 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 244
Median monthly owner costs for units with a mortgage: $781
Median monthly owner costs for units without a mortgage: $299
Residents with income below the poverty level in 2007:
| This zip code: | 21.0% | | Whole state: | 15.9% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 10.4% | | Whole state: | 6.7% |
Median number of rooms in houses and condos:
| Here: | 5.3 | | State: | 5.7 |
Median number of rooms in apartments:
| Here: | 4.2 | | State: | 4.3 |
Year house built: |
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- 1999 to March 2000: 3
- 1995 to 1998: 25
- 1990 to 1994: 65
- 1980 to 1989: 197
- 1970 to 1979: 226
- 1960 to 1969: 187
- 1950 to 1959: 95
- 1940 to 1949: 79
- 1939 or earlier: 122
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Bedrooms in owner-occupied houses in Arkoma, OK (74901): |
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- no bedroom: 0
- 1 bedrooms: 53
- 2 bedrooms: 153
- 3 bedrooms: 304
- 4 bedrooms: 81
- 5 or more bedrooms: 0
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 12
- 1 bedrooms: 75
- 2 bedrooms: 141
- 3 bedrooms: 76
- 4 bedrooms: 5
- 5 or more bedrooms: 0
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Vehicles available in 74901 zip code in owner-occupied houses/condos: |
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- no vehicle: 35
- 1 vehicle: 157
- 2 vehicles: 232
- 3 vehicles: 118
- 4 vehicles: 29
- 5 or more vehicles: 20
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 66
- 1 vehicle: 167
- 2 vehicles: 67
- 3 vehicles: 5
- 4 vehicles: 0
- 5 or more vehicles: 4
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 74901:
- Less than $10,000: 8
- $10,000 to $14,999: 4
- $15,000 to $19,999: 23
- $20,000 to $24,999: 22
- $25,000 to $29,999: 18
- $30,000 to $34,999: 29
- $35,000 to $39,999: 28
- $40,000 to $49,999: 49
- $50,000 to $59,999: 55
- $60,000 to $69,999: 44
- $70,000 to $79,999: 43
- $80,000 to $89,999: 45
- $90,000 to $99,999: 52
- $100,000 to $124,999: 85
- $125,000 to $149,999: 29
- $150,000 to $174,999: 22
- $175,000 to $199,999: 18
- $200,000 to $249,999: 16
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Rent paid by renters in 2007 in zip code 74901:
- Less than $100: 10
- $100 to $149: 21
- $150 to $199: 16
- $200 to $249: 55
- $250 to $299: 28
- $300 to $349: 31
- $500 to $549: 6
- $600 to $649: 9
- $700 to $749: 12
- No cash rent: 27
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Median price asked for vacant for-sale houses and condos in 2007: $60,856.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $80,483
- American Indian or Alaska Native householders: $22,060
- Asian householders: $98,892
- Two or more races householders: $50,358
Estimated median house or condo value in 2007: $71,262 (it was $48,400 in 2000)
| 74901: | $71,262 | | Oklahoma: | $103,000 |
Lower value quartile - upper value quartile: $46,285 - $101,587
Mean price in 2007:
Detached houses: $85,332| Here: | $85,332 | | State: | $140,794 |
Townhouses or other attached units: $23,303| Here: | $23,303 | | State: | $114,810 |
In 2-unit structures: $21,914| Here: | $21,914 | | State: | $155,355 |
Mobile homes: $28,523| Here: | $28,523 | | State: | $39,757 |
Occupied boats, RVs, vans, etc.: $22,500| Here: | $22,500 | | State: | $32,122 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 726
- One, attached: 8
- Two: 9
- 3 or 4: 21
- 5 to 9: 32
- 10 to 19: 18
- 20 to 49: 18
- 50 or more: 12
- Mobile homes: 147
- Boats, RVs, vans, etc.: 8

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Means of transportation to work
- Drove a car alone: 724 (81%)
- Carpooled: 91 (10%)
- Motorcycle: 19 (2%)
- Walked: 28 (3%)
- Other means: 21 (2%)
- Worked at home: 15 (2%)
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Travel time to work
- Less than 5 minutes: 59
- 5 to 9 minutes: 140
- 10 to 14 minutes: 178
- 15 to 19 minutes: 225
- 20 to 24 minutes: 175
- 25 to 29 minutes: 0
- 30 to 34 minutes: 59
- 35 to 39 minutes: 16
- 40 to 44 minutes: 0
- 45 to 59 minutes: 6
- 60 to 89 minutes: 17
- 90 or more minutes: 8
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Percentage of zip code residents living and working in this county: 15.5%
Household type by relationship
Households: 2,191
- In family households: 1,907 (457 male householders, 186 female householders)
495 spouses, 617 children (545 natural, 27 adopted, 45 stepchildren), 43 grandchildren, 23 brothers or sisters, 12 parents, 51 other relatives, 23 non-relatives
- In nonfamily households: 284 (109 male householders (94 living alone)), 156 female householders (151 living alone)), 19 nonrelatives
- In group quarters: 45 (all institutionalized)
Size of family households: 306 2-persons, 156 3-persons, 113 4-persons, 43 5-persons, 14 6-persons, 11 7-or-more-persons.
Size of nonfamily households: 245 1-person, 20 2-persons.
341 married couples with children.
107 single-parent households (30 men, 77 women).
95.5% of residents of 74901 zip code speak English at home.
2.5% of residents speak Spanish at home (42% very well, 17% well, 33% not well, 8% not at all).
1.0% of residents speak other Indo-European language at home (100% very well).
0.7% of residents speak Asian or Pacific Island language at home (100% very well).
0.3% of residents speak other language at home (100% very well).
Foreign born population: 40 (1.8%)
(25.0% of them are naturalized citizens)
| This zip code: | 1.8% | | Whole state: | 3.8% |
Most common places of birth for the foreign-born residents:
- Mexico (43%)
- Vietnam (23%)
- United Kingdom (20%)
- Japan (15%)
Year of entry for the foreign-born population |
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- 1995 to March 2000: 0
- 1990 to 1994: 8
- 1985 to 1989: 17
- 1980 to 1984: 5
- 1975 to 1979: 4
- 1970 to 1974: 0
- 1970 to 1974: 0
- 1965 to 1969: 6
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White population: 1,974
Black population: 10
American Indian population: 130
Asian population: 7
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 19
Two or more races population: 75

First ancestries reported:
|  Other groups: 374 |
|  United States or American: 337 |
|  Irish: 159 |
|  English: 143 |
|  German: 102 |
|  Dutch: 17 |
|  Italian: 13 |
|  Scotch-Irish: 6 |
|  Scottish: 6 |
|  French (except Basque): 3 |

Facitilies with environmental interests located in this zip code:
- ARKOMA JHS (100 BLOCKER in ARKOMA, OK)
(National Center for Education Statistics) - STATE ID-40-I091-615
(National Center for Education Statistics) - STATE ID-40-I091-715
- ARKOMA ES (622 COOK STREET in ARKOMA, OK)
(National Center for Education Statistics) - STATE ID-40-I091-105
Median worth of mobile homes: $30,541
Housing units lacking complete plumbing facilities: 2%
Housing units lacking complete kitchen facilities: 2%
Most commonly used house heating fuel: |
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- Utility gas (77%)
- Electricity (22%)
- Bottled, tank, or LP gas (1%)
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Place of birth for U.S.-born residents:
- This state: 474
- Northeast: 22
- Midwest: 148
- South: 1329
- West: 214
64% of the 74901 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 50% lived in this county.
Out of people who lived in different counties, 48% lived in Oklahoma.
Population in 1990: 2,764. Population change in the 1990s: -549 (-19.9%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 11
| Here: | 4.8% | | Oklahoma: | 6.4% |
Students in private schools in grades 9 to 12 (high school): 2
| Here: | 1.5% | | Oklahoma: | 6.2% |
Students in private undergraduate colleges: 2
| Here: | 5.1% | | Oklahoma: | 16.6% |
School Enrollment by Level of School
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Top industries in this zip code by the number of employees in 2005:
- Construction: Water and Sewer Line and Related Structures Construction (20-49 employees: 1 establishment)
- Health Care and Social Assistance: Nursing Care Facilities (20-49: 1)
- Administrative and Support and Waste Management and Remediation Services: Repossession Services (20-49: 1)
- Accommodation and Food Services: Snack and Nonalcoholic Beverage Bars (20-49: 1)
- Mining: Crude Petroleum and Natural Gas Extraction (10-19: 1)
- Health Care and Social Assistance: Child Day Care Services (5-9: 1, 1-4: 1)
- Other Services (except Public Administration): Religious Organizations (5-9: 1)
- Finance and Insurance: Consumer Lending (1-4: 3)
- Administrative and Support and Waste Management and Remediation Services: Office Administrative Services (1-4: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
46 people in nursing homes
Fatal accident statistics in 2006
- Fatal accident count: 1
- Vehicles involved in fatal accidents: 1
- Fatal accidents caused by drunken drivers: 0
- Fatalities: 1
- Persons involved in fatal accidents: 1
- Pedestrians involved in fatal accidents: 0
Fatal accident statistics in 2005
- Fatal accident count: 3
- Vehicles involved in fatal accidents: 4
- Fatal accidents caused by drunken drivers: 1
- Fatalities: 3
- Persons involved in fatal accidents: 6
- Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 4 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 10 | $93,067 | 18 | $77,096 | 25 | $58,092 | 10 | $25,668 | 3 | $20,423 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $32,290 | 2 | $48,850 | 0 | $0 | 2 | $4,970 | 0 | $0 | 2 | $32,290 |
| APPLICATIONS DENIED | 5 | $82,468 | 10 | $52,992 | 20 | $73,030 | 22 | $30,561 | 2 | $12,420 | 8 | $34,155 |
| APPLICATIONS WITHDRAWN | 3 | $89,977 | 10 | $48,355 | 10 | $74,354 | 3 | $72,863 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $82,800 | 2 | $65,410 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 4 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 8 | $109,296 | 36 | $49,220 | 33 | $59,666 | 8 | $18,216 | 3 | $27,047 | 3 | $38,087 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 3 | $62,377 | 2 | $47,195 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 5 | $70,876 | 10 | $47,693 | 25 | $59,351 | 17 | $34,192 | 0 | $0 | 2 | $15,730 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 5 | $71,208 | 15 | $75,293 | 5 | $15,236 | 0 | $0 | 2 | $16,560 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 3 | $70,657 | 2 | $62,100 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 4 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 8 | $72,658 | 25 | $64,385 | 22 | $50,132 | 23 | $25,848 | 3 | $49,127 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 5 | $45,044 | 7 | $61,271 | 5 | $29,146 | 0 | $0 | 3 | $45,263 |
| APPLICATIONS DENIED | 2 | $50,510 | 25 | $55,642 | 25 | $55,509 | 26 | $23,120 | 0 | $0 | 8 | $57,133 |
| APPLICATIONS WITHDRAWN | 7 | $55,594 | 8 | $37,260 | 26 | $79,934 | 3 | $30,360 | 7 | $91,317 | 2 | $6,625 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 2 | $96,875 | 2 | $41,400 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 4 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 8 | $76,590 | 17 | $46,855 | 35 | $49,065 | 25 | $25,238 | 10 | $37,757 | 7 | $32,174 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $28,150 | 0 | $0 | 10 | $36,432 | 0 | $0 | 0 | $0 | 2 | $28,150 |
| APPLICATIONS DENIED | 3 | $59,617 | 13 | $40,508 | 35 | $39,223 | 8 | $9,729 | 8 | $27,118 | 8 | $53,199 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 20 | $63,011 | 7 | $51,336 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $97,705 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Detailed HMDA statistics for the following Tracts:
0401.98
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 4 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 10 | $84,622 | 2 | $101,845 | 2 | $19,870 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $82,800 | 2 | $72,035 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $81,970 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 4 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 8 | $85,698 | 2 | $82,800 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $28,980 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 4 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 7 | $77,831 | 2 | $50,510 | 2 | $43,055 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 4 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $117,023 | 3 | $84,457 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 5 | $84,788 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
0401.98
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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