76712 Zip Code Detailed Profile




Cities: Waco, TX (39.61%), Woodway, TX (11.68%), Robinson, TX (0.23%), Hewitt, TX (0.03%)
County: McLennan County, TX
Estimated zip code population in 2013: 24,080
Zip code population in 2010: 23,506
Zip code population in 2000: 19,233

Houses and condos: 9,794
Renter-occupied apartments: 2,929
% of renters here:

32%
State:

38%
Mar. 2013 cost of living index in zip code 76712: 86.7 (less than average, U.S. average is 100)

Land area: 50.3 sq. mi.
Water area: 5.8 sq. mi.
Population density: 478 people per square mile 
 
 (low).

Age and Sex of Residents in zip code 76712
Zip code 76712 (Waco, Texas) real estate house value trends
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Real estate property taxes paid for housing units in 2013:
This zip code:

1.9% ($3,188)
Texas:

1.9% ($2,510)
Median real estate property taxes paid for housing units with mortgages in 2013: $3,480 (2.1%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $2,753 (1.7%)

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Males: 11,521  (47.8%)
Females: 12,559  (52.2%)

For population 25 years and over in 76712:

For population 15 years and over in 76712:

Zip code 76712 compared to state average:

  • Unemployed percentage below state average.
  • Hispanic race population percentage below state average.
  • Median age above state average.
  • Foreign-born population percentage significantly below state average.
  • Percentage of population with a bachelor's degree or higher above state average.
  • Races in zip code 76712

  • Zip code 76712 races chart
    • 18,354White population
    • 1,456Black population
    • 101American Indian population
    • 770Asian population
    • 26Native Hawaiian and Other Pacific Islander population
    • 23Some other race population
    • 274Two or more races population
    • 2,502Hispanic or Latino population

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Urban population: 20,688
Rural population: 3,391

Estimated median house/condo value in 2013: $167,800
76712:

$167,800
Texas:

$132,000



According to our research of Texas and other state lists there were 24 registered sex offenders living in 76712 zip code as of August 31, 2015.
The ratio of number of residents in zip code 76712 to the number of sex offenders is 771 to 1.
The number of registered sex offenders compared to the number of residents in this zip code is smaller than the state average.


Median resident age:
This zip code:

40.7 years
Texas median age:

34.0 years
Average household size:
This zip code:

2.5 people
Texas:

2.8 people

Averages for the 2012 tax year for zip code 76712, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $80,490 (Individual Income Tax Returns)
Here:

$80,490
State:

$65,384

Salary/wage: $60,121 (reported on 82.3% of returns)
Here:

$60,121
State:

$52,524
(% of AGI for various income ranges: 75.1% for AGIs below $25k, 77.8% for AGIs $25k-50k, 73.9% for AGIs $50k-75k, 73.7% for AGIs $75k-100k, 73.1% for AGIs $100k-200k, 38.0% for AGIs over 200k)

Taxable interest for individuals: $2,355 (reported on 42.9% of returns)
This zip code:

$2,355
Texas:

$2,372
(% of AGI for various income ranges: 1.8% for AGIs below $25k, 1.1% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 1.0% for AGIs $100k-200k, 1.6% for AGIs over 200k)

Ordinary dividends: $5,792 (reported on 23.6% of returns)
Here:

$5,792
State:

$9,721
(% of AGI for various income ranges: 2.3% for AGIs below $25k, 1.7% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 1.5% for AGIs $75k-100k, 1.8% for AGIs $100k-200k, 1.6% for AGIs over 200k)

Net capital gain/loss in AGI: +$10,768 (reported on 20.0% of returns)
Here:

+$10,768
State:

+$35,319
(% of AGI for various income ranges: 0.4% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 1.3% for AGIs $100k-200k, 6.2% for AGIs over 200k)

Profit/loss from business: +$19,658 (reported on 17.2% of returns)
Here:

+$19,658
State:

+$13,732
(% of AGI for various income ranges: 6.2% for AGIs below $25k, 3.2% for AGIs $25k-50k, 2.3% for AGIs $50k-75k, 3.2% for AGIs $75k-100k, 4.5% for AGIs $100k-200k, 5.0% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $15,827 (reported on 13.2% of returns)
76712:

$15,827
Texas:

$19,511
(% of AGI for various income ranges: 3.9% for AGIs below $25k, 2.9% for AGIs $25k-50k, 3.3% for AGIs $50k-75k, 3.5% for AGIs $75k-100k, 3.2% for AGIs $100k-200k, 1.4% for AGIs over 200k)

Self-employment retirement plans: $15,420 (reported on 0.9% of returns)
76712:

$15,420
Texas:

$23,938
(% of AGI for various income ranges: 0.2% for AGIs $25k-50k, 0.2% for AGIs $100k-200k, 0.3% for AGIs over 200k)

Total itemized deductions: $22,782 (15% of AGI, reported on 33.5% of returns)
Here:

$22,782
State:

$24,724

Here:

14.8% of AGI
State:

15.9% of AGI
(% of AGI for various income ranges: 9.8% for AGIs below $25k, 8.8% for AGIs $25k-50k, 10.5% for AGIs $50k-75k, 10.7% for AGIs $75k-100k, 12.0% for AGIs $100k-200k, 7.0% for AGIs over 200k)

Charity contributions: $8,167 (reported on 27.5% of returns)
Here:

$8,167
State:

$6,808
(% of AGI for various income ranges: 1.0% for AGIs below $25k, 1.4% for AGIs $25k-50k, 2.1% for AGIs $50k-75k, 2.3% for AGIs $75k-100k, 3.3% for AGIs $100k-200k, 3.4% for AGIs over 200k)

Taxes paid: $6,520 (reported on 33.0% of returns)
76712:

$6,520
State:

$6,921
(% of AGI for various income ranges: 1.9% for AGIs below $25k, 2.1% for AGIs $25k-50k, 2.8% for AGIs $50k-75k, 3.1% for AGIs $75k-100k, 3.8% for AGIs $100k-200k, 1.9% for AGIs over 200k)

Earned income credit: $2,124 (reported on 12.2% of returns)
Here:

$2,124
State:

$2,570
(% of AGI for various income ranges: 5.1% for AGIs below $25k, 0.9% for AGIs $25k-50k)

Averages for the 2004 tax year for zip code 76712, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $57,778 (Individual Income Tax Returns)
Here:

$57,778
State:

$47,881

Salary/wage: $50,964 (reported on 82.2% of returns)
Here:

$50,964
State:

$41,947
(% of AGI for various income ranges: 128.7% for AGIs below $10k, 73.0% for AGIs $10k-25k, 75.9% for AGIs $25k-50k, 76.7% for AGIs $50k-75k, 75.6% for AGIs $75k-100k, 67.8% for AGIs over 100k)

Taxable interest for individuals: $2,311 (reported on 52.7% of returns)
This zip code:

$2,311
Texas:

$2,255
(% of AGI for various income ranges: 8.3% for AGIs below $10k, 3.7% for AGIs $10k-25k, 2.2% for AGIs $25k-50k, 1.8% for AGIs $50k-75k, 1.4% for AGIs $75k-100k, 2.1% for AGIs over 100k)

Taxable dividends: $3,168 (reported on 29.9% of returns)
Here:

$3,168
State:

$4,261
(% of AGI for various income ranges: 5.3% for AGIs below $10k, 2.1% for AGIs $10k-25k, 1.3% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 1.2% for AGIs $75k-100k, 2.0% for AGIs over 100k)

Net capital gain/loss: +$6,962 (reported on 25.8% of returns)
Here:

+$6,962
State:

+$16,110
(% of AGI for various income ranges: -1.4% for AGIs below $10k, 0.4% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 5.9% for AGIs over 100k)

Profit/loss from business: +$18,512 (reported on 18.4% of returns)
Here:

+$18,512
State:

+$11,013
(% of AGI for various income ranges: 1.4% for AGIs below $10k, 5.2% for AGIs $10k-25k, 3.7% for AGIs $25k-50k, 3.3% for AGIs $50k-75k, 4.5% for AGIs $75k-100k, 8.1% for AGIs over 100k)

IRA payment deduction: $3,302 (reported on 2.8% of returns)
76712:

$3,302
Texas:

$3,120
(% of AGI for various income ranges: 0.3% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.1% for AGIs over 100k)

Self-employed pension: $16,411 (reported on 1.4% of returns)
Here:

$16,411
Texas:

$16,401
(% of AGI for various income ranges: 0.1% for AGIs $25k-50k, 0.1% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 0.6% for AGIs over 100k)

Total itemized deductions: $19,034 (19% of AGI, reported on 34.5% of returns)
Here:

$19,034
State:

$19,631

Here:

19.1% of AGI
State:

18.9% of AGI
(% of AGI for various income ranges: 17.8% for AGIs below $10k, 10.2% for AGIs $10k-25k, 10.5% for AGIs $25k-50k, 11.7% for AGIs $50k-75k, 12.7% for AGIs $75k-100k, 11.1% for AGIs over 100k)

Charity contributions deductions: $6,318 (6% of AGI, reported on 30.0% of returns)
Here:

$6,318
State:

$4,753

Here:

6.0% of AGI
State:

4.2% of AGI
(% of AGI for various income ranges: 1.5% for AGIs below $10k, 1.5% for AGIs $10k-25k, 2.0% for AGIs $25k-50k, 2.6% for AGIs $50k-75k, 3.2% for AGIs $75k-100k, 4.2% for AGIs over 100k)

Total tax: $9,962 (reported on 79.6% of returns)
76712:

$9,962
State:

$9,058
(% of AGI for various income ranges: 3.5% for AGIs below $10k, 4.1% for AGIs $10k-25k, 7.1% for AGIs $25k-50k, 9.2% for AGIs $50k-75k, 11.0% for AGIs $75k-100k, 19.6% for AGIs over 100k)

Earned income credit: $1,717 (reported on 9.7% of returns)
Here:

$1,717
State:

$2,024

Percentage of individuals using paid preparers for their 2004 taxes: 48.6%
Here:

49%
State:

57%
(% for various income ranges: 42.0% for AGIs below $10k, 51.6% for AGIs $10k-25k, 47.1% for AGIs $25k-50k, 45.8% for AGIs $50k-75k, 47.7% for AGIs $75k-100k, 59.4% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$68,413
Texas:

$51,704
Waco, TX (76712) map Nearest zip codes: 76710, 76643, 76707, 76711, 76708, 76701.
Percentage of family households:
This zip code:

51.3%
Texas:

55.0%
Percentage of households with unmarried partners:
This zip code:

3.5%
Texas:

5.5%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Household received Food Stamps/SNAP in the past 12 months: 305
Household did not receive Food Stamps/SNAP in the past 12 months: 8,902


Women who had a birth in the past 12 months: 176 (155 now married, 21 unmarried)
Women who did not have a birth in the past 12 months: 4,678 (2,644 now married, 2,034 unmarried)


Housing units in zip code 76712 with a mortgage: 3,892 (139 second mortgage, 199 home equity loan, 10 both second mortgage and home equity loan)
Houses without a mortgage: 2,386

Median monthly owner costs for units with a mortgage: $1,547
Median monthly owner costs for units without a mortgage: S639

Residents with income below the poverty level in 2013:
This zip code:

5.4%
Whole state:

17.5%
Residents with income below 50% of the poverty level in 2013:
This zip code:

3.2%
Whole state:

10.2%
Median number of rooms in houses and condos:
Here:

6.7
State:

6.2
Median number of rooms in apartments:
Here:

4.2
State:

4.2
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 76712: Waco Fire Department Station 11 (A), Waco Fire Department Station 14 (B). Display/hide their locations on the map

    Churches in zip code 76712 include: Saint Jerome Catholic Church (A), Woodway First Baptist Church (B), Willowgrove Baptist Church (C), Westwood Baptist Church (D), Church of the Redeemer (E), Crestview Church of Christ (F), Speegleville United Methodist Church (G). Display/hide their locations on the map

    Cemeteries: McLennan Cemetery (1), Whitehall Cemetery (2), Greenwood Cemetery (3). Display/hide their locations on the map

    Reservoir: Waco Lake (A). Display/hide its location on the map

    Streams, rivers, and creeks: Tennant Branch (A), Speegleville Creek (B), Hog Creek (C), Middle Bosque River (D), Harris Creek (E), Davis Branch (F), Cloice Creek (G). Display/hide their locations on the map

    Parks in zip code 76712 include: Speegleville Park (1), Hog Creek Wildlife Management Area (2), Poage Park (3), Midway Little League Broughton Field (4), Midway Little League Fields (5). Display/hide their locations on the map

Year house built

  • 1682010 or later
  • 2,5092000 to 2009
  • 1,7141990 to 1999
  • 2,4531980 to 1989
  • 1,4901970 to 1979
  • 9451960 to 1969
  • 3581950 to 1959
  • 931940 to 1949
  • 641939 or earlier

Zip code 76712 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Waco, TX (76712)

  • 0no bedroom
  • 111 bedroom
  • 4082 bedrooms
  • 3,2573 bedrooms
  • 2,2584 bedrooms
  • 3445+ bedrooms

Bedrooms in renter-occupied apartments in Waco, TX (76712)

  • 15no bedroom
  • 8171 bedroom
  • 9722 bedrooms
  • 9163 bedrooms
  • 1944 bedrooms
  • 155+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Waco, TX (76712) in owner-occupied houses/condos

  • 155no vehicle
  • 1,3901 vehicle
  • 3,3962 vehicles
  • 1,0143 vehicles
  • 2464 vehicles
  • 775+ vehicles

Cars and other vehicles available in Waco, TX (76712) in renter-occupied apartments

  • 326no vehicle
  • 1,2361 vehicle
  • 1,0802 vehicles
  • 2373 vehicles
  • 354 vehicles
  • 155+ vehicles

Median gross rent in 2013: $957.


Median price asked for vacant for-sale houses and condos in 2013: $150,916.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $167,800
76712:

$167,800
Texas:

$132,000
Lower value quartile - upper value quartile: $123,500 - $234,900

Mean price in 2013:

Detached houses: $192,115
Here:

$192,115
State:

$188,898

Townhouses or other attached units: $126,831
Here:

$126,831
State:

$180,420

Mobile homes: $35,226
Here:

$35,226
State:

$60,009

Owners and renters by unit type in %

Housing units in structures:


Unemployment: 2.6%

Neighborhoods in zip code 76712:

Percentage of zip code residents living and working in this county: 94.3%

Household type by relationship:

Households: 23,477

Size of family households: 3,225 2-persons, 1,308 3-persons, 1,060 4-persons, 648 5-persons, 232 6-persons, 12 7-or-more-persons

Size of nonfamily households: 2,288 1-person, 314 2-persons, 107 3-persons, 13 4-persons

4,442 married couples with children.
704 single-parent households (156 men, 548 women).

87.8% of residents of 76712 zip code speak English at home.
9.2% of residents speak Spanish at home (74% very well, 17% well, 6% not well, 3% not at all).
1.2% of residents speak other Indo-European language at home (79% very well, 15% well, 6% not well).
1.4% of residents speak Asian or Pacific Island language at home (46% very well, 39% well, 15% not well).
0.5% of residents speak other language at home (57% very well, 35% well, 8% not well).

Foreign born population: 1,531 (6.4%)
(51.5% of them are naturalized citizens)
This zip code:

6.4%
Whole state:

16.5%

Most common places of birth for the foreign-born residents

  • 38%Mexico
  • 9%Nigeria
  • 9%India
  • 8%China, excluding Hong Kong and Taiwan
  • 7%Venezuela
  • 4%Vietnam
  • 4%Korea

Most common first ancestries reported in 76712 (%)

  • 31%Other groups
  • 13%American
  • 11%English
  • 10%German
  • 5%Irish
  • 2%Scottish
  • 2%Italian

Year of entry for the foreign-born population

  • 1122010 or later
  • 9042000 to 2009
  • 3951990 to 1999
  • 660Before 1990

Zip code 76712 topographic map

Public primary/middle schools in zip code 76712 not listed on the city page:

  • HEWITT EL (Students: 546; Location: 1205 FOUNDATION DR, WACO, TX; Grades: PK - 04)
  • SPRING VALLEY EL (Students: 512; Location: 1205 FOUNDATION DR, WACO, TX; Grades: PK - 04)
  • WOODWAY EL (Students: 455; Location: 1205 FOUNDATION DR, WACO, TX; Grades: KG - 04)
  • SOUTH BOSQUE EL (Students: 426; Location: 1205 FOUNDATION DR, WACO, TX; Grades: PK - 04)
  • SPEEGLEVILLE EL (Students: 198; Location: 1205 FOUNDATION DR, WACO, TX; Grades: PK - 04)
There are 399 Other Medical Specialists in Zip Code 76712.

Facilities with environmental interests located in this zip code:

Fire-safe hotels and motels in zip code 76712:

All 8 fire-safe hotels and motels in zip code 76712

Zip code 76712 marital status for males
Zip code 76712 marital status for females

Housing units lacking complete plumbing facilities: 0.1%
Housing units lacking complete kitchen facilities: 2.7%

Most commonly used house heating fuel

  • 84%Electricity
  • 13%Utility gas
  • 3%Bottled, tank, or LP gas

Population in 1990: 14,756. Population change in the 1990s: +4,477 (+30.3%).

Place of birth for U.S.-born residents:


49% of the 76712 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 59% lived in this county.
   Out of people who lived in different counties, 50% lived in Texas.

86% of the 76712 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 65% moved from this county.
   Out of people who lived in different houses, 15% moved from different county within same state.
   Out of people who lived in different houses, 20% moved from different state.
   Out of people who lived in different houses, 0% moved from abroad.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 269
Here:

12.3%
Texas:

6.4%
Students in private schools in grades 9 to 12 (high school): 62
Here:

6.2%
Texas:

6.4%
Students in private undergraduate colleges: 129
Here:

10.2%
Texas:

14.8%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 66,285Health diagnosing and treating practitioners and other technical occupations
  • 62,778Computer and mathematical occupations
  • 55,610Management occupations
  • 52,786Community and social service occupations
  • 49,615Architecture and engineering occupations
  • 48,636Life, physical, and social science occupations

Companies with biggest federal contracts located in this zip code:

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 701 people in nursing facilities/skilled-nursing facilities
  • 4 people in group homes intended for adults

People in group quarters in 2000:

  • 194 people in nursing homes
  • 118 people in hospitals/wards and hospices for chronically ill
  • 118 people in other hospitals or wards for chronically ill
  • 21 people in hospitals or wards for drug/alcohol abuse
  • 16 people in homes for the mentally ill
  • 8 people in other nonhousehold living situations

Fatal accident statistics in 2011:

  • Fatal accident count: 3
  • Vehicles involved in fatal accidents: 5
  • Fatal accidents caused by drunken drivers: 2
  • Fatalities: 3
  • Persons involved in fatal accidents: 6
  • Pedestrians involved in fatal accidents: 0

Fatal accident statistics in 2010:

  • Fatal accident count: 2
  • Vehicles involved in fatal accidents: 2
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 2
  • Persons involved in fatal accidents: 2
  • Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 4 full and 10 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED282$156,416332$169,656686$161,49682$53,1515$365,88865$139,8135$30,210
APPLICATIONS APPROVED, NOT ACCEPTED8$137,0068$184,52145$139,9053$15,6900$01$42,8200$0
APPLICATIONS DENIED91$147,97931$170,695135$175,21835$29,3580$013$88,0804$34,113
APPLICATIONS WITHDRAWN20$133,35325$124,857157$155,4036$70,6180$09$79,5700$0
FILES CLOSED FOR INCOMPLETENESS2$217,4903$119,66019$182,0822$114,3850$01$82,1900$0
Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 4 full and 10 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED54$200,26938$185,401
APPLICATIONS APPROVED, NOT ACCEPTED21$189,78910$163,853
APPLICATIONS DENIED3$145,5970$0
APPLICATIONS WITHDRAWN3$116,4133$191,547
FILES CLOSED FOR INCOMPLETENESS0$00$0

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 76712 among deceased individuals
NameCountLived (average)
James5974.3 years
Mary5582.5 years
John3876.3 years
Robert3775.3 years
William3277.2 years
Dorothy2679.0 years
Charles2175.7 years
Margaret2081.2 years
Ruth2082.6 years
Helen1983.9 years
Most common last names in zip code 76712 among deceased individuals
Last nameCountLived (average)
Smith3177.1 years
Williams1773.8 years
Jones1379.2 years
Miller1383.4 years
Thomas1282.9 years
Wilson1179.1 years
Johnson1181.8 years
Cooper1074.3 years
Sanders1076.7 years
Hall1079.7 years
Businesses in zip code 76712
NameCountNameCount
Ace Hardware1McDonald's2
Advance Auto Parts1Nissan1
Best Western1Ryder Rental & Truck Leasing1
Burger King1SONIC Drive-In1
CVS1Starbucks1
Curves1Subway3
Extended Stay America1Super 81
FedEx3Taco Bell1
Ford1Toyota1
H&R Block1Travelodge1
Holiday Inn1U-Haul1
Honda1UPS5
Jack In The Box1Walgreens1
La Quinta1Walmart1
MasterBrand Cabinets4Wendy's1

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