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98581 Zip Code Detailed Profile

 



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Cowlitz County, WA
Zip code population (2000): 422
Estimated zip code population in 2007: 463



Age and Sex of Residents in zip code 98581

Zip code 98581 (, Washington) real estate house value trends

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98581 map from a distance

Houses and condos: 282
Renter-occupied apartments: 5
% of renters here:  2%
State:  35%

2008 cost of living index in zip code 98581: 86.6 (less than average, U.S. average is 100)

Land area: 6.8 sq. mi.
Water area: 0.0 sq. mi.
Population density: 68 people per square mile 
 
 (very low).

Estimate of real estate property taxes paid for housing units in 2007:
This zip code:  0.7% ($423)
Washington:  1.6% ($1,915)

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Males: 191  (45.3%)
Females: 231  (54.7%)

Zip code 98581 races chart


98581, WA forum
Discuss zip code 98581 area on our local forum with over 700,000 registered users
100% rural population.

Estimated median house/condo value in 2007: $139,224
98581:  $139,224
Washington:  $300,800


According to our research of public records there were 3 registered sex offenders living in 98581 zip code in early 2007.

Median resident age:  68.9 years
Washington median age:  35.3 years

Average household size:
This zip code:  1.7 people
Washington:  2.5 people

Averages for the 2004 tax year for zip code 98581, filed in 2005:
Average Adjusted Gross Income (AGI) in 2004: $25,412 (Individual Income Tax Returns)
Here:  $25,412
State:  $54,331

Salary/wage: $17,286 (reported on 37.1% of returns)
Here:  $17,286
State:  $45,761

Taxable interest for individuals: $1,922 (reported on 75.3% of returns)
This zip code:  $1,922
Washington:  $2,110
(% of AGI for various income ranges: 20.1% for AGIs below $10k, 5.1% for AGIs $10k-25k, 6.7% for AGIs $25k-50k, 2.1% for AGIs $50k-75k)

Taxable dividends: $1,308 (reported on 22.9% of returns)
Here:  $1,308
State:  $5,879

Total itemized deductions: $18,000 (3% of AGI, reported on 20.0% of returns)
Here:  $18,000
State:  $19,669

Charity contributions deductions: $2,400 (6.3% of AGI, reported on 14.7% of returns)
Here:  $2,400
Washington:  $3,569

Here:  6.3% of AGI
State:  3.5% of AGI

Total tax: $2,050 (reported on 71.2% of returns)
98581:  $2,050
State:  $9,065

Percentage of individuals using paid preparers for their 2004 taxes: 57.1%
Here:  57%
State:  49%


Estimated median household income in 2007: $29,349
This zip code:  $29,349
Washington:  $55,591
98581 map

Nearest zip codes: 98593, 98538, 98611, 98596, 98632, 98565.


Percentage of family households:
This zip code:  64.0%
Whole state:  66.0%

Percentage of households with unmarried partners:
This zip code:  3.3%
Whole state:  6.1%

Likely homosexual households (counted as self-reported same-sex unmarried-partner households)
  • Lesbian couples: 0.0% of all households
  • Gay men: 0.4% of all households

Housing units in zip code 98581 with a mortgage: 67 (5 second mortgage, 14 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 101


Median monthly owner costs for units with a mortgage: $727

Median monthly owner costs for units without a mortgage: $237

Residents with income below the poverty level in 2007:
This zip code:  7.9%
Whole state:  11.4%

Residents with income below 50% of the poverty level in 2007:
This zip code:  3.8%
Whole state:  5.1%

Median number of rooms in houses and condos:
Here:  5.1
State:  6.3

Median number of rooms in apartments:
Here:  3.3
State:  3.9


Zip code 98581 close-up map

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Notable locations in this zip code not listed on our city pages:

 

Year house built:
  • 1999 to March 2000: 0
  • 1995 to 1998: 17
  • 1990 to 1994: 49
  • 1980 to 1989: 10
  • 1970 to 1979: 32
  • 1960 to 1969: 4
  • 1950 to 1959: 0
  • 1940 to 1949: 7
  • 1939 or earlier: 159



Zip code 98581 satellite photo by USGS


Bedrooms in owner-occupied houses in 98581:
  • no bedroom: 0
  • 1 bedrooms: 12
  • 2 bedrooms: 140
  • 3 bedrooms: 76
  • 4 bedrooms: 8
  • 5 or more bedrooms: 0


Bedrooms in renter-occupied apartments and housing units:
  • no bedroom: 0
  • 1 bedrooms: 3
  • 2 bedrooms: 0
  • 3 bedrooms: 2
  • 4 bedrooms: 0
  • 5 or more bedrooms: 0



Vehicles available in 98581 zip code in owner-occupied houses/condos:
  • no vehicle: 25
  • 1 vehicle: 97
  • 2 vehicles: 78
  • 3 vehicles: 30
  • 4 vehicles: 4
  • 5 or more vehicles: 2


Vehicles available in renter-occupied apartments:
  • no vehicle: 0
  • 1 vehicle: 3
  • 2 vehicles: 0
  • 3 vehicles: 2
  • 4 vehicles: 0
  • 5 or more vehicles: 0



Estimated household income distribution in 2007:

Zip code 98581 household income distribution in 2007

Zip code 98581 house/condo values in 2007


Estimate of home value of owner-occupied houses/condos in 2007 in zip code 98581:

  • $40,000 to $49,999: 2
  • $60,000 to $69,999: 2
  • $70,000 to $79,999: 8
  • $80,000 to $89,999: 12
  • $90,000 to $99,999: 17
  • $100,000 to $124,999: 59
  • $125,000 to $149,999: 45
  • $150,000 to $174,999: 35
  • $175,000 to $199,999: 17
  • $200,000 to $249,999: 25
  • $250,000 to $299,999: 13
  • $300,000 to $399,999: 14
  • $400,000 to $499,999: 4
  • $500,000 to $749,999: 4
 



98581 rent paid by renters


Rent paid by renters in 2007 in zip code 98581:

  • $350 to $399: 2
 


Median price asked for vacant for-sale houses and condos in 2007: $114,978.


Estimated median house (or condo) value in 2007 for:

  • White Non-Hispanic householders: $125,775
  • Two or more races householders: $104,181

Estimated median house or condo value in 2007: $133,318 (it was $73,500 in 2000)
98581:  $133,318
Washington:  $300,800
Lower value quartile - upper value quartile: $0 - $0

Mean price in 2007:
Detached houses: $152,504
Here:  $152,504
State:  $389,314

Townhouses or other attached units: $58,277
Here:  $58,277
State:  $335,498

In 2-unit structures: $25,419
Here:  $25,419
State:  $357,000

Mobile homes: $109,398
Here:  $109,398
State:  $80,529


Breakdown of mean house values by ages of householders


Housing units in structures:

  • One, detached: 218
  • One, attached: 4
  • Two: 2
  • Mobile homes: 54
98581 zip code mode of transportation to work chart

Means of transportation to work

  • Drove a car alone: 21 (54%)
  • Carpooled: 4 (10%)
  • Walked: 2 (5%)
  • Worked at home: 12 (31%)
 

98581 zip code travel time to work

Travel time to work

  • Less than 5 minutes: 0
  • 5 to 9 minutes: 2
  • 10 to 14 minutes: 0
  • 15 to 19 minutes: 5
  • 20 to 24 minutes: 12
  • 25 to 29 minutes: 0
  • 30 to 34 minutes: 4
  • 35 to 39 minutes: 0
  • 40 to 44 minutes: 0
  • 45 to 59 minutes: 4
  • 60 to 89 minutes: 0
  • 90 or more minutes: 0
 

Percentage of zip code residents living and working in this county: 59.0%


Household type by relationship
Households: 426

  • In family households: 317 (150 male householders, 5 female householders)
    149 spouses, 10 children (8 natural, 2 adopted, 0 stepchildren), 0 grandchildren, 0 brothers or sisters, 0 parents, 3 other relatives, 0 non-relatives
  • In nonfamily households: 109 (19 male householders (15 living alone)), 78 female householders (73 living alone)), 12 nonrelatives

Size of family households: 148 2-persons, 5 3-persons, 2 6-persons.

Size of nonfamily households: 88 1-person, 7 2-persons, 2 3-persons.

6 married couples with children.
5 single-parent households (0 men, 5 women).

99.8% of residents of 98581 zip code speak English at home.
0.2% of residents speak Asian or Pacific Island language at home (100% well).

Foreign born population: 15 (3.6%)
(100.0% of them are naturalized citizens)

This zip code:  3.6%
Whole state:  10.4%

Most common places of birth for the foreign-born residents:



  • Canada (67%)
  • United Kingdom (20%)
  • Philippines (13%)



Year of entry for the foreign-born population
  • 1995 to March 2000: 0
  • 1990 to 1994: 0
  • 1985 to 1989: 0
  • 1980 to 1984: 0
  • 1975 to 1979: 0
  • 1970 to 1974: 0
  • 1970 to 1974: 2
  • 1965 to 1969: 13

White population: 407
Black population: 7
American Indian population: 1
Asian population: 1
Native Hawaiian and Other Pacific Islander population: 1
Some other race population: 1
Two or more races population: 4

Zip code 98581 races chart


First ancestries reported:

 English: 45
 German: 44
 Irish: 28
 United States or American: 27
 Scotch-Irish: 25
 Other groups: 24
 Norwegian: 22
 Swedish: 16
 Scottish: 12
 Italian: 8
 Polish: 7
 Dutch: 6
 European: 6
 Lithuanian: 6
 French (except Basque): 6
 Danish: 5
 Welsh: 5
 Scandinavian: 3
 Yugoslavian: 3
 Canadian: 2
 Swiss: 2
 Ukrainian: 2



Zip code 98581 topographic map


Median worth of mobile homes: $150,249

Zip code 98581 marital status for males
Zip code 98581 marital status for females


Housing units lacking complete plumbing facilities: 1%

Housing units lacking complete kitchen facilities: 1%

Most commonly used house heating fuel:
  • Electricity (88%)
  • Wood (7%)
  • Bottled, tank, or LP gas (5%)
  • Other fuel (1%)


Place of birth for U.S.-born residents:

  • This state: 100
  • Northeast: 35
  • Midwest: 116
  • South: 40
  • West: 116

60% of the 98581 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 36% lived in this county.
   Out of people who lived in different counties, 73% lived in Washington.

Population in 1990: 330. Population change in the 1990s: +92 (+27.9%).

Year Householders Moved Into Unit:




Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 1
Here:  100.0%
Washington:  9.2%


Educational Attainment


School Enrollment by Level of School



Class of Workers



Top industries in this zip code by the number of employees in 2005:

  • Other Services (except Public Administration): Religious Organizations (1-4 employees: 1 establishment)

Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)


Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)


Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninst.)




Fatal accident statistics in 2006
  • Fatal accident count: 2
  • Vehicles involved in fatal accidents: 2
  • Fatal accidents caused by drunken drivers: 2
  • Fatalities: 2
  • Persons involved in fatal accidents: 3
  • Pedestrians involved in fatal accidents: 0

Home Mortgage Disclosure Act Aggregated Statistics For Year 2007
(Based on 2 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED2$133,8706$185,41715$169,4882$71,2252$127,8903$151,000
APPLICATIONS APPROVED, NOT ACCEPTED0$00$04$188,8031$77,6000$00$0
APPLICATIONS DENIED0$01$101,0507$199,4711$53,2001$278,9101$117,740
APPLICATIONS WITHDRAWN0$00$04$177,2331$45,8000$01$49,900
FILES CLOSED FOR INCOMPLETENESS0$00$02$164,7200$00$00$0
Choose year:  2007 2006 2005 2004

Detailed HMDA statistics for the following Tracts: 0020.01

Private Mortgage Insurance Companies Aggregated Statistics For Year 2007
(Based on 2 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED2$173,2201$368,470
APPLICATIONS APPROVED, NOT ACCEPTED0$00$0
APPLICATIONS DENIED0$00$0
APPLICATIONS WITHDRAWN0$00$0
FILES CLOSED FOR INCOMPLETENESS0$00$0
Choose year:  2007 2006 2005 2004

Detailed PMIC statistics for the following Tracts: 0020.01

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value




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