All U.S. Cities  
City-Data Forum City-Data

95386 Zip Code Detailed Profile

 



Profiles Waterford, CA (95386) houses, apartments, residents, cars, jobs...

Back to All US cities.

City: Waterford, CA
Stanislaus County, CA
Zip code population (2000): 8,303
Estimated zip code population in 2008: 10,608



Age and Sex of Residents in zip code 95386

Zip code 95386 (Waterford, California) real estate house value trends

Home Value Estimate
Address:
Unit (optional):
City
State
Zip


Recent Home Sales
Address:
City

State
Zip
Min Price (optional)

Max Price (optional)
Prioritization:


Recent home sales, real estate maps, and home value estimator for zip code 95386

  • General Map
  • Google Map
  • MSN Map
Waterford, CA (95386) map from a distance

Houses and condos: 2,599
Renter-occupied apartments: 719
% of renters here:  29%
State:  43%

Dec. 2009 cost of living index in zip code 95386: 89.6 (less than average, U.S. average is 100)

Land area: 83.7 sq. mi.
Water area: 2.4 sq. mi.
Population density: 127 people per square mile 
 
 (very low).

Estimate of real estate property taxes paid for housing units in 2008:
This zip code:  1.6% ($935)
California:  1.4% ($1,564)

Put your B&M business profile right here for free. 20,000 businesses already created their profiles!

Business Search - 14 Million verified businesses
Search for:  near:  
Males: 4,191  (50.5%)
Females: 4,112  (49.5%)

Zip code 95386 races chart


Urban population: 7,016
Rural population: 1,287

Estimated median house/condo value in 2008: $251,227
95386:  $251,227
California:  $467,000


According to our research of public records there were 19 registered sex offenders living in 95386 zip code in early 2007.

Median resident age:  30.2 years
California median age:  33.3 years

Average household size:
This zip code:  3.4 people
California:  2.9 people

Averages for the 2004 tax year for zip code 95386, filed in 2005:
Average Adjusted Gross Income (AGI) in 2004: $37,249 (Individual Income Tax Returns)
Here:  $37,249
State:  $58,600

Salary/wage: $34,520 (reported on 89.5% of returns)
Here:  $34,520
State:  $49,455
(% of AGI for various income ranges: 184.1% for AGIs below $10k, 81.1% for AGIs $10k-25k, 87.6% for AGIs $25k-50k, 86.9% for AGIs $50k-75k, 84.6% for AGIs $75k-100k, 61.7% for AGIs over 100k)

Taxable interest for individuals: $1,037 (reported on 36.9% of returns)
This zip code:  $1,037
California:  $2,365
(% of AGI for various income ranges: 6.3% for AGIs below $10k, 1.3% for AGIs $10k-25k, 0.6% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 1.7% for AGIs over 100k)

Taxable dividends: $2,370 (reported on 9.3% of returns)
Here:  $2,370
State:  $4,746
(% of AGI for various income ranges: 3.2% for AGIs below $10k, 0.6% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 1.7% for AGIs over 100k)

Net capital gain/loss: +$8,121 (reported on 8.2% of returns)
Here:  +$8,121
State:  +$23,418
(% of AGI for various income ranges: -1.7% for AGIs below $10k, 0.5% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 1.5% for AGIs $75k-100k, 7.4% for AGIs over 100k)

Profit/loss from business: +$12,169 (reported on 11.4% of returns)
Here:  +$12,169
State:  +$16,826
(% of AGI for various income ranges: 8.7% for AGIs below $10k, 3.1% for AGIs $10k-25k, 3.9% for AGIs $25k-50k, 2.4% for AGIs $50k-75k, 2.6% for AGIs $75k-100k, 6.5% for AGIs over 100k)

IRA payment deduction: $2,879 (reported on 1.7% of returns)
95386:  $2,879
California:  $3,192

Self-employed pension: $5,857 (reported on 0.6% of returns)
Here:  $5,857
California:  $17,688

Total itemized deductions: $18,513 (2% of AGI, reported on 34.9% of returns)
Here:  $18,513
State:  $28,113
(% of AGI for various income ranges: 19.0% for AGIs below $10k, 9.4% for AGIs $10k-25k, 16.6% for AGIs $25k-50k, 19.7% for AGIs $50k-75k, 20.8% for AGIs $75k-100k, 17.7% for AGIs over 100k)

Charity contributions deductions: $2,490 (3.8% of AGI, reported on 30.1% of returns)
Here:  $2,490
California:  $3,923

Here:  3.8% of AGI
State:  3.3% of AGI
(% of AGI for various income ranges: 1.8% for AGIs below $10k, 0.9% for AGIs $10k-25k, 1.3% for AGIs $25k-50k, 2.1% for AGIs $50k-75k, 2.5% for AGIs $75k-100k, 3.3% for AGIs over 100k)

Total tax: $4,366 (reported on 65.0% of returns)
95386:  $4,366
State:  $10,761
(% of AGI for various income ranges: 4.9% for AGIs below $10k, 3.0% for AGIs $10k-25k, 4.7% for AGIs $25k-50k, 7.1% for AGIs $50k-75k, 8.9% for AGIs $75k-100k, 15.8% for AGIs over 100k)

Earned income credit: $1,868 (reported on 22.7% of returns)
Here:  $1,868
State:  $1,763
(% of AGI for various income ranges: 19.3% for AGIs below $10k, 6.2% for AGIs $10k-25k, 0.5% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2004 taxes: 70.5%
Here:  71%
State:  66%
(% for various income ranges: 61.0% for AGIs below $10k, 70.3% for AGIs $10k-25k, 72.6% for AGIs $25k-50k, 74.0% for AGIs $50k-75k, 73.5% for AGIs $75k-100k, 78.9% for AGIs over 100k)


Estimated median household income in 2008: $50,818
This zip code:  $50,818
California:  $61,021
Waterford, CA (95386) map

Nearest zip codes: 95323, 95316, 95326, 95382, 95357, 95361.


Percentage of family households:
This zip code:  83.2%
Whole state:  68.9%

Percentage of households with unmarried partners:
This zip code:  6.3%
Whole state:  5.9%

Likely homosexual households (counted as self-reported same-sex unmarried-partner households)
  • Lesbian couples: 0.2% of all households
  • Gay men: 0.2% of all households

Housing units in zip code 95386 with a mortgage: 1,232 (263 second mortgage, 41 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 246


Median monthly owner costs for units with a mortgage: $1,578

Median monthly owner costs for units without a mortgage: $391

Residents with income below the poverty level in 2008:
This zip code:  12.3%
Whole state:  13.3%

Residents with income below 50% of the poverty level in 2008:
This zip code:  3.3%
Whole state:  5.4%

Median number of rooms in houses and condos:
Here:  5.5
State:  5.8

Median number of rooms in apartments:
Here:  4.3
State:  3.5


Zip code 95386 close-up map

Click to draw/clear zip code borders

Notable locations in this zip code not listed on our city pages:

Reservoir: Modesto Reservoir (A). Display/hide its location on the map

Creeks: Gallup Creek (A), Johnson Creek (B), Cashman Creek (C). Display/hide their locations on the map

 

Year house built:
  • 1999 to March 2000: 8
  • 1995 to 1998: 263
  • 1990 to 1994: 538
  • 1980 to 1989: 471
  • 1970 to 1979: 535
  • 1960 to 1969: 278
  • 1950 to 1959: 134
  • 1940 to 1949: 197
  • 1939 or earlier: 190



Zip code 95386 satellite photo by USGS


Bedrooms in owner-occupied houses in Waterford, CA (95386):
  • no bedroom: 7
  • 1 bedrooms: 74
  • 2 bedrooms: 320
  • 3 bedrooms: 1,136
  • 4 bedrooms: 212
  • 5 or more bedrooms: 27


Bedrooms in renter-occupied apartments and housing units:
  • no bedroom: 15
  • 1 bedrooms: 72
  • 2 bedrooms: 392
  • 3 bedrooms: 205
  • 4 bedrooms: 35
  • 5 or more bedrooms: 0



Vehicles available in 95386 zip code in owner-occupied houses/condos:
  • no vehicle: 73
  • 1 vehicle: 414
  • 2 vehicles: 830
  • 3 vehicles: 323
  • 4 vehicles: 105
  • 5 or more vehicles: 31


Vehicles available in renter-occupied apartments:
  • no vehicle: 65
  • 1 vehicle: 317
  • 2 vehicles: 294
  • 3 vehicles: 35
  • 4 vehicles: 8
  • 5 or more vehicles: 0



Estimated household income distribution in 2008:

Zip code 95386 household income distribution in 2008

Zip code 95386 house/condo values in 2008


Estimate of home value of owner-occupied houses/condos in 2008 in zip code 95386:

  • Less than $10,000: 13
  • $10,000 to $14,999: 6
  • $15,000 to $19,999: 6
  • $20,000 to $24,999: 7
  • $25,000 to $29,999: 10
  • $30,000 to $34,999: 10
  • $35,000 to $39,999: 7
  • $40,000 to $49,999: 15
  • $50,000 to $59,999: 17
  • $60,000 to $69,999: 3
  • $70,000 to $79,999: 8
  • $80,000 to $89,999: 2
  • $125,000 to $149,999: 42
  • $150,000 to $174,999: 108
  • $175,000 to $199,999: 213
  • $200,000 to $249,999: 656
  • $250,000 to $299,999: 463
  • $300,000 to $399,999: 287
  • $400,000 to $499,999: 90
  • $500,000 to $749,999: 155
  • $750,000 to $999,999: 36
  • $1,000,000 or more: 114
 



95386 rent paid by renters


Rent paid by renters in 2008 in zip code 95386:

  • $150 to $199: 2
  • $200 to $249: 2
  • $250 to $299: 2
  • $300 to $349: 20
  • $350 to $399: 19
  • $400 to $449: 13
  • $450 to $499: 39
  • $500 to $549: 53
  • $550 to $599: 73
  • $600 to $649: 88
  • $650 to $699: 87
  • $700 to $749: 71
  • $750 to $799: 85
  • $800 to $899: 110
  • $900 to $999: 60
  • $1,000 to $1,249: 53
  • $1,250 to $1,499: 50
  • $1,500 to $1,999: 4
  • No cash rent: 31
 


Median price asked for vacant for-sale houses and condos in 2008: $205,207.


Estimated median house (or condo) value in 2008 for:

  • White Non-Hispanic householders: $247,235
  • Black or African American householders: $203,564
  • American Indian or Alaska Native householders: $200,746
  • Asian householders: $381,535
  • Some other race householders: $225,634
  • Two or more races householders: $277,523
  • Hispanic or Latino householders: $228,921

Estimated median house or condo value in 2008: $252,056 (it was $107,000 in 2000)
95386:  $252,056
California:  $467,000
Lower value quartile - upper value quartile: $188,108 - $247,576

Mean price in 2008:
Detached houses: $312,477
Here:  $312,477
State:  $604,989

Mobile homes: $338,827
Here:  $338,827
State:  $59,450


Owners and renters by unit type in %



Breakdown of mean house values by ages of householders


Housing units in structures:

  • One, detached: 2,092
  • One, attached: 48
  • Two: 36
  • 3 or 4: 137
  • 5 to 9: 51
  • 20 to 49: 42
  • 50 or more: 21
  • Mobile homes: 187
95386 zip code mode of transportation to work chart

Means of transportation to work

  • Drove a car alone: 2,409 (74%)
  • Carpooled: 611 (19%)
  • Motorcycle: 13 (0%)
  • Walked: 118 (4%)
  • Other means: 10 (0%)
  • Worked at home: 92 (3%)
 

95386 zip code travel time to work

Travel time to work

  • Less than 5 minutes: 120
  • 5 to 9 minutes: 359
  • 10 to 14 minutes: 241
  • 15 to 19 minutes: 309
  • 20 to 24 minutes: 436
  • 25 to 29 minutes: 360
  • 30 to 34 minutes: 733
  • 35 to 39 minutes: 94
  • 40 to 44 minutes: 99
  • 45 to 59 minutes: 160
  • 60 to 89 minutes: 80
  • 90 or more minutes: 170
 

Percentage of zip code residents living and working in this county: 87.1%


Household type by relationship
Households: 8,169

  • In family households: 7,652 (1,716 male householders, 404 female householders)
    1,776 spouses, 3,064 children (2,825 natural, 42 adopted, 197 stepchildren), 207 grandchildren, 71 brothers or sisters, 18 parents, 199 other relatives, 197 non-relatives
  • In nonfamily households: 517 (235 male householders (180 living alone)), 164 female householders (153 living alone)), 118 nonrelatives
  • In group quarters: 25 (0 institutionalized population)

Size of family households: 598 2-persons, 469 3-persons, 466 4-persons, 287 5-persons, 199 6-persons, 101 7-or-more-persons.

Size of nonfamily households: 333 1-person, 31 2-persons, 20 3-persons, 15 4-persons.

1,990 married couples with children.
553 single-parent households (190 men, 363 women).

72.3% of residents of 95386 zip code speak English at home.
25.3% of residents speak Spanish at home (49% very well, 19% well, 18% not well, 14% not at all).
1.4% of residents speak other Indo-European language at home (88% very well, 13% well).
0.9% of residents speak Asian or Pacific Island language at home (35% very well, 33% well, 32% not well).
0.2% of residents speak other language at home (100% very well).

Foreign born population: 1,208 (14.5%)
(31.5% of them are naturalized citizens)

This zip code:  14.5%
Whole state:  26.2%

Most common places of birth for the foreign-born residents:



  • Mexico (86%)
  • Germany (4%)
  • Portugal (3%)
  • Korea (2%)
  • Canada (1%)
  • Laos (1%)
  • Other Northern Europe (1%)



Year of entry for the foreign-born population
  • 1995 to March 2000: 277
  • 1990 to 1994: 152
  • 1985 to 1989: 145
  • 1980 to 1984: 164
  • 1975 to 1979: 174
  • 1970 to 1974: 133
  • 1970 to 1974: 72
  • 1965 to 1969: 91

White population: 6,161
Black population: 41
American Indian population: 117
Asian population: 67
Native Hawaiian and Other Pacific Islander population: 11
Some other race population: 1,530
Two or more races population: 376

First ancestries reported:

 Other groups: 2984
 German: 727
 Irish: 707
 United States or American: 629
 English: 324
 Portuguese: 261
 Italian: 239
 Swedish: 134
 French (except Basque): 97
 Dutch: 78
 Norwegian: 77
 European: 61
 Scotch-Irish: 43
 Scottish: 41
 Scandinavian: 36
 Danish: 36
 Estonian: 30
 Greek: 21
 Swiss: 19
 Finnish: 14
 Polish: 13
 Latvian: 13
 Welsh: 11
 Belgian: 9
 French Canadian: 8
 Subsaharan African:: 8
 African: 8
 Slovak: 7
 Pennsylvania German: 7
 Russian: 7
 Lithuanian: 2
 Hungarian: 2



Zip code 95386 topographic map


facilities with environmental interests located in this zip code:

  • MOON (RICHARD M.) ELEMENTARY (319 N. REINWAY AVE. in WATERFORD, CA)
    (National Center for Education Statistics) - STATE ID-6085021
    Organizations: WATERFORD UNIFIED (SCHOOL DISTRICT)
  • 7-11 MATERIALS INC (19412 YOSEMITE BLVD in WATERFORD, CA)
    AIR SYNTHETIC MINOR (AIRS/AFS)
    CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
    Business SIC classification: CONSTRUCTION SAND AND GRAVEL
  • MICHEL RANCH (744 MCEWEN RD in WATERFORD, CA)
    National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
    Business SIC classification: DAIRY FARMS
    Alternative names: MICHEL, RICHARD A
  • FOOD & FUEL MART (12237 BENTLEY in WATERFORD, CA)
    CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
    Business SIC classification: GASOLINE SERVICE STATIONS
  • M J RUDDY & SONS INC (HIGHWAY 132 in WATERFORD, CA)
    CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
    Business SIC classification: ASPHALT PAVING MIXTURES AND BLOCKS


Median worth of mobile homes: $44,328

Zip code 95386 marital status for males
Zip code 95386 marital status for females


Housing units lacking complete plumbing facilities: 0%

Housing units lacking complete kitchen facilities: 0%

Most commonly used house heating fuel:
  • Utility gas (63%)
  • Electricity (25%)
  • Wood (7%)
  • Bottled, tank, or LP gas (4%)
  • No fuel used (1%)


Place of birth for U.S.-born residents:

  • This state: 5533
  • Northeast: 118
  • Midwest: 440
  • South: 586
  • West: 267

59% of the 95386 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 69% lived in this county.
   Out of people who lived in different counties, 81% lived in California.

Population in 1990: 6,505. Population change in the 1990s: +1,798 (+27.6%).

Year Householders Moved Into Unit:




Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 37
Here:  2.8%
California:  9.9%

Students in private schools in grades 9 to 12 (high school): 17
Here:  2.4%
California:  7.8%

Students in private undergraduate colleges: 17
Here:  5.5%
California:  15.4%


Educational Attainment


School Enrollment by Level of School



Class of Workers



Top industries in this zip code by the number of employees in 2005:

  • Accommodation and Food Services: Limited-Service Restaurants (20-49 employees: 2 establishments, 10-19 employees: 1 establishment, 5-9 employees: 1 establishment, 1-4 employees: 1 establishment)
  • Other Services (except Public Administration): Religious Organizations (10-19: 1, 5-9: 3, 1-4: 3)
  • Construction: Manufacturing (10-19: 2, 5-9: 1)
  • Construction: Siding Contractors (20-49: 1)
  • Wholesale Trade: Confectionery Merchant Wholesalers (20-49: 1)
  • Educational Services: Elementary and Secondary Schools (20-49: 1)
  • Construction: Poured Concrete Foundation and Structure Contractors (10-19: 1, 5-9: 1)
  • Construction: Site Preparation Contractors (10-19: 1, 5-9: 1)

Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninst.)




People in group quarters
  • 17 people in other noninstitutional group quarters
  • 6 people in other group homes
  • 2 people in other nonhousehold living situations

Fatal accident statistics in 2006
  • Fatal accident count: 2
  • Vehicles involved in fatal accidents: 4
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 2
  • Persons involved in fatal accidents: 6
  • Pedestrians involved in fatal accidents: 1

Home Mortgage Disclosure Act Aggregated Statistics For Year 2007
(Based on 4 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED7$308,010158$211,141177$225,97940$139,13744$180,8385$305,984
APPLICATIONS APPROVED, NOT ACCEPTED0$037$201,16371$211,2336$116,2502$259,3152$233,725
APPLICATIONS DENIED3$206,68036$220,519289$262,01437$135,70815$181,4343$175,997
APPLICATIONS WITHDRAWN6$291,02738$246,99193$259,52414$176,8735$321,7003$222,957
FILES CLOSED FOR INCOMPLETENESS0$05$151,44435$303,4742$188,4652$289,8302$200,910
Choose year:  2007 2006 2005 2004 2003 1999

Detailed HMDA statistics for the following Tracts: 0028.01 , 0028.02

Private Mortgage Insurance Companies Aggregated Statistics For Year 2007
(Based on 4 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
D) Loans On Manufactured
Home Dwelling (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED22$273,15818$283,1242$214,4301$492,770
APPLICATIONS APPROVED, NOT ACCEPTED2$317,6704$180,1650$00$0
APPLICATIONS DENIED0$00$00$00$0
APPLICATIONS WITHDRAWN0$03$368,9630$00$0
FILES CLOSED FOR INCOMPLETENESS0$00$00$00$0
Choose year:  2007 2006 2005 2004 2003 1999

Detailed PMIC statistics for the following Tracts: 0028.01 , 0028.02

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value




Back to Waterford, CA, Stanislaus County, CA, California bigger cities, California smaller cities, California smallest towns, All U.S. cities.



Recent home sales, price trends, and home value evaluator powered by Onboard Informatics
© 2009 Onboard Informatics. Information is deemed reliable but not guaranteed.
 
City-data.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Some parts © 2003-2009 Advameg, Inc.