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94038 Zip Code Detailed Profile

 



Profiles Moss Beach, CA (94038) houses, apartments, residents, cars, jobs...

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City: Moss Beach, CA
San Mateo County, CA
Zip code population (2000): 3,061
Estimated zip code population in 2008: 3,321

Age and Sex of Residents in zip code 94038

Zip code 94038 (Moss Beach, California) real estate house value trends

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Moss Beach, CA (94038) map from a distance

Houses and condos: 1,063
Renter-occupied apartments: 157
% of renters here:  16%
State:  43%

Dec. 2009 cost of living index in zip code 94038: 183.6 (very high, U.S. average is 100)

Land area: 2.4 sq. mi.
Water area: 0.0 sq. mi.
Population density: 1409 people per square mile 
 
  (low).

Estimate of real estate property taxes paid for housing units in 2008:
This zip code:  1.6% ($4,021)
California:  1.4% ($1,564)

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Males: 1,545  (50.5%)
Females: 1,516  (49.5%)

Zip code 94038 races chart


94038, CA forum
Recent posts about zip code 94038 area on our local forum with over 700,000 registered users:
Things to do with kids in Roseville/Granite Bay?  (29 replies)
Always a bit chilly in SF?  (24 replies)
No.Calif coastal beach towns w/ low cost of living?  (22 replies)
Half Moon Bay beach access...more childhood memories  (5 replies)
wheres a good place to live in the summer and be beach bum?  (14 replies)
Yep. Another SF Weather Thread  (19 replies)
Urban population: 2,942
Rural population: 119

Estimated median house/condo value in 2008: $1,067,127
94038:  $1,067,127
California:  $467,000


According to our research of public records there were 3 registered sex offenders living in 94038 zip code in early 2007.
The number of registered sex offenders compared to the number of residents in this zip code is near the state average.

Median resident age:  38.7 years
California median age:  33.3 years

Average household size:
This zip code:  2.9 people
California:  2.9 people

Averages for the 2004 tax year for zip code 94038, filed in 2005:
Average Adjusted Gross Income (AGI) in 2004: $74,804 (Individual Income Tax Returns)
Here:  $74,804
State:  $58,600

Salary/wage: $70,612 (reported on 83.4% of returns)
Here:  $70,612
State:  $49,455
(% of AGI for various income ranges: 183.2% for AGIs below $10k, 67.4% for AGIs $10k-25k, 78.4% for AGIs $25k-50k, 80.6% for AGIs $50k-75k, 74.9% for AGIs $75k-100k, 79.0% for AGIs over 100k)

Taxable interest for individuals: $1,131 (reported on 57.0% of returns)
This zip code:  $1,131
California:  $2,365
(% of AGI for various income ranges: 12.1% for AGIs below $10k, 3.3% for AGIs $10k-25k, 1.2% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 0.6% for AGIs over 100k)

Taxable dividends: $3,048 (reported on 35.7% of returns)
Here:  $3,048
State:  $4,746
(% of AGI for various income ranges: 18.5% for AGIs below $10k, 2.1% for AGIs $10k-25k, 0.8% for AGIs $25k-50k, 2.5% for AGIs $50k-75k, 2.1% for AGIs $75k-100k, 1.1% for AGIs over 100k)

Net capital gain/loss: +$11,374 (reported on 30.4% of returns)
Here:  +$11,374
State:  +$23,418
(% of AGI for various income ranges: -16.4% for AGIs below $10k, 1.3% for AGIs $10k-25k, 0.5% for AGIs $25k-50k, 2.9% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 6.7% for AGIs over 100k)

Profit/loss from business: +$25,003 (reported on 23.9% of returns)
Here:  +$25,003
State:  +$16,826
(% of AGI for various income ranges: 68.3% for AGIs below $10k, 15.1% for AGIs $10k-25k, 8.7% for AGIs $25k-50k, 5.3% for AGIs $50k-75k, 8.3% for AGIs $75k-100k, 7.5% for AGIs over 100k)

IRA payment deduction: $3,255 (reported on 3.5% of returns)
94038:  $3,255
California:  $3,192

Self-employed pension: $10,306 (reported on 3.7% of returns)
Here:  $10,306
California:  $17,688
(% of AGI for various income ranges: 1.5% for AGIs $10k-25k, 0.4% for AGIs $50k-75k, 0.7% for AGIs over 100k)

Total itemized deductions: $31,113 (1% of AGI, reported on 51.1% of returns)
Here:  $31,113
State:  $28,113
(% of AGI for various income ranges: 84.5% for AGIs below $10k, 19.6% for AGIs $10k-25k, 16.2% for AGIs $25k-50k, 21.1% for AGIs $50k-75k, 25.4% for AGIs $75k-100k, 20.9% for AGIs over 100k)

Charity contributions deductions: $2,757 (2.2% of AGI, reported on 45.1% of returns)
Here:  $2,757
California:  $3,923

Here:  2.2% of AGI
State:  3.3% of AGI
(% of AGI for various income ranges: 1.5% for AGIs below $10k, 1.5% for AGIs $10k-25k, 0.8% for AGIs $25k-50k, 1.5% for AGIs $50k-75k, 1.8% for AGIs $75k-100k, 1.8% for AGIs over 100k)

Total tax: $12,861 (reported on 83.3% of returns)
94038:  $12,861
State:  $10,761
(% of AGI for various income ranges: 12.3% for AGIs below $10k, 5.7% for AGIs $10k-25k, 8.2% for AGIs $25k-50k, 9.4% for AGIs $50k-75k, 10.5% for AGIs $75k-100k, 17.4% for AGIs over 100k)

Earned income credit: $1,261 (reported on 8.4% of returns)
Here:  $1,261
State:  $1,763
(% of AGI for various income ranges: 6.0% for AGIs below $10k, 2.6% for AGIs $10k-25k, 0.2% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2004 taxes: 63.7%
Here:  64%
State:  66%
(% for various income ranges: 59.3% for AGIs below $10k, 60.2% for AGIs $10k-25k, 69.4% for AGIs $25k-50k, 65.4% for AGIs $50k-75k, 57.8% for AGIs $75k-100k, 65.6% for AGIs over 100k)


Estimated median household income in 2008: $106,355
This zip code:  $106,355
California:  $61,021
Moss Beach, CA (94038) map

Nearest zip codes: 94037, 94019, 94044, 94030, 94066, 94128.


Percentage of family households:
This zip code:  72.5%
Whole state:  68.9%

Percentage of households with unmarried partners:
This zip code:  6.8%
Whole state:  5.9%

Likely homosexual households (counted as self-reported same-sex unmarried-partner households)
  • Lesbian couples: 0.9% of all households
  • Gay men: 0.5% of all households

Housing units in zip code 94038 with a mortgage: 556 (89 second mortgage, 78 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 48


Median monthly owner costs for units with a mortgage: $3,899

Median monthly owner costs for units without a mortgage: $704

Residents with income below the poverty level in 2008:
This zip code:  3.2%
Whole state:  13.3%

Residents with income below 50% of the poverty level in 2008:
This zip code:  1.4%
Whole state:  5.4%

Median number of rooms in houses and condos:
Here:  5.7
State:  5.8

Median number of rooms in apartments:
Here:  4.8
State:  3.5


Zip code 94038 close-up map

Click to draw/clear zip code borders

Notable locations in this zip code not listed on our city pages:

Post office: Moss Beach Post Office (A). Display/hide its location on the map

 

Year house built:
  • 1999 to March 2000: 10
  • 1995 to 1998: 27
  • 1990 to 1994: 53
  • 1980 to 1989: 303
  • 1970 to 1979: 335
  • 1960 to 1969: 156
  • 1950 to 1959: 36
  • 1940 to 1949: 42
  • 1939 or earlier: 89



Zip code 94038 satellite photo by USGS


Bedrooms in owner-occupied houses in Moss Beach, CA (94038):
  • no bedroom: 15
  • 1 bedrooms: 48
  • 2 bedrooms: 176
  • 3 bedrooms: 443
  • 4 bedrooms: 152
  • 5 or more bedrooms: 17


Bedrooms in renter-occupied apartments and housing units:
  • no bedroom: 9
  • 1 bedrooms: 17
  • 2 bedrooms: 52
  • 3 bedrooms: 72
  • 4 bedrooms: 7
  • 5 or more bedrooms: 0



Vehicles available in 94038 zip code in owner-occupied houses/condos:
  • no vehicle: 6
  • 1 vehicle: 172
  • 2 vehicles: 492
  • 3 vehicles: 143
  • 4 vehicles: 27
  • 5 or more vehicles: 11


Vehicles available in renter-occupied apartments:
  • no vehicle: 15
  • 1 vehicle: 44
  • 2 vehicles: 46
  • 3 vehicles: 25
  • 4 vehicles: 13
  • 5 or more vehicles: 14



Estimated household income distribution in 2008:

Zip code 94038 household income distribution in 2008

Zip code 94038 house/condo values in 2008


Estimate of home value of owner-occupied houses/condos in 2008 in zip code 94038:

  • Less than $10,000: 7
  • $10,000 to $14,999: 4
  • $15,000 to $19,999: 4
  • $20,000 to $24,999: 3
  • $35,000 to $39,999: 3
  • $40,000 to $49,999: 14
  • $50,000 to $59,999: 27
  • $60,000 to $69,999: 6
  • $70,000 to $79,999: 13
  • $80,000 to $89,999: 11
  • $90,000 to $99,999: 12
  • $100,000 to $124,999: 30
  • $125,000 to $149,999: 18
  • $150,000 to $174,999: 12
  • $175,000 to $199,999: 13
  • $200,000 to $249,999: 23
  • $250,000 to $299,999: 4
  • $400,000 to $499,999: 5
  • $500,000 to $749,999: 55
  • $750,000 to $999,999: 152
  • $1,000,000 or more: 506
 



94038 rent paid by renters


Rent paid by renters in 2008 in zip code 94038:

  • $750 to $799: 3
  • $800 to $899: 3
  • $900 to $999: 18
  • $1,000 to $1,249: 34
  • $1,500 to $1,999: 31
  • $2,000 or more: 72
  • No cash rent: 9
 


Median price asked for vacant for-sale houses and condos in 2008: $1,056,561.


Estimated median house (or condo) value in 2008 for:

  • White Non-Hispanic householders: $1,223,732
  • Black or African American householders: $1,056,561
  • Asian householders: $1,123,711
  • Native Hawaiian and other Pacific Islander householders: $821,769
  • Some other race householders: $528,280
  • Two or more races householders: $1,467,445
  • Hispanic or Latino householders: $873,893

Estimated median house or condo value in 2008: $1,070,934 (it was $454,500 in 2000)
94038:  $1,070,934
California:  $467,000
Lower value quartile - upper value quartile: $848,308 - $1,394,793

Mean price in 2008:
Detached houses: $1,190,006
Here:  $1,190,006
State:  $604,989

In 2-unit structures: $1,800,626
Here:  $1,800,626
State:  $742,682

Mobile homes: $47,893
Here:  $47,893
State:  $59,450


Owners and renters by unit type in %


Breakdown of mean house values by ages of householders

Housing units in structures:

  • One, detached: 794
  • One, attached: 11
  • Two: 16
  • 3 or 4: 9
  • Mobile homes: 221
94038 zip code mode of transportation to work chart

Means of transportation to work

  • Drove a car alone: 1,023 (65%)
  • Carpooled: 275 (17%)
  • Bus or trolley bus: 27 (2%)
  • Bicycle: 7 (0%)
  • Walked: 8 (1%)
  • Other means: 24 (2%)
  • Worked at home: 209 (13%)
 

94038 zip code travel time to work

Travel time to work

  • Less than 5 minutes: 10
  • 5 to 9 minutes: 114
  • 10 to 14 minutes: 184
  • 15 to 19 minutes: 152
  • 20 to 24 minutes: 86
  • 25 to 29 minutes: 81
  • 30 to 34 minutes: 246
  • 35 to 39 minutes: 42
  • 40 to 44 minutes: 103
  • 45 to 59 minutes: 188
  • 60 to 89 minutes: 141
  • 90 or more minutes: 17
 

Percentage of zip code residents living and working in this county: 70.8%


Household type by relationship
Households: 2,888

  • In family households: 2,456 (455 male householders, 262 female householders)
    606 spouses, 866 children (742 natural, 35 adopted, 89 stepchildren), 24 grandchildren, 27 brothers or sisters, 17 parents, 107 other relatives, 92 non-relatives
  • In nonfamily households: 432 (144 male householders (103 living alone)), 159 female householders (97 living alone)), 129 nonrelatives
  • In group quarters: 112 (all institutionalized)

Size of family households: 260 2-persons, 175 3-persons, 155 4-persons, 61 5-persons, 40 6-persons, 26 7-or-more-persons.

Size of nonfamily households: 200 1-person, 84 2-persons, 11 3-persons, 8 4-persons.

569 married couples with children.
149 single-parent households (56 men, 93 women).

76.5% of residents of 94038 zip code speak English at home.
17.6% of residents speak Spanish at home (49% very well, 22% well, 20% not well, 9% not at all).
5.3% of residents speak other Indo-European language at home (74% very well, 23% well, 3% not well).
0.6% of residents speak Asian or Pacific Island language at home (69% very well, 31% well).

Foreign born population: 528 (17.2%)
(52.3% of them are naturalized citizens)

This zip code:  17.2%
Whole state:  26.2%

Most common places of birth for the foreign-born residents:



  • Mexico (55%)
  • Portugal (8%)
  • United Kingdom (4%)
  • Guatemala (4%)
  • Germany (3%)
  • China, excluding Hong Kong and Taiwan (2%)
  • Philippines (2%)



Year of entry for the foreign-born population
  • 1995 to March 2000: 59
  • 1990 to 1994: 103
  • 1985 to 1989: 88
  • 1980 to 1984: 83
  • 1975 to 1979: 35
  • 1970 to 1974: 43
  • 1970 to 1974: 18
  • 1965 to 1969: 99

White population: 2,472
Black population: 21
American Indian population: 34
Asian population: 69
Native Hawaiian and Other Pacific Islander population: 10
Some other race population: 287
Two or more races population: 168

First ancestries reported:

 Other groups: 822
 Irish: 271
 German: 262
 Italian: 194
 English: 153
 Portuguese: 111
 European: 90
 Scottish: 86
 French (except Basque): 71
 United States or American: 54
 Russian: 47
 Finnish: 42
 Swedish: 41
 Norwegian: 38
 Greek: 25
 Scotch-Irish: 25
 Basque: 24
 Ukrainian: 19
 Eastern European: 17
 Polish: 17
 Austrian: 16
 Hungarian: 14
 Danish: 14
 Dutch: 13
 Welsh: 13
 Pennsylvania German: 12
 Australian: 12
 British: 11
 Swiss: 11
 Scandinavian: 7
 French Canadian: 6
 Lithuanian: 6
 Canadian: 3



Zip code 94038 topographic map


Median worth of mobile homes: $82,483

Zip code 94038 marital status for males
Zip code 94038 marital status for females


Most commonly used house heating fuel:
  • Utility gas (58%)
  • Electricity (27%)
  • Wood (9%)
  • Bottled, tank, or LP gas (4%)
  • Fuel oil, kerosene, etc. (1%)
  • Solar energy (1%)
  • No fuel used (1%)


Place of birth for U.S.-born residents:

  • This state: 1568
  • Northeast: 302
  • Midwest: 311
  • South: 128
  • West: 163

60% of the 94038 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 63% lived in this county.
   Out of people who lived in different counties, 62% lived in California.

Population in 1990: 5,415. Population change in the 1990s: -2,354 (-43.5%).

Year Householders Moved Into Unit:




Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 27
Here:  7.3%
California:  9.9%

Students in private schools in grades 9 to 12 (high school): 21
Here:  8.8%
California:  7.8%

Students in private undergraduate colleges: 5
Here:  5.1%
California:  15.4%


Educational Attainment

School Enrollment by Level of School


Class of Workers


Top industries in this zip code by the number of employees in 2005:

  • Health Care and Social Assistance: General Medical and Surgical Hospitals (100-249 employees: 1 establishment)
  • Accommodation and Food Services: Full-Service Restaurants (50-99: 1, 5-9: 1)
  • Accommodation and Food Services: Bed-and-Breakfast Inns (10-19: 1)
  • Accommodation and Food Services: Snack and Nonalcoholic Beverage Bars (10-19: 1)
  • Other Services (except Public Administration): Reupholstery and Furniture Repair (10-19: 1)
  • Construction: Manufacturing (5-9: 1)
  • Accommodation and Food Services: Limited-Service Restaurants (5-9: 1)
  • Professional, Scientific, and Technical Services: Administrative Management and General Management Consulting Services (1-4: 2)

Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninst.)




111 people in hospitals/wards and hospices for chronically ill
111 people in other hospitals or wards for chronically ill


Home Mortgage Disclosure Act Aggregated Statistics For Year 2007
(Based on 2 partial tracts)
B) Conventional
Home Purchase Loans		C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)		G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED54$586,56197$484,46714$344,5791$823,00017$476,4490$0
APPLICATIONS APPROVED, NOT ACCEPTED8$622,68124$497,5584$341,0500$03$386,0430$0
APPLICATIONS DENIED16$558,03541$572,0854$299,2430$02$624,1651$57,280
APPLICATIONS WITHDRAWN7$557,00621$573,3412$790,0800$03$429,9371$40,160
FILES CLOSED FOR INCOMPLETENESS0$08$497,1740$00$01$286,4000$0
Choose year:  2007 2006 2005 2004 2003 2002 2001 2000 1999

Detailed HMDA statistics for the following Tracts: 6136.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2007
(Based on 2 partial tracts)
B) Refinancings
NumberAverage Value
LOANS ORIGINATED0$0
APPLICATIONS APPROVED, NOT ACCEPTED1$368,700
APPLICATIONS DENIED0$0
APPLICATIONS WITHDRAWN0$0
FILES CLOSED FOR INCOMPLETENESS0$0
Choose year:  2007 2006 2004 2003 2002 2001 2000 1999

Detailed PMIC statistics for the following Tracts: 6136.00

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value




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