Estimated median household income in 2007: $84,968
| This zip code: | $84,968 | | California: | $59,948 |
Nearest zip codes: 93921, 93940, 93953, 93950, 93955, 93933.
Housing units in zip code 93923 with a mortgage: 2,519 (255 second mortgage, 439 home equity loan, 20 both second mortgage and home equity loan)
Houses without a mortgage: 1,542
Median monthly owner costs for units with a mortgage: $3,804
Median monthly owner costs for units without a mortgage: $757
Residents with income below the poverty level in 2007:
| This zip code: | 3.6% | | Whole state: | 12.4% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 1.8% | | Whole state: | 5.1% |
Median number of rooms in houses and condos:
| Here: | 6.3 | | State: | 5.8 |
Median number of rooms in apartments:
| Here: | 4.1 | | State: | 3.5 |
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Notable locations in this zip code not listed on our city pages:
Notable locations in zip code 93923: Apple Tree Rustic Campsite (A), Rancho Canada Golf and Country Club (B), White Rock Gun Club (C), Lower Pine Creek Rustic Campsite (D), Palo Corona Ranch (E), Turner Creek Camp (F), Mission Ranch (G), Carmel Valley Racquet Club and Junior Tennis Camp (H), Carmel Valley Ranch Golf Resort (I), Sid Ormsbee Lookout (J), Whalers Cabin Museum (K), Carmel Convention Center (L), Hudson House (M). Display/hide their locations on the map
Reservoir: White Rock Lake (A). Display/hide its location on the map
Rivers and creeks: Malpaso Creek (A), Gibson Creek (B), Garrapata Creek (C), Joshua Creek (D), San Clemente Creek (E), San Jose Creek (F), Doud Creek (G), Seneca Creek (H), Soberanes Creek (I). Display/hide their locations on the map
Parks in zip code 93923 include: Forest Hills Park (1), Carmel River Bird Sanctuary (2), Carmel River State Beach (3), Roach Canyon Park (4), Garland Ranch Regional Park (5), Garrapata State Park (6). Display/hide their locations on the map
Tourist attraction (not listed on the city page) : Auto Gallery (Dolores) (1). Display/hide its approximate location on the map
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Year house built: |
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- 1999 to March 2000: 56
- 1995 to 1998: 323
- 1990 to 1994: 345
- 1980 to 1989: 786
- 1970 to 1979: 1,715
- 1960 to 1969: 1,568
- 1950 to 1959: 1,306
- 1940 to 1949: 495
- 1939 or earlier: 655
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Bedrooms in owner-occupied houses in Carmel, CA (93923): |
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- no bedroom: 53
- 1 bedrooms: 230
- 2 bedrooms: 1,161
- 3 bedrooms: 1,879
- 4 bedrooms: 972
- 5 or more bedrooms: 236
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 133
- 1 bedrooms: 490
- 2 bedrooms: 520
- 3 bedrooms: 322
- 4 bedrooms: 73
- 5 or more bedrooms: 32
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Vehicles available in 93923 zip code in owner-occupied houses/condos: |
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- no vehicle: 190
- 1 vehicle: 1,330
- 2 vehicles: 1,755
- 3 vehicles: 840
- 4 vehicles: 276
- 5 or more vehicles: 140
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 120
- 1 vehicle: 779
- 2 vehicles: 519
- 3 vehicles: 80
- 4 vehicles: 44
- 5 or more vehicles: 28
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 93923:
- Less than $10,000: 2
- $10,000 to $14,999: 1
- $15,000 to $19,999: 1
- $20,000 to $24,999: 1
- $125,000 to $149,999: 8
- $150,000 to $174,999: 5
- $200,000 to $249,999: 20
- $250,000 to $299,999: 34
- $300,000 to $399,999: 97
- $400,000 to $499,999: 85
- $500,000 to $749,999: 303
- $750,000 to $999,999: 480
- $1,000,000 or more: 3,853
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Rent paid by renters in 2007 in zip code 93923:
- Less than $100: 9
- $100 to $149: 4
- $150 to $199: 4
- $250 to $299: 21
- $300 to $349: 18
- $350 to $399: 5
- $450 to $499: 28
- $500 to $549: 10
- $550 to $599: 6
- $600 to $649: 13
- $650 to $699: 18
- $700 to $749: 39
- $750 to $799: 59
- $800 to $899: 61
- $900 to $999: 115
- $1,000 to $1,249: 378
- $1,250 to $1,499: 463
- $1,500 to $1,999: 685
- $2,000 or more: 922
- No cash rent: 188
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Median price asked for vacant for-sale houses and condos in 2007: $1,561,038.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $1,699,131
- Black or African American householders: $602,149
- Asian householders: $1,533,741
- Some other race householders: $1,672,637
- Two or more races householders: $2,378,891
- Hispanic or Latino householders: $1,484,498
Estimated median house or condo value in 2007: $1,658,115 (it was $611,100 in 2000)
| 93923: | $1,658,115 | | California: | $532,300 |
Lower value quartile - upper value quartile: $0 - $0
Mean price in 2007:
Detached houses: $1,498,515| Here: | $1,498,515 | | State: | $619,135 |
Townhouses or other attached units: $861,122| Here: | $861,122 | | State: | $541,123 |
In 2-unit structures: $721,174| Here: | $721,174 | | State: | $702,713 |
In 3-to-4-unit structures: $546,136| Here: | $546,136 | | State: | $512,546 |
In 5-or-more-unit structures: $371,125| Here: | $371,125 | | State: | $482,470 |
Mobile homes: $86,538| Here: | $86,538 | | State: | $59,450 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 5,554
- One, attached: 857
- Two: 128
- 3 or 4: 166
- 5 to 9: 132
- 10 to 19: 76
- 20 to 49: 140
- 50 or more: 176
- Mobile homes: 20

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Means of transportation to work
- Drove a car alone: 4,474 (76%)
- Carpooled: 608 (10%)
- Bus or trolley bus: 15 (0%)
- Motorcycle: 23 (0%)
- Walked: 127 (2%)
- Other means: 19 (0%)
- Worked at home: 647 (11%)
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Travel time to work
- Less than 5 minutes: 255
- 5 to 9 minutes: 870
- 10 to 14 minutes: 1234
- 15 to 19 minutes: 1037
- 20 to 24 minutes: 695
- 25 to 29 minutes: 138
- 30 to 34 minutes: 410
- 35 to 39 minutes: 76
- 40 to 44 minutes: 151
- 45 to 59 minutes: 136
- 60 to 89 minutes: 125
- 90 or more minutes: 139
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Percentage of zip code residents living and working in this county: 92.4%
Household type by relationship
Households: 12,910
- In family households: 10,087 (2,936 male householders, 785 female householders)
3,298 spouses, 2,397 children (2,282 natural, 54 adopted, 61 stepchildren), 149 grandchildren, 75 brothers or sisters, 58 parents, 119 other relatives, 270 non-relatives
- In nonfamily households: 2,823 (692 male householders (519 living alone)), 1,720 female householders (1,533 living alone)), 411 nonrelatives
- In group quarters: 76 (27 institutionalized population)
Size of family households: 2,221 2-persons, 713 3-persons, 522 4-persons, 184 5-persons, 71 6-persons, 10 7-or-more-persons.
Size of nonfamily households: 2,052 1-person, 322 2-persons, 18 3-persons, 13 4-persons, 7 5-persons.
1,412 married couples with children.
345 single-parent households (81 men, 264 women).
87.9% of residents of 93923 zip code speak English at home.
3.8% of residents speak Spanish at home (67% very well, 23% well, 7% not well, 3% not at all).
6.2% of residents speak other Indo-European language at home (76% very well, 19% well, 5% not well).
1.8% of residents speak Asian or Pacific Island language at home (61% very well, 27% well, 6% not well, 6% not at all).
0.1% of residents speak other language at home (100% very well).
Foreign born population: 1,299 (9.9%)
(60.6% of them are naturalized citizens)
| This zip code: | 9.9% | | Whole state: | 26.2% |
Most common places of birth for the foreign-born residents:
- Canada (14%)
- Mexico (11%)
- United Kingdom (9%)
- Germany (7%)
- Italy (6%)
- Philippines (6%)
- Korea (6%)
Year of entry for the foreign-born population |
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- 1995 to March 2000: 164
- 1990 to 1994: 53
- 1985 to 1989: 94
- 1980 to 1984: 159
- 1975 to 1979: 68
- 1970 to 1974: 97
- 1970 to 1974: 85
- 1965 to 1969: 579
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White population: 12,251
Black population: 57
American Indian population: 39
Asian population: 397
Native Hawaiian and Other Pacific Islander population: 16
Some other race population: 170
Two or more races population: 178

First ancestries reported:
|  English: 2075 |
|  German: 1304 |
|  Other groups: 1188 |
|  Irish: 922 |
|  Italian: 853 |
|  United States or American: 480 |
|  Scottish: 416 |
|  European: 403 |
|  French (except Basque): 363 |
|  Scotch-Irish: 291 |
|  Norwegian: 276 |
|  Polish: 259 |
|  Swedish: 209 |
|  British: 167 |
|  Russian: 148 |
|  Swiss: 127 |
|  Dutch: 123 |
|  Portuguese: 108 |
|  Canadian: 105 |
|  Hungarian: 96 |
|  Czech: 82 |
|  Austrian: 79 |
|  Welsh: 72 |
|  French Canadian: 71 |
|  Iranian: 68 |
|  Ukrainian: 49 |
|  Armenian: 46 |
|  Danish: 43 |
|  Finnish: 42 |
|  Arab:: 41 |
|  Celtic: 35 |
|  Czechoslovakian: 29 |
|  Eastern European: 28 |
|  Lebanese: 23 |
|  Croatian: 20 |
|  Lithuanian: 20 |
|  Yugoslavian: 20 |
|  Alsatian: 18 |
|  Romanian: 17 |
|  Slavic: 12 |
|  Belgian: 11 |
|  Greek: 11 |
|  Egyptian: 9 |
|  Moroccan: 9 |
|  Bulgarian: 8 |
|  Subsaharan African:: 8 |
|  African: 8 |
|  Luxemburger: 6 |
|  Slovene: 6 |
|  Serbian: 4 |
Public high schools in zip code 93923 not listed on the city page:- CARMEL HIGH (Students: 758; Location: 3600 OCEAN AVE., CARMEL, CA; Grades: 09 - 12)
- CARMEL VALLEY HIGH (CONT.) (Students: 24; Location: 27335 SCHULTE ROAD, CARMEL, CA; Grades: 09 - 12)

Private primary/middle schools not listed on the city page:- JUNIPERO SERRA (Students: 212; Location: 2992 LASUEN DRIVE, CARMEL, CA; Grades: KG - 8)
- ALL SAINTS EPISCOPAL DAY SCH (Students: 210; Location: 8060 CARMEL VALLEY ROAD, CARMEL, CA; Grades: PK - 8)
- POTERO CANYON SCHOOL (Students: 50; Location: 8340 CARMEL VALLEY RD, CARMEL, CA; Grades: PK - KG)
Major facitilies with environmental interests located in this zip code:
- CARMEL CLEANERS (JUNIPERO AVENUE AT 3RD AVENUE in CARMEL, CA)
STATE MASTER (California - Hazardous Waste Tracking) - HAZARDOU WASTE PROGRAM
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))
Business SIC classification: DRYCLEANING PLANTS, EXCEPT RUG CLEANING
- CHEVRON STATION NO 98345 (3645 RIO RD in CARMEL, CA)
STATE MASTER (California - Hazardous Waste Tracking) - HAZARDOU WASTE PROGRAM
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Business SIC classification: GASOLINE SERVICE STATIONS
Organizations: CHEVRON PRODUCTS CO (CONTACT/OWNER)
- CARMEL HIGH (3600 OCEAN AVE. in CARMEL, CA)
(National Center for Education Statistics) - STATE ID-2730414
Organizations: CARMEL UNIFIED (SCHOOL DISTRICT)
- CARMEL VALLEY HIGH (CONT.) (27335 SCHULTE ROAD in CARMEL, CA)
(National Center for Education Statistics) - STATE ID-2730018
Organizations: CARMEL UNIFIED (SCHOOL DISTRICT)
- CARMEL CENTER CLEANERS (11 CROSS RD MALL in CARMEL, CA)
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Business SIC classification: DRYCLEANING PLANTS, EXCEPT RUG CLEANING
Organizations: KHOSROW FARAHAMANDO (CONTACT/OWNER)
- HIGHLANDS SANITARY ASSOCIATION (HWY 1 in CARMEL HIGHLANDS, CA)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Alternative names: HIGHLANDS SA WWTP
- CARMEL AREA WWTP (HIGHWAY 1 AND THE CARMEL RIVER in CARMEL, CA)
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
National Pollutant Discharge Elimination System MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: SEWERAGE SYSTEMS
Business NAICS classification: SEWAGE TREATMENT FACILITIES.
Organizations: CARMEL AREA WWD (CONTACT/OWNER)
Alternative names: CARMEL AREA WASTEWATER DISTRICT TREATMENT FACILITY, CARMEL AREA WASTEWTR DIST WPCP, CARMEL AREA WASTEWTR DISTRICT WPCP, CARMEL AREA WWD, CARMEL SANITARY DISTRICT
- CARMEL VALLEY RANCH RESORT (1 OLD RANCH RD in CARMEL, CA)
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: LANDMARK LAND CO INC (CONTACT/OWNER)
- MID VALLEY BEACON (27800 DORRIS DR in CARMEL, CA)
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
Business SIC classification: GASOLINE SERVICE STATIONS
- MID VALLEY TEXACO (501 MID VALLEY CENTER in CARMEL, CA)
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
Business SIC classification: GASOLINE SERVICE STATIONS
- NAFT PETROLEUM, INC. (7 CARMEL PLACE CENTER in CARMEL, CA)
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
Business SIC classification: GASOLINE SERVICE STATIONS
- NAFT PETROLEUM, INC. (27800 DORRIS DRIVE in CARMEL, CA)
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
Business SIC classification: GASOLINE SERVICE STATIONS
- NAFT PETROLEUM, INC. (501 MID VALLEY CENTER in CARMEL, CA)
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
Business SIC classification: GASOLINE SERVICE STATIONS
Median worth of mobile homes: $265,919
Housing units lacking complete plumbing facilities: 0%
Housing units lacking complete kitchen facilities: 1%
Most commonly used house heating fuel: |
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- Utility gas (70%)
- Electricity (19%)
- Bottled, tank, or LP gas (8%)
- Wood (2%)
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Place of birth for U.S.-born residents:
- This state: 6110
- Northeast: 1643
- Midwest: 2016
- South: 962
- West: 785
61% of the 93923 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 57% lived in this county.
Out of people who lived in different counties, 70% lived in California.
Population in 1990: 15,293. Population change in the 1990s: -2,185 (-14.3%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 225
| Here: | 22.6% | | California: | 9.9% |
Students in private schools in grades 9 to 12 (high school): 94
| Here: | 18.1% | | California: | 7.8% |
Students in private undergraduate colleges: 36
| Here: | 8.0% | | California: | 15.4% |
School Enrollment by Level of School
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Companies with biggest federal contracts located in this zip code (CARMEL, CA):
- CLARK, M ANNE (11 HACIENDA CARMEL; small business): $501,859 in 9 contracts from 1999 to 2005
Contracts for General Health Care Services, Dentistry Services by Navy Signed by year: 2000: $41,162; 2001: $73,621; 2002: $74,980; 2003: $77,531; 2004: $79,553; 2005: $87,360; 2006: $0.
Biggest contracts:
$87,360 with Navy for General Health Care Services. Signed on 2005-10-20. Completion date: 2006-09-30.
$79,553 with Navy for Dentistry Services. Signed on 2004-11-02. Completion date: 2003-09-30.
$77,531, same as above. Signed on 2003-10-01. Completion date: 2003-09-30.
$74,980, same as above. Signed on 2002-10-01. Completion date: 2003-09-30.
- THE HAMPTON-BROWN CO (26385 CARMEL RANCHO BLVD; small business): $107,186 in 3 contracts from 2000 to 2005
$75,608 with Department of Defense for Books and Pamphlets. Signed on 2001-09-25. Completion date: 2001-10-25.
$28,750, same as above. Signed on 2000-08-17. Completion date: 2000-11-17.
$2,828 with Army for Books and Pamphlets. Signed on 2005-09-21. Completion date: 2005-10-21.
- MARK FOLSOM (25747 CARMEL KNOLLS DRIVE; small business)
$92,945 with Air Force for Weapons -- Management and Support (R&D). Signed on 2001-06-13. Completion date: 2002-06-12.
- MARINA MINELLI (2985 RIBERA ROAD; small business): $54,678 in 12 contracts from 2001 to 2005
Contracts for Other Professional Services by Army Signed by year: 2000: $0; 2001: $8,708; 2002: $10,270; 2003: $14,000; 2004: $10,500; 2005: $11,200; 2006: $0.
Biggest contracts:
$11,200 with Army for Other Professional Services. Signed on 2005-11-18. Effective on 2005-10-01. Completion date: 2006-09-30.
$10,500, same as above. Signed on 2004-11-01. Effective on 2004-10-01. Completion date: 2005-09-30.
$9,800, same as above. Signed on 2003-10-01. Completion date: 2004-09-30.
$7,280, same as above. Signed on 2002-12-04. Completion date: 2003-09-30.
- OTTO HEINZ (24710 UPPER TRAIL; small business): $47,000 in 4 contracts from 2003 to 2004
$12,000 with Navy for Educational Services. Signed on 2004-03-10. Completion date: 2004-06-15.
$12,000, same as above. Signed on 2003-04-16. Completion date: 2003-05-23.
$12,000, same as above. Signed on 2003-07-23. Completion date: 2003-09-30.
$11,000, same as above. Signed on 2003-01-14. Completion date: 2003-03-07.
- JOHN A ESTEP (7042 VALLEY GREENS CIRCLE,; small business): $19,325 in 2 contracts in 2003
$15,000 with Army for Other Professional Services. Signed on 2003-09-02. Completion date: 2004-04-14.
$4,325 with Army for Lectures For Training. Signed on 2003-09-02. Completion date: 2003-08-27.
- MOUNTAIN TOOLS, INC (225 CROSSROADS BLVD; small business): $11,574 in 3 contracts from 2004 to 2005
$11,574 with Air Force for Individual Equipment. Signed on 2005-04-11. Completion date: 2005-05-11.
$3,519 with Army for Footwear, Men's. Taking place in VT. Signed on 2004-04-06. Completion date: 2004-04-23.
$-3,519, same as above. Signed on 2004-04-15. Completion date: 2004-04-23.
- RODEN, WILLIAM E (26102 CARMEL KNOLLS DRIVE; small business)
$5,500 with Navy for Film/Video Tape Production Services. Signed on 2002-12-02. Completion date: 2002-12-31.
- BOURAKOV, VENIAMIN (9526 BAY CT; small business)
$5,400 with Navy for Other Professional Services. Signed on 2005-08-22. Completion date: 2005-10-01.
- O''NEILL, LINDA (GREENRIDGE RD AT PALO COLO; small business)
$3,000 with Army for Lectures For Training. Signed on 2003-02-06. Completion date: 2002-12-03.
Top industries in this zip code by the number of employees in 2005:
- Accommodation and Food Services: Hotels (except Casino Hotels) and Motels (250-499 employees: 2 establishments, 100-249 employees: 2 establishments, 50-99 employees: 1 establishment, 10-19 employees: 1 establishment, 1-4 employees: 2 establishments)
- Accommodation and Food Services: Full-Service Restaurants (50-99: 2, 20-49: 5, 10-19: 2, 5-9: 8, 1-4: 8)
- Administrative and Support and Waste Management and Remediation Services: Office Administrative Services (100-249: 1, 1-4: 1)
- Finance and Insurance: Direct Life Insurance Carriers (100-249: 1)
- Health Care and Social Assistance: Continuing Care Retirement Communities (100-249: 1)
- Information: Book Publishers (100-249: 1)
- Finance and Insurance: Commercial Banking (20-49: 2, 10-19: 2, 5-9: 1, 1-4: 1)
- Arts, Entertainment, and Recreation: Golf Courses and Country Clubs (50-99: 1, 20-49: 1)
- Accommodation and Food Services: Snack and Nonalcoholic Beverage Bars (50-99: 1, 5-9: 1, 1-4: 3)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
People in group quarters
- 47 people in other noninstitutional group quarters
- 12 people in other nonhousehold living situations
- 10 people in hospitals/wards and hospices for chronically ill
- 10 people in hospices or homes for chronically ill
- 6 people in nursing homes
- 6 people in other group homes
- 6 people in religious group quarters
Fatal accident statistics in 2006
- Fatal accident count: 5
- Vehicles involved in fatal accidents: 6
- Fatal accidents caused by drunken drivers: 4
- Fatalities: 5
- Persons involved in fatal accidents: 10
- Pedestrians involved in fatal accidents: 1
Fatal accident statistics in 2005
- Fatal accident count: 8
- Vehicles involved in fatal accidents: 14
- Fatal accidents caused by drunken drivers: 3
- Fatalities: 11
- Persons involved in fatal accidents: 20
- Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 12 partial tracts)
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| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 417 | $894,478 | 770 | $799,359 | 103 | $674,185 | 346 | $899,689 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 58 | $766,800 | 204 | $796,632 | 25 | $488,050 | 56 | $781,749 | 1 | $33,100 |
| APPLICATIONS DENIED | 89 | $888,226 | 324 | $967,864 | 35 | $618,128 | 80 | $800,887 | 4 | $130,163 |
| APPLICATIONS WITHDRAWN | 41 | $1,352,468 | 154 | $959,350 | 6 | $838,672 | 41 | $1,018,178 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 6 | $704,282 | 43 | $676,827 | 4 | $558,875 | 7 | $347,547 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 12 partial tracts)
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| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 473 | $921,340 | 1,017 | $790,993 | 128 | $680,419 | 1 | $590,370 | 407 | $886,630 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 95 | $854,559 | 161 | $753,724 | 18 | $485,718 | 0 | $0 | 54 | $962,630 | 2 | $220,600 |
| APPLICATIONS DENIED | 110 | $915,634 | 280 | $975,966 | 31 | $960,200 | 0 | $0 | 75 | $1,058,595 | 1 | $63,590 |
| APPLICATIONS WITHDRAWN | 54 | $955,761 | 217 | $860,655 | 17 | $586,192 | 0 | $0 | 45 | $859,354 | 2 | $95,390 |
| FILES CLOSED FOR INCOMPLETENESS | 7 | $993,380 | 45 | $597,854 | 4 | $274,600 | 0 | $0 | 6 | $480,480 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 12 partial tracts)
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| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 658 | $819,774 | 1,121 | $682,123 | 133 | $673,029 | 1 | $982,520 | 402 | $785,898 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 105 | $715,794 | 170 | $681,204 | 25 | $560,606 | 0 | $0 | 34 | $815,202 |
| APPLICATIONS DENIED | 106 | $736,668 | 298 | $701,073 | 36 | $708,687 | 2 | $827,690 | 69 | $843,642 |
| APPLICATIONS WITHDRAWN | 106 | $897,082 | 214 | $656,819 | 18 | $339,904 | 0 | $0 | 53 | $872,928 |
| FILES CLOSED FOR INCOMPLETENESS | 19 | $899,020 | 63 | $729,695 | 4 | $741,018 | 0 | $0 | 12 | $853,134 |
Aggregated Statistics For Year 2004 (Based on 12 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $109,110 | 784 | $729,374 | 1,391 | $578,806 | 71 | $626,376 | 4 | $4,076,688 | 463 | $652,838 | 1 | $62,960 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 134 | $663,721 | 223 | $615,295 | 14 | $339,646 | 2 | $7,941,600 | 64 | $682,844 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $164,000 | 119 | $847,199 | 357 | $669,060 | 23 | $315,142 | 0 | $0 | 66 | $635,994 | 1 | $37,130 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 115 | $722,284 | 258 | $556,019 | 13 | $230,161 | 0 | $0 | 59 | $658,115 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 16 | $547,966 | 59 | $720,400 | 6 | $207,067 | 0 | $0 | 10 | $444,064 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 12 partial tracts)
|
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 558 | $611,650 | 3,526 | $437,108 | 17 | $132,971 | 0 | $0 | 822 | $489,490 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 81 | $623,069 | 451 | $480,179 | 5 | $130,132 | 0 | $0 | 78 | $471,297 |
| APPLICATIONS DENIED | 98 | $611,406 | 440 | $549,046 | 12 | $64,455 | 0 | $0 | 77 | $470,759 |
| APPLICATIONS WITHDRAWN | 98 | $599,839 | 394 | $509,495 | 6 | $143,597 | 2 | $1,058,880 | 82 | $501,495 |
| FILES CLOSED FOR INCOMPLETENESS | 22 | $647,824 | 115 | $444,059 | 1 | $49,640 | 1 | $822,940 | 24 | $352,457 |
Aggregated Statistics For Year 2002 (Based on 12 partial tracts)
|
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 604 | $571,936 | 2,698 | $458,404 | 23 | $133,860 | 2 | $2,844,510 | 618 | $504,808 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 69 | $606,734 | 391 | $481,426 | 5 | $83,726 | 0 | $0 | 66 | $612,136 |
| APPLICATIONS DENIED | 76 | $539,029 | 336 | $530,399 | 13 | $107,746 | 0 | $0 | 71 | $626,931 |
| APPLICATIONS WITHDRAWN | 73 | $400,910 | 241 | $419,696 | 9 | $115,687 | 0 | $0 | 44 | $294,049 |
| FILES CLOSED FOR INCOMPLETENESS | 25 | $455,704 | 111 | $487,761 | 0 | $0 | 0 | $0 | 16 | $798,474 |
Aggregated Statistics For Year 2001 (Based on 12 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 0 | $0 | 446 | $490,473 | 1,766 | $446,180 | 72 | $118,250 | 397 | $469,318 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $90,005 | 63 | $487,427 | 243 | $463,718 | 12 | $188,349 | 37 | $403,423 |
| APPLICATIONS DENIED | 0 | $0 | 63 | $647,645 | 315 | $512,348 | 21 | $84,046 | 47 | $603,671 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 69 | $470,493 | 253 | $441,864 | 18 | $141,618 | 44 | $532,530 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 12 | $406,674 | 90 | $413,495 | 6 | $93,078 | 9 | $526,636 |
Aggregated Statistics For Year 2000 (Based on 12 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 5 | $402,080 | 642 | $552,797 | 484 | $383,900 | 125 | $80,644 | 2 | $476,495 | 249 | $547,664 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 96 | $607,721 | 90 | $478,040 | 12 | $48,675 | 0 | $0 | 39 | $750,639 |
| APPLICATIONS DENIED | 0 | $0 | 102 | $588,740 | 163 | $399,875 | 32 | $89,475 | 0 | $0 | 45 | $564,784 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 64 | $538,467 | 87 | $433,790 | 12 | $73,752 | 0 | $0 | 30 | $471,612 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 32 | $423,350 | 47 | $358,771 | 6 | $67,407 | 0 | $0 | 10 | $503,201 |
Aggregated Statistics For Year 1999 (Based on 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 0 | $0 | 332 | $409,634 | 478 | $317,408 | 49 | $69,556 | 127 | $391,679 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $182,460 | 45 | $458,213 | 91 | $303,799 | 4 | $46,373 | 19 | $371,096 |
| APPLICATIONS DENIED | 0 | $0 | 56 | $488,891 | 96 | $383,095 | 14 | $67,526 | 18 | $676,524 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 44 | $375,540 | 81 | $332,231 | 1 | $170,370 | 8 | $753,376 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 16 | $429,012 | 24 | $311,411 | 1 | $56,540 | 3 | $452,007 |
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 4 partial tracts)
|
| A) Conventional Home Purchase Loans | C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $453,365 | 2 | $335,310 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $317,665 | 2 | $826,200 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 0 | $0 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $176,050 | 2 | $392,355 |
| APPLICATIONS DENIED | 1 | $176,050 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 2 | $1,077,290 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $634,850 | 1 | $388,920 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $139,900 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $392,270 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $245,200 | 1 | $133,880 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 4 | $400,825 | 3 | $209,747 | 4 | $400,825 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $412,300 | 4 | $486,148 | 1 | $412,300 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $416,077 | 3 | $272,360 | 2 | $254,130 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $258,545 | 0 | $0 | 2 | $258,545 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 10 | $281,429 | 1 | $123,840 | 2 | $119,125 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $412,528 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $149,280 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $153,960 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 10 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 8 | $267,351 | 5 | $332,070 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $288,510 | 2 | $190,600 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 7 | $280,227 | 1 | $257,210 | 1 | $289,900 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $139,678 | 1 | $105,300 | 2 | $146,115 |
| APPLICATIONS DENIED | 1 | $232,070 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $110,090 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $135,740 | 0 | $0 | 0 | $0 |
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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