Estimated median household income in 2007: $55,459
| This zip code: | $55,459 | | Texas: | $47,548 |
Nearest zip codes: 76426, 76023, 76082, 76234, 76487, 76431.
Housing units in zip code 76073 with a mortgage: 250 (13 second mortgage, 6 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 197
Median monthly owner costs for units with a mortgage: $1,562
Median monthly owner costs for units without a mortgage: $453
Residents with income below the poverty level in 2007:
| This zip code: | 10.1% | | Whole state: | 16.3% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 2.4% | | Whole state: | 6.8% |
Median number of rooms in houses and condos:
| Here: | 5.8 | | State: | 5.8 |
Median number of rooms in apartments:
| Here: | 4.7 | | State: | 3.8 |
Year house built: |
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- 1999 to March 2000: 139
- 1995 to 1998: 273
- 1990 to 1994: 156
- 1980 to 1989: 419
- 1970 to 1979: 264
- 1960 to 1969: 86
- 1950 to 1959: 89
- 1940 to 1949: 72
- 1939 or earlier: 75
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Bedrooms in owner-occupied houses in Paradise, TX (76073): |
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- no bedroom: 18
- 1 bedrooms: 54
- 2 bedrooms: 243
- 3 bedrooms: 699
- 4 bedrooms: 256
- 5 or more bedrooms: 6
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 11
- 1 bedrooms: 8
- 2 bedrooms: 80
- 3 bedrooms: 86
- 4 bedrooms: 2
- 5 or more bedrooms: 0
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Vehicles available in 76073 zip code in owner-occupied houses/condos: |
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- no vehicle: 32
- 1 vehicle: 152
- 2 vehicles: 708
- 3 vehicles: 301
- 4 vehicles: 81
- 5 or more vehicles: 2
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 14
- 1 vehicle: 89
- 2 vehicles: 69
- 3 vehicles: 13
- 4 vehicles: 2
- 5 or more vehicles: 0
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 76073:
- Less than $10,000: 9
- $10,000 to $14,999: 4
- $15,000 to $19,999: 6
- $20,000 to $24,999: 6
- $25,000 to $29,999: 5
- $30,000 to $34,999: 9
- $35,000 to $39,999: 16
- $40,000 to $49,999: 64
- $50,000 to $59,999: 47
- $60,000 to $69,999: 50
- $70,000 to $79,999: 48
- $80,000 to $89,999: 38
- $90,000 to $99,999: 82
- $100,000 to $124,999: 169
- $125,000 to $149,999: 213
- $150,000 to $174,999: 117
- $175,000 to $199,999: 108
- $200,000 to $249,999: 195
- $250,000 to $299,999: 114
- $300,000 to $399,999: 111
- $400,000 to $499,999: 11
- $500,000 to $749,999: 8
- $750,000 to $999,999: 9
- $1,000,000 or more: 7
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Rent paid by renters in 2007 in zip code 76073:
- $150 to $199: 1
- $200 to $249: 10
- $250 to $299: 7
- $300 to $349: 11
- $350 to $399: 36
- $400 to $449: 3
- $500 to $549: 7
- $650 to $699: 3
- No cash rent: 42
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Median price asked for vacant for-sale houses and condos in 2007: $141,412.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $164,256
- American Indian or Alaska Native householders: $85,469
- Some other race householders: $85,469
- Hispanic or Latino householders: $85,469
Estimated median house or condo value in 2007: $169,325 (it was $92,200 in 2000)
| 76073: | $169,325 | | Texas: | $120,900 |
Lower value quartile - upper value quartile: $76,793 - $147,084
Mean price in 2007:
Detached houses: $227,710| Here: | $227,710 | | State: | $170,389 |
Townhouses or other attached units: $434,200| Here: | $434,200 | | State: | $159,697 |
Mobile homes: $65,041| Here: | $65,041 | | State: | $42,156 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 929
- One, attached: 11
- Mobile homes: 620
- Boats, RVs, vans, etc.: 13

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Means of transportation to work
- Drove a car alone: 1,593 (82%)
- Carpooled: 261 (13%)
- Walked: 16 (1%)
- Other means: 5 (0%)
- Worked at home: 64 (3%)
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Travel time to work
- Less than 5 minutes: 47
- 5 to 9 minutes: 103
- 10 to 14 minutes: 203
- 15 to 19 minutes: 218
- 20 to 24 minutes: 130
- 25 to 29 minutes: 22
- 30 to 34 minutes: 152
- 35 to 39 minutes: 29
- 40 to 44 minutes: 79
- 45 to 59 minutes: 367
- 60 to 89 minutes: 449
- 90 or more minutes: 76
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Percentage of zip code residents living and working in this county: 48.2%
Household type by relationship
Households: 4,115
- In family households: 3,781 (1,055 male householders, 116 female householders)
1,099 spouses, 1,348 children (1,210 natural, 15 adopted, 123 stepchildren), 25 grandchildren, 5 brothers or sisters, 20 parents, 45 other relatives, 68 non-relatives
- In nonfamily households: 334 (175 male householders (131 living alone)), 102 female householders (87 living alone)), 57 nonrelatives
Size of family households: 474 2-persons, 247 3-persons, 278 4-persons, 128 5-persons, 32 6-persons, 12 7-or-more-persons.
Size of nonfamily households: 218 1-person, 52 2-persons, 7 3-persons.
932 married couples with children.
174 single-parent households (67 men, 107 women).
97.4% of residents of 76073 zip code speak English at home.
2.2% of residents speak Spanish at home (77% very well, 11% not well, 12% not at all).
0.4% of residents speak other Indo-European language at home (100% very well).
Foreign born population: 37 (0.9%)
(21.6% of them are naturalized citizens)
| This zip code: | 0.9% | | Whole state: | 13.9% |
Most common places of birth for the foreign-born residents:
- Mexico (57%)
- Netherlands (22%)
- Canada (22%)
Year of entry for the foreign-born population |
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- 1995 to March 2000: 0
- 1990 to 1994: 8
- 1985 to 1989: 2
- 1980 to 1984: 0
- 1975 to 1979: 0
- 1970 to 1974: 2
- 1970 to 1974: 17
- 1965 to 1969: 8
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White population: 3,968
Black population: 5
American Indian population: 37
Asian population: 0
Native Hawaiian and Other Pacific Islander population: 3
Some other race population: 62
Two or more races population: 57

First ancestries reported:
|  United States or American: 1154 |
|  Other groups: 494 |
|  Irish: 287 |
|  German: 218 |
|  English: 213 |
|  Scotch-Irish: 50 |
|  Scottish: 49 |
|  French (except Basque): 45 |
|  Dutch: 25 |
|  Welsh: 23 |
|  European: 17 |
|  Czechoslovakian: 14 |
|  Swiss: 11 |
|  Hungarian: 9 |
|  Italian: 8 |
|  British: 8 |
|  Pennsylvania German: 8 |
|  Russian: 8 |
|  French Canadian: 6 |
|  Czech: 2 |

Median worth of mobile homes: $80,174
Housing units lacking complete plumbing facilities: 1%
Housing units lacking complete kitchen facilities: 1%
Most commonly used house heating fuel: |
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- Electricity (58%)
- Bottled, tank, or LP gas (33%)
- Utility gas (8%)
- Other fuel (1%)
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Place of birth for U.S.-born residents:
- This state: 3155
- Northeast: 89
- Midwest: 257
- South: 398
- West: 176
50% of the 76073 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 36% lived in this county.
Out of people who lived in different counties, 79% lived in Texas.
Population in 1990: 3,009. Population change in the 1990s: +1,123 (+37.3%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 20
| Here: | 3.1% | | Texas: | 6.8% |
Students in private schools in grades 9 to 12 (high school): 13
| Here: | 5.3% | | Texas: | 6.2% |
Students in private undergraduate colleges: 21
| Here: | 55.3% | | Texas: | 15.4% |
School Enrollment by Level of School
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Top industries in this zip code by the number of employees in 2005:
- Mining: Support Activities for Oil and Gas Operations (100-249 employees: 1 establishment, 1-4 employees: 1 establishment)
- Accommodation and Food Services: Hotels (except Casino Hotels) and Motels (50-99: 1)
- Construction: Other Foundation, Structure, and Building Exterior Contractors (10-19: 2, 1-4: 2)
- Other Services (except Public Administration): Religious Organizations (10-19: 1, 1-4: 1)
- Wholesale Trade: Metal Service Centers and Other Metal Merchant Wholesalers (10-19: 1)
- Mining: Industrial Sand Mining (10-19: 1)
- Construction: Plumbing, Heating, and Air-Conditioning Contractors (5-9: 1, 1-4: 2)
- Information: Cellular and Other Wireless Telecommunications (5-9: 1, 1-4: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
Fatal accident statistics in 2006
- Fatal accident count: 3
- Vehicles involved in fatal accidents: 5
- Fatal accidents caused by drunken drivers: 2
- Fatalities: 3
- Persons involved in fatal accidents: 5
- Pedestrians involved in fatal accidents: 0
Fatal accident statistics in 2005
- Fatal accident count: 2
- Vehicles involved in fatal accidents: 3
- Fatal accidents caused by drunken drivers: 1
- Fatalities: 2
- Persons involved in fatal accidents: 7
- Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 6 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 28 | $132,956 | 128 | $118,944 | 108 | $142,452 | 40 | $32,504 | 25 | $121,470 | 47 | $90,013 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $83,550 | 15 | $87,657 | 24 | $123,761 | 12 | $70,483 | 1 | $103,040 | 7 | $51,383 |
| APPLICATIONS DENIED | 5 | $106,960 | 39 | $106,758 | 123 | $126,876 | 40 | $45,010 | 4 | $146,918 | 26 | $52,853 |
| APPLICATIONS WITHDRAWN | 5 | $133,120 | 15 | $124,695 | 60 | $117,768 | 7 | $16,481 | 2 | $95,095 | 6 | $73,917 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $68,820 | 5 | $75,122 | 20 | $199,916 | 2 | $33,215 | 0 | $0 | 1 | $36,660 |
Aggregated Statistics For Year 2006 (Based on 6 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 22 | $99,493 | 216 | $100,079 | 117 | $129,924 | 29 | $47,055 | 30 | $87,402 | 44 | $66,585 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $91,630 | 22 | $81,220 | 14 | $143,085 | 9 | $40,178 | 5 | $84,682 | 14 | $40,718 |
| APPLICATIONS DENIED | 9 | $116,780 | 72 | $78,933 | 91 | $121,846 | 33 | $26,643 | 8 | $111,710 | 56 | $41,706 |
| APPLICATIONS WITHDRAWN | 3 | $121,190 | 18 | $114,560 | 52 | $118,224 | 7 | $68,829 | 0 | $0 | 5 | $61,612 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $201,330 | 34 | $154,066 | 0 | $0 | 1 | $127,370 | 1 | $79,790 |
Aggregated Statistics For Year 2005 (Based on 6 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 25 | $103,496 | 143 | $104,301 | 134 | $115,053 | 24 | $47,458 | 28 | $91,110 | 38 | $84,595 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $80,074 | 28 | $78,698 | 17 | $119,578 | 6 | $28,515 | 2 | $89,575 | 6 | $54,915 |
| APPLICATIONS DENIED | 9 | $155,472 | 75 | $93,284 | 142 | $126,914 | 36 | $47,908 | 7 | $55,516 | 65 | $70,024 |
| APPLICATIONS WITHDRAWN | 6 | $88,110 | 20 | $117,084 | 89 | $145,491 | 10 | $142,173 | 2 | $87,485 | 4 | $69,780 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 5 | $109,142 | 29 | $141,446 | 2 | $101,240 | 1 | $279,200 | 1 | $51,780 |
Aggregated Statistics For Year 2004 (Based on 6 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 20 | $100,230 | 115 | $98,297 | 195 | $106,489 | 42 | $45,654 | 2 | $661,935 | 21 | $83,557 | 36 | $76,388 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $85,096 | 29 | $90,155 | 25 | $117,872 | 6 | $62,402 | 0 | $0 | 5 | $118,196 | 13 | $56,827 |
| APPLICATIONS DENIED | 6 | $93,848 | 51 | $68,187 | 136 | $95,871 | 58 | $37,572 | 0 | $0 | 14 | $110,450 | 44 | $45,635 |
| APPLICATIONS WITHDRAWN | 2 | $98,970 | 18 | $118,101 | 97 | $113,869 | 11 | $45,572 | 0 | $0 | 1 | $42,900 | 15 | $89,729 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 3 | $88,827 | 29 | $104,084 | 4 | $69,250 | 0 | $0 | 0 | $0 | 0 | $0 |
Detailed HMDA statistics for the following Tracts:
1504.02
, 1504.03, 1506.01
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 6 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 27 | $151,538 | 2 | $144,350 | 2 | $94,270 | 1 | $113,070 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $72,030 | 2 | $199,540 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $70,170 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $72,250 | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 6 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 25 | $148,779 | 5 | $154,922 | 3 | $68,413 | 1 | $95,710 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $116,478 | 1 | $151,490 | 0 | $0 | 1 | $44,510 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 6 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 20 | $144,106 | 12 | $166,978 | 2 | $126,360 | 3 | $104,250 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $175,122 | 1 | $140,070 | 1 | $45,260 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 6 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 31 | $114,942 | 11 | $156,484 | 2 | $73,870 | 2 | $79,570 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 9 | $120,648 | 13 | $129,020 | 0 | $0 | 2 | $90,735 |
| APPLICATIONS DENIED | 0 | $0 | 2 | $180,865 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $151,470 | 2 | $154,715 | 0 | $0 | 2 | $141,710 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $240,675 | 0 | $0 | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
1504.02
, 1504.03, 1506.01
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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