95010 Zip Code Detailed Profile




Cities: Capitola, CA (88.60%), Seacliff, CA (0.02%)
County: Santa Cruz County, CA
Estimated zip code population in 2013: 9,241
Zip code population in 2010: 9,137
Zip code population in 2000: 9,657

Houses and condos: 4,976
Renter-occupied apartments: 2,207
% of renters here:

54%
State:

46%
Mar. 2013 cost of living index in zip code 95010: 146.5 (very high, U.S. average is 100)

Land area: 1.4 sq. mi.
Water area: 0.3 sq. mi.
Population density: 6,733 people per square mile 
 
 (high).

Age and Sex of Residents in zip code 95010
Zip code 95010 (Capitola, California) real estate house value trends
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Real estate property taxes paid for housing units in 2013:
This zip code:

0.7% ($3,480)
California:

0.8% ($3,015)
Median real estate property taxes paid for housing units with mortgages in 2013: $4,056 (0.8%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $1,863 (0.5%)

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Males: 4,738  (51.3%)
Females: 4,503  (48.7%)

For population 25 years and over in 95010:

For population 15 years and over in 95010:

Zip code 95010 compared to state average:

  • Black race population percentage significantly below state average.
  • Median age above state average.
  • Foreign-born population percentage significantly below state average.
  • Number of rooms per house below state average.
  • Races in zip code 95010

  • Zip code 95010 races chart
    • 6,618White population
    • 102Black population
    • 29American Indian population
    • 363Asian population
    • 7Native Hawaiian and Other Pacific Islander population
    • 21Some other race population
    • 280Two or more races population
    • 1,717Hispanic or Latino population

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Based on 2000-2011 data
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123
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100% urban population.

Estimated median house/condo value in 2013: $473,700
95010:

$473,700
California:

$373,100



According to our research of California and other state lists there were 11 registered sex offenders living in 95010 zip code as of August 04, 2015.
The ratio of number of residents in zip code 95010 to the number of sex offenders is 808 to 1.
The number of registered sex offenders compared to the number of residents in this zip code is near the state average.


Median resident age:
This zip code:

41.5 years
California median age:

35.7 years
Average household size:
This zip code:

2.2 people
California:

3.0 people

Averages for the 2012 tax year for zip code 95010, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $69,399 (Individual Income Tax Returns)
Here:

$69,399
State:

$72,726

Salary/wage: $57,265 (reported on 76.3% of returns)
Here:

$57,265
State:

$59,079
(% of AGI for various income ranges: 65.2% for AGIs below $25k, 73.4% for AGIs $25k-50k, 68.4% for AGIs $50k-75k, 70.3% for AGIs $75k-100k, 70.7% for AGIs $100k-200k, 45.9% for AGIs over 200k)

Taxable interest for individuals: $2,060 (reported on 37.4% of returns)
This zip code:

$2,060
California:

$2,146
(% of AGI for various income ranges: 2.2% for AGIs below $25k, 0.9% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 0.9% for AGIs $100k-200k, 1.3% for AGIs over 200k)

Ordinary dividends: $6,097 (reported on 24.3% of returns)
Here:

$6,097
State:

$9,308
(% of AGI for various income ranges: 3.4% for AGIs below $25k, 1.7% for AGIs $25k-50k, 1.7% for AGIs $50k-75k, 1.8% for AGIs $75k-100k, 1.6% for AGIs $100k-200k, 2.8% for AGIs over 200k)

Net capital gain/loss in AGI: +$15,588 (reported on 20.6% of returns)
Here:

+$15,588
State:

+$30,460
(% of AGI for various income ranges: 0.5% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 2.0% for AGIs $100k-200k, 12.7% for AGIs over 200k)

Profit/loss from business: +$19,510 (reported on 20.8% of returns)
Here:

+$19,510
State:

+$17,064
(% of AGI for various income ranges: 13.1% for AGIs below $25k, 7.4% for AGIs $25k-50k, 5.3% for AGIs $50k-75k, 6.8% for AGIs $75k-100k, 5.8% for AGIs $100k-200k, 3.7% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $15,996 (reported on 11.0% of returns)
95010:

$15,996
California:

$19,557
(% of AGI for various income ranges: 3.5% for AGIs below $25k, 2.6% for AGIs $25k-50k, 3.8% for AGIs $50k-75k, 2.8% for AGIs $75k-100k, 2.8% for AGIs $100k-200k, 1.4% for AGIs over 200k)

Self-employment retirement plans: $17,800 (reported on 1.5% of returns)
95010:

$17,800
California:

$24,530
(% of AGI for various income ranges: 0.7% for AGIs $50k-75k, 0.4% for AGIs $100k-200k, 0.6% for AGIs over 200k)

Total itemized deductions: $30,621 (24% of AGI, reported on 37.6% of returns)
Here:

$30,621
State:

$34,004

Here:

24.4% of AGI
State:

22.7% of AGI
(% of AGI for various income ranges: 18.9% for AGIs below $25k, 11.9% for AGIs $25k-50k, 13.8% for AGIs $50k-75k, 16.6% for AGIs $75k-100k, 18.1% for AGIs $100k-200k, 18.2% for AGIs over 200k)

Charity contributions: $2,547 (reported on 30.8% of returns)
Here:

$2,547
State:

$4,659
(% of AGI for various income ranges: 0.9% for AGIs below $25k, 0.7% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 1.4% for AGIs $100k-200k, 1.1% for AGIs over 200k)

Taxes paid: $11,591 (reported on 37.4% of returns)
95010:

$11,591
State:

$14,448
(% of AGI for various income ranges: 3.5% for AGIs below $25k, 3.2% for AGIs $25k-50k, 4.1% for AGIs $50k-75k, 5.6% for AGIs $75k-100k, 7.4% for AGIs $100k-200k, 8.4% for AGIs over 200k)

Earned income credit: $1,444 (reported on 11.0% of returns)
Here:

$1,444
State:

$2,286
(% of AGI for various income ranges: 2.9% for AGIs below $25k, 0.5% for AGIs $25k-50k)

Averages for the 2004 tax year for zip code 95010, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $52,865 (Individual Income Tax Returns)
Here:

$52,865
State:

$58,600

Salary/wage: $46,282 (reported on 77.3% of returns)
Here:

$46,282
State:

$49,455
(% of AGI for various income ranges: 263.0% for AGIs below $10k, 66.7% for AGIs $10k-25k, 76.8% for AGIs $25k-50k, 79.4% for AGIs $50k-75k, 77.1% for AGIs $75k-100k, 54.5% for AGIs over 100k)

Taxable interest for individuals: $2,755 (reported on 48.9% of returns)
This zip code:

$2,755
California:

$2,365
(% of AGI for various income ranges: 22.6% for AGIs below $10k, 3.7% for AGIs $10k-25k, 1.9% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 3.2% for AGIs over 100k)

Taxable dividends: $3,795 (reported on 27.8% of returns)
Here:

$3,795
State:

$4,746
(% of AGI for various income ranges: 19.2% for AGIs below $10k, 2.6% for AGIs $10k-25k, 1.5% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 2.6% for AGIs over 100k)

Net capital gain/loss: +$17,547 (reported on 24.5% of returns)
Here:

+$17,547
State:

+$23,418
(% of AGI for various income ranges: -4.3% for AGIs below $10k, 0.2% for AGIs $10k-25k, 0.6% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 1.8% for AGIs $75k-100k, 17.3% for AGIs over 100k)

Profit/loss from business: +$18,071 (reported on 21.5% of returns)
Here:

+$18,071
State:

+$16,826
(% of AGI for various income ranges: 5.6% for AGIs below $10k, 11.4% for AGIs $10k-25k, 7.6% for AGIs $25k-50k, 5.4% for AGIs $50k-75k, 6.6% for AGIs $75k-100k, 7.6% for AGIs over 100k)

IRA payment deduction: $3,167 (reported on 4.0% of returns)
95010:

$3,167
California:

$3,192
(% of AGI for various income ranges: 2.1% for AGIs below $10k, 0.3% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 0.2% for AGIs over 100k)

Self-employed pension: $16,990 (reported on 1.9% of returns)
Here:

$16,990
California:

$17,688
(% of AGI for various income ranges: 4.0% for AGIs below $10k, 0.2% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 1.0% for AGIs over 100k)

Total itemized deductions: $24,490 (26% of AGI, reported on 38.9% of returns)
Here:

$24,490
State:

$28,113

Here:

26.2% of AGI
State:

25.3% of AGI
(% of AGI for various income ranges: 81.5% for AGIs below $10k, 17.2% for AGIs $10k-25k, 15.6% for AGIs $25k-50k, 17.7% for AGIs $50k-75k, 20.2% for AGIs $75k-100k, 18.2% for AGIs over 100k)

Charity contributions deductions: $2,569 (3% of AGI, reported on 34.0% of returns)
Here:

$2,569
State:

$3,923

Here:

2.6% of AGI
State:

3.3% of AGI
(% of AGI for various income ranges: 3.8% for AGIs below $10k, 1.2% for AGIs $10k-25k, 1.2% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 1.6% for AGIs $75k-100k, 2.0% for AGIs over 100k)

Total tax: $8,837 (reported on 82.0% of returns)
95010:

$8,837
State:

$10,761
(% of AGI for various income ranges: 16.3% for AGIs below $10k, 5.7% for AGIs $10k-25k, 8.9% for AGIs $25k-50k, 10.9% for AGIs $50k-75k, 12.3% for AGIs $75k-100k, 18.5% for AGIs over 100k)

Earned income credit: $1,178 (reported on 9.0% of returns)
Here:

$1,178
State:

$1,763

Percentage of individuals using paid preparers for their 2004 taxes: 57.6%
Here:

58%
State:

66%
(% for various income ranges: 52.1% for AGIs below $10k, 54.6% for AGIs $10k-25k, 54.9% for AGIs $25k-50k, 57.0% for AGIs $50k-75k, 63.1% for AGIs $75k-100k, 76.4% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$53,275
California:

$60,190
Capitola, CA (95010) map Nearest zip codes: 95062, 95065, 95073, 95003, 95064, 95066.
Percentage of family households:
This zip code:

45.1%
California:

51.8%
Percentage of households with unmarried partners:
This zip code:

9.5%
California:

7.0%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Household received Food Stamps/SNAP in the past 12 months: 76
Household did not receive Food Stamps/SNAP in the past 12 months: 4,003


Women who had a birth in the past 12 months: 118 (105 now married, 13 unmarried)
Women who did not have a birth in the past 12 months: 1,917 (678 now married, 1,239 unmarried)


Housing units in zip code 95010 with a mortgage: 1,182 (6 second mortgage, 312 home equity loan, 30 both second mortgage and home equity loan)
Houses without a mortgage: 690

Median monthly owner costs for units with a mortgage: $2,217
Median monthly owner costs for units without a mortgage: S480

Residents with income below the poverty level in 2013:
This zip code:

8.1%
Whole state:

16.8%
Residents with income below 50% of the poverty level in 2013:
This zip code:

3.0%
Whole state:

9.5%
Median number of rooms in houses and condos:
Here:

4.8
State:

6.0
Median number of rooms in apartments:
Here:

3.9
State:

4.0
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 95010: Capitola Fishing Wharf (A), Capitola City Hall (B), Central Fire Protection District of Santa Cruz County Station 4 (C). Display/hide their locations on the map

    Shopping Centers: Upper Village Shopping Center (1), La Capitola Plaza Shopping Center (2), Capitola Mall Shopping Center (3), Brown Bulb Ranch Shopping Center (4). Display/hide their locations on the map

    Churches in zip code 95010 include: First Baptist Church of Capitola (A), Faith Chapel (B), Grace Community Church of Capitola (C), Saint John the Baptist Episcopal Church (D), Saint Josephs Catholic Church (E). Display/hide their locations on the map

    Creek: Soquel Creek (A). Display/hide its location on the map

    Parks in zip code 95010 include: Jade Street Park (1), Old Riverview Historic District (2), Perry Park (3), Six Sisters-Lawn Way Historic District (4), Capitola Beach (5). Display/hide their locations on the map

    Beaches: Hooper Beach (A), Capitola Beach (B). Display/hide their locations on the map

Year house built

  • 272010 or later
  • 3522000 to 2009
  • 2061990 to 1999
  • 5091980 to 1989
  • 1,7091970 to 1979
  • 1,1451960 to 1969
  • 4121950 to 1959
  • 2621940 to 1949
  • 3541939 or earlier

Zip code 95010 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Capitola, CA (95010)

  • 0no bedroom
  • 1871 bedroom
  • 8852 bedrooms
  • 5973 bedrooms
  • 1954 bedrooms
  • 85+ bedrooms

Bedrooms in renter-occupied apartments in Capitola, CA (95010)

  • 45no bedroom
  • 5021 bedroom
  • 1,1602 bedrooms
  • 3303 bedrooms
  • 1704 bedrooms
  • 05+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Capitola, CA (95010) in owner-occupied houses/condos

  • 125no vehicle
  • 8261 vehicle
  • 6852 vehicles
  • 1503 vehicles
  • 364 vehicles
  • 505+ vehicles

Cars and other vehicles available in Capitola, CA (95010) in renter-occupied apartments

  • 147no vehicle
  • 8971 vehicle
  • 9052 vehicles
  • 2413 vehicles
  • 174 vehicles
  • 05+ vehicles

Median gross rent in 2013: $1,568.


Median price asked for vacant for-sale houses and condos in 2013: $629,750.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $473,700
95010:

$473,700
California:

$373,100
Lower value quartile - upper value quartile: $267,600 - $698,900

Mean price in 2013:

Detached houses: $666,893
Here:

$666,893
State:

$516,149

Townhouses or other attached units: $452,593
Here:

$452,593
State:

$433,209

In 2-unit structures: $316,222
Here:

$316,222
State:

$591,113

In 3-to-4-unit structures: $491,751
Here:

$491,751
State:

$414,303

In 5-or-more-unit structures: $350,565
Here:

$350,565
State:

$419,085

Mobile homes: $168,023
Here:

$168,023
State:

$79,966

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:


Unemployment: 7.2%

Percentage of zip code residents living and working in this county: 73.9%

Household type by relationship:

Households: 9,092

Size of family households: 1,050 2-persons, 587 3-persons, 351 4-persons, 133 5-persons, 57 6-persons, 15 7-or-more-persons

Size of nonfamily households: 1,470 1-person, 369 2-persons, 14 3-persons, 33 4-persons

1,167 married couples with children.
557 single-parent households (175 men, 382 women).

78.9% of residents of 95010 zip code speak English at home.
17.4% of residents speak Spanish at home (66% very well, 20% well, 13% not well, 2% not at all).
2.0% of residents speak other Indo-European language at home (93% very well, 7% well).
1.6% of residents speak Asian or Pacific Island language at home (63% very well, 17% well, 21% not well).
0.1% of residents speak other language at home (100% very well).

Foreign born population: 1,090 (11.8%)
(34.2% of them are naturalized citizens)
This zip code:

11.8%
Whole state:

26.9%

Most common places of birth for the foreign-born residents

  • 63%Mexico
  • 5%Vietnam
  • 4%China, excluding Hong Kong and Taiwan
  • 4%England
  • 3%Canada
  • 3%El Salvador
  • 2%Ukraine

Most common first ancestries reported in 95010 (%)

  • 33%Other groups
  • 10%English
  • 10%German
  • 6%Irish
  • 5%French (except Basque)
  • 5%Italian
  • 5%European

Year of entry for the foreign-born population

  • 52010 or later
  • 2012000 to 2009
  • 3551990 to 1999
  • 584Before 1990

Zip code 95010 topographic map

Facilities with environmental interests located in this zip code:


Zip code 95010 marital status for males
Zip code 95010 marital status for females

Housing units lacking complete plumbing facilities: 0.2%
Housing units lacking complete kitchen facilities: 0.9%

Most commonly used house heating fuel

  • 77%Utility gas
  • 21%Electricity
  • 1%Bottled, tank, or LP gas
  • 1%No fuel used
  • 1%Wood

Population in 1990: 9,337. Population change in the 1990s: +320 (+3.4%).

Place of birth for U.S.-born residents:


45% of the 95010 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 56% lived in this county.
   Out of people who lived in different counties, 50% lived in California.

86% of the 95010 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 47% moved from this county.
   Out of people who lived in different houses, 40% moved from different county within same state.
   Out of people who lived in different houses, 13% moved from different state.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 97
Here:

12.4%
California:

8.6%
Students in private schools in grades 9 to 12 (high school): 16
Here:

3.9%
California:

7.7%
Students in private undergraduate colleges: 48
Here:

5.9%
California:

16.0%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 105,483Architecture and engineering occupations
  • 99,398Computer and mathematical occupations
  • 98,065Business and financial operations occupations
  • 74,000Production occupations
  • 68,382Legal occupations
  • 62,679Healthcare support occupations

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 123 people in nursing facilities/skilled-nursing facilities
  • 17 people in group homes intended for adults

People in group quarters in 2000:

  • 126 people in nursing homes
  • 11 people in other noninstitutional group quarters
  • 9 people in homes or halfway houses for drug/alcohol abuse
  • 9 people in homes for the mentally retarded

Fatal accident statistics in 2010:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 1
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 1
  • Persons involved in fatal accidents: 1
  • Pedestrians involved in fatal accidents: 1
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 2 full and 4 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED27$401,243164$391,401652$340,03721$257,4953$2,578,327202$371,25428$180,127
APPLICATIONS APPROVED, NOT ACCEPTED1$336,65015$343,48350$336,8474$128,5330$022$317,0065$167,896
APPLICATIONS DENIED5$446,74014$206,474157$391,6849$120,6710$031$384,70516$169,615
APPLICATIONS WITHDRAWN1$455,15012$394,29796$374,7237$166,9030$025$339,19311$218,798
FILES CLOSED FOR INCOMPLETENESS0$01$188,52033$408,3120$00$02$346,4903$85,283

Detailed HMDA statistics for the following Tracts: 1217.00 , 1218.00, 1221.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 4 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED4$329,2432$441,565
APPLICATIONS APPROVED, NOT ACCEPTED0$00$0
APPLICATIONS DENIED0$01$635,600
APPLICATIONS WITHDRAWN0$00$0
FILES CLOSED FOR INCOMPLETENESS0$00$0

Detailed PMIC statistics for the following Tracts: 1217.00 , 1218.00, 1221.00

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 95010 among deceased individuals
NameCountLived (average)
John8776.8 years
Mary7980.1 years
William7074.7 years
George4678.6 years
James4575.3 years
Robert4072.3 years
Margaret3979.3 years
Frank3879.6 years
Joseph3879.1 years
Dorothy3681.4 years
Most common last names in zip code 95010 among deceased individuals
Last nameCountLived (average)
Smith3277.0 years
Johnson2781.1 years
Davis1677.1 years
Anderson1674.1 years
Brown1682.1 years
Nelson1475.2 years
Williams1479.8 years
Wilson1377.2 years
Miller1278.4 years
White1277.5 years
Businesses in zip code 95010
NameCountNameCount
AT&T1Macy's1
Abercrombie & Fitch1Mazda1
Aeropostale1McDonald's1
Baskin-Robbins1Men's Wearhouse1
Bath & Body Works1Motherhood Maternity1
Bed Bath & Beyond1New Balance1
Best Western1Nike6
Blockbuster1Pac Sun1
Burger King1Payless1
CVS2Pier 1 Imports1
Carl\s Jr.1RadioShack1
Dairy Queen2Rite Aid1
Express1Rue211
FedEx4SAS Shoes2
Foot Locker1Spencer Gifts1
GNC1Sprint Nextel1
GameStop2Starbucks2
Goodwill1Subaru1
Gymboree1Subway2
H&R Block2T-Mobile1
Hot Topic1The Limited1
IHOP1Toyota1
Jamba Juice1Toys"R"Us1
Jones New York3Trader Joe's1
Journeys1UPS7
Justice1Vans4
KFC1Verizon Wireless2
Kohl's1Victoria's Secret1
Lane Furniture1Wet Seal1
LensCrafters1Whole Foods Market1
Little Caesars Pizza1

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