Estimated median household income in 2007: $69,161
| This zip code: | $69,161 | | California: | $59,948 |
Nearest zip codes: 93561, 93518, 93203, 93241, 93205, 93306.
Housing units in zip code 93531 with a mortgage: 308 (26 second mortgage, 15 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 93
Median monthly owner costs for units with a mortgage: $2,106
Median monthly owner costs for units without a mortgage: $470
Residents with income below the poverty level in 2007:
| This zip code: | 6.8% | | Whole state: | 12.4% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 2.9% | | Whole state: | 5.1% |
Median number of rooms in houses and condos:
| Here: | 6.3 | | State: | 5.8 |
Median number of rooms in apartments:
| Here: | 5.2 | | State: | 3.5 |
Year house built: |
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- 1999 to March 2000: 26
- 1995 to 1998: 52
- 1990 to 1994: 167
- 1980 to 1989: 275
- 1970 to 1979: 120
- 1960 to 1969: 7
- 1950 to 1959: 2
- 1940 to 1949: 0
- 1939 or earlier: 38
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Bedrooms in owner-occupied houses in Keene, CA (93531): |
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- no bedroom: 0
- 1 bedrooms: 6
- 2 bedrooms: 46
- 3 bedrooms: 294
- 4 bedrooms: 115
- 5 or more bedrooms: 10
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 0
- 1 bedrooms: 2
- 2 bedrooms: 21
- 3 bedrooms: 23
- 4 bedrooms: 2
- 5 or more bedrooms: 0
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Vehicles available in 93531 zip code in owner-occupied houses/condos: |
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- no vehicle: 8
- 1 vehicle: 82
- 2 vehicles: 227
- 3 vehicles: 89
- 4 vehicles: 40
- 5 or more vehicles: 25
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 2
- 1 vehicle: 19
- 2 vehicles: 13
- 3 vehicles: 6
- 4 vehicles: 0
- 5 or more vehicles: 8
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 93531:
- $125,000 to $149,999: 4
- $150,000 to $174,999: 8
- $175,000 to $199,999: 25
- $200,000 to $249,999: 33
- $250,000 to $299,999: 40
- $300,000 to $399,999: 106
- $400,000 to $499,999: 102
- $500,000 to $749,999: 121
- $750,000 to $999,999: 37
- $1,000,000 or more: 33
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Rent paid by renters in 2007 in zip code 93531:
- $200 to $249: 4
- $350 to $399: 3
- $600 to $649: 1
- $650 to $699: 3
- $700 to $749: 4
- $750 to $799: 8
- $800 to $899: 5
- $900 to $999: 3
- $1,000 to $1,249: 2
- No cash rent: 2
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Median price asked for vacant for-sale houses and condos in 2007: $421,504.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $428,195
- Black or African American householders: $434,885
- American Indian or Alaska Native householders: $501,791
- Some other race householders: $204,730
- Two or more races householders: $301,074
- Hispanic or Latino householders: $246,479
Estimated median house or condo value in 2007: $450,275 (it was $162,700 in 2000)
| 93531: | $450,275 | | California: | $532,300 |
Lower value quartile - upper value quartile: $269,837 - $557,509
Mean price in 2007:
Detached houses: $403,256| Here: | $403,256 | | State: | $619,135 |
Townhouses or other attached units: $260,480| Here: | $260,480 | | State: | $541,123 |
Mobile homes: $75,000| Here: | $75,000 | | State: | $59,450 |
Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 652
- One, attached: 4
- Mobile homes: 31

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Means of transportation to work
- Drove a car alone: 375 (77%)
- Carpooled: 89 (18%)
- Walked: 2 (0%)
- Other means: 3 (1%)
- Worked at home: 21 (4%)
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Travel time to work
- Less than 5 minutes: 10
- 5 to 9 minutes: 35
- 10 to 14 minutes: 57
- 15 to 19 minutes: 72
- 20 to 24 minutes: 43
- 25 to 29 minutes: 4
- 30 to 34 minutes: 31
- 35 to 39 minutes: 10
- 40 to 44 minutes: 22
- 45 to 59 minutes: 55
- 60 to 89 minutes: 102
- 90 or more minutes: 28
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Percentage of zip code residents living and working in this county: 88.8%
Household type by relationship
Households: 1,327
- In family households: 1,239 (293 male householders, 113 female householders)
386 spouses, 372 children (355 natural, 13 adopted, 4 stepchildren), 32 grandchildren, 0 brothers or sisters, 7 parents, 19 other relatives, 17 non-relatives
- In nonfamily households: 88 (51 male householders (50 living alone)), 27 female householders (24 living alone)), 10 nonrelatives
Size of family households: 191 2-persons, 89 3-persons, 79 4-persons, 34 5-persons, 6 6-persons, 7 7-or-more-persons.
Size of nonfamily households: 74 1-person, 3 2-persons, 1 4-persons.
307 married couples with children.
34 single-parent households (9 men, 25 women).
93.2% of residents of 93531 zip code speak English at home.
4.7% of residents speak Spanish at home (92% very well, 2% well, 7% not well).
1.6% of residents speak other Indo-European language at home (45% very well, 15% well, 40% not well).
0.1% of residents speak Asian or Pacific Island language at home (100% very well).
0.4% of residents speak other language at home (100% very well).
Foreign born population: 44 (3.1%)
(56.8% of them are naturalized citizens)
| This zip code: | 3.1% | | Whole state: | 26.2% |
Most common places of birth for the foreign-born residents:
- United Kingdom (34%)
- Mexico (25%)
- Canada (16%)
- Lebanon (11%)
- Germany (5%)
- Other Western Europe (5%)
- Other Eastern Africa (5%)
Year of entry for the foreign-born population |
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- 1995 to March 2000: 0
- 1990 to 1994: 7
- 1985 to 1989: 12
- 1980 to 1984: 4
- 1975 to 1979: 0
- 1970 to 1974: 0
- 1970 to 1974: 0
- 1965 to 1969: 21
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White population: 1,254
Black population: 21
American Indian population: 17
Asian population: 1
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 59
Two or more races population: 83

First ancestries reported:
|  German: 241 |
|  Other groups: 193 |
|  English: 160 |
|  Irish: 145 |
|  United States or American: 81 |
|  Italian: 67 |
|  Swedish: 29 |
|  Scottish: 27 |
|  Norwegian: 26 |
|  European: 21 |
|  Dutch: 19 |
|  Scandinavian: 18 |
|  Scotch-Irish: 17 |
|  French (except Basque): 15 |
|  Danish: 13 |
|  Russian: 9 |
|  Polish: 8 |
|  Portuguese: 8 |
|  British: 5 |
|  Arab:: 5 |
|  Arab/Arabic: 5 |
|  Canadian: 4 |
|  Subsaharan African:: 4 |
|  African: 4 |
|  Welsh: 3 |
|  Belgian: 2 |
|  French Canadian: 2 |
|  Czech: 2 |
|  Czechoslovakian: 2 |
|  Swiss: 2 |
|  Finnish: 1 |
|  Hungarian: 1 |
|  West Indian (excluding Hispanic groups):: 1 |
|  West Indian: 1 |
|  Yugoslavian: 1 |

Median worth of mobile homes: $153,770
Most commonly used house heating fuel: |
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- Utility gas (43%)
- Bottled, tank, or LP gas (41%)
- Other fuel (6%)
- Wood (6%)
- Electricity (3%)
- Fuel oil, kerosene, etc. (1%)
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Place of birth for U.S.-born residents:
- This state: 777
- Northeast: 69
- Midwest: 161
- South: 126
- West: 130
56% of the 93531 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 57% lived in this county.
Out of people who lived in different counties, 75% lived in California.
Population in 1990: 455. Population change in the 1990s: +980 (+215.4%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 16
| Here: | 10.5% | | California: | 9.9% |
Students in private schools in grades 9 to 12 (high school): 5
| Here: | 4.5% | | California: | 7.8% |
Students in private undergraduate colleges: 12
| Here: | 17.4% | | California: | 15.4% |
School Enrollment by Level of School
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Top industries in this zip code by the number of employees in 2005:
- Real Estate and Rental and Leasing: Lessors of Residential Buildings and Dwellings (100-249 employees: 1 establishment)
- Other Services (except Public Administration): Labor Unions and Similar Labor Organizations (50-99: 1)
- Professional, Scientific, and Technical Services: All Other Legal Services (20-49: 1)
- Real Estate and Rental and Leasing: Residential Property Managers (10-19: 1)
- Finance and Insurance: Third Party Administration of Insurance and Pension Funds (10-19: 1)
- Professional, Scientific, and Technical Services: Offices of Lawyers (5-9: 1)
- Construction: Plumbing, Heating, and Air-Conditioning Contractors (1-4: 1)
- Construction: Site Preparation Contractors (1-4: 1)
- Other Services (except Public Administration): Beauty Salons (1-4: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
Fatal accident statistics in 2006
- Fatal accident count: 4
- Vehicles involved in fatal accidents: 9
- Fatal accidents caused by drunken drivers: 3
- Fatalities: 5
- Persons involved in fatal accidents: 15
- Pedestrians involved in fatal accidents: 1
Fatal accident statistics in 2005
- Fatal accident count: 4
- Vehicles involved in fatal accidents: 9
- Fatal accidents caused by drunken drivers: 3
- Fatalities: 4
- Persons involved in fatal accidents: 12
- Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $222,373 | 49 | $235,206 | 73 | $238,015 | 13 | $130,672 | 15 | $244,569 | 5 | $144,444 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 9 | $244,833 | 15 | $266,756 | 4 | $133,303 | 2 | $331,935 | 1 | $240,880 |
| APPLICATIONS DENIED | 1 | $124,570 | 12 | $274,975 | 40 | $290,555 | 9 | $137,852 | 5 | $297,744 | 6 | $180,285 |
| APPLICATIONS WITHDRAWN | 1 | $336,330 | 18 | $235,069 | 22 | $242,095 | 2 | $221,310 | 3 | $266,333 | 1 | $347,710 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $219,350 | 9 | $252,822 | 1 | $99,520 | 1 | $127,280 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $207,840 | 66 | $224,510 | 95 | $239,929 | 18 | $142,742 | 20 | $212,402 | 7 | $157,257 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 11 | $263,304 | 15 | $275,711 | 2 | $217,115 | 3 | $236,093 | 1 | $164,240 |
| APPLICATIONS DENIED | 0 | $0 | 20 | $250,646 | 41 | $253,782 | 6 | $145,962 | 6 | $217,475 | 4 | $153,273 |
| APPLICATIONS WITHDRAWN | 1 | $151,920 | 17 | $236,472 | 40 | $256,180 | 3 | $160,763 | 3 | $269,763 | 1 | $245,340 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $276,285 | 7 | $235,403 | 1 | $158,150 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $252,250 | 91 | $214,427 | 108 | $221,270 | 21 | $152,241 | 26 | $202,277 | 6 | $168,732 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 16 | $186,734 | 12 | $233,113 | 2 | $70,340 | 3 | $137,793 | 2 | $118,205 |
| APPLICATIONS DENIED | 0 | $0 | 22 | $202,405 | 41 | $237,908 | 8 | $113,516 | 6 | $229,842 | 5 | $150,890 |
| APPLICATIONS WITHDRAWN | 1 | $151,780 | 21 | $187,116 | 43 | $246,922 | 6 | $197,165 | 6 | $180,353 | 4 | $159,028 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 4 | $197,175 | 9 | $203,988 | 1 | $62,420 | 1 | $194,030 | 1 | $140,950 |
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $137,703 | 75 | $189,699 | 111 | $177,719 | 19 | $92,101 | 26 | $161,069 | 6 | $138,153 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 10 | $175,668 | 18 | $164,406 | 2 | $100,600 | 3 | $120,687 | 2 | $127,275 |
| APPLICATIONS DENIED | 0 | $0 | 13 | $164,042 | 39 | $172,788 | 7 | $73,000 | 4 | $158,080 | 4 | $110,758 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 12 | $174,779 | 43 | $176,763 | 2 | $137,160 | 4 | $122,470 | 2 | $117,390 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $188,610 | 10 | $173,840 | 1 | $86,790 | 1 | $85,570 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 5 | $142,224 | 69 | $158,381 | 174 | $143,477 | 9 | $55,740 | 23 | $134,299 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 7 | $172,983 | 25 | $139,419 | 1 | $59,440 | 2 | $174,870 |
| APPLICATIONS DENIED | 0 | $0 | 9 | $188,026 | 43 | $146,893 | 5 | $59,684 | 3 | $95,320 |
| APPLICATIONS WITHDRAWN | 1 | $103,990 | 9 | $157,997 | 44 | $148,217 | 2 | $61,945 | 3 | $114,863 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 3 | $207,073 | 8 | $126,718 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 1 partial tract)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 6 | $104,762 | 11 | $109,410 | 18 | $104,523 | 2 | $38,065 | 3 | $87,610 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $108,230 | 3 | $94,903 | 1 | $34,360 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 3 | $76,080 | 11 | $91,765 | 2 | $14,660 | 1 | $116,970 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $175,480 | 7 | $91,070 | 0 | $0 | 1 | $43,060 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 1 | $143,770 | 0 | $0 | 0 | $0 |
Detailed HMDA statistics for the following Tracts:
0060.05
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 8 | $278,704 | 2 | $362,670 | 1 | $307,760 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $275,400 | 1 | $440,590 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 4 | $290,230 | 2 | $277,910 | 1 | $116,170 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $478,770 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 7 | $264,920 | 3 | $217,767 | 1 | $345,810 | 1 | $139,460 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $299,570 | 1 | $246,430 | 1 | $147,320 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $197,550 | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 9 | $203,581 | 4 | $161,263 | 1 | $195,520 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $317,380 | 2 | $157,405 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $125,650 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 14 | $173,621 | 12 | $168,844 | 3 | $128,313 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $291,250 | 4 | $199,750 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $143,390 | 1 | $179,680 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 1 partial tract)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $136,997 | 2 | $109,100 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
0060.05
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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