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76431 Zip Code Detailed Profile

 



Profiles Chico, TX (76431) houses, apartments, residents, cars, jobs...

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City: Chico, TX
Wise County, TX
Zip code population (2000): 3,135
Estimated zip code population in 2007: 3,538

Age and Sex of Residents in zip code 76431

Zip code 76431 (Chico, Texas) real estate house value trends

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Chico, TX (76431) map from a distance

Houses and condos: 1,548
Renter-occupied apartments: 185
% of renters here:  15%
State:  36%

2008 cost of living index in zip code 76431: 75.8 (low, U.S. average is 100)

Land area: 121.5 sq. mi.
Water area: 0.1 sq. mi.
Population density: 29 people per square mile 
 
  (very low).

Estimate of real estate property taxes paid for housing units in 2007:
This zip code:  1.9% ($732)
Texas:  2.9% ($1,393)

Profiles of local businesses:
 North Side Marina and Resort

List your B&M business here for free. Over a million visitors/week. Get a huge advantage over your competition

Males: 1,581  (50.4%)
Females: 1,554  (49.6%)

Zip code 76431 races chart


76431, TX forum
Recent posts about zip code 76431 area on our local forum with over 700,000 registered users:
Villages of Westcreek  (2651 replies)
Wallace Town USA  (445 replies)
Is Austin Weird Like the Adam's Family of Cities  (147 replies)
It's official...Texas worst place to live in the US..  (213 replies)
Proposed Budget cuts for Bexar County  (93 replies)
Remember these?  (1009 replies)
100% rural population.

Estimated median house/condo value in 2007: $95,725
76431:  $95,725
Texas:  $120,900


According to our research of public records there were 8 registered sex offenders living in 76431 zip code in early 2007.

Median resident age:  38.0 years
Texas median age:  32.3 years

Average household size:
This zip code:  2.6 people
Texas:  2.7 people

Averages for the 2004 tax year for zip code 76431, filed in 2005:
Average Adjusted Gross Income (AGI) in 2004: $37,230 (Individual Income Tax Returns)
Here:  $37,230
State:  $47,881

Salary/wage: $35,044 (reported on 85.5% of returns)
Here:  $35,044
State:  $41,947
(% of AGI for various income ranges: 133.7% for AGIs below $10k, 82.3% for AGIs $10k-25k, 83.2% for AGIs $25k-50k, 85.0% for AGIs $50k-75k, 83.9% for AGIs $75k-100k, 56.9% for AGIs over 100k)

Taxable interest for individuals: $1,632 (reported on 32.4% of returns)
This zip code:  $1,632
Texas:  $2,255
(% of AGI for various income ranges: 9.9% for AGIs below $10k, 2.0% for AGIs $10k-25k, 1.8% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 0.7% for AGIs over 100k)

Taxable dividends: $759 (reported on 11.9% of returns)
Here:  $759
State:  $4,261
(% of AGI for various income ranges: 1.4% for AGIs below $10k, 0.1% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 0.1% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.2% for AGIs over 100k)

Net capital gain/loss: +$4,373 (reported on 11.5% of returns)
Here:  +$4,373
State:  +$16,110
(% of AGI for various income ranges: 0.2% for AGIs below $10k, 0.6% for AGIs $10k-25k, 0.7% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 3.4% for AGIs over 100k)

Profit/loss from business: +$8,763 (reported on 21.5% of returns)
Here:  +$8,763
State:  +$11,013
(% of AGI for various income ranges: 3.8% for AGIs below $10k, 7.3% for AGIs $10k-25k, 5.6% for AGIs $25k-50k, 2.9% for AGIs $50k-75k, 4.6% for AGIs $75k-100k, 6.9% for AGIs over 100k)

IRA payment deduction: $2,895 (reported on 1.4% of returns)
76431:  $2,895
Texas:  $3,120

Total itemized deductions: $16,147 (2% of AGI, reported on 18.6% of returns)
Here:  $16,147
State:  $19,631
(% of AGI for various income ranges: 20.2% for AGIs below $10k, 7.9% for AGIs $10k-25k, 7.3% for AGIs $25k-50k, 7.0% for AGIs $50k-75k, 9.0% for AGIs $75k-100k, 8.7% for AGIs over 100k)

Charity contributions deductions: $3,209 (5.2% of AGI, reported on 12.3% of returns)
Here:  $3,209
Texas:  $4,753

Here:  5.2% of AGI
State:  4.2% of AGI
(% of AGI for various income ranges: 1.5% for AGIs below $10k, 0.7% for AGIs $10k-25k, 0.9% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 1.5% for AGIs $75k-100k, 1.2% for AGIs over 100k)

Total tax: $4,745 (reported on 74.3% of returns)
76431:  $4,745
State:  $9,058
(% of AGI for various income ranges: 4.0% for AGIs below $10k, 4.1% for AGIs $10k-25k, 6.4% for AGIs $25k-50k, 8.7% for AGIs $50k-75k, 11.0% for AGIs $75k-100k, 19.0% for AGIs over 100k)

Earned income credit: $1,853 (reported on 19.6% of returns)
Here:  $1,853
State:  $2,024
(% of AGI for various income ranges: 12.8% for AGIs below $10k, 5.6% for AGIs $10k-25k, 0.3% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2004 taxes: 70.6%
Here:  71%
State:  57%
(% for various income ranges: 61.8% for AGIs below $10k, 68.5% for AGIs $10k-25k, 72.8% for AGIs $25k-50k, 76.5% for AGIs $50k-75k, 80.2% for AGIs $75k-100k, 72.0% for AGIs over 100k)


Estimated median household income in 2007: $44,899
This zip code:  $44,899
Texas:  $47,548
Chico, TX (76431) map

Nearest zip codes: 76426, 76270, 76225, 76073, 76230, 76487.


Percentage of family households:
This zip code:  75.3%
Whole state:  71.0%

Percentage of households with unmarried partners:
This zip code:  4.0%
Whole state:  4.4%

Likely homosexual households (counted as self-reported same-sex unmarried-partner households)
  • Lesbian couples: 0.1% of all households
  • Gay men: 0.1% of all households

Housing units in zip code 76431 with a mortgage: 184 (0 second mortgage, 6 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 209


Median monthly owner costs for units with a mortgage: $881

Median monthly owner costs for units without a mortgage: $413

Residents with income below the poverty level in 2007:
This zip code:  11.0%
Whole state:  16.3%

Residents with income below 50% of the poverty level in 2007:
This zip code:  4.0%
Whole state:  6.8%

Median number of rooms in houses and condos:
Here:  5.2
State:  5.8

Median number of rooms in apartments:
Here:  4.5
State:  3.8


Zip code 76431 close-up map

Click to draw/clear zip code borders

Notable locations in this zip code not listed on our city pages:

Churches in zip code 76431 include: Zion Valley Cumberland Church (A), Lone Star Church (B). Display/hide their locations on the map

Cemeteries: Olive Branch Cemetery (1), Cumber Cemetery (2), Morrow Cemetery (3), Pleasant Grove Cemetery (4), Crafton Cemetery (5). Display/hide their locations on the map

Reservoir: Grace Lake (A). Display/hide its location on the map

Creeks: Elm Creek (A), Cottonwood Creek (B). Display/hide their locations on the map

 

Year house built:
  • 1999 to March 2000: 92
  • 1995 to 1998: 199
  • 1990 to 1994: 116
  • 1980 to 1989: 381
  • 1970 to 1979: 318
  • 1960 to 1969: 177
  • 1950 to 1959: 101
  • 1940 to 1949: 61
  • 1939 or earlier: 103



Zip code 76431 satellite photo by USGS


Bedrooms in owner-occupied houses in Chico, TX (76431):
  • no bedroom: 0
  • 1 bedrooms: 66
  • 2 bedrooms: 296
  • 3 bedrooms: 562
  • 4 bedrooms: 100
  • 5 or more bedrooms: 11


Bedrooms in renter-occupied apartments and housing units:
  • no bedroom: 1
  • 1 bedrooms: 39
  • 2 bedrooms: 77
  • 3 bedrooms: 59
  • 4 bedrooms: 9
  • 5 or more bedrooms: 0



Vehicles available in 76431 zip code in owner-occupied houses/condos:
  • no vehicle: 33
  • 1 vehicle: 280
  • 2 vehicles: 459
  • 3 vehicles: 182
  • 4 vehicles: 72
  • 5 or more vehicles: 9


Vehicles available in renter-occupied apartments:
  • no vehicle: 14
  • 1 vehicle: 88
  • 2 vehicles: 78
  • 3 vehicles: 5
  • 4 vehicles: 0
  • 5 or more vehicles: 0



Estimated household income distribution in 2007:

Zip code 76431 household income distribution in 2007

Zip code 76431 house/condo values in 2007


Estimate of home value of owner-occupied houses/condos in 2007 in zip code 76431:

  • Less than $10,000: 35
  • $10,000 to $14,999: 17
  • $15,000 to $19,999: 18
  • $20,000 to $24,999: 20
  • $25,000 to $29,999: 23
  • $30,000 to $34,999: 50
  • $35,000 to $39,999: 55
  • $40,000 to $49,999: 80
  • $50,000 to $59,999: 62
  • $60,000 to $69,999: 70
  • $70,000 to $79,999: 67
  • $80,000 to $89,999: 55
  • $90,000 to $99,999: 59
  • $100,000 to $124,999: 136
  • $125,000 to $149,999: 115
  • $150,000 to $174,999: 72
  • $175,000 to $199,999: 52
  • $200,000 to $249,999: 44
  • $250,000 to $299,999: 30
  • $300,000 to $399,999: 43
  • $400,000 to $499,999: 24
  • $500,000 to $749,999: 22
  • $750,000 to $999,999: 3
  • $1,000,000 or more: 17
 



76431 rent paid by renters


Rent paid by renters in 2007 in zip code 76431:

  • Less than $100: 3
  • $100 to $149: 1
  • $150 to $199: 9
  • $200 to $249: 19
  • $250 to $299: 13
  • $300 to $349: 12
  • $350 to $399: 6
  • $400 to $449: 13
  • $450 to $499: 4
  • $500 to $549: 3
  • $650 to $699: 3
  • No cash rent: 42
 


Median price asked for vacant for-sale houses and condos in 2007: $43,356.


Estimated median house (or condo) value in 2007 for:

  • White Non-Hispanic householders: $97,745
  • Black or African American householders: $174,823
  • Some other race householders: $69,929
  • Two or more races householders: $93,239
  • Hispanic or Latino householders: $69,929

Estimated median house or condo value in 2007: $113,128 (it was $61,600 in 2000)
76431:  $113,128
Texas:  $120,900
Lower value quartile - upper value quartile: $50,894 - $119,148

Mean price in 2007:
Detached houses: $188,784
Here:  $188,784
State:  $170,389

In 5-or-more-unit structures: $70,702
Here:  $70,702
State:  $158,654

Mobile homes: $62,081
Here:  $62,081
State:  $42,156

Occupied boats, RVs, vans, etc.: $36,000
Here:  $36,000
State:  $34,447


Owners and renters by unit type in %


Breakdown of mean house values by ages of householders

Housing units in structures:

  • One, detached: 918
  • One, attached: 4
  • Two: 3
  • 3 or 4: 2
  • 5 to 9: 14
  • Mobile homes: 576
  • Boats, RVs, vans, etc.: 31
76431 zip code mode of transportation to work chart

Means of transportation to work

  • Drove a car alone: 1,119 (80%)
  • Carpooled: 164 (12%)
  • Bus or trolley bus: 14 (1%)
  • Motorcycle: 2 (0%)
  • Bicycle: 1 (0%)
  • Walked: 25 (2%)
  • Other means: 13 (1%)
  • Worked at home: 63 (4%)
 

76431 zip code travel time to work

Travel time to work

  • Less than 5 minutes: 46
  • 5 to 9 minutes: 157
  • 10 to 14 minutes: 172
  • 15 to 19 minutes: 178
  • 20 to 24 minutes: 187
  • 25 to 29 minutes: 44
  • 30 to 34 minutes: 186
  • 35 to 39 minutes: 22
  • 40 to 44 minutes: 32
  • 45 to 59 minutes: 87
  • 60 to 89 minutes: 145
  • 90 or more minutes: 82
 

Percentage of zip code residents living and working in this county: 71.9%


Household type by relationship
Households: 3,236

  • In family households: 2,888 (775 male householders, 143 female householders)
    809 spouses, 972 children (776 natural, 26 adopted, 170 stepchildren), 58 grandchildren, 18 brothers or sisters, 29 parents, 28 other relatives, 56 non-relatives
  • In nonfamily households: 348 (152 male householders (139 living alone)), 160 female householders (151 living alone)), 36 nonrelatives

Size of family households: 399 2-persons, 204 3-persons, 181 4-persons, 82 5-persons, 43 6-persons, 9 7-or-more-persons.

Size of nonfamily households: 290 1-person, 20 2-persons, 2 4-persons.

647 married couples with children.
135 single-parent households (49 men, 86 women).

94.2% of residents of 76431 zip code speak English at home.
4.9% of residents speak Spanish at home (61% very well, 24% well, 13% not well, 3% not at all).
0.7% of residents speak other Indo-European language at home (62% very well, 38% well).
0.3% of residents speak Asian or Pacific Island language at home (75% very well, 25% well).

Foreign born population: 100 (3.2%)
(36.0% of them are naturalized citizens)

This zip code:  3.2%
Whole state:  13.9%

Most common places of birth for the foreign-born residents:



  • Mexico (67%)
  • United Kingdom (13%)
  • Germany (9%)
  • Philippines (8%)
  • Russia (3%)



Year of entry for the foreign-born population
  • 1995 to March 2000: 52
  • 1990 to 1994: 13
  • 1985 to 1989: 0
  • 1980 to 1984: 4
  • 1975 to 1979: 10
  • 1970 to 1974: 0
  • 1970 to 1974: 0
  • 1965 to 1969: 21

White population: 2,972
Black population: 7
American Indian population: 23
Asian population: 1
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 73
Two or more races population: 59

Zip code 76431 races chart


First ancestries reported:

 United States or American: 753
 Other groups: 562
 Irish: 226
 English: 189
 German: 127
 Dutch: 38
 Italian: 34
 Scottish: 34
 French (except Basque): 21
 Scotch-Irish: 20
 Czech: 13
 British: 10
 Austrian: 8
 Swedish: 7
 Polish: 5
 Russian: 5
 Welsh: 4
 West Indian (excluding Hispanic groups):: 3
 Dutch West Indian: 3
 Canadian: 2
 European: 2
 Norwegian: 2



Zip code 76431 topographic map


Median worth of mobile homes: $47,364

Zip code 76431 marital status for males
Zip code 76431 marital status for females


Housing units lacking complete plumbing facilities: 2%

Housing units lacking complete kitchen facilities: 3%

Most commonly used house heating fuel:
  • Electricity (42%)
  • Bottled, tank, or LP gas (37%)
  • Utility gas (17%)
  • Wood (1%)
  • No fuel used (1%)


Place of birth for U.S.-born residents:

  • This state: 2567
  • Northeast: 12
  • Midwest: 109
  • South: 265
  • West: 181

58% of the 76431 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 47% lived in this county.
   Out of people who lived in different counties, 85% lived in Texas.

Population in 1990: 2,657. Population change in the 1990s: +478 (+18.0%).

Year Householders Moved Into Unit:




Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 12
Here:  2.4%
Texas:  6.8%

Students in private schools in grades 9 to 12 (high school): 3
Here:  1.8%
Texas:  6.2%

Students in private undergraduate colleges: 13
Here:  25.5%
Texas:  15.4%


Educational Attainment

School Enrollment by Level of School


Class of Workers


Top industries in this zip code by the number of employees in 2005:

  • Mining: Crushed and Broken Limestone Mining and Quarrying (100-249 employees: 1 establishment)
  • Mining: Natural Gas Liquid Extraction (50-99: 1)
  • Mining: Support Activities for Oil and Gas Operations (50-99: 1)
  • Mining: Crushed and Broken Granite Mining and Quarrying (50-99: 1)
  • Other Services (except Public Administration): Religious Organizations (5-9: 2, 1-4: 2)

Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)


Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)


Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninst.)




Fatal accident statistics in 2006
  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 1
  • Fatal accidents caused by drunken drivers: 1
  • Fatalities: 1
  • Persons involved in fatal accidents: 1
  • Pedestrians involved in fatal accidents: 0
Fatal accident statistics in 2005
  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 1
  • Fatal accidents caused by drunken drivers: 1
  • Fatalities: 1
  • Persons involved in fatal accidents: 1
  • Pedestrians involved in fatal accidents: 0

Home Mortgage Disclosure Act Aggregated Statistics For Year 2007
(Based on 2 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans		B) Conventional
Home Purchase Loans		C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)		G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED5$129,79047$130,88153$148,21912$26,95826$144,96115$58,789
APPLICATIONS APPROVED, NOT ACCEPTED1$91,5907$158,27011$169,3685$48,5264$218,5104$49,695
APPLICATIONS DENIED1$91,59024$74,54242$138,43421$38,23413$114,37910$54,956
APPLICATIONS WITHDRAWN1$144,2104$64,31019$120,4671$19,4902$104,2601$144,210
FILES CLOSED FOR INCOMPLETENESS0$01$16,5608$123,8702$21,9253$139,9901$19,490
Choose year:  2007 2006 2005 2004

Detailed HMDA statistics for the following Tracts: 1504.01

Private Mortgage Insurance Companies Aggregated Statistics For Year 2007
(Based on 2 partial tracts)
A) Conventional
Home Purchase Loans		B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED7$152,2842$160,7753$91,270
APPLICATIONS APPROVED, NOT ACCEPTED1$208,5202$139,8252$195,365
APPLICATIONS DENIED0$00$00$0
APPLICATIONS WITHDRAWN0$00$00$0
FILES CLOSED FOR INCOMPLETENESS0$00$00$0
Choose year:  2007 2006 2005 2004

Detailed PMIC statistics for the following Tracts: 1504.01

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value




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