76657 Zip Code (McGregor, TX) Detailed Profile

Estimated zip code population in 2016: 9,533
Zip code population in 2010: 9,307
Zip code population in 2000: 8,654

Houses and condos: 3,603
Renter-occupied apartments: 972
Mar. 2016 cost of living index in zip code 76657: 85.4 (less than average, U.S. average is 100)

Land area: 106.3 sq. mi.
Water area: 0.1 sq. mi.

Population density: 90 people per square mile

(very low).

Recent home sales, real estate maps, and home value estimator for zip code 76657

Real estate property taxes paid for housing units in 2016:
Median real estate property taxes paid for housing units with mortgages in 2016: $4,909 (1.8%)
Median real estate property taxes paid for housing units with no mortgage in 2016: $1,873 (1.5%)

For population 25 years and over in 76657:

• High school or higher: 90.2%
• Bachelor's degree or higher: 29.4%
• Graduate or professional degree: 12.3%
• Unemployed: 3.8%
• Mean travel time to work (commute): 22.4 minutes

For population 15 years and over in 76657:

• Never married: 25.2%
• Now married: 58.5%
• Separated: 1.9%
• Widowed: 5.0%
• Divorced: 9.4%

Urban population: 5,467
Rural population: 4,065

Averages for the 2012 tax year for zip code 76657, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $76,690 (Individual Income Tax Returns)

Here:	$76,690
State:	$65,384

Salary/wage: $63,166 (reported on 83.5% of returns)

Here:	$63,166
State:	$52,524

(% of AGI for various income ranges: 74.8% for AGIs below $25k, 80.6% for AGIs $25k-50k, 77.2% for AGIs $50k-75k, 72.5% for AGIs $75k-100k, 76.9% for AGIs $100k-200k, 58.7% for AGIs over 200k)

Taxable interest for individuals: $2,020 (reported on 34.9% of returns)

This zip code:	$2,020
Texas:	$2,372

(% of AGI for various income ranges: 1.3% for AGIs below $25k, 0.6% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 1.2% for AGIs $75k-100k, 0.6% for AGIs $100k-200k, 1.1% for AGIs over 200k)

Ordinary dividends: $7,441 (reported on 18.7% of returns)

Here:	$7,441
State:	$9,721

(% of AGI for various income ranges: 1.3% for AGIs below $25k, 0.6% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 0.8% for AGIs $100k-200k, 3.0% for AGIs over 200k)

Net capital gain/loss in AGI: +$19,490 (reported on 16.3% of returns)

Here:	+$19,490
State:	+$35,319

(% of AGI for various income ranges: 0.2% for AGIs below $25k, 0.7% for AGIs $25k-50k, 0.5% for AGIs $75k-100k, 1.5% for AGIs $100k-200k, 8.3% for AGIs over 200k)

Profit/loss from business: +$18,217 (reported on 18.2% of returns)

Here:	+$18,217
State:	+$13,732

(% of AGI for various income ranges: 7.6% for AGIs below $25k, 3.6% for AGIs $25k-50k, 1.9% for AGIs $50k-75k, 4.0% for AGIs $75k-100k, 3.1% for AGIs $100k-200k, 5.2% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $15,365 (reported on 11.7% of returns)

76657:	$15,365
Texas:	$19,511

(% of AGI for various income ranges: 3.5% for AGIs below $25k, 2.4% for AGIs $25k-50k, 2.9% for AGIs $50k-75k, 3.4% for AGIs $75k-100k, 3.5% for AGIs $100k-200k, 1.3% for AGIs over 200k)

Self-employment retirement plans: $23,475 (reported on 1.0% of returns)

76657:	$23,475
Texas:	$23,938

Total itemized deductions: $27,058 (14% of AGI, reported on 27.3% of returns)

Here:	$27,058
State:	$24,724

Here:	14.3% of AGI
State:	15.9% of AGI

(% of AGI for various income ranges: 5.0% for AGIs below $25k, 6.2% for AGIs $25k-50k, 8.5% for AGIs $50k-75k, 11.6% for AGIs $75k-100k, 13.2% for AGIs $100k-200k, 9.2% for AGIs over 200k)

Charity contributions: $8,587 (reported on 22.7% of returns)

Here:	$8,587
State:	$6,808

(% of AGI for various income ranges: 0.5% for AGIs below $25k, 1.0% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 2.2% for AGIs $75k-100k, 3.1% for AGIs $100k-200k, 3.2% for AGIs over 200k)

Taxes paid: $8,410 (reported on 26.6% of returns)

76657:	$8,410
State:	$6,921

(% of AGI for various income ranges: 0.9% for AGIs below $25k, 2.1% for AGIs $25k-50k, 2.1% for AGIs $50k-75k, 3.3% for AGIs $75k-100k, 4.5% for AGIs $100k-200k, 2.7% for AGIs over 200k)

Earned income credit: $2,425 (reported on 19.1% of returns)

Here:	$2,425
State:	$2,570

(% of AGI for various income ranges: 7.2% for AGIs below $25k, 1.5% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 51.2%

Here:	51%
State:	51%

(% for various income ranges: 48.4% for AGIs below $25k, 50.0% for AGIs $25k-50k, 48.9% for AGIs $50k-75k, 48.4% for AGIs $75k-100k, 51.0% for AGIs $100k-200k, 76.7% for AGIs over 200k)

Averages for the 2004 tax year for zip code 76657, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $53,909 (Individual Income Tax Returns)

Here:	$53,909
State:	$47,881

Salary/wage: $48,773 (reported on 85.3% of returns)

Here:	$48,773
State:	$41,947

(% of AGI for various income ranges: 124.2% for AGIs below $10k, 81.0% for AGIs $10k-25k, 82.9% for AGIs $25k-50k, 78.4% for AGIs $50k-75k, 82.3% for AGIs $75k-100k, 72.0% for AGIs over 100k)

Taxable interest for individuals: $1,903 (reported on 40.7% of returns)

This zip code:	$1,903
Texas:	$2,255

(% of AGI for various income ranges: 6.0% for AGIs below $10k, 1.9% for AGIs $10k-25k, 1.4% for AGIs $25k-50k, 1.7% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 1.3% for AGIs over 100k)

Taxable dividends: $2,947 (reported on 21.2% of returns)

Here:	$2,947
State:	$4,261

(% of AGI for various income ranges: 6.4% for AGIs below $10k, 0.8% for AGIs $10k-25k, 1.0% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 1.7% for AGIs $75k-100k, 1.1% for AGIs over 100k)

Net capital gain/loss: +$12,182 (reported on 19.5% of returns)

Here:	+$12,182
State:	+$16,110

(% of AGI for various income ranges: -2.9% for AGIs below $10k, 0.6% for AGIs $10k-25k, 0.6% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 8.2% for AGIs over 100k)

Profit/loss from business: +$13,114 (reported on 14.8% of returns)

Here:	+$13,114
State:	+$11,013

(% of AGI for various income ranges: 5.4% for AGIs below $10k, 3.7% for AGIs $10k-25k, 2.6% for AGIs $25k-50k, 2.5% for AGIs $50k-75k, 3.4% for AGIs $75k-100k, 4.2% for AGIs over 100k)

IRA payment deduction: $2,989 (reported on 2.5% of returns)

76657:	$2,989
Texas:	$3,120

(% of AGI for various income ranges: 0.2% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.1% for AGIs over 100k)

Self-employed pension: $18,875 (reported on 0.7% of returns)

Here:	$18,875
Texas:	$16,401

Total itemized deductions: $22,565 (17% of AGI, reported on 22.9% of returns)

Here:	$22,565
State:	$19,631

Here:	17.0% of AGI
State:	18.9% of AGI

(% of AGI for various income ranges: 12.4% for AGIs below $10k, 5.4% for AGIs $10k-25k, 6.5% for AGIs $25k-50k, 7.6% for AGIs $50k-75k, 13.7% for AGIs $75k-100k, 10.8% for AGIs over 100k)

Charity contributions deductions: $7,309 (5% of AGI, reported on 20.1% of returns)

Here:	$7,309
State:	$4,753

Here:	5.1% of AGI
State:	4.2% of AGI

(% of AGI for various income ranges: 0.9% for AGIs below $10k, 0.7% for AGIs $10k-25k, 1.3% for AGIs $25k-50k, 1.9% for AGIs $50k-75k, 2.4% for AGIs $75k-100k, 3.8% for AGIs over 100k)

Total tax: $10,991 (reported on 70.6% of returns)

76657:	$10,991
State:	$9,058

(% of AGI for various income ranges: 3.1% for AGIs below $10k, 3.2% for AGIs $10k-25k, 6.2% for AGIs $25k-50k, 8.7% for AGIs $50k-75k, 10.3% for AGIs $75k-100k, 21.6% for AGIs over 100k)

Earned income credit: $1,850 (reported on 18.8% of returns)

Here:	$1,850
State:	$2,024

Percentage of individuals using paid preparers for their 2004 taxes: 55.5%

Here:	55%
State:	57%

(% for various income ranges: 51.7% for AGIs below $10k, 55.7% for AGIs $10k-25k, 57.5% for AGIs $25k-50k, 53.2% for AGIs $50k-75k, 54.2% for AGIs $75k-100k, 61.6% for AGIs over 100k)

Nearest zip codes: 76638, 76712, 76561, 76557, 76643, 76630.
Waco Zip Code Map

Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

• Lesbian couples: 0.4% of all households
• Gay men: 0.4% of all households

Household received Food Stamps/SNAP in the past 12 months: 205
Household did not receive Food Stamps/SNAP in the past 12 months: 3,079

Women who had a birth in the past 12 months: 44 (44 now married, 0 unmarried)
Women who did not have a birth in the past 12 months: 1,865 (985 now married, 871 unmarried)

Housing units in zip code 76657 with a mortgage: 1,349 (25 second mortgage, 39 home equity loan)
Houses without a mortgage: 951

Median monthly owner costs for units with a mortgage: $1,697
Median monthly owner costs for units without a mortgage: $522

Residents with income below the poverty level in 2016:
Residents with income below 50% of the poverty level in 2016:

• Zip code 76657 household income distribution in 2016

• 
• 72Less than $10,000
• 172$10,000 to $14,999
• 42$15,000 to $19,999
• 59$20,000 to $24,999
• 178$25,000 to $29,999
• 340$30,000 to $34,999
• 242$35,000 to $39,999
• 103$40,000 to $44,999
• 166$45,000 to $49,999
• 230$50,000 to $59,999
• 366$60,000 to $74,999
• 275$75,000 to $99,999
• 380$100,000 to $124,999
• 135$125,000 to $149,999
• 255$150,000 to $199,999
• 273$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2016 in zip code 76657

• 
• 11Less than $10,000
• 27$10,000 to $14,999
• 20$20,000 to $24,999
• 39$25,000 to $29,999
• 13$30,000 to $34,999
• 45$40,000 to $49,999
• 36$50,000 to $59,999
• 81$60,000 to $69,999
• 162$70,000 to $79,999
• 106$80,000 to $89,999
• 68$90,000 to $99,999
• 189$100,000 to $124,999
• 156$125,000 to $149,999
• 126$150,000 to $174,999
• 57$175,000 to $199,999
• 229$200,000 to $249,999
• 235$250,000 to $299,999
• 350$300,000 to $399,999
• 142$400,000 to $499,999
• 158$500,000 to $749,999
• 6$750,000 to $999,999

• Rent paid by renters in 2016 in zip code 76657

• 
• 31$200 to $249
• 42$250 to $299
• 16$300 to $349
• 119$350 to $399
• 60$400 to $449
• 43$450 to $499
• 26$500 to $549
• 119$550 to $599
• 40$600 to $649
• 14$650 to $699
• 116$700 to $749
• 62$900 to $999
• 117$1,000 to $1,249
• 62$1,500 to $1,999
• 55No cash rent

Median gross rent in 2016: $853.

Estimated median house (or condo) value in 2016 for:

• White Non-Hispanic householders: $194,840
• Black or African American householders: $100,109
• American Indian or Alaska Native householders: $336,189
• Some other race householders: $91,144
• Two or more races householders: $150,911
• Hispanic or Latino householders: $94,730

Estimated median house or condo value in 2016: $181,692 Lower value quartile - upper value quartile: $95,483 - $333,473

Mean price in 2016:

Detached houses: $165,617

Here:	$165,617
State:	$230,570

Townhouses or other attached units: $247,605

Here:	$247,605
State:	$227,239

In 3-to-4-unit structures: $62,755

Here:	$62,755
State:	$145,057

Mobile homes: $104,826

Here:	$104,826
State:	$80,655

Occupied boats, RVs, vans, etc.: $23,052

Here:	$23,052
State:	$50,435

Housing units in structures:

• One, detached: 2,827
• One, attached: 84
• Two: 150
• 3 or 4: 96
• 5 to 9: 103
• 10 to 19: 96
• 50 or more: 16
• Mobile homes: 202
• Boats, RVs, vans, etc.: 13

Unemployment: 3.8%

• Means of transportation to work in zip code 76657

• 
• 79.8%3,734Drove a car alone
• 14.7%689Carpooled
• 0.8%37Walked
• 0.4%20Other means
• 4.0%185Worked at home

• Travel time to work (commute) in zip code 76657

• 
• 224Less than 5 minutes
• 5745 to 9 minutes
• 48310 to 14 minutes
• 89415 to 19 minutes
• 72720 to 24 minutes
• 32625 to 29 minutes
• 66230 to 34 minutes
• 10535 to 39 minutes
• 18140 to 44 minutes
• 9545 to 59 minutes
• 7160 to 89 minutes
• 10990 or more minutes

Percentage of zip code residents living and working in this county: 93.7%

Household type by relationship:

Households: 9,385

• In family households: 8,241 (1,233 male householders, 1,247 female householders)

  2,069 spouses, 3,127 children (2,727 natural, 136 adopted, 266 stepchildren), 256 grandchildren, 54 brothers or sisters, 75 parents, 27 other relatives, 102 non-relatives

• In nonfamily households: 1,135 (352 male householders (239 living alone)), 434 female householders (400 living alone)), 351 nonrelatives
• In group quarters: 149 (198 institutionalized population)

Size of family households: 966 2-persons, 607 3-persons, 661 4-persons, 140 5-persons, 59 6-persons, 38 7-or-more-persons

Size of nonfamily households: 640 1-person, 94 2-persons, 53 4-persons

1,696 married couples with children.
619 single-parent households (114 men, 505 women).

79.4% of residents of 76657 zip code speak English at home.
18.4% of residents speak Spanish at home (55% very well, 15% well, 22% not well, 8% not at all).
0.4% of residents speak other Indo-European language at home (100% very well).
1.7% of residents speak Asian or Pacific Island language at home (36% very well, 64% well).

Housing units lacking complete plumbing facilities: 1.7%
Housing units lacking complete kitchen facilities: 1.6%

Population in 1990: 5,853. Population change in the 1990s: +2,801 (+47.9%).

Place of birth for U.S.-born residents:

• This state: 7,072
• Northeast: 131
• Midwest: 479
• South: 532
• West: 292

56% of the 76657 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 64% lived in this county.
   Out of people who lived in different counties, 50% lived in Texas.

87% of the 76657 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 85% moved from this county.
   Out of people who lived in different houses, 9% moved from different county within same state.
   Out of people who lived in different houses, 5% moved from different state.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 58
Students in private schools in grades 9 to 12 (high school): 58 Students in private undergraduate colleges: 142

Top industries in this zip code by the number of employees in 2005:

• Administrative and Support and Waste Management and Remediation Services: Solid Waste Collection (100-249 employees: 1 establishment, 20-49 employees: 1 establishment)
• Wholesale Trade: Plumbing and Heating Equipment and Supplies (Hydronics) Merchant Wholesalers (100-249: 1)
• Health Care and Social Assistance: Nursing Care Facilities (100-249: 1)
• Accommodation and Food Services: Full-Service Restaurants (50-99: 1, 20-49: 1)
• Construction: Site Preparation Contractors (50-99: 1, 1-4: 1)
• Information: Data Processing, Hosting, and Related Services (50-99: 1)

Detailed HMDA statistics for the following Tracts: 0038.02 , 0039.00


Detailed PMIC statistics for the following Tracts: 0038.02 , 0039.00

Most common first names in zip code 76657 among deceased individuals
Name	Count	Lived (average)
James	57	75.0 years
William	55	73.5 years
Mary	49	80.1 years
John	44	76.1 years
Willie	34	78.1 years
Robert	32	72.2 years
Henry	23	81.5 years
Charles	22	74.8 years
Joe	20	74.2 years
Walter	20	76.0 years

Most common last names in zip code 76657 among deceased individuals
Last name	Count	Lived (average)
Smith	34	78.4 years
Williams	24	74.6 years
Davis	24	81.5 years
Johnson	23	78.9 years
Jones	22	78.5 years
Morgan	16	72.5 years
Thompson	15	71.3 years
White	14	76.2 years
Brown	13	74.4 years
Bass	13	77.9 years

Businesses in zip code 76657
Name	Count		Name	Count
Ace Hardware	1		H&R Block	1
Burger King	1		SONIC Drive-In	1
Chevrolet	1		Subway	1
Dairy Queen	1		U-Haul	1
Ford	1		UPS	1