Estimated median household income in 2007: $80,502
| This zip code: | $80,502 | | California: | $59,948 |
Nearest zip codes: 94513, 94509, 94511, 94571, 94514, 94565.
Housing units in zip code 94561 with a mortgage: 5,822 (1,480 second mortgage, 331 home equity loan, 26 both second mortgage and home equity loan)
Houses without a mortgage: 634
Median monthly owner costs for units with a mortgage: $2,361
Median monthly owner costs for units without a mortgage: $524
Residents with income below the poverty level in 2007:
| This zip code: | 4.7% | | Whole state: | 12.4% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 2.0% | | Whole state: | 5.1% |
Median number of rooms in houses and condos:
| Here: | 6.2 | | State: | 5.8 |
Median number of rooms in apartments:
| Here: | 4.7 | | State: | 3.5 |
Year house built: |
|
- 1999 to March 2000: 175
- 1995 to 1998: 1,036
- 1990 to 1994: 1,847
- 1980 to 1989: 3,171
- 1970 to 1979: 997
- 1960 to 1969: 560
- 1950 to 1959: 493
- 1940 to 1949: 250
- 1939 or earlier: 256
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Bedrooms in owner-occupied houses in Oakley, CA (94561): |
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- no bedroom: 107
- 1 bedrooms: 246
- 2 bedrooms: 779
- 3 bedrooms: 3,946
- 4 bedrooms: 1,948
- 5 or more bedrooms: 149
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 56
- 1 bedrooms: 298
- 2 bedrooms: 370
- 3 bedrooms: 494
- 4 bedrooms: 162
- 5 or more bedrooms: 0
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Vehicles available in 94561 zip code in owner-occupied houses/condos: |
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- no vehicle: 212
- 1 vehicle: 1,206
- 2 vehicles: 3,392
- 3 vehicles: 1,631
- 4 vehicles: 579
- 5 or more vehicles: 155
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 169
- 1 vehicle: 405
- 2 vehicles: 547
- 3 vehicles: 143
- 4 vehicles: 65
- 5 or more vehicles: 51
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 94561:
- Less than $10,000: 38
- $10,000 to $14,999: 19
- $15,000 to $19,999: 19
- $20,000 to $24,999: 19
- $25,000 to $29,999: 23
- $30,000 to $34,999: 25
- $35,000 to $39,999: 25
- $40,000 to $49,999: 75
- $50,000 to $59,999: 37
- $60,000 to $69,999: 30
- $70,000 to $79,999: 58
- $80,000 to $89,999: 3
- $90,000 to $99,999: 1
- $100,000 to $124,999: 37
- $125,000 to $149,999: 27
- $150,000 to $174,999: 11
- $175,000 to $199,999: 35
- $200,000 to $249,999: 81
- $250,000 to $299,999: 180
- $300,000 to $399,999: 956
- $400,000 to $499,999: 2,825
- $500,000 to $749,999: 3,476
- $750,000 to $999,999: 416
- $1,000,000 or more: 476
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Rent paid by renters in 2007 in zip code 94561:
- Less than $100: 13
- $100 to $149: 11
- $150 to $199: 25
- $200 to $249: 45
- $250 to $299: 31
- $300 to $349: 12
- $350 to $399: 8
- $400 to $449: 26
- $450 to $499: 12
- $500 to $549: 41
- $550 to $599: 10
- $600 to $649: 30
- $650 to $699: 12
- $700 to $749: 34
- $750 to $799: 76
- $800 to $899: 176
- $900 to $999: 256
- $1,000 to $1,249: 412
- $1,250 to $1,499: 133
- $1,500 to $1,999: 137
- No cash rent: 65
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Median price asked for vacant for-sale houses and condos in 2007: $506,608.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $509,284
- Black or African American householders: $491,086
- American Indian or Alaska Native householders: $545,948
- Asian householders: $521,595
- Native Hawaiian and other Pacific Islander householders: $501,791
- Some other race householders: $446,928
- Two or more races householders: $463,788
- Hispanic or Latino householders: $468,070
Estimated median house or condo value in 2007: $498,036 (it was $185,900 in 2000)
| 94561: | $498,036 | | California: | $532,300 |
Lower value quartile - upper value quartile: $403,773 - $483,938
Mean price in 2007:
Detached houses: $449,317| Here: | $449,317 | | State: | $619,135 |
Townhouses or other attached units: $358,816| Here: | $358,816 | | State: | $541,123 |
In 2-unit structures: $291,171| Here: | $291,171 | | State: | $702,713 |
In 3-to-4-unit structures: $279,047| Here: | $279,047 | | State: | $512,546 |
In 5-or-more-unit structures: $286,299| Here: | $286,299 | | State: | $482,470 |
Mobile homes: $40,045| Here: | $40,045 | | State: | $59,450 |
Occupied boats, RVs, vans, etc.: $5,000| Here: | $5,000 | | State: | $63,652 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 7,822
- One, attached: 187
- Two: 67
- 3 or 4: 16
- 5 to 9: 26
- 20 to 49: 51
- 50 or more: 45
- Mobile homes: 532
- Boats, RVs, vans, etc.: 39

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Means of transportation to work
- Drove a car alone: 9,666 (77%)
- Carpooled: 1,796 (14%)
- Bus or trolley bus: 144 (1%)
- Subway or elevated: 127 (1%)
- Railroad: 22 (0%)
- Ferryboat: 3 (0%)
- Taxi: 15 (0%)
- Motorcycle: 12 (0%)
- Bicycle: 20 (0%)
- Walked: 213 (2%)
- Other means: 81 (1%)
- Worked at home: 412 (3%)
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Travel time to work
- Less than 5 minutes: 136
- 5 to 9 minutes: 781
- 10 to 14 minutes: 1104
- 15 to 19 minutes: 1398
- 20 to 24 minutes: 797
- 25 to 29 minutes: 277
- 30 to 34 minutes: 866
- 35 to 39 minutes: 262
- 40 to 44 minutes: 372
- 45 to 59 minutes: 1880
- 60 to 89 minutes: 2835
- 90 or more minutes: 1391
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Percentage of zip code residents living and working in this county: 70.9%
Household type by relationship
Households: 27,301
- In family households: 25,170 (5,796 male householders, 1,181 female householders)
5,947 spouses, 10,105 children (8,964 natural, 302 adopted, 839 stepchildren), 543 grandchildren, 259 brothers or sisters, 185 parents, 572 other relatives, 582 non-relatives
- In nonfamily households: 2,131 (787 male householders (544 living alone)), 754 female householders (609 living alone)), 590 nonrelatives
- In group quarters: 101 (8 institutionalized population)
Size of family households: 1,835 2-persons, 1,517 3-persons, 1,997 4-persons, 987 5-persons, 393 6-persons, 248 7-or-more-persons.
Size of nonfamily households: 1,153 1-person, 266 2-persons, 104 3-persons, 6 5-persons, 12 7-or-more-persons.
7,055 married couples with children.
1,397 single-parent households (509 men, 888 women).
81.3% of residents of 94561 zip code speak English at home.
14.8% of residents speak Spanish at home (58% very well, 18% well, 16% not well, 8% not at all).
2.1% of residents speak other Indo-European language at home (67% very well, 19% well, 14% not well).
1.8% of residents speak Asian or Pacific Island language at home (65% very well, 24% well, 10% not well, 2% not at all).
Foreign born population: 2,730 (9.9%)
(49.6% of them are naturalized citizens)
| This zip code: | 9.9% | | Whole state: | 26.2% |
Most common places of birth for the foreign-born residents:
- Mexico (53%)
- Philippines (9%)
- Nicaragua (8%)
- Portugal (6%)
- El Salvador (4%)
- Canada (3%)
- China, excluding Hong Kong and Taiwan (2%)
Year of entry for the foreign-born population |
|
- 1995 to March 2000: 442
- 1990 to 1994: 252
- 1985 to 1989: 392
- 1980 to 1984: 319
- 1975 to 1979: 487
- 1970 to 1974: 310
- 1970 to 1974: 185
- 1965 to 1969: 343
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White population: 20,827
Black population: 892
American Indian population: 265
Asian population: 765
Native Hawaiian and Other Pacific Islander population: 81
Some other race population: 3,030
Two or more races population: 1,739

First ancestries reported:
|  Other groups: 8910 |
|  German: 2165 |
|  Irish: 2016 |
|  Italian: 1939 |
|  United States or American: 1561 |
|  English: 1348 |
|  Portuguese: 1009 |
|  French (except Basque): 531 |
|  Norwegian: 457 |
|  Scotch-Irish: 389 |
|  Scottish: 310 |
|  Swedish: 275 |
|  European: 185 |
|  Polish: 158 |
|  Dutch: 153 |
|  Danish: 132 |
|  French Canadian: 118 |
|  Welsh: 117 |
|  Canadian: 109 |
|  Russian: 99 |
|  Swiss: 92 |
|  Cypriot: 59 |
|  Greek: 56 |
|  Arab:: 52 |
|  Lebanese: 50 |
|  Bulgarian: 49 |
|  Finnish: 47 |
|  Yugoslavian: 42 |
|  Scandinavian: 41 |
|  Iranian: 35 |
|  Czech: 32 |
|  Hungarian: 27 |
|  British: 19 |
|  Icelander: 18 |
|  Ukrainian: 18 |
|  West Indian (excluding Hispanic groups):: 18 |
|  Austrian: 17 |
|  Lithuanian: 15 |
|  Northern European: 14 |
|  African: 14 |
|  Subsaharan African:: 14 |
|  Albanian: 13 |
|  Romanian: 13 |
|  West Indian: 10 |
|  Czechoslovakian: 9 |
|  Basque: 9 |
|  Slavic: 9 |
|  Latvian: 9 |
|  Maltese: 8 |
|  Bermudan: 8 |
|  Armenian: 7 |
|  Croatian: 6 |
|  Australian: 4 |
|  Arab/Arabic: 2 |

Facitilies with environmental interests located in this zip code:
- FRED REIS FRED'S TRUCKING (3801 HOLMES RD in OAKLEY, CA)
STATE MASTER (California - Hazardous Waste Tracking) - HAZARDOU WASTE PROGRAM
TRANSPORTER (Resource Conservation and Recovery Act (tracking hazardous waste))
- JAMES BYARS TRUCKING (900 RHINE WAY in OAKLEY, CA)
STATE MASTER (California - Hazardous Waste Tracking) - HAZARDOU WASTE PROGRAM
TRANSPORTER (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: JAMES L BYARS (CONTACT/OWNER)
- CHEVRON STATION NO 93801 (5433 NEROLY RD AND HWY 4 in OAKLEY, CA)
STATE MASTER (California - Hazardous Waste Tracking) - HAZARDOU WASTE PROGRAM
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: CHEVRON PRODUCTS CO (CONTACT/OWNER)
- FREEDOM HIGH (1050 NEROLY ROAD in OAKLEY, CA)
(National Center for Education Statistics) - STATE ID-0730457
Organizations: LIBERTY UNION HIGH (SCHOOL DISTRICT)
- GEHRINGER ELEMENTARY (4951 MAIN ST. in OAKLEY, CA)
(National Center for Education Statistics) - STATE ID-6096234
Organizations: OAKLEY UNION ELEMENTARY (SCHOOL DISTRICT)
- LAUREL ELEMENTARY (1141 LAUREL ROAD in OAKLEY, CA)
(National Center for Education Statistics) - STATE ID-6110803
Organizations: OAKLEY UNION ELEMENTARY (SCHOOL DISTRICT)
- O'HARA PARK MIDDLE (1100 O'HARA AVE. in OAKLEY, CA)
(National Center for Education Statistics) - STATE ID-6108765
Organizations: OAKLEY UNION ELEMENTARY (SCHOOL DISTRICT)
- ALL AMERICAN RECYCLING INC (4421 MACADAMIA LN in OAKLEY, CA)
TRANSPORTER (Resource Conservation and Recovery Act (tracking hazardous waste))
- Foundation Constructors (81 BIG BREAK RD in OAKLEY, CA)
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: FOUNDATION CONSTRUCTORS INC (CONTACT/OWNER)
- GUY REED TRUCKING (1671 GAMAY CIR in OAKLEY, CA)
TRANSPORTER (Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: GUY EUGENE REED (CONTACT/OWNER)
- IRONHOUSE SANITARY DISTRICT (HIGHWAY 4 in OAKLEY, CA)
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
Business SIC classification: SEWERAGE SYSTEMS; AIR AND WATER RESOURCE AND SOLID WASTE MANAGEMENT
Business NAICS classification: SEWAGE TREATMENT FACILITIES.
Fire-safe hotels and motels in zip code 94561
- Motel 6, #1049, 1501 Fitzgerald Dr, Pinole, CA 94561, Phone: (510) 222-8174
- Oakley Comfort Suites, 5549 Bridgehead Rd, Oakley, CA 94561, Phone: (925) 755-1222, Fax: (925) 755-1221
All 2 fire-safe hotels and motels in zip code 94561
Median worth of mobile homes: $39,980
Housing units lacking complete plumbing facilities: 1%
Housing units lacking complete kitchen facilities: 0%
Most commonly used house heating fuel: |
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- Utility gas (71%)
- Electricity (21%)
- Bottled, tank, or LP gas (6%)
- Wood (2%)
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Place of birth for U.S.-born residents:
- This state: 19026
- Northeast: 790
- Midwest: 1670
- South: 1529
- West: 1394
54% of the 94561 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 64% lived in this county.
Out of people who lived in different counties, 80% lived in California.
Population in 1990: 20,920. Population change in the 1990s: +6,679 (+31.9%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 341
| Here: | 7.3% | | California: | 9.9% |
Students in private schools in grades 9 to 12 (high school): 46
| Here: | 2.4% | | California: | 7.8% |
Students in private undergraduate colleges: 194
| Here: | 15.6% | | California: | 15.4% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code:
- MORRIS FAULKENBERRY (1407 FOREST CT in OAKLEY, CA; small business): $30,825 in 5 contracts from 2003 to 2005
Contracts for Other Professional Services, Recreation Site Maintenance Services (non-construction) by Army Signed by year: 2000: $0; 2001: $0; 2002: $0; 2003: $1,440; 2004: $9,305; 2005: $20,080; 2006: $0.
Biggest contracts:
$20,080 with Army for Other Professional Services. Taking place in TX. Signed on 2005-03-03. Completion date: 2004-10-01.
$8,245 with Army for Recreation Site Maintenance Services (non-construction). Taking place in TX. Signed on 2004-01-20. Completion date: 2004-09-30.
$1,440, same as above. Signed on 2003-12-05. Completion date: 2004-09-30.
$1,060, same as above. Signed on 2004-01-15. Completion date: 2004-09-30.
Top industries in this zip code by the number of employees in 2005:
- Construction: Plumbing, Heating, and Air-Conditioning Contractors (100-249 employees: 1 establishment, 20-49 employees: 1 establishment, 10-19 employees: 1 establishment, 5-9 employees: 4 establishments, 1-4 employees: 6 establishments)
- Accommodation and Food Services: Limited-Service Restaurants (20-49: 5, 10-19: 3, 5-9: 1, 1-4: 2)
- Construction: Other Heavy and Civil Engineering Construction (50-99: 1, 1-4: 1)
- Wholesale Trade: Recyclable Material Merchant Wholesalers (50-99: 1)
- Administrative and Support and Waste Management and Remediation Services: Landscaping Services (10-19: 2, 5-9: 2, 1-4: 6)
- Accommodation and Food Services: Full-Service Restaurants (10-19: 3, 5-9: 1, 1-4: 1)
- Professional, Scientific, and Technical Services: Veterinary Services (10-19: 2, 5-9: 2)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
People in group quarters
- 50 people in homes for the mentally retarded
- 17 people in other noninstitutional group quarters
- 16 people in homes for the mentally ill
- 10 people in nursing homes
- 6 people in hospitals/wards and hospices for chronically ill
- 6 people in hospices or homes for chronically ill
- 2 people in religious group quarters
Fatal accident statistics in 2006
- Fatal accident count: 1
- Vehicles involved in fatal accidents: 2
- Fatal accidents caused by drunken drivers: 0
- Fatalities: 1
- Persons involved in fatal accidents: 5
- Pedestrians involved in fatal accidents: 0
Fatal accident statistics in 2005
- Fatal accident count: 1
- Vehicles involved in fatal accidents: 1
- Fatal accidents caused by drunken drivers: 2
- Fatalities: 1
- Persons involved in fatal accidents: 3
- Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 2 full and 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 6 | $358,220 | 1,371 | $320,518 | 1,549 | $318,791 | 246 | $201,177 | 0 | $0 | 169 | $326,300 | 9 | $154,356 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $304,905 | 454 | $362,684 | 479 | $351,545 | 85 | $178,136 | 0 | $0 | 51 | $318,438 | 2 | $97,710 |
| APPLICATIONS DENIED | 0 | $0 | 796 | $377,861 | 1,500 | $379,504 | 333 | $217,803 | 0 | $0 | 155 | $356,385 | 19 | $126,019 |
| APPLICATIONS WITHDRAWN | 2 | $400,005 | 326 | $378,828 | 530 | $372,713 | 64 | $246,018 | 2 | $887,260 | 57 | $337,573 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 67 | $374,909 | 199 | $392,494 | 24 | $154,116 | 0 | $0 | 4 | $370,370 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 full and 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 0 | $0 | 2,661 | $318,209 | 2,803 | $334,499 | 402 | $230,751 | 0 | $0 | 317 | $328,443 | 12 | $172,897 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 747 | $326,645 | 628 | $336,073 | 88 | $217,697 | 0 | $0 | 84 | $303,960 | 6 | $114,868 |
| APPLICATIONS DENIED | 1 | $417,040 | 994 | $330,401 | 1,366 | $370,826 | 367 | $212,095 | 1 | $651,480 | 143 | $364,147 | 9 | $76,186 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 562 | $356,325 | 842 | $342,588 | 78 | $246,628 | 0 | $0 | 66 | $346,768 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 120 | $297,982 | 204 | $360,318 | 20 | $319,943 | 0 | $0 | 23 | $319,920 | 2 | $431,375 |
Aggregated Statistics For Year 2005 (Based on 2 full and 8 partial tracts)
|
| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2,178 | $306,987 | 3,753 | $326,991 | 409 | $229,739 | 416 | $306,223 | 12 | $298,712 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 465 | $303,775 | 573 | $339,044 | 62 | $199,898 | 65 | $284,952 | 7 | $157,680 |
| APPLICATIONS DENIED | 779 | $326,736 | 1,393 | $332,656 | 296 | $171,089 | 121 | $310,637 | 15 | $143,381 |
| APPLICATIONS WITHDRAWN | 446 | $307,855 | 950 | $321,538 | 106 | $239,384 | 99 | $306,724 | 2 | $169,340 |
| FILES CLOSED FOR INCOMPLETENESS | 104 | $304,917 | 275 | $342,215 | 28 | $244,418 | 26 | $324,864 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 full and 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $290,997 | 1,906 | $256,071 | 3,389 | $260,095 | 387 | $190,025 | 2 | $797,065 | 316 | $231,927 | 20 | $129,018 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 314 | $249,483 | 581 | $265,405 | 51 | $127,104 | 0 | $0 | 35 | $258,780 | 21 | $91,550 |
| APPLICATIONS DENIED | 0 | $0 | 526 | $251,515 | 1,149 | $267,104 | 221 | $111,402 | 2 | $323,530 | 105 | $257,103 | 25 | $106,866 |
| APPLICATIONS WITHDRAWN | 2 | $279,415 | 307 | $274,309 | 1,049 | $260,476 | 92 | $194,976 | 0 | $0 | 43 | $253,497 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 79 | $239,789 | 200 | $281,769 | 23 | $122,243 | 0 | $0 | 2 | $345,100 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 2 full and 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 80 | $239,290 | 1,689 | $217,903 | 5,071 | $211,491 | 201 | $56,194 | 309 | $195,499 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 7 | $230,737 | 237 | $245,939 | 837 | $217,760 | 39 | $63,718 | 46 | $204,334 |
| APPLICATIONS DENIED | 10 | $229,907 | 283 | $206,629 | 1,380 | $217,137 | 152 | $59,996 | 68 | $214,637 |
| APPLICATIONS WITHDRAWN | 10 | $240,982 | 265 | $228,665 | 1,113 | $223,114 | 58 | $86,758 | 38 | $228,983 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 53 | $252,012 | 179 | $235,349 | 12 | $51,848 | 11 | $264,899 |
Aggregated Statistics For Year 2002 (Based on 2 full and 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 91 | $233,188 | 826 | $207,286 | 1,409 | $194,021 | 60 | $44,962 | 115 | $181,704 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 10 | $239,354 | 93 | $225,746 | 249 | $199,797 | 51 | $37,130 | 10 | $198,705 |
| APPLICATIONS DENIED | 12 | $191,015 | 166 | $205,900 | 370 | $188,275 | 62 | $34,021 | 23 | $195,791 |
| APPLICATIONS WITHDRAWN | 18 | $226,146 | 152 | $239,709 | 288 | $195,418 | 33 | $51,558 | 14 | $196,110 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 89 | $246,509 | 133 | $217,207 | 0 | $0 | 4 | $249,513 |
Aggregated Statistics For Year 2001 (Based on 2 full and 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 116 | $218,942 | 525 | $188,602 | 1,237 | $173,366 | 68 | $36,024 | 2 | $176,470 | 70 | $168,056 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 10 | $185,492 | 76 | $203,087 | 157 | $153,869 | 20 | $34,608 | 0 | $0 | 8 | $195,453 |
| APPLICATIONS DENIED | 10 | $210,299 | 108 | $169,986 | 368 | $167,671 | 63 | $40,220 | 0 | $0 | 14 | $190,832 |
| APPLICATIONS WITHDRAWN | 14 | $230,674 | 174 | $212,479 | 283 | $163,299 | 24 | $19,935 | 0 | $0 | 9 | $119,111 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 18 | $259,023 | 86 | $167,520 | 4 | $39,578 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 2 full and 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 191 | $183,477 | 479 | $139,077 | 295 | $124,519 | 74 | $28,477 | 2 | $183,335 | 39 | $141,556 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 18 | $158,871 | 51 | $152,213 | 64 | $137,376 | 34 | $29,114 | 0 | $0 | 2 | $137,780 |
| APPLICATIONS DENIED | 16 | $155,356 | 72 | $154,499 | 225 | $120,422 | 46 | $22,663 | 0 | $0 | 9 | $113,422 |
| APPLICATIONS WITHDRAWN | 11 | $155,608 | 74 | $157,479 | 150 | $126,600 | 8 | $32,406 | 0 | $0 | 6 | $137,525 |
| FILES CLOSED FOR INCOMPLETENESS | 4 | $210,785 | 24 | $169,446 | 89 | $156,388 | 2 | $21,785 | 0 | $0 | 4 | $62,745 |
Aggregated Statistics For Year 1999 (Based on 1 full and 4 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 188 | $153,095 | 341 | $129,130 | 557 | $125,606 | 94 | $30,237 | 4 | $71,505 | 48 | $109,497 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 14 | $140,298 | 30 | $122,509 | 127 | $128,485 | 47 | $33,334 | 2 | $196,385 | 15 | $100,739 |
| APPLICATIONS DENIED | 19 | $143,424 | 84 | $133,143 | 335 | $113,858 | 86 | $27,562 | 1 | $72,620 | 15 | $114,246 |
| APPLICATIONS WITHDRAWN | 17 | $144,746 | 96 | $170,410 | 247 | $137,262 | 7 | $30,777 | 0 | $0 | 9 | $123,801 |
| FILES CLOSED FOR INCOMPLETENESS | 5 | $148,890 | 13 | $145,666 | 65 | $126,408 | 3 | $21,097 | 0 | $0 | 6 | $131,108 |
Detailed HMDA statistics for the following Tracts:
3010.00
, 3020.02, 3020.03, 3020.04
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 2 full and 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 107 | $408,644 | 65 | $434,664 | 10 | $271,320 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 31 | $447,668 | 32 | $461,478 | 1 | $464,530 |
| APPLICATIONS DENIED | 6 | $576,697 | 4 | $525,243 | 1 | $498,520 |
| APPLICATIONS WITHDRAWN | 9 | $462,212 | 15 | $521,339 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 full and 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 24 | $436,608 | 28 | $464,675 | 3 | $353,690 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 11 | $473,278 | 9 | $454,306 | 1 | $398,320 |
| APPLICATIONS DENIED | 1 | $765,910 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 6 | $368,163 | 1 | $505,440 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $730,400 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 full and 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 13 | $412,694 | 34 | $390,234 | 1 | $538,180 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $426,010 | 10 | $332,194 | 4 | $371,338 |
| APPLICATIONS DENIED | 0 | $0 | 3 | $329,867 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $411,770 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 full and 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 30 | $343,340 | 43 | $328,203 | 7 | $293,520 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 8 | $307,210 | 24 | $264,004 | 5 | $285,920 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $394,280 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $255,840 | 7 | $293,846 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $339,900 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 2 full and 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 96 | $294,104 | 137 | $262,976 | 8 | $219,796 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 23 | $295,656 | 56 | $246,033 | 1 | $306,800 |
| APPLICATIONS DENIED | 3 | $356,370 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $334,235 | 9 | $280,937 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 2 full and 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 62 | $271,338 | 59 | $225,577 | 6 | $203,923 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 20 | $274,120 | 20 | $204,021 | 0 | $0 |
| APPLICATIONS DENIED | 8 | $292,159 | 2 | $28,430 | 8 | $225,493 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 4 | $223,530 | 2 | $200,000 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 2 full and 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 97 | $228,645 | 83 | $203,899 | 4 | $184,805 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 14 | $202,663 | 20 | $206,571 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 2 | $255,885 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $213,725 | 8 | $241,179 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 2 full and 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 107 | $187,408 | 24 | $189,536 | 6 | $162,747 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 9 | $173,673 | 10 | $149,805 | 2 | $175,545 |
| APPLICATIONS DENIED | 8 | $211,766 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 6 | $193,138 | 0 | $0 | 4 | $150,000 |
Aggregated Statistics For Year 1999 (Based on 1 full and 4 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 77 | $166,549 | 90 | $153,978 | 5 | $131,116 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $147,104 | 23 | $149,329 | 1 | $84,190 |
| APPLICATIONS DENIED | 4 | $192,600 | 3 | $145,220 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $203,530 | 5 | $166,604 | 1 | $94,720 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $127,340 | 1 | $182,070 | 1 | $59,990 |
Detailed PMIC statistics for the following Tracts:
3010.00
, 3020.02, 3020.03, 3020.04
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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