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98581 Zip Code (Ryderwood, WA) Detailed Profile




City: Ryderwood, WA (0.55%)
County: Cowlitz County, WA
Estimated zip code population in 2019: 530
Zip code population in 2010: 424
Zip code population in 2000: 422

Houses and condos: 392
Renter-occupied apartments: 22
% of renters here:

7%
State:

37%
March 2019 cost of living index in zip code 98581: 85.6 (less than average, U.S. average is 100)

Land area: 29.4 sq. mi.
Water area: 0.0 sq. mi.
Population density: 18 people per square mile 
 
 (very low).

Age and Sex of Residents in zip code 98581
  • OSM Map
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Real estate property taxes paid for housing units in 2019:
This zip code:

0.5% ($728)
Washington:

0.9% ($3,601)
Median real estate property taxes paid for housing units with mortgages in 2019: $743 (0.5%)
Median real estate property taxes paid for housing units with no mortgage in 2019: $217 (0.2%)

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Males: 215  (40.6%)
Females: 315  (59.4%)

For population 25 years and over in 98581:

  • High school or higher: 88.7%
  • Bachelor's degree or higher: 16.9%
  • Graduate or professional degree: 5.3%

For population 15 years and over in 98581:

  • Never married: 2.3%
  • Now married: 53.2%
  • Separated: 1.4%
  • Widowed: 10.4%
  • Divorced: 32.7%

Zip code 98581 compared to state average:

  • Median household income below state average.
  • Median house value significantly below state average.
  • Unemployed percentage significantly below state average.
  • Black race population percentage significantly below state average.
  • Hispanic race population percentage significantly below state average.
  • Median age significantly above state average.
  • Foreign-born population percentage significantly below state average.
  • Renting percentage significantly below state average.
  • Length of stay since moving in significantly above state average.
  • House age significantly above state average.
  • Number of college students significantly below state average.
  • Percentage of population with a bachelor's degree or higher below state average.
  • Races in zip code 98581 (2019)
    • 41297.2%White
    • 51.2%American Indian
    • 30.7%Two or more races
    • 30.7%Hispanic or Latino
    • 10.2%Black
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Data:
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100% rural population.

Estimated median house/condo value in 2019: $141,757
98581:

$141,757
Washington:

$387,600
Median resident age:
This zip code:

73.7 years
Washington median age:

37.9 years
Average household size:
This zip code:

1.6 people
Washington:

2.5 people

Averages for the 2012 tax year for zip code 98581, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $32,587 (Individual Income Tax Returns)
Here:

$32,587
State:

$69,533

Salary/wage: $29,225 (reported on 26.7% of returns)
Here:

$29,225
State:

$57,267

Taxable interest for individuals: $878 (reported on 60.0% of returns)
This zip code:

$878
Washington:

$1,816

Ordinary dividends: $1,333 (reported on 20.0% of returns)
Here:

$1,333
State:

$8,163

Taxable individual retirement arrangement distribution: $7,500 (reported on 26.7% of returns)
98581:

$7,500
Washington:

$18,648

Total itemized deductions: $13,500 (32% of AGI, reported on 20.0% of returns)
Here:

$13,500
State:

$23,872

Here:

31.5% of AGI
State:

18.2% of AGI

Charity contributions: $2,550 (reported on 13.3% of returns)
Here:

$2,550
State:

$4,465

Taxes paid: $2,867 (reported on 20.0% of returns)
98581:

$2,867
State:

$6,400


Percentage of individuals using paid preparers for their 2012 taxes: 40.0%
Here:

40%
State:

43%

Averages for the 2004 tax year for zip code 98581, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $25,412 (Individual Income Tax Returns)
Here:

$25,412
State:

$54,331

Salary/wage: $17,286 (reported on 37.1% of returns)
Here:

$17,286
State:

$45,761

Taxable interest for individuals: $1,922 (reported on 75.3% of returns)
This zip code:

$1,922
Washington:

$2,110
(% of AGI for various income ranges: 20.1% for AGIs below $10k, 5.1% for AGIs $10k-25k, 6.7% for AGIs $25k-50k, 2.1% for AGIs $50k-75k)

Taxable dividends: $1,308 (reported on 22.9% of returns)
Here:

$1,308
State:

$5,879

Total itemized deductions: $18,000 (49% of AGI, reported on 20.0% of returns)
Here:

$18,000
State:

$19,669

Here:

48.5% of AGI
State:

20.7% of AGI

Charity contributions deductions: $2,400 (6% of AGI, reported on 14.7% of returns)
Here:

$2,400
State:

$3,569

Here:

6.3% of AGI
State:

3.5% of AGI

Total tax: $2,050 (reported on 71.2% of returns)
98581:

$2,050
State:

$9,065


Percentage of individuals using paid preparers for their 2004 taxes: 57.1%
Here:

57%
State:

49%

Estimated median household income in 2019:
This zip code:

$37,586
Washington:

$78,687
Ryderwood, WA (98581) map Nearest zip codes: 98593, 98538, 98632, 98611, 98596, 98532.
Percentage of family households:
This zip code:

0.0%
Washington:

47.0%
Percentage of households with unmarried partners:
This zip code:

69.5%
Washington:

49.4%
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 48
Household did not receive Food Stamps/SNAP in the past 12 months: 291


Women who did not have a birth in the past 12 months: 12 (11 now married, 0 unmarried)


Housing units in zip code 98581 with a mortgage: 191 (8 second mortgage)
Houses without a mortgage: 127

Median monthly owner costs for units with a mortgage: $778
Median monthly owner costs for units without a mortgage: $281

Residents with income below the poverty level in 2019:
This zip code:

10.3%
Whole state:

9.8%
Residents with income below 50% of the poverty level in 2019:
This zip code:

6.7%
Whole state:

5.2%
Median number of rooms in houses and condos:
Here:

5.2
State:

6.4
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable location: Cowlitz County Fire District 4 Ryderwood Station (A). Display/hide its location on the map

    Lake: Ryderwood Pond (A). Display/hide its location on the map

    Creeks: Becker Creek (A), Campbell Creek (B). Display/hide their locations on the map

Year house built
  • Year house built (houses)
  • 02014 or later
  • 02010 to 2013
  • 382000 to 2009
  • 731990 to 1999
  • 51980 to 1989
  • 01970 to 1979
  • 81960 to 1969
  • 01950 to 1959
  • 01940 to 1949
  • 2581939 or earlier

Zip code 98581 satellite photo by USGS

Owner-occupied Renter-occupied
Bedrooms in owner-occupied houses and condos in Ryderwood, WA (98581)
  • Bedrooms in owner-occupied houses and condos in Ryderwood, WA (98581)
  • 0no bedroom
  • 01 bedroom
  • 1062 bedrooms
  • 1443 bedrooms
  • 04 bedrooms
  • 05+ bedrooms
Bedrooms in renter-occupied apartments in Ryderwood, WA (98581)
  • Bedrooms in renter-occupied apartments in Ryderwood, WA (98581)
  • 0no bedroom
  • 01 bedroom
  • 122 bedrooms
  • 93 bedrooms
  • 04 bedrooms
  • 05+ bedrooms
Owner-occupied Renter-occupied
Cars and other vehicles available in Ryderwood, WA (98581) in owner-occupied houses/condos
  • Cars and other vehicles available in Ryderwood, WA (98581) in owner-occupied houses/condos
  • 0no vehicle
  • 861 vehicle
  • 832 vehicles
  • 513 vehicles
  • 04 vehicles
  • 365+ vehicles
Cars and other vehicles available in Ryderwood, WA (98581) in renter-occupied apartments
  • Cars and other vehicles available in Ryderwood, WA (98581) in renter-occupied apartments
  • 12no vehicle
  • 01 vehicle
  • 92 vehicles
  • 03 vehicles
  • 04 vehicles
  • 05+ vehicles

  • Zip code 98581 household income distribution in 2019

  • Zip code 98581 household income distribution in 2019
  • 28Less than $10,000
  • 51$15,000 to $19,999
  • 63$25,000 to $29,999
  • 47$35,000 to $39,999
  • 9$40,000 to $44,999
  • 8$45,000 to $49,999
  • 28$50,000 to $59,999
  • 80$60,000 to $74,999
  • 10$125,000 to $149,999
  • Estimate of home value of owner-occupied houses/condos in 2019 in zip code 98581

  • Estimate of home value of owner-occupied houses/condos in 2019 in zip code 98581
  • 6$60,000 to $69,999
  • 46$70,000 to $79,999
  • 30$90,000 to $99,999
  • 44$100,000 to $124,999
  • 57$125,000 to $149,999
  • 59$150,000 to $174,999
  • 18$175,000 to $199,999
  • 18$250,000 to $299,999

Estimated median house (or condo) value in 2019 for:

  • White Non-Hispanic householders: $128,063
  • Two or more races householders: $106,076

Estimated median house or condo value in 2019: $141,757
98581:

$141,757
Washington:

$387,600
Lower value quartile - upper value quartile: $106,290 - $168,881

Mean price in 2019:

Detached houses: $137,542
Here:

$137,542
State:

$510,505

Mobile homes: $141,325
Here:

$141,325
State:

$172,568
Owners and renters by unit type in zip code 98581

Housing units in structures:

  • One, detached: 333
  • Mobile homes: 55
  • Means of transportation to work in zip code 98581

  • Means of transportation to work in zip code 98581
  • 64.9%20Drove a car alone
  • 35.7%11Worked at home
  • Travel time to work (commute) in zip code 98581

  • Travel time to work (commute) in zip code 98581
  • 1040 to 44 minutes
  • 1060 to 89 minutes

Percentage of zip code residents living and working in this county: 66.7%

Household type by relationship:

Households: 530
  • Male householders: 144 (29 living alone), Female householders: 196 (131 living alone)
  • 126 spouses (126 opposite-sex spouses), 32 unmarried partners, (32 opposite-sex unmarried partners), 24 children (24 natural, 0 adopted, 0 stepchildren), 0 grandchildren, 0 brothers or sisters, 0 parents, 0 foster children, 11 other relatives, 0 non-relatives

Size of family households: 141 2-persons, 9 3-persons

Size of nonfamily households: 160 1-person, 33 2-persons

102.3% of residents of 98581 zip code speak English at home.
1.7% of residents speak Spanish at home (100% very well).

Foreign born population: 18 (3.4%)
(100.0% of them are naturalized citizens)
This zip code:

3.4%
Whole state:

14.9%
Most common places of birth for foreign-born residents
  • 47%France
  • 41%Sweden
  • 41%United Kingdom, excluding England and Scotland
Most common first ancestries reported in 98581
  • 52%German
  • 18%American
  • 6%Irish
  • 4%English
  • 4%Norwegian
Year of entry for the foreign-born population
  • Year of entry for the foreign-born population
  • 02010 or later
  • 02000 to 2009
  • 01990 to 1999
  • 16Before 1990

Zip code 98581 topographic map


Zip code 98581 marital status for males
Zip code 98581 marital status for females

Most commonly used house heating fuel
  • 97.2%Electricity
  • 3.0%Wood

Population in 1990: 330. Population change in the 1990s: +92 (+27.9%).

Place of birth for U.S.-born residents:

  • This state: 158
  • Northeast: 8
  • Midwest: 91
  • West: 259

60% of the 98581 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 36% lived in this county.
   Out of people who lived in different counties, 50% lived in Washington.

98% of the 98581 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 109% moved from this county.

Year householders moved into unit in Ryderwood, WA (98581)
Educational Attainment in 2019
Class of Workers in 2019

Top industries in this zip code by the number of employees in 2005:

  • Other Services (except Public Administration): Religious Organizations (1-4 employees: 1 establishment)

Age and Sex of Sensory-Disabled Noninstitutionalized Residents
Age and Sex of Physically-Disabled Noninstitutionalized Residents
Age and Sex of Mentally-Disabled Noninstitutionalized Residents
Age and Sex of Self-Care Disabled Noninstitutionalized Residents
Age and Sex of Go-Outside-Home Disabled Noninstitutionalized Residents
Age and Sex of Noninstitutionalized Residents with Employment Disability
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 2 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED1$260,6503$201,42017$167,7881$67,5200$03$146,120
APPLICATIONS APPROVED, NOT ACCEPTED0$00$01$252,1500$00$00$0
APPLICATIONS DENIED0$02$144,6506$195,4121$98,3801$120,4101$168,260
APPLICATIONS WITHDRAWN0$01$217,2104$174,4780$00$01$84,680
FILES CLOSED FOR INCOMPLETENESS0$00$00$00$00$00$0
Choose year:  2009 2008 2007 2006 2005 2004

Detailed HMDA statistics for the following Tracts: 0020.01

Private Mortgage Insurance Companies Aggregated Statistics For Year 2008
(Based on 2 partial tracts)
A) Conventional
Home Purchase Loans
NumberAverage Value
LOANS ORIGINATED1$207,930
APPLICATIONS APPROVED, NOT ACCEPTED0$0
APPLICATIONS DENIED0$0
APPLICATIONS WITHDRAWN0$0
FILES CLOSED FOR INCOMPLETENESS0$0
Choose year:  2008 2007 2006 2005 2004

Detailed PMIC statistics for the following Tracts: 0020.01

Conventional Home Purchase Loans in zip code 98581
Conventional Home Purchase Loans in zip code 98581 - Value
Most common first names in zip code 98581 among deceased individuals
NameCountLived (average)
William979.9 years
James876.4 years
Robert879.2 years
George780.3 years
John777.9 years
Joseph776.7 years
Fred675.6 years
Dorothy681.5 years
Ruth685.2 years
Frank674.2 years
Most common last names in zip code 98581 among deceased individuals
Last nameCountLived (average)
Jones676.8 years
Hamilton575.0 years
Cole486.8 years
Adams475.5 years
Johnson479.0 years
Davis483.0 years
Miller480.8 years
Melzer479.0 years
Hohman385.0 years
Cox382.7 years
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