Estimated median household income in 2007: $45,590
| This zip code: | $45,590 | | Colorado: | $55,212 |
Nearest zip codes: 80835, 80830, 80808, 80101, 80833, 80864.
Housing units in zip code 80832 with a mortgage: 35 (2 second mortgage, 0 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 17
Median monthly owner costs for units with a mortgage: $860
Median monthly owner costs for units without a mortgage: $317
Residents with income below the poverty level in 2007:
| This zip code: | 3.4% | | Whole state: | 12.0% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 0.8% | | Whole state: | 5.5% |
Median number of rooms in houses and condos:
| Here: | 6.2 | | State: | 6.5 |
Median number of rooms in apartments:
| Here: | 4.5 | | State: | 3.9 |
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Notable locations in this zip code not listed on our city pages:
Cemeteries: Norton Cemetery (1), Ramah Cemetery (2), Catholic Cemetery (3), Mountain View Cemetery (4), Saint Mary's Cemetery (5), Saint Michaels Cemetery (6), Sakala Cemetery (7). Display/hide their locations on the map
Reservoirs: Big Sandy Creek Watershed N-18 Reservoir (A), Big Sandy Creek Watershed S-12 Reservoir (B), Big Sandy Creek-Antelope Reservoir (C), Walter Burns Detention Reservoir (D), John Brittingham Reservoir (E), Deadman Reservoir (F), Sproch Reservoir Number 1 (G), Hertneky Reservoir (H). Display/hide their locations on the map
Creek: Lone Tree Creek (A). Display/hide its location on the map
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Year house built: |
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- 1999 to March 2000: 23
- 1995 to 1998: 18
- 1990 to 1994: 12
- 1980 to 1989: 36
- 1970 to 1979: 40
- 1960 to 1969: 36
- 1950 to 1959: 11
- 1940 to 1949: 23
- 1939 or earlier: 129
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Bedrooms in owner-occupied houses in Ramah, CO (80832): |
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- no bedroom: 0
- 1 bedrooms: 9
- 2 bedrooms: 55
- 3 bedrooms: 105
- 4 bedrooms: 37
- 5 or more bedrooms: 8
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 0
- 1 bedrooms: 13
- 2 bedrooms: 18
- 3 bedrooms: 17
- 4 bedrooms: 5
- 5 or more bedrooms: 0
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Vehicles available in 80832 zip code in owner-occupied houses/condos: |
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- no vehicle: 2
- 1 vehicle: 40
- 2 vehicles: 67
- 3 vehicles: 54
- 4 vehicles: 27
- 5 or more vehicles: 24
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 3
- 1 vehicle: 17
- 2 vehicles: 19
- 3 vehicles: 7
- 4 vehicles: 7
- 5 or more vehicles: 0
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 80832:
- Less than $10,000: 6
- $10,000 to $14,999: 3
- $35,000 to $39,999: 3
- $40,000 to $49,999: 4
- $50,000 to $59,999: 10
- $60,000 to $69,999: 4
- $70,000 to $79,999: 7
- $80,000 to $89,999: 8
- $90,000 to $99,999: 9
- $100,000 to $124,999: 19
- $125,000 to $149,999: 19
- $150,000 to $174,999: 16
- $175,000 to $199,999: 19
- $200,000 to $249,999: 32
- $250,000 to $299,999: 20
- $300,000 to $399,999: 22
- $400,000 to $499,999: 14
- $500,000 to $749,999: 12
- $750,000 to $999,999: 4
- $1,000,000 or more: 13
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Rent paid by renters in 2007 in zip code 80832:
- $200 to $249: 2
- $250 to $299: 1
- $300 to $349: 5
- $350 to $399: 6
- $400 to $449: 1
- $750 to $799: 6
- $900 to $999: 6
- No cash rent: 10
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Median price asked for vacant for-sale houses and condos in 2007: $246,610.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $133,385
Estimated median house or condo value in 2007: $216,807 (it was $133,700 in 2000)
| 80832: | $216,807 | | Colorado: | $233,900 |
Lower value quartile - upper value quartile: $0 - $0
Mean price in 2007:
Detached houses: $344,668| Here: | $344,668 | | State: | $321,943 |
Townhouses or other attached units: $76,799| Here: | $76,799 | | State: | $242,417 |
Mobile homes: $86,860| Here: | $86,860 | | State: | $53,488 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 241
- One, attached: 6
- 3 or 4: 2
- 5 to 9: 2
- Mobile homes: 77

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Means of transportation to work
- Drove a car alone: 247 (72%)
- Carpooled: 38 (11%)
- Bus or trolley bus: 3 (1%)
- Walked: 11 (3%)
- Other means: 3 (1%)
- Worked at home: 40 (12%)
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Travel time to work
- Less than 5 minutes: 21
- 5 to 9 minutes: 38
- 10 to 14 minutes: 20
- 15 to 19 minutes: 22
- 20 to 24 minutes: 28
- 25 to 29 minutes: 15
- 30 to 34 minutes: 20
- 35 to 39 minutes: 0
- 40 to 44 minutes: 11
- 45 to 59 minutes: 41
- 60 to 89 minutes: 58
- 90 or more minutes: 28
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Percentage of zip code residents living and working in this county: 64.3%
Household type by relationship
Households: 681
- In family households: 595 (163 male householders, 37 female householders)
156 spouses, 203 children (174 natural, 3 adopted, 26 stepchildren), 14 grandchildren, 2 brothers or sisters, 5 parents, 4 other relatives, 11 non-relatives
- In nonfamily households: 86 (35 male householders (25 living alone)), 38 female householders (38 living alone)), 13 nonrelatives
Size of family households: 90 2-persons, 43 3-persons, 38 4-persons, 18 5-persons, 4 6-persons, 7 7-or-more-persons.
Size of nonfamily households: 63 1-person, 8 2-persons, 2 3-persons.
156 married couples with children.
34 single-parent households (14 men, 20 women).
97.7% of residents of 80832 zip code speak English at home.
1.6% of residents speak Spanish at home (50% very well, 40% not well, 10% not at all).
0.8% of residents speak other Indo-European language at home (100% very well).
Foreign born population: 12 (1.7%)
(91.7% of them are naturalized citizens)
| This zip code: | 1.7% | | Whole state: | 8.6% |
Most common places of birth for the foreign-born residents:
- Mexico (50%)
- Canada (50%)
Year of entry for the foreign-born population |
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- 1995 to March 2000: 1
- 1990 to 1994: 2
- 1985 to 1989: 0
- 1980 to 1984: 0
- 1975 to 1979: 0
- 1970 to 1974: 3
- 1970 to 1974: 3
- 1965 to 1969: 3
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White population: 680
Black population: 6
American Indian population: 2
Asian population: 1
Native Hawaiian and Other Pacific Islander population: 1
Some other race population: 7
Two or more races population: 21

First ancestries reported:
|  German: 123 |
|  Irish: 61 |
|  English: 58 |
|  United States or American: 53 |
|  Other groups: 47 |
|  Dutch: 24 |
|  Slovak: 23 |
|  Czech: 16 |
|  Italian: 16 |
|  Norwegian: 16 |
|  Czechoslovakian: 13 |
|  French (except Basque): 8 |
|  Slavic: 8 |
|  Scottish: 7 |
|  French Canadian: 6 |
|  Polish: 4 |
|  Scotch-Irish: 4 |
|  Greek: 3 |
|  Lithuanian: 3 |
|  Canadian: 3 |
|  Northern European: 2 |
|  Slovene: 2 |
|  Swedish: 2 |
|  Welsh: 2 |

Facitilies with environmental interests located in this zip code:
- BARRINER PROPERTY (14291 COUNTY ROAD 2A.5 in RAMAH, CO)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Median worth of mobile homes: $63,936
Housing units lacking complete plumbing facilities: 2%
Housing units lacking complete kitchen facilities: 2%
Most commonly used house heating fuel: |
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- Bottled, tank, or LP gas (82%)
- Electricity (7%)
- Wood (6%)
- Fuel oil, kerosene, etc. (2%)
- Coal or coke (1%)
- Other fuel (1%)
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Place of birth for U.S.-born residents:
- This state: 351
- Northeast: 37
- Midwest: 129
- South: 40
- West: 101
54% of the 80832 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 40% lived in this county.
Out of people who lived in different counties, 53% lived in Colorado.
Population in 1990: 561. Population change in the 1990s: +157 (+28.0%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 12
| Here: | 12.9% | | Colorado: | 8.8% |
Students in private schools in grades 9 to 12 (high school): 0
| Here: | 0.0% | | Colorado: | 7.9% |
Students in private undergraduate colleges: 0
| Here: | 0.0% | | Colorado: | 16.7% |
School Enrollment by Level of School
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Top industries in this zip code by the number of employees in 2005:
- Construction: Roofing Contractors (5-9 employees: 1 establishment)
- Construction: Site Preparation Contractors (1-4: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 12 | $219,965 | 31 | $198,560 | 49 | $203,201 | 12 | $41,869 | 7 | $169,010 | 16 | $134,400 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $214,000 | 7 | $203,974 | 9 | $196,459 | 4 | $39,820 | 0 | $0 | 2 | $112,125 |
| APPLICATIONS DENIED | 2 | $163,535 | 16 | $205,089 | 51 | $179,153 | 8 | $52,633 | 4 | $176,703 | 13 | $119,148 |
| APPLICATIONS WITHDRAWN | 2 | $187,030 | 6 | $187,927 | 23 | $176,432 | 1 | $25,860 | 1 | $81,370 | 2 | $177,255 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $130,580 | 3 | $247,380 | 1 | $79,800 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 12 | $234,158 | 49 | $167,613 | 62 | $187,470 | 12 | $30,226 | 9 | $157,069 | 17 | $134,268 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $227,720 | 7 | $179,689 | 18 | $184,947 | 2 | $22,550 | 1 | $171,890 | 2 | $122,690 |
| APPLICATIONS DENIED | 5 | $138,272 | 22 | $160,768 | 65 | $198,988 | 9 | $68,057 | 5 | $181,608 | 11 | $136,339 |
| APPLICATIONS WITHDRAWN | 3 | $228,350 | 17 | $181,782 | 31 | $182,179 | 1 | $287,010 | 2 | $208,165 | 3 | $112,387 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 4 | $169,923 | 8 | $225,788 | 0 | $0 | 0 | $0 | 1 | $129,310 |
Aggregated Statistics For Year 2005 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 12 | $207,612 | 56 | $153,172 | 80 | $175,280 | 9 | $63,360 | 8 | $143,349 | 18 | $124,986 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $166,530 | 5 | $110,138 | 16 | $201,501 | 1 | $29,330 | 1 | $262,100 | 3 | $103,767 |
| APPLICATIONS DENIED | 1 | $155,810 | 20 | $138,051 | 70 | $190,001 | 7 | $65,333 | 7 | $113,454 | 15 | $116,509 |
| APPLICATIONS WITHDRAWN | 2 | $258,630 | 23 | $174,787 | 39 | $192,135 | 3 | $120,377 | 2 | $137,355 | 6 | $145,505 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $60,240 | 11 | $216,365 | 0 | $0 | 0 | $0 | 1 | $93,040 |
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 11 | $166,645 | 47 | $160,498 | 92 | $164,601 | 14 | $58,867 | 8 | $137,673 | 22 | $116,411 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $135,940 | 12 | $129,682 | 21 | $177,675 | 3 | $55,510 | 1 | $56,460 | 6 | $140,248 |
| APPLICATIONS DENIED | 4 | $150,210 | 21 | $142,290 | 78 | $170,652 | 7 | $57,133 | 3 | $121,533 | 20 | $142,119 |
| APPLICATIONS WITHDRAWN | 2 | $187,190 | 8 | $146,109 | 39 | $168,868 | 1 | $78,850 | 1 | $122,380 | 7 | $158,781 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $118,750 | 3 | $145,400 | 9 | $188,223 | 0 | $0 | 0 | $0 | 2 | $161,645 |
Aggregated Statistics For Year 2003 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 14 | $153,983 | 32 | $163,978 | 173 | $163,988 | 9 | $50,289 | 10 | $131,553 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $240,020 | 7 | $125,710 | 29 | $165,204 | 2 | $30,120 | 2 | $93,675 |
| APPLICATIONS DENIED | 1 | $194,290 | 11 | $113,458 | 92 | $160,919 | 9 | $41,703 | 3 | $181,777 |
| APPLICATIONS WITHDRAWN | 1 | $139,720 | 4 | $123,085 | 47 | $161,371 | 2 | $25,865 | 3 | $110,707 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $35,960 | 11 | $155,176 | 0 | $0 | 2 | $121,430 |
Aggregated Statistics For Year 1999 (Based on 1 partial tract)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 9 | $153,704 | 38 | $128,115 | 50 | $110,289 | 12 | $30,205 | 2 | $80,360 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $101,780 | 9 | $106,929 | 12 | $106,657 | 3 | $27,860 | 1 | $68,880 |
| APPLICATIONS DENIED | 2 | $134,400 | 18 | $90,922 | 30 | $120,647 | 7 | $23,940 | 1 | $57,400 |
| APPLICATIONS WITHDRAWN | 1 | $131,180 | 6 | $124,437 | 14 | $121,070 | 2 | $23,030 | 1 | $63,560 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $87,780 | 1 | $110,320 | 3 | $137,013 | 0 | $0 | 0 | $0 |
Detailed HMDA statistics for the following Tracts:
0039.09
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 6 | $158,803 | 8 | $264,069 | 1 | $116,070 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $110,710 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $172,630 | 3 | $216,260 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $239,390 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $144,770 | 5 | $224,060 | 1 | $144,450 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $215,100 | 2 | $262,570 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $158,650 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 7 | $194,016 | 8 | $232,844 | 1 | $160,850 | 1 | $228,350 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $172,520 | 4 | $213,210 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $147,290 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 2 | $194,445 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 6 | $214,103 | 17 | $186,346 | 1 | $136,880 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 4 | $194,445 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $149,500 | 2 | $209,585 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $234,970 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 1 partial tract)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 7 | $159,260 | 4 | $128,520 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $102,340 | 1 | $191,800 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $109,340 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
0039.09
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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