Estimated median household income in 2007: $39,724
| This zip code: | $39,724 | | California: | $59,948 |
Nearest zip codes: 95307, 95326, 95382, 95380, 95354, 95357.
Housing units in zip code 95328 with a mortgage: 284 (34 second mortgage, 6 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 48
Median monthly owner costs for units with a mortgage: $1,104
Median monthly owner costs for units without a mortgage: $295
Residents with income below the poverty level in 2007:
| This zip code: | 23.5% | | Whole state: | 12.4% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 3.8% | | Whole state: | 5.1% |
Median number of rooms in houses and condos:
| Here: | 4.8 | | State: | 5.8 |
Median number of rooms in apartments:
| Here: | 4.0 | | State: | 3.5 |
Year house built: |
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- 1999 to March 2000: 0
- 1995 to 1998: 33
- 1990 to 1994: 13
- 1980 to 1989: 69
- 1970 to 1979: 118
- 1960 to 1969: 128
- 1950 to 1959: 66
- 1940 to 1949: 60
- 1939 or earlier: 90
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Bedrooms in owner-occupied houses in Keyes, CA (95328): |
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- no bedroom: 6
- 1 bedrooms: 50
- 2 bedrooms: 95
- 3 bedrooms: 153
- 4 bedrooms: 28
- 5 or more bedrooms: 0
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 10
- 1 bedrooms: 76
- 2 bedrooms: 72
- 3 bedrooms: 39
- 4 bedrooms: 17
- 5 or more bedrooms: 0
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Vehicles available in 95328 zip code in owner-occupied houses/condos: |
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- no vehicle: 19
- 1 vehicle: 72
- 2 vehicles: 150
- 3 vehicles: 70
- 4 vehicles: 21
- 5 or more vehicles: 0
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 25
- 1 vehicle: 78
- 2 vehicles: 74
- 3 vehicles: 13
- 4 vehicles: 24
- 5 or more vehicles: 0
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 95328:
- $100,000 to $124,999: 4
- $125,000 to $149,999: 23
- $150,000 to $174,999: 32
- $175,000 to $199,999: 51
- $200,000 to $249,999: 163
- $250,000 to $299,999: 47
- $300,000 to $399,999: 39
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Rent paid by renters in 2007 in zip code 95328:
- $400 to $449: 16
- $450 to $499: 17
- $500 to $549: 13
- $550 to $599: 16
- $600 to $649: 4
- No cash rent: 19
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Median price asked for vacant for-sale houses and condos in 2007: $0.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $211,421
- Some other race householders: $228,549
- Two or more races householders: $279,932
- Hispanic or Latino householders: $224,802
Estimated median house or condo value in 2007: $220,687 (it was $82,500 in 2000)
| 95328: | $220,687 | | California: | $532,300 |
Lower value quartile - upper value quartile: $200,899 - $236,941
Mean price in 2007:
Detached houses: $178,863| Here: | $178,863 | | State: | $619,135 |
Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 515
- One, attached: 22
- Two: 9
- 3 or 4: 31

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Means of transportation to work
- Drove a car alone: 367 (73%)
- Carpooled: 88 (17%)
- Subway or elevated: 9 (2%)
- Motorcycle: 16 (3%)
- Bicycle: 8 (2%)
- Walked: 6 (1%)
- Worked at home: 9 (2%)
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Travel time to work
- Less than 5 minutes: 13
- 5 to 9 minutes: 25
- 10 to 14 minutes: 38
- 15 to 19 minutes: 130
- 20 to 24 minutes: 128
- 25 to 29 minutes: 0
- 30 to 34 minutes: 62
- 35 to 39 minutes: 0
- 40 to 44 minutes: 20
- 45 to 59 minutes: 25
- 60 to 89 minutes: 7
- 90 or more minutes: 46
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Percentage of zip code residents living and working in this county: 81.3%
Household type by relationship
Households: 2,009
- In family households: 1,932 (326 male householders, 127 female householders)
295 spouses, 834 children (743 natural, 15 adopted, 76 stepchildren), 65 grandchildren, 74 brothers or sisters, 37 parents, 60 other relatives, 114 non-relatives
- In nonfamily households: 77 (10 male householders (10 living alone)), 51 female householders (32 living alone)), 16 nonrelatives
Size of family households: 67 2-persons, 101 3-persons, 133 4-persons, 56 5-persons, 44 6-persons, 52 7-or-more-persons.
Size of nonfamily households: 42 1-person, 19 2-persons.
474 married couples with children.
171 single-parent households (45 men, 126 women).
57.3% of residents of 95328 zip code speak English at home.
36.3% of residents speak Spanish at home (45% very well, 23% well, 24% not well, 7% not at all).
0.5% of residents speak other Indo-European language at home (100% very well).
5.9% of residents speak Asian or Pacific Island language at home (52% very well, 7% well, 41% not well).
Foreign born population: 475 (22.5%)
(39.2% of them are naturalized citizens)
| This zip code: | 22.5% | | Whole state: | 26.2% |
Most common places of birth for the foreign-born residents:
- Mexico (86%)
- Laos (9%)
- Philippines (3%)
- Thailand (2%)
Year of entry for the foreign-born population |
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- 1995 to March 2000: 46
- 1990 to 1994: 38
- 1985 to 1989: 32
- 1980 to 1984: 88
- 1975 to 1979: 117
- 1970 to 1974: 89
- 1970 to 1974: 42
- 1965 to 1969: 23
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White population: 1,230
Black population: 9
American Indian population: 52
Asian population: 65
Native Hawaiian and Other Pacific Islander population: 4
Some other race population: 649
Two or more races population: 105

First ancestries reported:
|  Other groups: 1153 |
|  United States or American: 149 |
|  German: 79 |
|  Irish: 61 |
|  Acadian/Cajun: 31 |
|  European: 28 |
|  French (except Basque): 18 |
|  English: 13 |
|  Portuguese: 13 |
|  Italian: 9 |
|  Scotch-Irish: 8 |
|  Scottish: 8 |
|  British: 7 |
|  Polish: 6 |

Public primary/middle school in zip code 95328 not listed on the city page:- BARBARA SPRATLING MIDDLE (Students: 273; Location: 5277 WASHINGTON ROAD, KEYS, CA; Grades: 05 - 08)
Facitilies with environmental interests located in this zip code:
- KEYES ELEMENTARY (5680 7TH ST. in KEYES, CA)
(National Center for Education Statistics) - STATE ID-6052591
Organizations: KEYES UNION ELEMENTARY (SCHOOL DISTRICT)
- KEYS TO LEARNING CHARTER (5680 SEVENTH ST in KEYES, CA)
(National Center for Education Statistics) - STATE ID-6113286
Organizations: KEYES UNION ELEMENTARY (SCHOOL DISTRICT)
- BARBARA SPRATLING MIDDLE (5277 WASHINGTON ROAD in KEYES, CA)
(National Center for Education Statistics) - STATE ID-6119002
Organizations: KEYES UNION ELEMENTARY (SCHOOL DISTRICT)
- KEYES BOGART TANKER RELEASE ( in KEYES, CA)
SUPERFUND (Superfund database)
- MORENO'S DROP SHOP (5341 ROHDE ROAD in KEYES, CA)
ENFORCEMENT/COMPLIANCE ACTIVITY (Integrated Compliance Information System)
Most commonly used house heating fuel: |
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- Utility gas (72%)
- Electricity (24%)
- Wood (3%)
- Solar energy (2%)
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Place of birth for U.S.-born residents:
- This state: 1220
- Northeast: 6
- Midwest: 33
- South: 141
- West: 134
60% of the 95328 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 82% lived in this county.
Out of people who lived in different counties, 86% lived in California.
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 17
| Here: | 4.3% | | California: | 9.9% |
Students in private schools in grades 9 to 12 (high school): 13
| Here: | 8.3% | | California: | 7.8% |
Students in private undergraduate colleges: 8
| Here: | 15.4% | | California: | 15.4% |
School Enrollment by Level of School
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Top industries in this zip code by the number of employees in 2005:
- Construction: Drywall and Insulation Contractors (5-9 employees: 1 establishment)
- Real Estate and Rental and Leasing: Offices of Real Estate Agents and Brokers (5-9: 1)
- Other Services (except Public Administration): Religious Organizations (1-4: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 2 partial tracts)
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| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 6 | $241,532 | 8 | $220,194 | 2 | $79,120 | 2 | $212,940 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $231,230 | 4 | $242,943 | 1 | $71,600 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 6 | $229,325 | 14 | $272,024 | 2 | $159,920 | 2 | $260,165 | 1 | $88,120 |
| APPLICATIONS WITHDRAWN | 2 | $202,005 | 4 | $214,440 | 1 | $80,390 | 1 | $132,340 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $144,510 | 1 | $241,670 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
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| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 17 | $234,652 | 19 | $227,508 | 4 | $114,155 | 3 | $285,260 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $290,742 | 4 | $243,580 | 1 | $82,940 | 1 | $270,440 |
| APPLICATIONS DENIED | 8 | $265,188 | 11 | $284,195 | 2 | $146,400 | 2 | $322,185 |
| APPLICATIONS WITHDRAWN | 5 | $244,232 | 6 | $256,300 | 1 | $90,090 | 1 | $227,450 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $332,170 | 1 | $282,270 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 partial tracts)
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| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 24 | $191,769 | 23 | $212,841 | 2 | $167,895 | 4 | $194,608 | 1 | $95,520 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $206,418 | 4 | $172,373 | 0 | $0 | 1 | $287,290 | 0 | $0 |
| APPLICATIONS DENIED | 8 | $221,488 | 11 | $200,135 | 2 | $63,415 | 2 | $237,270 | 1 | $55,810 |
| APPLICATIONS WITHDRAWN | 5 | $205,894 | 7 | $195,284 | 1 | $130,200 | 1 | $213,640 | 1 | $44,060 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $239,610 | 3 | $192,073 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $96,590 | 18 | $164,149 | 17 | $156,489 | 2 | $115,985 | 3 | $171,030 | 1 | $53,020 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 3 | $170,400 | 4 | $184,375 | 0 | $0 | 1 | $96,260 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 5 | $143,472 | 9 | $205,920 | 2 | $77,680 | 1 | $95,430 | 1 | $99,050 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 2 | $219,435 | 7 | $151,154 | 0 | $0 | 1 | $129,790 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 3 | $129,053 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 2 partial tracts)
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| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 7 | $154,877 | 20 | $124,640 | 1 | $25,240 | 2 | $94,160 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $118,040 | 3 | $117,163 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 3 | $114,640 | 8 | $143,490 | 1 | $29,670 | 1 | $120,340 |
| APPLICATIONS WITHDRAWN | 1 | $158,400 | 5 | $140,250 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $115,330 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 1 partial tract)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
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| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $86,010 | 1 | $115,890 | 2 | $100,050 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 | 1 | $57,820 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 1 | $107,550 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 1 | $103,360 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Detailed HMDA statistics for the following Tracts:
0030.02
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 2 partial tracts)
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| B) Refinancings
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| Number | Average Value |
| LOANS ORIGINATED | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 |
| APPLICATIONS DENIED | 1 | $170,400 |
| APPLICATIONS WITHDRAWN | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans |
| Number | Average Value |
| LOANS ORIGINATED | 1 | $175,580 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans |
| Number | Average Value |
| LOANS ORIGINATED | 1 | $235,500 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $184,210 | 1 | $90,750 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
0030.02
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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