78015 Zip Code Detailed Profile




Cities: Fair Oaks Ranch, TX (32.44%), Boerne, TX (0.51%)
Counties: Kendall County, TX (55.72%), Bexar County, TX (44.28%)
Estimated zip code population in 2013: 9,965
Zip code population in 2010: 9,602
Zip code population in 2000: 5,654

Houses and condos: 3,641
Renter-occupied apartments: 155
% of renters here:

4%
State:

38%
Mar. 2013 cost of living index in zip code 78015: 96.9 (near average, U.S. average is 100)

Land area: 20.9 sq. mi.
Water area: 0.0 sq. mi.
Population density: 476 people per square mile 
 
 (low).

Age and Sex of Residents in zip code 78015
Zip code 78015 (Fair Oaks Ranch, Texas) real estate house value trends
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Real estate property taxes paid for housing units in 2013:
This zip code:

1.9% ($6,704)
Texas:

1.9% ($2,510)
Median real estate property taxes paid for housing units with mortgages in 2013: $7,088 (2.0%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $5,838 (1.8%)

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Males: 5,078  (51.0%)
Females: 4,887  (49.0%)

For population 25 years and over in 78015:

For population 15 years and over in 78015:

Zip code 78015 compared to state average:

  • Median household income significantly above state average.
  • Median house value significantly above state average.
  • Unemployed percentage below state average.
  • Black race population percentage significantly below state average.
  • Hispanic race population percentage below state average.
  • Median age significantly above state average.
  • Foreign-born population percentage significantly below state average.
  • Renting percentage significantly below state average.
  • Length of stay since moving in below state average.
  • Number of rooms per house above state average.
  • House age significantly below state average.
  • Percentage of population with a bachelor's degree or higher significantly above state average.
  • Races in zip code 78015

  • Zip code 78015 races chart
    • 7,561White population
    • 71Black population
    • 56American Indian population
    • 124Asian population
    • 7Native Hawaiian and Other Pacific Islander population
    • 4Some other race population
    • 98Two or more races population
    • 1,681Hispanic or Latino population

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Urban population: 7,301
Rural population: 2,663

Estimated median house/condo value in 2013: $348,400
78015:

$348,400
Texas:

$132,000



According to our research of Texas and other state lists there were 4 registered sex offenders living in 78015 zip code as of August 01, 2015.
The ratio of number of residents in zip code 78015 to the number of sex offenders is 946 to 1.
The number of registered sex offenders compared to the number of residents in this zip code is smaller than the state average.


Median resident age:
This zip code:

45.4 years
Texas median age:

34.0 years
Average household size:
This zip code:

2.9 people
Texas:

2.8 people

Averages for the 2012 tax year for zip code 78015, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $155,838 (Individual Income Tax Returns)
Here:

$155,838
State:

$65,384

Salary/wage: $117,470 (reported on 77.2% of returns)
Here:

$117,470
State:

$52,524
(% of AGI for various income ranges: 63.9% for AGIs below $25k, 69.1% for AGIs $25k-50k, 55.6% for AGIs $50k-75k, 56.8% for AGIs $75k-100k, 65.6% for AGIs $100k-200k, 55.0% for AGIs over 200k)

Taxable interest for individuals: $2,898 (reported on 56.4% of returns)
This zip code:

$2,898
Texas:

$2,372
(% of AGI for various income ranges: 2.6% for AGIs below $25k, 1.8% for AGIs $25k-50k, 2.6% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 1.0% for AGIs $100k-200k, 0.9% for AGIs over 200k)

Ordinary dividends: $10,540 (reported on 43.6% of returns)
Here:

$10,540
State:

$9,721
(% of AGI for various income ranges: 5.0% for AGIs below $25k, 3.4% for AGIs $25k-50k, 3.5% for AGIs $50k-75k, 3.3% for AGIs $75k-100k, 2.6% for AGIs $100k-200k, 2.9% for AGIs over 200k)

Net capital gain/loss in AGI: +$32,450 (reported on 38.9% of returns)
Here:

+$32,450
State:

+$35,319
(% of AGI for various income ranges: 1.3% for AGIs below $25k, 0.8% for AGIs $25k-50k, 1.7% for AGIs $50k-75k, 1.7% for AGIs $75k-100k, 1.4% for AGIs $100k-200k, 12.2% for AGIs over 200k)

Profit/loss from business: +$28,239 (reported on 22.1% of returns)
Here:

+$28,239
State:

+$13,732
(% of AGI for various income ranges: 9.7% for AGIs below $25k, 5.9% for AGIs $25k-50k, 4.6% for AGIs $50k-75k, 3.6% for AGIs $75k-100k, 3.4% for AGIs $100k-200k, 4.0% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $33,835 (reported on 16.8% of returns)
78015:

$33,835
Texas:

$19,511
(% of AGI for various income ranges: 4.0% for AGIs below $25k, 5.1% for AGIs $25k-50k, 5.4% for AGIs $50k-75k, 5.7% for AGIs $75k-100k, 5.0% for AGIs $100k-200k, 2.7% for AGIs over 200k)

Self-employment retirement plans: $23,720 (reported on 1.8% of returns)
78015:

$23,720
Texas:

$23,938
(% of AGI for various income ranges: 0.2% for AGIs $100k-200k, 0.4% for AGIs over 200k)

Total itemized deductions: $29,866 (13% of AGI, reported on 59.0% of returns)
Here:

$29,866
State:

$24,724

Here:

13.0% of AGI
State:

15.9% of AGI
(% of AGI for various income ranges: 22.1% for AGIs below $25k, 20.1% for AGIs $25k-50k, 19.5% for AGIs $50k-75k, 18.4% for AGIs $75k-100k, 15.5% for AGIs $100k-200k, 7.8% for AGIs over 200k)

Charity contributions: $7,227 (reported on 52.3% of returns)
Here:

$7,227
State:

$6,808
(% of AGI for various income ranges: 1.3% for AGIs below $25k, 1.7% for AGIs $25k-50k, 2.2% for AGIs $50k-75k, 2.2% for AGIs $75k-100k, 2.7% for AGIs $100k-200k, 2.4% for AGIs over 200k)

Taxes paid: $10,095 (reported on 58.6% of returns)
78015:

$10,095
State:

$6,921
(% of AGI for various income ranges: 5.5% for AGIs below $25k, 5.8% for AGIs $25k-50k, 6.3% for AGIs $50k-75k, 6.1% for AGIs $75k-100k, 5.6% for AGIs $100k-200k, 2.6% for AGIs over 200k)

Earned income credit: $2,030 (reported on 4.9% of returns)
Here:

$2,030
State:

$2,570
(% of AGI for various income ranges: 3.2% for AGIs below $25k, 0.7% for AGIs $25k-50k)

Averages for the 2004 tax year for zip code 78015, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $127,194 (Individual Income Tax Returns)
Here:

$127,194
State:

$47,881

Salary/wage: $110,892 (reported on 75.2% of returns)
Here:

$110,892
State:

$41,947
(% of AGI for various income ranges: 824.6% for AGIs below $10k, 65.3% for AGIs $10k-25k, 50.7% for AGIs $25k-50k, 44.7% for AGIs $50k-75k, 50.9% for AGIs $75k-100k, 67.9% for AGIs over 100k)

Taxable interest for individuals: $3,048 (reported on 70.2% of returns)
This zip code:

$3,048
Texas:

$2,255
(% of AGI for various income ranges: 74.7% for AGIs below $10k, 3.4% for AGIs $10k-25k, 5.8% for AGIs $25k-50k, 3.4% for AGIs $50k-75k, 2.7% for AGIs $75k-100k, 1.3% for AGIs over 100k)

Taxable dividends: $4,722 (reported on 55.4% of returns)
Here:

$4,722
State:

$4,261
(% of AGI for various income ranges: 58.1% for AGIs below $10k, 3.8% for AGIs $10k-25k, 3.6% for AGIs $25k-50k, 4.2% for AGIs $50k-75k, 2.7% for AGIs $75k-100k, 1.8% for AGIs over 100k)

Net capital gain/loss: +$16,752 (reported on 52.0% of returns)
Here:

+$16,752
State:

+$16,110
(% of AGI for various income ranges: -34.9% for AGIs below $10k, 1.0% for AGIs $10k-25k, 1.5% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 1.8% for AGIs $75k-100k, 7.9% for AGIs over 100k)

Profit/loss from business: +$24,133 (reported on 24.7% of returns)
Here:

+$24,133
State:

+$11,013
(% of AGI for various income ranges: -9.3% for AGIs below $10k, 9.4% for AGIs $10k-25k, 8.3% for AGIs $25k-50k, 7.6% for AGIs $50k-75k, 5.0% for AGIs $75k-100k, 4.3% for AGIs over 100k)

IRA payment deduction: $3,803 (reported on 4.3% of returns)
78015:

$3,803
Texas:

$3,120
(% of AGI for various income ranges: 10.4% for AGIs below $10k, 0.4% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.1% for AGIs over 100k)

Self-employed pension: $18,143 (reported on 3.6% of returns)
Here:

$18,143
Texas:

$16,401
(% of AGI for various income ranges: 0.5% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 0.6% for AGIs over 100k)

Total itemized deductions: $26,551 (16% of AGI, reported on 62.3% of returns)
Here:

$26,551
State:

$19,631

Here:

16.2% of AGI
State:

18.9% of AGI
(% of AGI for various income ranges: 229.4% for AGIs below $10k, 22.0% for AGIs $10k-25k, 27.6% for AGIs $25k-50k, 23.6% for AGIs $50k-75k, 20.7% for AGIs $75k-100k, 11.0% for AGIs over 100k)

Charity contributions deductions: $6,059 (4% of AGI, reported on 57.5% of returns)
Here:

$6,059
State:

$4,753

Here:

3.6% of AGI
State:

4.2% of AGI
(% of AGI for various income ranges: 6.9% for AGIs below $10k, 1.7% for AGIs $10k-25k, 3.8% for AGIs $25k-50k, 3.9% for AGIs $50k-75k, 3.2% for AGIs $75k-100k, 2.6% for AGIs over 100k)

Total tax: $29,768 (reported on 83.2% of returns)
78015:

$29,768
State:

$9,058
(% of AGI for various income ranges: 22.1% for AGIs below $10k, 4.8% for AGIs $10k-25k, 7.1% for AGIs $25k-50k, 8.7% for AGIs $50k-75k, 10.2% for AGIs $75k-100k, 21.5% for AGIs over 100k)

Earned income credit: $1,781 (reported on 3.6% of returns)
Here:

$1,781
State:

$2,024

Percentage of individuals using paid preparers for their 2004 taxes: 55.2%
Here:

55%
State:

57%
(% for various income ranges: 44.0% for AGIs below $10k, 57.4% for AGIs $10k-25k, 54.6% for AGIs $25k-50k, 56.7% for AGIs $50k-75k, 54.9% for AGIs $75k-100k, 59.1% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$118,306
Texas:

$51,704
Fair Oaks Ranch, TX (78015) map Nearest zip codes: 78255, 78257, 78256, 78006, 78023, 78260.
Percentage of family households:
This zip code:

61.2%
Texas:

55.0%
Percentage of households with unmarried partners:
This zip code:

0.9%
Texas:

5.5%
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 45
Household did not receive Food Stamps/SNAP in the past 12 months: 3,442


Women who had a birth in the past 12 months: 185 (185 now married, 0 unmarried)
Women who did not have a birth in the past 12 months: 1,879 (1,139 now married, 740 unmarried)


Housing units in zip code 78015 with a mortgage: 2,357 (73 second mortgage, 93 home equity loan)
Houses without a mortgage: 975

Median monthly owner costs for units with a mortgage: $2,470
Median monthly owner costs for units without a mortgage: S890

Residents with income below the poverty level in 2013:
This zip code:

1.5%
Whole state:

17.5%
Residents with income below 50% of the poverty level in 2013:
This zip code:

0.4%
Whole state:

10.2%
Median number of rooms in houses and condos:
Here:

7.7
State:

6.2
Median number of rooms in apartments:
Here:

6.0
State:

4.2
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable location: Leon Springs VFD Inc (A). Display/hide its location on the map

    Church in zip code 78015: Currey Creek Baptist Church (A). Display/hide its location on the map

    Creeks: Balcones Creek (A), Postoak Creek (B). Display/hide their locations on the map

Year house built

  • 1772010 or later
  • 1,1982000 to 2009
  • 1,2551990 to 1999
  • 5931980 to 1989
  • 2541970 to 1979
  • 631960 to 1969
  • 111950 to 1959
  • 481940 to 1949
  • 421939 or earlier

Zip code 78015 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Fair Oaks Ranch, TX (78015)

  • 0no bedroom
  • 01 bedroom
  • 1802 bedrooms
  • 1,4553 bedrooms
  • 1,2534 bedrooms
  • 4445+ bedrooms

Bedrooms in renter-occupied apartments in Fair Oaks Ranch, TX (78015)

  • 50no bedroom
  • 01 bedroom
  • 02 bedrooms
  • 833 bedrooms
  • 224 bedrooms
  • 05+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Fair Oaks Ranch, TX (78015) in owner-occupied houses/condos

  • 99no vehicle
  • 3211 vehicle
  • 1,8272 vehicles
  • 8023 vehicles
  • 2214 vehicles
  • 625+ vehicles

Cars and other vehicles available in Fair Oaks Ranch, TX (78015) in renter-occupied apartments

  • 0no vehicle
  • 451 vehicle
  • 882 vehicles
  • 223 vehicles
  • 04 vehicles
  • 05+ vehicles

Median gross rent in 2013: $1,679.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $348,400
78015:

$348,400
Texas:

$132,000
Lower value quartile - upper value quartile: $258,100 - $471,300

Mean price in 2013:

Detached houses: $373,083
Here:

$373,083
State:

$188,898

Townhouses or other attached units: $270,775
Here:

$270,775
State:

$180,420

Mobile homes: $94,414
Here:

$94,414
State:

$60,009

Owners and renters by unit type in %

Housing units in structures:


Unemployment: 3.4%

Percentage of zip code residents living and working in this county: 66.8%

Household type by relationship:

Households: 9,951

Size of family households: 1,706 2-persons, 460 3-persons, 603 4-persons, 239 5-persons, 70 6-persons, 35 7-or-more-persons

Size of nonfamily households: 348 1-person, 26 2-persons

2,000 married couples with children.
202 single-parent households (50 men, 152 women).

86.0% of residents of 78015 zip code speak English at home.
12.4% of residents speak Spanish at home (67% very well, 33% well).
1.0% of residents speak other Indo-European language at home (100% very well).
0.6% of residents speak Asian or Pacific Island language at home (75% very well, 25% well).

Foreign born population: 582 (5.8%)
(41.4% of them are naturalized citizens)
This zip code:

5.8%
Whole state:

16.5%

Most common places of birth for the foreign-born residents

  • 69%Mexico
  • 6%Sri Lanka
  • 3%Sweden
  • 2%England
  • 2%Hungary
  • 2%Poland
  • 2%Indonesia

Most common first ancestries reported in 78015 (%)

  • 31%Other groups
  • 17%German
  • 11%English
  • 6%Irish
  • 5%American
  • 5%Italian
  • 3%French (except Basque)

Year of entry for the foreign-born population

  • 02010 or later
  • 1092000 to 2009
  • 3151990 to 1999
  • 328Before 1990

Zip code 78015 topographic map


Zip code 78015 marital status for males
Zip code 78015 marital status for females

Housing units lacking complete plumbing facilities: 0.8%
Housing units lacking complete kitchen facilities: 1.1%

Most commonly used house heating fuel

  • 82%Electricity
  • 11%Utility gas
  • 7%Bottled, tank, or LP gas

Place of birth for U.S.-born residents:


55% of the 78015 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 35% lived in this county.
   Out of people who lived in different counties, 50% lived in Texas.

88% of the 78015 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 42% moved from this county.
   Out of people who lived in different houses, 31% moved from different county within same state.
   Out of people who lived in different houses, 26% moved from different state.
   Out of people who lived in different houses, 1% moved from abroad.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 191
Here:

14.8%
Texas:

6.4%
Students in private schools in grades 9 to 12 (high school): 5
Here:

0.9%
Texas:

6.4%
Students in private undergraduate colleges: 75
Here:

23.3%
Texas:

14.8%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 140,313Legal occupations
  • 111,813Life, physical, and social science occupations
  • 107,350Health diagnosing and treating practitioners and other technical occupations
  • 89,444Management occupations
  • 69,489Computer and mathematical occupations
  • 66,760Business and financial operations occupations

Companies with federal contracts located in this zip code:

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 14 people in workers' group living quarters and job corps centers

Fatal accident statistics in 2011:

  • Fatal accident count: 2
  • Vehicles involved in fatal accidents: 5
  • Fatal accidents caused by drunken drivers: 1
  • Fatalities: 2
  • Persons involved in fatal accidents: 5
  • Pedestrians involved in fatal accidents: 0

Fatal accident statistics in 2010:

  • Fatal accident count: 2
  • Vehicles involved in fatal accidents: 3
  • Fatal accidents caused by drunken drivers: 1
  • Fatalities: 2
  • Persons involved in fatal accidents: 3
  • Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 2 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED121$203,576220$246,487458$262,52730$92,5446$293,5382$362,665
APPLICATIONS APPROVED, NOT ACCEPTED25$171,50228$199,86434$252,9899$62,4964$223,4680$0
APPLICATIONS DENIED34$201,9686$308,058100$259,79217$100,1496$234,5150$0
APPLICATIONS WITHDRAWN59$191,24238$274,85072$279,2570$04$79,5400$0
FILES CLOSED FOR INCOMPLETENESS0$02$272,70511$216,5820$00$00$0
Choose year:  2009 2008 2007 2006 2005 2004 2003

Detailed HMDA statistics for the following Tracts: 1821.01

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 2 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED40$279,0998$268,9202$144,875
APPLICATIONS APPROVED, NOT ACCEPTED8$264,8952$369,2900$0
APPLICATIONS DENIED0$00$00$0
APPLICATIONS WITHDRAWN0$02$322,8950$0
FILES CLOSED FOR INCOMPLETENESS0$00$00$0
Choose year:  2009 2008 2007 2006 2005 2004 2003

Detailed PMIC statistics for the following Tracts: 1821.01

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 78015 among deceased individuals
NameCountLived (average)
Mary1782.3 years
James1379.7 years
William1079.5 years
Robert1073.0 years
John878.3 years
Charles874.8 years
George773.4 years
Dorothy787.6 years
Frances783.7 years
Margaret787.3 years
Most common last names in zip code 78015 among deceased individuals
Last nameCountLived (average)
Smith684.3 years
Johnson581.0 years
Clark481.0 years
Garcia489.5 years
Bell389.6 years
Anderson390.1 years
Chapman380.7 years
Perkins372.0 years
Reed380.0 years
White382.0 years

Businesses in zip code 78015



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