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Old 01-07-2010, 07:59 AM
 
Location: Atlanta
194 posts, read 618,832 times
Reputation: 155

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I used to be a serious credit union and community bank advocate (e.g., Hyde Park Bank in Chicago... my best banking experience, ever) until I felt I'd outgrown some of their less mature practices (e.g., slow adoption of online banking/account management). So I switched to Bank of America.

Like many others, I'm tired of the big banks and their addiction to corporate welfare while sticking us consumers for wild fees (against our own money).

I am drawn to what USAA and E-Trade have to offer, but I'm really looking for a local community bank or credit union.

Here are the features that are important to me.
  • Competitive APY on regular savings (like E-Trade and USAA)
  • Free international ATM use (like E-Trade and USAA)
  • ATM Fee Refunds (like E-Trade and USAA)
  • Modern online account management
  • Fee online bill pay
  • Minimal transaction fees
  • Free or low-cost money transfer (incl. other institutions)
  • Rewards on debit purchases

Anybody got recommendations of local banks or credit unions that you swear by? Tell me about it.

Thanks.
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Old 01-07-2010, 08:10 AM
Status: "Pickleball-Free American" (set 3 days ago)
 
Location: St Simons Island, GA
23,462 posts, read 44,090,617 times
Reputation: 16856
My DH is very happy with DECU (Delta Community Credit Union). Not everyone can qualify, but in terms of membership eligibility, they cast a pretty wide net. Check the Eligibility Requirements.

www.deltacommunitycu.com/
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Old 01-07-2010, 04:25 PM
 
Location: East Coast
339 posts, read 696,097 times
Reputation: 667
I have to agree with Loving Decatur- DECU is great as far as credit unions are concerned. I too am tired of the Big banks although I do have an acct with a "biggie". Good luck!!
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Old 01-07-2010, 04:41 PM
 
63 posts, read 250,854 times
Reputation: 46
I recommend LGE Community CU. I've been a member since 2001. They are now paying 3.5% APY on checking accounts once certain transaction minimums are set (15 credit or debit).
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Old 01-07-2010, 05:24 PM
 
Location: Inman Park (Atlanta, GA)
21,870 posts, read 15,087,284 times
Reputation: 14327
When I had a car loan - I had mine through https://www.georgiasown.org/
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Old 01-07-2010, 08:17 PM
 
Location: Atlanta/Decatur/Emory area
1,320 posts, read 4,275,041 times
Reputation: 501
Georgia's Own is an easy one to meet the requirements for. If you happen to live or work on the eastside of intown (with Little 5 Points as the epicenter) you might want to check out the BOND Community Federal Credit Union.

Bond Community Credit Union

Here are some reviews of it on Yelp!

BOND Community Federal Credit Union - Little Five Points - Atlanta, GA
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Old 01-11-2010, 08:15 AM
 
Location: Atlanta
194 posts, read 618,832 times
Reputation: 155
Thanks for the suggestions. I will follow up with BOND, Delta, Georgia's Own and LGE via telephone.

I'm still open to hearing about other options that may meet my requirements.
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