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98438 Zip Code (McChord AFB, WA) Detailed Profile




Estimated zip code population in 2017: 505

March 2019 cost of living index in zip code 98438: 96.6 (near average, U.S. average is 100)

Land area: 0.9 sq. mi.
Water area: 0.0 sq. mi.
Population density: 593 people per square mile 
 
 (low).

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Males: 412  (81.5%)
Females: 93  (18.5%)

For population 25 years and over in 98438:

  • High school or higher: 100.0%
  • Bachelor's degree or higher: 17.0%
  • Graduate or professional degree: 0.0%
  • Mean travel time to work (commute): 9.6 minutes

For population 15 years and over in 98438:

  • Never married: 90.4%
  • Now married: 5.7%
  • Separated: 0.0%
  • Widowed: 0.0%
  • Divorced: 4.0%

Zip code 98438 compared to state average:

  • Median household income significantly below state average.
  • Median house value significantly below state average.
  • Unemployed percentage significantly below state average.
  • Black race population percentage significantly above state average.
  • Median age significantly below state average.
  • Foreign-born population percentage below state average.
  • Renting percentage significantly below state average.
  • Number of rooms per house significantly below state average.
  • House age significantly below state average.
  • Percentage of population with a bachelor's degree or higher significantly below state average.
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Data:
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Based on 2000-2020 data
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123
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100% urban population.

Median resident age:
This zip code:

21.8 years
Washington median age:

37.7 years
Average household size:
This zip code:

2.0 people
Washington:

2.6 people

Averages for the 2012 tax year for zip code 98438, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $26,071 (Individual Income Tax Returns)
Here:

$26,071
State:

$69,533

Salary/wage: $24,246 (reported on 94.1% of returns)
Here:

$24,246
State:

$57,267
(% of AGI for various income ranges: 97.6% for AGIs below $25k, 84.7% for AGIs $25k-50k, 75.0% for AGIs $50k-75k, 75.9% for AGIs $75k-100k)

Taxable interest for individuals: $167 (reported on 11.8% of returns)
This zip code:

$167
Washington:

$1,816

Ordinary dividends: $375 (reported on 7.8% of returns)
Here:

$375
State:

$8,163

Total itemized deductions: $19,350 (24% of AGI, reported on 7.8% of returns)
Here:

$19,350
State:

$23,872

Here:

23.7% of AGI
State:

18.2% of AGI

Charity contributions: $3,300 (reported on 3.9% of returns)
Here:

$3,300
State:

$4,465

Taxes paid: $5,450 (reported on 7.8% of returns)
98438:

$5,450
State:

$6,400

Earned income credit: $1,300 (reported on 3.9% of returns)
Here:

$1,300
State:

$2,073
(% of AGI for various income ranges: 0.4% for AGIs below $25k)

Percentage of individuals using paid preparers for their 2012 taxes: 13.7%
Here:

14%
State:

43%

Averages for the 2004 tax year for zip code 98438, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $22,146 (Individual Income Tax Returns)
Here:

$22,146
State:

$54,331

Salary/wage: $20,897 (reported on 96.8% of returns)
Here:

$20,897
State:

$45,761
(% of AGI for various income ranges: 101.5% for AGIs below $10k, 98.0% for AGIs $10k-25k, 84.2% for AGIs $25k-50k, 85.1% for AGIs $50k-75k, 82.8% for AGIs $75k-100k, 82.2% for AGIs over 100k)

Taxable interest for individuals: $264 (reported on 16.4% of returns)
This zip code:

$264
Washington:

$2,110
(% of AGI for various income ranges: 0.3% for AGIs below $10k, 0.2% for AGIs $10k-25k, 0.1% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.4% for AGIs $75k-100k)

Taxable dividends: $436 (reported on 7.4% of returns)
Here:

$436
State:

$5,879
(% of AGI for various income ranges: 0.1% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.4% for AGIs over 100k)

Total itemized deductions: $17,228 (28% of AGI, reported on 7.7% of returns)
Here:

$17,228
State:

$19,669

Here:

27.6% of AGI
State:

20.7% of AGI

Charity contributions deductions: $2,071 (3% of AGI, reported on 5.7% of returns)
Here:

$2,071
State:

$3,569

Here:

3.0% of AGI
State:

3.5% of AGI

Total tax: $1,806 (reported on 86.4% of returns)
98438:

$1,806
State:

$9,065
(% of AGI for various income ranges: 1.0% for AGIs below $10k, 5.0% for AGIs $10k-25k, 6.1% for AGIs $25k-50k, 9.9% for AGIs $50k-75k, 13.4% for AGIs $75k-100k, 11.7% for AGIs over 100k)

Earned income credit: $1,063 (reported on 4.3% of returns)
Here:

$1,063
State:

$1,607

Percentage of individuals using paid preparers for their 2004 taxes: 60.9%
Here:

61%
State:

49%
(% for various income ranges: 62.9% for AGIs below $10k, 60.5% for AGIs $10k-25k, 58.0% for AGIs $25k-50k, 67.6% for AGIs $50k-75k, 112.5% for AGIs $75k-100k)

Nearest zip codes: 98439, 98499, 98444, 98447, 98498, 98430.
McChord AFB Zip Code Map

Percentage of family households:
This zip code:

97.2%
Washington:

47.8%
Percentage of households with unmarried partners:
This zip code:

0.0%
Washington:

7.6%
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 0
Household did not receive Food Stamps/SNAP in the past 12 months: 5


Women who did not have a birth in the past 12 months: 92 (0 now married, 93 unmarried)


  • Notable locations in this zip code not listed on our city pages

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Year house built
  • Year house built (houses)
  • 02014 or later
  • 02010 to 2013
  • 52000 to 2009
  • 01990 to 1999
  • 01980 to 1989
  • 01970 to 1979
  • 01960 to 1969
  • 01950 to 1959
  • 01940 to 1949
  • 01939 or earlier

Mean price in 2017:

Detached houses: $354,260
Here:

$354,260
State:

$447,152

Townhouses or other attached units: $278,932
Here:

$278,932
State:

$391,417

In 2-unit structures: $251,628
Here:

$251,628
State:

$295,878

In 3-to-4-unit structures: $190,351
Here:

$190,351
State:

$323,576

In 5-or-more-unit structures: $231,993
Here:

$231,993
State:

$382,353

Mobile homes: $122,473
Here:

$122,473
State:

$131,988

Occupied boats, RVs, vans, etc.: $9,799
Here:

$9,799
State:

$87,922
Owners and renters by unit type in zip code 98438

Housing units in structures:

  • 50 or more: 5
  • Means of transportation to work in zip code 98438

  • Means of transportation to work in zip code 98438
  • 56.1%283Drove a car alone
  • 20.8%105Carpooled
  • 2.2%11Bicycle
  • 13.7%69Walked
  • 6.1%31Worked at home
  • Travel time to work (commute) in zip code 98438

  • Travel time to work (commute) in zip code 98438
  • 86Less than 5 minutes
  • 2545 to 9 minutes
  • 7310 to 14 minutes
  • 2715 to 19 minutes
  • 425 to 29 minutes
  • 430 to 34 minutes
  • 540 to 44 minutes
  • 1045 to 59 minutes
  • 790 or more minutes

Percentage of zip code residents living and working in this county: 99.8%

Household type by relationship:

Households: 10
  • In family households: 10 (5 male householders, 0 female householders)
    5 spouses, 0 children (1 natural, 1 adopted, 1 stepchildren), 0 grandchildren, 0 brothers or sisters, 0 parents, 0 other relatives, 0 non-relatives
  • In nonfamily households: 0 (0 male householders (0 living alone)), 0 female householders (0 living alone)), 0 nonrelatives
  • In group quarters: 487 (0 institutionalized population)

Size of family households: 5 2-persons

74.3% of residents of 98438 zip code speak English at home.
16.2% of residents speak Spanish at home (66% very well, 34% well).
1.8% of residents speak other Indo-European language at home (100% very well).
7.1% of residents speak Asian or Pacific Island language at home (67% very well, 33% well).

Foreign born population: 44 (8.8%)
(88.6% of them are naturalized citizens)
This zip code:

8.8%
Whole state:

14.3%
Most common places of birth for foreign-born residents
  • 47%Grenada
  • 42%Burma
  • 9%Argentina
Most common first ancestries reported in 98438
  • 15%German
  • 15%Italian
  • 6%European
  • 3%Scottish
  • 2%French
  • 1%Danish
  • 1%English
Year of entry for the foreign-born population
  • Year of entry for the foreign-born population
  • 402010 or later
  • 242000 to 2009
  • 181990 to 1999
  • 0Before 1990
There are 42 Medical Specialists in Zip Code 98438.

Place of birth for U.S.-born residents:

  • This state: 30
  • Northeast: 83
  • Midwest: 84
  • South: 137
  • West: 95

38% of the 98438 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 13% moved from this county.
   Out of people who lived in different houses, 69% moved from different state.
   Out of people who lived in different houses, 16% moved from abroad.

Students in private schools in grades 9 to 12 (high school):
Here:

0.0%
Washington:

8.0%
Students in private undergraduate colleges:
Here:

0.0%
Washington:

16.1%
Educational Attainment in 2017
School Enrollment by Level of School in 2017
Class of Workers in 2017

Top industries in this zip code by the number of employees in 2005:

  • Administrative and Support and Waste Management and Remediation Services: Janitorial Services (50-99 employees: 1 establishment)
  • Finance and Insurance: Commercial Banking (20-49: 1, 5-9: 1)
  • Administrative and Support and Waste Management and Remediation Services: Security Guards and Patrol Services (20-49: 1)
  • Finance and Insurance: Credit Unions (20-49: 1)
  • Other Services (except Public Administration): Barber Shops (10-19: 1)
  • Professional, Scientific, and Technical Services: Architectural Services (5-9: 1)
  • Professional, Scientific, and Technical Services: Tax Preparation Services (1-4: 1)
  • Other Services (except Public Administration): Human Rights Organizations (1-4: 1)

Businesses in zip code 98438
NameCountNameCount
Burger King1Popeyes1
Firestone Complete Auto Care1Starbucks1
GNC1UPS1
H&R Block1
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