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78645 Zip Code Detailed Profile

 


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Profiles Lago Vista, TX (78645) houses, apartments, residents, cars, jobs...

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Cities: Lago Vista, TX (36.13%), Jonestown, TX (14.96%)
County: Travis County, TX

Zip code population in 2010: 5,698
Zip code population (2000): 7,635


Age and Sex of Residents in zip code 78645

Zip code 78645 (Lago Vista, Texas) real estate house value trends

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Houses and condos: 4,966
Renter-occupied apartments: 490
% of renters here:

13%
State:

36%

Mar. 2012 cost of living index in zip code 78645: 86.9 (less than average, U.S. average is 100)

Land area: 31.6 sq. mi.
Water area: 6.4 sq. mi.
Population density: 180 people per square mile 
 
  (very low).

Real estate property taxes paid for housing units in 2010:
This zip code:

1.8% ($3,597)
Texas:

1.9% ($2,392)

Median real estate property taxes paid for housing units with mortgages in 2010: $3,894 (1.8%)
Median real estate property taxes paid for housing units with no mortgage in 2010: $2,654 (1.5%)

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Males: 4,595  (49.4%)
Females: 4,715  (50.6%)

Zip code 78645 races chart

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78645, TX forum
Recent posts about zip code 78645 area on our local forum with over 1,500,000 registered users:
Austin housing too expensive - where should I move?  (106 replies)
Welcome to Austin Info Thread...  (22 replies)
Dallas outskirts OR Austin ourskirts?  (24 replies)
Leander Pro's / Con's?  (20 replies)
Does anyone remember the Lake Travis Ferry?  (23 replies)
Property Taxes vs. Income Taxes  (53 replies)
Urban population: 2,671
Rural population: 3,026

Estimated median house/condo value in 2010: $200,513
78645:

$200,513
Texas:

$127,400



According to our research of Texas and other state lists there were 17 registered sex offenders living in 78645 zip code as of May 22, 2013.
The ratio of number of residents in zip code 78645 to the number of sex offenders is 547 to 1.
The number of registered sex offenders compared to the number of residents in this zip code is near the state average.


Median resident age:
This zip code:

43.6 years
Texas median age:

33.5 years

Average household size:
This zip code:

2.4 people
Texas:

2.8 people

Averages for the 2004 tax year for zip code 78645, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $59,555 (Individual Income Tax Returns)
Here:

$59,555
State:

$47,881

Salary/wage: $52,020 (reported on 77.6% of returns)
Here:

$52,020
State:

$41,947
(% of AGI for various income ranges: 215.3% for AGIs below $10k, 67.4% for AGIs $10k-25k, 73.2% for AGIs $25k-50k, 69.2% for AGIs $50k-75k, 70.7% for AGIs $75k-100k, 63.1% for AGIs over 100k)

Taxable interest for individuals: $2,025 (reported on 49.1% of returns)
This zip code:

$2,025
Texas:

$2,255
(% of AGI for various income ranges: 10.6% for AGIs below $10k, 2.3% for AGIs $10k-25k, 1.7% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 1.9% for AGIs over 100k)

Taxable dividends: $3,822 (reported on 28.5% of returns)
Here:

$3,822
State:

$4,261
(% of AGI for various income ranges: 17.3% for AGIs below $10k, 3.4% for AGIs $10k-25k, 1.7% for AGIs $25k-50k, 1.5% for AGIs $50k-75k, 1.5% for AGIs $75k-100k, 1.8% for AGIs over 100k)

Net capital gain/loss: +$13,284 (reported on 29.0% of returns)
Here:

+$13,284
State:

+$16,110
(% of AGI for various income ranges: -7.9% for AGIs below $10k, 0.9% for AGIs $10k-25k, 0.8% for AGIs $25k-50k, 1.7% for AGIs $50k-75k, 1.5% for AGIs $75k-100k, 12.5% for AGIs over 100k)

Profit/loss from business: +$13,145 (reported on 23.8% of returns)
Here:

+$13,145
State:

+$11,013
(% of AGI for various income ranges: -17.4% for AGIs below $10k, 10.7% for AGIs $10k-25k, 5.0% for AGIs $25k-50k, 4.8% for AGIs $50k-75k, 4.9% for AGIs $75k-100k, 5.2% for AGIs over 100k)

IRA payment deduction: $3,276 (reported on 3.1% of returns)
78645:

$3,276
Texas:

$3,120
(% of AGI for various income ranges: 0.4% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.1% for AGIs over 100k)

Self-employed pension: $10,400 (reported on 1.1% of returns)
Here:

$10,400
Texas:

$16,401

Total itemized deductions: $19,569 (22% of AGI, reported on 47.4% of returns)
Here:

$19,569
State:

$19,631

Here:

22.4% of AGI
State:

18.9% of AGI
(% of AGI for various income ranges: 65.1% for AGIs below $10k, 21.1% for AGIs $10k-25k, 16.0% for AGIs $25k-50k, 17.4% for AGIs $50k-75k, 17.6% for AGIs $75k-100k, 13.0% for AGIs over 100k)

Charity contributions deductions: $2,806 (3% of AGI, reported on 37.6% of returns)
Here:

$2,806
State:

$4,753

Here:

3.0% of AGI
State:

4.2% of AGI
(% of AGI for various income ranges: 3.2% for AGIs below $10k, 1.7% for AGIs $10k-25k, 1.5% for AGIs $25k-50k, 1.9% for AGIs $50k-75k, 2.1% for AGIs $75k-100k, 1.7% for AGIs over 100k)

Total tax: $9,459 (reported on 82.2% of returns)
78645:

$9,459
State:

$9,058
(% of AGI for various income ranges: 11.7% for AGIs below $10k, 5.0% for AGIs $10k-25k, 7.2% for AGIs $25k-50k, 9.4% for AGIs $50k-75k, 10.9% for AGIs $75k-100k, 17.9% for AGIs over 100k)

Earned income credit: $1,498 (reported on 10.7% of returns)
Here:

$1,498
State:

$2,024

Percentage of individuals using paid preparers for their 2004 taxes: 46.5%
Here:

47%
State:

57%
(% for various income ranges: 41.6% for AGIs below $10k, 49.9% for AGIs $10k-25k, 45.1% for AGIs $25k-50k, 46.2% for AGIs $50k-75k, 43.4% for AGIs $75k-100k, 52.5% for AGIs over 100k)


Estimated median household income in 2010:
This zip code:

$74,470
Texas:

$49,585

Lago Vista, TX (78645) map

Nearest zip codes: 78734, 78732, 78641, 78738, 78726, 78669.
Lago Vista Zip Code Map

Percentage of family households:
This zip code:

55.8%
Texas:

56.9%


Housing units in zip code 78645 with a mortgage: 2,561 (100 second mortgage, 314 home equity loan, 98 both second mortgage and home equity loan)
Houses without a mortgage: 762

Median monthly owner costs for units with a mortgage: $1,579

Median monthly owner costs for units without a mortgage: $584

Residents with income below the poverty level in 2010:
This zip code:

5.5%
Whole state:

17.0%

Residents with income below 50% of the poverty level in 2010:
This zip code:

2.4%
Whole state:

10.0%

Median number of rooms in houses and condos:
Here:

6.0
State:

6.2

Median number of rooms in apartments:
Here:

5.6
State:

4.2


Click to draw/clear zip code borders

Notable locations in this zip code not listed on our city pages:

Notable locations in zip code 78645: Lakeshore Ranch (A), Sandy Creek Arm (B), North Lake Travis Fire and Rescue Station 103 (C), North Lake Travis Fire and Rescue Station 105 (D), North Lake Travis Fire and Rescue Station 101 (E), North Lake Travis Fire and Rescue Station 104 (F), Austin / Travis County Emergency Medical Service - Medic 25 (G), Austin / Travis County Emergency Medical Service - Rescue 22 (H). Display/hide their locations on the map

Churches in zip code 78645 include: South Jonestown Church (A), First Baptist Church - Jonestown (B), Travis Oaks Baptist Church (C), Saint Peters Episcopal Church (D), Rolling Hills Community Church (E). Display/hide their locations on the map

Cemetery: Simpson Cemetery (1). Display/hide its location on the map

Creek: Big Sandy Creek (A). Display/hide its location on the map

Parks in zip code 78645 include: Arkansas Bend Park (1), Laura Reed Park (2), Highland Lake (3), Lago Vista Stadium (4), Dave Reed Park (5), Bar K Park (6). Display/hide their locations on the map

 

Year house built

  • 2005 or later: 413
  • 2000 to 2004: 900
  • 1990 to 1999: 1,348
  • 1980 to 1989: 1,158
  • 1970 to 1979: 866
  • 1960 to 1969: 98
  • 1950 to 1959: 66
  • 1940 to 1949: 70
  • 1939 or earlier: 494


Zip code 78645 satellite photo by USGS



Estimated household income distribution in 2009:

Zip code 78645 household income distribution in 2009

Zip code 78645 house/condo values in 2010

Estimate of home value of owner-occupied houses/condos in 2010 in zip code 78645:

  • Less than $10,000: 48
  • $10,000 to $14,999: 314
  • $15,000 to $19,999: 70
  • $20,000 to $24,999: 383
  • $25,000 to $29,999: 26
  • $30,000 to $34,999: 71
  • $35,000 to $39,999: 5
  • $40,000 to $49,999: 53
  • $50,000 to $59,999: 64
  • $60,000 to $69,999: 105
  • $70,000 to $79,999: 311
  • $80,000 to $89,999: 55
  • $90,000 to $99,999: 68
  • $100,000 to $124,999: 143
  • $125,000 to $149,999: 173
  • $150,000 to $174,999: 500
  • $175,000 to $199,999: 343
  • $200,000 to $249,999: 609
  • $250,000 to $299,999: 308
  • $300,000 to $399,999: 269
  • $400,000 to $499,999: 161
  • $500,000 to $749,999: 130
  • $750,000 to $999,999: 95
  • $1,000,000 or more: 124

 



78645 rent paid by renters

Rent paid by renters in 2010 in zip code 78645:

  • $150 to $199: 204
  • $200 to $249: 273
  • $250 to $299: 14
  • $300 to $349: 9
  • $400 to $449: 49
  • $500 to $549: 54
  • $550 to $599: 201
  • $600 to $649: 98
  • $650 to $699: 345
  • $700 to $749: 187
  • $750 to $799: 82
  • $800 to $899: 100
  • $900 to $999: 62
  • $1,000 to $1,249: 192
  • $1,250 to $1,499: 226
  • $1,500 to $1,999: 33
  • $2,000 or more: 15
  • No cash rent: 93
 


Median price asked for vacant for-sale houses and condos in 2010: $336,292.

Estimated median house (or condo) value in 2010 for:

  • White Non-Hispanic householders: $212,335
  • Black or African American householders: $304,270
  • American Indian or Alaska Native householders: $140,001
  • Some other race householders: $204,246
  • Two or more races householders: $207,357
  • Hispanic or Latino householders: $210,780

Estimated median house or condo value in 2010: $200,513
78645:

$200,513
Texas:

$127,400
Lower value quartile - upper value quartile: $140,192 - $318,735

Mean price in 2010:

Detached houses: $175,107
Here:

$175,107
State:

$178,508

Mobile homes: $61,381
Here:

$61,381
State:

$61,950

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:

  • One, detached: 3,492
  • One, attached: 389
  • Two: 220
  • 3 or 4: 579
  • 5 to 9: 282
  • 10 to 19: 443
  • 20 to 49: 764
  • 50 or more: 1,819
  • Mobile homes: 382
  • Boats, RVs, vans, etc.: 36
78645 zip code mode of transportation to work chart

Means of transportation to work

  • Drove a car alone: 3,514 (74%)
  • Carpooled: 507 (11%)
  • Motorcycle: 49 (1%)
  • Walked: 220 (5%)
  • Other means: 62 (1%)
  • Worked at home: 561 (12%)
 

78645 zip code travel time to work (commute)

Travel time to work (commute)

  • Less than 5 minutes: 122
  • 5 to 9 minutes: 337
  • 10 to 14 minutes: 287
  • 15 to 19 minutes: 354
  • 20 to 24 minutes: 130
  • 25 to 29 minutes: 144
  • 30 to 34 minutes: 463
  • 35 to 39 minutes: 210
  • 40 to 44 minutes: 369
  • 45 to 59 minutes: 713
  • 60 to 89 minutes: 886
  • 90 or more minutes: 318
 

Percentage of zip code residents living and working in this county: 69.7%

Household type by relationship:

Households: 7,598
  • In family households: 6,353 (1,786 male householders, 404 female householders)
    1,843 spouses, 1,821 children (1,528 natural, 62 adopted, 231 stepchildren), 105 grandchildren, 12 brothers or sisters, 40 parents, 117 other relatives, 225 non-relatives
  • In nonfamily households: 1,245 (447 male householders (339 living alone)), 552 female householders (465 living alone)), 246 nonrelatives

Size of family households: 1,564 2-persons, 686 3-persons, 410 4-persons, 200 5-persons, 133 6-persons, 15 7-or-more-persons

Size of nonfamily households: 766 1-person, 230 2-persons, 768 5-persons

1,363 married couples with children.
363 single-parent households (181 men, 182 women).

89.0% of residents of 78645 zip code speak English at home.
22.5% of residents speak Spanish at home (30% very well, 6% well, 24% not well, 39% not at all).
8.0% of residents speak other Indo-European language at home (59% very well, 39% well, 2% not well).
3.6% of residents speak Asian or Pacific Island language at home (19% very well, 3% well, 79% not well).
1.7% of residents speak other language at home (100% very well).

Foreign born population: 608 (6.5%)
(44.2% of them are naturalized citizens)
This zip code:

6.5%
Whole state:

16.3%

Most common places of birth for the foreign-born residents:

  • Mexico (46%)
  • Poland (10%)
  • Germany (7%)
  • Philippines (6%)
  • Czechoslovakia (includes Czech Republic and Slovakia) (5%)
  • Netherlands (5%)
  • Other Western Europe (5%)

Year of entry for the foreign-born population

  • 2000 or later: 196
  • 1990 to 1999: 247
  • 1980 to 1989: 52
  • Before 1980: 222

Races in zip code 78645:

White population: 7,890
Black population: 244
American Indian population: 65
Asian population: 89
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 31
Two or more races population: 207
Hispanic or Latino population: 891

Zip code 78645 topographic map

Facilities with environmental interests located in this zip code:

  • B & W HOMES-LAGO VISTA WATER SYS (PO BOX 147 in LAGO VISTA, TX)
    (Integrated Compliance Information System) - ICIS-06-1997-0706, FORMAL ENFORCEMENT ACTION, ICIS-06-1996-0429, ICIS-06-2000-0480,
    Business SIC classification: WATER SUPPLY


Zip code 78645 marital status for males
Zip code 78645 marital status for females


Housing units lacking complete plumbing facilities: 4.8%

Housing units lacking complete kitchen facilities: 0.6%

Most commonly used house heating fuel:

  • Electricity (84%)
  • Bottled, tank, or LP gas (11%)
  • Other fuel (2%)
  • Wood (1%)
  • Utility gas (1%)
  • No fuel used (1%)

Population in 1990: 4,060. Population change in the 1990s: +3,575 (+88.1%).

Place of birth for U.S.-born residents:

  • This state: 4,371
  • Northeast: 403
  • Midwest: 1,033
  • South: 862
  • West: 467

44% of the 78645 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 43% lived in this county.
   Out of people who lived in different counties, 50% lived in Texas.

Year Householders Moved Into Unit:

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 978
Here:

55.5%
Texas:

6.4%

Students in private schools in grades 9 to 12 (high school): 1,061
Here:

78.1%
Texas:

6.0%

Students in private undergraduate colleges: 373
Here:

59.2%
Texas:

15.6%

Educational Attainment (%)

School Enrollment by Level of School (%)


Class of Workers (%)


Companies with federal contracts located in this zip code:

  • TRADEWINDS TRADING COMPANY, IN (3610 LOHMAN FORD RD in LEANDER, TX; small business) : $221,399 in 13 contracts from 2004 to 2006
    Contracts for Medical and Surgical Instruments, Equipment, and Supplies, Cabinets, Lockers, Bins, and Shelving, Dental Instruments, Equipment, and Supplies, Boxes, Cartons, and Crates, and more by Army, Navy, U.S. Special Operations Command, Uniformed Services University of the Health Sciences, and others
    Signed by year: 2000: $0; 2001: $0; 2002: $0; 2003: $0; 2004: $65,269; 2005: $104,035; 2006: $52,095.

    Biggest contracts:
    $73,090 with Army for Medical and Surgical Instruments, Equipment, and Supplies. Taking place in WA. Signed on 2005-07-29. Completion date: 2005-08-30.
    $46,809 with Navy for Cabinets, Lockers, Bins, and Shelving. Signed on 2004-01-23. Completion date: 2004-03-15.
    $29,710 with U.S. Special Operations Command for Medical and Surgical Instruments, Equipment, and Supplies. Signed on 2006-04-17. Completion date: 2006-07-29.
    $22,568 with Army for Dental Instruments, Equipment, and Supplies. Signed on 2006-04-03. Completion date: 2006-04-29.
  • MEN MICRO INC (19801 BOGGY FORD ROAD STE in LAGO VISTA, TX; small business) : $64,953 in 4 contracts from 2003 to 2006
    $44,700 with Navy for ADP Input/Output and Storage Devices. Signed on 2006-02-07. Completion date: 2006-05-12.
    $7,920, same as above. Signed on 2004-06-09. Completion date: 2004-06-30.
    $7,080, same as above. Signed on 2004-02-11. Completion date: 2004-03-17.
    $5,253, same as above. Signed on 2003-12-17. Completion date: 2004-01-30.
  • ARCHIE D BARRETT (18002 AUSTIN BLVD in LAGO VISTA, TX; small business)
    $39,100 with Navy for Lectures For Training. Taking place in CA. Signed on 2005-06-20. Completion date: 2005-12-31.
  • TARGA ANALYTICAL SYSTEMS AND D (318 FLIGHTLINE in LAGO VISTA, TX; small business) : $32,658 in 2 contracts from 2001 to 2005
    $29,058 with Army for Valves, Powered. Signed on 2001-09-21. Completion date: 2001-11-09.
    $3,600, same as above. Signed on 2005-03-21. Completion date: 2005-04-30.
  • BDI DATALYNK (2807 DOUGLAS COVE in LEANDER, TX; small business) : $21,480 in 2 contracts in 2005
    $17,900 with Army for Packing/Crating Services. Signed on 2005-10-17. Completion date: 2005-10-21.
    $3,580, same as above. Signed on 2005-11-04. Completion date: 2005-10-21.

Top industries in this zip code by the number of employees in 2005:

  • Accommodation and Food Services: Full-Service Restaurants (20-49 employees: 2 establishments, 10-19 employees: 1 establishment, 5-9 employees: 1 establishment, 1-4 employees: 2 establishments)
  • Health Care and Social Assistance: HMO Medical Centers (50-99: 1)
  • Administrative and Support and Waste Management and Remediation Services: Landscaping Services (20-49: 1, 10-19: 1, 5-9: 1)
  • Construction: Plumbing, Heating, and Air-Conditioning Contractors (10-19: 1, 5-9: 2, 1-4: 4)
  • Finance and Insurance: Insurance Agencies and Brokerages (20-49: 1, 1-4: 2)
  • Finance and Insurance: Direct Title Insurance Carriers (20-49: 1, 1-4: 1)
  • Construction: Site Preparation Contractors (20-49: 1, 1-4: 1)
  • Construction: Drywall and Insulation Contractors (20-49: 1)
  • Administrative and Support and Waste Management and Remediation Services: Security Systems Services (except Locksmiths) (20-49: 1)

Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninst.)




Fatal accident statistics in 2006:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 1
  • Fatal accidents caused by drunken drivers: 1
  • Fatalities: 1
  • Persons involved in fatal accidents: 1
  • Pedestrians involved in fatal accidents: 0

Fatal accident statistics in 2005:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 1
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 1
  • Persons involved in fatal accidents: 1
  • Pedestrians involved in fatal accidents: 0

Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 2 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans		B) Conventional
Home Purchase Loans		C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)		G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED60$184,804226$246,972442$233,20334$82,604196$254,4380$0
APPLICATIONS APPROVED, NOT ACCEPTED1$258,83026$291,83057$152,2576$83,89326$274,8351$41,470
APPLICATIONS DENIED10$191,04866$226,287189$198,30816$34,85676$215,1403$53,387
APPLICATIONS WITHDRAWN10$146,57523$227,370113$241,4421$310,31033$248,3431$97,240
FILES CLOSED FOR INCOMPLETENESS3$178,7503$173,50721$196,5916$107,7270$00$0
Choose year:  2009 2008 2007 2006 2005 2004 2003 1999

Detailed HMDA statistics for the following Tracts: 0017.67

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 2 partial tracts)
A) Conventional
Home Purchase Loans		B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED19$184,01813$256,6304$244,173
APPLICATIONS APPROVED, NOT ACCEPTED13$307,4503$239,7636$218,552
APPLICATIONS DENIED6$353,9254$193,0504$197,698
APPLICATIONS WITHDRAWN0$01$590,5900$0
FILES CLOSED FOR INCOMPLETENESS1$439,0100$00$0
Choose year:  2009 2008 2007 2006 2005 2004 2003 1999

Detailed PMIC statistics for the following Tracts: 0017.67

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value


Most common first names in zip code 78645 among deceased individuals
NameCountLived (average)
William2278.1 years
John2277.5 years
Mary2182.8 years
James2176.0 years
Robert2072.3 years
Charles1565.5 years
George1380.4 years
Donald1273.6 years
Jack1077.7 years
Richard1071.5 years
Most common last names in zip code 78645 among deceased individuals
Last nameCountLived (average)
Jones1071.5 years
Williams1081.6 years
Davis682.7 years
Anderson680.7 years
Taylor673.3 years
Johnson584.6 years
King577.4 years
Moore582.0 years
Morris575.0 years
Smith573.8 years
Businesses in zip code 78645
NameCountNameCount
Ace Hardware1SONIC Drive-In1
CVS1UPS2
FedEx3


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