78645 Zip Code (Lago Vista, TX) Detailed Profile

Estimated zip code population in 2015: 10,274
Zip code population in 2010: 9,773
Zip code population in 2000: 7,635

Houses and condos: 6,050
Renter-occupied apartments: 878
Mar. 2016 cost of living index in zip code 78645: 92.5 (less than average, U.S. average is 100)

Land area: 31.6 sq. mi.
Water area: 6.4 sq. mi.

Population density: 325 people per square mile

(very low).

Recent home sales, real estate maps, and home value estimator for zip code 78645

Real estate property taxes paid for housing units in 2015:
Median real estate property taxes paid for housing units with mortgages in 2015: $3,523 (1.9%)
Median real estate property taxes paid for housing units with no mortgage in 2015: $2,907 (1.5%)

For population 25 years and over in 78645:

• High school or higher: 92.7%
• Bachelor's degree or higher: 36.5%
• Graduate or professional degree: 9.6%
• Unemployed: 7.5%
• Mean travel time to work (commute): 38.7 minutes

For population 15 years and over in 78645:

• Never married: 18.4%
• Now married: 65.1%
• Separated: 0.2%
• Widowed: 4.1%
• Divorced: 12.2%

Urban population: 4,817
Rural population: 5,456

Averages for the 2012 tax year for zip code 78645, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $74,803 (Individual Income Tax Returns)

Here:	$74,803
State:	$65,384

Salary/wage: $62,400 (reported on 76.6% of returns)

Here:	$62,400
State:	$52,524

(% of AGI for various income ranges: 65.0% for AGIs below $25k, 68.0% for AGIs $25k-50k, 67.9% for AGIs $50k-75k, 66.6% for AGIs $75k-100k, 66.3% for AGIs $100k-200k, 57.3% for AGIs over 200k)

Taxable interest for individuals: $2,012 (reported on 39.8% of returns)

This zip code:	$2,012
Texas:	$2,372

(% of AGI for various income ranges: 1.5% for AGIs below $25k, 0.7% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 0.8% for AGIs $100k-200k, 1.6% for AGIs over 200k)

Ordinary dividends: $8,122 (reported on 26.8% of returns)

Here:	$8,122
State:	$9,721

(% of AGI for various income ranges: 3.9% for AGIs below $25k, 1.9% for AGIs $25k-50k, 2.5% for AGIs $50k-75k, 2.3% for AGIs $75k-100k, 1.9% for AGIs $100k-200k, 4.5% for AGIs over 200k)

Net capital gain/loss in AGI: +$9,871 (reported on 24.9% of returns)

Here:	+$9,871
State:	+$35,319

(% of AGI for various income ranges: 0.7% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 1.7% for AGIs $75k-100k, 2.1% for AGIs $100k-200k, 7.8% for AGIs over 200k)

Profit/loss from business: +$14,345 (reported on 22.2% of returns)

Here:	+$14,345
State:	+$13,732

(% of AGI for various income ranges: 13.1% for AGIs below $25k, 7.5% for AGIs $25k-50k, 4.7% for AGIs $50k-75k, 2.2% for AGIs $75k-100k, 2.8% for AGIs $100k-200k, 3.8% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $22,538 (reported on 14.2% of returns)

78645:	$22,538
Texas:	$19,511

(% of AGI for various income ranges: 5.0% for AGIs below $25k, 3.7% for AGIs $25k-50k, 4.0% for AGIs $50k-75k, 5.0% for AGIs $75k-100k, 4.9% for AGIs $100k-200k, 3.5% for AGIs over 200k)

Self-employment retirement plans: $17,000 (reported on 0.6% of returns)

78645:	$17,000
Texas:	$23,938

Total itemized deductions: $24,158 (20% of AGI, reported on 41.2% of returns)

Here:	$24,158
State:	$24,724

Here:	19.6% of AGI
State:	15.9% of AGI

(% of AGI for various income ranges: 19.2% for AGIs below $25k, 13.4% for AGIs $25k-50k, 13.5% for AGIs $50k-75k, 13.7% for AGIs $75k-100k, 13.4% for AGIs $100k-200k, 11.9% for AGIs over 200k)

Charity contributions: $3,982 (reported on 32.0% of returns)

Here:	$3,982
State:	$6,808

(% of AGI for various income ranges: 1.3% for AGIs below $25k, 1.3% for AGIs $25k-50k, 1.5% for AGIs $50k-75k, 1.7% for AGIs $75k-100k, 1.8% for AGIs $100k-200k, 1.9% for AGIs over 200k)

Taxes paid: $7,926 (reported on 40.8% of returns)

78645:	$7,926
State:	$6,921

(% of AGI for various income ranges: 4.7% for AGIs below $25k, 3.7% for AGIs $25k-50k, 3.9% for AGIs $50k-75k, 4.3% for AGIs $75k-100k, 4.8% for AGIs $100k-200k, 4.2% for AGIs over 200k)

Earned income credit: $2,020 (reported on 12.5% of returns)

Here:	$2,020
State:	$2,570

(% of AGI for various income ranges: 4.7% for AGIs below $25k, 1.0% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 40.0%

Here:	40%
State:	51%

(% for various income ranges: 34.6% for AGIs below $25k, 37.5% for AGIs $25k-50k, 41.3% for AGIs $50k-75k, 39.0% for AGIs $75k-100k, 45.2% for AGIs $100k-200k, 63.3% for AGIs over 200k)

Averages for the 2004 tax year for zip code 78645, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $59,555 (Individual Income Tax Returns)

Here:	$59,555
State:	$47,881

Salary/wage: $52,020 (reported on 77.6% of returns)

Here:	$52,020
State:	$41,947

(% of AGI for various income ranges: 215.3% for AGIs below $10k, 67.4% for AGIs $10k-25k, 73.2% for AGIs $25k-50k, 69.2% for AGIs $50k-75k, 70.7% for AGIs $75k-100k, 63.1% for AGIs over 100k)

Taxable interest for individuals: $2,025 (reported on 49.1% of returns)

This zip code:	$2,025
Texas:	$2,255

(% of AGI for various income ranges: 10.6% for AGIs below $10k, 2.3% for AGIs $10k-25k, 1.7% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 1.9% for AGIs over 100k)

Taxable dividends: $3,822 (reported on 28.5% of returns)

Here:	$3,822
State:	$4,261

(% of AGI for various income ranges: 17.3% for AGIs below $10k, 3.4% for AGIs $10k-25k, 1.7% for AGIs $25k-50k, 1.5% for AGIs $50k-75k, 1.5% for AGIs $75k-100k, 1.8% for AGIs over 100k)

Net capital gain/loss: +$13,284 (reported on 29.0% of returns)

Here:	+$13,284
State:	+$16,110

(% of AGI for various income ranges: -7.9% for AGIs below $10k, 0.9% for AGIs $10k-25k, 0.8% for AGIs $25k-50k, 1.7% for AGIs $50k-75k, 1.5% for AGIs $75k-100k, 12.5% for AGIs over 100k)

Profit/loss from business: +$13,145 (reported on 23.8% of returns)

Here:	+$13,145
State:	+$11,013

(% of AGI for various income ranges: -17.4% for AGIs below $10k, 10.7% for AGIs $10k-25k, 5.0% for AGIs $25k-50k, 4.8% for AGIs $50k-75k, 4.9% for AGIs $75k-100k, 5.2% for AGIs over 100k)

IRA payment deduction: $3,276 (reported on 3.1% of returns)

78645:	$3,276
Texas:	$3,120

(% of AGI for various income ranges: 0.4% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.1% for AGIs over 100k)

Self-employed pension: $10,400 (reported on 1.1% of returns)

Here:	$10,400
Texas:	$16,401

Total itemized deductions: $19,569 (22% of AGI, reported on 47.4% of returns)

Here:	$19,569
State:	$19,631

Here:	22.4% of AGI
State:	18.9% of AGI

(% of AGI for various income ranges: 65.1% for AGIs below $10k, 21.1% for AGIs $10k-25k, 16.0% for AGIs $25k-50k, 17.4% for AGIs $50k-75k, 17.6% for AGIs $75k-100k, 13.0% for AGIs over 100k)

Charity contributions deductions: $2,806 (3% of AGI, reported on 37.6% of returns)

Here:	$2,806
State:	$4,753

Here:	3.0% of AGI
State:	4.2% of AGI

(% of AGI for various income ranges: 3.2% for AGIs below $10k, 1.7% for AGIs $10k-25k, 1.5% for AGIs $25k-50k, 1.9% for AGIs $50k-75k, 2.1% for AGIs $75k-100k, 1.7% for AGIs over 100k)

Total tax: $9,459 (reported on 82.2% of returns)

78645:	$9,459
State:	$9,058

(% of AGI for various income ranges: 11.7% for AGIs below $10k, 5.0% for AGIs $10k-25k, 7.2% for AGIs $25k-50k, 9.4% for AGIs $50k-75k, 10.9% for AGIs $75k-100k, 17.9% for AGIs over 100k)

Earned income credit: $1,498 (reported on 10.7% of returns)

Here:	$1,498
State:	$2,024

Percentage of individuals using paid preparers for their 2004 taxes: 46.5%

Here:	47%
State:	57%

(% for various income ranges: 41.6% for AGIs below $10k, 49.9% for AGIs $10k-25k, 45.1% for AGIs $25k-50k, 46.2% for AGIs $50k-75k, 43.4% for AGIs $75k-100k, 52.5% for AGIs over 100k)

Nearest zip codes: 78734, 78732, 78641, 78738, 78726, 78669.
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Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

• Lesbian couples: 0.5% of all households
• Gay men: 0.3% of all households

Household received Food Stamps/SNAP in the past 12 months: 306
Household did not receive Food Stamps/SNAP in the past 12 months: 4,100

Housing units in zip code 78645 with a mortgage: 2,380 (106 second mortgage, 86 home equity loan, 3 both second mortgage and home equity loan)
Houses without a mortgage: 1,148

Median monthly owner costs for units with a mortgage: $1,431
Median monthly owner costs for units without a mortgage: $586

Residents with income below the poverty level in 2015:
Residents with income below 50% of the poverty level in 2015:

• Zip code 78645 household income distribution in 2015

• 
• 246Less than $10,000
• 303$10,000 to $14,999
• 127$15,000 to $19,999
• 302$20,000 to $24,999
• 134$25,000 to $29,999
• 137$30,000 to $34,999
• 125$35,000 to $39,999
• 125$40,000 to $44,999
• 185$45,000 to $49,999
• 196$50,000 to $59,999
• 484$60,000 to $74,999
• 916$75,000 to $99,999
• 356$100,000 to $124,999
• 118$125,000 to $149,999
• 270$150,000 to $199,999
• 382$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2015 in zip code 78645

• 
• 43Less than $10,000
• 21$10,000 to $14,999
• 8$20,000 to $24,999
• 10$25,000 to $29,999
• 19$40,000 to $49,999
• 20$50,000 to $59,999
• 68$60,000 to $69,999
• 114$70,000 to $79,999
• 79$80,000 to $89,999
• 176$90,000 to $99,999
• 353$100,000 to $124,999
• 395$125,000 to $149,999
• 284$150,000 to $174,999
• 312$175,000 to $199,999
• 560$200,000 to $249,999
• 323$250,000 to $299,999
• 275$300,000 to $399,999
• 127$400,000 to $499,999
• 122$500,000 to $749,999
• 72$750,000 to $999,999
• 109$1,000,000 to $1,499,999
• 32$1,500,000 to $1,999,999
• 6$2,000,000 or more

• Rent paid by renters in 2015 in zip code 78645

• 
• 12Less than $100
• 57$400 to $449
• 16$450 to $499
• 51$500 to $549
• 11$600 to $649
• 53$700 to $749
• 185$750 to $799
• 106$800 to $899
• 63$900 to $999
• 157$1,000 to $1,249
• 9$1,250 to $1,499
• 84$1,500 to $1,999
• 22$2,000 to $2,499
• 52No cash rent

Median gross rent in 2015: $1,037.

Median price asked for vacant for-sale houses and condos in 2015: $286,870.

Estimated median house (or condo) value in 2015 for:

• White Non-Hispanic householders: $200,037
• Black or African American householders: $286,647
• American Indian or Alaska Native householders: $131,892
• Some other race householders: $192,417
• Two or more races householders: $195,348
• Hispanic or Latino householders: $198,572

Estimated median house or condo value in 2015: $188,900 Lower value quartile - upper value quartile: $122,900 - $278,500

Mean price in 2015:

Detached houses: $381,151

Here:	$381,151
State:	$217,477

Townhouses or other attached units: $288,233

Here:	$288,233
State:	$208,380

In 2-unit structures: $277,310

Here:	$277,310
State:	$165,849

In 3-to-4-unit structures: $254,785

Here:	$254,785
State:	$176,439

In 5-or-more-unit structures: $328,161

Here:	$328,161
State:	$269,486

Mobile homes: $69,121

Here:	$69,121
State:	$76,318

Housing units in structures:

• One, detached: 4,437
• One, attached: 302
• Two: 266
• 3 or 4: 5
• 5 to 9: 203
• 10 to 19: 169
• 20 to 49: 106
• 50 or more: 239
• Mobile homes: 246
• Boats, RVs, vans, etc.: 77

Unemployment: 7.5%

• Means of transportation to work in zip code 78645

• 
• 73.5%3,718Drove a car alone
• 12.7%644Carpooled
• 0.5%23Bus or trolley bus
• 0.4%18Railroad
• 1.0%53Motorcycle
• 1.3%64Walked
• 0.4%22Other means
• 10.2%516Worked at home

• Travel time to work (commute) in zip code 78645

• 
• 132Less than 5 minutes
• 2495 to 9 minutes
• 35810 to 14 minutes
• 38915 to 19 minutes
• 22420 to 24 minutes
• 12025 to 29 minutes
• 52430 to 34 minutes
• 22835 to 39 minutes
• 64840 to 44 minutes
• 72745 to 59 minutes
• 68960 to 89 minutes
• 25490 or more minutes

Percentage of zip code residents living and working in this county: 65.2%

Household type by relationship:

Households: 10,274

• In family households: 8,600 (1,845 male householders, 1,278 female householders)

  2,782 spouses, 2,154 children (1,808 natural, 74 adopted, 274 stepchildren), 114 grandchildren, 44 brothers or sisters, 39 parents, 166 other relatives, 94 non-relatives

• In nonfamily households: 1,674 (673 male householders (529 living alone)), 610 female householders (551 living alone)), 391 nonrelatives

Size of family households: 2,033 2-persons, 537 3-persons, 255 4-persons, 181 5-persons, 98 6-persons, 19 7-or-more-persons

Size of nonfamily households: 1,080 1-person, 146 2-persons, 6 3-persons, 51 4-persons

1,173 married couples with children.
302 single-parent households (2 men, 300 women).

89.5% of residents of 78645 zip code speak English at home.
9.2% of residents speak Spanish at home (56% very well, 4% well, 25% not well, 14% not at all).
1.0% of residents speak other Indo-European language at home (91% very well, 6% well, 3% not well).
0.3% of residents speak Asian or Pacific Island language at home (100% very well).

Facilities with environmental interests located in this zip code:

• B & W HOMES-LAGO VISTA WATER SYS (PO BOX 147 in LAGO VISTA, TX)

  (Integrated Compliance Information System) - ICIS-06-1997-0706, FORMAL ENFORCEMENT ACTION, ICIS-06-1996-0429, ICIS-06-2000-0480,
  Business SIC classification: WATER SUPPLY
  

Housing units lacking complete plumbing facilities: 0.2%
Housing units lacking complete kitchen facilities: 1.9%

Population in 1990: 4,060. Population change in the 1990s: +3,575 (+88.1%).

Place of birth for U.S.-born residents:

• This state: 5,196
• Northeast: 603
• Midwest: 1,546
• South: 1,106
• West: 858

44% of the 78645 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 43% lived in this county.
   Out of people who lived in different counties, 50% lived in Texas.

89% of the 78645 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 25% moved from this county.
   Out of people who lived in different houses, 69% moved from different county within same state.
   Out of people who lived in different houses, 5% moved from different state.
   Out of people who lived in different houses, 1% moved from abroad.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 17
Students in private schools in grades 9 to 12 (high school): Students in private undergraduate colleges: 16

Companies with federal contracts located in this zip code:

• TRADEWINDS TRADING COMPANY, IN (3610 LOHMAN FORD RD in LEANDER, TX; small business) : $221,399 in 13 contracts from 2004 to 2006

  Contracts for Medical and Surgical Instruments, Equipment, and Supplies, Cabinets, Lockers, Bins, and Shelving, Dental Instruments, Equipment, and Supplies, Boxes, Cartons, and Crates, and more by Army, Navy, U.S. Special Operations Command, Uniformed Services University of the Health Sciences, and others
  Signed by year: 2000: $0; 2001: $0; 2002: $0; 2003: $0; 2004: $65,269; 2005: $104,035; 2006: $52,095.
  
  Biggest contracts:
  $73,090 with Army for Medical and Surgical Instruments, Equipment, and Supplies. Taking place in WA. Signed on 2005-07-29. Completion date: 2005-08-30.
  $46,809 with Navy for Cabinets, Lockers, Bins, and Shelving. Signed on 2004-01-23. Completion date: 2004-03-15.
  $29,710 with U.S. Special Operations Command for Medical and Surgical Instruments, Equipment, and Supplies. Signed on 2006-04-17. Completion date: 2006-07-29.
  $22,568 with Army for Dental Instruments, Equipment, and Supplies. Signed on 2006-04-03. Completion date: 2006-04-29.
  

• MEN MICRO INC (19801 BOGGY FORD ROAD STE in LAGO VISTA, TX; small business) : $64,953 in 4 contracts from 2003 to 2006

  $44,700 with Navy for ADP Input/Output and Storage Devices. Signed on 2006-02-07. Completion date: 2006-05-12.
  $7,920, same as above. Signed on 2004-06-09. Completion date: 2004-06-30.
  $7,080, same as above. Signed on 2004-02-11. Completion date: 2004-03-17.
  $5,253, same as above. Signed on 2003-12-17. Completion date: 2004-01-30.
  

• ARCHIE D BARRETT (18002 AUSTIN BLVD in LAGO VISTA, TX; small business)

  $39,100 with Navy for Lectures For Training. Taking place in CA. Signed on 2005-06-20. Completion date: 2005-12-31.

• TARGA ANALYTICAL SYSTEMS AND D (318 FLIGHTLINE in LAGO VISTA, TX; small business) : $32,658 in 2 contracts from 2001 to 2005

  $29,058 with Army for Valves, Powered. Signed on 2001-09-21. Completion date: 2001-11-09.
  $3,600, same as above. Signed on 2005-03-21. Completion date: 2005-04-30.
  

• BDI DATALYNK (2807 DOUGLAS COVE in LEANDER, TX; small business) : $21,480 in 2 contracts in 2005

  $17,900 with Army for Packing/Crating Services. Signed on 2005-10-17. Completion date: 2005-10-21.
  $3,580, same as above. Signed on 2005-11-04. Completion date: 2005-10-21.
  

Top industries in this zip code by the number of employees in 2005:

• Accommodation and Food Services: Full-Service Restaurants (20-49 employees: 2 establishments, 10-19 employees: 1 establishment, 5-9 employees: 1 establishment, 1-4 employees: 2 establishments)
• Health Care and Social Assistance: HMO Medical Centers (50-99: 1)
• Administrative and Support and Waste Management and Remediation Services: Landscaping Services (20-49: 1, 10-19: 1, 5-9: 1)
• Construction: Plumbing, Heating, and Air-Conditioning Contractors (10-19: 1, 5-9: 2, 1-4: 4)
• Finance and Insurance: Insurance Agencies and Brokerages (20-49: 1, 1-4: 2)
• Finance and Insurance: Direct Title Insurance Carriers (20-49: 1, 1-4: 1)
• Construction: Site Preparation Contractors (20-49: 1, 1-4: 1)
• Construction: Drywall and Insulation Contractors (20-49: 1)
• Administrative and Support and Waste Management and Remediation Services: Security Systems Services (except Locksmiths) (20-49: 1)

Detailed HMDA statistics for the following Tracts: 0017.67


Detailed PMIC statistics for the following Tracts: 0017.67

Most common first names in zip code 78645 among deceased individuals
Name	Count	Lived (average)
William	22	78.1 years
John	22	77.5 years
Mary	21	82.8 years
James	21	76.0 years
Robert	20	72.3 years
Charles	15	65.5 years
George	13	80.4 years
Donald	12	73.6 years
Jack	10	77.7 years
Richard	10	71.5 years

Most common last names in zip code 78645 among deceased individuals
Last name	Count	Lived (average)
Jones	10	71.5 years
Williams	10	81.6 years
Davis	6	82.7 years
Anderson	6	80.7 years
Taylor	6	73.3 years
Johnson	5	84.6 years
King	5	77.4 years
Moore	5	82.0 years
Morris	5	75.0 years
Smith	5	73.8 years

Businesses in zip code 78645
Name	Count		Name	Count
Ace Hardware	1		SONIC Drive-In	1
CVS	1		UPS	2
FedEx	3