Estimated median household income in 2008: $36,259
| This zip code: | $36,259 | | Oklahoma: | $42,822 |
Nearest zip codes: 74953, 74937, 74947, 74966, 74956, 74932.
Housing units in zip code 74940 with a mortgage: 176 (12 second mortgage, 6 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 112
Median monthly owner costs for units with a mortgage: $808
Median monthly owner costs for units without a mortgage: $329
Residents with income below the poverty level in 2008:
| This zip code: | 21.2% | | Whole state: | 15.9% |
Residents with income below 50% of the poverty level in 2008:
| This zip code: | 7.7% | | Whole state: | 6.4% |
Median number of rooms in houses and condos:
| Here: | 5.6 | | State: | 5.7 |
Median number of rooms in apartments:
| Here: | 4.4 | | State: | 4.3 |
Year house built: |
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- 1999 to March 2000: 54
- 1995 to 1998: 131
- 1990 to 1994: 66
- 1980 to 1989: 174
- 1970 to 1979: 201
- 1960 to 1969: 144
- 1950 to 1959: 63
- 1940 to 1949: 45
- 1939 or earlier: 77
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Bedrooms in owner-occupied houses in Howe, OK (74940): |
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- no bedroom: 6
- 1 bedrooms: 13
- 2 bedrooms: 150
- 3 bedrooms: 425
- 4 bedrooms: 73
- 5 or more bedrooms: 6
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 6
- 1 bedrooms: 30
- 2 bedrooms: 62
- 3 bedrooms: 63
- 4 bedrooms: 0
- 5 or more bedrooms: 0
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Vehicles available in 74940 zip code in owner-occupied houses/condos: |
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- no vehicle: 28
- 1 vehicle: 169
- 2 vehicles: 293
- 3 vehicles: 130
- 4 vehicles: 39
- 5 or more vehicles: 14
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 14
- 1 vehicle: 83
- 2 vehicles: 46
- 3 vehicles: 13
- 4 vehicles: 5
- 5 or more vehicles: 0
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Estimated household income distribution in 2008:

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Estimate of home value of owner-occupied houses/condos in 2008 in zip code 74940:
- Less than $10,000: 13
- $10,000 to $14,999: 7
- $15,000 to $19,999: 14
- $20,000 to $24,999: 16
- $25,000 to $29,999: 18
- $30,000 to $34,999: 19
- $35,000 to $39,999: 21
- $40,000 to $49,999: 56
- $50,000 to $59,999: 65
- $60,000 to $69,999: 54
- $70,000 to $79,999: 48
- $80,000 to $89,999: 32
- $90,000 to $99,999: 34
- $100,000 to $124,999: 107
- $125,000 to $149,999: 62
- $150,000 to $174,999: 36
- $175,000 to $199,999: 33
- $200,000 to $249,999: 18
- $250,000 to $299,999: 15
- $300,000 to $399,999: 16
- $500,000 to $749,999: 3
- $1,000,000 or more: 2
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Rent paid by renters in 2008 in zip code 74940:
- Less than $100: 10
- $100 to $149: 6
- $150 to $199: 7
- $200 to $249: 12
- $250 to $299: 13
- $300 to $349: 18
- $350 to $399: 23
- $400 to $449: 25
- $450 to $499: 9
- $500 to $549: 6
- $550 to $599: 4
- $600 to $649: 2
- $700 to $749: 2
- No cash rent: 14
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Median price asked for vacant for-sale houses and condos in 2008: $58,437.
Estimated median house (or condo) value in 2008 for: - White Non-Hispanic householders: $89,760
- American Indian or Alaska Native householders: $61,710
- Asian householders: $58,437
- Some other race householders: $101,292
- Two or more races householders: $68,255
- Hispanic or Latino householders: $74,021
Estimated median house or condo value in 2008: $86,861 (it was $54,200 in 2000)
| 74940: | $86,861 | | Oklahoma: | $105,500 |
Lower value quartile - upper value quartile: $50,433 - $103,525
Mean price in 2008:
Detached houses: $126,211| Here: | $126,211 | | State: | $143,092 |
Townhouses or other attached units: $123,912| Here: | $123,912 | | State: | $128,641 |
Mobile homes: $37,182| Here: | $37,182 | | State: | $39,757 |
Occupied boats, RVs, vans, etc.: $5,000| Here: | $5,000 | | State: | $32,122 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 648
- One, attached: 6
- 3 or 4: 11
- 10 to 19: 2
- 20 to 49: 8
- Mobile homes: 269
- Boats, RVs, vans, etc.: 11

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Means of transportation to work
- Drove a car alone: 704 (80%)
- Carpooled: 120 (14%)
- Bus or trolley bus: 2 (0%)
- Other means: 5 (1%)
- Worked at home: 53 (6%)
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Travel time to work
- Less than 5 minutes: 38
- 5 to 9 minutes: 127
- 10 to 14 minutes: 160
- 15 to 19 minutes: 149
- 20 to 24 minutes: 124
- 25 to 29 minutes: 31
- 30 to 34 minutes: 48
- 35 to 39 minutes: 9
- 40 to 44 minutes: 14
- 45 to 59 minutes: 71
- 60 to 89 minutes: 43
- 90 or more minutes: 17
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Percentage of zip code residents living and working in this county: 86.2%
Household type by relationship
Households: 2,321
- In family households: 2,115 (516 male householders, 132 female householders)
528 spouses, 771 children (669 natural, 6 adopted, 96 stepchildren), 74 grandchildren, 8 brothers or sisters, 18 parents, 41 other relatives, 27 non-relatives
- In nonfamily households: 206 (77 male householders (65 living alone)), 104 female householders (96 living alone)), 25 nonrelatives
- In group quarters: 34 (0 institutionalized population)
Size of family households: 241 2-persons, 166 3-persons, 134 4-persons, 74 5-persons, 24 6-persons, 9 7-or-more-persons.
Size of nonfamily households: 161 1-person, 17 2-persons, 3 4-persons.
461 married couples with children.
134 single-parent households (24 men, 110 women).
93.8% of residents of 74940 zip code speak English at home.
4.4% of residents speak Spanish at home (60% very well, 14% well, 25% not well, 1% not at all).
0.9% of residents speak other Indo-European language at home (95% very well, 5% not well).
0.9% of residents speak other language at home (68% very well, 32% not well).
Foreign born population: 35 (1.5%)
(17.1% of them are naturalized citizens)
| This zip code: | 1.5% | | Whole state: | 3.8% |
Most common places of birth for the foreign-born residents:
- Mexico (89%)
- United Kingdom (6%)
- Germany (6%)
Year of entry for the foreign-born population |
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- 1995 to March 2000: 27
- 1990 to 1994: 2
- 1985 to 1989: 1
- 1980 to 1984: 0
- 1975 to 1979: 0
- 1970 to 1974: 1
- 1970 to 1974: 0
- 1965 to 1969: 4
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White population: 1,893
Black population: 3
American Indian population: 238
Asian population: 3
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 40
Two or more races population: 151
First ancestries reported:
|  Other groups: 621 |
|  United States or American: 306 |
|  German: 155 |
|  Irish: 118 |
|  English: 110 |
|  Dutch: 45 |
|  Italian: 23 |
|  French (except Basque): 17 |
|  Scotch-Irish: 14 |
|  European: 12 |
|  Scottish: 9 |
|  Ukrainian: 7 |
|  Portuguese: 5 |
|  Polish: 4 |
|  Welsh: 3 |
|  West Indian (excluding Hispanic groups):: 3 |
|  Dutch West Indian: 3 |
|  Norwegian: 2 |
|  Swedish: 2 |
|  Yugoslavian: 2 |
|  Danish: 1 |

facilities with environmental interests located in this zip code:
- FARRELL-COOPER-LINCOLN POWER (NOBLE ROAD in HOWE, OK)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: BITUMINOUS COAL AND LIGNITE SURFACE MINING
Alternative names: FARRELL-COOPER MINING CO.
Median worth of mobile homes: $36,905
Housing units lacking complete plumbing facilities: 4%
Housing units lacking complete kitchen facilities: 3%
Most commonly used house heating fuel: |
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- Electricity (32%)
- Utility gas (30%)
- Bottled, tank, or LP gas (28%)
- Wood (9%)
- Other fuel (1%)
- Fuel oil, kerosene, etc. (1%)
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Place of birth for U.S.-born residents:
- This state: 1293
- Northeast: 22
- Midwest: 128
- South: 607
- West: 266
52% of the 74940 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 67% lived in this county.
Out of people who lived in different counties, 37% lived in Oklahoma.
Population in 1990: 1,352. Population change in the 1990s: +976 (+72.2%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 9
| Here: | 2.9% | | Oklahoma: | 6.4% |
Students in private schools in grades 9 to 12 (high school): 1
| Here: | 0.6% | | Oklahoma: | 6.2% |
Students in private undergraduate colleges: 3
| Here: | 5.0% | | Oklahoma: | 16.6% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code:
- CACY'S BACKHOE SERVICE (ROUTE 1 BOX 1185 in HOWE, OK; small business): $14,000 in 3 contracts from 2005 to 2006
$4,900 with Army for Custodial Janitorial Services. Signed on 2006-01-03. Completion date: 2005-10-31.
$4,550, same as above. Signed on 2005-04-01. Completion date: 2005-10-31.
$4,550 with U.S. Army Corps of Engineers - civil program financing only for Custodial Janitorial Services. Signed on 2005-04-01. Completion date: 2005-10-31.
Top industries in this zip code by the number of employees in 2005:
- Health Care and Social Assistance: Residential Mental Retardation Facilities (20-49 employees: 1 establishment, 10-19 employees: 1 establishment)
- Health Care and Social Assistance: Child Day Care Services (5-9: 1, 1-4: 1)
- Wholesale Trade: Brick, Stone, and Related Construction Material Merchant Wholesalers (5-9: 1)
- Professional, Scientific, and Technical Services: Administrative Management and General Management Consulting Services (1-4: 1)
- Construction: New Housing Operative Builders (1-4: 1)
- Accommodation and Food Services: Full-Service Restaurants (1-4: 1)
- Utilities: Water Supply and Irrigation Systems (1-4: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
34 people in homes for the mentally ill
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 4 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $105,310 | 17 | $78,123 | 27 | $70,635 | 8 | $31,939 | 7 | $54,497 | 8 | $48,379 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 5 | $50,938 | 3 | $106,057 | 0 | $0 | 0 | $0 | 3 | $51,650 |
| APPLICATIONS DENIED | 0 | $0 | 11 | $60,437 | 16 | $82,511 | 6 | $28,318 | 1 | $44,400 | 6 | $53,978 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 4 | $66,788 | 6 | $61,540 | 1 | $51,930 | 1 | $52,870 | 1 | $96,220 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 2 | $118,905 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 4 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $79,053 | 24 | $75,338 | 32 | $75,913 | 10 | $31,357 | 8 | $37,096 | 8 | $40,759 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 7 | $67,100 | 4 | $98,418 | 1 | $25,270 | 0 | $0 | 5 | $54,186 |
| APPLICATIONS DENIED | 1 | $64,780 | 15 | $64,443 | 20 | $77,949 | 7 | $30,213 | 2 | $42,580 | 9 | $48,014 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 2 | $70,610 | 11 | $94,102 | 1 | $40,960 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 2 | $114,845 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 4 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $70,157 | 22 | $61,082 | 27 | $76,083 | 10 | $28,323 | 7 | $53,026 | 6 | $35,483 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 7 | $48,696 | 3 | $78,260 | 1 | $28,060 | 1 | $34,410 | 4 | $42,365 |
| APPLICATIONS DENIED | 1 | $72,900 | 12 | $52,722 | 18 | $69,632 | 7 | $33,129 | 1 | $29,260 | 9 | $51,420 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 5 | $69,558 | 16 | $83,190 | 2 | $54,265 | 1 | $91,840 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $53,280 | 2 | $118,120 | 1 | $22,200 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 4 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $100,730 | 16 | $67,836 | 29 | $63,601 | 9 | $30,573 | 5 | $56,012 | 7 | $32,173 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 3 | $49,657 | 5 | $74,192 | 1 | $32,190 | 0 | $0 | 2 | $35,915 |
| APPLICATIONS DENIED | 0 | $0 | 12 | $52,481 | 20 | $67,795 | 6 | $17,730 | 2 | $25,205 | 5 | $45,196 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 4 | $61,460 | 11 | $62,392 | 2 | $28,940 | 0 | $0 | 2 | $38,915 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $35,350 | 2 | $58,670 | 0 | $0 | 0 | $0 | 0 | $0 |
Detailed HMDA statistics for the following Tracts:
0403.02
, 0406.00
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 4 partial tracts)
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| A) Conventional Home Purchase Loans |
| Number | Average Value |
| LOANS ORIGINATED | 2 | $98,535 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans |
| Number | Average Value |
| LOANS ORIGINATED | 2 | $71,540 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 4 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $63,195 | 2 | $110,600 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $51,260 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 4 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $93,000 | 3 | $92,647 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $49,850 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $115,090 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
0403.02
, 0406.00
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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