Estimated zip code population in 2021: 25,245 Zip code population in 2010: 35,440 Zip code population in 2000: 31,972
Houses and condos: 9,628 Renter-occupied apartments: 5,486
% of renters here:
65%
State:
44%
March 2022 cost of living index in zip code 93405: 117.9 (more than average, U.S. average is 100)
Land area: 87.7 sq. mi. Water area: 0.2 sq. mi.
Population density: 288 people per square mile
(very low).
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Real estate property taxes paid for housing units in 2021:
This zip code:
0.6% ($4,982)
California:
0.7% ($4,585)
Median real estate property taxes paid for housing units with mortgages in 2021: $5,974 (0.7%) Median real estate property taxes paid for housing units with no mortgage in 2021: $3,142 (0.4%)
Estimated median house/condo value in 2021: $865,802
93405:
$865,802
California:
$648,100
According to our research of California and other state lists, there were 27 registered sex offenders living in 93405 zip code as of March 18, 2024. The ratio of all residents to sex offenders in zip code 93405 is 1,339 to 1. The ratio of registered sex offenders to all residents in this zip code is lower than the state average.
Median resident age:
This zip code:
23.0 years
California median age:
37.6 years
Average household size:
This zip code:
2.7 people
California:
2.9 people
Averages for the 2020 tax year for zip code 93405, filed in 2013:
Average Adjusted Gross Income (AGI) in 2020: $87,607 (Individual Income Tax Returns)
Here:
$87,607
State:
$95,910
Salary/wage: $62,205 (reported on 76.8% of returns)
Here:
$62,205
State:
$77,331
(% of AGI for various income ranges: 1177.2% for AGIs below $25k, 4001.6% for AGIs $25k-50k, 7052.2% for AGIs $50k-75k, 10160.3% for AGIs $75k-100k, 18276.3% for AGIs $100k-200k, 85287.6% for AGIs over 200k)
Taxable interest for individuals: $2,599 (reported on 40.3% of returns)
This zip code:
$2,599
California:
$2,294
(% of AGI for various income ranges: 18.0% for AGIs below $25k, 46.3% for AGIs $25k-50k, 115.0% for AGIs $50k-75k, 150.9% for AGIs $75k-100k, 334.6% for AGIs $100k-200k, 2698.2% for AGIs over 200k)
Ordinary dividends: $10,315 (reported on 29.4% of returns)
Here:
$10,315
State:
$10,949
(% of AGI for various income ranges: 41.8% for AGIs below $25k, 82.6% for AGIs $25k-50k, 320.4% for AGIs $50k-75k, 485.0% for AGIs $75k-100k, 973.7% for AGIs $100k-200k, 8190.0% for AGIs over 200k)
Net capital gain/loss in AGI: +$31,957 (reported on 28.0% of returns)
Here:
+$31,957
State:
+$49,306
(% of AGI for various income ranges: 32.1% for AGIs below $25k, 58.7% for AGIs $25k-50k, 241.1% for AGIs $50k-75k, 512.4% for AGIs $75k-100k, 1259.4% for AGIs $100k-200k, 35587.6% for AGIs over 200k)
Profit/loss from business: +$21,524 (reported on 17.1% of returns)
Here:
+$21,524
State:
+$15,671
(% of AGI for various income ranges: 104.2% for AGIs below $25k, 228.7% for AGIs $25k-50k, 374.3% for AGIs $50k-75k, 622.1% for AGIs $75k-100k, 1308.9% for AGIs $100k-200k, 8142.9% for AGIs over 200k)
Taxable individual retirement arrangement distribution: $21,563 (reported on 10.1% of returns)
93405:
$21,563
California:
$23,505
(% of AGI for various income ranges: 22.2% for AGIs below $25k, 83.9% for AGIs $25k-50k, 239.3% for AGIs $50k-75k, 584.7% for AGIs $75k-100k, 1300.6% for AGIs $100k-200k, 3431.2% for AGIs over 200k)
Self-employed (Keogh) retirement plans: $26,080 (reported on 1.3% of returns)
93405:
$26,080
California:
$30,163
(% of AGI for various income ranges: 161.3% for AGIs $100k-200k, 1021.8% for AGIs over 200k)
Total itemized deductions: $36,533 (reported on 14.6% of returns)
Here:
$36,533
State:
$39,517
(% of AGI for various income ranges: 51.3% for AGIs below $25k, 177.7% for AGIs $25k-50k, 624.4% for AGIs $50k-75k, 1272.4% for AGIs $75k-100k, 2439.3% for AGIs $100k-200k, 11162.9% for AGIs over 200k)
Charity contributions: $9,492 (reported on 12.0% of returns)
Here:
$9,492
State:
$12,598
(% of AGI for various income ranges: 3.1% for AGIs below $25k, 13.3% for AGIs $25k-50k, 66.7% for AGIs $50k-75k, 155.6% for AGIs $75k-100k, 385.6% for AGIs $100k-200k, 3492.9% for AGIs over 200k)
Taxes paid: $8,667 (reported on 14.6% of returns)
93405:
$8,667
State:
$8,807
(% of AGI for various income ranges: 11.1% for AGIs below $25k, 31.6% for AGIs $25k-50k, 131.9% for AGIs $50k-75k, 345.9% for AGIs $75k-100k, 677.0% for AGIs $100k-200k, 2379.4% for AGIs over 200k)
Earned income credit: $1,464 (reported on 7.4% of returns)
Here:
$1,464
State:
$2,074
(% of AGI for various income ranges: 26.8% for AGIs below $25k, 33.3% for AGIs $25k-50k)
Percentage of individuals using paid preparers for their 2020 taxes: 92.9%
Here:
93%
State:
92%
(% for various income ranges: 91.6% for AGIs below $25k, 93.2% for AGIs $25k-50k, 93.5% for AGIs $50k-75k, 92.5% for AGIs $75k-100k, 93.8% for AGIs $100k-200k, 94.6% for AGIs over 200k)
Averages for the 2012 tax year for zip code 93405, filed in 2013:
Average Adjusted Gross Income (AGI) in 2012: $68,381 (Individual Income Tax Returns)
Here:
$68,381
State:
$72,726
Salary/wage: $47,944 (reported on 77.4% of returns)
Here:
$47,944
State:
$59,079
(% of AGI for various income ranges: 80.3% for AGIs below $25k, 72.9% for AGIs $25k-50k, 59.1% for AGIs $50k-75k, 60.4% for AGIs $75k-100k, 57.6% for AGIs $100k-200k, 37.5% for AGIs over 200k)
Taxable interest for individuals: $2,617 (reported on 42.1% of returns)
This zip code:
$2,617
California:
$2,146
(% of AGI for various income ranges: 1.6% for AGIs below $25k, 1.4% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 1.6% for AGIs $75k-100k, 1.3% for AGIs $100k-200k, 2.0% for AGIs over 200k)
Ordinary dividends: $8,009 (reported on 27.1% of returns)
Here:
$8,009
State:
$9,308
(% of AGI for various income ranges: 2.4% for AGIs below $25k, 2.4% for AGIs $25k-50k, 3.5% for AGIs $50k-75k, 2.5% for AGIs $75k-100k, 3.2% for AGIs $100k-200k, 3.6% for AGIs over 200k)
Net capital gain/loss in AGI: +$16,598 (reported on 24.2% of returns)
Here:
+$16,598
State:
+$30,460
(% of AGI for various income ranges: 0.4% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 2.2% for AGIs $100k-200k, 14.9% for AGIs over 200k)
Profit/loss from business: +$19,183 (reported on 16.2% of returns)
Here:
+$19,183
State:
+$17,064
(% of AGI for various income ranges: 7.5% for AGIs below $25k, 4.6% for AGIs $25k-50k, 5.0% for AGIs $50k-75k, 4.1% for AGIs $75k-100k, 5.4% for AGIs $100k-200k, 3.3% for AGIs over 200k)
Taxable individual retirement arrangement distribution: $16,340 (reported on 12.4% of returns)
93405:
$16,340
California:
$19,557
(% of AGI for various income ranges: 1.7% for AGIs below $25k, 2.3% for AGIs $25k-50k, 3.1% for AGIs $50k-75k, 3.4% for AGIs $75k-100k, 4.2% for AGIs $100k-200k, 2.2% for AGIs over 200k)
Self-employment retirement plans: $21,890 (reported on 1.4% of returns)
93405:
$21,890
California:
$24,530
(% of AGI for various income ranges: 0.5% for AGIs $25k-50k, 0.5% for AGIs $100k-200k, 0.8% for AGIs over 200k)
Total itemized deductions: $33,380 (23% of AGI, reported on 33.7% of returns)
Here:
$33,380
State:
$34,004
Here:
22.9% of AGI
State:
22.7% of AGI
(% of AGI for various income ranges: 9.3% for AGIs below $25k, 11.0% for AGIs $25k-50k, 15.5% for AGIs $50k-75k, 16.9% for AGIs $75k-100k, 19.5% for AGIs $100k-200k, 17.2% for AGIs over 200k)
Charity contributions: $4,075 (reported on 28.6% of returns)
Here:
$4,075
State:
$4,659
(% of AGI for various income ranges: 0.5% for AGIs below $25k, 0.9% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 1.8% for AGIs $75k-100k, 2.4% for AGIs $100k-200k, 1.6% for AGIs over 200k)
Taxes paid: $13,460 (reported on 33.4% of returns)
93405:
$13,460
State:
$14,448
(% of AGI for various income ranges: 1.4% for AGIs below $25k, 2.3% for AGIs $25k-50k, 3.9% for AGIs $50k-75k, 5.3% for AGIs $75k-100k, 7.3% for AGIs $100k-200k, 9.5% for AGIs over 200k)
Earned income credit: $1,676 (reported on 9.2% of returns)
Here:
$1,676
State:
$2,286
(% of AGI for various income ranges: 2.6% for AGIs below $25k, 0.5% for AGIs $25k-50k)
Percentage of individuals using paid preparers for their 2012 taxes: 48.8%
Here:
49%
State:
64%
(% for various income ranges: 35.0% for AGIs below $25k, 45.9% for AGIs $25k-50k, 59.8% for AGIs $50k-75k, 59.4% for AGIs $75k-100k, 65.3% for AGIs $100k-200k, 84.2% for AGIs over 200k)
Averages for the 2004 tax year for zip code 93405, filed in 2005:
Average Adjusted Gross Income (AGI) in 2004: $50,821 (Individual Income Tax Returns)
Here:
$50,821
State:
$58,600
Salary/wage: $35,938 (reported on 77.8% of returns)
Here:
$35,938
State:
$49,455
(% of AGI for various income ranges: 131.5% for AGIs below $10k, 74.5% for AGIs $10k-25k, 66.8% for AGIs $25k-50k, 59.8% for AGIs $50k-75k, 57.8% for AGIs $75k-100k, 44.7% for AGIs over 100k)
Taxable interest for individuals: $3,233 (reported on 54.1% of returns)
This zip code:
$3,233
California:
$2,365
(% of AGI for various income ranges: 5.8% for AGIs below $10k, 3.7% for AGIs $10k-25k, 3.4% for AGIs $25k-50k, 2.9% for AGIs $50k-75k, 3.3% for AGIs $75k-100k, 3.5% for AGIs over 100k)
Taxable dividends: $4,298 (reported on 33.5% of returns)
Here:
$4,298
State:
$4,746
(% of AGI for various income ranges: 6.8% for AGIs below $10k, 2.8% for AGIs $10k-25k, 2.5% for AGIs $25k-50k, 2.5% for AGIs $50k-75k, 2.9% for AGIs $75k-100k, 2.9% for AGIs over 100k)
Net capital gain/loss: +$17,282 (reported on 28.9% of returns)
Here:
+$17,282
State:
+$23,418
(% of AGI for various income ranges: -4.8% for AGIs below $10k, 0.5% for AGIs $10k-25k, 0.7% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 2.8% for AGIs $75k-100k, 17.7% for AGIs over 100k)
Profit/loss from business: +$20,315 (reported on 15.5% of returns)
Here:
+$20,315
State:
+$16,826
(% of AGI for various income ranges: 8.6% for AGIs below $10k, 5.4% for AGIs $10k-25k, 6.2% for AGIs $25k-50k, 4.5% for AGIs $50k-75k, 5.9% for AGIs $75k-100k, 6.7% for AGIs over 100k)
IRA payment deduction: $3,208 (reported on 3.0% of returns)
93405:
$3,208
California:
$3,192
(% of AGI for various income ranges: 0.3% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.1% for AGIs over 100k)
Self-employed pension: $16,820 (reported on 1.9% of returns)
Here:
$16,820
California:
$17,688
(% of AGI for various income ranges: 0.3% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 1.0% for AGIs over 100k)
Total itemized deductions: $27,138 (24% of AGI, reported on 32.6% of returns)
Here:
$27,138
State:
$28,113
Here:
24.0% of AGI
State:
25.3% of AGI
(% of AGI for various income ranges: 16.1% for AGIs below $10k, 11.4% for AGIs $10k-25k, 15.2% for AGIs $25k-50k, 18.7% for AGIs $50k-75k, 21.3% for AGIs $75k-100k, 17.7% for AGIs over 100k)
Charity contributions deductions: $4,491 (4% of AGI, reported on 29.0% of returns)
Here:
$4,491
State:
$3,923
Here:
3.8% of AGI
State:
3.3% of AGI
(% of AGI for various income ranges: 0.8% for AGIs below $10k, 0.7% for AGIs $10k-25k, 1.6% for AGIs $25k-50k, 2.5% for AGIs $50k-75k, 2.6% for AGIs $75k-100k, 3.1% for AGIs over 100k)
Total tax: $9,089 (reported on 75.4% of returns)
93405:
$9,089
State:
$10,761
(% of AGI for various income ranges: 3.5% for AGIs below $10k, 4.8% for AGIs $10k-25k, 8.3% for AGIs $25k-50k, 9.7% for AGIs $50k-75k, 10.5% for AGIs $75k-100k, 18.0% for AGIs over 100k)
Earned income credit: $1,260 (reported on 7.4% of returns)
Here:
$1,260
State:
$1,763
Percentage of individuals using paid preparers for their 2004 taxes: 52.6%
Here:
53%
State:
66%
(% for various income ranges: 36.4% for AGIs below $10k, 47.7% for AGIs $10k-25k, 58.1% for AGIs $25k-50k, 61.4% for AGIs $50k-75k, 65.7% for AGIs $75k-100k, 77.1% for AGIs over 100k)
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)
Lesbian couples: 0.5% of all households
Gay men: 0.0% of all households
Household received Food Stamps/SNAP in the past 12 months: 244 Household did not receive Food Stamps/SNAP in the past 12 months: 8,246
Women who had a birth in the past 12 months: 45 (45 now married, 0 unmarried) Women who did not have a birth in the past 12 months: 8,465 (1,031 now married, 7,485 unmarried)
Housing units in zip code 93405 with a mortgage: 1,936 (212 second mortgage, 14 home equity loan, 175 both second mortgage and home equity loan) Houses without a mortgage: 61
Median monthly owner costs for units with a mortgage: $2,810 Median monthly owner costs for units without a mortgage: $678
Residents with income below the poverty level in 2021:
This zip code:
45.1%
Whole state:
12.3%
Residents with income below 50% of the poverty level in 2021:
This zip code:
13.3%
Whole state:
6.2%
Median number of rooms in houses and condos:
Here:
6.3
State:
6.0
Median number of rooms in apartments:
Here:
4.1
State:
3.9
Notable locations in this zip code not listed on our city pages
Notable locations in zip code 93405: Laguna Lake Municipal Golf Course (A), Chorro Willows Camp Ground (B), Camp San Luis Obispo (C), California Mens Colony (D), Cuesta College Library Learning Center (E), Chase Hall (F), Robert E Kennedy Library (G), San Luis Obispo City Fire Department Station 4 (H), San Luis Obispo City Fire Department Station 2 (I), California Department of Forestry and Fire Protection Station 12 San Luis Obispo (J), California Mens Colony Fire Department (K). Display/hide their locations on the map
Shopping Centers: University Square Shopping Center (1), Madonna Plaza Shopping Center (2), Foothill Plaza Shopping Center (3), Central Coast Plaza Shopping Center (4). Display/hide their locations on the map
Churches in zip code 93405 include: Apostolic Lighthouse Church (A), The Church of Jesus Christ of Latter Day Saints (B), Family Christian Center (C), Foothill Baptist Church (D), Mount Carmel Lutheran Church (E), Newman Catholic Center (F), Saint Anne Byzantine Catholic Church (G), Trinity Presbyterian Church (H), Unitarian Universalist Church (I). Display/hide their locations on the map
Creeks: Old Garden Creek (A), Froom Creek (B), Dairy Creek (C), Brizzolara Creek (D), San Luisito Creek (E), San Bernardo Creek (F), Pennington Creek (G). Display/hide their locations on the map
Parks in zip code 93405 include: Mustang Stadium (1), Laguna Hills Park (2), Laguna Lake Park (3), Smith Park (4), Throop Park (5), Cuesta Canyon County Park (6), Santa Rosa Park (7). Display/hide their locations on the map
1,340 married couples with children.
233 single-parent households (177 men, 56 women).
83.8% of residents of 93405 zip code speak English at home.
9.0% of residents speak Spanish at home (79% very well, 8% well, 8% not well, 5% not at all).
2.9% of residents speak other Indo-European language at home (85% very well, 8% well, 5% not well, 2% not at all).
3.0% of residents speak Asian or Pacific Island language at home (72% very well, 27% well, 1% not at all).
0.9% of residents speak other language at home (94% very well, 3% well, 3% not well).
Foreign born population: 1,611 (6.4%) (45.7% of them are naturalized citizens)
Facilities with environmental interests located in this zip code:
MADONNA PLAZA (227 MADONNA RD in SAN LUIS OBISPO, CA)
STATE MASTER (California - Hazardous Waste Tracking) - HAZARDOU WASTE PROGRAM Large Quantity Generators, more that 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification Organizations: M R P INSTITUTIONAL ASSOCS (CONTACT/OWNER)
GREENFIELD TRANSPORT (804 O CONNOR WY in SAN LUIS OBISPO, CA)
STATE MASTER (California - Hazardous Waste Tracking) - HAZARDOU WASTE PROGRAM TRANSPORTER (Resource Conservation and Recovery Act (tracking hazardous waste)) Organizations: NEWBY ROBERT R (CONTACT/OWNER)
CHEVRON STATION NO 91717 (151 N SANTA ROSA ST in SAN LUIS OBISPO, CA)
STATE MASTER (California - Hazardous Waste Tracking) - HAZARDOU WASTE PROGRAM Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification Organizations: CHEVRON PRODUCTS CO (CONTACT/OWNER)
LAGUNA MIDDLE (11050 LOS OSOS VALLEY ROAD in SAN LUIS OBISPO, CA)
(National Center for Education Statistics) - STATE ID-6067102 Organizations: SAN LUIS COASTAL UNIFIED (SCHOOL DISTRICT)
FOOTHILL TEXACO #121063 (3 SANTA ROSA in SAN LUIS OBISPO, CA)
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources) HAZARDOUS WASTE BIENNIAL REPORTER (Resource Conservation and Recovery Act (tracking hazardous waste)) Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) Business SIC classification: GASOLINE SERVICE STATIONS Organizations: SHELL OIL PRODUCTS US (CONTACT/OPERATOR)
Alternative names: TEXACO SERVICE STATION, TEXACO SERVICE STATION 121063
HOME DEPOT USA INC HD 1052 (1551 FROOM RANCH RD in SAN LUIS OBISPO, CA)
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))
NEWPARK CHEVRON (254 SANTA ROSA ST in SAN LUIS OBISPO, CA)
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification Organizations: JIM ROGERS ROGERS INC (CONTACT/OWNER)
FLEET FOTO (11560 LOS OSOS VLY RD STE 280 in SAN LUIS OBISPO, CA)
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification Organizations: PATRICK VOWELL (CONTACT/OWNER)
MOUNTAIN VIEW COMMUNITY SCHOOL (HWY 1 AT CAMP SLO in SAN LUIS OBISPO, CA)
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification Organizations: S L O CNTY OFFICE OF ED (CONTACT/OWNER)
LAGUNA CLEANERS (1342 MADONNA ROAD in SAN LUIS OBISPO, CA)
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources) Business SIC classification: DRYCLEANING PLANTS, EXCEPT RUG CLEANING
CENTRAL COAST ROD & CUSTOM (815 VIA ESTEBAN in SAN LUIS OBISPO, CA)
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources) Business SIC classification: NATIONAL SECURITY
Housing units lacking complete kitchen facilities: 2.8%
55.2%Utility gas
35.0%Electricity
5.5%No fuel used
2.6%Bottled, tank, or LP gas
1.2%Solar energy
Population in 1990: 31,976.
Place of birth for U.S.-born residents:
This state: 17,246
Northeast: 1,130
Midwest: 1,228
South: 1,215
West: 2,040
34% of the 93405 zip code residents lived in the same house 5 years ago. Out of people who lived in different houses, 21% lived in this county. Out of people who lived in different counties, 50% lived in California.
81% of the 93405 zip code residents lived in the same house 1 year ago. Out of people who lived in different houses, 55% moved from this county. Out of people who lived in different houses, 29% moved from different county within same state. Out of people who lived in different houses, 12% moved from different state. Out of people who lived in different houses, 2% moved from abroad.
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 31
Here:
3.8%
California:
10.8%
Students in private schools in grades 9 to 12 (high school): 60
Here:
14.2%
California:
8.9%
Students in private undergraduate colleges: 217
Here:
2.0%
California:
15.6%
Occupation by median earnings in the past 12 months ($)
146,835Health diagnosing and treating practitioners and other technical occupations
109,210Law enforcement workers including supervisors
62,022Community and social service occupations
61,445Business and financial operations occupations
58,918Installation, maintenance, and repair occupations
55,493Management occupations
Top industries in this zip code by the number of employees in 2005:
2004 - 2018 National Fire Incident Reporting System (NFIRS) incidents
Based on the data from the years 2004 - 2018 the average number of fire incidents per year is 31. The highest number of reported fires - 61 took place in 2013, and the least - 4 in 2005. The data has a growing trend.
When looking into fire subcategories, the most incidents belonged to: Outside Fires (42.9%), and Mobile Property/Vehicle Fires (28.0%).
Fire incident types reported to NFIRS in Zip Code 93405