78654 Zip Code Detailed Profile




Cities: Marble Falls, TX (5.15%), Granite Shoals, TX (2.69%), Meadowlakes, TX (0.37%), Highland Haven, TX (0.25%)
Counties: Burnet County, TX (79.89%), Travis County, TX (20.11%)
Estimated zip code population in 2013: 16,916
Zip code population in 2010: 17,553
Zip code population in 2000: 18,027

Houses and condos: 8,120
Renter-occupied apartments: 2,065
% of renters here:

31%
State:

38%
Mar. 2013 cost of living index in zip code 78654: 86.1 (less than average, U.S. average is 100)

Land area: 200.2 sq. mi.
Water area: 10.0 sq. mi.
Population density: 85 people per square mile 
 
 (very low).

Age and Sex of Residents in zip code 78654
Zip code 78654 (Marble Falls, Texas) real estate house value trends
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Real estate property taxes paid for housing units in 2013:
This zip code:

1.5% ($2,666)
Texas:

1.9% ($2,510)
Median real estate property taxes paid for housing units with mortgages in 2013: $3,103 (1.6%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $2,130 (1.3%)

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Males: 8,395  (49.6%)
Females: 8,521  (50.4%)

For population 25 years and over in 78654:

For population 15 years and over in 78654:

Zip code 78654 compared to state average:

  • Black race population percentage significantly below state average.
  • Median age significantly above state average.
  • Foreign-born population percentage below state average.
  • Number of college students below state average.
  • Races in zip code 78654

  • Zip code 78654 races chart
    • 12,256White population
    • 300Black population
    • 62American Indian population
    • 103Asian population
    • 1Native Hawaiian and Other Pacific Islander population
    • 16Some other race population
    • 185Two or more races population
    • 4,630Hispanic or Latino population

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78654, TX forum
Recent posts about zip code 78654 area on our local forum with over 1,800,000 registered users:
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Urban population: 10,345
Rural population: 6,570

Estimated median house/condo value in 2013: $175,500
78654:

$175,500
Texas:

$132,000



According to our research of Texas and other state lists there were 32 registered sex offenders living in 78654 zip code as of August 01, 2015.
The ratio of number of residents in zip code 78654 to the number of sex offenders is 508 to 1.
The number of registered sex offenders compared to the number of residents in this zip code is near the state average.


Median resident age:
This zip code:

44.1 years
Texas median age:

34.0 years
Average household size:
This zip code:

2.5 people
Texas:

2.8 people

Averages for the 2012 tax year for zip code 78654, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $65,341 (Individual Income Tax Returns)
Here:

$65,341
State:

$65,384

Salary/wage: $43,229 (reported on 74.1% of returns)
Here:

$43,229
State:

$52,524
(% of AGI for various income ranges: 69.9% for AGIs below $25k, 70.8% for AGIs $25k-50k, 62.8% for AGIs $50k-75k, 58.3% for AGIs $75k-100k, 57.2% for AGIs $100k-200k, 26.6% for AGIs over 200k)

Taxable interest for individuals: $2,671 (reported on 32.2% of returns)
This zip code:

$2,671
Texas:

$2,372
(% of AGI for various income ranges: 1.4% for AGIs below $25k, 1.5% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 1.4% for AGIs $100k-200k, 1.3% for AGIs over 200k)

Ordinary dividends: $8,640 (reported on 19.9% of returns)
Here:

$8,640
State:

$9,721
(% of AGI for various income ranges: 1.9% for AGIs below $25k, 1.4% for AGIs $25k-50k, 1.8% for AGIs $50k-75k, 2.1% for AGIs $75k-100k, 3.0% for AGIs $100k-200k, 3.4% for AGIs over 200k)

Net capital gain/loss in AGI: +$59,070 (reported on 18.6% of returns)
Here:

+$59,070
State:

+$35,319
(% of AGI for various income ranges: 0.2% for AGIs below $25k, 0.3% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 1.1% for AGIs $75k-100k, 3.0% for AGIs $100k-200k, 41.9% for AGIs over 200k)

Profit/loss from business: +$15,383 (reported on 23.2% of returns)
Here:

+$15,383
State:

+$13,732
(% of AGI for various income ranges: 14.6% for AGIs below $25k, 7.0% for AGIs $25k-50k, 4.9% for AGIs $50k-75k, 3.0% for AGIs $75k-100k, 5.2% for AGIs $100k-200k, 4.0% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $19,615 (reported on 13.7% of returns)
78654:

$19,615
Texas:

$19,511
(% of AGI for various income ranges: 3.7% for AGIs below $25k, 3.2% for AGIs $25k-50k, 5.1% for AGIs $50k-75k, 6.5% for AGIs $75k-100k, 5.9% for AGIs $100k-200k, 2.7% for AGIs over 200k)

Self-employment retirement plans: $17,840 (reported on 0.6% of returns)
78654:

$17,840
Texas:

$23,938

Total itemized deductions: $24,601 (16% of AGI, reported on 27.4% of returns)
Here:

$24,601
State:

$24,724

Here:

16.5% of AGI
State:

15.9% of AGI
(% of AGI for various income ranges: 11.3% for AGIs below $25k, 10.8% for AGIs $25k-50k, 11.9% for AGIs $50k-75k, 13.5% for AGIs $75k-100k, 14.1% for AGIs $100k-200k, 6.8% for AGIs over 200k)

Charity contributions: $5,985 (reported on 21.0% of returns)
Here:

$5,985
State:

$6,808
(% of AGI for various income ranges: 0.8% for AGIs below $25k, 1.5% for AGIs $25k-50k, 1.8% for AGIs $50k-75k, 2.0% for AGIs $75k-100k, 2.2% for AGIs $100k-200k, 2.2% for AGIs over 200k)

Taxes paid: $7,259 (reported on 27.0% of returns)
78654:

$7,259
State:

$6,921
(% of AGI for various income ranges: 2.7% for AGIs below $25k, 2.6% for AGIs $25k-50k, 3.1% for AGIs $50k-75k, 3.9% for AGIs $75k-100k, 4.6% for AGIs $100k-200k, 2.2% for AGIs over 200k)

Earned income credit: $2,459 (reported on 21.2% of returns)
Here:

$2,459
State:

$2,570
(% of AGI for various income ranges: 7.7% for AGIs below $25k, 1.4% for AGIs $25k-50k)

Averages for the 2004 tax year for zip code 78654, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $41,491 (Individual Income Tax Returns)
Here:

$41,491
State:

$47,881

Salary/wage: $33,592 (reported on 74.0% of returns)
Here:

$33,592
State:

$41,947
(% of AGI for various income ranges: 212.3% for AGIs below $10k, 69.5% for AGIs $10k-25k, 69.9% for AGIs $25k-50k, 62.8% for AGIs $50k-75k, 58.2% for AGIs $75k-100k, 46.6% for AGIs over 100k)

Taxable interest for individuals: $2,928 (reported on 42.6% of returns)
This zip code:

$2,928
Texas:

$2,255
(% of AGI for various income ranges: 19.7% for AGIs below $10k, 2.9% for AGIs $10k-25k, 2.2% for AGIs $25k-50k, 2.5% for AGIs $50k-75k, 2.8% for AGIs $75k-100k, 3.4% for AGIs over 100k)

Taxable dividends: $3,947 (reported on 22.8% of returns)
Here:

$3,947
State:

$4,261
(% of AGI for various income ranges: 17.2% for AGIs below $10k, 1.6% for AGIs $10k-25k, 1.8% for AGIs $25k-50k, 1.8% for AGIs $50k-75k, 1.6% for AGIs $75k-100k, 2.5% for AGIs over 100k)

Net capital gain/loss: +$13,419 (reported on 22.5% of returns)
Here:

+$13,419
State:

+$16,110
(% of AGI for various income ranges: -4.1% for AGIs below $10k, 0.6% for AGIs $10k-25k, 1.0% for AGIs $25k-50k, 2.2% for AGIs $50k-75k, 3.3% for AGIs $75k-100k, 16.9% for AGIs over 100k)

Profit/loss from business: +$11,426 (reported on 24.9% of returns)
Here:

+$11,426
State:

+$11,013
(% of AGI for various income ranges: 4.9% for AGIs below $10k, 11.2% for AGIs $10k-25k, 6.3% for AGIs $25k-50k, 5.1% for AGIs $50k-75k, 5.7% for AGIs $75k-100k, 7.2% for AGIs over 100k)

IRA payment deduction: $3,187 (reported on 2.3% of returns)
78654:

$3,187
Texas:

$3,120
(% of AGI for various income ranges: 0.1% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.1% for AGIs over 100k)

Self-employed pension: $12,518 (reported on 0.8% of returns)
Here:

$12,518
Texas:

$16,401

Total itemized deductions: $19,582 (23% of AGI, reported on 26.6% of returns)
Here:

$19,582
State:

$19,631

Here:

23.2% of AGI
State:

18.9% of AGI
(% of AGI for various income ranges: 36.8% for AGIs below $10k, 11.2% for AGIs $10k-25k, 12.2% for AGIs $25k-50k, 14.0% for AGIs $50k-75k, 13.1% for AGIs $75k-100k, 11.8% for AGIs over 100k)

Charity contributions deductions: $4,066 (5% of AGI, reported on 21.3% of returns)
Here:

$4,066
State:

$4,753

Here:

4.6% of AGI
State:

4.2% of AGI
(% of AGI for various income ranges: 2.1% for AGIs below $10k, 1.1% for AGIs $10k-25k, 1.5% for AGIs $25k-50k, 2.0% for AGIs $50k-75k, 2.0% for AGIs $75k-100k, 2.8% for AGIs over 100k)

Total tax: $6,824 (reported on 71.5% of returns)
78654:

$6,824
State:

$9,058
(% of AGI for various income ranges: 9.5% for AGIs below $10k, 4.3% for AGIs $10k-25k, 6.5% for AGIs $25k-50k, 8.8% for AGIs $50k-75k, 11.4% for AGIs $75k-100k, 18.6% for AGIs over 100k)

Earned income credit: $1,932 (reported on 21.0% of returns)
Here:

$1,932
State:

$2,024

Percentage of individuals using paid preparers for their 2004 taxes: 61.5%
Here:

62%
State:

57%
(% for various income ranges: 56.0% for AGIs below $10k, 64.9% for AGIs $10k-25k, 61.8% for AGIs $25k-50k, 60.7% for AGIs $50k-75k, 58.9% for AGIs $75k-100k, 68.5% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$46,086
Texas:

$51,704
Marble Falls, TX (78654) map Nearest zip codes: 78657, 78669, 78611, 78663, 78639, 78605.
Percentage of family households:
This zip code:

49.9%
Texas:

55.0%
Percentage of households with unmarried partners:
This zip code:

5.7%
Texas:

5.5%
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 914
Household did not receive Food Stamps/SNAP in the past 12 months: 5,818


Housing units in zip code 78654 with a mortgage: 2,419 (56 second mortgage, 113 home equity loan, 15 both second mortgage and home equity loan)
Houses without a mortgage: 2,248

Median monthly owner costs for units with a mortgage: $1,446
Median monthly owner costs for units without a mortgage: S472

Residents with income below the poverty level in 2013:
This zip code:

17.7%
Whole state:

17.5%
Residents with income below 50% of the poverty level in 2013:
This zip code:

13.3%
Whole state:

10.2%
Median number of rooms in houses and condos:
Here:

5.9
State:

6.2
Median number of rooms in apartments:
Here:

4.4
State:

4.2
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 78654: Mormon Mill Historical Site (A), Shovel Mountain (B), Austin and Northwestern Railroad Historic District (C), C Taylor Rodeo Arena (D), Camp Peniel (E), Marble Falls Volunteer Fire Department (F), Marble Falls Fire Rescue Department (G), Granite Shoals Fire Department (H), North Lake Travis Fire and Rescue Station 107 (I), Air - Evac Lifeteam 49 (J), Marble Falls Area Emergency Medical Services Satellite Station (K), Marble Falls Area Emergency Medical Services (L), Roper Hotel (M), The Driftwood Theater 8 (N), Marble Falls City Hall (O), Marble Falls Police Station (P), Marble Falls Library (Q), Starcke Dam Electric Substation (R). Display/hide their locations on the map

    Churches in zip code 78654 include: Sherwood Shores Church (A), Saint Andrew Presbyterian Church (B), Saint Johns Catholic Church (C), Westside Baptist Church (D), Hill Country Baptist Area Church (E), Highland Baptist Church (F), First Assembly of God Church (G), Anchor Hope Church (H), First United Methodist Church (I). Display/hide their locations on the map

    Cemeteries: Richter Cemetery (1), Richland Cemetery (2), Pleasant Valley Cemetery (3), Konvicka Cemetery (4), Wolf Crossing Cemetery (5), Mormon Mill Cemetery (6), Hensel Cemetery (7). Display/hide their locations on the map

    Lakes and reservoirs: Mill Pond (A), Bible Lake (B), Lewis Lake (C), Long Rock Tank (D), Meadowlakes Number 1 Lake (E), Meadowlakes Number 2 Lake (F). Display/hide their locations on the map

    Streams, rivers, and creeks: Bee Creek (A), Backbone Creek (B), Station Creek (C), Williams Creek (D), Spanish Oak Creek (E), Sparerib Creek (F), Spring Branch (G), Sulphur Creek (H), Whitman Branch (I). Display/hide their locations on the map

    Parks in zip code 78654 include: Alvin Wirtz Park (1), Lakeside Park (2), Marble Falls City Park (3), Marble Falls High School Stadium (4), Kelly A F B Recreation Area (5), Longhorn Cavern State Park (6). Display/hide their locations on the map

Year house built

  • 232010 or later
  • 2,5452000 to 2009
  • 1,2601990 to 1999
  • 1,4361980 to 1989
  • 1,5141970 to 1979
  • 7271960 to 1969
  • 3211950 to 1959
  • 1461940 to 1949
  • 1481939 or earlier

Zip code 78654 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Marble Falls, TX (78654)

  • 0no bedroom
  • 1981 bedroom
  • 9982 bedrooms
  • 2,7003 bedrooms
  • 5834 bedrooms
  • 1885+ bedrooms

Bedrooms in renter-occupied apartments in Marble Falls, TX (78654)

  • 46no bedroom
  • 2861 bedroom
  • 9272 bedrooms
  • 7433 bedrooms
  • 634 bedrooms
  • 05+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Marble Falls, TX (78654) in owner-occupied houses/condos

  • 62no vehicle
  • 1,2221 vehicle
  • 2,4132 vehicles
  • 8093 vehicles
  • 974 vehicles
  • 645+ vehicles

Cars and other vehicles available in Marble Falls, TX (78654) in renter-occupied apartments

  • 302no vehicle
  • 1,1471 vehicle
  • 5042 vehicles
  • 933 vehicles
  • 194 vehicles
  • 05+ vehicles

Median gross rent in 2013: $795.


Median price asked for vacant for-sale houses and condos in 2013: $292,013.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $175,500
78654:

$175,500
Texas:

$132,000
Lower value quartile - upper value quartile: $89,600 - $298,700

Owners and renters by unit type in %

Housing units in structures:


Unemployment: 7.9%

Percentage of zip code residents living and working in this county: 76.3%

Household type by relationship:

Households: 16,846

Size of family households: 2,406 2-persons, 929 3-persons, 621 4-persons, 297 5-persons, 241 6-persons, 126 7-or-more-persons

Size of nonfamily households: 1,870 1-person, 238 2-persons, 4 3-persons

2,064 married couples with children.
1,157 single-parent households (227 men, 930 women).

80.3% of residents of 78654 zip code speak English at home.
18.7% of residents speak Spanish at home (52% very well, 11% well, 27% not well, 10% not at all).
0.6% of residents speak other Indo-European language at home (62% very well, 38% well).
0.4% of residents speak Asian or Pacific Island language at home (100% not well).
0.1% of residents speak other language at home (100% very well).

Foreign born population: 1,687 (10.0%)
(24.0% of them are naturalized citizens)
This zip code:

10.0%
Whole state:

16.5%

Most common places of birth for the foreign-born residents

  • 68%Mexico
  • 8%Guatemala
  • 4%Honduras
  • 4%Poland
  • 3%Vietnam
  • 2%Lithuania
  • 2%Canada

Most common first ancestries reported in 78654 (%)

  • 32%Other groups
  • 17%German
  • 11%English
  • 7%Irish
  • 6%American
  • 2%French (except Basque)
  • 2%Scotch-Irish

Year of entry for the foreign-born population

  • 02010 or later
  • 8862000 to 2009
  • 3651990 to 1999
  • 625Before 1990

Zip code 78654 topographic map

Facilities with environmental interests located in this zip code:

Fire-safe hotels and motels in zip code 78654:

All 5 fire-safe hotels and motels in zip code 78654

Zip code 78654 marital status for males
Zip code 78654 marital status for females

Housing units lacking complete plumbing facilities: 2.9%
Housing units lacking complete kitchen facilities: 3.6%

Most commonly used house heating fuel

  • 79%Electricity
  • 10%Bottled, tank, or LP gas
  • 9%Utility gas
  • 2%Wood

Population in 1990: 13,422. Population change in the 1990s: +4,605 (+34.3%).

Place of birth for U.S.-born residents:


48% of the 78654 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 35% lived in this county.
   Out of people who lived in different counties, 50% lived in Texas.

88% of the 78654 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 53% moved from this county.
   Out of people who lived in different houses, 30% moved from different county within same state.
   Out of people who lived in different houses, 15% moved from different state.
   Out of people who lived in different houses, 2% moved from abroad.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 124
Here:

7.8%
Texas:

6.4%
Students in private schools in grades 9 to 12 (high school): 57
Here:

5.3%
Texas:

6.4%
Students in private undergraduate colleges: 106
Here:

27.5%
Texas:

14.8%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 156,667Legal occupations
  • 71,518Architecture and engineering occupations
  • 62,857Arts, design, entertainment, sports, and media occupations
  • 52,841Community and social service occupations
  • 52,784Business and financial operations occupations
  • 51,364Health diagnosing and treating practitioners and other technical occupations

Companies with federal contracts located in this zip code (MARBLE FALLS, TX):

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 66 people in nursing facilities/skilled-nursing facilities
  • 8 people in group homes intended for adults
  • 8 people in workers' group living quarters and job corps centers

People in group quarters in 2000:

  • 110 people in nursing homes
  • 11 people in homes for the mentally retarded

Fatal accident statistics in 2011:

  • Fatal accident count: 2
  • Vehicles involved in fatal accidents: 5
  • Fatal accidents caused by drunken drivers: 1
  • Fatalities: 2
  • Persons involved in fatal accidents: 9
  • Pedestrians involved in fatal accidents: 0

Fatal accident statistics in 2010:

  • Fatal accident count: 5
  • Vehicles involved in fatal accidents: 9
  • Fatal accidents caused by drunken drivers: 1
  • Fatalities: 6
  • Persons involved in fatal accidents: 10
  • Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 2 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED42$150,80267$267,287132$263,3238$81,91516$269,4564$79,245
APPLICATIONS APPROVED, NOT ACCEPTED1$86,2905$267,25611$229,2122$64,0802$256,3201$50,410
APPLICATIONS DENIED9$132,33711$203,26962$212,44212$40,22811$286,8458$56,604
APPLICATIONS WITHDRAWN5$184,5509$365,39938$223,8534$99,5386$180,5632$30,760
FILES CLOSED FOR INCOMPLETENESS0$02$120,04510$224,5360$00$00$0
Choose year:  2009 2008 2007 2006 2005 2004 2003 1999

Detailed HMDA statistics for the following Tracts: 0017.66

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 2 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED6$279,6731$160,630
APPLICATIONS APPROVED, NOT ACCEPTED2$335,7800$0
APPLICATIONS DENIED1$481,0301$280,240
APPLICATIONS WITHDRAWN0$01$481,030
FILES CLOSED FOR INCOMPLETENESS1$114,4900$0
Choose year:  2009 2008 2007 2006 2005 2004 2003 1999

Detailed PMIC statistics for the following Tracts: 0017.66

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 78654 among deceased individuals
NameCountLived (average)
James11373.3 years
John11174.9 years
William10575.3 years
Mary10381.2 years
Robert7575.1 years
George5176.7 years
Dorothy4178.6 years
Ruth3781.9 years
Charles3774.4 years
Margaret3380.3 years
Most common last names in zip code 78654 among deceased individuals
Last nameCountLived (average)
Smith5976.9 years
Moore3180.9 years
Jackson3071.9 years
Lewis3082.6 years
Davis2778.0 years
Williams2776.0 years
Hall2571.9 years
Johnson2577.7 years
Miller2374.7 years
Clark2174.7 years
Businesses in zip code 78654
NameCountNameCount
AT&T1Lowe's1
Arby's1MasterBrand Cabinets1
AutoZone1McDonald's2
Best Western1Motel 61
Blockbuster1Nike1
Chevrolet1Office Depot1
Cinnabon 1Payless1
Curves1Pizza Hut1
Dairy Queen1Quality1
Domino's Pizza1RadioShack1
FedEx3SONIC Drive-In1
Ford1Sears1
GNC1Sprint Nextel1
H&R Block1Starbucks1
Hilton1Subway2
Holiday Inn1Taco Bell1
Home Depot1The Room Place1
Jones New York1U-Haul1
KFC1UPS3
La Quinta1Verizon Wireless1
La-Z-Boy1Walgreens1
Lane Furniture2Walmart1
Long John Silver's1Wendy's1

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