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Old 06-19-2009, 04:19 PM
 
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So why don't they have any 55+ communities? Or maybe there are, but so well hidden they can't be found!

Just curious. I'm not looking for this type of development, but many are; Alabama is a terrific place to retire since the state doesn't tax your government retirement (don't know about other retirements) and the taxes are low!!

Anybody know of any??????
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Old 06-19-2009, 05:36 PM
 
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They are just starting to build 55+ communities in a few places.
Active Adult 55+ Age Restricted Communities in Alabama I know there are a few in S. AL. I don't think there has been a demand for them until recently. Previously retirees always wanted to S. FL to get away from the cold weather. I have met quite a few ppl retiring to AL from NY to FL.

There are some planned communities that are not 55+ but they are smaller homes that have all the amenities without the age restriction.

Where I live there are a lot of seniors who live in their homes. Their family, friends and neighbors look after them.

For pensions other than gov't you have to find out if the company is on the list. If not it may be possible to get it exempt by filling out paperwork.
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Old 06-19-2009, 09:38 PM
 
Location: Albuquerque, NM
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I wondered about this too, particularly when my mom was thinking of moving to Texas to a Del Webb community and I was trying to find a comparable place here.

I recalll there being one in the Bay Minette area, I think, but it might be 100% rental. And in Birmingham there is The Oaks on Parkwood, off 150 about halfway between Hoover and Bessemer. But The Oaks is pretty small. I'd say there are 25-30 garden homes that can be purchased, and then retirement apartments, and assisted living. Everything else is Apartments/comdos rather than detached houses.
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Old 06-19-2009, 11:00 PM
 
Location: Cottonwood CA
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Default Government Pension Tax Exemption

Quote:
Originally Posted by Ynot View Post
So why don't they have any 55+ communities? Or maybe there are, but so well hidden they can't be found!

Just curious. I'm not looking for this type of development, but many are; Alabama is a terrific place to retire since the state doesn't tax your government retirement (don't know about other retirements) and the taxes are low!!

Anybody know of any??????
Does the Alabama state tax("income" tax I assume) exemption apply to all government pensions, or just federal pensions for example?
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Old 06-20-2009, 05:09 AM
 
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You might be able to find your answer here:

www.retirementliving.com/RLstate1.html#ALABAMA
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Old 06-20-2009, 05:55 AM
 
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I,also,was surprised there were few 55+ communities in Alabama, especially since the state has been sending out retirement information for a long time in order to attract retirees.

As the OP stated, they are not looking for this , but many retirees are.
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Old 06-20-2009, 06:17 AM
 
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No state income tax on any gov't pension, city, state or federal. I worked for a private co. and they are on 'the' list, however the first year I didn't realize that and paid income tax. In order to get the money back I had to have the company send the AL Revenue a form but I did get my money \back eventually
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Old 06-20-2009, 07:26 AM
 
Location: Alpharetta Ga-Loxley Al
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Being that there could be a demand for 55+ housing in Alabama, due to retirees looking at a less tax heavy place to settle, you'd think some one would turn a few of these already developed, yet empty subdivisions you see out there into some nice 55+ communities. They are all over the place, especially in Baldwin County.
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Old 06-20-2009, 09:13 AM
 
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Why would you want a planned generation seperation?
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Old 06-20-2009, 11:51 AM
 
Location: Alpharetta Ga-Loxley Al
272 posts, read 913,855 times
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Quote:
Originally Posted by Threestep View Post
Why would you want a planned generation seperation?
I personaly wouldn't, but I guess it's popular with some scrooges that can't stand the sight of children playing, I don't get it, maybe they're better off in their own little communities where they can sit around and complain about everything, I'd rather go fishing !
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