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99115 Zip Code (Banks Lake South, WA) Detailed Profile




Cities: Banks Lake South, WA (0.69%), Coulee City, WA (0.21%)
Counties: Douglas County, WA (72.51%), Grant County, WA (27.49%)
Estimated zip code population in 2017: 1,319
Zip code population in 2010: 1,143
Zip code population in 2000: 1,133

Houses and condos: 892
Renter-occupied apartments: 134
% of renters here:

28%
State:

37%
March 2019 cost of living index in zip code 99115: 85.9 (less than average, U.S. average is 100)

Land area: 418.6 sq. mi.
Water area: 3.8 sq. mi.
Population density: 3 people per square mile 
 
 (very low).

Age and Sex of Residents in zip code 99115
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Real estate property taxes paid for housing units in 2017:
This zip code:

0.9% ($1,639)
Washington:

1.0% ($3,226)
Median real estate property taxes paid for housing units with mortgages in 2017: $1,731 (0.9%)
Median real estate property taxes paid for housing units with no mortgage in 2017: $1,505 (0.9%)

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Males: 660  (50.1%)
Females: 658  (49.9%)

For population 25 years and over in 99115:

  • High school or higher: 92.9%
  • Bachelor's degree or higher: 19.6%
  • Graduate or professional degree: 5.3%
  • Unemployed: 11.2%
  • Mean travel time to work (commute): 19.4 minutes

For population 15 years and over in 99115:

  • Never married: 24.5%
  • Now married: 59.4%
  • Separated: 1.6%
  • Widowed: 4.6%
  • Divorced: 9.9%

Zip code 99115 compared to state average:

  • Median house value below state average.
  • Unemployed percentage above state average.
  • Black race population percentage below state average.
  • Hispanic race population percentage significantly below state average.
  • Median age above state average.
  • Foreign-born population percentage significantly below state average.
  • Length of stay since moving in significantly below state average.
  • Number of college students below state average.
  • Percentage of population with a bachelor's degree or higher below state average.
  • Races in zip code 99115 (2017)
    • 1,04592.2%White
    • 504.4%Hispanic or Latino
    • 252.2%Two or more races
    • 181.6%American Indian
    • 20.2%Black
    • 20.2%Some other race
    • 10.09%Asian
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100% rural population.

Estimated median house/condo value in 2017: $175,317
99115:

$175,317
Washington:

$339,000
Median resident age:
This zip code:

43.4 years
Washington median age:

37.7 years
Average household size:
This zip code:

2.8 people
Washington:

2.6 people

Averages for the 2012 tax year for zip code 99115, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $49,672 (Individual Income Tax Returns)
Here:

$49,672
State:

$69,533

Salary/wage: $38,045 (reported on 76.0% of returns)
Here:

$38,045
State:

$57,267
(% of AGI for various income ranges: 65.3% for AGIs below $25k, 55.3% for AGIs $25k-50k, 68.4% for AGIs $50k-75k, 73.5% for AGIs $75k-100k, 48.6% for AGIs $100k-200k)

Taxable interest for individuals: $1,237 (reported on 38.0% of returns)
This zip code:

$1,237
Washington:

$1,816
(% of AGI for various income ranges: 2.3% for AGIs below $25k, 0.8% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 0.9% for AGIs $100k-200k)

Ordinary dividends: $4,100 (reported on 16.0% of returns)
Here:

$4,100
State:

$8,163

Net capital gain/loss in AGI: +$1,200 (reported on 18.0% of returns)
Here:

+$1,200
State:

+$21,568
(% of AGI for various income ranges: 0.1% for AGIs below $25k, 0.5% for AGIs $25k-50k, 2.2% for AGIs $75k-100k)

Profit/loss from business: +$5,543 (reported on 14.0% of returns)
Here:

+$5,543
State:

+$16,521
(% of AGI for various income ranges: 6.4% for AGIs below $25k, 3.8% for AGIs $25k-50k, 1.8% for AGIs $75k-100k)

Taxable individual retirement arrangement distribution: $11,080 (reported on 10.0% of returns)
99115:

$11,080
Washington:

$18,648

Total itemized deductions: $19,040 (21% of AGI, reported on 20.0% of returns)
Here:

$19,040
State:

$23,872

Here:

20.8% of AGI
State:

18.2% of AGI
(% of AGI for various income ranges: 15.0% for AGIs $25k-50k, 12.5% for AGIs $50k-75k, 6.8% for AGIs $100k-200k)

Charity contributions: $3,217 (reported on 12.0% of returns)
Here:

$3,217
State:

$4,465

Taxes paid: $4,020 (reported on 20.0% of returns)
99115:

$4,020
State:

$6,400
(% of AGI for various income ranges: 2.6% for AGIs $25k-50k, 2.7% for AGIs $50k-75k, 1.7% for AGIs $100k-200k)

Earned income credit: $1,950 (reported on 16.0% of returns)
Here:

$1,950
State:

$2,073
(% of AGI for various income ranges: 5.2% for AGIs below $25k, 0.8% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 46.0%
Here:

46%
State:

43%
(% for various income ranges: 40.0% for AGIs below $25k, 46.2% for AGIs $25k-50k, 42.9% for AGIs $50k-75k, 50.0% for AGIs $75k-100k, 66.7% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 99115, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $35,729 (Individual Income Tax Returns)
Here:

$35,729
State:

$54,331

Salary/wage: $27,403 (reported on 73.8% of returns)
Here:

$27,403
State:

$45,761
(% of AGI for various income ranges: 127.7% for AGIs below $10k, 64.5% for AGIs $10k-25k, 62.8% for AGIs $25k-50k, 71.3% for AGIs $50k-75k, 60.9% for AGIs $75k-100k, 26.0% for AGIs over 100k)

Taxable interest for individuals: $1,957 (reported on 57.2% of returns)
This zip code:

$1,957
Washington:

$2,110
(% of AGI for various income ranges: 11.4% for AGIs below $10k, 4.6% for AGIs $10k-25k, 3.9% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 1.6% for AGIs $75k-100k, 3.2% for AGIs over 100k)

Taxable dividends: $1,165 (reported on 21.3% of returns)
Here:

$1,165
State:

$5,879
(% of AGI for various income ranges: 4.3% for AGIs below $10k, 0.4% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 0.1% for AGIs $50k-75k, 2.0% for AGIs $75k-100k, 0.5% for AGIs over 100k)

Net capital gain/loss: +$11,873 (reported on 22.7% of returns)
Here:

+$11,873
State:

+$15,835
(% of AGI for various income ranges: 0.3% for AGIs below $10k, 2.4% for AGIs $25k-50k, -0.0% for AGIs $50k-75k, 2.2% for AGIs $75k-100k, 26.8% for AGIs over 100k)

Profit/loss from business: +$5,045 (reported on 13.8% of returns)
Here:

+$5,045
State:

+$13,994
(% of AGI for various income ranges: 17.5% for AGIs below $10k, 3.6% for AGIs $10k-25k, 3.9% for AGIs $25k-50k, 0.7% for AGIs $50k-75k)

IRA payment deduction: $2,800 (reported on 3.1% of returns)
99115:

$2,800
Washington:

$3,001

Total itemized deductions: $16,244 (24% of AGI, reported on 17.8% of returns)
Here:

$16,244
State:

$19,669

Here:

24.3% of AGI
State:

20.7% of AGI
(% of AGI for various income ranges: 7.9% for AGIs $10k-25k, 7.3% for AGIs $25k-50k, 10.8% for AGIs $50k-75k, 10.5% for AGIs $75k-100k, 5.9% for AGIs over 100k)

Charity contributions deductions: $3,225 (5% of AGI, reported on 14.7% of returns)
Here:

$3,225
State:

$3,569

Here:

4.6% of AGI
State:

3.5% of AGI
(% of AGI for various income ranges: 6.5% for AGIs below $10k, 0.7% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 2.6% for AGIs over 100k)

Total tax: $4,894 (reported on 70.5% of returns)
99115:

$4,894
State:

$9,065
(% of AGI for various income ranges: 3.7% for AGIs below $10k, 3.7% for AGIs $10k-25k, 7.0% for AGIs $25k-50k, 8.5% for AGIs $50k-75k, 10.3% for AGIs $75k-100k, 16.6% for AGIs over 100k)

Earned income credit: $1,779 (reported on 15.9% of returns)
Here:

$1,779
State:

$1,607

Percentage of individuals using paid preparers for their 2004 taxes: 52.1%
Here:

52%
State:

49%
(% for various income ranges: 44.7% for AGIs below $10k, 45.7% for AGIs $10k-25k, 57.8% for AGIs $25k-50k, 57.1% for AGIs $50k-75k, 51.6% for AGIs $75k-100k, 89.5% for AGIs over 100k)

Estimated median household income in 2017:
This zip code:

$60,504
Washington:

$70,979
Banks Lake South, WA (99115) map Nearest zip codes: 98851, 98853, 98830, 98860, 99135, 99123.
Percentage of family households:
This zip code:

46.9%
Washington:

47.8%
Percentage of households with unmarried partners:
This zip code:

3.0%
Washington:

7.6%
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 65
Household did not receive Food Stamps/SNAP in the past 12 months: 411


Women who had a birth in the past 12 months: 9 (2 now married, 6 unmarried)
Women who did not have a birth in the past 12 months: 228 (113 now married, 114 unmarried)


Housing units in zip code 99115 with a mortgage: 170 (9 second mortgage, 4 home equity loan, 4 both second mortgage and home equity loan)
Houses without a mortgage: 174

Median monthly owner costs for units with a mortgage: $1,136
Median monthly owner costs for units without a mortgage: $372

Residents with income below the poverty level in 2017:
This zip code:

19.8%
Whole state:

11.0%
Residents with income below 50% of the poverty level in 2017:
This zip code:

12.5%
Whole state:

6.0%
Median number of rooms in houses and condos:
Here:

5.9
State:

6.5
Median number of rooms in apartments:
Here:

5.8
State:

4.0
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 99115: Bacon Siphon (A), Badger Wells (B), Saint Andrews Substation (C), Coulee City Fire Department (D). Display/hide their locations on the map

    Cemeteries: Highland Cemetery (1), Mold Cemetery (2), Saint Andrews Cemetery (3), Coulee City Cemetery (4), Danish Cemetery (5). Display/hide their locations on the map

    Lakes, reservoirs, and swamps: Ludtke Lake (A), Meadow Lake (B), Mirror Lake (C), Atkins Lake (D), Bennett Lake (E), Park Lake (F), Blue Lake (G), Red Alkali Lake (H). Display/hide their locations on the map

    Creeks: Meadow Creek (A), Spring Creek (B). Display/hide their locations on the map

    Parks in zip code 99115 include: Sun Lakes State Park (1), Dry Falls Heritage Area (2). Display/hide their locations on the map

Year house built
  • Year house built (houses)
  • 142014 or later
  • 662010 to 2013
  • 1432000 to 2009
  • 1061990 to 1999
  • 1091980 to 1989
  • 1221970 to 1979
  • 671960 to 1969
  • 621950 to 1959
  • 541940 to 1949
  • 1511939 or earlier

Zip code 99115 satellite photo by USGS

Owner-occupied Renter-occupied
Bedrooms in owner-occupied houses and condos in Banks Lake South, WA (99115)
  • Bedrooms in owner-occupied houses and condos in Banks Lake South, WA (99115)
  • 0no bedroom
  • 151 bedroom
  • 812 bedrooms
  • 1493 bedrooms
  • 764 bedrooms
  • 45+ bedrooms
Bedrooms in renter-occupied apartments in Banks Lake South, WA (99115)
  • Bedrooms in renter-occupied apartments in Banks Lake South, WA (99115)
  • 0no bedroom
  • 231 bedroom
  • 362 bedrooms
  • 613 bedrooms
  • 74 bedrooms
  • 295+ bedrooms
Owner-occupied Renter-occupied
Cars and other vehicles available in Banks Lake South, WA (99115) in owner-occupied houses/condos
  • Cars and other vehicles available in Banks Lake South, WA (99115) in owner-occupied houses/condos
  • 19no vehicle
  • 611 vehicle
  • 1492 vehicles
  • 803 vehicles
  • 264 vehicles
  • 95+ vehicles
Cars and other vehicles available in Banks Lake South, WA (99115) in renter-occupied apartments
  • Cars and other vehicles available in Banks Lake South, WA (99115) in renter-occupied apartments
  • 13no vehicle
  • 181 vehicle
  • 202 vehicles
  • 783 vehicles
  • 54 vehicles
  • 65+ vehicles

  • Zip code 99115 household income distribution in 2017

  • Zip code 99115 household income distribution in 2017
  • 33Less than $10,000
  • 19$10,000 to $14,999
  • 6$15,000 to $19,999
  • 25$20,000 to $24,999
  • 32$25,000 to $29,999
  • 14$30,000 to $34,999
  • 20$35,000 to $39,999
  • 30$40,000 to $44,999
  • 24$45,000 to $49,999
  • 39$50,000 to $59,999
  • 78$60,000 to $74,999
  • 72$75,000 to $99,999
  • 26$100,000 to $124,999
  • 16$125,000 to $149,999
  • 18$150,000 to $199,999
  • 14$200,000 or more
  • Estimate of home value of owner-occupied houses/condos in 2017 in zip code 99115

  • Estimate of home value of owner-occupied houses/condos in 2017 in zip code 99115
  • 9Less than $10,000
  • 4$10,000 to $14,999
  • 1$20,000 to $24,999
  • 1$25,000 to $29,999
  • 3$30,000 to $34,999
  • 2$40,000 to $49,999
  • 4$60,000 to $69,999
  • 12$70,000 to $79,999
  • 11$80,000 to $89,999
  • 3$90,000 to $99,999
  • 54$100,000 to $124,999
  • 31$125,000 to $149,999
  • 36$150,000 to $174,999
  • 5$175,000 to $199,999
  • 48$200,000 to $249,999
  • 35$250,000 to $299,999
  • 38$300,000 to $399,999
  • 10$400,000 to $499,999
  • 9$500,000 to $749,999
  • 3$1,000,000 to $1,499,999
  • Rent paid by renters in 2017 in zip code 99115

  • Rent paid by renters in 2017 in zip code 99115
  • 4$100 to $149
  • 13$150 to $199
  • 3$200 to $249
  • 2$250 to $299
  • 5$350 to $399
  • 6$450 to $499
  • 10$500 to $549
  • 6$550 to $599
  • 20$600 to $649
  • 4$650 to $699
  • 18$800 to $899
  • 2$900 to $999
  • 3$1,000 to $1,249
  • 7$1,250 to $1,499
  • 16No cash rent

Median gross rent in 2017: $662.

Estimated median house (or condo) value in 2017 for:

  • White Non-Hispanic householders: $170,539

Estimated median house or condo value in 2017: $175,317
99115:

$175,317
Washington:

$339,000
Lower value quartile - upper value quartile: $121,151 - $278,946

Mean price in 2017:

Detached houses: $250,808
Here:

$250,808
State:

$447,152

Mobile homes: $253,420
Here:

$253,420
State:

$131,988
Owners and renters by unit type in zip code 99115
Breakdown of mean house values by ages of householders

Housing units in structures:

  • One, detached: 451
  • Two: 7
  • 3 or 4: 14
  • 5 to 9: 12
  • Mobile homes: 391
  • Boats, RVs, vans, etc.: 7

Unemployment: 11.2%

  • Means of transportation to work in zip code 99115

  • Means of transportation to work in zip code 99115
  • 77.3%367Drove a car alone
  • 3.0%14Carpooled
  • 1.7%8Bus or trolley bus
  • 11.8%56Walked
  • 1.3%6Other means
  • 4.4%21Worked at home
  • Travel time to work (commute) in zip code 99115

  • Travel time to work (commute) in zip code 99115
  • 145Less than 5 minutes
  • 595 to 9 minutes
  • 3310 to 14 minutes
  • 3415 to 19 minutes
  • 2220 to 24 minutes
  • 1125 to 29 minutes
  • 6330 to 34 minutes
  • 935 to 39 minutes
  • 840 to 44 minutes
  • 5545 to 59 minutes
  • 990 or more minutes

Percentage of zip code residents living and working in this county: 77.8%

Household type by relationship:

Households: 1,319
  • In family households: 1,175 (222 male householders, 144 female householders)
    309 spouses, 386 children (348 natural, 15 adopted, 24 stepchildren), 30 grandchildren, 33 brothers or sisters, 7 parents, 9 other relatives, 28 non-relatives
  • In nonfamily households: 142 (26 male householders (20 living alone)), 83 female householders (70 living alone)), 32 nonrelatives

Size of family households: 218 2-persons, 49 3-persons, 39 4-persons, 9 5-persons, 16 6-persons, 34 7-or-more-persons

Size of nonfamily households: 91 1-person, 11 2-persons, 7 3-persons

240 married couples with children.
29 single-parent households (29 men).

99.8% of residents of 99115 zip code speak English at home.

Foreign born population: 0 (0.0%)
:

0.0%
Whole state:

14.3%
Most common first ancestries reported in 99115
  • 18%German
  • 13%English
  • 13%Irish
  • 8%American
  • 4%Danish
  • 4%Russian
  • 3%Swedish
Year of entry for the foreign-born population
  • Year of entry for the foreign-born population
  • 02010 or later
  • 02000 to 2009
  • 01990 to 1999
  • 2Before 1990

Zip code 99115 topographic map


Zip code 99115 marital status for males
Zip code 99115 marital status for females

Housing units lacking complete plumbing facilities: 3.0%
Housing units lacking complete kitchen facilities: 1.6%

Most commonly used house heating fuel
  • 93.8%Electricity
  • 3.0%Bottled, tank, or LP gas
  • 2.3%Wood
  • 1.1%Utility gas

Population in 1990: 1,013. Population change in the 1990s: +120 (+11.8%).

Place of birth for U.S.-born residents:

  • This state: 976
  • Northeast: 16
  • Midwest: 43
  • South: 41
  • West: 236

62% of the 99115 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 34% lived in this county.
   Out of people who lived in different counties, 50% lived in Washington.

93% of the 99115 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 16% moved from this county.
   Out of people who lived in different houses, 56% moved from different county within same state.
   Out of people who lived in different houses, 26% moved from different state.

Year householders moved into unit in Banks Lake South, WA (99115)

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 17
Here:

11.0%
Washington:

10.9%
Students in private schools in grades 9 to 12 (high school): 27
Here:

27.3%
Washington:

8.0%
Students in private undergraduate colleges:
Here:

0.0%
Washington:

16.1%
Educational Attainment in 2017
School Enrollment by Level of School in 2017
Class of Workers in 2017
Occupation by median earnings in the past 12 months
  • Occupation by median earnings in the past 12 months ($)
  • 69,508Construction and extraction occupations
  • 52,713Management occupations
  • 41,803Transportation occupations
  • 37,418Office and administrative support occupations
  • 37,095Installation, maintenance, and repair occupations
  • 31,968Education, training, and library occupations

Top industries in this zip code by the number of employees in 2005:

  • Accommodation and Food Services: Hotels (except Casino Hotels) and Motels (10-19 employees: 1 establishment, 1-4 employees: 2 establishments)
  • Wholesale Trade: Grain and Field Bean Merchant Wholesalers (5-9: 1, 1-4: 1)
  • Finance and Insurance: Commercial Banking (5-9: 1)
  • Finance and Insurance: Savings Institutions (5-9: 1)
  • Accommodation and Food Services: Full-Service Restaurants (1-4: 3)
  • Accommodation and Food Services: RV (Recreational Vehicle) Parks and Campgrounds (1-4: 2)

Age and Sex of Sensory-Disabled Noninstitutionalized Residents
Age and Sex of Physically-Disabled Noninstitutionalized Residents
Age and Sex of Mentally-Disabled Noninstitutionalized Residents
Age and Sex of Self-Care Disabled Noninstitutionalized Residents
Age and Sex of Go-Outside-Home Disabled Noninstitutionalized Residents
Age and Sex of Noninstitutionalized Residents with Employment Disability

People in group quarters in 2010:

  • 6 people in other noninstitutional facilities

Fatal accident statistics in 2014:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 1
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 1
  • Persons involved in fatal accidents: 1
  • Pedestrians involved in fatal accidents: 0

Fatal accident statistics in 2013:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 2
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 1
  • Persons involved in fatal accidents: 3
  • Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 2 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED4$168,1436$170,71530$149,3243$109,2403$122,7238$143,805
APPLICATIONS APPROVED, NOT ACCEPTED0$01$221,4507$200,5870$01$161,1201$221,450
APPLICATIONS DENIED1$213,9102$138,83516$217,4641$16,4501$109,0103$88,670
APPLICATIONS WITHDRAWN1$106,9502$225,5608$230,7901$37,0201$175,5101$133,690
FILES CLOSED FOR INCOMPLETENESS0$00$01$234,4800$00$00$0
Choose year:  2009 2008 2007 2006 2005 2004

Detailed HMDA statistics for the following Tracts: 9502.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 2 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
D) Loans On Manufactured
Home Dwelling (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED1$360,6301$146,0301$146,030
APPLICATIONS APPROVED, NOT ACCEPTED0$00$00$0
APPLICATIONS DENIED0$00$00$0
APPLICATIONS WITHDRAWN0$00$00$0
FILES CLOSED FOR INCOMPLETENESS0$00$00$0
Choose year:  2009 2008 2007 2006 2005 2004

Detailed PMIC statistics for the following Tracts: 9502.00

Conventional Home Purchase Loans in zip code 99115
Conventional Home Purchase Loans in zip code 99115 - Value
Most common first names in zip code 99115 among deceased individuals
NameCountLived (average)
George1076.3 years
Charles874.6 years
James875.7 years
Donald872.5 years
Helen779.3 years
Robert671.0 years
Mary581.2 years
John572.6 years
Harold575.8 years
Jean480.3 years
Most common last names in zip code 99115 among deceased individuals
Last nameCountLived (average)
Bolyard876.4 years
Brown770.3 years
Miller775.4 years
Davis675.7 years
Adams674.0 years
Rice684.3 years
Jorgensen579.8 years
Johnson580.6 years
Evans579.0 years
Mclean582.4 years
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