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98315 Zip Code Detailed Profile

 


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County: Kitsap County, WA

Zip code population in 2010: 1,281
Zip code population (2000): 7,253




Age and Sex of Residents in zip code 98315


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Houses and condos: 1,065
Renter-occupied apartments: 959
% of renters here:

99%
State:

36%

Mar. 2012 cost of living index in zip code 98315: 115.2 (more than average, U.S. average is 100)

Land area: 11.1 sq. mi.
Water area: 1.1 sq. mi.
Population density: 115 people per square mile 
 
 (very low).

Real estate property taxes paid for housing units in 2010:
This zip code:

0.9% ($3,186)
Washington:

0.9% ($2,660)

Median real estate property taxes paid for housing units with mortgages in 2010: $3,157 (0.9%)
Median real estate property taxes paid for housing units with no mortgage in 2010: $3,303 (1.2%)

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Males: 2,207  (57.4%)
Females: 1,639  (42.6%)

Zip code 98315 races chart

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98315, WA forum
Discuss zip code 98315 area on our local forum with over 1,500,000 registered users
Urban population: 1,222
Rural population: 58

Estimated median house/condo value in 2010: $355,348
98315:

$355,348
Washington:

$287,300
Median resident age:
This zip code:

28.0 years
Washington median age:

37.2 years

Average household size:
This zip code:

3.0 people
Washington:

2.5 people

Averages for the 2004 tax year for zip code 98315, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $31,249 (Individual Income Tax Returns)
Here:

$31,249
State:

$54,331

Salary/wage: $30,858 (reported on 99.4% of returns)
Here:

$30,858
State:

$45,761
(% of AGI for various income ranges: 135.2% for AGIs below $10k, 99.8% for AGIs $10k-25k, 99.4% for AGIs $25k-50k, 94.6% for AGIs $50k-75k, 94.1% for AGIs $75k-100k, 87.4% for AGIs over 100k)

Taxable interest for individuals: $190 (reported on 24.1% of returns)
This zip code:

$190
Washington:

$2,110
(% of AGI for various income ranges: 0.1% for AGIs $10k-25k, 0.1% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 0.4% for AGIs over 100k)

Taxable dividends: $302 (reported on 6.6% of returns)
Here:

$302
State:

$5,879
(% of AGI for various income ranges: 0.0% for AGIs $10k-25k, 0.1% for AGIs $25k-50k, 0.1% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.2% for AGIs over 100k)

Profit/loss from business: +$1,306 (reported on 3.5% of returns)
Here:

+$1,306
State:

+$13,994

IRA payment deduction: $2,111 (reported on 2.0% of returns)
98315:

$2,111
Washington:

$3,001

Total itemized deductions: $15,672 (26% of AGI, reported on 6.6% of returns)
Here:

$15,672
State:

$19,669

Here:

25.9% of AGI
State:

20.7% of AGI
(% of AGI for various income ranges: 0.8% for AGIs $10k-25k, 2.5% for AGIs $25k-50k, 5.0% for AGIs $50k-75k, 7.8% for AGIs $75k-100k, 13.3% for AGIs over 100k)

Charity contributions deductions: $2,804 (4% of AGI, reported on 5.2% of returns)
Here:

$2,804
State:

$3,569

Here:

4.3% of AGI
State:

3.5% of AGI
(% of AGI for various income ranges: 0.2% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 1.9% for AGIs $75k-100k, 2.9% for AGIs over 100k)

Total tax: $2,106 (reported on 69.0% of returns)
98315:

$2,106
State:

$9,065
(% of AGI for various income ranges: 1.1% for AGIs below $10k, 4.1% for AGIs $10k-25k, 2.9% for AGIs $25k-50k, 6.6% for AGIs $50k-75k, 8.4% for AGIs $75k-100k, 13.9% for AGIs over 100k)

Earned income credit: $1,453 (reported on 18.6% of returns)
Here:

$1,453
State:

$1,607

Percentage of individuals using paid preparers for their 2004 taxes: 63.1%
Here:

63%
State:

49%
(% for various income ranges: 45.9% for AGIs below $10k, 70.2% for AGIs $10k-25k, 62.8% for AGIs $25k-50k, 52.5% for AGIs $50k-75k, 51.2% for AGIs $75k-100k)


Estimated median household income in 2010:
This zip code:

$56,600
Washington:

$56,911

98315 map

Nearest zip codes: 98383, 98370, 98345, 98311, 98392, 98312.

Percentage of family households:
This zip code:

92.3%
Washington:

51.7%

Percentage of households with unmarried partners:
This zip code:

6.9%
Washington:

6.9%


Likely homosexual households (counted as self-reported same-sex unmarried-partner households)
  • Lesbian couples: 0.3% of all households
  • Gay men: 0.3% of all households

Housing units in zip code 98315 with a mortgage: 2,444 (69 second mortgage, 857 home equity loan, 498 both second mortgage and home equity loan)
Houses without a mortgage: 10

Median monthly owner costs for units with a mortgage: $1,847

Median monthly owner costs for units without a mortgage: $480

Residents with income below the poverty level in 2010:
This zip code:

12.2%
Whole state:

12.5%

Residents with income below 50% of the poverty level in 2010:
This zip code:

7.7%
Whole state:

6.9%

Median number of rooms in houses and condos:
Here:

6.7
State:

6.5

Median number of rooms in apartments:
Here:

4.9
State:

4.2


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Notable locations in this zip code not listed on our city pages:

Notable locations in zip code 98315: Bangor Wharf (A), Naval Region Northwest Fire and Emergency Services (B). Display/hide their locations on the map

Lakes and reservoirs: Bangor Lake (A), Temporary Sewage Lagoon (B), Devils Hole (C), Cattail Lake (D). Display/hide their locations on the map

 

Year house built

  • 2005 or later: 88
  • 2000 to 2004: 21
  • 1990 to 1999: 328
  • 1980 to 1989: 284
  • 1970 to 1979: 219
  • 1960 to 1969: 81
  • 1950 to 1959: 10
  • 1940 to 1949: 41
  • 1939 or earlier: 7


Zip code 98315 satellite photo by USGS

Bedrooms in houses/apartments in 98315
Owner-occupied Renter-occupied
  • no bedroom: 9
  • 1 bedroom: 108
  • 2 bedrooms: 10
  • 3 bedrooms: 1,542
  • 4 bedrooms: 779
  • 5+ bedrooms: 443
  • no bedroom: 80
  • 1 bedroom: 20
  • 2 bedrooms: 522
  • 3 bedrooms: 268
  • 4 bedrooms: 95
  • 5+ bedrooms: 39
Cars and other vehicles available in 98315 in houses/condos/apartments
Owner-occupied Renter-occupied
  • no vehicle: 105
  • 1 vehicle: 388
  • 2 vehicles: 11
  • 3 vehicles: 572
  • 4 vehicles: 354
  • 5+ vehicles: 279
  • no vehicle: 22
  • 1 vehicle: 354
  • 2 vehicles: 506
  • 3 vehicles: 96
  • 4 vehicles: 22
  • 5+ vehicles: 20


Estimated household income distribution in 2009:

Zip code 98315 household income distribution in 2009

Zip code 98315 house/condo values in 2010

Estimate of home value of owner-occupied houses/condos in 2010 in zip code 98315:

  • Less than $10,000: 6
  • $25,000 to $29,999: 21
  • $30,000 to $34,999: 30
  • $35,000 to $39,999: 31
  • $50,000 to $59,999: 6
  • $60,000 to $69,999: 19
  • $70,000 to $79,999: 8
  • $90,000 to $99,999: 17
  • $100,000 to $124,999: 92
  • $125,000 to $149,999: 13
  • $150,000 to $174,999: 59
  • $175,000 to $199,999: 69
  • $200,000 to $249,999: 113
  • $250,000 to $299,999: 574
  • $300,000 to $399,999: 1,164
  • $400,000 to $499,999: 682
  • $500,000 to $749,999: 194
  • $750,000 to $999,999: 252
  • $1,000,000 or more: 36

 



98315 rent paid by renters

Rent paid by renters in 2010 in zip code 98315:

  • $250 to $299: 15
  • $300 to $349: 19
  • $350 to $399: 13
  • $400 to $449: 8
  • $450 to $499: 9
  • $500 to $549: 8
  • $550 to $599: 8
  • $650 to $699: 26
  • $700 to $749: 6
  • $800 to $899: 38
  • $900 to $999: 101
  • $1,000 to $1,249: 551
  • $1,250 to $1,499: 233
  • $1,500 to $1,999: 36
  • $2,000 or more: 23
  • No cash rent: 157
 


Median price asked for vacant for-sale houses and condos in 2010: $323,965.

Estimated median house (or condo) value in 2010 for:

  • White Non-Hispanic householders: $131,303

Estimated median house or condo value in 2010: $355,348
98315:

$355,348
Washington:

$287,300
Lower value quartile - upper value quartile: $258,977 - $453,180

Mean price in 2010:

Detached houses: $376,423
Here:

$376,423
State:

$368,330

Townhouses or other attached units: $256,697
Here:

$256,697
State:

$308,706

In 2-unit structures: $355,084
Here:

$355,084
State:

$362,708

In 3-to-4-unit structures: $319,908
Here:

$319,908
State:

$287,059

In 5-or-more-unit structures: $246,799
Here:

$246,799
State:

$307,273

Mobile homes: $147,230
Here:

$147,230
State:

$129,946

Occupied boats, RVs, vans, etc.: $187,006
Here:

$187,006
State:

$166,062

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:

  • One, detached: 106
  • One, attached: 295
  • Two: 25
  • 3 or 4: 472
  • 5 to 9: 151
  • 10 to 19: 11
  • 20 to 49: 7
  • 50 or more: 23
  • Mobile homes: 31
  • Boats, RVs, vans, etc.: 24
98315 zip code mode of transportation to work chart

Means of transportation to work

  • Drove a car alone: 840 (43%)
  • Carpooled: 284 (15%)
  • Bus or trolley bus: 7 (0%)
  • Ferryboat: 13 (1%)
  • Motorcycle: 8 (0%)
  • Bicycle: 119 (6%)
  • Walked: 700 (36%)
  • Other means: 46 (2%)
  • Worked at home: 274 (14%)
 

98315 zip code travel time to work (commute)

Travel time to work (commute)

  • Less than 5 minutes: 191
  • 5 to 9 minutes: 395
  • 10 to 14 minutes: 461
  • 15 to 19 minutes: 200
  • 20 to 24 minutes: 104
  • 25 to 29 minutes: 92
  • 30 to 34 minutes: 31
  • 35 to 39 minutes: 16
  • 40 to 44 minutes: 29
  • 45 to 59 minutes: 53
  • 60 to 89 minutes: 17
  • 90 or more minutes: 32
 

Percentage of zip code residents living and working in this county: 96.0%

Household type by relationship:

Households: 4,569
  • In family households: 4,555 (1,124 male householders, 151 female householders)
    1,222 spouses, 1,989 children (1,698 natural, 38 adopted, 253 stepchildren), 9 grandchildren, 0 brothers or sisters, 0 parents, 5 other relatives, 55 non-relatives
  • In nonfamily households: 14 (0 male householders (0 living alone)), 7 female householders (0 living alone)), 7 nonrelatives
  • In group quarters: 2,684 (1,911 institutionalized population)

Size of family households: 299 2-persons, 276 3-persons, 171 4-persons, 66 5-persons, 41 6-persons, 24 7-or-more-persons

Size of nonfamily households: 34 1-person, 17 2-persons

966 married couples with children.
526 single-parent households (354 men, 172 women).

89.4% of residents of 98315 zip code speak English at home.
9.5% of residents speak Spanish at home (82% very well, 11% well, 7% not well).
31.8% of residents speak other Indo-European language at home (100% very well).
3.9% of residents speak Asian or Pacific Island language at home (78% very well, 22% well).
4.6% of residents speak other language at home (100% well).

Foreign born population: 140 (3.8%)
(25.0% of them are naturalized citizens)
This zip code:

3.8%
Whole state:

12.8%

Most common places of birth for the foreign-born residents:

  • Philippines (44%)
  • Mexico (15%)
  • Australia (5%)
  • Vietnam (4%)
  • Polynesia (4%)
  • Japan (4%)
  • Canada (4%)

Year of entry for the foreign-born population

  • 2000 or later: 84
  • 1990 to 1999: 58
  • 1980 to 1989: 13
  • Before 1980: 7

Races in zip code 98315:

White population: 2,425
Black population: 436
American Indian population: 49
Asian population: 41
Native Hawaiian and Other Pacific Islander population: 11
Some other race population: 20
Two or more races population: 262
Hispanic or Latino population: 766

Zip code 98315 marital status for males
Zip code 98315 marital status for females

Most commonly used house heating fuel:

  • Electricity (50%)
  • Utility gas (29%)
  • Fuel oil, kerosene, etc. (10%)
  • Wood (5%)
  • Bottled, tank, or LP gas (4%)
  • No fuel used (1%)
  • Other fuel (1%)

Population in 1990: 3,702. Population change in the 1990s: +3,551 (+95.9%).

Place of birth for U.S.-born residents:

  • This state: 1,173
  • Northeast: 821
  • Midwest: 1,128
  • South: 1,531
  • West: 2,007

9% of the 98315 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 24% lived in this county.
   Out of people who lived in different counties, 50% lived in Washington.

Year Householders Moved Into Unit:

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 64
Here:

13.3%
Washington:

9.9%

Students in private schools in grades 9 to 12 (high school): 193
Here:

57.7%
Washington:

8.3%

Students in private undergraduate colleges: 35
Here:

16.5%
Washington:

16.8%

Educational Attainment (%)

School Enrollment by Level of School (%)


Class of Workers (%)


Companies with federal contracts located in this zip code:

  • JOHNSON CONTROLS WORLD SERVICE (NAVAL SUBMARINE BASE BANGO in SILVERDALE, WA) : $391,427,301 in 2912 contracts from 1999 to 2006
    Contracts for Facilities Operations Support Services, Maintenance, Repair or Alteration of Real Property -- Other Non-Building Facilities, Maintenance, Repair or Alteration of Real Property -- Miscellaneous Buildings, Construction of Structures and Facilities -- Miscellaneous Buildings, and more by Navy
    Signed by year: 2000: $56,760,545; 2001: $56,150,348; 2002: $71,338,219; 2003: $27,078,828; 2004: $105,753,646; 2005: $28,710,446; 2006: $329,068.

    Biggest contracts:
    $54,332,441 with Navy for Facilities Operations Support Services. Signed on 2004-09-30. Completion date: 2007-09-30.
    $47,697,849, same as above. Signed on 2002-10-04. Completion date: 2003-09-30.
    $44,364,290, same as above. Signed on 2000-10-03. Completion date: 2001-09-30.
    $41,132,743, same as above. Signed on 2002-11-04. Completion date: 2003-09-30.
  • DOCUMENT AUTOMATION & PRODUCTI (1100 HUNLEY RD STE 108 in SILVERDALE, WA) : $506,721 in 32 contracts from 2003 to 2006
    Contracts for Print/Binding Services, Training Aids, Printing, Duplicating, and Bookbinding Equipment, Books and Pamphlets, and more by Navy, Army, Forest Service, Air Force, and others
    Signed by year: 2000: $0; 2001: $0; 2002: $0; 2003: $366,300; 2004: $54,408; 2005: $74,150; 2006: $11,863.

    Biggest contracts:
    $80,000 with Navy for Print/Binding Services. Signed on 2003-10-30. Completion date: 2004-09-30.
    $75,000, same as above. Signed on 2003-10-28. Completion date: 2004-09-30.
    $56,500, same as above. Signed on 2003-04-14. Completion date: 2003-05-26.
    $48,430 with Army for Training Aids. Signed on 2005-09-09. Completion date: 2005-12-30.

Top industries in this zip code by the number of employees in 2005:

  • Administrative and Support and Waste Management and Remediation Services: Facilities Support Services (500-999 employees: 1 establishment, 20-49 employees: 1 establishment)
  • Accommodation and Food Services: Limited-Service Restaurants (20-49: 1, 10-19: 2)
  • Health Care and Social Assistance: Vocational Rehabilitation Services (20-49: 1, 5-9: 1)
  • Information: Data Processing, Hosting, and Related Services (10-19: 1)
  • Professional, Scientific, and Technical Services: Engineering Services (10-19: 1)
  • Finance and Insurance: Commercial Banking (5-9: 1)
  • Professional, Scientific, and Technical Services: Computer Systems Design Services (5-9: 1)
  • Information: Cellular and Other Wireless Telecommunications (5-9: 1)
  • Finance and Insurance: Credit Unions (5-9: 1)

Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninst.)




People in group quarters:

  • 1,851 people in military disciplinary barracks
  • 471 people in military barracks, etc.
  • 327 people in military ships
  • 48 people in military transient quarters for temporary residents


Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 2 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED2$269,0402$220,7052$380,3050$0
APPLICATIONS APPROVED, NOT ACCEPTED0$00$00$00$0
APPLICATIONS DENIED0$00$00$00$0
APPLICATIONS WITHDRAWN0$00$04$164,6154$164,615
FILES CLOSED FOR INCOMPLETENESS0$00$00$00$0

Detailed HMDA statistics for the following Tracts: 0903.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2004
(Based on 2 partial tracts)
A) Conventional
Home Purchase Loans
NumberAverage Value
LOANS ORIGINATED0$0
APPLICATIONS APPROVED, NOT ACCEPTED2$72,960
APPLICATIONS DENIED0$0
APPLICATIONS WITHDRAWN0$0
FILES CLOSED FOR INCOMPLETENESS0$0

Detailed PMIC statistics for the following Tracts: 0903.00

HMDA - Conventional Home Purchase Loans

HMDA - Conventional Home Purchase Loans - Value

Businesses in zip code 98315
NameCountNameCount
McDonald's1Subway1
Nike1Taco Bell1
Starbucks1


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