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78657 Zip Code Detailed Profile

 


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Profiles Horseshoe Bay, TX (78657) houses, apartments, residents, cars, jobs...

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Cities: Horseshoe Bay, TX (27.18%), Cottonwood Shores, TX (4.58%), Marble Falls, TX (3.26%)
Counties: Llano County, TX (69.51%), Burnet County, TX (30.49%)

Estimated zip code population in 2011: 6,058
Zip code population in 2010: 5,509
Zip code population in 2000: 1,113




Age and Sex of Residents in zip code 78657

Zip code 78657 (Horseshoe Bay, Texas) real estate house value trends

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Houses and condos: 4,444
Renter-occupied apartments: 349
% of renters here:

14%
State:

37%

Mar. 2012 cost of living index in zip code 78657: 84.1 (less than average, U.S. average is 100)

Land area: 39.5 sq. mi.
Water area: 3.2 sq. mi.
Population density: 153 people per square mile 
 
 (very low).

Real estate property taxes paid for housing units in 2011:
This zip code:

1.1% ($2,858)
Texas:

1.9% ($2,455)

Median real estate property taxes paid for housing units with mortgages in 2011: $2,751 (1.2%)
Median real estate property taxes paid for housing units with no mortgage in 2011: $3,042 (1.0%)

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Males: 2,905  (48.0%)
Females: 3,153  (52.0%)

For population 25 years and over in 78657:

  • High school or higher: 93.3%
  • Bachelor's degree or higher: 39.6%
  • Graduate or professional degree: 12.5%
  • Unemployed: 3.8%
  • Mean travel time to work (commute): 0.0 minutes

For population 15 years and over in 78657:

  • Never married: 11.7%
  • Now married: 68.4%
  • Separated: 0.9%
  • Widowed: 6.8%
  • Divorced: 12.2%

Zip code 78657 compared to state average:

  • Median house value above state average.
  • Unemployed percentage below state average.
  • Black race population percentage significantly below state average.
  • Hispanic race population percentage significantly below state average.
  • Median age significantly above state average.
  • Foreign-born population percentage significantly below state average.
  • Renting percentage significantly below state average.
  • House age below state average.
  • Number of college students below state average.
  • Percentage of population with a bachelor's degree or higher above state average.

Zip code 78657 races chart

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78657, TX forum
Recent posts about zip code 78657 area on our local forum with over 1,500,000 registered users:
Why Aren't There More Tree/Green in Dallas Compare to Houston????  (207 replies)
100% rural population.

Estimated median house/condo value in 2011: $258,600
78657:

$258,600
Texas:

$127,700



According to our research of Texas and other state lists there were 3 registered sex offenders living in 78657 zip code as of September 18, 2014.
The ratio of number of residents in zip code 78657 to the number of sex offenders is 1,075 to 1.
The number of registered sex offenders compared to the number of residents in this zip code is smaller than the state average.


Median resident age:
This zip code:

53.2 years
Texas median age:

33.7 years

Average household size:
This zip code:

2.5 people
Texas:

2.8 people

Averages for the 2004 tax year for zip code 78657, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $87,786 (Individual Income Tax Returns)
Here:

$87,786
State:

$47,881

Salary/wage: $54,726 (reported on 57.8% of returns)
Here:

$54,726
State:

$41,947
(% of AGI for various income ranges: 57.4% for AGIs $10k-25k, 56.2% for AGIs $25k-50k, 37.0% for AGIs $50k-75k, 37.2% for AGIs $75k-100k, 30.1% for AGIs over 100k)

Taxable interest for individuals: $5,483 (reported on 64.2% of returns)
This zip code:

$5,483
Texas:

$2,255
(% of AGI for various income ranges: 5.3% for AGIs $10k-25k, 4.1% for AGIs $25k-50k, 5.0% for AGIs $50k-75k, 2.9% for AGIs $75k-100k, 3.4% for AGIs over 100k)

Taxable dividends: $13,511 (reported on 47.1% of returns)
Here:

$13,511
State:

$4,261
(% of AGI for various income ranges: 4.4% for AGIs $10k-25k, 4.3% for AGIs $25k-50k, 4.5% for AGIs $50k-75k, 6.0% for AGIs $75k-100k, 7.8% for AGIs over 100k)

Net capital gain/loss: +$37,977 (reported on 46.0% of returns)
Here:

+$37,977
State:

+$16,110
(% of AGI for various income ranges: -0.8% for AGIs $10k-25k, 0.9% for AGIs $25k-50k, 2.5% for AGIs $50k-75k, 3.3% for AGIs $75k-100k, 26.8% for AGIs over 100k)

Profit/loss from business: +$20,917 (reported on 26.2% of returns)
Here:

+$20,917
State:

+$11,013
(% of AGI for various income ranges: 9.5% for AGIs $10k-25k, 6.2% for AGIs $25k-50k, 2.8% for AGIs $50k-75k, 4.3% for AGIs $75k-100k, 6.3% for AGIs over 100k)

Profit/loss from farming: +$4,500 (reported on 2.7% of returns)
Here +$4,500
State -$-9,403

IRA payment deduction: $3,753 (reported on 3.2% of returns)
78657:

$3,753
Texas:

$3,120
(% of AGI for various income ranges: 0.2% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.1% for AGIs over 100k)

Self-employed pension: $19,031 (reported on 1.4% of returns)
Here:

$19,031
Texas:

$16,401

Total itemized deductions: $27,307 (19% of AGI, reported on 45.9% of returns)
Here:

$27,307
State:

$19,631

Here:

19.0% of AGI
State:

18.9% of AGI
(% of AGI for various income ranges: 24.5% for AGIs $10k-25k, 18.0% for AGIs $25k-50k, 17.6% for AGIs $50k-75k, 19.1% for AGIs $75k-100k, 11.2% for AGIs over 100k)

Charity contributions deductions: $6,027 (4% of AGI, reported on 39.9% of returns)
Here:

$6,027
State:

$4,753

Here:

3.8% of AGI
State:

4.2% of AGI
(% of AGI for various income ranges: 2.4% for AGIs $10k-25k, 2.1% for AGIs $25k-50k, 2.0% for AGIs $50k-75k, 2.5% for AGIs $75k-100k, 2.8% for AGIs over 100k)

Total tax: $18,251 (reported on 80.0% of returns)
78657:

$18,251
State:

$9,058
(% of AGI for various income ranges: 4.3% for AGIs $10k-25k, 7.2% for AGIs $25k-50k, 9.5% for AGIs $50k-75k, 10.8% for AGIs $75k-100k, 19.5% for AGIs over 100k)

Earned income credit: $1,782 (reported on 10.5% of returns)
Here:

$1,782
State:

$2,024

Percentage of individuals using paid preparers for their 2004 taxes: 64.8%
Here:

65%
State:

57%
(% for various income ranges: 60.5% for AGIs below $10k, 61.7% for AGIs $10k-25k, 62.1% for AGIs $25k-50k, 64.4% for AGIs $50k-75k, 56.9% for AGIs $75k-100k, 77.5% for AGIs over 100k)


Estimated median household income in 2011:
This zip code:

$64,911
Texas:

$49,392

Horseshoe Bay, TX (78657) map

Nearest zip codes: 78663, 78639, 78654, 78636, 78609, 78669.
Marble Falls Zip Code Map

Percentage of family households:
This zip code:

38.5%
Texas:

56.2%

Percentage of households with unmarried partners:
This zip code:

7.5%
Texas:

5.2%


Likely homosexual households (counted as self-reported same-sex unmarried-partner households)
  • Lesbian couples: 0.4% of all households
  • Gay men: 0.0% of all households

Household received Food Stamps/SNAP in the past 12 months: 112
Household did not receive Food Stamps/SNAP in the past 12 months: 2,316


Women who had a birth in the past 12 months: 20 (20 now married, 0 unmarried)
Women who did not have a birth in the past 12 months: 940 (570 now married, 370 unmarried)


Housing units in zip code 78657 with a mortgage: 1,063 (18 second mortgage, 57 home equity loan, 5 both second mortgage and home equity loan)
Houses without a mortgage: 1,016

Median monthly owner costs for units with a mortgage: $1,529
Median monthly owner costs for units without a mortgage: $682

Residents with income below the poverty level in 2011:
This zip code:

8.0%
Whole state:

18.5%

Residents with income below 50% of the poverty level in 2011:
This zip code:

2.6%
Whole state:

10.8%

Median number of rooms in houses and condos:
Here:

6.0
State:

6.2

Median number of rooms in apartments:
Here:

5.0
State:

4.1


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Notable locations in this zip code not listed on our city pages:

Notable locations in zip code 78657: Horseshoe Bay Fire Department Station 3 (A), Cottonwood Shores Area Volunteer Fire Department (B), Blue Lake Subdivision Fire Station (C), Sandy Harbor Subdivision Fire Station (D), Horseshoe Bay Fire Department Station 2 (E), Cottonwood Shores Community Center (F), Llano County Courthouse (G), Horseshoe Bay Police Station (H), Horseshoe Bay Fire Department Station 1 (I). Display/hide their locations on the map

Churches in zip code 78657 include: Protestant Church (A), Saint Paul the Apostle Catholic Church (B). Display/hide their locations on the map

Cemeteries: Fox Cemetery (1), Pecan Cemetery (2). Display/hide their locations on the map

Reservoirs: Lake Marble Falls (A), Lake Lyndon B Johnson (B). Display/hide their locations on the map

Streams, rivers, and creeks: Varnhagan Creek (A), Walnut Creek (B), Slickrock Creek (C), Tiger Creek (D), Cedar Branch (E), Pecan Creek (F), Horseshoe Creek (G), Dry Branch (H). Display/hide their locations on the map

 

Year house built

  • 2005 or later: 287
  • 2000 to 2004: 579
  • 1990 to 1999: 1,060
  • 1980 to 1989: 1,044
  • 1970 to 1979: 1,085
  • 1960 to 1969: 272
  • 1950 to 1959: 86
  • 1940 to 1949: 8
  • 1939 or earlier: 23


Zip code 78657 satellite photo by USGS

Bedrooms in houses/apartments in 78657
Owner-occupied Renter-occupied
  • no bedroom: 0
  • 1 bedroom: 17
  • 2 bedrooms: 442
  • 3 bedrooms: 1,193
  • 4 bedrooms: 324
  • 5+ bedrooms: 103
  • no bedroom: 7
  • 1 bedroom: 5
  • 2 bedrooms: 136
  • 3 bedrooms: 185
  • 4 bedrooms: 6
  • 5+ bedrooms: 10
Cars and other vehicles available in 78657 in houses/condos/apartments
Owner-occupied Renter-occupied
  • no vehicle: 6
  • 1 vehicle: 549
  • 2 vehicles: 1,096
  • 3 vehicles: 340
  • 4 vehicles: 81
  • 5+ vehicles: 7
  • no vehicle: 3
  • 1 vehicle: 48
  • 2 vehicles: 148
  • 3 vehicles: 99
  • 4 vehicles: 34
  • 5+ vehicles: 17


Estimated household income distribution in 2009:

Zip code 78657 household income distribution in 2009

Zip code 78657 house/condo values in 2011

Estimate of home value of owner-occupied houses/condos in 2011 in zip code 78657:

  • Less than $10,000: 27
  • $10,000 to $14,999: 5
  • $20,000 to $24,999: 15
  • $25,000 to $29,999: 62
  • $30,000 to $34,999: 23
  • $35,000 to $39,999: 10
  • $40,000 to $49,999: 4
  • $50,000 to $59,999: 46
  • $60,000 to $69,999: 38
  • $70,000 to $79,999: 35
  • $80,000 to $89,999: 34
  • $90,000 to $99,999: 58
  • $100,000 to $124,999: 188
  • $125,000 to $149,999: 121
  • $150,000 to $174,999: 120
  • $175,000 to $199,999: 99
  • $200,000 to $249,999: 106
  • $250,000 to $299,999: 282
  • $300,000 to $399,999: 281
  • $400,000 to $499,999: 150
  • $500,000 to $749,999: 167
  • $750,000 to $999,999: 45
  • $1,000,000 or more: 163

 



78657 rent paid by renters

Rent paid by renters in 2011 in zip code 78657:

  • $200 to $249: 4
  • $250 to $299: 5
  • $400 to $449: 43
  • $450 to $499: 3
  • $500 to $549: 84
  • $600 to $649: 22
  • $650 to $699: 11
  • $700 to $749: 17
  • $750 to $799: 38
  • $800 to $899: 19
  • $900 to $999: 10
  • $1,000 to $1,249: 76
  • No cash rent: 17
 


Median gross rent in 2011: $947.


Median price asked for vacant for-sale houses and condos in 2011: $313,308.

Estimated median house (or condo) value in 2011 for:

  • White Non-Hispanic householders: $288,767

Estimated median house or condo value in 2011: $258,600
78657:

$258,600
Texas:

$127,700
Lower value quartile - upper value quartile: $121,600 - $403,500

Mean price in 2011:

Detached houses: $222,984
Here:

$222,984
State:

$180,018

Mobile homes: $221,377
Here:

$221,377
State:

$61,883

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:

  • One, detached: 2,823
  • One, attached: 134
  • Two: 161
  • 3 or 4: 307
  • 5 to 9: 452
  • 10 to 19: 151
  • 20 to 49: 54
  • Mobile homes: 362

Unemployment: 3.8%
78657 zip code mode of transportation to work chart

Means of transportation to work

  • Drove a car alone: 1,817 (71%)
  • Carpooled: 307 (12%)
  • Walked: 3 (0%)
  • Other means: 59 (2%)
  • Worked at home: 369 (14%)
 

78657 zip code travel time to work (commute)

Travel time to work (commute)

  • Less than 5 minutes: 199
  • 5 to 9 minutes: 119
  • 10 to 14 minutes: 277
  • 15 to 19 minutes: 649
  • 20 to 24 minutes: 329
  • 25 to 29 minutes: 38
  • 30 to 34 minutes: 191
  • 35 to 39 minutes: 0
  • 40 to 44 minutes: 72
  • 45 to 59 minutes: 79
  • 60 to 89 minutes: 129
  • 90 or more minutes: 104
 

Percentage of zip code residents living and working in this county: 53.1%

Household type by relationship:

Households: 6,054
  • In family households: 5,097 (1,102 male householders, 656 female householders)
    1,559 spouses, 992 children (766 natural, 1 adopted, 227 stepchildren), 113 grandchildren, 48 brothers or sisters, 324 parents, 195 other relatives, 108 non-relatives
  • In nonfamily households: 957 (305 male householders (195 living alone)), 365 female householders (322 living alone)), 287 nonrelatives
  • In group quarters: 4 (0 institutionalized population)

Size of family households: 1,245 2-persons, 154 3-persons, 222 4-persons, 63 5-persons, 34 6-persons, 40 7-or-more-persons

Size of nonfamily households: 517 1-person, 98 2-persons, 55 4-persons

485 married couples with children.
126 single-parent households (27 men, 99 women).

87.5% of residents of 78657 zip code speak English at home.
12.4% of residents speak Spanish at home (90% very well, 4% well, 5% not well, 1% not at all).
0.1% of residents speak other Indo-European language at home (100% very well).

Foreign born population: 132 (2.2%)
(34.1% of them are naturalized citizens)
This zip code:

2.2%
Whole state:

16.4%

Most common places of birth for the foreign-born residents:

  • Mexico (43%)
  • England (34%)
  • Canada (12%)
  • Nicaragua (8%)
  • Guatemala (2%)

Year of entry for the foreign-born population

  • 2000 or later: 63
  • 1990 to 1999: 32
  • 1980 to 1989: 27
  • Before 1980: 125

Races in zip code 78657:

White population: 4,673
Black population: 29
American Indian population: 18
Asian population: 32
Native Hawaiian and Other Pacific Islander population: 7
Some other race population: 5
Two or more races population: 56
Hispanic or Latino population: 689

Most common first ancestries reported in 78657 (%):



  • German (20%)
  • Other groups (17%)
  • English (15%)
  • Irish (9%)
  • Italian (7%)
  • Scotch-Irish (7%)
  • Scottish (5%)


Zip code 78657 topographic map


Zip code 78657 marital status for males
Zip code 78657 marital status for females


Housing units lacking complete plumbing facilities: 2.7%

Housing units lacking complete kitchen facilities: 1.7%

Most commonly used house heating fuel:

  • Electricity (94%)
  • Utility gas (3%)
  • Bottled, tank, or LP gas (2%)
  • Wood (1%)

Place of birth for U.S.-born residents:

  • This state: 3,391
  • Northeast: 493
  • Midwest: 1,040
  • South: 476
  • West: 411

51% of the 78657 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 17% lived in this county.
   Out of people who lived in different counties, 50% lived in Texas.

90% of the 78657 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 36% moved from this county.
   Out of people who lived in different houses, 51% moved from different county within same state.
   Out of people who lived in different houses, 12% moved from different state.
   Out of people who lived in different houses, 1% moved from abroad.

Year Householders Moved Into Unit:

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 3
Here:

0.7%
Texas:

6.1%

Students in private schools in grades 9 to 12 (high school):
Here:

0.0%
Texas:

5.9%

Students in private undergraduate colleges: 8
Here:

8.5%
Texas:

15.2%

Educational Attainment (%)

School Enrollment by Level of School (%)


Class of Workers (%)


Occupation by median earnings in the past 12 months ($)

  • Life, physical, and social science occupations: 113,269
  • Business and financial operations occupations: 82,750
  • Sales and related occupations: 46,667
  • Health diagnosing and treating practitioners and other technical occupations: 43,281
  • Education, training, and library occupations: 43,147
  • Management occupations: 41,520

Companies with federal contracts located in this zip code:

  • CANTER ASSOCIATES, INC (810 WESTERN BIT in HORSESHOE BAY, TX; small business) : $1,849,399 in 54 contracts from 2000 to 2006
    Contracts for Other Education and Training Services, Education Services, Training/Curriculum Development, ADP Software, Equipment, and Telecommunications Training, and more by U.S. Army Corps of Engineers - civil program financing only, Army, National Oceanic and Atmospheric Administration/Under Secretary for Oceans and Atmosphere
    Signed by year: 2000: $74,778; 2001: $110,000; 2002: $354,455; 2003: $418,984; 2004: $160,450; 2005: $726,782; 2006: $3,950.

    Biggest contracts:
    $147,400 with U.S. Army Corps of Engineers - civil program financing only for Other Education and Training Services. Signed on 2005-04-29. Completion date: 2005-09-30.
    $147,400 with Army for Other Education and Training Services. Signed on 2005-04-29. Completion date: 2005-09-30.
    $139,028 with U.S. Army Corps of Engineers - civil program financing only for Education Services. Taking place in AL. Signed on 2002-09-11. Completion date: 2002-06-28.
    $116,427, same as above. Signed on 2002-03-01. Completion date: 2002-06-28.
  • R R M INC (522 LONG BRANCH RD in HORSESHOE BAY, TX; small business) : $578,700 in 13 contracts from 2003 to 2006
    Contracts for Educational Services by Army
    Signed by year: 2000: $0; 2001: $0; 2002: $0; 2003: $140,500; 2004: $165,500; 2005: $180,100; 2006: $92,600.

    Biggest contracts:
    $98,000 with Army for Educational Services. Taking place in IA. Signed on 2005-10-01. Completion date: 2006-09-30.
    $92,600, same as above. Signed on 2006-01-27. Completion date: 2006-09-30.
    $70,000 with Army for Educational Services. Taking place in WI. Signed on 2004-10-19. Completion date: 2005-09-30.
    $55,500 with Army for Educational Services. Taking place in IA. Signed on 2004-11-17. Completion date: 2005-08-05.
  • HIGH CIRCLE NORTH LESSE (200 HI CIR N in MARBLE FALLS, TX) : $23,246 in 3 contracts from 2005 to 2006
    $20,760 with Army for Lodging - Hotel/Motel. Signed on 2005-11-08. Completion date: 2005-11-17.
    $2,486, same as above. Signed on 2005-12-22. Completion date: 2005-11-17.
    $0, same as above. Signed on 2006-05-01. Effective on 2006-04-28. Completion date: 2005-11-17.

Top industries in this zip code by the number of employees in 2005:

  • Accommodation and Food Services: Hotels (except Casino Hotels) and Motels (250-499 employees: 1 establishment, 100-249 employees: 1 establishment)
  • Other Services (except Public Administration): Civic and Social Organizations (20-49: 1, 5-9: 1, 1-4: 1)
  • Construction: Land Subdivision (20-49: 1, 1-4: 3)
  • Accommodation and Food Services: Full-Service Restaurants (10-19: 1, 5-9: 2, 1-4: 1)
  • Finance and Insurance: Commercial Banking (10-19: 1)
  • Accommodation and Food Services: Limited-Service Restaurants (10-19: 1)
  • Wholesale Trade: Other Miscellaneous Durable Goods Merchant Wholesalers (10-19: 1)
  • Other Services (except Public Administration): Parking Lots and Garages (10-19: 1)
  • Professional, Scientific, and Technical Services: Title Abstract and Settlement Offices (5-9: 2)
  • Administrative and Support and Waste Management and Remediation Services: Office Administrative Services (5-9: 1, 1-4: 2)

Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninst.)




Fatal accident statistics in 2011:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 1
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 1
  • Persons involved in fatal accidents: 1
  • Pedestrians involved in fatal accidents: 0

Fatal accident statistics in 2010:

  • Fatal accident count: 2
  • Vehicles involved in fatal accidents: 3
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 2
  • Persons involved in fatal accidents: 4
  • Pedestrians involved in fatal accidents: 0


Most common first names in zip code 78657 among deceased individuals
NameCountLived (average)
John1575.6 years
James1476.7 years
Robert1475.3 years
Mary1282.4 years
William1177.3 years
Charles880.6 years
Ruth786.3 years
Richard775.9 years
Betty776.6 years
Margaret689.3 years
Most common last names in zip code 78657 among deceased individuals
Last nameCountLived (average)
Brown678.0 years
Miller588.0 years
Brooks485.0 years
Smith478.5 years
Martin476.0 years
White475.8 years
Jenkins378.3 years
Wright374.4 years
Jones388.3 years
Gardner380.3 years

Businesses in zip code 78657

  • 7-Eleven: 1
  • Marriott: 1
  • UPS: 1



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