Estimated median household income in 2007: $50,873
| This zip code: | $50,873 | | Washington: | $55,591 |
Nearest zip codes: 98239, 98257, 98221, 98253, 98358, 98368.
Oak Harbor Zip Code Map
Housing units in zip code 98277 with a mortgage: 4,212 (490 second mortgage, 424 home equity loan, 26 both second mortgage and home equity loan)
Houses without a mortgage: 1,536
Median monthly owner costs for units with a mortgage: $1,616
Median monthly owner costs for units without a mortgage: $425
Residents with income below the poverty level in 2007:
| This zip code: | 8.6% | | Whole state: | 11.4% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 3.7% | | Whole state: | 5.1% |
Median number of rooms in houses and condos:
| Here: | 6.1 | | State: | 6.3 |
Median number of rooms in apartments:
| Here: | 4.4 | | State: | 3.9 |
Year house built: |
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- 1999 to March 2000: 345
- 1995 to 1998: 1,444
- 1990 to 1994: 1,290
- 1980 to 1989: 2,919
- 1970 to 1979: 4,116
- 1960 to 1969: 1,781
- 1950 to 1959: 1,371
- 1940 to 1949: 560
- 1939 or earlier: 329
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Bedrooms in owner-occupied houses in Oak Harbor, WA (98277): |
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- no bedroom: 19
- 1 bedrooms: 141
- 2 bedrooms: 1,446
- 3 bedrooms: 4,365
- 4 bedrooms: 1,211
- 5 or more bedrooms: 261
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 155
- 1 bedrooms: 1,063
- 2 bedrooms: 2,352
- 3 bedrooms: 1,845
- 4 bedrooms: 360
- 5 or more bedrooms: 21
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Vehicles available in 98277 zip code in owner-occupied houses/condos: |
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- no vehicle: 167
- 1 vehicle: 1,706
- 2 vehicles: 3,338
- 3 vehicles: 1,515
- 4 vehicles: 521
- 5 or more vehicles: 196
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 405
- 1 vehicle: 2,501
- 2 vehicles: 2,387
- 3 vehicles: 408
- 4 vehicles: 51
- 5 or more vehicles: 44
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 98277:
- Less than $10,000: 45
- $10,000 to $14,999: 22
- $15,000 to $19,999: 28
- $20,000 to $24,999: 50
- $25,000 to $29,999: 50
- $30,000 to $34,999: 50
- $35,000 to $39,999: 58
- $40,000 to $49,999: 121
- $50,000 to $59,999: 70
- $60,000 to $69,999: 56
- $70,000 to $79,999: 29
- $80,000 to $89,999: 15
- $90,000 to $99,999: 46
- $100,000 to $124,999: 146
- $125,000 to $149,999: 100
- $150,000 to $174,999: 247
- $175,000 to $199,999: 479
- $200,000 to $249,999: 1,447
- $250,000 to $299,999: 1,857
- $300,000 to $399,999: 2,209
- $400,000 to $499,999: 755
- $500,000 to $749,999: 535
- $750,000 to $999,999: 66
- $1,000,000 or more: 66
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Rent paid by renters in 2007 in zip code 98277:
- Less than $100: 73
- $100 to $149: 50
- $150 to $199: 41
- $200 to $249: 45
- $250 to $299: 56
- $300 to $349: 57
- $350 to $399: 100
- $400 to $449: 221
- $450 to $499: 316
- $500 to $549: 328
- $550 to $599: 348
- $600 to $649: 281
- $650 to $699: 353
- $700 to $749: 236
- $750 to $799: 326
- $800 to $899: 483
- $900 to $999: 433
- $1,000 to $1,249: 579
- $1,250 to $1,499: 131
- $1,500 to $1,999: 135
- $2,000 or more: 45
- No cash rent: 1,363
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Median price asked for vacant for-sale houses and condos in 2007: $245,110.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $300,989
- Black or African American householders: $289,813
- American Indian or Alaska Native householders: $302,504
- Asian householders: $283,941
- Native Hawaiian and other Pacific Islander householders: $272,386
- Some other race householders: $264,241
- Two or more races householders: $219,538
- Hispanic or Latino householders: $278,827
Estimated median house or condo value in 2007: $282,927 (it was $149,200 in 2000)
| 98277: | $282,927 | | Washington: | $300,800 |
Lower value quartile - upper value quartile: $199,586 - $323,637
Mean price in 2007:
Detached houses: $322,472| Here: | $322,472 | | State: | $389,314 |
Townhouses or other attached units: $252,338| Here: | $252,338 | | State: | $335,498 |
In 2-unit structures: $170,802| Here: | $170,802 | | State: | $357,000 |
In 3-to-4-unit structures: $180,436| Here: | $180,436 | | State: | $300,953 |
In 5-or-more-unit structures: $241,648| Here: | $241,648 | | State: | $299,543 |
Mobile homes: $69,084| Here: | $69,084 | | State: | $80,529 |
Occupied boats, RVs, vans, etc.: $52,604| Here: | $52,604 | | State: | $62,453 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 8,720
- One, attached: 627
- Two: 367
- 3 or 4: 884
- 5 to 9: 890
- 10 to 19: 422
- 20 to 49: 374
- 50 or more: 146
- Mobile homes: 1,674
- Boats, RVs, vans, etc.: 51

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Means of transportation to work
- Drove a car alone: 13,233 (75%)
- Carpooled: 2,368 (13%)
- Bus or trolley bus: 141 (1%)
- Railroad: 4 (0%)
- Ferryboat: 9 (0%)
- Taxi: 19 (0%)
- Motorcycle: 35 (0%)
- Bicycle: 81 (0%)
- Walked: 880 (5%)
- Other means: 221 (1%)
- Worked at home: 573 (3%)
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Travel time to work
- Less than 5 minutes: 876
- 5 to 9 minutes: 3445
- 10 to 14 minutes: 4723
- 15 to 19 minutes: 3438
- 20 to 24 minutes: 996
- 25 to 29 minutes: 296
- 30 to 34 minutes: 792
- 35 to 39 minutes: 308
- 40 to 44 minutes: 238
- 45 to 59 minutes: 685
- 60 to 89 minutes: 478
- 90 or more minutes: 716
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Percentage of zip code residents living and working in this county: 83.2%
Household type by relationship
Households: 35,351
- In family households: 30,972 (8,034 male householders, 1,833 female householders)
8,460 spouses, 11,064 children (9,895 natural, 278 adopted, 891 stepchildren), 231 grandchildren, 157 brothers or sisters, 152 parents, 388 other relatives, 653 non-relatives
- In nonfamily households: 4,379 (1,640 male householders (1,124 living alone)), 1,733 female householders (1,448 living alone)), 1,006 nonrelatives
- In group quarters: 1,340 (107 institutionalized population)
Size of family households: 4,126 2-persons, 2,255 3-persons, 2,055 4-persons, 981 5-persons, 278 6-persons, 172 7-or-more-persons.
Size of nonfamily households: 2,572 1-person, 640 2-persons, 106 3-persons, 46 4-persons, 9 5-persons.
8,005 married couples with children.
1,820 single-parent households (400 men, 1,420 women).
88.7% of residents of 98277 zip code speak English at home.
3.2% of residents speak Spanish at home (75% very well, 15% well, 10% not well).
1.5% of residents speak other Indo-European language at home (74% very well, 18% well, 8% not well).
6.1% of residents speak Asian or Pacific Island language at home (58% very well, 30% well, 11% not well, 2% not at all).
0.4% of residents speak other language at home (84% very well, 10% well, 6% not well).
Foreign born population: 3,042 (8.3%)
(57.2% of them are naturalized citizens)
| This zip code: | 8.3% | | Whole state: | 10.4% |
Most common places of birth for the foreign-born residents:
- Philippines (48%)
- Canada (10%)
- Japan (8%)
- Mexico (4%)
- Germany (3%)
- Korea (2%)
- Australia (2%)
Year of entry for the foreign-born population |
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- 1995 to March 2000: 492
- 1990 to 1994: 583
- 1985 to 1989: 562
- 1980 to 1984: 285
- 1975 to 1979: 298
- 1970 to 1974: 217
- 1970 to 1974: 127
- 1965 to 1969: 478
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White population: 29,367
Black population: 1,528
American Indian population: 428
Asian population: 2,634
Native Hawaiian and Other Pacific Islander population: 251
Some other race population: 777
Two or more races population: 1,691

First ancestries reported:
|  Other groups: 7764 |
|  German: 4952 |
|  Irish: 3132 |
|  English: 2710 |
|  United States or American: 2566 |
|  Norwegian: 1128 |
|  Italian: 987 |
|  Dutch: 913 |
|  French (except Basque): 880 |
|  Scottish: 870 |
|  Scotch-Irish: 583 |
|  Swedish: 523 |
|  Polish: 523 |
|  European: 439 |
|  Danish: 261 |
|  Welsh: 209 |
|  Subsaharan African:: 206 |
|  British: 202 |
|  African: 193 |
|  French Canadian: 160 |
|  Russian: 123 |
|  Finnish: 109 |
|  Portuguese: 100 |
|  Scandinavian: 99 |
|  Czech: 97 |
|  Canadian: 94 |
|  Belgian: 89 |
|  Ukrainian: 84 |
|  Hungarian: 79 |
|  Swiss: 79 |
|  Greek: 77 |
|  West Indian (excluding Hispanic groups):: 73 |
|  Arab:: 58 |
|  Celtic: 56 |
|  Lithuanian: 55 |
|  Austrian: 47 |
|  Czechoslovakian: 40 |
|  Slovak: 38 |
|  Australian: 38 |
|  Basque: 38 |
|  Haitian: 21 |
|  Turkish: 20 |
|  New Zealander: 20 |
|  Jamaican: 20 |
|  Yugoslavian: 18 |
|  Armenian: 17 |
|  Other Arab: 16 |
|  Syrian: 15 |
|  Lebanese: 14 |
|  Slavic: 14 |
|  Sierra Leonean: 13 |
|  Northern European: 13 |
|  Pennsylvania German: 13 |
|  Dutch West Indian: 10 |
|  Croatian: 9 |
|  Acadian/Cajun: 9 |
|  Romanian: 8 |
|  Moroccan: 8 |
|  West Indian: 8 |
|  Estonian: 7 |
|  Serbian: 7 |
|  Belizean: 7 |
|  Bermudan: 7 |
|  Slovene: 6 |
|  Icelander: 6 |
|  Arab/Arabic: 5 |
|  Latvian: 4 |

Facitilies with environmental interests located in this zip code:
- ARCO 5615 (31990 SR 20 in OAK HARBOR, WA)
(Resource Conservation and Recovery Act (tracking hazardous waste))
STATE MASTER (Washington State Department of Ecology's Facility/Site identification system) - HAZWASTE-WAD988517207, HAZARDOUS WASTE PROGRAM, EPCRA
Business SIC classification: GASOLINE SERVICE STATIONS
Organizations: MCASHER INC DBA OAK HARBOR AM PM (CONTACT/OPERATOR)
, BP WEST COAST PRODUCTS LLC (CONTACT/OWNER)
Alternative names: ARCO 05615
- CHRISTIANS ARCO TOWING & RECYCLING (685 CHRISTIAN RD in OAK HARBOR, WA)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
STATE MASTER (Washington State Department of Ecology's Facility/Site identification system) - WATQUAL-SO3001502, NPDES STORMWATER PERMIT
Business SIC classification: ELECTRIC SERVICES; MOTOR VEHICLE PARTS, USED; SCRAP AND WASTE MATERIALS
Organizations: FRED L CHRISTIAN (CONTACT/OPERATOR)
Alternative names: CHRISTIAN'S ARCO TOWING + RECY, CHRISTIANS ARCO TOWING + RECYCLING, FRED L CHRISTIAN
- CONCRETE NOR'WEST (HOFFMAN ROAD in OAK HARBOR, WA)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
STATE MASTER (Washington State Department of Ecology's Facility/Site identification system) - WATQUAL-WAG503294, National Pollutant Discharge Elimination System Permit
Business SIC classification: CONSTRUCTION SAND AND GRAVEL
Alternative names: CONCRETE NORWEST HOFFMAN RD
- CONCRETE NORWEST (3199 N OAK HARBOR RD in OAK HARBOR, WA)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
STATE MASTER (Washington State Department of Ecology's Facility/Site identification system) - TOXICS-6104, LEAKING STORAGE TANK, UNDERGROUND STORAGE TANK PROGRAM, WATQUAL-WAG503163, National Pollutant Discharge Elimination System Permit
Business SIC classification: CONSTRUCTION SAND AND GRAVEL; READY-MIXED CONCRETE
Organizations: CONCRETE NOR'WEST (CONTACT/OPERATOR)
Alternative names: CONCRETE NORWEST OAK HARBOR, OAK HARBOR PLANT
- BROADVIEW ELEMENTARY (473 SW FAIRHAVEN DR in OAK HARBOR, WA)
(National Center for Education Statistics) - STATE ID-3477
Organizations: OAK HARBOR SCH DIST 201 (SCHOOL DISTRICT)
- CLOVER VALLEY ELEMENTARY (600 CHEROKEE DR in OAK HARBOR, WA)
(National Center for Education Statistics) - STATE ID-2794
Organizations: OAK HARBOR SCH DIST 201 (SCHOOL DISTRICT)
- BOULDER HILL (S7 T33N R2E in OAK HARBOR, WA)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: CONSTRUCTION SAND AND GRAVEL
Organizations: CONCRETE NOR'WEST (CONTACT/OPERATOR)
- CHUCKS MINI STORAGE (881 NE KOETJE ST in OAK HARBOR, WA)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: GAYLE HASSLER (CONTACT/OPERATOR)
Alternative names: CHUCKS AUTO REBUILD
- ABC LAUNDRY DRY CLEANERS (366 NW CLIPPER DRIVE in OAK HARBOR, WA)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Alternative names: A B C CLEANERS
- BRUSHWORKS NW INC (2978 N PAINTER WAY in OAK HARBOR, WA)
(Resource Conservation and Recovery Act (tracking hazardous waste))
- CENTRAL COLLISION (2845C N GOLDIE RD STE 101 in OAK HARBOR, WA)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Business NAICS classification: AUTOMOTIVE BODY, PAINT, AND INTERIOR REPAIR AND MAINTENANCE.
- CHEVRON USA INC OAK HARBOR BUL (1381 W PIONEER WAY in OAK HARBOR, WA)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: CHEVRON PRODUCTS CO (CONTACT/OWNER)
- AMERIGAS LANGLEY (5200 CRAWFORD ROAD in LANGLEY, WA)
ENFORCEMENT/COMPLIANCE ACTIVITY (Integrated Compliance Information System)
Fire-safe hotels and motels in zip code 98277
- Best Western Harbor Plaza, 33175 SR 20, Oak Harbor, WA 98277, Phone: (360) 679-4567, Fax: (360) 675-2543
- North Whidbey Inn, 1175 Midway Blvd, Oak Harbor, WA 98277, Phone: (360) 675-5911
- Auld Holland Inn, 33575 SR 20, Oak Harbor, WA 98277, Phone: (360) 675-2288, Fax: (360) 675-2817
- North Whidbey Inn, 461 Se Midway Blvd, Oak Harbor, WA 98277, Phone: (360) 675-5911, Fax: (360) 679-3208
- Coachman Inn, 32959 SR 20, Oak Harbor, WA 98277, Phone: (360) 675-0727, Fax: (360) 675-1419
- Candlewood Suites, 33221 State Rt 20, Oak Harbor, WA 98277, Phone: (360) 279-2222, Fax: (360) 279-0158
All 6 fire-safe hotels and motels in zip code 98277
Median worth of mobile homes: $83,846
Housing units lacking complete plumbing facilities: 0%
Housing units lacking complete kitchen facilities: 0%
Most commonly used house heating fuel: |
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- Electricity (53%)
- Utility gas (24%)
- Bottled, tank, or LP gas (11%)
- Wood (7%)
- Fuel oil, kerosene, etc. (5%)
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Place of birth for U.S.-born residents:
- This state: 9052
- Northeast: 2730
- Midwest: 5198
- South: 5687
- West: 9675
40% of the 98277 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 34% lived in this county.
Out of people who lived in different counties, 17% lived in Washington.
Population in 1990: 32,450. Population change in the 1990s: +4,226 (+13.0%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 219
| Here: | 5.0% | | Washington: | 9.2% |
Students in private schools in grades 9 to 12 (high school): 115
| Here: | 5.5% | | Washington: | 7.0% |
Students in private undergraduate colleges: 192
| Here: | 10.3% | | Washington: | 15.7% |
School Enrollment by Level of School
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Companies with biggest federal contracts located in this zip code (OAK HARBOR, WA):
- P & L GENERAL CONTRACTORS, INC (3078 N GOLDIE ROAD, SUITE; small business): $34,222,994 in 72 contracts from 2001 to 2006
Contracts for Maintenance, Repair or Alteration of Real Property -- Miscellaneous Buildings, Maintenance, Repair or Alteration of Real Property -- Maintenance Buildings, Construction of Structures and Facilities -- Other Administrative Facilities and Service Buildings, Maintenance, Repair or Alteration of Real Property -- Airport Runways, and more by Navy, EPA, Forest Service, Forest Service (disused code: now 12C2), and others Signed by year: 2000: $0; 2001: $1,540,568; 2002: $4,461,941; 2003: $9,515,284; 2004: $699,919; 2005: $13,794,003; 2006: $4,211,279.
Biggest contracts:
$3,986,744 with Navy for Maintenance, Repair or Alteration of Real Property -- Miscellaneous Buildings. Signed on 2005-11-03. Completion date: 2006-09-14.
$3,271,293 with Navy for Maintenance, Repair or Alteration of Real Property -- Maintenance Buildings. Signed on 2003-09-18. Completion date: 2004-09-24.
$3,262,328 with Navy for Maintenance, Repair or Alteration of Real Property -- Miscellaneous Buildings. Signed on 2005-10-24. Completion date: 2006-10-24.
$3,054,796 with Navy for Construction of Structures and Facilities -- Other Administrative Facilities and Service Buildings. Signed on 2002-01-31. Completion date: 2002-11-27.
- NEW LEAF, INC (660 S E FIDALGO SUITE 101): $16,405,391 in 99 contracts from 1999 to 2006
Contracts for Custodial Janitorial Services, Other Housekeeping Services, Landscaping/Groundskeeping Services by Navy, Defense Commissary Agency, Department of Defense Signed by year: 2000: $1,618,034; 2001: $2,481,641; 2002: $3,809,867; 2003: $2,715,741; 2004: $2,733,462; 2005: $1,707,033; 2006: $-1,011.
Biggest contracts:
$1,948,420 with Navy for Custodial Janitorial Services. Signed on 2002-11-08. Completion date: 2003-09-30.
$1,699,148, same as above. Signed on 2001-12-18. Completion date: 2002-09-30.
$1,251,071, same as above. Signed on 2003-11-03. Completion date: 2004-09-30.
$1,043,036, same as above. Signed on 2004-09-30. Completion date: 2004-09-30.
- SUZANNE HUGGINS (1201 HARRIER CIRCLE #205; small business): $427,134 in 6 contracts from 2000 to 2005
Contracts for Other Medical Services, Dentistry Services by Navy Signed by year: 2000: $57,624; 2001: $57,624; 2002: $74,479; 2003: $77,007; 2004: $79,010; 2005: $81,390; 2006: $0.
Biggest contracts:
$81,390 with Navy for Other Medical Services. Signed on 2005-10-19. Completion date: 2005-09-30.
$79,010, same as above. Signed on 2004-10-27. Completion date: 2005-09-30.
$77,007, same as above. Signed on 2003-10-01. Completion date: 2004-09-30.
$74,479, same as above. Signed on 2002-10-01. Completion date: 2003-09-30.
- AUDREY K DIBBLE (2012 ZYLSTRA ROAD; small business): $52,920 in 2 contracts from 2000 to 2001
$27,720 with Navy for Library Services. Signed on 2001-09-25. Completion date: 2006-10-01.
$25,200 with Navy for Other Medical Services. Signed on 2000-10-01. Completion date: 2001-09-30.
- DIANA MARIE SLAUGHTER (537 NE ELLIS WAY #B202; small business)
$52,416 with Navy for Dentistry Services. Signed on 2000-04-19. Completion date: 2000-07-23.
- WORLD WIDE MOVERS, INC. (33395 STATE ROUTE 20; small business)
$42,383 with Navy for Motor Freight. Signed on 1999-12-01. Completion date: 2000-12-31.
- JOSEPH'S ANTIQUES & UPHOLSTERY (28 E FAKKEMA RD; small business)
$40,953 with Navy for Maintenance, Repair and Rebuilding of Equipment -- Furniture. Signed on 2005-09-29. Completion date: 2005-12-30.
- MOZINGO, DONNA (819 B CORAL SEA DRIVE; small business): $22,755 in 2 contracts from 2002 to 2003
$12,999 with Navy for Other Social Services. Taking place in CA. Signed on 2002-10-02. Completion date: 2003-09-30.
$9,756 with Navy for Miscellaneous Service and Trade Equipment. Taking place in CA. Signed on 2003-02-07. Completion date: 2003-09-30.
- DIANA MANUEL (1444 NE 6TH AVE; small business)
$12,225 with Navy for Facilities Operations Support Services. Signed on 2004-10-05. Completion date: 2005-09-30.
- KATHY NYE (1763 SE 8TH AVE; small business)
$8,400 with Navy for Other Social Services. Signed on 2005-09-28. Completion date: 2006-09-30.
Top industries in this zip code by the number of employees in 2005:
- Accommodation and Food Services: Limited-Service Restaurants (100-249 employees: 1 establishment, 20-49 employees: 9 establishments, 10-19 employees: 2 establishments, 5-9 employees: 1 establishment, 1-4 employees: 6 establishments)
- Accommodation and Food Services: Full-Service Restaurants (20-49: 7, 10-19: 8, 5-9: 2, 1-4: 5)
- Finance and Insurance: Commercial Banking (50-99: 1, 20-49: 1, 10-19: 5, 5-9: 4, 1-4: 2)
- Other Services (except Public Administration): Religious Organizations (10-19: 4, 5-9: 11, 1-4: 3)
- Accommodation and Food Services: Hotels (except Casino Hotels) and Motels (20-49: 3, 10-19: 2, 1-4: 1)
- Health Care and Social Assistance: Homes for the Elderly (50-99: 1, 20-49: 1, 5-9: 1, 1-4: 3)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
People in group quarters
- 1199 people in military barracks, etc.
- 93 people in nursing homes
- 42 people in other noninstitutional group quarters
- 3 people in local jails and other confinement facilities (including police lockups)
- 2 people in military transient quarters for temporary residents
Home Mortgage Disclosure Act Aggregated Statistics For Year 2003 (Based on 14 full and 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 552 | $174,471 | 615 | $153,963 | 3,247 | $140,247 | 144 | $21,088 | 13 | $944,622 | 396 | $134,108 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 29 | $165,240 | 54 | $118,343 | 234 | $132,980 | 29 | $23,402 | 0 | $0 | 38 | $124,900 |
| APPLICATIONS DENIED | 28 | $149,559 | 90 | $129,603 | 685 | $135,332 | 117 | $17,445 | 0 | $0 | 73 | $117,713 |
| APPLICATIONS WITHDRAWN | 28 | $170,659 | 58 | $159,002 | 584 | $140,164 | 16 | $43,441 | 1 | $364,000 | 35 | $110,674 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $138,495 | 8 | $124,094 | 88 | $136,531 | 5 | $110,464 | 0 | $0 | 7 | $157,036 |
Aggregated Statistics For Year 2002 (Based on 12 full and 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 471 | $161,667 | 530 | $153,096 | 1,734 | $142,985 | 85 | $14,975 | 10 | $462,395 | 259 | $150,086 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 21 | $154,448 | 47 | $111,117 | 164 | $143,895 | 31 | $23,484 | 4 | $293,750 | 17 | $171,916 |
| APPLICATIONS DENIED | 30 | $142,811 | 94 | $79,235 | 361 | $125,674 | 62 | $19,829 | 1 | $142,650 | 29 | $146,464 |
| APPLICATIONS WITHDRAWN | 8 | $123,969 | 60 | $148,620 | 264 | $131,665 | 9 | $27,576 | 0 | $0 | 22 | $135,558 |
| FILES CLOSED FOR INCOMPLETENESS | 5 | $130,600 | 7 | $99,411 | 58 | $128,191 | 5 | $49,980 | 0 | $0 | 3 | $159,333 |
Aggregated Statistics For Year 2001 (Based on 12 full and 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 420 | $147,706 | 470 | $137,228 | 1,326 | $127,255 | 127 | $23,676 | 8 | $716,824 | 187 | $107,905 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 21 | $132,390 | 46 | $123,454 | 113 | $132,873 | 30 | $18,132 | 0 | $0 | 17 | $102,588 |
| APPLICATIONS DENIED | 14 | $122,806 | 69 | $110,136 | 386 | $113,681 | 69 | $20,632 | 0 | $0 | 21 | $124,714 |
| APPLICATIONS WITHDRAWN | 25 | $138,997 | 55 | $128,037 | 329 | $117,064 | 14 | $20,432 | 1 | $250,000 | 23 | $72,713 |
| FILES CLOSED FOR INCOMPLETENESS | 4 | $108,805 | 10 | $168,717 | 51 | $131,257 | 1 | $10,000 | 4 | $208,795 | 8 | $149,655 |
Aggregated Statistics For Year 2000 (Based on 12 full and 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 279 | $138,326 | 426 | $128,245 | 245 | $104,872 | 160 | $34,849 | 1 | $210,000 | 78 | $93,777 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 18 | $121,596 | 37 | $133,777 | 60 | $101,120 | 79 | $22,739 | 2 | $280,000 | 11 | $74,212 |
| APPLICATIONS DENIED | 24 | $110,752 | 106 | $80,548 | 231 | $83,231 | 102 | $20,381 | 0 | $0 | 16 | $76,015 |
| APPLICATIONS WITHDRAWN | 31 | $103,680 | 47 | $134,440 | 118 | $110,014 | 30 | $32,511 | 0 | $0 | 16 | $98,871 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $132,000 | 10 | $103,108 | 52 | $109,547 | 3 | $49,537 | 2 | $250,000 | 2 | $65,000 |
Aggregated Statistics For Year 1999 (Based on 7 full and 3 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 270 | $139,737 | 246 | $131,933 | 467 | $118,996 | 143 | $19,400 | 2 | $305,170 | 90 | $96,692 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 12 | $135,630 | 61 | $103,400 | 57 | $90,018 | 42 | $21,175 | 1 | $1,070,860 | 13 | $61,862 |
| APPLICATIONS DENIED | 16 | $122,584 | 90 | $75,452 | 171 | $90,038 | 64 | $22,124 | 0 | $0 | 17 | $89,022 |
| APPLICATIONS WITHDRAWN | 20 | $141,096 | 37 | $129,205 | 140 | $100,793 | 12 | $58,615 | 0 | $0 | 10 | $161,132 |
| FILES CLOSED FOR INCOMPLETENESS | 4 | $122,698 | 7 | $146,736 | 39 | $104,413 | 1 | $28,770 | 0 | $0 | 3 | $79,623 |
Private Mortgage Insurance Companies Aggregated Statistics For Year 2003 (Based on 13 full and 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 68 | $160,879 | 128 | $154,567 | 16 | $144,329 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 12 | $162,193 | 25 | $157,806 | 7 | $140,596 |
| APPLICATIONS DENIED | 0 | $0 | 6 | $214,577 | 2 | $178,000 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $116,000 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 11 full and 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 69 | $169,902 | 116 | $158,697 | 9 | $124,418 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 18 | $162,192 | 26 | $152,518 | 4 | $108,000 |
| APPLICATIONS DENIED | 1 | $135,600 | 2 | $119,000 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 4 | $146,000 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 11 full and 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 89 | $156,071 | 88 | $156,754 | 11 | $159,515 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 11 | $165,555 | 8 | $156,353 | 2 | $125,360 |
| APPLICATIONS DENIED | 4 | $185,588 | 6 | $264,007 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 11 full and 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 80 | $143,062 | 22 | $148,497 | 16 | $145,882 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $161,590 | 7 | $161,556 | 2 | $131,000 |
| APPLICATIONS DENIED | 3 | $78,170 | 2 | $212,000 | 2 | $66,000 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 2 | $199,695 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 4 | $142,140 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 6 full and 3 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 51 | $142,340 | 27 | $147,574 | 2 | $121,910 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $127,084 | 5 | $149,466 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $164,500 | 2 | $126,500 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $131,270 | 0 | $0 | 0 | $0 |
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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