Estimated zip code population in 2017: 10,862 Zip code population in 2010: 9,773 Zip code population in 2000: 7,635
Houses and condos: 6,125 Renter-occupied apartments: 882
% of renters here:
19%
State:
38%
March 2019 cost of living index in zip code 78645: 92.4 (less than average, U.S. average is 100)
Land area: 31.6 sq. mi. Water area: 6.4 sq. mi.
Population density: 344 people per square mile
(very low).
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Real estate property taxes paid for housing units in 2017:
This zip code:
1.7% ($3,850)
Texas:
1.8% ($3,020)
Median real estate property taxes paid for housing units with mortgages in 2017: $4,063 (1.6%) Median real estate property taxes paid for housing units with no mortgage in 2017: $3,197 (1.6%)
Estimated median house/condo value in 2017: $233,119
78645:
$233,119
Texas:
$172,200
According to our research of Texas and other state lists, there were 21 registered sex offenders living in 78645 zip code as of January 16, 2021. The ratio of all residents to sex offenders in zip code 78645 is 497 to 1. The ratio of registered sex offenders to all residents in this zip code is near the state average.
Median resident age:
This zip code:
51.8 years
Texas median age:
34.7 years
Average household size:
This zip code:
2.3 people
Texas:
2.9 people
Averages for the 2012 tax year for zip code 78645, filed in 2013:
Average Adjusted Gross Income (AGI) in 2012: $74,803 (Individual Income Tax Returns)
Here:
$74,803
State:
$65,384
Salary/wage: $62,400 (reported on 76.6% of returns)
Here:
$62,400
State:
$52,524
(% of AGI for various income ranges: 65.0% for AGIs below $25k, 68.0% for AGIs $25k-50k, 67.9% for AGIs $50k-75k, 66.6% for AGIs $75k-100k, 66.3% for AGIs $100k-200k, 57.3% for AGIs over 200k)
Taxable interest for individuals: $2,012 (reported on 39.8% of returns)
This zip code:
$2,012
Texas:
$2,372
(% of AGI for various income ranges: 1.5% for AGIs below $25k, 0.7% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 0.8% for AGIs $100k-200k, 1.6% for AGIs over 200k)
Ordinary dividends: $8,122 (reported on 26.8% of returns)
Here:
$8,122
State:
$9,721
(% of AGI for various income ranges: 3.9% for AGIs below $25k, 1.9% for AGIs $25k-50k, 2.5% for AGIs $50k-75k, 2.3% for AGIs $75k-100k, 1.9% for AGIs $100k-200k, 4.5% for AGIs over 200k)
Net capital gain/loss in AGI: +$9,871 (reported on 24.9% of returns)
Here:
+$9,871
State:
+$35,319
(% of AGI for various income ranges: 0.7% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 1.7% for AGIs $75k-100k, 2.1% for AGIs $100k-200k, 7.8% for AGIs over 200k)
Profit/loss from business: +$14,345 (reported on 22.2% of returns)
Here:
+$14,345
State:
+$13,732
(% of AGI for various income ranges: 13.1% for AGIs below $25k, 7.5% for AGIs $25k-50k, 4.7% for AGIs $50k-75k, 2.2% for AGIs $75k-100k, 2.8% for AGIs $100k-200k, 3.8% for AGIs over 200k)
Taxable individual retirement arrangement distribution: $22,538 (reported on 14.2% of returns)
78645:
$22,538
Texas:
$19,511
(% of AGI for various income ranges: 5.0% for AGIs below $25k, 3.7% for AGIs $25k-50k, 4.0% for AGIs $50k-75k, 5.0% for AGIs $75k-100k, 4.9% for AGIs $100k-200k, 3.5% for AGIs over 200k)
Self-employment retirement plans: $17,000 (reported on 0.6% of returns)
78645:
$17,000
Texas:
$23,938
Total itemized deductions: $24,158 (20% of AGI, reported on 41.2% of returns)
Here:
$24,158
State:
$24,724
Here:
19.6% of AGI
State:
15.9% of AGI
(% of AGI for various income ranges: 19.2% for AGIs below $25k, 13.4% for AGIs $25k-50k, 13.5% for AGIs $50k-75k, 13.7% for AGIs $75k-100k, 13.4% for AGIs $100k-200k, 11.9% for AGIs over 200k)
Charity contributions: $3,982 (reported on 32.0% of returns)
Here:
$3,982
State:
$6,808
(% of AGI for various income ranges: 1.3% for AGIs below $25k, 1.3% for AGIs $25k-50k, 1.5% for AGIs $50k-75k, 1.7% for AGIs $75k-100k, 1.8% for AGIs $100k-200k, 1.9% for AGIs over 200k)
Taxes paid: $7,926 (reported on 40.8% of returns)
78645:
$7,926
State:
$6,921
(% of AGI for various income ranges: 4.7% for AGIs below $25k, 3.7% for AGIs $25k-50k, 3.9% for AGIs $50k-75k, 4.3% for AGIs $75k-100k, 4.8% for AGIs $100k-200k, 4.2% for AGIs over 200k)
Earned income credit: $2,020 (reported on 12.5% of returns)
Here:
$2,020
State:
$2,570
(% of AGI for various income ranges: 4.7% for AGIs below $25k, 1.0% for AGIs $25k-50k)
Percentage of individuals using paid preparers for their 2012 taxes: 40.0%
Here:
40%
State:
51%
(% for various income ranges: 34.6% for AGIs below $25k, 37.5% for AGIs $25k-50k, 41.3% for AGIs $50k-75k, 39.0% for AGIs $75k-100k, 45.2% for AGIs $100k-200k, 63.3% for AGIs over 200k)
Averages for the 2004 tax year for zip code 78645, filed in 2005:
Average Adjusted Gross Income (AGI) in 2004: $59,555 (Individual Income Tax Returns)
Here:
$59,555
State:
$47,881
Salary/wage: $52,020 (reported on 77.6% of returns)
Here:
$52,020
State:
$41,947
(% of AGI for various income ranges: 215.3% for AGIs below $10k, 67.4% for AGIs $10k-25k, 73.2% for AGIs $25k-50k, 69.2% for AGIs $50k-75k, 70.7% for AGIs $75k-100k, 63.1% for AGIs over 100k)
Taxable interest for individuals: $2,025 (reported on 49.1% of returns)
This zip code:
$2,025
Texas:
$2,255
(% of AGI for various income ranges: 10.6% for AGIs below $10k, 2.3% for AGIs $10k-25k, 1.7% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 1.9% for AGIs over 100k)
Taxable dividends: $3,822 (reported on 28.5% of returns)
Here:
$3,822
State:
$4,261
(% of AGI for various income ranges: 17.3% for AGIs below $10k, 3.4% for AGIs $10k-25k, 1.7% for AGIs $25k-50k, 1.5% for AGIs $50k-75k, 1.5% for AGIs $75k-100k, 1.8% for AGIs over 100k)
Net capital gain/loss: +$13,284 (reported on 29.0% of returns)
Here:
+$13,284
State:
+$16,110
(% of AGI for various income ranges: -7.9% for AGIs below $10k, 0.9% for AGIs $10k-25k, 0.8% for AGIs $25k-50k, 1.7% for AGIs $50k-75k, 1.5% for AGIs $75k-100k, 12.5% for AGIs over 100k)
Profit/loss from business: +$13,145 (reported on 23.8% of returns)
Here:
+$13,145
State:
+$11,013
(% of AGI for various income ranges: -17.4% for AGIs below $10k, 10.7% for AGIs $10k-25k, 5.0% for AGIs $25k-50k, 4.8% for AGIs $50k-75k, 4.9% for AGIs $75k-100k, 5.2% for AGIs over 100k)
IRA payment deduction: $3,276 (reported on 3.1% of returns)
78645:
$3,276
Texas:
$3,120
(% of AGI for various income ranges: 0.4% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.1% for AGIs over 100k)
Self-employed pension: $10,400 (reported on 1.1% of returns)
Here:
$10,400
Texas:
$16,401
Total itemized deductions: $19,569 (22% of AGI, reported on 47.4% of returns)
Here:
$19,569
State:
$19,631
Here:
22.4% of AGI
State:
18.9% of AGI
(% of AGI for various income ranges: 65.1% for AGIs below $10k, 21.1% for AGIs $10k-25k, 16.0% for AGIs $25k-50k, 17.4% for AGIs $50k-75k, 17.6% for AGIs $75k-100k, 13.0% for AGIs over 100k)
Charity contributions deductions: $2,806 (3% of AGI, reported on 37.6% of returns)
Here:
$2,806
State:
$4,753
Here:
3.0% of AGI
State:
4.2% of AGI
(% of AGI for various income ranges: 3.2% for AGIs below $10k, 1.7% for AGIs $10k-25k, 1.5% for AGIs $25k-50k, 1.9% for AGIs $50k-75k, 2.1% for AGIs $75k-100k, 1.7% for AGIs over 100k)
Total tax: $9,459 (reported on 82.2% of returns)
78645:
$9,459
State:
$9,058
(% of AGI for various income ranges: 11.7% for AGIs below $10k, 5.0% for AGIs $10k-25k, 7.2% for AGIs $25k-50k, 9.4% for AGIs $50k-75k, 10.9% for AGIs $75k-100k, 17.9% for AGIs over 100k)
Earned income credit: $1,498 (reported on 10.7% of returns)
Here:
$1,498
State:
$2,024
Percentage of individuals using paid preparers for their 2004 taxes: 46.5%
Here:
47%
State:
57%
(% for various income ranges: 41.6% for AGIs below $10k, 49.9% for AGIs $10k-25k, 45.1% for AGIs $25k-50k, 46.2% for AGIs $50k-75k, 43.4% for AGIs $75k-100k, 52.5% for AGIs over 100k)
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)
Lesbian couples: 0.3% of all households
Gay men: 0.4% of all households
Household received Food Stamps/SNAP in the past 12 months: 247 Household did not receive Food Stamps/SNAP in the past 12 months: 4,427
Women who had a birth in the past 12 months: 67 (34 now married, 32 unmarried) Women who did not have a birth in the past 12 months: 1,956 (944 now married, 1,008 unmarried)
Housing units in zip code 78645 with a mortgage: 2,496 (31 second mortgage, 98 home equity loan) Houses without a mortgage: 1,266
Median monthly owner costs for units with a mortgage: $1,542 Median monthly owner costs for units without a mortgage: $573
Residents with income below the poverty level in 2017:
This zip code:
6.4%
Whole state:
14.7%
Residents with income below 50% of the poverty level in 2017:
This zip code:
4.8%
Whole state:
8.3%
Median number of rooms in houses and condos:
Here:
6.0
State:
6.2
Median number of rooms in apartments:
Here:
4.7
State:
4.1
Notable locations in this zip code not listed on our city pages
Notable locations in zip code 78645: Lakeshore Ranch (A), Sandy Creek Arm (B), North Lake Travis Fire and Rescue Station 103 (C), North Lake Travis Fire and Rescue Station 105 (D), North Lake Travis Fire and Rescue Station 101 (E), North Lake Travis Fire and Rescue Station 104 (F), Austin / Travis County Emergency Medical Service - Medic 25 (G), Austin / Travis County Emergency Medical Service - Rescue 22 (H). Display/hide their locations on the map
Churches in zip code 78645 include: South Jonestown Church (A), First Baptist Church - Jonestown (B), Travis Oaks Baptist Church (C), Saint Peters Episcopal Church (D), Rolling Hills Community Church (E). Display/hide their locations on the map
Parks in zip code 78645 include: Arkansas Bend Park (1), Laura Reed Park (2), Highland Lake (3), Lago Vista Stadium (4), Dave Reed Park (5), Bar K Park (6). Display/hide their locations on the map
Cars and other vehicles available in Lago Vista, TX (78645) in owner-occupied houses/condos
21no vehicle
9781 vehicle
1,8682 vehicles
5883 vehicles
2194 vehicles
895+ vehicles
Cars and other vehicles available in Lago Vista, TX (78645) in renter-occupied apartments
51no vehicle
4391 vehicle
2562 vehicles
583 vehicles
874 vehicles
05+ vehicles
Zip code 78645 household income distribution in 2017
124Less than $10,000
212$10,000 to $14,999
69$15,000 to $19,999
315$20,000 to $24,999
292$25,000 to $29,999
179$30,000 to $34,999
114$35,000 to $39,999
169$40,000 to $44,999
162$45,000 to $49,999
243$50,000 to $59,999
332$60,000 to $74,999
858$75,000 to $99,999
450$100,000 to $124,999
426$125,000 to $149,999
367$150,000 to $199,999
362$200,000 or more
Estimate of home value of owner-occupied houses/condos in 2017 in zip code 78645
29Less than $10,000
3$15,000 to $19,999
16$20,000 to $24,999
6$25,000 to $29,999
14$30,000 to $34,999
32$40,000 to $49,999
18$50,000 to $59,999
85$60,000 to $69,999
77$70,000 to $79,999
73$80,000 to $89,999
92$90,000 to $99,999
166$100,000 to $124,999
361$125,000 to $149,999
283$150,000 to $174,999
387$175,000 to $199,999
542$200,000 to $249,999
467$250,000 to $299,999
511$300,000 to $399,999
167$400,000 to $499,999
245$500,000 to $749,999
77$750,000 to $999,999
111$1,000,000 to $1,499,999
28$2,000,000 or more
Rent paid by renters in 2017 in zip code 78645
12Less than $100
61$400 to $449
49$500 to $549
66$550 to $599
29$600 to $649
62$750 to $799
119$800 to $899
50$900 to $999
205$1,000 to $1,249
19$1,250 to $1,499
177$1,500 to $1,999
15$2,000 to $2,499
18No cash rent
Median gross rent in 2017: $1,129.
Median price asked for vacant for-sale houses and condos in 2017: $359,533.
Estimated median house (or condo) value in 2017 for:
White Non-Hispanic householders: $246,863
Black or African American householders: $353,747
American Indian or Alaska Native householders: $162,767
Some other race householders: $237,459
Two or more races householders: $241,076
Hispanic or Latino householders: $245,055
Estimated median house or condo value in 2017: $233,119
78645:
$233,119
Texas:
$172,200
Lower value quartile - upper value quartile: $156,327 - $342,079
Mean price in 2017:
Detached houses: $419,088
Here:
$419,088
State:
$242,762
Townhouses or other attached units: $276,167
Here:
$276,167
State:
$241,439
In 2-unit structures: $228,692
Here:
$228,692
State:
$179,198
In 3-to-4-unit structures: $217,803
Here:
$217,803
State:
$206,604
In 5-or-more-unit structures: $399,240
Here:
$399,240
State:
$271,582
Mobile homes: $69,262
Here:
$69,262
State:
$77,722
Occupied boats, RVs, vans, etc.: $753,043
Here:
$753,043
State:
$60,875
Housing units in structures:
One, detached: 4,295
One, attached: 394
Two: 273
3 or 4: 4
5 to 9: 214
10 to 19: 111
20 to 49: 164
50 or more: 166
Mobile homes: 425
Boats, RVs, vans, etc.: 76
Unemployment: 5.5%
Means of transportation to work in zip code 78645
77.6%4,196Drove a car alone
6.0%326Carpooled
0.6%34Bus or trolley bus
0.2%10Railroad
0.3%14Motorcycle
0.8%41Walked
0.5%26Other means
15.1%819Worked at home
Travel time to work (commute) in zip code 78645
266Less than 5 minutes
4265 to 9 minutes
43410 to 14 minutes
31715 to 19 minutes
19920 to 24 minutes
10925 to 29 minutes
42230 to 34 minutes
8935 to 39 minutes
50040 to 44 minutes
81145 to 59 minutes
79860 to 89 minutes
26790 or more minutes
Percentage of zip code residents living and working in this county: 68.6%
Household type by relationship:
Households: 10,866
In family households: 8,937 (1,708 male householders, 1,310 female householders)
2,678 spouses, 2,387 children (2,003 natural, 82 adopted, 303 stepchildren), 375 grandchildren, 120 brothers or sisters, 29 parents, 99 other relatives, 114 non-relatives
In nonfamily households: 1,930 (793 male householders (613 living alone)), 835 female householders (772 living alone)), 299 nonrelatives
Size of family households: 1,783 2-persons, 592 3-persons, 344 4-persons, 195 5-persons, 95 6-persons, 18 7-or-more-persons
Size of nonfamily households: 1,386 1-person, 235 2-persons, 6 3-persons
1,101 married couples with children.
213 single-parent households (213 women).
88.1% of residents of 78645 zip code speak English at home.
9.7% of residents speak Spanish at home (80% very well, 10% well, 10% not well).
1.5% of residents speak other Indo-European language at home (88% very well, 12% well).
0.8% of residents speak Asian or Pacific Island language at home (43% very well, 57% not well).
Foreign born population: 640 (5.9%) (50.3% of them are naturalized citizens)
This zip code:
5.9%
Whole state:
17.1%
7%Japan
6%France
5%Kuwait
5%Thailand
4%Netherlands
3%Romania
3%United Kingdom, excluding England and Scotland
22%European
12%American
7%Irish
6%English
6%German
4%Scotch-Irish
3%Scottish
Year of entry for the foreign-born population
02010 or later
1422000 to 2009
691990 to 1999
506Before 1990
Facilities with environmental interests located in this zip code:
B & W HOMES-LAGO VISTA WATER SYS (PO BOX 147 in LAGO VISTA, TX)
(Integrated Compliance Information System) - ICIS-06-1997-0706, FORMAL ENFORCEMENT ACTION, ICIS-06-1996-0429, ICIS-06-2000-0480, Business SIC classification: WATER SUPPLY
Housing units lacking complete plumbing facilities: 0.4% Housing units lacking complete kitchen facilities: 1.2%
88.6%Electricity
8.8%Bottled, tank, or LP gas
1.6%Utility gas
0.6%Wood
Population in 1990: 4,060. Population change in the 1990s: +3,575 (+88.1%).
Place of birth for U.S.-born residents:
This state: 5,986
Northeast: 649
Midwest: 1,357
South: 1,008
West: 1,071
44% of the 78645 zip code residents lived in the same house 5 years ago. Out of people who lived in different houses, 43% lived in this county. Out of people who lived in different counties, 50% lived in Texas.
91% of the 78645 zip code residents lived in the same house 1 year ago. Out of people who lived in different houses, 37% moved from this county. Out of people who lived in different houses, 59% moved from different county within same state. Out of people who lived in different houses, 4% moved from different state. Out of people who lived in different houses, 1% moved from abroad.
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 23
Here:
2.9%
Texas:
6.5%
Students in private schools in grades 9 to 12 (high school):
Here:
0.0%
Texas:
6.3%
Students in private undergraduate colleges: 5
Here:
1.6%
Texas:
15.0%
Occupation by median earnings in the past 12 months ($)
111,274Computer and mathematical occupations
107,335Architecture and engineering occupations
92,052Business and financial operations occupations
84,258Life, physical, and social science occupations
79,291Health diagnosing and treating practitioners and other technical occupations
75,002Management occupations
Companies with federal contracts located in this zip code:
TRADEWINDS TRADING COMPANY, IN (3610 LOHMAN FORD RD in LEANDER, TX; small business) : $221,399 in 13 contractsfrom 2004 to 2006
Contracts for Medical and Surgical Instruments, Equipment, and Supplies, Cabinets, Lockers, Bins, and Shelving, Dental Instruments, Equipment, and Supplies, Boxes, Cartons, and Crates, and moreby Army, Navy, U.S. Special Operations Command, Uniformed Services University of the Health Sciences, and others Signed by year:2000: $0; 2001: $0; 2002: $0; 2003: $0; 2004: $65,269; 2005: $104,035; 2006: $52,095.
Biggest contracts:
$73,090 with Army for Medical and Surgical Instruments, Equipment, and Supplies. Taking place in WA. Signed on 2005-07-29. Completion date: 2005-08-30.
$46,809 with Navy for Cabinets, Lockers, Bins, and Shelving. Signed on 2004-01-23. Completion date: 2004-03-15.
$29,710 with U.S. Special Operations Command for Medical and Surgical Instruments, Equipment, and Supplies. Signed on 2006-04-17. Completion date: 2006-07-29.
$22,568 with Army for Dental Instruments, Equipment, and Supplies. Signed on 2006-04-03. Completion date: 2006-04-29.
MEN MICRO INC (19801 BOGGY FORD ROAD STE in LAGO VISTA, TX; small business) : $64,953 in 4 contractsfrom 2003 to 2006
$44,700 with Navy for ADP Input/Output and Storage Devices. Signed on 2006-02-07. Completion date: 2006-05-12.
$7,920, same as above.Signed on 2004-06-09. Completion date: 2004-06-30.
$7,080, same as above.Signed on 2004-02-11. Completion date: 2004-03-17.
$5,253, same as above.Signed on 2003-12-17. Completion date: 2004-01-30.
ARCHIE D BARRETT (18002 AUSTIN BLVD in LAGO VISTA, TX; small business)
$39,100 with Navy for Lectures For Training. Taking place in CA. Signed on 2005-06-20. Completion date: 2005-12-31.
TARGA ANALYTICAL SYSTEMS AND D (318 FLIGHTLINE in LAGO VISTA, TX; small business) : $32,658 in 2 contractsfrom 2001 to 2005
$29,058 with Army for Valves, Powered. Signed on 2001-09-21. Completion date: 2001-11-09.
$3,600, same as above.Signed on 2005-03-21. Completion date: 2005-04-30.
BDI DATALYNK (2807 DOUGLAS COVE in LEANDER, TX; small business) : $21,480 in 2 contractsin 2005
$17,900 with Army for Packing/Crating Services. Signed on 2005-10-17. Completion date: 2005-10-21.
$3,580, same as above.Signed on 2005-11-04. Completion date: 2005-10-21.
Top industries in this zip code by the number of employees in 2005: