86403 Zip Code Detailed Profile




Estimated zip code population in 2013: 15,666
Zip code population in 2010: 15,802
Zip code population in 2000: 13,480

Houses and condos: 11,068
Renter-occupied apartments: 2,700
% of renters here:

41%
State:

38%
Mar. 2013 cost of living index in zip code 86403: 89.0 (less than average, U.S. average is 100)

Land area: 10.0 sq. mi.
Water area: 6.9 sq. mi.
Population density: 1,564 people per square mile 
 
 (low).

Age and Sex of Residents in zip code 86403
Zip code 86403 (Lake Havasu City, Arizona) real estate house value trends
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Real estate property taxes paid for housing units in 2013:
This zip code:

0.6% ($1,037)
Arizona:

0.8% ($1,321)
Median real estate property taxes paid for housing units with mortgages in 2013: $1,000 (0.6%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $1,090 (0.6%)

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Males: 7,513  (48.0%)
Females: 8,153  (52.0%)

For population 25 years and over in 86403:

For population 15 years and over in 86403:

Zip code 86403 compared to state average:

  • Black race population percentage significantly below state average.
  • Hispanic race population percentage below state average.
  • Median age significantly above state average.
  • Foreign-born population percentage significantly below state average.
  • Percentage of population with a bachelor's degree or higher below state average.
  • Races in zip code 86403

  • Zip code 86403 races chart
    • 12,545White population
    • 114Black population
    • 141American Indian population
    • 147Asian population
    • 26Native Hawaiian and Other Pacific Islander population
    • 13Some other race population
    • 250Two or more races population
    • 2,566Hispanic or Latino population

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86403, AZ forum
Recent posts about zip code 86403 area on our local forum with over 1,800,000 registered users:
Albertsons and Safeway store closings?  (50 replies)
Lake Havasu City  (63 replies)
Welding jobs in LHC?  (10 replies)
Urban population: 15,530
Rural population: 135

Estimated median house/condo value in 2013: $166,200
86403:

$166,200
Arizona:

$166,000



According to our research of Arizona and other state lists there were 17 registered sex offenders living in 86403 zip code as of September 02, 2015.
The ratio of number of residents in zip code 86403 to the number of sex offenders is 983 to 1.


Median resident age:
This zip code:

45.6 years
Arizona median age:

36.8 years
Average household size:
This zip code:

2.4 people
Arizona:

2.7 people

Averages for the 2012 tax year for zip code 86403, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $40,677 (Individual Income Tax Returns)
Here:

$40,677
State:

$57,644

Salary/wage: $32,649 (reported on 74.3% of returns)
Here:

$32,649
State:

$47,932
(% of AGI for various income ranges: 70.3% for AGIs below $25k, 68.5% for AGIs $25k-50k, 62.0% for AGIs $50k-75k, 58.8% for AGIs $75k-100k, 57.0% for AGIs $100k-200k, 34.4% for AGIs over 200k)

Taxable interest for individuals: $1,861 (reported on 28.2% of returns)
This zip code:

$1,861
Arizona:

$2,064
(% of AGI for various income ranges: 1.6% for AGIs below $25k, 1.0% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 1.7% for AGIs $100k-200k, 1.0% for AGIs over 200k)

Ordinary dividends: $4,590 (reported on 14.7% of returns)
Here:

$4,590
State:

$7,268
(% of AGI for various income ranges: 1.5% for AGIs below $25k, 1.0% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 1.7% for AGIs $100k-200k, 4.8% for AGIs over 200k)

Net capital gain/loss in AGI: +$5,757 (reported on 13.1% of returns)
Here:

+$5,757
State:

+$15,530
(% of AGI for various income ranges: 0.4% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 1.7% for AGIs $75k-100k, 2.8% for AGIs $100k-200k, 7.7% for AGIs over 200k)

Profit/loss from business: +$10,180 (reported on 14.5% of returns)
Here:

+$10,180
State:

+$12,323
(% of AGI for various income ranges: 6.9% for AGIs below $25k, 3.2% for AGIs $25k-50k, 1.7% for AGIs $50k-75k, 2.9% for AGIs $75k-100k, 3.6% for AGIs $100k-200k, 3.7% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $13,419 (reported on 13.0% of returns)
86403:

$13,419
Arizona:

$18,280
(% of AGI for various income ranges: 4.4% for AGIs below $25k, 4.3% for AGIs $25k-50k, 4.7% for AGIs $50k-75k, 5.7% for AGIs $75k-100k, 6.0% for AGIs $100k-200k)

Total itemized deductions: $20,683 (26% of AGI, reported on 26.3% of returns)
Here:

$20,683
State:

$23,651

Here:

26.1% of AGI
State:

20.6% of AGI
(% of AGI for various income ranges: 13.2% for AGIs below $25k, 12.1% for AGIs $25k-50k, 14.1% for AGIs $50k-75k, 14.4% for AGIs $75k-100k, 15.6% for AGIs $100k-200k, 10.5% for AGIs over 200k)

Charity contributions: $2,453 (reported on 20.7% of returns)
Here:

$2,453
State:

$4,114
(% of AGI for various income ranges: 0.9% for AGIs below $25k, 0.9% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 1.6% for AGIs $75k-100k, 1.9% for AGIs $100k-200k, 0.9% for AGIs over 200k)

Taxes paid: $5,001 (reported on 26.1% of returns)
86403:

$5,001
State:

$6,509
(% of AGI for various income ranges: 1.9% for AGIs below $25k, 2.1% for AGIs $25k-50k, 2.8% for AGIs $50k-75k, 3.5% for AGIs $75k-100k, 4.5% for AGIs $100k-200k, 5.1% for AGIs over 200k)

Earned income credit: $2,201 (reported on 23.0% of returns)
Here:

$2,201
State:

$2,432
(% of AGI for various income ranges: 6.3% for AGIs below $25k, 1.1% for AGIs $25k-50k)

Averages for the 2004 tax year for zip code 86403, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $37,345 (Individual Income Tax Returns)
Here:

$37,345
State:

$50,097

Salary/wage: $29,215 (reported on 74.8% of returns)
Here:

$29,215
State:

$42,146
(% of AGI for various income ranges: 143.5% for AGIs below $10k, 70.5% for AGIs $10k-25k, 68.8% for AGIs $25k-50k, 65.8% for AGIs $50k-75k, 62.3% for AGIs $75k-100k, 33.3% for AGIs over 100k)

Taxable interest for individuals: $2,298 (reported on 39.9% of returns)
This zip code:

$2,298
Arizona:

$2,374
(% of AGI for various income ranges: 10.2% for AGIs below $10k, 2.5% for AGIs $10k-25k, 2.2% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 2.1% for AGIs $75k-100k, 3.0% for AGIs over 100k)

Taxable dividends: $2,713 (reported on 19.4% of returns)
Here:

$2,713
State:

$3,888
(% of AGI for various income ranges: 6.5% for AGIs below $10k, 1.8% for AGIs $10k-25k, 1.1% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 1.4% for AGIs over 100k)

Net capital gain/loss: +$14,670 (reported on 19.3% of returns)
Here:

+$14,670
State:

+$17,569
(% of AGI for various income ranges: -3.0% for AGIs below $10k, -0.0% for AGIs $10k-25k, 1.6% for AGIs $25k-50k, 3.6% for AGIs $50k-75k, 4.0% for AGIs $75k-100k, 21.0% for AGIs over 100k)

Profit/loss from business: +$11,210 (reported on 15.6% of returns)
Here:

+$11,210
State:

+$11,088
(% of AGI for various income ranges: -1.6% for AGIs below $10k, 3.7% for AGIs $10k-25k, 3.2% for AGIs $25k-50k, 3.1% for AGIs $50k-75k, 6.2% for AGIs $75k-100k, 7.2% for AGIs over 100k)

IRA payment deduction: $3,279 (reported on 2.8% of returns)
86403:

$3,279
Arizona:

$3,023
(% of AGI for various income ranges: 0.2% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 0.2% for AGIs over 100k)

Self-employed pension: $17,935 (reported on 0.5% of returns)
Here:

$17,935
Arizona:

$15,785

Total itemized deductions: $18,154 (27% of AGI, reported on 32.4% of returns)
Here:

$18,154
State:

$19,781

Here:

26.8% of AGI
State:

21.8% of AGI
(% of AGI for various income ranges: 52.6% for AGIs below $10k, 13.6% for AGIs $10k-25k, 15.4% for AGIs $25k-50k, 17.6% for AGIs $50k-75k, 18.1% for AGIs $75k-100k, 13.1% for AGIs over 100k)

Charity contributions deductions: $1,960 (3% of AGI, reported on 27.0% of returns)
Here:

$1,960
State:

$3,389

Here:

2.7% of AGI
State:

3.5% of AGI
(% of AGI for various income ranges: 2.4% for AGIs below $10k, 0.9% for AGIs $10k-25k, 1.2% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 1.9% for AGIs $75k-100k, 1.5% for AGIs over 100k)

Total tax: $5,547 (reported on 70.8% of returns)
86403:

$5,547
State:

$8,323
(% of AGI for various income ranges: 5.0% for AGIs below $10k, 3.7% for AGIs $10k-25k, 6.2% for AGIs $25k-50k, 8.4% for AGIs $50k-75k, 10.8% for AGIs $75k-100k, 19.2% for AGIs over 100k)

Earned income credit: $1,641 (reported on 18.2% of returns)
Here:

$1,641
State:

$1,786

Percentage of individuals using paid preparers for their 2004 taxes: 67.4%
Here:

67%
State:

60%
(% for various income ranges: 59.8% for AGIs below $10k, 65.7% for AGIs $10k-25k, 67.8% for AGIs $25k-50k, 71.6% for AGIs $50k-75k, 77.5% for AGIs $75k-100k, 88.0% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$39,751
Arizona:

$48,510
Lake Havasu City, AZ (86403) map Nearest zip codes: 86404, 86406, 92267, 86436, 92242, 85344.
Percentage of family households:
This zip code:

37.8%
Arizona:

47.4%
Percentage of households with unmarried partners:
This zip code:

7.0%
Arizona:

7.4%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Household received Food Stamps/SNAP in the past 12 months: 1,033
Household did not receive Food Stamps/SNAP in the past 12 months: 5,581


Women who had a birth in the past 12 months: 96 (83 now married, 13 unmarried)
Women who did not have a birth in the past 12 months: 3,014 (1,357 now married, 1,657 unmarried)


Housing units in zip code 86403 with a mortgage: 2,247 (148 second mortgage, 343 home equity loan)
Houses without a mortgage: 1,667

Median monthly owner costs for units with a mortgage: $1,268
Median monthly owner costs for units without a mortgage: S368

Residents with income below the poverty level in 2013:
This zip code:

18.6%
Whole state:

18.6%
Residents with income below 50% of the poverty level in 2013:
This zip code:

11.4%
Whole state:

9.8%
Median number of rooms in houses and condos:
Here:

5.4
State:

5.9
Median number of rooms in apartments:
Here:

4.3
State:

4.3
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 86403: Easystreet Industrial Center (A), Havasu Commerce Center (B), Kiowa Business Park (C), Lake Havasu Museum of History (D), Mohave County Library District Lake Havasu City Branch (E), Lake Havasu City Fire Department Station 5 (F), Lake Havasu City Fire Department Station 2 (G), Lake Havasu City Fire Department Station 1 (H), Lake Havasu City Police Department (I). Display/hide their locations on the map

    Shopping Centers: McCulloch Center Shopping Center (1), Smith's Plaza Shopping Center (2). Display/hide their locations on the map

    Churches in zip code 86403 include: Hilltop Community Church (A), Havasu Christian Church (B), Grace Episcopal Church (C), God's Grace Church (D), First Church of Christ Scientist (E), Christ Alive Worship Center (F), Calvary Chapel of Lake Havasu (G), The Church of Jesus Christ of Latter Day Saints (H), Southwest Baptist Church (I). Display/hide their locations on the map

    Streams, rivers, and creeks: Sandwood Drain (A), San Juan Drain (B), Smoketree Wash (C), Daytona Wash (D), Kiowa Drain (E), Pima Wash (F), Broadwater Drain (G), Atlantic Drain (H), El Camino Drain (I). Display/hide their locations on the map

Year house built

  • 442010 or later
  • 2,0492000 to 2009
  • 2,5161990 to 1999
  • 3,0151980 to 1989
  • 2,6941970 to 1979
  • 6971960 to 1969
  • 281950 to 1959
  • 01940 to 1949
  • 251939 or earlier

Zip code 86403 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Lake Havasu City, AZ (86403)

  • 0no bedroom
  • 1421 bedroom
  • 9992 bedrooms
  • 2,4593 bedrooms
  • 2754 bedrooms
  • 395+ bedrooms

Bedrooms in renter-occupied apartments in Lake Havasu City, AZ (86403)

  • 24no bedroom
  • 5641 bedroom
  • 1,0492 bedrooms
  • 1,0373 bedrooms
  • 264 bedrooms
  • 05+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Lake Havasu City, AZ (86403) in owner-occupied houses/condos

  • 183no vehicle
  • 1,1991 vehicle
  • 1,6762 vehicles
  • 5713 vehicles
  • 2164 vehicles
  • 695+ vehicles

Cars and other vehicles available in Lake Havasu City, AZ (86403) in renter-occupied apartments

  • 327no vehicle
  • 1,2861 vehicle
  • 8732 vehicles
  • 1733 vehicles
  • 174 vehicles
  • 245+ vehicles

Median gross rent in 2013: $810.


Median price asked for vacant for-sale houses and condos in 2013: $153,375.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $166,200
86403:

$166,200
Arizona:

$166,000
Lower value quartile - upper value quartile: $115,400 - $239,500

Mean price in 2013:

Detached houses: $224,360
Here:

$224,360
State:

$244,313

Townhouses or other attached units: $228,651
Here:

$228,651
State:

$166,848

In 3-to-4-unit structures: $70,216
Here:

$70,216
State:

$113,718

In 5-or-more-unit structures: $33,834
Here:

$33,834
State:

$138,510

Mobile homes: $38,182
Here:

$38,182
State:

$63,477

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:


Unemployment: 9.0%

Percentage of zip code residents living and working in this county: 92.8%

Household type by relationship:

Households: 15,640

Size of family households: 2,252 2-persons, 715 3-persons, 655 4-persons, 268 5-persons, 34 6-persons, 95 7-or-more-persons

Size of nonfamily households: 2,143 1-person, 418 2-persons, 23 3-persons, 11 5-persons

2,067 married couples with children.
801 single-parent households (293 men, 508 women).

89.9% of residents of 86403 zip code speak English at home.
9.0% of residents speak Spanish at home (47% very well, 33% well, 17% not well, 3% not at all).
0.6% of residents speak other Indo-European language at home (86% very well, 14% well).
0.4% of residents speak Asian or Pacific Island language at home (18% very well, 33% well, 49% not well).
0.1% of residents speak other language at home (95% very well, 5% well).

Foreign born population: 917 (5.9%)
(45.3% of them are naturalized citizens)
This zip code:

5.9%
Whole state:

13.5%

Most common places of birth for the foreign-born residents

  • 56%Mexico
  • 9%England
  • 7%Germany
  • 6%Canada
  • 4%Guatemala
  • 4%Belgium
  • 3%Burma

Most common first ancestries reported in 86403 (%)

  • 26%Other groups
  • 14%German
  • 10%Irish
  • 8%English
  • 5%Italian
  • 4%American
  • 3%Norwegian

Year of entry for the foreign-born population

  • 72010 or later
  • 2262000 to 2009
  • 2811990 to 1999
  • 519Before 1990

Zip code 86403 topographic map

Private primary/middle schools not listed on the city page:

  • GUIDING LIGHT CHRISTIAN PRESCH (Students: 73; Location: 2365 SMOKETREE AVENUE, LAKE HAVASU CY, AZ; Grades: PK - KG)
  • NOAHS LANDING ECDC (Students: 52; Location: 2700 RAINBOW AVE, LAKE HAVASU CY, AZ; Grades: PK - 1)
There are 261 Other Medical Specialists in Zip Code 86403.

Major facilities with environmental interests located in this zip code:

Fire-safe hotels and motels in zip code 86403:

All 11 fire-safe hotels and motels in zip code 86403

Zip code 86403 marital status for males
Zip code 86403 marital status for females

Housing units lacking complete plumbing facilities: 0.4%
Housing units lacking complete kitchen facilities: 1.4%

Most commonly used house heating fuel

  • 89%Electricity
  • 8%Utility gas
  • 1%Bottled, tank, or LP gas
  • 1%No fuel used

Population in 1990: 26,718. Population change in the 1990s: -13,238 (-49.5%).

Place of birth for U.S.-born residents:


48% of the 86403 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 40% lived in this county.
   Out of people who lived in different counties, 50% lived in Arizona.

85% of the 86403 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 59% moved from this county.
   Out of people who lived in different houses, 6% moved from different county within same state.
   Out of people who lived in different houses, 34% moved from different state.
   Out of people who lived in different houses, 1% moved from abroad.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 49
Here:

3.7%
Arizona:

7.0%
Students in private schools in grades 9 to 12 (high school): 45
Here:

4.9%
Arizona:

6.1%
Students in private undergraduate colleges: 58
Here:

8.0%
Arizona:

12.8%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 95,893Fire fighting and prevention, and other protective service workers including supervisors
  • 66,765Computer and mathematical occupations
  • 48,750Installation, maintenance, and repair occupations
  • 46,618Life, physical, and social science occupations
  • 43,173Business and financial operations occupations
  • 42,614Management occupations

Companies with federal contracts located in this zip code:

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 21 people in other noninstitutional facilities
  • 14 people in group homes intended for adults
  • 5 people in in-patient hospice facilities

People in group quarters in 2000:

  • 47 people in other noninstitutional group quarters
  • 10 people in nursing homes
  • 9 people in homes for the mentally retarded

Fatal accident statistics in 2010:

  • Fatal accident count: 2
  • Vehicles involved in fatal accidents: 3
  • Fatal accidents caused by drunken drivers: 1
  • Fatalities: 2
  • Persons involved in fatal accidents: 4
  • Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 2 full and 10 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED136$131,014359$136,401566$163,60920$106,8700$0400$143,2240$0
APPLICATIONS APPROVED, NOT ACCEPTED4$161,67018$156,96274$169,9055$104,0260$031$164,1700$0
APPLICATIONS DENIED36$123,68672$139,105287$183,18623$48,2173$155,800138$153,2084$89,810
APPLICATIONS WITHDRAWN15$144,30738$154,913143$159,6159$99,3490$059$154,0730$0
FILES CLOSED FOR INCOMPLETENESS3$114,9433$115,06726$161,0371$163,5900$07$122,1260$0
Choose year:  2009 2008 2007 2003 2002 2001 2000 1999
Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 2 full and 10 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED14$128,5590$011$148,660
APPLICATIONS APPROVED, NOT ACCEPTED6$220,5551$306,3705$223,684
APPLICATIONS DENIED7$238,0865$171,3643$302,427
APPLICATIONS WITHDRAWN0$02$235,8152$235,815
FILES CLOSED FOR INCOMPLETENESS2$102,9800$02$102,980
Choose year:  2009 2008 2007 2003 2002 2001 2000 1999

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 86403 among deceased individuals
NameCountLived (average)
John15174.0 years
Robert13670.1 years
William13472.1 years
Mary10277.1 years
James8871.8 years
Charles8473.0 years
George7473.9 years
Richard6869.7 years
Frank5974.5 years
Dorothy5976.2 years
Most common last names in zip code 86403 among deceased individuals
Last nameCountLived (average)
Johnson3973.9 years
Smith3677.6 years
Anderson2771.9 years
Williams2073.3 years
Jones2078.2 years
Brown1777.9 years
Davis1773.4 years
Miller1676.9 years
Martin1570.7 years
Taylor1576.5 years
Businesses in zip code 86403
NameCountNameCount
99 Cents Only Stores1La-Z-Boy1
AT&T1Lane Furniture1
Ace Hardware1Little Caesars Pizza1
Albertsons1MasterBrand Cabinets2
Arby's1McDonald's2
AutoZone1Motel 62
Big O Tires1New Balance4
CVS1Nike2
Carl\s Jr.1Panda Express1
Chevrolet1Payless1
Cinnabon 1Pizza Hut1
Curves1Quality1
Days Inn1Red Robin1
Decora Cabinetry1Rodeway Inn1
Dennys1Rue211
Discount Tire1Safeway1
Domino's Pizza1Sears1
FedEx10Sprint Nextel3
Ford1Staples1
Goodwill1Starbucks2
H&R Block1Subway1
Hilton1Super 81
Hobby Lobby1Travelodge1
Jones New York1U-Haul1
KFC1UPS10
Kmart1Vans3
Knights Inn1Vons1
Kroger1Walgreens1

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