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98645 Zip Code Detailed Profile

 


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County: Cowlitz County, WA

Estimated zip code population in 2011: 1,182
Zip code population in 2010: 1,429
Zip code population in 2000: 1,240




Age and Sex of Residents in zip code 98645

Zip code 98645 (, Washington) real estate house value trends

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Houses and condos: 623
Renter-occupied apartments: 77
% of renters here:

14%
State:

37%

Mar. 2012 cost of living index in zip code 98645: 87.7 (less than average, U.S. average is 100)

Land area: 14.9 sq. mi.
Water area: 2.5 sq. mi.
Population density: 79 people per square mile 
 
 (very low).

Real estate property taxes paid for housing units in 2011:
This zip code:

0.7% ($1,667)
Washington:

1.1% ($2,741)

Median real estate property taxes paid for housing units with mortgages in 2011: $1,736 (0.8%)
Median real estate property taxes paid for housing units with no mortgage in 2011: $1,342 (0.4%)

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Males: 566  (47.9%)
Females: 616  (52.1%)

For population 25 years and over in 98645:

  • High school or higher: 87.7%
  • Bachelor's degree or higher: 24.9%
  • Graduate or professional degree: 10.3%
  • Unemployed: 10.2%
  • Mean travel time to work (commute): 29.6 minutes

For population 15 years and over in 98645:

  • Never married: 15.6%
  • Now married: 63.8%
  • Separated: 0.1%
  • Widowed: 5.1%
  • Divorced: 15.4%

Zip code 98645 compared to state average:

  • Black race population percentage significantly below state average.
  • Hispanic race population percentage significantly below state average.
  • Median age significantly above state average.
  • Foreign-born population percentage significantly below state average.
  • Renting percentage significantly below state average.
  • Length of stay since moving in above state average.

Zip code 98645 races chart

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98645, WA forum
Discuss zip code 98645 area on our local forum with over 1,500,000 registered users
100% rural population.

Estimated median house/condo value in 2011: $225,000
98645:

$225,000
Washington:

$256,300



According to our research of Washington and other state lists there were 2 registered sex offenders living in 98645 zip code as of November 20, 2014.
The ratio of number of residents in zip code 98645 to the number of sex offenders is 346 to 1.


Median resident age:
This zip code:

53.0 years
Washington median age:

37.3 years

Average household size:
This zip code:

2.2 people
Washington:

2.5 people

Averages for the 2004 tax year for zip code 98645, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $52,259 (Individual Income Tax Returns)
Here:

$52,259
State:

$54,331

Salary/wage: $41,225 (reported on 82.0% of returns)
Here:

$41,225
State:

$45,761
(% of AGI for various income ranges: 85.0% for AGIs below $10k, 76.2% for AGIs $10k-25k, 70.5% for AGIs $25k-50k, 78.2% for AGIs $50k-75k, 85.9% for AGIs $75k-100k, 38.5% for AGIs over 100k)

Taxable interest for individuals: $1,203 (reported on 52.7% of returns)
This zip code:

$1,203
Washington:

$2,110
(% of AGI for various income ranges: 2.0% for AGIs below $10k, 4.2% for AGIs $10k-25k, 2.1% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 0.8% for AGIs over 100k)

Taxable dividends: $2,702 (reported on 18.0% of returns)
Here:

$2,702
State:

$5,879
(% of AGI for various income ranges: 3.7% for AGIs below $10k, 1.2% for AGIs $25k-50k, 2.2% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 0.4% for AGIs over 100k)

Net capital gain/loss: +$7,514 (reported on 15.8% of returns)
Here:

+$7,514
State:

+$15,835
(% of AGI for various income ranges: -6.8% for AGIs below $10k, 0.4% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 6.7% for AGIs over 100k)

Total itemized deductions: $16,577 (24% of AGI, reported on 33.4% of returns)
Here:

$16,577
State:

$19,669

Here:

23.6% of AGI
State:

20.7% of AGI
(% of AGI for various income ranges: 12.6% for AGIs $10k-25k, 13.0% for AGIs $25k-50k, 12.9% for AGIs $50k-75k, 12.7% for AGIs $75k-100k, 6.5% for AGIs over 100k)

Charity contributions deductions: $1,754 (2% of AGI, reported on 26.1% of returns)
Here:

$1,754
State:

$3,569

Here:

2.3% of AGI
State:

3.5% of AGI
(% of AGI for various income ranges: 0.9% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 1.2% for AGIs $75k-100k, 0.8% for AGIs over 100k)

Total tax: $6,444 (reported on 76.2% of returns)
98645:

$6,444
State:

$9,065
(% of AGI for various income ranges: 1.7% for AGIs below $10k, 3.2% for AGIs $10k-25k, 6.5% for AGIs $25k-50k, 8.0% for AGIs $50k-75k, 9.8% for AGIs $75k-100k, 13.3% for AGIs over 100k)

Earned income credit: $1,680 (reported on 10.7% of returns)
Here:

$1,680
State:

$1,607

Percentage of individuals using paid preparers for their 2004 taxes: 51.4%
Here:

51%
State:

49%
(% for various income ranges: 43.3% for AGIs below $10k, 45.0% for AGIs $10k-25k, 56.9% for AGIs $25k-50k, 52.7% for AGIs $50k-75k, 43.5% for AGIs $75k-100k, 71.1% for AGIs over 100k)


Estimated median household income in 2011:
This zip code:

$54,327
Washington:

$56,835

98645 map

Nearest zip codes: 98591, 98611, 98626, 98542, 98649, 98582.

Percentage of family households:
This zip code:

52.6%
Washington:

51.1%

Percentage of households with unmarried partners:
This zip code:

6.4%
Washington:

7.1%

No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 34
Household did not receive Food Stamps/SNAP in the past 12 months: 512


Women who had a birth in the past 12 months: 7 (6 now married, 1 unmarried)
Women who did not have a birth in the past 12 months: 191 (95 now married, 96 unmarried)


Housing units in zip code 98645 with a mortgage: 305 (43 second mortgage, 22 home equity loan)
Houses without a mortgage: 164

Median monthly owner costs for units with a mortgage: $1,256
Median monthly owner costs for units without a mortgage: $406

Residents with income below the poverty level in 2011:
This zip code:

12.0%
Whole state:

13.9%

Residents with income below 50% of the poverty level in 2011:
This zip code:

7.8%
Whole state:

7.7%

Median number of rooms in houses and condos:
Here:

5.7
State:

6.5

Median number of rooms in apartments:
Here:

5.1
State:

4.2


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Notable locations in this zip code not listed on our city pages:

Notable location: Seven Wonders Museum (A). Display/hide its location on the map

Cemetery: Silver Lake Cemetery (1). Display/hide its location on the map

Lake: Silver Lake (A). Display/hide its location on the map

Creek: Rock Creek (A). Display/hide its location on the map

 

Year house built

  • 2005 or later: 23
  • 2000 to 2004: 53
  • 1990 to 1999: 173
  • 1980 to 1989: 78
  • 1970 to 1979: 148
  • 1960 to 1969: 79
  • 1950 to 1959: 29
  • 1940 to 1949: 14
  • 1939 or earlier: 26

Bedrooms in houses/apartments in 98645
Owner-occupied Renter-occupied
  • no bedroom: 0
  • 1 bedroom: 34
  • 2 bedrooms: 59
  • 3 bedrooms: 317
  • 4 bedrooms: 43
  • 5+ bedrooms: 16
  • no bedroom: 5
  • 1 bedroom: 7
  • 2 bedrooms: 37
  • 3 bedrooms: 28
  • 4 bedrooms: 0
  • 5+ bedrooms: 0
Cars and other vehicles available in 98645 in houses/condos/apartments
Owner-occupied Renter-occupied
  • no vehicle: 14
  • 1 vehicle: 140
  • 2 vehicles: 174
  • 3 vehicles: 101
  • 4 vehicles: 33
  • 5+ vehicles: 7
  • no vehicle: 18
  • 1 vehicle: 22
  • 2 vehicles: 34
  • 3 vehicles: 3
  • 4 vehicles: 0
  • 5+ vehicles: 0


Estimated household income distribution in 2009:

Zip code 98645 household income distribution in 2009

Zip code 98645 house/condo values in 2011

Estimate of home value of owner-occupied houses/condos in 2011 in zip code 98645:

  • Less than $10,000: 7
  • $15,000 to $19,999: 7
  • $20,000 to $24,999: 9
  • $60,000 to $69,999: 5
  • $70,000 to $79,999: 5
  • $80,000 to $89,999: 18
  • $90,000 to $99,999: 11
  • $100,000 to $124,999: 27
  • $125,000 to $149,999: 56
  • $150,000 to $174,999: 60
  • $200,000 to $249,999: 59
  • $250,000 to $299,999: 39
  • $300,000 to $399,999: 44
  • $400,000 to $499,999: 76
  • $500,000 to $749,999: 32
  • $1,000,000 or more: 14

 



98645 rent paid by renters

Rent paid by renters in 2011 in zip code 98645:

  • $200 to $249: 12
  • $350 to $399: 5
  • $450 to $499: 3
  • $500 to $549: 6
  • $650 to $699: 22
  • $800 to $899: 21
  • $900 to $999: 1
  • No cash rent: 7
 


Zip code 98645 topographic map

Median gross rent in 2011: $807.


Median price asked for vacant for-sale houses and condos in 2011: $447,472.

Estimated median house (or condo) value in 2011 for:

  • White Non-Hispanic householders: $236,429
  • Some other race householders: $138,788
  • Two or more races householders: $336,846
  • Hispanic or Latino householders: $144,992

Estimated median house or condo value in 2011: $225,000
98645:

$225,000
Washington:

$256,300
Lower value quartile - upper value quartile: $137,600 - $406,300

Mean price in 2011:

Detached houses: $349,254
Here:

$349,254
State:

$329,658

Mobile homes: $163,722
Here:

$163,722
State:

$109,365

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:

  • One, detached: 444
  • Two: 13
  • Mobile homes: 157
  • Boats, RVs, vans, etc.: 9

Unemployment: 10.2%
98645 zip code mode of transportation to work chart

Means of transportation to work

  • Drove a car alone: 397 (89%)
  • Carpooled: 49 (11%)
 

98645 zip code travel time to work (commute)

Travel time to work (commute)

  • Less than 5 minutes: 9
  • 5 to 9 minutes: 40
  • 10 to 14 minutes: 28
  • 15 to 19 minutes: 35
  • 20 to 24 minutes: 39
  • 25 to 29 minutes: 40
  • 30 to 34 minutes: 119
  • 35 to 39 minutes: 25
  • 40 to 44 minutes: 7
  • 45 to 59 minutes: 47
  • 60 to 89 minutes: 57
  • 90 or more minutes: 0
 

Percentage of zip code residents living and working in this county: 72.9%

Household type by relationship:

Households: 1,182
  • In family households: 1,004 (183 male householders, 201 female householders)
    313 spouses, 246 children (209 natural, 9 adopted, 29 stepchildren), 13 grandchildren, 0 brothers or sisters, 0 parents, 11 other relatives, 37 non-relatives
  • In nonfamily households: 178 (56 male householders (49 living alone)), 106 female householders (101 living alone)), 16 nonrelatives

Size of family households: 246 2-persons, 62 3-persons, 70 4-persons, 6 5-persons

Size of nonfamily households: 150 1-person, 12 2-persons

85 married couples with children.
89 single-parent households (59 men, 30 women).

97.4% of residents of 98645 zip code speak English at home.
2.6% of residents speak Spanish at home (23% very well, 20% not well, 57% not at all).

Foreign born population: 29 (2.5%)
(0.0% of them are naturalized citizens)
This zip code:

2.5%
Whole state:

13.3%

Most common places of birth for the foreign-born residents:

  • Mexico (83%)
  • Canada (17%)

Year of entry for the foreign-born population

  • 2000 or later: 7
  • 1990 to 1999: 17
  • 1980 to 1989: 0
  • Before 1980: 5

Races in zip code 98645:

White population: 1,301
Black population: 3
American Indian population: 22
Asian population: 17
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 0
Two or more races population: 46
Hispanic or Latino population: 40

Most common first ancestries reported in 98645 (%):



  • German (20%)
  • English (10%)
  • Other groups (9%)
  • American (6%)
  • Norwegian (6%)
  • Irish (4%)
  • Swedish (4%)


Zip code 98645 topographic map


Zip code 98645 marital status for males
Zip code 98645 marital status for females


Housing units lacking complete plumbing facilities: 1.7%

Housing units lacking complete kitchen facilities: 3.4%

Most commonly used house heating fuel:

  • Electricity (83%)
  • Wood (17%)

Population in 1990: 927. Population change in the 1990s: +313 (+33.8%).

Place of birth for U.S.-born residents:

  • This state: 637
  • Northeast: 31
  • Midwest: 124
  • South: 96
  • West: 265

58% of the 98645 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 70% lived in this county.
   Out of people who lived in different counties, 50% lived in Washington.

90% of the 98645 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 85% moved from this county.
   Out of people who lived in different houses, 15% moved from different state.

Year Householders Moved Into Unit:

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 9
Here:

13.8%
Washington:

8.8%

Students in private schools in grades 9 to 12 (high school): 7
Here:

9.7%
Washington:

6.8%

Students in private undergraduate colleges: 8
Here:

12.9%
Washington:

16.1%

Educational Attainment (%)

School Enrollment by Level of School (%)


Class of Workers (%)


Occupation by median earnings in the past 12 months ($)

  • Health diagnosing and treating practitioners and other technical occupations: 85,833
  • Management occupations: 84,886
  • Installation, maintenance, and repair occupations: 68,750
  • Transportation occupations: 54,500
  • Education, training, and library occupations: 53,889
  • Construction and extraction occupations: 52,500

Companies with federal contracts located in this zip code:

  • ENERGY TRANSFER TECHNOLOGY INC (3131 SPIRIT LAKE HIGHWAY in SILVERLAKE, WA; small business) : $27,215 in 3 contracts from 2002 to 2003
    $15,350 with U.S. Army Corps of Engineers - civil program financing only for Other Education and Training Services. Signed on 2002-10-10. Completion date: 2002-10-28.
    $7,475 with U.S. Army Corps of Engineers - civil program financing only for Training/Curriculum Development. Taking place in OR. Signed on 2002-11-21. Completion date: 2002-12-13.
    $4,390 with U.S. Army Corps of Engineers - civil program financing only for Tuition, Registration, and Membership Fees. Taking place in OR. Signed on 2003-07-16. Completion date: 2003-08-05.

Top industries in this zip code by the number of employees in 2005:

  • Accommodation and Food Services: Hotels (except Casino Hotels) and Motels (5-9 employees: 1 establishment)
  • Accommodation and Food Services: RV (Recreational Vehicle) Parks and Campgrounds (1-4: 1)
  • Construction: Land Subdivision (1-4: 1)
  • Construction: Commercial and Institutional Building Construction (1-4: 1)
  • Educational Services: Apprenticeship Training (1-4: 1)
  • Mining: Other Crushed and Broken Stone Mining and Quarrying (1-4: 1)

Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninst.)




Fatal accident statistics in 2011:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 2
  • Fatal accidents caused by drunken drivers: 1
  • Fatalities: 1
  • Persons involved in fatal accidents: 6
  • Pedestrians involved in fatal accidents: 0

Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 4 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED4$163,5836$182,66043$181,6553$74,4772$169,7656$143,663
APPLICATIONS APPROVED, NOT ACCEPTED0$00$05$202,9400$01$114,2600$0
APPLICATIONS DENIED0$02$196,54516$211,8580$02$144,5902$120,165
APPLICATIONS WITHDRAWN2$104,8702$88,02512$201,2370$01$155,1802$133,090
FILES CLOSED FOR INCOMPLETENESS0$00$02$179,9400$00$00$0
Choose year:  2009 2008 2007 2006 2005 2004

Detailed HMDA statistics for the following Tracts: 0018.00 , 0020.02

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 4 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED1$209,2200$0
APPLICATIONS APPROVED, NOT ACCEPTED0$01$178,880
APPLICATIONS DENIED0$00$0
APPLICATIONS WITHDRAWN0$00$0
FILES CLOSED FOR INCOMPLETENESS0$00$0
Choose year:  2009 2008 2007 2006 2005 2004

Detailed PMIC statistics for the following Tracts: 0018.00 , 0020.02

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value


Most common first names in zip code 98645 among deceased individuals
NameCountLived (average)
Charles579.6 years
Richard571.8 years
William575.8 years
Harold375.1 years
Elizabeth379.0 years
Elmer377.4 years
George371.0 years
John377.7 years
Kenneth379.8 years
Margaret383.7 years
Most common last names in zip code 98645 among deceased individuals
Last nameCountLived (average)
Clark580.2 years
Krueger374.3 years
Anderson378.7 years
Hamilton373.1 years
Kerr372.4 years
Pettit373.6 years
Schwinn373.7 years
Stephens272.9 years
Archer269.5 years
Eaton275.5 years


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