78738 Zip Code Detailed Profile




Cities: Bee Cave, TX (30.18%), Lakeway, TX (13.19%), The Hills, TX (5.98%), Austin, TX (2.11%)
County: Travis County, TX
Estimated zip code population in 2013: 13,141
Zip code population in 2010: 12,134
Zip code population in 2000: 2,840

Houses and condos: 4,886
Renter-occupied apartments: 1,059
% of renters here:

24%
State:

38%
Mar. 2013 cost of living index in zip code 78738: 96.9 (near average, U.S. average is 100)

Land area: 17.0 sq. mi.
Water area: 0.1 sq. mi.
Population density: 774 people per square mile 
 
 (low).

Age and Sex of Residents in zip code 78738
Zip code 78738 (Bee Cave, Texas) real estate house value trends
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Real estate property taxes paid for housing units in 2013:
This zip code:

1.7% ($7,936)
Texas:

1.9% ($2,510)
Median real estate property taxes paid for housing units with mortgages in 2013: $8,041 (1.7%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $7,632 (1.8%)

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Males: 6,470  (49.2%)
Females: 6,671  (50.8%)

For population 25 years and over in 78738:

For population 15 years and over in 78738:

Zip code 78738 compared to state average:

  • Median household income significantly above state average.
  • Median house value significantly above state average.
  • Black race population percentage significantly below state average.
  • Hispanic race population percentage significantly below state average.
  • Median age above state average.
  • Foreign-born population percentage below state average.
  • Renting percentage below state average.
  • Length of stay since moving in below state average.
  • Number of rooms per house significantly above state average.
  • House age significantly below state average.
  • Number of college students below state average.
  • Percentage of population with a bachelor's degree or higher significantly above state average.
  • Races in zip code 78738

  • Zip code 78738 races chart
    • 9,992White population
    • 142Black population
    • 28American Indian population
    • 712Asian population
    • 1Native Hawaiian and Other Pacific Islander population
    • 12Some other race population
    • 223Two or more races population
    • 1,024Hispanic or Latino population

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Based on 2000-2013 data
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Urban population: 10,212
Rural population: 2,928

Estimated median house/condo value in 2013: $460,200
78738:

$460,200
Texas:

$132,000



According to our research of Texas and other state lists there were 6 registered sex offenders living in 78738 zip code as of September 02, 2015.
The ratio of number of residents in zip code 78738 to the number of sex offenders is 1,446 to 1.
The number of registered sex offenders compared to the number of residents in this zip code is a lot smaller than the state average.


Median resident age:
This zip code:

39.6 years
Texas median age:

34.0 years
Average household size:
This zip code:

3.0 people
Texas:

2.8 people

Averages for the 2012 tax year for zip code 78738, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $200,041 (Individual Income Tax Returns)
Here:

$200,041
State:

$65,384

Salary/wage: $152,119 (reported on 78.3% of returns)
Here:

$152,119
State:

$52,524
(% of AGI for various income ranges: 64.9% for AGIs below $25k, 61.6% for AGIs $25k-50k, 58.5% for AGIs $50k-75k, 58.6% for AGIs $75k-100k, 70.6% for AGIs $100k-200k, 56.6% for AGIs over 200k)

Taxable interest for individuals: $3,725 (reported on 58.6% of returns)
This zip code:

$3,725
Texas:

$2,372
(% of AGI for various income ranges: 3.4% for AGIs below $25k, 2.2% for AGIs $25k-50k, 2.3% for AGIs $50k-75k, 2.7% for AGIs $75k-100k, 1.2% for AGIs $100k-200k, 0.9% for AGIs over 200k)

Ordinary dividends: $12,622 (reported on 48.4% of returns)
Here:

$12,622
State:

$9,721
(% of AGI for various income ranges: 8.9% for AGIs below $25k, 6.1% for AGIs $25k-50k, 5.5% for AGIs $50k-75k, 3.8% for AGIs $75k-100k, 2.8% for AGIs $100k-200k, 2.8% for AGIs over 200k)

Net capital gain/loss in AGI: +$53,555 (reported on 48.3% of returns)
Here:

+$53,555
State:

+$35,319
(% of AGI for various income ranges: 1.5% for AGIs below $25k, 3.2% for AGIs $25k-50k, 2.2% for AGIs $50k-75k, 2.8% for AGIs $75k-100k, 2.1% for AGIs $100k-200k, 17.0% for AGIs over 200k)

Profit/loss from business: +$35,167 (reported on 25.1% of returns)
Here:

+$35,167
State:

+$13,732
(% of AGI for various income ranges: 13.3% for AGIs below $25k, 6.9% for AGIs $25k-50k, 7.3% for AGIs $50k-75k, 5.7% for AGIs $75k-100k, 5.8% for AGIs $100k-200k, 3.7% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $42,585 (reported on 16.2% of returns)
78738:

$42,585
Texas:

$19,511
(% of AGI for various income ranges: 4.4% for AGIs below $25k, 5.6% for AGIs $25k-50k, 6.9% for AGIs $50k-75k, 6.4% for AGIs $75k-100k, 5.0% for AGIs $100k-200k, 2.7% for AGIs over 200k)

Self-employment retirement plans: $26,080 (reported on 2.9% of returns)
78738:

$26,080
Texas:

$23,938

Total itemized deductions: $36,958 (13% of AGI, reported on 62.0% of returns)
Here:

$36,958
State:

$24,724

Here:

12.8% of AGI
State:

15.9% of AGI
(% of AGI for various income ranges: 25.0% for AGIs below $25k, 22.2% for AGIs $25k-50k, 22.3% for AGIs $50k-75k, 20.2% for AGIs $75k-100k, 17.1% for AGIs $100k-200k, 8.7% for AGIs over 200k)

Charity contributions: $6,934 (reported on 54.7% of returns)
Here:

$6,934
State:

$6,808
(% of AGI for various income ranges: 1.3% for AGIs below $25k, 2.1% for AGIs $25k-50k, 2.8% for AGIs $50k-75k, 2.5% for AGIs $75k-100k, 2.2% for AGIs $100k-200k, 1.8% for AGIs over 200k)

Taxes paid: $13,163 (reported on 61.5% of returns)
78738:

$13,163
State:

$6,921
(% of AGI for various income ranges: 6.5% for AGIs below $25k, 6.3% for AGIs $25k-50k, 6.3% for AGIs $50k-75k, 6.8% for AGIs $75k-100k, 6.1% for AGIs $100k-200k, 3.2% for AGIs over 200k)

Earned income credit: $1,840 (reported on 5.1% of returns)
Here:

$1,840
State:

$2,570
(% of AGI for various income ranges: 3.5% for AGIs below $25k, 0.5% for AGIs $25k-50k)

Averages for the 2004 tax year for zip code 78738, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $124,991 (Individual Income Tax Returns)
Here:

$124,991
State:

$47,881

Salary/wage: $109,990 (reported on 77.8% of returns)
Here:

$109,990
State:

$41,947
(% of AGI for various income ranges: 62.4% for AGIs $10k-25k, 59.6% for AGIs $25k-50k, 63.4% for AGIs $50k-75k, 64.5% for AGIs $75k-100k, 67.9% for AGIs over 100k)

Taxable interest for individuals: $2,840 (reported on 70.0% of returns)
This zip code:

$2,840
Texas:

$2,255
(% of AGI for various income ranges: 5.0% for AGIs $10k-25k, 3.4% for AGIs $25k-50k, 3.1% for AGIs $50k-75k, 2.5% for AGIs $75k-100k, 1.2% for AGIs over 100k)

Taxable dividends: $6,456 (reported on 54.6% of returns)
Here:

$6,456
State:

$4,261
(% of AGI for various income ranges: 6.5% for AGIs $10k-25k, 4.7% for AGIs $25k-50k, 4.0% for AGIs $50k-75k, 2.5% for AGIs $75k-100k, 2.5% for AGIs over 100k)

Net capital gain/loss: +$14,339 (reported on 55.8% of returns)
Here:

+$14,339
State:

+$16,110
(% of AGI for various income ranges: -1.4% for AGIs $10k-25k, 6.5% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 2.4% for AGIs $75k-100k, 7.0% for AGIs over 100k)

Profit/loss from business: +$35,879 (reported on 26.2% of returns)
Here:

+$35,879
State:

+$11,013
(% of AGI for various income ranges: 12.9% for AGIs $10k-25k, 11.4% for AGIs $25k-50k, 6.9% for AGIs $50k-75k, 6.5% for AGIs $75k-100k, 7.4% for AGIs over 100k)

IRA payment deduction: $4,096 (reported on 4.0% of returns)
78738:

$4,096
Texas:

$3,120
(% of AGI for various income ranges: 0.5% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 0.1% for AGIs over 100k)

Self-employed pension: $20,821 (reported on 3.6% of returns)
Here:

$20,821
Texas:

$16,401

Total itemized deductions: $30,231 (18% of AGI, reported on 67.5% of returns)
Here:

$30,231
State:

$19,631

Here:

18.4% of AGI
State:

18.9% of AGI
(% of AGI for various income ranges: 43.4% for AGIs $10k-25k, 29.9% for AGIs $25k-50k, 28.6% for AGIs $50k-75k, 25.1% for AGIs $75k-100k, 13.7% for AGIs over 100k)

Charity contributions deductions: $5,071 (3% of AGI, reported on 61.0% of returns)
Here:

$5,071
State:

$4,753

Here:

3.0% of AGI
State:

4.2% of AGI
(% of AGI for various income ranges: 2.1% for AGIs $10k-25k, 3.1% for AGIs $25k-50k, 2.6% for AGIs $50k-75k, 3.0% for AGIs $75k-100k, 2.4% for AGIs over 100k)

Total tax: $27,919 (reported on 84.2% of returns)
78738:

$27,919
State:

$9,058
(% of AGI for various income ranges: 5.7% for AGIs $10k-25k, 7.9% for AGIs $25k-50k, 9.2% for AGIs $50k-75k, 9.8% for AGIs $75k-100k, 20.4% for AGIs over 100k)

Earned income credit: $1,327 (reported on 3.2% of returns)
Here:

$1,327
State:

$2,024

Percentage of individuals using paid preparers for their 2004 taxes: 55.6%
Here:

56%
State:

57%
(% for various income ranges: 47.5% for AGIs below $10k, 53.2% for AGIs $10k-25k, 58.5% for AGIs $25k-50k, 55.4% for AGIs $50k-75k, 52.0% for AGIs $75k-100k, 59.4% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$118,795
Texas:

$51,704
Bee Cave, TX (78738) map Nearest zip codes: 78736, 78734, 78733, 78732, 78735, 78737.
Percentage of family households:
This zip code:

67.3%
Texas:

55.0%
Percentage of households with unmarried partners:
This zip code:

1.0%
Texas:

5.5%
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 35
Household did not receive Food Stamps/SNAP in the past 12 months: 4,408


Housing units in zip code 78738 with a mortgage: 2,765 (264 second mortgage, 370 home equity loan, 7 both second mortgage and home equity loan)
Houses without a mortgage: 619

Median monthly owner costs for units with a mortgage: $3,200
Median monthly owner costs for units without a mortgage: over $1,000

Residents with income below the poverty level in 2013:
This zip code:

4.5%
Whole state:

17.5%
Residents with income below 50% of the poverty level in 2013:
This zip code:

3.6%
Whole state:

10.2%
Median number of rooms in houses and condos:
Here:

9.0
State:

6.2
Median number of rooms in apartments:
Here:

4.4
State:

4.2
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 78738: Trading Post (A), Lake Travis Community Library (B), Travis County Emergency Services District 6 Station 3 Bee Cave (C). Display/hide their locations on the map

    Churches in zip code 78738 include: Bee Caves Baptist Church (A), Iranian Christian Church of the Central United States (B), Central Texas Missions (C), First Church of Christ Scientist (D). Display/hide their locations on the map

    Cemetery: White Rock Cemetery (1). Display/hide its location on the map

    Streams, rivers, and creeks: Limekiln Branch (A). Display/hide its location on the map

    Park in zip code 78738: Cavalier Stadium at Lake Travis (1). Display/hide its location on the map

Year house built

  • 2842010 or later
  • 2,8742000 to 2009
  • 1,1661990 to 1999
  • 3701980 to 1989
  • 1371970 to 1979
  • 01960 to 1969
  • 01950 to 1959
  • 71940 to 1949
  • 481939 or earlier

Zip code 78738 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Bee Cave, TX (78738)

  • 0no bedroom
  • 81 bedroom
  • 1242 bedrooms
  • 9133 bedrooms
  • 1,7814 bedrooms
  • 5585+ bedrooms

Bedrooms in renter-occupied apartments in Bee Cave, TX (78738)

  • 0no bedroom
  • 3311 bedroom
  • 3852 bedrooms
  • 823 bedrooms
  • 2514 bedrooms
  • 105+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Bee Cave, TX (78738) in owner-occupied houses/condos

  • 22no vehicle
  • 4541 vehicle
  • 2,0312 vehicles
  • 7163 vehicles
  • 1114 vehicles
  • 505+ vehicles

Cars and other vehicles available in Bee Cave, TX (78738) in renter-occupied apartments

  • 102no vehicle
  • 4231 vehicle
  • 4472 vehicles
  • 723 vehicles
  • 154 vehicles
  • 05+ vehicles

Median gross rent in 2013: $1,344.


Median price asked for vacant for-sale houses and condos in 2013: $1,174,521.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $460,200
78738:

$460,200
Texas:

$132,000
Lower value quartile - upper value quartile: $348,000 - $633,200

Mean price in 2013:

Detached houses: $322,649
Here:

$322,649
State:

$188,898

Townhouses or other attached units: $219,488
Here:

$219,488
State:

$180,420

In 2-unit structures: $190,275
Here:

$190,275
State:

$130,111

In 3-to-4-unit structures: $207,458
Here:

$207,458
State:

$130,946

In 5-or-more-unit structures: $304,175
Here:

$304,175
State:

$183,324

Mobile homes: $78,639
Here:

$78,639
State:

$60,009

Occupied boats, RVs, vans, etc.: $4,216,726
Here:

$4,216,726
State:

$67,181

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:


Unemployment: 7.3%

Percentage of zip code residents living and working in this county: 90.5%

Household type by relationship:

Households: 13,137

Size of family households: 1,488 2-persons, 627 3-persons, 1,083 4-persons, 331 5-persons, 61 6-persons, 114 7-or-more-persons

Size of nonfamily households: 679 1-person, 60 2-persons

3,763 married couples with children.
356 single-parent households (79 men, 277 women).

86.4% of residents of 78738 zip code speak English at home.
6.2% of residents speak Spanish at home (69% very well, 16% well, 11% not well, 4% not at all).
3.5% of residents speak other Indo-European language at home (89% very well, 8% well, 1% not well, 2% not at all).
3.6% of residents speak Asian or Pacific Island language at home (91% very well, 3% well, 6% not well).
0.3% of residents speak other language at home (100% very well).

Foreign born population: 1,409 (10.7%)
(61.7% of them are naturalized citizens)
This zip code:

10.7%
Whole state:

16.5%

Most common places of birth for the foreign-born residents

  • 22%India
  • 12%Mexico
  • 10%Scotland
  • 8%Canada
  • 5%Philippines
  • 5%China, excluding Hong Kong and Taiwan
  • 4%United Kingdom, excluding England and Scotland

Most common first ancestries reported in 78738 (%)

  • 26%Other groups
  • 15%German
  • 12%English
  • 8%Irish
  • 7%American
  • 4%Italian
  • 3%Scottish

Year of entry for the foreign-born population

  • 1442010 or later
  • 2092000 to 2009
  • 5181990 to 1999
  • 832Before 1990

Public high school in zip code 78738 not listed on the city page:

  • LAKE TRAVIS H S (Students: 1,425; Location: 3322 RANCH RD 620 S, AUSTIN, TX; Grades: 09 - 12)

Zip code 78738 topographic map

Public primary/middle schools in zip code 78738 not listed on the city page:

  • LAKEWAY EL (Students: 820; Location: 3322 RANCH RD 620 S, AUSTIN, TX; Grades: PK - 05)
  • BEE CAVE ELEMENTARY (Students: 680; Location: 3322 RR 620 S, AUSTIN, TX; Grades: PK - 05)
  • LAKE TRAVIS MIDDLE (Students: 657; Location: 3322 RANCH RD 620 S, AUSTIN, TX; Grades: 06 - 08)
  • LAKE POINTE ELEMENTARY (Students: 626; Location: 3322 RANCH RD 620 S, AUSTIN, TX; Grades: PK - 05)
  • HUDSON BEND MIDDLE (Students: 610; Location: 3322 RANCH RD 620 S, AUSTIN, TX; Grades: 05 - 08)
  • LAKE TRAVIS EL (Location: 3322 RANCH RD 620 S, AUSTIN, TX; Grades: N - N )
  • TRAVIS CO J J A E P (Location: 3322 RANCH RD 620 S, AUSTIN, TX; Grades: N - N )

Zip code 78738 marital status for males
Zip code 78738 marital status for females

Housing units lacking complete plumbing facilities: 0.1%
Housing units lacking complete kitchen facilities: 0.1%

Most commonly used house heating fuel

  • 57%Electricity
  • 29%Utility gas
  • 11%Bottled, tank, or LP gas
  • 2%Other fuel

Population in 1990: 606. Population change in the 1990s: +2,234 (+368.6%).

Place of birth for U.S.-born residents:


33% of the 78738 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 36% lived in this county.
   Out of people who lived in different counties, 50% lived in Texas.

80% of the 78738 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 39% moved from this county.
   Out of people who lived in different houses, 20% moved from different county within same state.
   Out of people who lived in different houses, 36% moved from different state.
   Out of people who lived in different houses, 5% moved from abroad.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 304
Here:

14.3%
Texas:

6.4%
Students in private schools in grades 9 to 12 (high school): 127
Here:

12.2%
Texas:

6.4%
Students in private undergraduate colleges: 76
Here:

25.7%
Texas:

14.8%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 119,732Architecture and engineering occupations
  • 118,000Law enforcement workers including supervisors
  • 112,802Management occupations
  • 105,300Community and social service occupations
  • 92,802Legal occupations
  • 82,863Computer and mathematical occupations

Companies with federal contracts located in this zip code:

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 4 people in group homes intended for adults

People in group quarters in 2000:

  • 50 people in nursing homes
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 2 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED33$262,119302$318,424545$277,65815$148,8641$3,759,20088$359,4630$0
APPLICATIONS APPROVED, NOT ACCEPTED0$031$201,42039$268,7835$122,1740$07$198,0301$93,980
APPLICATIONS DENIED1$238,71042$264,822110$287,7339$91,5780$020$230,2980$0
APPLICATIONS WITHDRAWN5$225,92851$269,262115$286,9748$134,8610$09$230,8780$0
FILES CLOSED FOR INCOMPLETENESS0$05$285,70018$232,7572$44,6400$01$68,6100$0
Choose year:  2009 2008 2007 2006 2005 2004 2003 1999

Detailed HMDA statistics for the following Tracts: 0017.62

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 2 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED29$352,4578$340,6784$325,875
APPLICATIONS APPROVED, NOT ACCEPTED10$335,6973$373,7271$391,900
APPLICATIONS DENIED7$333,8974$247,6380$0
APPLICATIONS WITHDRAWN5$305,9981$282,8801$389,080
FILES CLOSED FOR INCOMPLETENESS1$310,1300$00$0
Choose year:  2009 2008 2007 2006 2005 2004 2003 1999

Detailed PMIC statistics for the following Tracts: 0017.62

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 78738 among deceased individuals
NameCountLived (average)
Mary1073.0 years
Dorothy982.5 years
James777.3 years
Robert572.4 years
Helen587.4 years
William574.2 years
Charles578.2 years
Patricia570.6 years
Margaret487.3 years
John475.2 years
Most common last names in zip code 78738 among deceased individuals
Last nameCountLived (average)
Williams673.0 years
Jones580.4 years
Roberts490.7 years
Smith483.2 years
Davis386.6 years
Grumbles370.7 years
Montgomery382.3 years
Price391.6 years
Brown264.5 years
Butler280.9 years
Businesses in zip code 78738
NameCountNameCount
AT&T1LensCrafters1
Advance Auto Parts1Lowe's1
Aeropostale1Marshalls1
American Eagle Outfitters1McDonald's1
Ann Taylor1New Balance1
Banana Republic1Nike3
Barnes & Noble1OfficeMax1
Bath & Body Works1Panera Bread1
Chick-Fil-A1Papa John's Pizza1
Chico's1PetSmart1
Coldwater Creek1Pier 1 Imports1
DHL1Quiznos1
Discount Tire1RadioShack1
Eddie Bauer1Sprint Nextel1
FedEx4Starbucks1
Hollister Co.1T-Mobile1
Home Depot1Target1
Jamba Juice1UPS5
JoS. A. Bank1Vans1
Justice1Walgreens1

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