Estimated median household income in 2007: $42,393
| This zip code: | $42,393 | | Texas: | $47,548 |
Nearest zip codes: 76305, 76306, 76301, 76309, 76302, 76308.
Housing units in zip code 76311 with a mortgage: 11 (0 second mortgage, 0 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 0
Median monthly owner costs for units with a mortgage: $397
Median monthly owner costs for units without a mortgage: $0
Residents with income below the poverty level in 2007:
| This zip code: | 6.8% | | Whole state: | 16.3% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 2.8% | | Whole state: | 6.8% |
Median number of rooms in houses and condos:
| Here: | 5.4 | | State: | 5.8 |
Median number of rooms in apartments:
| Here: | 5.4 | | State: | 3.8 |
Year house built: |
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- 1999 to March 2000: 0
- 1995 to 1998: 7
- 1990 to 1994: 16
- 1980 to 1989: 44
- 1970 to 1979: 312
- 1960 to 1969: 376
- 1950 to 1959: 481
- 1940 to 1949: 142
- 1939 or earlier: 7
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Bedrooms in owner-occupied houses in 76311: |
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- no bedroom: 0
- 1 bedrooms: 0
- 2 bedrooms: 0
- 3 bedrooms: 11
- 4 bedrooms: 0
- 5 or more bedrooms: 0
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 0
- 1 bedrooms: 64
- 2 bedrooms: 394
- 3 bedrooms: 542
- 4 bedrooms: 332
- 5 or more bedrooms: 0
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Vehicles available in 76311 zip code in owner-occupied houses/condos: |
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- no vehicle: 0
- 1 vehicle: 0
- 2 vehicles: 11
- 3 vehicles: 0
- 4 vehicles: 0
- 5 or more vehicles: 0
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 18
- 1 vehicle: 386
- 2 vehicles: 826
- 3 vehicles: 102
- 4 vehicles: 0
- 5 or more vehicles: 0
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 76311:
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Rent paid by renters in 2007 in zip code 76311:
- $200 to $249: 7
- $300 to $349: 22
- $350 to $399: 16
- $400 to $449: 26
- $450 to $499: 36
- $500 to $549: 63
- $550 to $599: 33
- $600 to $649: 77
- $650 to $699: 97
- $700 to $749: 39
- $750 to $799: 8
- $800 to $899: 27
- $900 to $999: 26
- $1,000 to $1,249: 33
- No cash rent: 1,191
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Median price asked for vacant for-sale houses and condos in 2007: $132,088.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $116,548
- Black or African American householders: $116,548
Estimated median house or condo value in 2007: $112,032 (it was $75,000 in 2000)
| 76311: | $112,032 | | Texas: | $120,900 |
Lower value quartile - upper value quartile: $0 - $0
Mean price in 2007:
Detached houses: $109,682| Here: | $109,682 | | State: | $170,389 |
Housing units in structures:
- One, detached: 336
- One, attached: 815
- Two: 125
- 3 or 4: 42
- 10 to 19: 6
- 20 to 49: 48
- 50 or more: 13

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Means of transportation to work
- Drove a car alone: 1,962 (31%)
- Carpooled: 383 (6%)
- Bus or trolley bus: 87 (1%)
- Motorcycle: 18 (0%)
- Bicycle: 12 (0%)
- Walked: 3,635 (57%)
- Other means: 259 (4%)
- Worked at home: 53 (1%)
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Travel time to work
- Less than 5 minutes: 348
- 5 to 9 minutes: 1140
- 10 to 14 minutes: 1081
- 15 to 19 minutes: 1448
- 20 to 24 minutes: 1354
- 25 to 29 minutes: 258
- 30 to 34 minutes: 504
- 35 to 39 minutes: 9
- 40 to 44 minutes: 46
- 45 to 59 minutes: 83
- 60 to 89 minutes: 50
- 90 or more minutes: 35
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Percentage of zip code residents living and working in this county: 96.6%
Household type by relationship
Households: 4,657
- In family households: 4,622 (1,150 male householders, 171 female householders)
1,168 spouses, 2,039 children (1,872 natural, 39 adopted, 128 stepchildren), 6 grandchildren, 0 brothers or sisters, 6 parents, 29 other relatives, 53 non-relatives
- In nonfamily households: 35 (17 male householders (17 living alone)), 18 female householders (18 living alone)), 0 nonrelatives
- In group quarters: 4,738 (0 institutionalized population)
Size of family households: 291 2-persons, 334 3-persons, 423 4-persons, 201 5-persons, 64 6-persons, 8 7-or-more-persons.
Size of nonfamily households: 35 1-person.
1,815 married couples with children.
210 single-parent households (68 men, 142 women).
86.7% of residents of 76311 zip code speak English at home.
8.3% of residents speak Spanish at home (69% very well, 18% well, 13% not well).
2.5% of residents speak other Indo-European language at home (78% very well, 8% well, 10% not well, 4% not at all).
2.3% of residents speak Asian or Pacific Island language at home (61% very well, 36% well, 3% not well).
0.1% of residents speak other language at home (100% very well).
Foreign born population: 439 (4.7%)
(50.3% of them are naturalized citizens)
| This zip code: | 4.7% | | Whole state: | 13.9% |
Most common places of birth for the foreign-born residents:
- Philippines (33%)
- Mexico (13%)
- Germany (9%)
- Jamaica (8%)
- Colombia (6%)
- Japan (5%)
- Other Caribbean (3%)
Year of entry for the foreign-born population |
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- 1995 to March 2000: 91
- 1990 to 1994: 83
- 1985 to 1989: 73
- 1980 to 1984: 124
- 1975 to 1979: 38
- 1970 to 1974: 5
- 1970 to 1974: 19
- 1965 to 1969: 6
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White population: 6,596
Black population: 1,530
American Indian population: 69
Asian population: 301
Native Hawaiian and Other Pacific Islander population: 36
Some other race population: 503
Two or more races population: 360

First ancestries reported:
|  Other groups: 2911 |
|  German: 1450 |
|  Irish: 694 |
|  United States or American: 555 |
|  English: 358 |
|  Italian: 354 |
|  Polish: 267 |
|  French (except Basque): 227 |
|  Norwegian: 124 |
|  Dutch: 122 |
|  Scottish: 96 |
|  Scotch-Irish: 96 |
|  West Indian (excluding Hispanic groups):: 89 |
|  French Canadian: 81 |
|  Finnish: 68 |
|  Subsaharan African:: 59 |
|  Jamaican: 59 |
|  European: 45 |
|  Hungarian: 44 |
|  African: 44 |
|  Russian: 42 |
|  Swedish: 37 |
|  Scandinavian: 29 |
|  British: 28 |
|  Danish: 24 |
|  Czech: 20 |
|  Portuguese: 20 |
|  Austrian: 18 |
|  German Russian: 14 |
|  Ukrainian: 14 |
|  West Indian: 14 |
|  Belgian: 12 |
|  U.S. Virgin Islander: 9 |
|  Lithuanian: 8 |
|  Slavic: 8 |
|  Latvian: 8 |
|  Other Subsaharan African: 8 |
|  Celtic: 7 |
|  Ethiopian: 7 |
|  Swiss: 7 |
|  British West Indian: 7 |
|  Canadian: 5 |

Public primary/middle school in zip code 76311 not listed on the city page:- SHEPPARD AFB EL (Students: 334; Location: 301 ANDERSON DR, WICHITA FALLS, TX; Grades: PK - 06)
Most commonly used house heating fuel: |
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- Utility gas (79%)
- Electricity (20%)
- Bottled, tank, or LP gas (1%)
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Place of birth for U.S.-born residents:
- This state: 1273
- Northeast: 1152
- Midwest: 1772
- South: 2388
- West: 1654
9% of the 76311 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 5% lived in this county.
Out of people who lived in different counties, 9% lived in Texas.
Population in 1990: 7,080. Population change in the 1990s: +2,315 (+32.7%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 79
| Here: | 9.0% | | Texas: | 6.8% |
Students in private schools in grades 9 to 12 (high school): 8
| Here: | 3.7% | | Texas: | 6.2% |
Students in private undergraduate colleges: 146
| Here: | 19.5% | | Texas: | 15.4% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code (SHEPPARD AFB, TX):
- ANN MCCULLOUGH MEDICAL TRANSCR (149 HART STREET; small business): $148,930 in 2 contracts from 1999 to 2000
$118,961 with Air Force for Transcription Services. Signed on 1999-10-05. Completion date: 2000-09-30.
$29,969, same as above. Signed on 2000-10-04. Completion date: 2000-12-31.
- WANDA R. GREENE (98 CHILDRESS ST; small business)
$38,500 with Air Force for Radiology Services. Signed on 1999-10-20. Completion date: 1999-11-20.
- VICTORIA J ASHMORE (603 EAGLE AVE; small business): $9,408 in 4 contracts from 2004 to 2006
$12,838 with Air Force for Chaplain Services. Signed on 2004-10-01. Completion date: 2005-09-30.
$9,570, same as above. Signed on 2005-11-18. Completion date: 2006-09-30.
$-5,520, same as above. Signed on 2005-02-01. Completion date: 2004-03-15.
$-7,480, same as above. Signed on 2006-02-09. Completion date: 2006-09-30.
- FALLS MOLD & ART (832 SHEPPARD AFB; small business)
$7,000 with Air Force for Packing/Crating Services. Signed on 2005-08-19. Completion date: 2005-07-20.
- S & A MINISTERIES (9 B RODEN BLVD; small business)
$5,840 with Air Force for Chaplain Services. Signed on 2004-10-01. Completion date: 2005-09-30.
Top industries in this zip code by the number of employees in 2005:
- Health Care and Social Assistance: General Medical and Surgical Hospitals (500-999 employees: 1 establishment)
- Accommodation and Food Services: Food Service Contractors (250-499: 1, 20-49: 1)
- Administrative and Support and Waste Management and Remediation Services: Janitorial Services (50-99: 1, 20-49: 1)
- Administrative and Support and Waste Management and Remediation Services: Facilities Support Services (20-49: 1, 10-19: 1)
- Educational Services: Colleges, Universities, and Professional Schools (20-49: 1, 10-19: 1)
- Finance and Insurance: Credit Unions (20-49: 1)
- Professional, Scientific, and Technical Services: Computer Systems Design Services (20-49: 1)
- Finance and Insurance: Commercial Banking (10-19: 1, 5-9: 1)
- Other Services (except Public Administration): Barber Shops (10-19: 1, 1-4: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
4652 people in military barracks, etc.
44 people in military transient quarters for temporary residents
Fatal accident statistics in 2006
- Fatal accident count: 4
- Vehicles involved in fatal accidents: 5
- Fatal accidents caused by drunken drivers: 2
- Fatalities: 4
- Persons involved in fatal accidents: 10
- Pedestrians involved in fatal accidents: 3
Fatal accident statistics in 2005
- Fatal accident count: 5
- Vehicles involved in fatal accidents: 7
- Fatal accidents caused by drunken drivers: 2
- Fatalities: 5
- Persons involved in fatal accidents: 11
- Pedestrians involved in fatal accidents: 3
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 2 full tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 0 | $0 | 4 | $132,708 | 4 | $96,288 | 4 | $9,978 | 2 | $41,910 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 2 | $203,550 | 0 | $0 | 2 | $34,925 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $259,430 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 3 full tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $102,000 | 3 | $173,733 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 4 | $60,368 | 0 | $0 | 2 | $20,955 | 2 | $20,955 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 2 | $45,000 | 1 | $160,000 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 full tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 0 | $0 | 6 | $150,003 | 8 | $101,276 | 6 | $51,220 | 0 | $0 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 2 | $25,945 | 2 | $49,890 | 0 | $0 | 2 | $49,890 | 2 | $25,945 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 | 6 | $12,972 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $169,625 | 2 | $154,660 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 2 | $68,850 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 3 full tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 0 | $0 | 1 | $130,000 | 0 | $0 | 2 | $17,960 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $88,805 | 4 | $67,353 | 19 | $75,225 | 10 | $8,182 | 6 | $72,840 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 2 | $37,915 | 2 | $14,965 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 2 | $75,835 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 3 full tracts)
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| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $49,890 | 8 | $85,493 | 2 | $9,980 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $24,945 | 5 | $58,894 | 2 | $19,955 | 2 | $24,945 |
| APPLICATIONS WITHDRAWN | 2 | $80,820 | 2 | $55,875 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 3 full tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 16 | $79,793 | 17 | $93,592 | 33 | $74,838 | 0 | $0 | 5 | $70,866 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 | 15 | $87,681 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 6 | $49,557 | 14 | $65,284 | 6 | $13,303 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 4 | $43,405 | 2 | $47,895 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 3 full tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 17 | $99,736 | 24 | $75,695 | 23 | $77,031 | 6 | $16,630 | 2 | $127,720 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 6 | $65,855 | 10 | $57,673 | 4 | $26,443 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 20 | $40,411 | 12 | $47,894 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 2 | $128,715 | 6 | $24,280 | 2 | $39,910 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 3 full tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 13 | $92,267 | 23 | $75,377 | 8 | $101,775 | 2 | $3,990 | 2 | $24,945 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 5 | $50,714 | 6 | $76,498 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 3 | $63,920 | 31 | $55,022 | 10 | $99,980 | 4 | $4,490 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 2 | $80,820 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $89,800 | 0 | $0 | 2 | $91,800 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 1 full and 1 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 9 | $86,703 | 6 | $66,100 | 1 | $120,140 | 1 | $7,120 | 2 | $52,380 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 5 | $51,496 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 7 | $57,013 | 1 | $29,040 | 1 | $36,730 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $90,760 | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Detailed HMDA statistics for the following Tracts:
0133.00
, 0134.00
Private Mortgage Insurance Companies Aggregated Statistics For Year 2002 (Based on 2 full tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 14 | $85,954 | 8 | $103,023 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $34,925 | 2 | $168,630 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 2 | $167,630 | 2 | $167,630 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 2 full tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 4 | $88,805 | 2 | $121,730 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $98,780 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 1 partial tract)
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| A) Conventional Home Purchase Loans |
| Number | Average Value |
| LOANS ORIGINATED | 1 | $70,320 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
0134.00
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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