93442 Zip Code Detailed Profile




Estimated zip code population in 2013: 10,896
Zip code population in 2010: 10,789
Zip code population in 2000: 10,891

Houses and condos: 6,798
Renter-occupied apartments: 2,728
% of renters here:

52%
State:

46%
Mar. 2013 cost of living index in zip code 93442: 107.7 (more than average, U.S. average is 100)

Land area: 44.9 sq. mi.
Water area: 1.5 sq. mi.
Population density: 243 people per square mile 
 
 (very low).

Age and Sex of Residents in zip code 93442
Zip code 93442 (Morro Bay, California) real estate house value trends
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Real estate property taxes paid for housing units in 2013:
This zip code:

0.7% ($3,308)
California:

0.8% ($3,015)
Median real estate property taxes paid for housing units with mortgages in 2013: $3,613 (0.7%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $2,790 (0.6%)

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Males: 5,308  (48.7%)
Females: 5,588  (51.3%)

For population 25 years and over in 93442:

For population 15 years and over in 93442:

Zip code 93442 compared to state average:

  • Black race population percentage significantly below state average.
  • Hispanic race population percentage below state average.
  • Median age significantly above state average.
  • Foreign-born population percentage significantly below state average.
  • Races in zip code 93442

  • Zip code 93442 races chart
    • 8,588White population
    • 42Black population
    • 69American Indian population
    • 270Asian population
    • 9Native Hawaiian and Other Pacific Islander population
    • 6Some other race population
    • 223Two or more races population
    • 1,582Hispanic or Latino population

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Urban population: 10,612
Rural population: 283

Estimated median house/condo value in 2013: $490,400
93442:

$490,400
California:

$373,100



According to our research of California and other state lists there were 11 registered sex offenders living in 93442 zip code as of July 28, 2015.
The ratio of number of residents in zip code 93442 to the number of sex offenders is 845 to 1.
The number of registered sex offenders compared to the number of residents in this zip code is near the state average.


Median resident age:
This zip code:

50.7 years
California median age:

35.7 years
Average household size:
This zip code:

2.0 people
California:

3.0 people

Averages for the 2012 tax year for zip code 93442, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $56,089 (Individual Income Tax Returns)
Here:

$56,089
State:

$72,726

Salary/wage: $43,970 (reported on 69.9% of returns)
Here:

$43,970
State:

$59,079
(% of AGI for various income ranges: 66.6% for AGIs below $25k, 63.3% for AGIs $25k-50k, 58.5% for AGIs $50k-75k, 55.9% for AGIs $75k-100k, 53.3% for AGIs $100k-200k, 38.8% for AGIs over 200k)

Taxable interest for individuals: $2,133 (reported on 43.2% of returns)
This zip code:

$2,133
California:

$2,146
(% of AGI for various income ranges: 2.2% for AGIs below $25k, 1.4% for AGIs $25k-50k, 1.5% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 1.5% for AGIs $100k-200k, 2.6% for AGIs over 200k)

Ordinary dividends: $5,586 (reported on 28.5% of returns)
Here:

$5,586
State:

$9,308
(% of AGI for various income ranges: 3.4% for AGIs below $25k, 3.2% for AGIs $25k-50k, 2.5% for AGIs $50k-75k, 2.4% for AGIs $75k-100k, 2.7% for AGIs $100k-200k, 3.1% for AGIs over 200k)

Net capital gain/loss in AGI: +$8,417 (reported on 26.3% of returns)
Here:

+$8,417
State:

+$30,460
(% of AGI for various income ranges: 0.2% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 1.7% for AGIs $75k-100k, 1.8% for AGIs $100k-200k, 18.1% for AGIs over 200k)

Profit/loss from business: +$19,616 (reported on 19.3% of returns)
Here:

+$19,616
State:

+$17,064
(% of AGI for various income ranges: 12.1% for AGIs below $25k, 7.1% for AGIs $25k-50k, 5.6% for AGIs $50k-75k, 4.1% for AGIs $75k-100k, 3.7% for AGIs $100k-200k, 12.0% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $16,257 (reported on 15.3% of returns)
93442:

$16,257
California:

$19,557
(% of AGI for various income ranges: 4.7% for AGIs below $25k, 3.6% for AGIs $25k-50k, 3.6% for AGIs $50k-75k, 5.0% for AGIs $75k-100k, 6.0% for AGIs $100k-200k, 2.9% for AGIs over 200k)

Self-employment retirement plans: $14,117 (reported on 1.2% of returns)
93442:

$14,117
California:

$24,530

Total itemized deductions: $25,216 (26% of AGI, reported on 35.5% of returns)
Here:

$25,216
State:

$34,004

Here:

26.0% of AGI
State:

22.7% of AGI
(% of AGI for various income ranges: 16.7% for AGIs below $25k, 13.2% for AGIs $25k-50k, 15.7% for AGIs $50k-75k, 17.0% for AGIs $75k-100k, 17.9% for AGIs $100k-200k, 14.6% for AGIs over 200k)

Charity contributions: $2,967 (reported on 29.7% of returns)
Here:

$2,967
State:

$4,659
(% of AGI for various income ranges: 0.8% for AGIs below $25k, 1.2% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 1.7% for AGIs $75k-100k, 2.0% for AGIs $100k-200k, 1.7% for AGIs over 200k)

Taxes paid: $8,819 (reported on 35.1% of returns)
93442:

$8,819
State:

$14,448
(% of AGI for various income ranges: 2.8% for AGIs below $25k, 2.9% for AGIs $25k-50k, 4.2% for AGIs $50k-75k, 5.5% for AGIs $75k-100k, 6.8% for AGIs $100k-200k, 8.6% for AGIs over 200k)

Earned income credit: $1,717 (reported on 12.0% of returns)
Here:

$1,717
State:

$2,286
(% of AGI for various income ranges: 3.3% for AGIs below $25k, 0.6% for AGIs $25k-50k)

Averages for the 2004 tax year for zip code 93442, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $46,519 (Individual Income Tax Returns)
Here:

$46,519
State:

$58,600

Salary/wage: $36,066 (reported on 69.0% of returns)
Here:

$36,066
State:

$49,455
(% of AGI for various income ranges: 347.6% for AGIs below $10k, 61.4% for AGIs $10k-25k, 64.0% for AGIs $25k-50k, 61.4% for AGIs $50k-75k, 56.7% for AGIs $75k-100k, 37.6% for AGIs over 100k)

Taxable interest for individuals: $2,823 (reported on 55.5% of returns)
This zip code:

$2,823
California:

$2,365
(% of AGI for various income ranges: 38.6% for AGIs below $10k, 3.8% for AGIs $10k-25k, 3.0% for AGIs $25k-50k, 2.4% for AGIs $50k-75k, 3.4% for AGIs $75k-100k, 3.5% for AGIs over 100k)

Taxable dividends: $3,772 (reported on 32.5% of returns)
Here:

$3,772
State:

$4,746
(% of AGI for various income ranges: 34.1% for AGIs below $10k, 3.9% for AGIs $10k-25k, 2.7% for AGIs $25k-50k, 2.4% for AGIs $50k-75k, 2.4% for AGIs $75k-100k, 2.1% for AGIs over 100k)

Net capital gain/loss: +$11,957 (reported on 29.9% of returns)
Here:

+$11,957
State:

+$23,418
(% of AGI for various income ranges: -15.0% for AGIs below $10k, 0.4% for AGIs $10k-25k, 1.8% for AGIs $25k-50k, 2.3% for AGIs $50k-75k, 2.5% for AGIs $75k-100k, 17.1% for AGIs over 100k)

Profit/loss from business: +$16,257 (reported on 20.3% of returns)
Here:

+$16,257
State:

+$16,826
(% of AGI for various income ranges: -7.8% for AGIs below $10k, 10.0% for AGIs $10k-25k, 6.0% for AGIs $25k-50k, 6.2% for AGIs $50k-75k, 6.7% for AGIs $75k-100k, 7.7% for AGIs over 100k)

IRA payment deduction: $3,333 (reported on 3.2% of returns)
93442:

$3,333
California:

$3,192
(% of AGI for various income ranges: 0.4% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.2% for AGIs over 100k)

Self-employed pension: $11,625 (reported on 1.5% of returns)
Here:

$11,625
California:

$17,688

Total itemized deductions: $23,320 (28% of AGI, reported on 36.4% of returns)
Here:

$23,320
State:

$28,113

Here:

27.7% of AGI
State:

25.3% of AGI
(% of AGI for various income ranges: 108.7% for AGIs below $10k, 15.8% for AGIs $10k-25k, 17.3% for AGIs $25k-50k, 17.8% for AGIs $50k-75k, 22.6% for AGIs $75k-100k, 16.9% for AGIs over 100k)

Charity contributions deductions: $2,841 (3% of AGI, reported on 31.9% of returns)
Here:

$2,841
State:

$3,923

Here:

3.2% of AGI
State:

3.3% of AGI
(% of AGI for various income ranges: 3.7% for AGIs below $10k, 1.4% for AGIs $10k-25k, 1.2% for AGIs $25k-50k, 1.7% for AGIs $50k-75k, 2.8% for AGIs $75k-100k, 2.3% for AGIs over 100k)

Total tax: $7,270 (reported on 79.4% of returns)
93442:

$7,270
State:

$10,761
(% of AGI for various income ranges: 17.7% for AGIs below $10k, 5.2% for AGIs $10k-25k, 7.5% for AGIs $25k-50k, 9.8% for AGIs $50k-75k, 11.0% for AGIs $75k-100k, 18.3% for AGIs over 100k)

Earned income credit: $1,206 (reported on 11.1% of returns)
Here:

$1,206
State:

$1,763

Percentage of individuals using paid preparers for their 2004 taxes: 63.0%
Here:

63%
State:

66%
(% for various income ranges: 55.1% for AGIs below $10k, 58.4% for AGIs $10k-25k, 60.6% for AGIs $25k-50k, 72.4% for AGIs $50k-75k, 70.3% for AGIs $75k-100k, 79.3% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$51,010
California:

$60,190
Morro Bay, CA (93442) map Nearest zip codes: 93402, 93422, 93405, 93465, 93430, 93410.
Percentage of family households:
This zip code:

37.6%
California:

51.8%
Percentage of households with unmarried partners:
This zip code:

6.1%
California:

7.0%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Household received Food Stamps/SNAP in the past 12 months: 266
Household did not receive Food Stamps/SNAP in the past 12 months: 5,021


Women who had a birth in the past 12 months: 3 (3 now married, 0 unmarried)
Women who did not have a birth in the past 12 months: 1,861 (920 now married, 941 unmarried)


Housing units in zip code 93442 with a mortgage: 1,478 (27 second mortgage, 266 home equity loan)
Houses without a mortgage: 1,081

Median monthly owner costs for units with a mortgage: $2,208
Median monthly owner costs for units without a mortgage: S468

Residents with income below the poverty level in 2013:
This zip code:

13.3%
Whole state:

16.8%
Residents with income below 50% of the poverty level in 2013:
This zip code:

10.2%
Whole state:

9.5%
Median number of rooms in houses and condos:
Here:

5.5
State:

6.0
Median number of rooms in apartments:
Here:

4.0
State:

4.0
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 93442: Morro Bay Wastewater Treatment Plant (A), Morro Bay State Park Headquarters (B), Morro Bay Boat Launch (C), Black Mountain Golf Course (D), South T Pier (E), North T Pier (F), Morro Bay Power Plant (G), Morro Bay Museum of Natural History (H), Veterans Memorial Building (I), Morro Bay Branch San Luis Obispo City-County Library (J), Morro Bay Community Center (K), Morro Bay Fire Department Station 2 (L), Morro Bay Fire Department Station 1 (M). Display/hide their locations on the map

    Churches in zip code 93442 include: The Church of Jesus Christ of Latter Day Saints (A), Estero Bay United Methodist Church (B), First Baptist Church (C), First Christian Church (D), Morro Bay Christian Center (E), Morro Bay Foursquare Church (F), Seventh Day Adventist Church (G), Calvary Evangelical Lutheran Church (H), Church of Christ (I). Display/hide their locations on the map

    Creeks: Morro Creek (A), Alva Paul Creek (B), Smith Creek (C). Display/hide their locations on the map

    Parks in zip code 93442 include: Del Mar Park (1), LIla Keiser Park (2), Anchor Street Park (3), Tidelands Park (4), Dunes Street Park (5), Atascadero State Beach (6), Morro Bay State Park (7). Display/hide their locations on the map

    Beach: Morro Rock Beach (A). Display/hide its location on the map

Year house built

  • 582010 or later
  • 8502000 to 2009
  • 6061990 to 1999
  • 9081980 to 1989
  • 1,3751970 to 1979
  • 9371960 to 1969
  • 1,0681950 to 1959
  • 5661940 to 1949
  • 4301939 or earlier

Zip code 93442 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Morro Bay, CA (93442)

  • 0no bedroom
  • 1511 bedroom
  • 7412 bedrooms
  • 1,3373 bedrooms
  • 3074 bedrooms
  • 235+ bedrooms

Bedrooms in renter-occupied apartments in Morro Bay, CA (93442)

  • 138no bedroom
  • 7401 bedroom
  • 1,1772 bedrooms
  • 5423 bedrooms
  • 1314 bedrooms
  • 05+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Morro Bay, CA (93442) in owner-occupied houses/condos

  • 13no vehicle
  • 9521 vehicle
  • 1,1352 vehicles
  • 3443 vehicles
  • 574 vehicles
  • 585+ vehicles

Cars and other vehicles available in Morro Bay, CA (93442) in renter-occupied apartments

  • 170no vehicle
  • 1,2151 vehicle
  • 8122 vehicles
  • 3903 vehicles
  • 1094 vehicles
  • 325+ vehicles

Median gross rent in 2013: $1,261.


Median price asked for vacant for-sale houses and condos in 2013: $348,135.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $490,400
93442:

$490,400
California:

$373,100
Lower value quartile - upper value quartile: $329,700 - $676,600

Mean price in 2013:

Detached houses: $524,937
Here:

$524,937
State:

$516,149

Townhouses or other attached units: $375,538
Here:

$375,538
State:

$433,209

In 2-unit structures: $273,337
Here:

$273,337
State:

$591,113

In 3-to-4-unit structures: $1,390,564
Here:

$1,390,564
State:

$414,303

In 5-or-more-unit structures: $371,650
Here:

$371,650
State:

$419,085

Mobile homes: $153,182
Here:

$153,182
State:

$79,966

Occupied boats, RVs, vans, etc.: $98,491
Here:

$98,491
State:

$74,300

Owners and renters by unit type in %

Housing units in structures:


Unemployment: 6.8%

Percentage of zip code residents living and working in this county: 89.8%

Household type by relationship:

Households: 10,677

Size of family households: 1,741 2-persons, 431 3-persons, 454 4-persons, 177 5-persons, 3 6-persons

Size of nonfamily households: 2,042 1-person, 358 2-persons, 81 3-persons

1,224 married couples with children.
268 single-parent households (100 men, 168 women).

81.0% of residents of 93442 zip code speak English at home.
15.4% of residents speak Spanish at home (60% very well, 11% well, 18% not well, 12% not at all).
1.8% of residents speak other Indo-European language at home (73% very well, 21% well, 6% not well).
1.1% of residents speak Asian or Pacific Island language at home (41% very well, 50% well, 4% not well, 4% not at all).
0.6% of residents speak other language at home (38% very well, 30% well, 32% not well).

Foreign born population: 1,203 (11.0%)
(42.1% of them are naturalized citizens)
This zip code:

11.0%
Whole state:

26.9%

Most common places of birth for the foreign-born residents

  • 58%Mexico
  • 8%United Kingdom, excluding England and Scotland
  • 4%Germany
  • 3%Syria
  • 3%Japan
  • 3%Canada
  • 2%China, excluding Hong Kong and Taiwan

Most common first ancestries reported in 93442 (%)

  • 31%Other groups
  • 13%German
  • 11%English
  • 8%Irish
  • 6%Italian
  • 3%American
  • 2%Scotch-Irish

Year of entry for the foreign-born population

  • 02010 or later
  • 4172000 to 2009
  • 3141990 to 1999
  • 536Before 1990

Zip code 93442 topographic map

Major facilities with environmental interests located in this zip code:

Fire-safe hotels and motels in zip code 93442:

All 11 fire-safe hotels and motels in zip code 93442

Zip code 93442 marital status for males
Zip code 93442 marital status for females

Housing units lacking complete plumbing facilities: 0.1%

Most commonly used house heating fuel

  • 79%Utility gas
  • 16%Electricity
  • 4%Bottled, tank, or LP gas
  • 1%No fuel used

Population in 1990: 10,475. Population change in the 1990s: +416 (+4.0%).

Place of birth for U.S.-born residents:


48% of the 93442 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 40% lived in this county.
   Out of people who lived in different counties, 50% lived in California.

83% of the 93442 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 48% moved from this county.
   Out of people who lived in different houses, 32% moved from different county within same state.
   Out of people who lived in different houses, 13% moved from different state.
   Out of people who lived in different houses, 6% moved from abroad.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 37
Here:

5.8%
California:

8.6%
Students in private schools in grades 9 to 12 (high school): 13
Here:

4.5%
California:

7.7%
Students in private undergraduate colleges:
Here:

0.0%
California:

16.0%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 86,513Architecture and engineering occupations
  • 81,042Life, physical, and social science occupations
  • 71,905Computer and mathematical occupations
  • 71,366Health diagnosing and treating practitioners and other technical occupations
  • 64,063Law enforcement workers including supervisors
  • 54,479Education, training, and library occupations

Companies with federal contracts located in this zip code:

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 125 people in nursing facilities/skilled-nursing facilities
  • 20 people in residential treatment centers for adults
  • 16 people in other noninstitutional facilities

People in group quarters in 2000:

  • 178 people in nursing homes
  • 61 people in other noninstitutional group quarters
  • 8 people in homes for the mentally retarded
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 2 full and 6 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED20$453,768181$372,603753$305,96328$245,212289$335,0235$138,946
APPLICATIONS APPROVED, NOT ACCEPTED2$545,49514$276,00968$312,3532$299,42528$315,0453$45,703
APPLICATIONS DENIED8$355,31323$393,949210$391,36111$199,37780$386,8635$121,010
APPLICATIONS WITHDRAWN6$415,21824$390,700126$355,4768$455,84843$353,2243$269,970
FILES CLOSED FOR INCOMPLETENESS4$509,5404$375,12328$334,2580$012$362,2740$0

Detailed HMDA statistics for the following Tracts: 0105.00 , 0106.00, 0107.02, 0115.02

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 2 full and 6 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED7$294,1694$288,3551$378,480
APPLICATIONS APPROVED, NOT ACCEPTED3$267,3132$390,8352$297,330
APPLICATIONS DENIED0$00$00$0
APPLICATIONS WITHDRAWN2$345,4001$271,7600$0
FILES CLOSED FOR INCOMPLETENESS0$00$00$0

Detailed PMIC statistics for the following Tracts: 0105.00 , 0106.00, 0107.02, 0115.02

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 93442 among deceased individuals
NameCountLived (average)
John13876.5 years
William11078.7 years
Mary9680.9 years
Robert8073.7 years
James7074.3 years
George6277.8 years
Charles5678.7 years
Helen4882.7 years
Margaret4778.8 years
Dorothy4278.6 years
Most common last names in zip code 93442 among deceased individuals
Last nameCountLived (average)
Smith4877.9 years
Johnson3580.3 years
Williams3375.8 years
Brown2573.1 years
Jones2182.0 years
White1877.4 years
Wilson1675.8 years
Campbell1680.7 years
Roberts1573.7 years
Miller1573.5 years
Businesses in zip code 93442
NameCountNameCount
Ace Hardware1Motel 61
Albertsons1RadioShack1
AutoZone1Rite Aid1
Best Western3Rodeway Inn1
Burger King1Starbucks1
Days Inn1Subway1
Domino's Pizza1Taco Bell1
Econo Lodge1Travelodge1
FedEx2U-Haul1
GNC1UPS1
H&R Block1Vans2
McDonald's1

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