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93432 Zip Code Detailed Profile

 



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San Luis Obispo County, CA
Zip code population (2000): 1,193
Estimated zip code population in 2007: 1,287

Age and Sex of Residents in zip code 93432

Zip code 93432 (, California) real estate house value trends

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93432 map from a distance

Houses and condos: 516
Renter-occupied apartments: 124
% of renters here:  26%
State:  43%

2008 cost of living index in zip code 93432: 98.4 (near average, U.S. average is 100)

Land area: 100.6 sq. mi.
Water area: 0.0 sq. mi.
Population density: 13 people per square mile 
 
  (very low).

Estimate of real estate property taxes paid for housing units in 2007:
This zip code:  1.3% ($1,500)
California:  1.4% ($1,564)

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Males: 609  (51.0%)
Females: 584  (49.0%)

Zip code 93432 races chart


93432, CA forum
Discuss zip code 93432 area on our local forum with over 700,000 registered users
100% rural population.

Estimated median house/condo value in 2007: $546,216
93432:  $546,216
California:  $532,300


According to our research of public records there was one registered sex offender living in 93432 zip code in early 2007.
The number of registered sex offenders compared to the number of residents in this zip code is smaller than the state average.

Median resident age:  41.6 years
California median age:  33.3 years

Average household size:
This zip code:  2.6 people
California:  2.9 people

Averages for the 2004 tax year for zip code 93432, filed in 2005:
Average Adjusted Gross Income (AGI) in 2004: $49,932 (Individual Income Tax Returns)
Here:  $49,932
State:  $58,600

Salary/wage: $42,819 (reported on 75.5% of returns)
Here:  $42,819
State:  $49,455
(% of AGI for various income ranges: -36.6% for AGIs below $10k, 68.2% for AGIs $10k-25k, 70.7% for AGIs $25k-50k, 73.4% for AGIs $50k-75k, 76.3% for AGIs $75k-100k, 42.6% for AGIs over 100k)

Taxable interest for individuals: $2,842 (reported on 58.7% of returns)
This zip code:  $2,842
California:  $2,365
(% of AGI for various income ranges: -8.2% for AGIs below $10k, 3.1% for AGIs $10k-25k, 2.8% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 4.1% for AGIs over 100k)

Taxable dividends: $1,698 (reported on 27.0% of returns)
Here:  $1,698
State:  $4,746
(% of AGI for various income ranges: -2.7% for AGIs below $10k, 0.8% for AGIs $10k-25k, 1.4% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.8% for AGIs over 100k)

Net capital gain/loss: +$26,851 (reported on 23.2% of returns)
Here:  +$26,851
State:  +$23,418
(% of AGI for various income ranges: -1.0% for AGIs below $10k, -0.7% for AGIs $10k-25k, -0.5% for AGIs $25k-50k, 2.1% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 26.7% for AGIs over 100k)

Profit/loss from business: +$11,076 (reported on 20.7% of returns)
Here:  +$11,076
State:  +$16,826
(% of AGI for various income ranges: 8.1% for AGIs below $10k, 12.3% for AGIs $10k-25k, 6.9% for AGIs $25k-50k, 8.1% for AGIs $50k-75k, 3.3% for AGIs $75k-100k, 1.7% for AGIs over 100k)

IRA payment deduction: $2,438 (reported on 2.5% of returns)
93432:  $2,438
California:  $3,192

Total itemized deductions: $26,000 (1% of AGI, reported on 42.7% of returns)
Here:  $26,000
State:  $28,113
(% of AGI for various income ranges: 24.7% for AGIs $10k-25k, 19.6% for AGIs $25k-50k, 19.9% for AGIs $50k-75k, 24.2% for AGIs $75k-100k, 20.5% for AGIs over 100k)

Charity contributions deductions: $2,042 (2.4% of AGI, reported on 37.0% of returns)
Here:  $2,042
California:  $3,923

Here:  2.4% of AGI
State:  3.3% of AGI
(% of AGI for various income ranges: 1.9% for AGIs $10k-25k, 1.5% for AGIs $25k-50k, 1.5% for AGIs $50k-75k, 1.5% for AGIs $75k-100k, 1.3% for AGIs over 100k)

Total tax: $7,829 (reported on 78.2% of returns)
93432:  $7,829
State:  $10,761
(% of AGI for various income ranges: -1.7% for AGIs below $10k, 5.1% for AGIs $10k-25k, 6.7% for AGIs $25k-50k, 9.3% for AGIs $50k-75k, 9.4% for AGIs $75k-100k, 16.1% for AGIs over 100k)

Earned income credit: $1,368 (reported on 10.7% of returns)
Here:  $1,368
State:  $1,763
(% of AGI for various income ranges: -2.2% for AGIs below $10k, 2.2% for AGIs $10k-25k)

Percentage of individuals using paid preparers for their 2004 taxes: 67.0%
Here:  67%
State:  66%
(% for various income ranges: 58.2% for AGIs below $10k, 56.5% for AGIs $10k-25k, 64.7% for AGIs $25k-50k, 75.0% for AGIs $50k-75k, 75.4% for AGIs $75k-100k, 92.2% for AGIs over 100k)


Estimated median household income in 2007: $63,410
This zip code:  $63,410
California:  $59,948
93432 map

Nearest zip codes: 93422, 93447, 93465, 93461, 93446, 93401.


Percentage of family households:
This zip code:  72.8%
Whole state:  68.9%

Percentage of households with unmarried partners:
This zip code:  8.1%
Whole state:  5.9%

Likely homosexual households (counted as self-reported same-sex unmarried-partner households)
  • Lesbian couples: 0.2% of all households
  • Gay men: 0.0% of all households

Housing units in zip code 93432 with a mortgage: 63 (8 second mortgage, 9 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 9


Median monthly owner costs for units with a mortgage: $1,775

Median monthly owner costs for units without a mortgage: $385

Residents with income below the poverty level in 2007:
This zip code:  8.3%
Whole state:  12.4%

Residents with income below 50% of the poverty level in 2007:
This zip code:  2.4%
Whole state:  5.1%

Median number of rooms in houses and condos:
Here:  5.1
State:  5.8

Median number of rooms in apartments:
Here:  4.0
State:  3.5


Zip code 93432 close-up map

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Notable locations in this zip code not listed on our city pages:

Notable locations in zip code 93432: Happy Valley Ranch (A), Walters Camp (B), Eddy Camp (C), Eddys Camp (D). Display/hide their locations on the map

Church in zip code 93432: Creston Community Church (A). Display/hide its location on the map

Lakes: Silver Lake (A), Clear Lake (B), Beck Lake (C). Display/hide their locations on the map

Creeks: Quail Water Creek (A), Santa Margarita Creek (B), Moreno Creek (C). Display/hide their locations on the map

 

Year house built:
  • 1999 to March 2000: 47
  • 1995 to 1998: 43
  • 1990 to 1994: 59
  • 1980 to 1989: 151
  • 1970 to 1979: 107
  • 1960 to 1969: 73
  • 1950 to 1959: 31
  • 1940 to 1949: 20
  • 1939 or earlier: 24



Zip code 93432 satellite photo by USGS


Bedrooms in owner-occupied houses in 93432:
  • no bedroom: 27
  • 1 bedrooms: 28
  • 2 bedrooms: 96
  • 3 bedrooms: 152
  • 4 bedrooms: 32
  • 5 or more bedrooms: 14


Bedrooms in renter-occupied apartments and housing units:
  • no bedroom: 0
  • 1 bedrooms: 37
  • 2 bedrooms: 48
  • 3 bedrooms: 34
  • 4 bedrooms: 5
  • 5 or more bedrooms: 0



Vehicles available in 93432 zip code in owner-occupied houses/condos:
  • no vehicle: 10
  • 1 vehicle: 70
  • 2 vehicles: 151
  • 3 vehicles: 57
  • 4 vehicles: 34
  • 5 or more vehicles: 27


Vehicles available in renter-occupied apartments:
  • no vehicle: 12
  • 1 vehicle: 35
  • 2 vehicles: 74
  • 3 vehicles: 3
  • 4 vehicles: 0
  • 5 or more vehicles: 0



Estimated household income distribution in 2007:

Zip code 93432 household income distribution in 2007

Zip code 93432 house/condo values in 2007


Estimate of home value of owner-occupied houses/condos in 2007 in zip code 93432:

  • Less than $10,000: 4
  • $10,000 to $14,999: 2
  • $15,000 to $19,999: 2
  • $20,000 to $24,999: 2
  • $25,000 to $29,999: 1
  • $50,000 to $59,999: 4
  • $60,000 to $69,999: 4
  • $70,000 to $79,999: 2
  • $90,000 to $99,999: 1
  • $100,000 to $124,999: 2
  • $125,000 to $149,999: 1
  • $200,000 to $249,999: 3
  • $250,000 to $299,999: 18
  • $300,000 to $399,999: 23
  • $400,000 to $499,999: 94
  • $500,000 to $749,999: 95
  • $750,000 to $999,999: 64
  • $1,000,000 or more: 55
 



93432 rent paid by renters


Rent paid by renters in 2007 in zip code 93432:

  • $150 to $199: 4
  • $250 to $299: 8
  • $300 to $349: 1
  • $350 to $399: 3
  • $400 to $449: 3
  • $550 to $599: 9
  • $600 to $649: 1
  • $800 to $899: 2
  • No cash rent: 8
 


Median price asked for vacant for-sale houses and condos in 2007: $0.


Estimated median house (or condo) value in 2007 for:

  • White Non-Hispanic householders: $454,957
  • Hispanic or Latino householders: $501,791

Estimated median house or condo value in 2007: $565,010 (it was $204,100 in 2000)
93432:  $565,010
California:  $532,300
Lower value quartile - upper value quartile: $0 - $0

Mean price in 2007:
Detached houses: $624,060
Here:  $624,060
State:  $619,135

Mobile homes: $211,529
Here:  $211,529
State:  $59,450


Owners and renters by unit type in %


Breakdown of mean house values by ages of householders

Housing units in structures:

  • One, detached: 325
  • Mobile homes: 230
93432 zip code mode of transportation to work chart

Means of transportation to work

  • Drove a car alone: 403 (83%)
  • Carpooled: 28 (6%)
  • Bus or trolley bus: 8 (2%)
  • Motorcycle: 2 (0%)
  • Walked: 6 (1%)
  • Worked at home: 41 (8%)
 

93432 zip code travel time to work

Travel time to work

  • Less than 5 minutes: 12
  • 5 to 9 minutes: 28
  • 10 to 14 minutes: 6
  • 15 to 19 minutes: 22
  • 20 to 24 minutes: 37
  • 25 to 29 minutes: 67
  • 30 to 34 minutes: 134
  • 35 to 39 minutes: 19
  • 40 to 44 minutes: 19
  • 45 to 59 minutes: 36
  • 60 to 89 minutes: 38
  • 90 or more minutes: 29
 

Percentage of zip code residents living and working in this county: 88.7%


Household type by relationship
Households: 1,161

  • In family households: 998 (287 male householders, 58 female householders)
    288 spouses, 303 children (261 natural, 12 adopted, 30 stepchildren), 0 grandchildren, 15 brothers or sisters, 0 parents, 30 other relatives, 17 non-relatives
  • In nonfamily households: 163 (68 male householders (52 living alone)), 66 female householders (56 living alone)), 29 nonrelatives
  • In group quarters: 7 (0 institutionalized population)

Size of family households: 193 2-persons, 31 3-persons, 75 4-persons, 43 5-persons, 3 6-persons.

Size of nonfamily households: 108 1-person, 26 2-persons.

201 married couples with children.
55 single-parent households (12 men, 43 women).

96.3% of residents of 93432 zip code speak English at home.
3.3% of residents speak Spanish at home (73% very well, 27% not well).
0.2% of residents speak other Indo-European language at home (100% very well).
0.2% of residents speak Asian or Pacific Island language at home (100% very well).

Foreign born population: 53 (4.4%)
(50.9% of them are naturalized citizens)

This zip code:  4.4%
Whole state:  26.2%

Most common places of birth for the foreign-born residents:



  • Mexico (19%)
  • United Kingdom (17%)
  • Canada (15%)
  • Ireland (13%)
  • Australia (13%)
  • Panama (13%)
  • Korea (4%)



Year of entry for the foreign-born population
  • 1995 to March 2000: 7
  • 1990 to 1994: 0
  • 1985 to 1989: 0
  • 1980 to 1984: 0
  • 1975 to 1979: 1
  • 1970 to 1974: 12
  • 1970 to 1974: 2
  • 1965 to 1969: 31

White population: 1,086
Black population: 2
American Indian population: 19
Asian population: 13
Native Hawaiian and Other Pacific Islander population: 1
Some other race population: 41
Two or more races population: 31

Zip code 93432 races chart


First ancestries reported:

 German: 299
 Other groups: 173
 Irish: 152
 English: 88
 Italian: 70
 European: 40
 Scotch-Irish: 34
 Russian: 33
 Portuguese: 27
 Dutch: 22
 United States or American: 22
 Scottish: 20
 Danish: 17
 Australian: 9
 Lithuanian: 8
 British: 8
 Canadian: 8
 Welsh: 7
 Norwegian: 6
 French (except Basque): 3



Zip code 93432 topographic map

Public primary/middle school in zip code 93432 not listed on the city page:
  • CRESTON ELEMENTARY (Students: 123; Location: 5105 O'DONOVON ROAD, CRESTON, CA; Grades: KG - 06)

Median worth of mobile homes: $388,320

Zip code 93432 marital status for males
Zip code 93432 marital status for females


Housing units lacking complete plumbing facilities: 1%

Housing units lacking complete kitchen facilities: 1%

Most commonly used house heating fuel:
  • Bottled, tank, or LP gas (61%)
  • Wood (24%)
  • Electricity (11%)
  • Utility gas (4%)


Place of birth for U.S.-born residents:

  • This state: 782
  • Northeast: 39
  • Midwest: 163
  • South: 48
  • West: 57

59% of the 93432 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 66% lived in this county.
   Out of people who lived in different counties, 73% lived in California.

Population in 1990: 726. Population change in the 1990s: +467 (+64.3%).

Year Householders Moved Into Unit:




Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 10
Here:  6.3%
California:  9.9%

Students in private schools in grades 9 to 12 (high school): 0
Here:  0.0%
California:  7.8%

Students in private undergraduate colleges: 0
Here:  0.0%
California:  15.4%


Educational Attainment

School Enrollment by Level of School


Class of Workers


Top industries in this zip code by the number of employees in 2005:

  • Accommodation and Food Services: Full-Service Restaurants (20-49 employees: 1 establishment, 5-9 employees: 1 establishment)
  • Professional, Scientific, and Technical Services: Custom Computer Programming Services (5-9: 1)
  • Real Estate and Rental and Leasing: Lessors of Residential Buildings and Dwellings (5-9: 1)
  • Administrative and Support and Waste Management and Remediation Services: Landscaping Services (5-9: 1)
  • Construction: New Single-Family Housing Construction (except Operative Builders) (5-9: 1)
  • Wholesale Trade: Fresh Fruit and Vegetable Merchant Wholesalers (1-4: 2)
  • Construction: Residential Remodelers (1-4: 2)
  • Administrative and Support and Waste Management and Remediation Services: Investigation Services (1-4: 1)
  • Health Care and Social Assistance: Offices of Dentists (1-4: 1)

Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)


Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)


Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninst.)




8 people in homes for the physically handicapped
2 people in religious group quarters

Fatal accident statistics in 2006
  • Fatal accident count: 2
  • Vehicles involved in fatal accidents: 4
  • Fatal accidents caused by drunken drivers: 1
  • Fatalities: 2
  • Persons involved in fatal accidents: 7
  • Pedestrians involved in fatal accidents: 1
Fatal accident statistics in 2005
  • Fatal accident count: 2
  • Vehicles involved in fatal accidents: 2
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 2
  • Persons involved in fatal accidents: 9
  • Pedestrians involved in fatal accidents: 1

Home Mortgage Disclosure Act Aggregated Statistics For Year 2007
(Based on 2 partial tracts)
B) Conventional
Home Purchase Loans		C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)		G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED60$448,373123$401,33217$184,39824$404,38212$278,975
APPLICATIONS APPROVED, NOT ACCEPTED12$276,23823$437,9474$150,1706$404,5155$67,802
APPLICATIONS DENIED20$536,00463$424,34913$197,3754$280,7407$167,689
APPLICATIONS WITHDRAWN5$777,60040$454,4304$381,9132$909,4950$0
FILES CLOSED FOR INCOMPLETENESS0$010$405,6441$354,9002$734,1651$354,900
Choose year:  2007 2006 2005 2004 2003 1999

Detailed HMDA statistics for the following Tracts: 0127.03

Private Mortgage Insurance Companies Aggregated Statistics For Year 2007
(Based on 2 partial tracts)
A) Conventional
Home Purchase Loans		B) Refinancings
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED2$298,2201$413,170
APPLICATIONS APPROVED, NOT ACCEPTED0$01$370,790
APPLICATIONS DENIED0$00$0
APPLICATIONS WITHDRAWN0$00$0
FILES CLOSED FOR INCOMPLETENESS0$00$0
Choose year:  2007 2006 2005 2004 2003 1999

Detailed PMIC statistics for the following Tracts: 0127.03

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value




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