95003 Zip Code Detailed Profile




Cities: Day Valley, CA (45.67%), Aptos, CA (17.40%), Rio del Mar, CA (10.30%), Aptos Hills-Larkin Valley, CA (5.12%), Seacliff, CA (2.10%), Soquel, CA (1.50%), Corralitos, CA (1.28%), Capitola, CA (0.32%)
County: Santa Cruz County, CA
Estimated zip code population in 2013: 24,430
Zip code population in 2010: 23,974
Zip code population in 2000: 24,225

Houses and condos: 11,772
Renter-occupied apartments: 3,023
% of renters here:

30%
State:

46%
Mar. 2013 cost of living index in zip code 95003: 144.9 (very high, U.S. average is 100)

Land area: 35.1 sq. mi.
Water area: 1.4 sq. mi.
Population density: 695 people per square mile 
 
 (low).

Age and Sex of Residents in zip code 95003
Zip code 95003 (Day Valley, California) real estate house value trends

Recent home sales, real estate maps, and home value estimator for zip code 95003

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Real estate property taxes paid for housing units in 2013:
This zip code:

0.7% ($4,556)
California:

0.8% ($3,015)
Median real estate property taxes paid for housing units with mortgages in 2013: $5,156 (0.8%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $2,965 (0.4%)

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Males: 11,639  (47.6%)
Females: 12,791  (52.4%)

For population 25 years and over in 95003:

For population 15 years and over in 95003:

Zip code 95003 compared to state average:

  • Median house value above state average.
  • Black race population percentage significantly below state average.
  • Hispanic race population percentage below state average.
  • Median age significantly above state average.
  • Foreign-born population percentage significantly below state average.
  • Renting percentage below state average.
  • Percentage of population with a bachelor's degree or higher above state average.
  • Races in zip code 95003

  • Zip code 95003 races chart
    • 19,386White population
    • 165Black population
    • 83American Indian population
    • 805Asian population
    • 19Native Hawaiian and Other Pacific Islander population
    • 46Some other race population
    • 651Two or more races population
    • 2,819Hispanic or Latino population

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Urban population: 20,359
Rural population: 4,070

Estimated median house/condo value in 2013: $656,700
95003:

$656,700
California:

$373,100
Median resident age:
This zip code:

44.9 years
California median age:

35.7 years
Average household size:
This zip code:

2.4 people
California:

3.0 people

Averages for the 2012 tax year for zip code 95003, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $105,115 (Individual Income Tax Returns)
Here:

$105,115
State:

$72,726

Salary/wage: $86,762 (reported on 74.1% of returns)
Here:

$86,762
State:

$59,079
(% of AGI for various income ranges: 63.4% for AGIs below $25k, 63.6% for AGIs $25k-50k, 60.8% for AGIs $50k-75k, 63.1% for AGIs $75k-100k, 67.0% for AGIs $100k-200k, 57.1% for AGIs over 200k)

Taxable interest for individuals: $2,852 (reported on 49.9% of returns)
This zip code:

$2,852
California:

$2,146
(% of AGI for various income ranges: 2.8% for AGIs below $25k, 1.8% for AGIs $25k-50k, 1.7% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 0.9% for AGIs $100k-200k, 1.5% for AGIs over 200k)

Ordinary dividends: $10,285 (reported on 35.0% of returns)
Here:

$10,285
State:

$9,308
(% of AGI for various income ranges: 4.6% for AGIs below $25k, 3.6% for AGIs $25k-50k, 3.3% for AGIs $50k-75k, 2.7% for AGIs $75k-100k, 2.5% for AGIs $100k-200k, 4.0% for AGIs over 200k)

Net capital gain/loss in AGI: +$23,476 (reported on 32.9% of returns)
Here:

+$23,476
State:

+$30,460
(% of AGI for various income ranges: 0.6% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 1.2% for AGIs $75k-100k, 2.1% for AGIs $100k-200k, 13.9% for AGIs over 200k)

Profit/loss from business: +$26,528 (reported on 23.8% of returns)
Here:

+$26,528
State:

+$17,064
(% of AGI for various income ranges: 14.7% for AGIs below $25k, 10.0% for AGIs $25k-50k, 7.2% for AGIs $50k-75k, 5.8% for AGIs $75k-100k, 6.4% for AGIs $100k-200k, 4.5% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $19,846 (reported on 14.8% of returns)
95003:

$19,846
California:

$19,557
(% of AGI for various income ranges: 4.8% for AGIs below $25k, 4.0% for AGIs $25k-50k, 3.9% for AGIs $50k-75k, 4.3% for AGIs $75k-100k, 3.3% for AGIs $100k-200k, 1.7% for AGIs over 200k)

Self-employment retirement plans: $20,623 (reported on 2.3% of returns)
95003:

$20,623
California:

$24,530
(% of AGI for various income ranges: 0.6% for AGIs $25k-50k, 0.3% for AGIs $75k-100k, 0.5% for AGIs $100k-200k, 0.5% for AGIs over 200k)

Total itemized deductions: $38,193 (23% of AGI, reported on 52.3% of returns)
Here:

$38,193
State:

$34,004

Here:

22.6% of AGI
State:

22.7% of AGI
(% of AGI for various income ranges: 29.6% for AGIs below $25k, 18.4% for AGIs $25k-50k, 19.9% for AGIs $50k-75k, 20.8% for AGIs $75k-100k, 21.2% for AGIs $100k-200k, 16.6% for AGIs over 200k)

Charity contributions: $4,091 (reported on 44.1% of returns)
Here:

$4,091
State:

$4,659
(% of AGI for various income ranges: 1.3% for AGIs below $25k, 1.2% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 1.4% for AGIs $75k-100k, 1.6% for AGIs $100k-200k, 1.9% for AGIs over 200k)

Taxes paid: $17,340 (reported on 52.1% of returns)
95003:

$17,340
State:

$14,448
(% of AGI for various income ranges: 7.5% for AGIs below $25k, 4.4% for AGIs $25k-50k, 5.9% for AGIs $50k-75k, 7.1% for AGIs $75k-100k, 8.3% for AGIs $100k-200k, 10.1% for AGIs over 200k)

Earned income credit: $1,517 (reported on 8.9% of returns)
Here:

$1,517
State:

$2,286
(% of AGI for various income ranges: 3.0% for AGIs below $25k, 0.5% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 59.2%
Here:

59%
State:

64%
(% for various income ranges: 48.1% for AGIs below $25k, 51.5% for AGIs $25k-50k, 63.1% for AGIs $50k-75k, 65.3% for AGIs $75k-100k, 66.2% for AGIs $100k-200k, 80.2% for AGIs over 200k)

Averages for the 2004 tax year for zip code 95003, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $79,846 (Individual Income Tax Returns)
Here:

$79,846
State:

$58,600

Salary/wage: $66,187 (reported on 73.6% of returns)
Here:

$66,187
State:

$49,455
(% of AGI for various income ranges: 62.8% for AGIs $10k-25k, 67.5% for AGIs $25k-50k, 67.1% for AGIs $50k-75k, 67.9% for AGIs $75k-100k, 56.3% for AGIs over 100k)

Taxable interest for individuals: $2,868 (reported on 61.8% of returns)
This zip code:

$2,868
California:

$2,365
(% of AGI for various income ranges: 4.9% for AGIs $10k-25k, 3.0% for AGIs $25k-50k, 2.5% for AGIs $50k-75k, 2.4% for AGIs $75k-100k, 1.7% for AGIs over 100k)

Taxable dividends: $5,161 (reported on 41.2% of returns)
Here:

$5,161
State:

$4,746
(% of AGI for various income ranges: 3.7% for AGIs $10k-25k, 3.0% for AGIs $25k-50k, 2.5% for AGIs $50k-75k, 2.5% for AGIs $75k-100k, 2.5% for AGIs over 100k)

Net capital gain/loss: +$24,764 (reported on 37.1% of returns)
Here:

+$24,764
State:

+$23,418
(% of AGI for various income ranges: 0.8% for AGIs $10k-25k, 0.7% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 2.8% for AGIs $75k-100k, 17.1% for AGIs over 100k)

Profit/loss from business: +$25,223 (reported on 25.1% of returns)
Here:

+$25,223
State:

+$16,826
(% of AGI for various income ranges: 11.5% for AGIs $10k-25k, 9.4% for AGIs $25k-50k, 8.5% for AGIs $50k-75k, 8.5% for AGIs $75k-100k, 7.2% for AGIs over 100k)

Profit/loss from farming: +$660 (reported on 0.4% of returns)
Here +$660
State -$7,562

IRA payment deduction: $3,468 (reported on 4.4% of returns)
95003:

$3,468
California:

$3,192
(% of AGI for various income ranges: 0.4% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.1% for AGIs over 100k)

Self-employed pension: $16,785 (reported on 4.1% of returns)
Here:

$16,785
California:

$17,688
(% of AGI for various income ranges: 0.5% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 1.0% for AGIs over 100k)

Total itemized deductions: $31,390 (25% of AGI, reported on 54.8% of returns)
Here:

$31,390
State:

$28,113

Here:

25.2% of AGI
State:

25.3% of AGI
(% of AGI for various income ranges: 27.4% for AGIs $10k-25k, 22.4% for AGIs $25k-50k, 27.7% for AGIs $50k-75k, 25.2% for AGIs $75k-100k, 18.7% for AGIs over 100k)

Charity contributions deductions: $3,307 (3% of AGI, reported on 49.0% of returns)
Here:

$3,307
State:

$3,923

Here:

2.5% of AGI
State:

3.3% of AGI
(% of AGI for various income ranges: 1.7% for AGIs $10k-25k, 1.8% for AGIs $25k-50k, 2.1% for AGIs $50k-75k, 2.0% for AGIs $75k-100k, 2.1% for AGIs over 100k)

Total tax: $14,704 (reported on 83.6% of returns)
95003:

$14,704
State:

$10,761
(% of AGI for various income ranges: 5.6% for AGIs $10k-25k, 8.4% for AGIs $25k-50k, 9.8% for AGIs $50k-75k, 11.0% for AGIs $75k-100k, 18.7% for AGIs over 100k)

Earned income credit: $1,087 (reported on 6.3% of returns)
Here:

$1,087
State:

$1,763

Percentage of individuals using paid preparers for their 2004 taxes: 63.4%
Here:

63%
State:

66%
(% for various income ranges: 55.7% for AGIs below $10k, 52.4% for AGIs $10k-25k, 59.3% for AGIs $25k-50k, 65.1% for AGIs $50k-75k, 69.7% for AGIs $75k-100k, 76.6% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$83,507
California:

$60,190
Day Valley, CA (95003) map Nearest zip codes: 95073, 95010, 95065, 95062, 95019, 95076.
Percentage of family households:
This zip code:

47.7%
California:

51.8%
Percentage of households with unmarried partners:
This zip code:

8.0%
California:

7.0%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Household received Food Stamps/SNAP in the past 12 months: 288
Household did not receive Food Stamps/SNAP in the past 12 months: 9,740


Women who had a birth in the past 12 months: 301 (242 now married, 59 unmarried)
Women who did not have a birth in the past 12 months: 4,864 (2,071 now married, 2,793 unmarried)


Housing units in zip code 95003 with a mortgage: 5,061 (180 second mortgage, 1,262 home equity loan, 65 both second mortgage and home equity loan)
Houses without a mortgage: 1,944

Median monthly owner costs for units with a mortgage: $2,850
Median monthly owner costs for units without a mortgage: S622

Residents with income below the poverty level in 2013:
This zip code:

10.8%
Whole state:

16.8%
Residents with income below 50% of the poverty level in 2013:
This zip code:

5.2%
Whole state:

9.5%
Median number of rooms in houses and condos:
Here:

6.1
State:

6.0
Median number of rooms in apartments:
Here:

4.4
State:

4.0
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 95003: New Brighton State Beach Park Headquarters (A), Camp San Jose (B), Aptos Sea Scape Golf Course (C), Aptos Rancho (D), Aptos Landing (E), Top of the Incline (F), Porter Family Picnic Area (G), Mary Easton Picnic Area (H), Georges Picnic Area (I), Bottom of the Incline (J), Robert E Swenson Library (K), Aptos Station (L), Aptos Branch Santa Cruz City-County Library (M), American Medical Response Santa Cruz Division (N), Aptos / La Selva Fire Protection District Station 2 (O), Aptos / La Selva Fire Protection District Station 1 (P). Display/hide their locations on the map

    Shopping Centers: Seascape Village Shopping Center (1), Rancho Del Mar Shopping Center (2). Display/hide their locations on the map

    Church in zip code 95003: Our Lady of Mount Carmel Catholic Church (A). Display/hide its location on the map

    Cemeteries: Calvary Cemetery (1), Day Valley Cemetery (2). Display/hide their locations on the map

    Lakes and swamps: Whites Lagoon (A), Valencia Lagoon (B). Display/hide their locations on the map

    Creeks: Borregas Creek (A), Bridge Creek (B), Trout Creek (C), Valencia Creek (D), Aptos Creek (E). Display/hide their locations on the map

    Parks in zip code 95003 include: Bridge Creek Historic Site (1), Hoffman Historic Site (2), Aptos Village Park (3), New Brighton State Beach (4), The Forest of Nisene Marks State Park (5), Seacliff State Beach (6). Display/hide their locations on the map

    Beaches: Potbelly Beach (A), Rio Del Mar Beach (B). Display/hide their locations on the map

Year house built

  • 152010 or later
  • 7752000 to 2009
  • 8651990 to 1999
  • 2,3711980 to 1989
  • 3,2741970 to 1979
  • 2,3561960 to 1969
  • 1,0291950 to 1959
  • 5151940 to 1949
  • 5721939 or earlier

Zip code 95003 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Day Valley, CA (95003)

  • 30no bedroom
  • 2001 bedroom
  • 1,4922 bedrooms
  • 3,5363 bedrooms
  • 1,5194 bedrooms
  • 2285+ bedrooms

Bedrooms in renter-occupied apartments in Day Valley, CA (95003)

  • 115no bedroom
  • 5361 bedroom
  • 1,2742 bedrooms
  • 1,0013 bedrooms
  • 974 bedrooms
  • 05+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Day Valley, CA (95003) in owner-occupied houses/condos

  • 142no vehicle
  • 1,7741 vehicle
  • 3,1242 vehicles
  • 1,5643 vehicles
  • 3034 vehicles
  • 985+ vehicles

Cars and other vehicles available in Day Valley, CA (95003) in renter-occupied apartments

  • 102no vehicle
  • 1,0681 vehicle
  • 1,2322 vehicles
  • 5143 vehicles
  • 654 vehicles
  • 425+ vehicles

Median gross rent in 2013: $1,664.


Median price asked for vacant for-sale houses and condos in 2013: $874,983.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $656,700
95003:

$656,700
California:

$373,100
Lower value quartile - upper value quartile: $488,900 - $877,700

Mean price in 2013:

Detached houses: $801,945
Here:

$801,945
State:

$516,149

Townhouses or other attached units: $491,482
Here:

$491,482
State:

$433,209

In 2-unit structures: $600,680
Here:

$600,680
State:

$591,113

In 3-to-4-unit structures: $431,494
Here:

$431,494
State:

$414,303

In 5-or-more-unit structures: $450,706
Here:

$450,706
State:

$419,085

Mobile homes: $164,224
Here:

$164,224
State:

$79,966

Owners and renters by unit type in %

Housing units in structures:


Unemployment: 8.9%

Percentage of zip code residents living and working in this county: 77.3%

Household type by relationship:

Households: 24,380

Size of family households: 3,509 2-persons, 1,345 3-persons, 1,040 4-persons, 478 5-persons, 97 6-persons, 21 7-or-more-persons

Size of nonfamily households: 2,394 1-person, 871 2-persons, 212 3-persons, 61 4-persons

3,356 married couples with children.
1,210 single-parent households (231 men, 979 women).

86.3% of residents of 95003 zip code speak English at home.
9.2% of residents speak Spanish at home (79% very well, 4% well, 12% not well, 5% not at all).
2.6% of residents speak other Indo-European language at home (94% very well, 6% well).
1.3% of residents speak Asian or Pacific Island language at home (71% very well, 14% well, 15% not well).
0.5% of residents speak other language at home (90% very well, 10% not well).

Foreign born population: 2,213 (9.1%)
(53.3% of them are naturalized citizens)
This zip code:

9.1%
Whole state:

26.9%

Most common places of birth for the foreign-born residents

  • 19%Mexico
  • 12%Germany
  • 7%Canada
  • 6%Philippines
  • 5%El Salvador
  • 4%England
  • 4%Japan

Most common first ancestries reported in 95003 (%)

  • 24%Other groups
  • 10%German
  • 10%Irish
  • 9%English
  • 8%Italian
  • 4%European
  • 4%American

Year of entry for the foreign-born population

  • 172010 or later
  • 6342000 to 2009
  • 5111990 to 1999
  • 1,309Before 1990

Zip code 95003 topographic map

Facilities with environmental interests located in this zip code:

Fire-safe hotels and motels in zip code 95003:

All 3 fire-safe hotels and motels in zip code 95003

Zip code 95003 marital status for males
Zip code 95003 marital status for females

Housing units lacking complete plumbing facilities: 0.8%
Housing units lacking complete kitchen facilities: 2.2%

Most commonly used house heating fuel

  • 69%Utility gas
  • 16%Electricity
  • 9%Bottled, tank, or LP gas
  • 5%Wood
  • 1%Other fuel

Population in 1990: 23,964. Population change in the 1990s: +261 (+1.1%).

Place of birth for U.S.-born residents:


54% of the 95003 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 57% lived in this county.
   Out of people who lived in different counties, 50% lived in California.

90% of the 95003 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 58% moved from this county.
   Out of people who lived in different houses, 32% moved from different county within same state.
   Out of people who lived in different houses, 9% moved from different state.
   Out of people who lived in different houses, 1% moved from abroad.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 263
Here:

11.2%
California:

8.6%
Students in private schools in grades 9 to 12 (high school): 163
Here:

15.5%
California:

7.7%
Students in private undergraduate colleges: 81
Here:

4.3%
California:

16.0%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 98,864Architecture and engineering occupations
  • 95,913Law enforcement workers including supervisors
  • 93,854Health diagnosing and treating practitioners and other technical occupations
  • 86,094Legal occupations
  • 82,027Management occupations
  • 67,300Fire fighting and prevention, and other protective service workers including supervisors

Companies with federal contracts located in this zip code (APTOS, CA):

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 79 people in residential treatment centers for adults
  • 13 people in other noninstitutional facilities
  • 6 people in group homes intended for adults
  • 5 people in group homes for juveniles (non-correctional)

People in group quarters in 2000:

  • 73 people in nursing homes
  • 26 people in homes or halfway houses for drug/alcohol abuse
  • 22 people in religious group quarters
  • 7 people in other noninstitutional group quarters
  • 5 people in homes for the mentally ill

Fatal accident statistics in 2010:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 1
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 1
  • Persons involved in fatal accidents: 1
  • Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 8 full and 6 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED76$457,421388$452,3622,374$366,33366$313,5430$0392$437,10220$153,977
APPLICATIONS APPROVED, NOT ACCEPTED5$506,59837$432,596191$378,6106$137,2300$040$365,0405$115,506
APPLICATIONS DENIED12$361,35277$488,292493$437,39936$247,1961$1,031,700119$391,74623$111,925
APPLICATIONS WITHDRAWN14$424,03542$425,048322$418,7409$371,6490$066$384,3291$29,150
FILES CLOSED FOR INCOMPLETENESS2$390,08022$548,757105$433,79720$139,9020$021$563,4800$0
Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 6 full and 6 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED9$458,8705$474,0060$0
APPLICATIONS APPROVED, NOT ACCEPTED5$392,5722$625,8102$325,910
APPLICATIONS DENIED5$347,7022$404,8802$404,880
APPLICATIONS WITHDRAWN2$404,8802$311,6002$404,880
FILES CLOSED FOR INCOMPLETENESS0$00$00$0

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 95003 among deceased individuals
NameCountLived (average)
John12376.4 years
Robert11474.4 years
Mary10280.5 years
William9475.3 years
George7077.8 years
Margaret6184.2 years
Charles6176.9 years
James6075.5 years
Helen5379.1 years
Dorothy4980.9 years
Most common last names in zip code 95003 among deceased individuals
Last nameCountLived (average)
Smith5376.3 years
Johnson3276.1 years
Brown2180.4 years
Anderson2179.2 years
Miller2076.7 years
Thomas1878.4 years
Jones1879.7 years
Evans1676.8 years
Moore1577.7 years
Williams1577.5 years
Businesses in zip code 95003
NameCountNameCount
Ace Hardware1MasterBrand Cabinets2
Baskin-Robbins1New Balance2
Best Western1Quiznos1
CVS1Rite Aid1
Curves1Safeway1
Decora Cabinetry2Starbucks1
FedEx4U-Haul1
GNC1UPS3
KFC1Vons1

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