98512 Zip Code Detailed Profile




Cities: Tumwater, WA (5.30%), Olympia, WA (0.69%)
County: Thurston County, WA
Estimated zip code population in 2013: 29,447
Zip code population in 2010: 28,130
Zip code population in 2000: 24,173

Houses and condos: 12,026
Renter-occupied apartments: 3,576
% of renters here:

32%
State:

38%
Mar. 2013 cost of living index in zip code 98512: 107.1 (more than average, U.S. average is 100)

Land area: 150.3 sq. mi.
Water area: 1.9 sq. mi.
Population density: 196 people per square mile 
 
 (very low).

Age and Sex of Residents in zip code 98512
Zip code 98512 (Tumwater, Washington) real estate house value trends
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Real estate property taxes paid for housing units in 2013:
This zip code:

1.1% ($2,868)
Washington:

1.1% ($2,743)
Median real estate property taxes paid for housing units with mortgages in 2013: $2,970 (1.1%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $2,469 (1.2%)

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Males: 14,593  (49.6%)
Females: 14,854  (50.4%)

For population 25 years and over in 98512:

For population 15 years and over in 98512:

Zip code 98512 compared to state average:

  • Hispanic race population percentage below state average.
  • Foreign-born population percentage significantly below state average.
  • House age below state average.
  • Races in zip code 98512

  • Zip code 98512 races chart
    • 23,919White population
    • 439Black population
    • 272American Indian population
    • 917Asian population
    • 98Native Hawaiian and Other Pacific Islander population
    • 37Some other race population
    • 994Two or more races population
    • 1,454Hispanic or Latino population

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Urban population: 18,907
Rural population: 10,539

Estimated median house/condo value in 2013: $258,400
98512:

$258,400
Washington:

$250,800



According to our research of Washington and other state lists there were 18 registered sex offenders living in 98512 zip code as of August 30, 2015.
The ratio of number of residents in zip code 98512 to the number of sex offenders is 1,457 to 1.
The number of registered sex offenders compared to the number of residents in this zip code is near the state average.


Median resident age:
This zip code:

39.2 years
Washington median age:

37.4 years
Average household size:
This zip code:

2.6 people
Washington:

2.6 people

Averages for the 2012 tax year for zip code 98512, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $59,398 (Individual Income Tax Returns)
Here:

$59,398
State:

$69,533

Salary/wage: $50,614 (reported on 83.6% of returns)
Here:

$50,614
State:

$57,267
(% of AGI for various income ranges: 73.7% for AGIs below $25k, 78.7% for AGIs $25k-50k, 77.5% for AGIs $50k-75k, 74.6% for AGIs $75k-100k, 75.9% for AGIs $100k-200k, 40.5% for AGIs over 200k)

Taxable interest for individuals: $1,163 (reported on 40.1% of returns)
This zip code:

$1,163
Washington:

$1,816
(% of AGI for various income ranges: 1.3% for AGIs below $25k, 0.7% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 0.7% for AGIs $100k-200k, 1.2% for AGIs over 200k)

Ordinary dividends: $4,108 (reported on 19.3% of returns)
Here:

$4,108
State:

$8,163
(% of AGI for various income ranges: 1.6% for AGIs below $25k, 1.0% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 1.3% for AGIs $100k-200k, 2.5% for AGIs over 200k)

Net capital gain/loss in AGI: +$7,434 (reported on 15.0% of returns)
Here:

+$7,434
State:

+$21,568
(% of AGI for various income ranges: 0.1% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 1.2% for AGIs $100k-200k, 9.6% for AGIs over 200k)

Profit/loss from business: +$14,701 (reported on 12.6% of returns)
Here:

+$14,701
State:

+$16,521
(% of AGI for various income ranges: 5.3% for AGIs below $25k, 2.9% for AGIs $25k-50k, 2.9% for AGIs $50k-75k, 2.7% for AGIs $75k-100k, 2.5% for AGIs $100k-200k, 4.5% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $14,258 (reported on 9.1% of returns)
98512:

$14,258
Washington:

$18,648
(% of AGI for various income ranges: 2.4% for AGIs below $25k, 1.9% for AGIs $25k-50k, 1.5% for AGIs $50k-75k, 2.6% for AGIs $75k-100k, 2.4% for AGIs $100k-200k, 2.2% for AGIs over 200k)

Self-employment retirement plans: $15,513 (reported on 0.6% of returns)
98512:

$15,513
Washington:

$20,087
(% of AGI for various income ranges: 0.2% for AGIs $25k-50k, 0.1% for AGIs $100k-200k, 0.7% for AGIs over 200k)

Total itemized deductions: $20,845 (21% of AGI, reported on 35.4% of returns)
Here:

$20,845
State:

$23,872

Here:

21.0% of AGI
State:

18.2% of AGI
(% of AGI for various income ranges: 10.6% for AGIs below $25k, 10.9% for AGIs $25k-50k, 13.2% for AGIs $50k-75k, 14.3% for AGIs $75k-100k, 13.5% for AGIs $100k-200k, 9.7% for AGIs over 200k)

Charity contributions: $3,152 (reported on 27.6% of returns)
Here:

$3,152
State:

$4,465
(% of AGI for various income ranges: 0.7% for AGIs below $25k, 0.9% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 1.7% for AGIs $75k-100k, 1.8% for AGIs $100k-200k, 1.8% for AGIs over 200k)

Taxes paid: $5,528 (reported on 35.1% of returns)
98512:

$5,528
State:

$6,400
(% of AGI for various income ranges: 2.1% for AGIs below $25k, 2.5% for AGIs $25k-50k, 3.3% for AGIs $50k-75k, 3.8% for AGIs $75k-100k, 3.8% for AGIs $100k-200k, 2.8% for AGIs over 200k)

Earned income credit: $1,857 (reported on 13.3% of returns)
Here:

$1,857
State:

$2,073
(% of AGI for various income ranges: 4.4% for AGIs below $25k, 0.8% for AGIs $25k-50k)

Averages for the 2004 tax year for zip code 98512, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $49,239 (Individual Income Tax Returns)
Here:

$49,239
State:

$54,331

Salary/wage: $43,875 (reported on 84.9% of returns)
Here:

$43,875
State:

$45,761
(% of AGI for various income ranges: 121.2% for AGIs below $10k, 72.2% for AGIs $10k-25k, 80.9% for AGIs $25k-50k, 80.8% for AGIs $50k-75k, 82.5% for AGIs $75k-100k, 63.9% for AGIs over 100k)

Taxable interest for individuals: $1,330 (reported on 50.4% of returns)
This zip code:

$1,330
Washington:

$2,110
(% of AGI for various income ranges: 5.4% for AGIs below $10k, 2.4% for AGIs $10k-25k, 1.2% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 1.6% for AGIs over 100k)

Taxable dividends: $2,447 (reported on 24.5% of returns)
Here:

$2,447
State:

$5,879
(% of AGI for various income ranges: 3.8% for AGIs below $10k, 1.6% for AGIs $10k-25k, 1.1% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 1.6% for AGIs over 100k)

Net capital gain/loss: +$9,773 (reported on 19.7% of returns)
Here:

+$9,773
State:

+$15,835
(% of AGI for various income ranges: 0.6% for AGIs below $10k, 0.2% for AGIs $10k-25k, 0.5% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 1.2% for AGIs $75k-100k, 10.8% for AGIs over 100k)

Profit/loss from business: +$13,931 (reported on 13.5% of returns)
Here:

+$13,931
State:

+$13,994
(% of AGI for various income ranges: -2.4% for AGIs below $10k, 4.9% for AGIs $10k-25k, 2.0% for AGIs $25k-50k, 2.9% for AGIs $50k-75k, 2.7% for AGIs $75k-100k, 6.2% for AGIs over 100k)

IRA payment deduction: $2,984 (reported on 2.7% of returns)
98512:

$2,984
Washington:

$3,001
(% of AGI for various income ranges: 0.2% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 0.1% for AGIs over 100k)

Self-employed pension: $10,865 (reported on 0.8% of returns)
Here:

$10,865
Washington:

$14,244
(% of AGI for various income ranges: 0.1% for AGIs $25k-50k, 0.1% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 0.4% for AGIs over 100k)

Total itemized deductions: $17,279 (22% of AGI, reported on 38.8% of returns)
Here:

$17,279
State:

$19,669

Here:

22.0% of AGI
State:

20.7% of AGI
(% of AGI for various income ranges: 13.0% for AGIs below $10k, 10.9% for AGIs $10k-25k, 12.5% for AGIs $25k-50k, 15.7% for AGIs $50k-75k, 16.0% for AGIs $75k-100k, 12.1% for AGIs over 100k)

Charity contributions deductions: $2,587 (3% of AGI, reported on 33.1% of returns)
Here:

$2,587
State:

$3,569

Here:

3.1% of AGI
State:

3.5% of AGI
(% of AGI for various income ranges: 0.6% for AGIs below $10k, 0.9% for AGIs $10k-25k, 1.1% for AGIs $25k-50k, 1.7% for AGIs $50k-75k, 2.0% for AGIs $75k-100k, 2.2% for AGIs over 100k)

Total tax: $6,756 (reported on 81.1% of returns)
98512:

$6,756
State:

$9,065
(% of AGI for various income ranges: 3.1% for AGIs below $10k, 4.6% for AGIs $10k-25k, 7.2% for AGIs $25k-50k, 9.0% for AGIs $50k-75k, 10.2% for AGIs $75k-100k, 17.2% for AGIs over 100k)

Earned income credit: $1,488 (reported on 10.1% of returns)
Here:

$1,488
State:

$1,607

Percentage of individuals using paid preparers for their 2004 taxes: 43.7%
Here:

44%
State:

49%
(% for various income ranges: 35.7% for AGIs below $10k, 44.0% for AGIs $10k-25k, 43.8% for AGIs $25k-50k, 45.7% for AGIs $50k-75k, 43.2% for AGIs $75k-100k, 52.7% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$65,692
Washington:

$58,405
Tumwater, WA (98512) map Nearest zip codes: 98502, 98501, 98579, 98557, 98506, 98544.
Percentage of family households:
This zip code:

56.1%
Washington:

49.7%
Percentage of households with unmarried partners:
This zip code:

8.2%
Washington:

7.2%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Household received Food Stamps/SNAP in the past 12 months: 1,279
Household did not receive Food Stamps/SNAP in the past 12 months: 9,926


Women who had a birth in the past 12 months: 401 (311 now married, 90 unmarried)
Women who did not have a birth in the past 12 months: 6,636 (3,113 now married, 3,523 unmarried)


Housing units in zip code 98512 with a mortgage: 5,364 (305 second mortgage, 796 home equity loan, 35 both second mortgage and home equity loan)
Houses without a mortgage: 2,265

Median monthly owner costs for units with a mortgage: $1,796
Median monthly owner costs for units without a mortgage: S512

Residents with income below the poverty level in 2013:
This zip code:

10.0%
Whole state:

14.1%
Residents with income below 50% of the poverty level in 2013:
This zip code:

6.0%
Whole state:

7.8%
Median number of rooms in houses and condos:
Here:

6.5
State:

6.5
Median number of rooms in apartments:
Here:

4.4
State:

4.2
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 98512: Rutledge Farm (A), Olympia Substation (B), Capitol Peak Lookout (C), Fall Creek Campground (D), Sherman Valley Campground (E), Bordeaux Campground (F), Mount Molly Campground (G), Margaret McKenny Campground (H), Yew Tree Campground (I), Middle Waddel Campground (J), Mina Falls Trailhead Campground (K), Cedar Creek State Correction Center (L), Thurston County Fire Protection District 11 (M), Thurston Co Fire District 11 station 5 (N), Thurston Co Fire District 11 station 4 (O), Thurston County District 5 Black Lake Station 51 (P), Thurston County Fire District 5 Station 52 (Q), Thurston County Fire District 6 Station 63 (R), Tumwater Fire Department Station 2 (S), Thurston County Fire Protection District 5 Black Lake Fire Station (T). Display/hide their locations on the map

    Church in zip code 98512: Kingdom Hall of Jehovahs Witnesses (A). Display/hide its location on the map

    Cemetery: Olympic Memorial Garden Cemetery (1). Display/hide its location on the map

    Lakes: Barnes Lake (A), Black Lake (B), Simmons Lake (C), Scott Lake (D), Deep Lake (E), Trosper Lake (F). Display/hide their locations on the map

    Creeks: Fall Creek (A), Monroe Creek (B), Perry Creek (C), Swift Creek (D), Camp Seven Creek (E), Phantom Creek (F), Beatty Creek (G), Beaver Creek (H), Dempsey Creek (I). Display/hide their locations on the map

    Parks in zip code 98512 include: Black River Habitat Management Area (1), Millersylvania State Park (2), Mima Mounds Natural Area (3). Display/hide their locations on the map

Year house built

  • 3212010 or later
  • 2,0882000 to 2009
  • 2,6051990 to 1999
  • 2,0661980 to 1989
  • 3,1551970 to 1979
  • 7381960 to 1969
  • 3321950 to 1959
  • 2631940 to 1949
  • 4581939 or earlier

Zip code 98512 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Tumwater, WA (98512)

  • 13no bedroom
  • 1661 bedroom
  • 1,3942 bedrooms
  • 4,3593 bedrooms
  • 1,3984 bedrooms
  • 2995+ bedrooms

Bedrooms in renter-occupied apartments in Tumwater, WA (98512)

  • 116no bedroom
  • 6011 bedroom
  • 1,6602 bedrooms
  • 1,0223 bedrooms
  • 1044 bedrooms
  • 735+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Tumwater, WA (98512) in owner-occupied houses/condos

  • 153no vehicle
  • 1,6821 vehicle
  • 3,1972 vehicles
  • 1,3983 vehicles
  • 6934 vehicles
  • 5065+ vehicles

Cars and other vehicles available in Tumwater, WA (98512) in renter-occupied apartments

  • 262no vehicle
  • 1,7011 vehicle
  • 1,2322 vehicles
  • 2653 vehicles
  • 1034 vehicles
  • 135+ vehicles

Median gross rent in 2013: $1,049.


Median price asked for vacant for-sale houses and condos in 2013: $191,851.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $258,400
98512:

$258,400
Washington:

$250,800
Lower value quartile - upper value quartile: $176,200 - $347,800

Mean price in 2013:

Detached houses: $283,370
Here:

$283,370
State:

$329,559

Townhouses or other attached units: $257,266
Here:

$257,266
State:

$270,940

In 2-unit structures: $373,440
Here:

$373,440
State:

$280,281

In 3-to-4-unit structures: $46,905
Here:

$46,905
State:

$202,515

In 5-or-more-unit structures: $419,985
Here:

$419,985
State:

$245,538

Mobile homes: $93,608
Here:

$93,608
State:

$98,688

Occupied boats, RVs, vans, etc.: $29,629
Here:

$29,629
State:

$69,606

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:


Unemployment: 7.7%

Percentage of zip code residents living and working in this county: 79.2%

Household type by relationship:

Households: 28,772

Size of family households: 3,621 2-persons, 2,197 3-persons, 1,423 4-persons, 537 5-persons, 142 6-persons, 77 7-or-more-persons

Size of nonfamily households: 2,498 1-person, 611 2-persons, 90 3-persons, 9 4-persons

4,022 married couples with children.
2,014 single-parent households (573 men, 1,441 women).

94.2% of residents of 98512 zip code speak English at home.
1.7% of residents speak Spanish at home (56% very well, 12% well, 32% not well).
2.1% of residents speak other Indo-European language at home (74% very well, 2% well, 21% not well, 3% not at all).
1.4% of residents speak Asian or Pacific Island language at home (63% very well, 26% well, 8% not well, 3% not at all).
0.6% of residents speak other language at home (39% very well, 19% well, 41% not well).

Foreign born population: 1,520 (5.2%)
(52.6% of them are naturalized citizens)
This zip code:

5.2%
Whole state:

13.5%

Most common places of birth for the foreign-born residents

  • 13%India
  • 12%Mexico
  • 9%Nigeria
  • 9%Saudi Arabia
  • 9%Canada
  • 7%Germany
  • 5%England

Most common first ancestries reported in 98512 (%)

  • 23%Other groups
  • 15%German
  • 6%English
  • 6%Irish
  • 5%American
  • 4%Norwegian
  • 3%Swedish

Year of entry for the foreign-born population

  • 2642010 or later
  • 3972000 to 2009
  • 3731990 to 1999
  • 1,000Before 1990

Zip code 98512 topographic map

Public primary/middle schools in zip code 98512 not listed on the city page:

  • LITTLEROCK ELEMENTARY SCHOOL (Students: 394; Location: 12710 LITTLEROCK RD SW, OLYMPIA, WA; Grades: KG - 06)
  • SECONDARY OPTIONS (Students: 77; Location: 7741 LITTLEROCK ROAD SW, OLYMPIA, WA; Grades: 06 - 12)

Major facilities with environmental interests located in this zip code:


Zip code 98512 marital status for males
Zip code 98512 marital status for females

Housing units lacking complete plumbing facilities: 0.9%
Housing units lacking complete kitchen facilities: 1.6%

Most commonly used house heating fuel

  • 50%Electricity
  • 33%Utility gas
  • 9%Wood
  • 6%Bottled, tank, or LP gas
  • 1%Fuel oil, kerosene, etc.

Place of birth for U.S.-born residents:


51% of the 98512 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 55% lived in this county.
   Out of people who lived in different counties, 50% lived in Washington.

82% of the 98512 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 41% moved from this county.
   Out of people who lived in different houses, 28% moved from different county within same state.
   Out of people who lived in different houses, 19% moved from different state.
   Out of people who lived in different houses, 11% moved from abroad.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 227
Here:

8.3%
Washington:

10.0%
Students in private schools in grades 9 to 12 (high school): 42
Here:

2.4%
Washington:

6.5%
Students in private undergraduate colleges: 155
Here:

8.1%
Washington:

17.0%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 77,813Health diagnosing and treating practitioners and other technical occupations
  • 73,864Legal occupations
  • 71,786Architecture and engineering occupations
  • 71,205Management occupations
  • 71,184Computer and mathematical occupations
  • 70,156Law enforcement workers including supervisors

Companies with federal contracts located in this zip code:

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 477 people in state prisons
  • 79 people in nursing facilities/skilled-nursing facilities
  • 53 people in group homes intended for adults
  • 38 people in correctional facilities intended for juveniles
  • 35 people in emergency and transitional shelters (with sleeping facilities) for people experiencing homelessness
  • 8 people in other noninstitutional facilities
  • 5 people in group homes for juveniles (non-correctional)

People in group quarters in 2000:

  • 374 people in state prisons
  • 64 people in short-term care, detention or diagnostic centers for delinquent children
  • 60 people in other group homes
  • 54 people in other noninstitutional group quarters

Fatal accident statistics in 2011:

  • Fatal accident count: 2
  • Vehicles involved in fatal accidents: 4
  • Fatal accidents caused by drunken drivers: 2
  • Fatalities: 2
  • Persons involved in fatal accidents: 5
  • Pedestrians involved in fatal accidents: 0

Fatal accident statistics in 2010:

  • Fatal accident count: 2
  • Vehicles involved in fatal accidents: 2
  • Fatal accidents caused by drunken drivers: 1
  • Fatalities: 2
  • Persons involved in fatal accidents: 5
  • Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 6 full and 6 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED318$243,466321$240,5282,270$225,330120$127,1630$0119$194,658152$149,322
APPLICATIONS APPROVED, NOT ACCEPTED30$253,59237$264,280222$230,65416$32,8990$012$160,42825$93,078
APPLICATIONS DENIED61$228,46895$231,996584$255,96445$105,5940$053$213,75396$109,263
APPLICATIONS WITHDRAWN31$242,09454$295,964498$249,70221$167,1492$518,01524$207,97320$207,754
FILES CLOSED FOR INCOMPLETENESS8$281,94916$186,803167$247,5318$131,6080$06$180,3786$158,695
Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 6 full and 6 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED45$274,73667$277,430
APPLICATIONS APPROVED, NOT ACCEPTED19$288,64928$281,491
APPLICATIONS DENIED7$336,94931$245,605
APPLICATIONS WITHDRAWN0$07$284,743
FILES CLOSED FOR INCOMPLETENESS0$02$189,895

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 98512 among deceased individuals
NameCountLived (average)
Robert6078.3 years
William4475.0 years
John4478.2 years
Mary4279.7 years
James4274.3 years
George3276.4 years
Helen3085.0 years
Dorothy2784.1 years
Charles2772.9 years
Donald2676.9 years
Most common last names in zip code 98512 among deceased individuals
Last nameCountLived (average)
Smith2577.1 years
Johnson2475.2 years
Brown1880.8 years
Anderson1582.9 years
Jones1474.1 years
Williams1277.3 years
Miller1175.7 years
Fry1082.4 years
Baker978.0 years
Thompson884.4 years
Businesses in zip code 98512
NameCountNameCount
7-Eleven1Jack In The Box1
Ace Hardware1Kroger2
AutoZone1MasterBrand Cabinets1
Blockbuster1McDonald's1
Costco1Panda Express1
DHL1RadioShack1
Extended Stay America1Starbucks1
FedEx2Subway2
GNC1T-Mobile2
H&R Block1U-Haul1
Home Depot1UPS3

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