Estimated median household income in 2007: $38,794
| This zip code: | $38,794 | | Oklahoma: | $41,567 |
Nearest zip codes: 74951, 74930, 74953, 74959, 74932, 74940.
Housing units in zip code 74956 with a mortgage: 162 (7 second mortgage, 4 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 103
Median monthly owner costs for units with a mortgage: $816
Median monthly owner costs for units without a mortgage: $279
Residents with income below the poverty level in 2007:
| This zip code: | 23.6% | | Whole state: | 15.9% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 8.9% | | Whole state: | 6.7% |
Median number of rooms in houses and condos:
| Here: | 5.4 | | State: | 5.7 |
Median number of rooms in apartments:
| Here: | 4.7 | | State: | 4.3 |
Year house built: |
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- 1999 to March 2000: 33
- 1995 to 1998: 69
- 1990 to 1994: 43
- 1980 to 1989: 108
- 1970 to 1979: 160
- 1960 to 1969: 76
- 1950 to 1959: 49
- 1940 to 1949: 38
- 1939 or earlier: 79
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Bedrooms in owner-occupied houses in Shady Point, OK (74956): |
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- no bedroom: 0
- 1 bedrooms: 2
- 2 bedrooms: 176
- 3 bedrooms: 250
- 4 bedrooms: 34
- 5 or more bedrooms: 6
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 2
- 1 bedrooms: 2
- 2 bedrooms: 56
- 3 bedrooms: 28
- 4 bedrooms: 9
- 5 or more bedrooms: 3
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Vehicles available in 74956 zip code in owner-occupied houses/condos: |
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- no vehicle: 17
- 1 vehicle: 118
- 2 vehicles: 226
- 3 vehicles: 78
- 4 vehicles: 25
- 5 or more vehicles: 4
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 5
- 1 vehicle: 51
- 2 vehicles: 36
- 3 vehicles: 8
- 4 vehicles: 0
- 5 or more vehicles: 0
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 74956:
- Less than $10,000: 14
- $10,000 to $14,999: 7
- $15,000 to $19,999: 4
- $20,000 to $24,999: 6
- $25,000 to $29,999: 8
- $30,000 to $34,999: 22
- $35,000 to $39,999: 20
- $40,000 to $49,999: 33
- $50,000 to $59,999: 34
- $60,000 to $69,999: 32
- $70,000 to $79,999: 33
- $80,000 to $89,999: 34
- $90,000 to $99,999: 40
- $100,000 to $124,999: 69
- $125,000 to $149,999: 46
- $150,000 to $174,999: 12
- $175,000 to $199,999: 10
- $200,000 to $249,999: 22
- $250,000 to $299,999: 11
- $300,000 to $399,999: 2
- $400,000 to $499,999: 3
- $500,000 to $749,999: 7
- $1,000,000 or more: 9
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Rent paid by renters in 2007 in zip code 74956:
- Less than $100: 1
- $100 to $149: 1
- $150 to $199: 5
- $200 to $249: 6
- $250 to $299: 8
- $300 to $349: 11
- $350 to $399: 7
- $450 to $499: 5
- No cash rent: 26
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Median price asked for vacant for-sale houses and condos in 2007: $64,660.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $80,026
- American Indian or Alaska Native householders: $71,810
- Asian householders: $247,230
- Some other race householders: $26,624
- Two or more races householders: $57,053
Estimated median house or condo value in 2007: $92,703 (it was $57,600 in 2000)
| 74956: | $92,703 | | Oklahoma: | $103,000 |
Lower value quartile - upper value quartile: $51,055 - $133,709
Mean price in 2007:
Detached houses: $137,496| Here: | $137,496 | | State: | $140,794 |
Townhouses or other attached units: $38,924| Here: | $38,924 | | State: | $114,810 |
Mobile homes: $88,253| Here: | $88,253 | | State: | $39,757 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 497
- One, attached: 1
- Two: 2
- 5 to 9: 6
- Mobile homes: 145
- Boats, RVs, vans, etc.: 4

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Means of transportation to work
- Drove a car alone: 474 (78%)
- Carpooled: 94 (15%)
- Bicycle: 1 (0%)
- Walked: 21 (3%)
- Other means: 3 (0%)
- Worked at home: 18 (3%)
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Travel time to work
- Less than 5 minutes: 43
- 5 to 9 minutes: 48
- 10 to 14 minutes: 69
- 15 to 19 minutes: 74
- 20 to 24 minutes: 55
- 25 to 29 minutes: 16
- 30 to 34 minutes: 45
- 35 to 39 minutes: 26
- 40 to 44 minutes: 73
- 45 to 59 minutes: 91
- 60 to 89 minutes: 33
- 90 or more minutes: 20
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Percentage of zip code residents living and working in this county: 68.1%
Household type by relationship
Households: 1,610
- In family households: 1,463 (399 male householders, 66 female householders)
412 spouses, 453 children (368 natural, 25 adopted, 60 stepchildren), 43 grandchildren, 17 brothers or sisters, 5 parents, 21 other relatives, 47 non-relatives
- In nonfamily households: 147 (58 male householders (42 living alone)), 53 female householders (48 living alone)), 36 nonrelatives
Size of family households: 199 2-persons, 116 3-persons, 73 4-persons, 51 5-persons, 18 6-persons, 8 7-or-more-persons.
Size of nonfamily households: 90 1-person, 12 2-persons, 4 3-persons, 5 4-persons.
330 married couples with children.
68 single-parent households (21 men, 47 women).
96.1% of residents of 74956 zip code speak English at home.
1.9% of residents speak Spanish at home (86% very well, 14% well).
0.5% of residents speak other Indo-European language at home (75% very well, 25% not well).
1.5% of residents speak Asian or Pacific Island language at home (82% very well, 18% well).
Foreign born population: 32 (2.0%)
(40.6% of them are naturalized citizens)
| This zip code: | 2.0% | | Whole state: | 3.8% |
Most common places of birth for the foreign-born residents:
- Korea (56%)
- Mexico (19%)
- Spain (9%)
- Germany (6%)
- Japan (6%)
Year of entry for the foreign-born population |
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- 1995 to March 2000: 16
- 1990 to 1994: 0
- 1985 to 1989: 0
- 1980 to 1984: 7
- 1975 to 1979: 4
- 1970 to 1974: 0
- 1970 to 1974: 2
- 1965 to 1969: 3
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White population: 1,400
Black population: 0
American Indian population: 150
Asian population: 4
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 6
Two or more races population: 62

First ancestries reported:
|  Other groups: 331 |
|  United States or American: 269 |
|  Irish: 121 |
|  German: 99 |
|  English: 68 |
|  French (except Basque): 23 |
|  Dutch: 20 |
|  Latvian: 13 |
|  Scotch-Irish: 13 |
|  European: 10 |
|  West Indian (excluding Hispanic groups):: 8 |
|  Dutch West Indian: 8 |
|  Eastern European: 6 |
|  Italian: 5 |
|  Slovene: 5 |
|  Welsh: 5 |
|  Basque: 3 |
|  Brazilian: 3 |
|  Hungarian: 2 |
|  Czech: 2 |
|  Norwegian: 2 |
|  Polish: 2 |
|  Scottish: 2 |
|  Canadian: 1 |
|  French Canadian: 1 |

Facitilies with environmental interests located in this zip code:
- BRAZIL CREEK MINERA/COAL MINING OPERATIO (CALHOUN RD in SHADY POINT, OK). Tribal Land
AIR MINOR (AIRS/AFS)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: BITUMINOUS COAL AND LIGNITE SURFACE MINING
Alternative names: BRAZIL CREEK MINERALS, INC., BRAZIL CREEK MINERALS, INC.-RE, BRAZIL CREEK MINERALS, INC-SHA, BRAZIL CREEK MINERALS-REED #2, BRAZIL CREEK MINERALS-SHADY PT, SHADY POINT MINE
Median worth of mobile homes: $47,973
Housing units lacking complete plumbing facilities: 1%
Housing units lacking complete kitchen facilities: 1%
Most commonly used house heating fuel: |
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- Electricity (41%)
- Utility gas (36%)
- Bottled, tank, or LP gas (18%)
- Wood (5%)
- Other fuel (1%)
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Place of birth for U.S.-born residents:
- This state: 769
- Northeast: 23
- Midwest: 83
- South: 467
- West: 233
55% of the 74956 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 65% lived in this county.
Out of people who lived in different counties, 49% lived in Oklahoma.
Population in 1990: 937. Population change in the 1990s: +685 (+73.1%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 9
| Here: | 4.1% | | Oklahoma: | 6.4% |
Students in private schools in grades 9 to 12 (high school): 14
| Here: | 17.5% | | Oklahoma: | 6.2% |
Students in private undergraduate colleges: 0
| Here: | 0.0% | | Oklahoma: | 16.6% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code:
- FLOYD & JOYCE HARDWICK (R 1 BOX 770 in SHADY POINT, OK; small business): $-437 in 3 contracts from 2002 to 2003
$284 with U.S. Army Corps of Engineers - civil program financing only for Operation of Government-Owned Facilities -- Recreation Facilities (Non-Building). Signed on 2002-10-28. Completion date: 2002-10-31.
$0 with U.S. Army Corps of Engineers - civil program financing only for Operation of Government-Owned Facilities -- Recreation Facilities (Non-Building). Taking place in AR. Signed on 2003-01-17. Completion date: 2002-10-31.
$-721, same as above. Signed on 2003-01-17. Completion date: 2002-10-31.
Top industries in this zip code by the number of employees in 2005:
- Mining: Other Crushed and Broken Stone Mining and Quarrying (10-19 employees: 1 establishment)
- Mining: Drilling Oil and Gas Wells (1-4: 1)
- Real Estate and Rental and Leasing: Construction, Mining, and Forestry Machinery and Equipment Rental and Leasing (1-4: 1)
- Other Services (except Public Administration): Religious Organizations (1-4: 1)
- Wholesale Trade: Drugs and Druggists' Sundries Merchant Wholesalers (1-4: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 4 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 11 | $100,230 | 32 | $87,963 | 58 | $83,147 | 12 | $26,657 | 13 | $47,797 | 21 | $51,954 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 10 | $71,291 | 3 | $101,197 | 2 | $11,755 | 2 | $41,470 | 5 | $46,516 |
| APPLICATIONS DENIED | 1 | $103,750 | 22 | $84,521 | 33 | $71,763 | 20 | $36,768 | 2 | $53,675 | 12 | $55,065 |
| APPLICATIONS WITHDRAWN | 1 | $76,010 | 5 | $201,738 | 13 | $82,875 | 2 | $106,270 | 0 | $0 | 2 | $76,125 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $41,140 | 9 | $83,697 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 4 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 8 | $103,848 | 48 | $72,735 | 54 | $69,801 | 25 | $26,690 | 7 | $60,314 | 15 | $49,830 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 8 | $56,285 | 5 | $104,020 | 2 | $12,670 | 0 | $0 | 6 | $39,728 |
| APPLICATIONS DENIED | 2 | $125,375 | 30 | $63,076 | 52 | $69,960 | 22 | $33,114 | 5 | $54,226 | 16 | $49,472 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 10 | $60,204 | 18 | $74,076 | 4 | $51,483 | 3 | $72,400 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $78,780 | 6 | $104,163 | 2 | $30,170 | 1 | $40,750 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 4 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 6 | $76,472 | 33 | $76,681 | 52 | $69,194 | 22 | $28,268 | 8 | $56,015 | 14 | $59,620 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 11 | $55,734 | 6 | $121,730 | 2 | $11,955 | 0 | $0 | 9 | $46,893 |
| APPLICATIONS DENIED | 2 | $104,275 | 24 | $62,965 | 58 | $65,821 | 18 | $27,796 | 2 | $54,850 | 16 | $46,191 |
| APPLICATIONS WITHDRAWN | 1 | $102,650 | 10 | $80,107 | 33 | $82,503 | 7 | $105,504 | 3 | $103,887 | 2 | $48,880 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $67,400 | 9 | $63,418 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 4 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 7 | $91,009 | 35 | $68,675 | 66 | $60,833 | 17 | $23,768 | 10 | $43,356 | 15 | $51,120 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $70,523 | 5 | $49,486 | 5 | $72,684 | 2 | $14,210 | 0 | $0 | 5 | $52,300 |
| APPLICATIONS DENIED | 1 | $66,240 | 28 | $42,704 | 47 | $66,509 | 28 | $26,137 | 2 | $65,230 | 24 | $47,801 |
| APPLICATIONS WITHDRAWN | 1 | $77,660 | 6 | $56,300 | 29 | $69,464 | 2 | $30,285 | 0 | $0 | 4 | $63,900 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $33,155 | 0 | $0 | 2 | $35,260 | 0 | $0 | 0 | $0 |
See detailed HMDA statistics for the following Tracts:
0403.01
, 0403.02
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 4 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 6 | $119,625 | 3 | $95,337 | 1 | $82,280 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $28,210 | 1 | $93,250 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $46,230 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 5 | $84,942 | 2 | $75,615 | 1 | $32,130 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $32,130 | 1 | $111,270 | 1 | $32,130 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $97,950 | 1 | $63,470 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 4 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 6 | $80,848 | 2 | $116,235 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $60,735 | 1 | $240,570 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $46,230 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 4 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 5 | $59,154 | 7 | $67,856 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $47,650 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $25,600 | 1 | $91,270 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
See detailed PMIC statistics for the following Tracts:
0403.01
, 0403.02
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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