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95005 Zip Code Detailed Profile

 


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Profiles Ben Lomond, CA (95005) houses, apartments, residents, cars, jobs...

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City: Ben Lomond, CA (47.59%)
County: Santa Cruz County, CA

Zip code population in 2010: 2,705
Zip code population (2000): 6,394



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Age and Sex of Residents in zip code 95005

Zip code 95005 (Ben Lomond, California) real estate house value trends

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Houses and condos: 1,940
Renter-occupied apartments: 443
% of renters here:

26%
State:

44%

Mar. 2012 cost of living index in zip code 95005: 140.7 (very high, U.S. average is 100)

Land area: 11.9 sq. mi.
Water area: 0.3 sq. mi.
Population density: 227 people per square mile 
 
  (very low).

Real estate property taxes paid for housing units in 2010:
This zip code:

0.6% ($3,642)
California:

0.7% ($2,899)

Median real estate property taxes paid for housing units with mortgages in 2010: $3,865 (0.7%)
Median real estate property taxes paid for housing units with no mortgage in 2010: $2,163 (0.4%)

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Males: 2,285  (51.3%)
Females: 2,171  (48.7%)

Zip code 95005 races chart

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95005, CA forum
Recent posts about zip code 95005 area on our local forum with over 1,500,000 registered users:
Help - Where to live in California - Scottish Family  (47 replies)
Are there RURAL HOUSES for RENT - anywhere near San Jose area?  (29 replies)
Needing to find place to live in California that has all that I want. Is it possible  (35 replies)
Santa Rosa vs Santa Cruz  (28 replies)
Ben Lomond / Boulder Creek Rentals/Community  (24 replies)
Insight on what people like about living in Santa Cruz  (21 replies)
Urban population: 2,421
Rural population: 283

Estimated median house/condo value in 2010: $575,508
95005:

$575,508
California:

$405,800



According to our research of California and other state lists there were 5 registered sex offenders living in 95005 zip code as of May 18, 2013.
The ratio of number of residents in zip code 95005 to the number of sex offenders is 891 to 1.
The number of registered sex offenders compared to the number of residents in this zip code is near the state average.


Median resident age:
This zip code:

45.2 years
California median age:

35.0 years

Average household size:
This zip code:

2.4 people
California:

2.9 people

Averages for the 2004 tax year for zip code 95005, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $61,358 (Individual Income Tax Returns)
Here:

$61,358
State:

$58,600

Salary/wage: $57,345 (reported on 82.4% of returns)
Here:

$57,345
State:

$49,455
(% of AGI for various income ranges: 103.7% for AGIs below $10k, 73.2% for AGIs $10k-25k, 75.5% for AGIs $25k-50k, 75.1% for AGIs $50k-75k, 81.3% for AGIs $75k-100k, 76.4% for AGIs over 100k)

Taxable interest for individuals: $1,498 (reported on 54.7% of returns)
This zip code:

$1,498
California:

$2,365
(% of AGI for various income ranges: 5.0% for AGIs below $10k, 2.7% for AGIs $10k-25k, 1.7% for AGIs $25k-50k, 1.7% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 1.1% for AGIs over 100k)

Taxable dividends: $2,297 (reported on 31.1% of returns)
Here:

$2,297
State:

$4,746
(% of AGI for various income ranges: 5.2% for AGIs below $10k, 2.7% for AGIs $10k-25k, 1.4% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 1.2% for AGIs $75k-100k, 0.8% for AGIs over 100k)

Net capital gain/loss: +$8,288 (reported on 27.1% of returns)
Here:

+$8,288
State:

+$23,418
(% of AGI for various income ranges: -3.2% for AGIs below $10k, -0.3% for AGIs $10k-25k, -0.5% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 1.1% for AGIs $75k-100k, 6.7% for AGIs over 100k)

Profit/loss from business: +$17,766 (reported on 24.0% of returns)
Here:

+$17,766
State:

+$16,826
(% of AGI for various income ranges: 7.8% for AGIs below $10k, 13.9% for AGIs $10k-25k, 8.3% for AGIs $25k-50k, 9.3% for AGIs $50k-75k, 6.7% for AGIs $75k-100k, 5.4% for AGIs over 100k)

IRA payment deduction: $3,117 (reported on 3.8% of returns)
95005:

$3,117
California:

$3,192
(% of AGI for various income ranges: 0.4% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 0.1% for AGIs over 100k)

Self-employed pension: $11,115 (reported on 2.1% of returns)
Here:

$11,115
California:

$17,688
(% of AGI for various income ranges: 0.5% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 0.5% for AGIs over 100k)

Total itemized deductions: $25,954 (27% of AGI, reported on 52.0% of returns)
Here:

$25,954
State:

$28,113

Here:

27.4% of AGI
State:

25.3% of AGI
(% of AGI for various income ranges: 49.7% for AGIs below $10k, 20.3% for AGIs $10k-25k, 20.5% for AGIs $25k-50k, 24.7% for AGIs $50k-75k, 24.1% for AGIs $75k-100k, 20.6% for AGIs over 100k)

Charity contributions deductions: $2,418 (2% of AGI, reported on 45.3% of returns)
Here:

$2,418
State:

$3,923

Here:

2.4% of AGI
State:

3.3% of AGI
(% of AGI for various income ranges: 1.3% for AGIs below $10k, 1.2% for AGIs $10k-25k, 1.5% for AGIs $25k-50k, 1.7% for AGIs $50k-75k, 2.3% for AGIs $75k-100k, 1.8% for AGIs over 100k)

Total tax: $9,050 (reported on 84.1% of returns)
95005:

$9,050
State:

$10,761
(% of AGI for various income ranges: 5.6% for AGIs below $10k, 6.1% for AGIs $10k-25k, 8.4% for AGIs $25k-50k, 9.4% for AGIs $50k-75k, 10.3% for AGIs $75k-100k, 15.6% for AGIs over 100k)

Earned income credit: $1,249 (reported on 8.2% of returns)
Here:

$1,249
State:

$1,763

Percentage of individuals using paid preparers for their 2004 taxes: 56.8%
Here:

57%
State:

66%
(% for various income ranges: 44.0% for AGIs below $10k, 47.2% for AGIs $10k-25k, 56.0% for AGIs $25k-50k, 63.7% for AGIs $50k-75k, 63.0% for AGIs $75k-100k, 68.6% for AGIs over 100k)


Estimated median household income in 2010:
This zip code:

$91,144
California:

$60,016

Ben Lomond, CA (95005) map

Nearest zip codes: 95007, 95018, 95041, 95060, 95066, 95006.
Ben Lomond Zip Code Map

Percentage of family households:
This zip code:

54.4%
California:

53.8%


Housing units in zip code 95005 with a mortgage: 997 (141 second mortgage, 307 home equity loan, 64 both second mortgage and home equity loan)
Houses without a mortgage: 253

Median monthly owner costs for units with a mortgage: $2,754

Median monthly owner costs for units without a mortgage: $612

Residents with income below the poverty level in 2010:
This zip code:

11.8%
Whole state:

14.5%

Residents with income below 50% of the poverty level in 2010:
This zip code:

4.0%
Whole state:

8.4%

Median number of rooms in houses and condos:
Here:

5.5
State:

6.1

Median number of rooms in apartments:
Here:

4.3
State:

4.0


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Notable locations in this zip code not listed on our city pages:

Notable location: Ben Lomond Fire Protection District (A). Display/hide its location on the map

Reservoir: Loch Lomond (A). Display/hide its location on the map

Creeks: Fritch Creek (A), Love Creek (B), Marshall Creek (C), Newell Creek (D), Smith Creek (E), Deans Creek (F), Alba Creek (G). Display/hide their locations on the map

Parks in zip code 95005 include: Highlands County Park (1), Ben Lomond County Park (2). Display/hide their locations on the map

 

Year house built

  • 2005 or later: 92
  • 2000 to 2004: 39
  • 1990 to 1999: 30
  • 1980 to 1989: 193
  • 1970 to 1979: 376
  • 1960 to 1969: 323
  • 1950 to 1959: 378
  • 1940 to 1949: 263
  • 1939 or earlier: 363


Zip code 95005 satellite photo by USGS



Estimated household income distribution in 2009:

Zip code 95005 household income distribution in 2009

Zip code 95005 house/condo values in 2010

Estimate of home value of owner-occupied houses/condos in 2010 in zip code 95005:

  • Less than $10,000: 20
  • $25,000 to $29,999: 11
  • $40,000 to $49,999: 336
  • $50,000 to $59,999: 44
  • $60,000 to $69,999: 3
  • $70,000 to $79,999: 25
  • $80,000 to $89,999: 7
  • $90,000 to $99,999: 2
  • $100,000 to $124,999: 16
  • $125,000 to $149,999: 7
  • $150,000 to $174,999: 4
  • $175,000 to $199,999: 173
  • $200,000 to $249,999: 81
  • $250,000 to $299,999: 88
  • $300,000 to $399,999: 182
  • $400,000 to $499,999: 225
  • $500,000 to $749,999: 551
  • $750,000 to $999,999: 140
  • $1,000,000 or more: 73

 



95005 rent paid by renters

Rent paid by renters in 2010 in zip code 95005:

  • $100 to $149: 66
  • $250 to $299: 21
  • $300 to $349: 12
  • $350 to $399: 134
  • $400 to $449: 17
  • $500 to $549: 377
  • $550 to $599: 200
  • $600 to $649: 91
  • $650 to $699: 85
  • $700 to $749: 47
  • $750 to $799: 23
  • $800 to $899: 56
  • $900 to $999: 42
  • $1,000 to $1,249: 110
  • $1,250 to $1,499: 54
  • $1,500 to $1,999: 137
  • $2,000 or more: 150
  • No cash rent: 8
 


Median price asked for vacant for-sale houses and condos in 2010: $621,837.

Estimated median house (or condo) value in 2010 for:

  • White Non-Hispanic householders: $577,027
  • American Indian or Alaska Native householders: $443,282
  • Asian householders: $527,717
  • Some other race householders: $759,913
  • Two or more races householders: $575,001
  • Hispanic or Latino householders: $559,634

Estimated median house or condo value in 2010: $575,508
95005:

$575,508
California:

$405,800
Lower value quartile - upper value quartile: $458,933 - $725,941

Mean price in 2010:

Detached houses: $556,569
Here:

$556,569
State:

$541,062

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:

  • One, detached: 1,730
  • One, attached: 34
  • Two: 135
  • 3 or 4: 31
  • 5 to 9: 27
  • 20 to 49: 70
  • 50 or more: 68
  • Mobile homes: 46
  • Boats, RVs, vans, etc.: 14
95005 zip code mode of transportation to work chart

Means of transportation to work

  • Drove a car alone: 1,720 (80%)
  • Carpooled: 106 (5%)
  • Bus or trolley bus: 41 (2%)
  • Streetcar or trolley car: 7 (0%)
  • Motorcycle: 212 (10%)
  • Bicycle: 9 (0%)
  • Walked: 195 (9%)
  • Other means: 170 (8%)
  • Worked at home: 155 (7%)
 

95005 zip code travel time to work (commute)

Travel time to work (commute)

  • Less than 5 minutes: 140
  • 5 to 9 minutes: 70
  • 10 to 14 minutes: 189
  • 15 to 19 minutes: 146
  • 20 to 24 minutes: 387
  • 25 to 29 minutes: 148
  • 30 to 34 minutes: 319
  • 35 to 39 minutes: 33
  • 40 to 44 minutes: 64
  • 45 to 59 minutes: 220
  • 60 to 89 minutes: 265
  • 90 or more minutes: 102
 

Percentage of zip code residents living and working in this county: 74.7%

Household type by relationship:

Households: 6,221
  • In family households: 5,164 (1,124 male householders, 472 female householders)
    1,275 spouses, 1,882 children (1,713 natural, 102 adopted, 67 stepchildren), 59 grandchildren, 35 brothers or sisters, 24 parents, 77 other relatives, 216 non-relatives
  • In nonfamily households: 1,057 (384 male householders (249 living alone)), 358 female householders (252 living alone)), 315 nonrelatives
  • In group quarters: 61 (0 institutionalized population)

Size of family households: 488 2-persons, 340 3-persons, 243 4-persons, 28 5-persons, 172 6-persons, 160 7-or-more-persons

Size of nonfamily households: 396 1-person, 135 2-persons, 19 3-persons, 23 4-persons

578 married couples with children.
376 single-parent households (163 men, 213 women).

89.1% of residents of 95005 zip code speak English at home.
13.5% of residents speak Spanish at home (51% very well, 5% well, 8% not well, 36% not at all).
26.7% of residents speak other Indo-European language at home (93% very well, 6% well, 2% not well).
18.7% of residents speak Asian or Pacific Island language at home (92% very well, 6% well, 2% not well).

Foreign born population: 265 (6.0%)
(51.5% of them are naturalized citizens)
This zip code:

6.0%
Whole state:

27.2%

Most common places of birth for the foreign-born residents:

  • United Kingdom (19%)
  • Canada (18%)
  • Vietnam (11%)
  • Mexico (7%)
  • Guatemala (6%)
  • Argentina (6%)
  • Peru (5%)

Year of entry for the foreign-born population

  • 2000 or later: 30
  • 1990 to 1999: 100
  • 1980 to 1989: 65
  • Before 1980: 112

Races in zip code 95005:

White population: 3,729
Black population: 413
American Indian population: 10
Asian population: 156
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 11
Two or more races population: 136
Hispanic or Latino population: 433

Zip code 95005 topographic map

Facilities with environmental interests located in this zip code:

  • LISTEN SCHOOL (P O BOX 212 in BEN LOMOND, CA)
    COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)


Zip code 95005 marital status for males
Zip code 95005 marital status for females


Housing units lacking complete plumbing facilities: 1.3%

Housing units lacking complete kitchen facilities: 3.7%

Most commonly used house heating fuel:

  • Utility gas (42%)
  • Bottled, tank, or LP gas (18%)
  • Wood (17%)
  • Electricity (10%)
  • No fuel used (5%)
  • Other fuel (4%)
  • Fuel oil, kerosene, etc. (2%)
  • Solar energy (2%)

Population in 1990: 7,702. Population change in the 1990s: -1,308 (-17.0%).

Place of birth for U.S.-born residents:

  • This state: 4,014
  • Northeast: 472
  • Midwest: 603
  • South: 278
  • West: 489

58% of the 95005 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 60% lived in this county.
   Out of people who lived in different counties, 50% lived in California.

Year Householders Moved Into Unit:

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 265
Here:

43.1%
California:

8.9%

Students in private schools in grades 9 to 12 (high school): 154
Here:

45.6%
California:

7.9%

Students in private undergraduate colleges: 173
Here:

36.2%
California:

15.6%

Educational Attainment (%)

School Enrollment by Level of School (%)


Class of Workers (%)


Companies with federal contracts located in this zip code (BEN LOMOND, CA):

  • REEL RESEARCH & DEVELOPMENT IN (9533 SUNNYSIDE AVE) : $662,129 in 10 contracts from 1999 to 2006
    Contracts for Medical and Surgical Instruments, Equipment, and Supplies by Defense Logistics Agency
    Signed by year: 2000: $0; 2001: $0; 2002: $0; 2003: $0; 2004: $0; 2005: $42,785; 2006: $16,958.

    Biggest contracts:
    $334,904 with Defense Logistics Agency for Medical and Surgical Instruments, Equipment, and Supplies. Signed on 1999-12-03. Completion date: 2000-01-16.
    $143,211, same as above. Signed on 1999-10-21. Completion date: 2000-03-28.
    $124,271, same as above. Signed on 1999-10-28. Completion date: 1999-12-11.
    $17,665, same as above. Signed on 2005-08-25. Completion date: 2005-08-27.
  • GALACTIC TECHNOLOGY INC (9407 MILL ST; small business)
    $25,430 with Navy for Education Services. Signed on 2002-01-25. Completion date: 2002-03-25.
  • KATHLEEN KIEHL MOBERG (165 BLACKBROOK WAY; small business) : $12,250 in 3 contracts from 2003 to 2004
    $14,900 with Navy for Training/Curriculum Development. Signed on 2003-10-23. Completion date: 2004-09-30.
    $7,450 with Navy for Lectures For Training. Signed on 2003-04-16. Completion date: 2003-09-30.
    $-10,100 with Navy for Training/Curriculum Development. Signed on 2004-08-24. Completion date: 2004-09-30.
  • PHILLEY, PEYTON D (340 LARITA DR; small business)
    $8,000 with Navy for Educational Services. Signed on 2005-06-20. Completion date: 2005-09-30.

Top industries in this zip code by the number of employees in 2005:

  • Accommodation and Food Services: Full-Service Restaurants (20-49 employees: 1 establishment, 5-9 employees: 1 establishment, 1-4 employees: 1 establishment)
  • Other Services (except Public Administration): Religious Organizations (10-19: 1, 5-9: 2, 1-4: 3)
  • Health Care and Social Assistance: Child Day Care Services (10-19: 1, 5-9: 1, 1-4: 1)
  • Accommodation and Food Services: Hotels (except Casino Hotels) and Motels (10-19: 1, 1-4: 2)
  • Construction: Residential Remodelers (5-9: 1, 1-4: 6)
  • Professional, Scientific, and Technical Services: Engineering Services (10-19: 1, 1-4: 2)
  • Other Services (except Public Administration): General Automotive Repair (10-19: 1, 1-4: 1)
  • Other Services (except Public Administration): Civic and Social Organizations (10-19: 1)

Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninst.)




52 people in homes for the mentally ill
7 people in homes for the mentally retarded


Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 2 full and 6 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans		B) Conventional
Home Purchase Loans		C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)		G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED28$373,56445$278,037268$307,86111$263,59526$306,5871$70,050
APPLICATIONS APPROVED, NOT ACCEPTED3$247,6773$291,10733$367,2641$118,5902$165,2950$0
APPLICATIONS DENIED10$326,5698$254,019105$359,4157$236,39310$377,0681$226,420
APPLICATIONS WITHDRAWN4$210,7935$197,28052$312,4383$102,9402$208,0550$0
FILES CLOSED FOR INCOMPLETENESS2$328,0852$157,20020$349,1440$00$00$0
Choose year:  2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999

Detailed HMDA statistics for the following Tracts: 1203.01 , 1203.02, 1206.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 2 full and 6 partial tracts)
A) Conventional
Home Purchase Loans		B) Refinancings
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED2$271,8001$228,810
APPLICATIONS APPROVED, NOT ACCEPTED2$345,5050$0
APPLICATIONS DENIED0$00$0
APPLICATIONS WITHDRAWN0$00$0
FILES CLOSED FOR INCOMPLETENESS2$349,3750$0
Choose year:  2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999

Detailed PMIC statistics for the following Tracts: 1203.01 , 1203.02, 1206.00

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value


Most common first names in zip code 95005 among deceased individuals
NameCountLived (average)
John2975.9 years
William2874.6 years
Robert2364.1 years
James2072.4 years
Charles1972.8 years
Dorothy1881.2 years
George1673.9 years
Mary1585.9 years
Frances1276.7 years
Frank1278.1 years
Most common last names in zip code 95005 among deceased individuals
Last nameCountLived (average)
Smith1078.2 years
Johnson682.0 years
Taylor677.6 years
Ellis571.8 years
Young451.5 years
Gregory488.8 years
Campbell477.0 years
Legate487.3 years
Coates478.2 years
Archer490.0 years

Businesses in zip code 95005

  • Ace Hardware: 1
  • Quality: 1



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