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76657 Zip Code Detailed Profile

 



Profiles McGregor, TX (76657) houses, apartments, residents, cars, jobs...

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City: McGregor, TX
McLennan County, TX
Zip code population (2000): 8,654
Estimated zip code population in 2007: 8,942

Age and Sex of Residents in zip code 76657

Zip code 76657 (McGregor, Texas) real estate house value trends

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McGregor, TX (76657) map from a distance

Houses and condos: 3,359
Renter-occupied apartments: 769
% of renters here:  24%
State:  36%

2008 cost of living index in zip code 76657: 76.0 (low, U.S. average is 100)

Land area: 107.1 sq. mi.
Water area: 0.1 sq. mi.
Population density: 83 people per square mile 
 
  (very low).

Estimate of real estate property taxes paid for housing units in 2007:
This zip code:  1.8% ($688)
Texas:  2.9% ($1,393)

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Males: 4,087  (47.2%)
Females: 4,567  (52.8%)

Zip code 76657 races chart


76657, TX forum
Recent posts about zip code 76657 area on our local forum with over 700,000 registered users:
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Why is Waco hated so much?  (218 replies)
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Memories of Early San Antonio 1950's 70's  (47 replies)
Is the Waco/Temple/Killeen area the next DFW?  (94 replies)
Urban population: 4,963
Rural population: 3,691

Estimated median house/condo value in 2007: $94,482
76657:  $94,482
Texas:  $120,900


According to our research of public records there were 15 registered sex offenders living in 76657 zip code in early 2007.
The number of registered sex offenders compared to the number of residents in this zip code is near the state average.

Median resident age:  36.8 years
Texas median age:  32.3 years

Average household size:
This zip code:  2.7 people
Texas:  2.7 people

Averages for the 2004 tax year for zip code 76657, filed in 2005:
Average Adjusted Gross Income (AGI) in 2004: $53,909 (Individual Income Tax Returns)
Here:  $53,909
State:  $47,881

Salary/wage: $48,773 (reported on 85.3% of returns)
Here:  $48,773
State:  $41,947
(% of AGI for various income ranges: 124.2% for AGIs below $10k, 81.0% for AGIs $10k-25k, 82.9% for AGIs $25k-50k, 78.4% for AGIs $50k-75k, 82.3% for AGIs $75k-100k, 72.0% for AGIs over 100k)

Taxable interest for individuals: $1,903 (reported on 40.7% of returns)
This zip code:  $1,903
Texas:  $2,255
(% of AGI for various income ranges: 6.0% for AGIs below $10k, 1.9% for AGIs $10k-25k, 1.4% for AGIs $25k-50k, 1.7% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 1.3% for AGIs over 100k)

Taxable dividends: $2,947 (reported on 21.2% of returns)
Here:  $2,947
State:  $4,261
(% of AGI for various income ranges: 6.4% for AGIs below $10k, 0.8% for AGIs $10k-25k, 1.0% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 1.7% for AGIs $75k-100k, 1.1% for AGIs over 100k)

Net capital gain/loss: +$12,182 (reported on 19.5% of returns)
Here:  +$12,182
State:  +$16,110
(% of AGI for various income ranges: -2.9% for AGIs below $10k, 0.6% for AGIs $10k-25k, 0.6% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 8.2% for AGIs over 100k)

Profit/loss from business: +$13,114 (reported on 14.8% of returns)
Here:  +$13,114
State:  +$11,013
(% of AGI for various income ranges: 5.4% for AGIs below $10k, 3.7% for AGIs $10k-25k, 2.6% for AGIs $25k-50k, 2.5% for AGIs $50k-75k, 3.4% for AGIs $75k-100k, 4.2% for AGIs over 100k)

IRA payment deduction: $2,989 (reported on 2.5% of returns)
76657:  $2,989
Texas:  $3,120
(% of AGI for various income ranges: 0.2% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.1% for AGIs over 100k)

Self-employed pension: $18,875 (reported on 0.7% of returns)
Here:  $18,875
Texas:  $16,401

Total itemized deductions: $22,565 (1% of AGI, reported on 22.9% of returns)
Here:  $22,565
State:  $19,631
(% of AGI for various income ranges: 12.4% for AGIs below $10k, 5.4% for AGIs $10k-25k, 6.5% for AGIs $25k-50k, 7.6% for AGIs $50k-75k, 13.7% for AGIs $75k-100k, 10.8% for AGIs over 100k)

Charity contributions deductions: $7,309 (5.1% of AGI, reported on 20.1% of returns)
Here:  $7,309
Texas:  $4,753

Here:  5.1% of AGI
State:  4.2% of AGI
(% of AGI for various income ranges: 0.9% for AGIs below $10k, 0.7% for AGIs $10k-25k, 1.3% for AGIs $25k-50k, 1.9% for AGIs $50k-75k, 2.4% for AGIs $75k-100k, 3.8% for AGIs over 100k)

Total tax: $10,991 (reported on 70.6% of returns)
76657:  $10,991
State:  $9,058
(% of AGI for various income ranges: 3.1% for AGIs below $10k, 3.2% for AGIs $10k-25k, 6.2% for AGIs $25k-50k, 8.7% for AGIs $50k-75k, 10.3% for AGIs $75k-100k, 21.6% for AGIs over 100k)

Earned income credit: $1,850 (reported on 18.8% of returns)
Here:  $1,850
State:  $2,024
(% of AGI for various income ranges: 10.3% for AGIs below $10k, 5.6% for AGIs $10k-25k, 0.4% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2004 taxes: 55.5%
Here:  55%
State:  57%
(% for various income ranges: 51.7% for AGIs below $10k, 55.7% for AGIs $10k-25k, 57.5% for AGIs $25k-50k, 53.2% for AGIs $50k-75k, 54.2% for AGIs $75k-100k, 61.6% for AGIs over 100k)


Estimated median household income in 2007: $47,372
This zip code:  $47,372
Texas:  $47,548
McGregor, TX (76657) map

Nearest zip codes: 76557, 76561, 76638, 76630, 76712, 76643.


Percentage of family households:
This zip code:  74.6%
Whole state:  71.0%

Percentage of households with unmarried partners:
This zip code:  2.8%
Whole state:  4.4%

Likely homosexual households (counted as self-reported same-sex unmarried-partner households)
  • Lesbian couples: 0.2% of all households
  • Gay men: 0.1% of all households

Housing units in zip code 76657 with a mortgage: 933 (33 second mortgage, 50 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 915


Median monthly owner costs for units with a mortgage: $1,173

Median monthly owner costs for units without a mortgage: $384

Residents with income below the poverty level in 2007:
This zip code:  11.9%
Whole state:  16.3%

Residents with income below 50% of the poverty level in 2007:
This zip code:  4.8%
Whole state:  6.8%

Median number of rooms in houses and condos:
Here:  5.8
State:  5.8

Median number of rooms in apartments:
Here:  4.3
State:  3.8


Zip code 76657 close-up map

Click to draw/clear zip code borders

Notable locations in this zip code not listed on our city pages:

Churches in zip code 76657 include: Harris Creek Baptist Church (A), Harris Creek Church (B). Display/hide their locations on the map

Cemeteries: Perry Cemetery (1), Horne Cemetery (2), Comanche Springs Cemetery (3). Display/hide their locations on the map

Reservoirs: Soil Conservation Service Site 1 Reservoir (A), Soil Conservation Service Site 3 Reservoir (B), Soil Conservation Service Site 19 Reservoir (C). Display/hide their locations on the map

Creeks: Pecan Creek (A), Onion Creek (B). Display/hide their locations on the map

 

Year house built:
  • 1999 to March 2000: 165
  • 1995 to 1998: 295
  • 1990 to 1994: 187
  • 1980 to 1989: 504
  • 1970 to 1979: 584
  • 1960 to 1969: 377
  • 1950 to 1959: 538
  • 1940 to 1949: 407
  • 1939 or earlier: 329



Zip code 76657 satellite photo by USGS


Bedrooms in owner-occupied houses in McGregor, TX (76657):
  • no bedroom: 8
  • 1 bedrooms: 65
  • 2 bedrooms: 531
  • 3 bedrooms: 1,319
  • 4 bedrooms: 395
  • 5 or more bedrooms: 66


Bedrooms in renter-occupied apartments and housing units:
  • no bedroom: 30
  • 1 bedrooms: 169
  • 2 bedrooms: 325
  • 3 bedrooms: 221
  • 4 bedrooms: 24
  • 5 or more bedrooms: 0



Vehicles available in 76657 zip code in owner-occupied houses/condos:
  • no vehicle: 115
  • 1 vehicle: 667
  • 2 vehicles: 1,077
  • 3 vehicles: 419
  • 4 vehicles: 79
  • 5 or more vehicles: 27


Vehicles available in renter-occupied apartments:
  • no vehicle: 117
  • 1 vehicle: 318
  • 2 vehicles: 259
  • 3 vehicles: 64
  • 4 vehicles: 8
  • 5 or more vehicles: 3



Estimated household income distribution in 2007:

Zip code 76657 household income distribution in 2007

Zip code 76657 house/condo values in 2007


Estimate of home value of owner-occupied houses/condos in 2007 in zip code 76657:

  • Less than $10,000: 21
  • $10,000 to $14,999: 11
  • $15,000 to $19,999: 43
  • $20,000 to $24,999: 46
  • $25,000 to $29,999: 43
  • $30,000 to $34,999: 88
  • $35,000 to $39,999: 96
  • $40,000 to $49,999: 188
  • $50,000 to $59,999: 217
  • $60,000 to $69,999: 142
  • $70,000 to $79,999: 131
  • $80,000 to $89,999: 144
  • $90,000 to $99,999: 130
  • $100,000 to $124,999: 206
  • $125,000 to $149,999: 159
  • $150,000 to $174,999: 133
  • $175,000 to $199,999: 110
  • $200,000 to $249,999: 136
  • $250,000 to $299,999: 117
  • $300,000 to $399,999: 122
  • $400,000 to $499,999: 53
  • $500,000 to $749,999: 89
  • $750,000 to $999,999: 13
  • $1,000,000 or more: 26
 



76657 rent paid by renters


Rent paid by renters in 2007 in zip code 76657:

  • Less than $100: 15
  • $100 to $149: 71
  • $150 to $199: 42
  • $200 to $249: 55
  • $250 to $299: 41
  • $300 to $349: 58
  • $350 to $399: 41
  • $400 to $449: 16
  • $450 to $499: 80
  • $500 to $549: 25
  • $550 to $599: 14
  • $650 to $699: 13
  • $800 to $899: 7
  • $1,500 to $1,999: 14
  • No cash rent: 95
 


Median price asked for vacant for-sale houses and condos in 2007: $82,050.


Estimated median house (or condo) value in 2007 for:

  • White Non-Hispanic householders: $101,319
  • Black or African American householders: $52,058
  • American Indian or Alaska Native householders: $174,823
  • Some other race householders: $47,396
  • Two or more races householders: $78,476
  • Hispanic or Latino householders: $49,261

Estimated median house or condo value in 2007: $99,709 (it was $60,800 in 2000)
76657:  $99,709
Texas:  $120,900
Lower value quartile - upper value quartile: $41,509 - $94,083

Mean price in 2007:
Detached houses: $166,824
Here:  $166,824
State:  $170,389

Townhouses or other attached units: $138,133
Here:  $138,133
State:  $159,697

In 2-unit structures: $101,868
Here:  $101,868
State:  $140,401

In 3-to-4-unit structures: $309,335
Here:  $309,335
State:  $134,235

Mobile homes: $47,289
Here:  $47,289
State:  $42,156


Owners and renters by unit type in %


Breakdown of mean house values by ages of householders

Housing units in structures:

  • One, detached: 2,659
  • One, attached: 42
  • Two: 77
  • 3 or 4: 110
  • 5 to 9: 15
  • 10 to 19: 65
  • 20 to 49: 10
  • 50 or more: 9
  • Mobile homes: 399
76657 zip code mode of transportation to work chart

Means of transportation to work

  • Drove a car alone: 2,906 (77%)
  • Carpooled: 711 (19%)
  • Streetcar or trolley car: 2 (0%)
  • Bicycle: 2 (0%)
  • Walked: 53 (1%)
  • Other means: 4 (0%)
  • Worked at home: 111 (3%)
 

76657 zip code travel time to work

Travel time to work

  • Less than 5 minutes: 170
  • 5 to 9 minutes: 574
  • 10 to 14 minutes: 481
  • 15 to 19 minutes: 467
  • 20 to 24 minutes: 482
  • 25 to 29 minutes: 343
  • 30 to 34 minutes: 675
  • 35 to 39 minutes: 115
  • 40 to 44 minutes: 60
  • 45 to 59 minutes: 137
  • 60 to 89 minutes: 62
  • 90 or more minutes: 112
 

Percentage of zip code residents living and working in this county: 83.9%


Household type by relationship
Households: 8,534

  • In family households: 7,590 (1,963 male householders, 403 female householders)
    1,952 spouses, 2,784 children (2,427 natural, 121 adopted, 236 stepchildren), 173 grandchildren, 62 brothers or sisters, 33 parents, 72 other relatives, 148 non-relatives
  • In nonfamily households: 944 (282 male householders (254 living alone)), 535 female householders (489 living alone)), 127 nonrelatives
  • In group quarters: 198 (all institutionalized)

Size of family households: 973 2-persons, 546 3-persons, 509 4-persons, 190 5-persons, 102 6-persons, 46 7-or-more-persons.

Size of nonfamily households: 743 1-person, 53 2-persons, 13 3-persons, 8 5-persons.

1,782 married couples with children.
396 single-parent households (114 men, 282 women).

83.7% of residents of 76657 zip code speak English at home.
14.7% of residents speak Spanish at home (52% very well, 19% well, 22% not well, 7% not at all).
1.6% of residents speak other Indo-European language at home (92% very well, 8% well).

Foreign born population: 668 (7.7%)
(19.6% of them are naturalized citizens)

This zip code:  7.7%
Whole state:  13.9%

Most common places of birth for the foreign-born residents:



  • Mexico (83%)
  • Germany (4%)
  • Barbados (4%)
  • United Kingdom (3%)
  • Spain (2%)
  • Jamaica (1%)
  • Vietnam (1%)



Year of entry for the foreign-born population
  • 1995 to March 2000: 189
  • 1990 to 1994: 79
  • 1985 to 1989: 137
  • 1980 to 1984: 129
  • 1975 to 1979: 54
  • 1970 to 1974: 32
  • 1970 to 1974: 36
  • 1965 to 1969: 12

White population: 6,880
Black population: 716
American Indian population: 57
Asian population: 36
Native Hawaiian and Other Pacific Islander population: 1
Some other race population: 829
Two or more races population: 135

Zip code 76657 races chart


First ancestries reported:

 Other groups: 2309
 German: 1042
 United States or American: 709
 English: 673
 Irish: 555
 Scotch-Irish: 229
 Italian: 152
 French (except Basque): 112
 Czech: 97
 Scottish: 70
 Norwegian: 55
 Polish: 48
 European: 47
 West Indian (excluding Hispanic groups):: 31
 Czechoslovakian: 29
 Dutch: 28
 British: 25
 Barbadian: 25
 Swedish: 15
 Finnish: 12
 Welsh: 10
 Swiss: 9
 Danish: 6
 Jamaican: 6
 Yugoslavian: 5
 Hungarian: 3
 Portuguese: 3
 French Canadian: 2
 Scandinavian: 2
 Subsaharan African:: 2
 Nigerian: 2



Zip code 76657 topographic map


Median worth of mobile homes: $51,434

Zip code 76657 marital status for males
Zip code 76657 marital status for females


Housing units lacking complete plumbing facilities: 1%

Housing units lacking complete kitchen facilities: 1%

Most commonly used house heating fuel:
  • Utility gas (46%)
  • Electricity (45%)
  • Bottled, tank, or LP gas (8%)
  • Other fuel (1%)


Place of birth for U.S.-born residents:

  • This state: 6408
  • Northeast: 154
  • Midwest: 481
  • South: 608
  • West: 343

56% of the 76657 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 64% lived in this county.
   Out of people who lived in different counties, 69% lived in Texas.

Population in 1990: 5,853. Population change in the 1990s: +2,801 (+47.9%).

Year Householders Moved Into Unit:




Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 28
Here:  2.2%
Texas:  6.8%

Students in private schools in grades 9 to 12 (high school): 25
Here:  4.2%
Texas:  6.2%

Students in private undergraduate colleges: 103
Here:  36.3%
Texas:  15.4%


Educational Attainment

School Enrollment by Level of School


Class of Workers


Top industries in this zip code by the number of employees in 2005:

  • Administrative and Support and Waste Management and Remediation Services: Solid Waste Collection (100-249 employees: 1 establishment, 20-49 employees: 1 establishment)
  • Wholesale Trade: Plumbing and Heating Equipment and Supplies (Hydronics) Merchant Wholesalers (100-249: 1)
  • Health Care and Social Assistance: Nursing Care Facilities (100-249: 1)
  • Accommodation and Food Services: Full-Service Restaurants (50-99: 1, 20-49: 1)
  • Construction: Site Preparation Contractors (50-99: 1, 1-4: 1)
  • Information: Data Processing, Hosting, and Related Services (50-99: 1)

Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)


Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)


Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninst.)




217 people in nursing homes
2 people in other noninstitutional group quarters

Fatal accident statistics in 2005
  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 3
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 1
  • Persons involved in fatal accidents: 5
  • Pedestrians involved in fatal accidents: 0

Home Mortgage Disclosure Act Aggregated Statistics For Year 2007
(Based on 6 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans		B) Conventional
Home Purchase Loans		C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)		G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED59$119,008233$160,629124$111,99159$47,8490$052$61,02518$64,387
APPLICATIONS APPROVED, NOT ACCEPTED4$73,28816$81,40917$99,1769$36,6090$06$62,9503$77,870
APPLICATIONS DENIED7$107,69434$85,49073$79,83940$28,5640$09$38,58615$59,991
APPLICATIONS WITHDRAWN6$111,59028$83,53939$104,64114$66,1312$191,9003$63,6302$129,320
FILES CLOSED FOR INCOMPLETENESS0$02$145,6204$169,7381$34,3800$02$243,0000$0
Choose year:  2007 2006 2005 2004 2003 2002 2001 2000 1999

Detailed HMDA statistics for the following Tracts: 0038.02 , 0039.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2007
(Based on 6 partial tracts)
A) Conventional
Home Purchase Loans		B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED42$115,9075$218,6363$83,520
APPLICATIONS APPROVED, NOT ACCEPTED3$101,5771$163,1900$0
APPLICATIONS DENIED0$00$00$0
APPLICATIONS WITHDRAWN3$90,0270$00$0
FILES CLOSED FOR INCOMPLETENESS0$00$00$0
Choose year:  2007 2006 2005 2004 2003 2002 2001 2000 1999

Detailed PMIC statistics for the following Tracts: 0038.02 , 0039.00

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value




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