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My budget for 2024...until I lose my job.

Posted 01-24-2024 at 04:05 PM by TNSLPPTSO13


Take home pay from work: $5,680
SS Income(after Medicare pmt.) $2,857
_________
Total net monthly Income $8,537

Outgo:
Stream Subscriptions:
Peacock $7
Shudder $5
Prime $12
YouTubeTV $83
Printed Media
Subscriptions:
Miami Herald $10
Creem Magazine $7
Fangoria Magaz. $8
Other Subs:
Walmart+ $8
Terrorvision
Record Club $17
Third Man Records
Record Club $25

Total Subscriptions:..........................$182

Prorated Expenses:
Auto Insurance..........$105
Auto Tag...................$7
AAA.........................$9
AVG(Virus Prot./VPN) $5
Sinking Fund For
Income Taxes.........$300
Sinking Fund For
Medical Co-Pays .....$242

Total Pro-rated Expenses.................$668

-----
Phone/ISP.........................................$89
Cell Phone.........................................$25
Food,Etc.(No eating out at all)..............$500
Rent.............................................. ... $1200
Electricity....................................... ....$115
Gasoline.......................................... ...$50
Lottery........................................... ....$230

Debt Payment on 2 personal Loans........$1700

Total Outgo:................$4,759

Left over every month....$3778

-----------
Once I lose my job later this year,I will not be able to pay on my debt.
I would put most of my currently leftover $$ towards the debt,but now I have a lot of recent incurred medical debt;so I have to hold on until at least I meet
my maximum OOP of $2900...plus other related expenses every month.

On SS income alone,without paying anything towards the consumer debt;I will have a monthly deficit of $202...but I can stop playing the lottery...or eating less.

And hoping my rent won't be increased. Keeping my fingers crossed so hard that they have become crooked....Been here 17 years and have never gotten a rent increase...and currently what I pay is about half the actual market rate in Miami for a 2/2.
The landlady/owner must love me
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