05-12-2011, 02:54 PM
Location: NW Austin
1,133 posts, read
4,187,573 times
Reputation: 174
I found a foreclosure that is PERFECT for me. At least online anyway.
It's listed slightly out of my price range so I was wondering how much wiggle room there is with a foreclosure...? I expect this one to go pretty fast if not receive multiple offers. I'm going to see it this afternoon with my agent... so if it's something I'm interested in, do I offer the asking price or try to work a deal for something lower knowing that it may get other offers in?
I know NOTHING about foreclosures other than it's "as-is" condition.
Please share any advice. Thanks!
05-12-2011, 02:56 PM
Location: Pflugerville
2,211 posts, read
4,851,490 times
Reputation: 2242
Quote:
Originally Posted by
atlanta hope
I found a foreclosure that is PERFECT for me. At least online anyway.
It's listed slightly out of my price range so I was wondering how much wiggle room there is with a foreclosure...? I expect this one to go pretty fast if not receive multiple offers. I'm going to see it this afternoon with my agent... so if it's something I'm interested in, do I offer the asking price or try to work a deal for something lower knowing that it may get other offers in?
I know NOTHING about foreclosures other than it's "as-is" condition.
Please share any advice. Thanks!
Since you have an agent, what does your agent say?
05-12-2011, 02:57 PM
Location: Austin, TX
15,269 posts, read
35,646,924 times
Reputation: 8617
Take a walk through and hang up some stickers that look like holes in the walls, and maybe a few fake roaches here and there...then there won't be so many offers
.
05-12-2011, 03:14 PM
Location: Avery Ranch, Austin, TX
8,977 posts, read
17,557,651 times
Reputation: 4001
Quote:
Originally Posted by
atlanta hope
I found a foreclosure that is PERFECT for me. At least online anyway.
It's listed slightly out of my price range so I was wondering how much wiggle room there is with a foreclosure...? I expect this one to go pretty fast if not receive multiple offers. I'm going to see it this afternoon with my agent... so if it's something I'm interested in, do I offer the asking price or try to work a deal for something lower knowing that it may get other offers in?
I know NOTHING about foreclosures
other than it's "as-is" condition .
Please share any advice. Thanks!
Dang hope, I 'hope' this works out for you. I've never heard of an '
as is ' foreclosure that didn't have some surprises.
Maybe this will be one of the 'good' ones.
Guess your walk-through will reveal some of the good AND bad. Good luck!
05-12-2011, 03:21 PM
Location: NW Austin
1,133 posts, read
4,187,573 times
Reputation: 174
My agent is tied up today and her assistant is showing it to me... I'll call her later and quiz her but I thought it might be nice to get multiple opinions.
I'm used to surprises -- seems like even with a new house there are some issues. This will be my fourth house so hopefully I know some things to look out for. Of course a house inspector would help a lot too.
05-12-2011, 03:24 PM
Location: Avery Ranch, Austin, TX
8,977 posts, read
17,557,651 times
Reputation: 4001
hope, just a thought...Is this house still occupied? If so, that opens another potential can of worms when things 'disappear' at move-out time. Plenty of horror stories out there regarding the condition 'before' and 'after' the current owners move.
05-12-2011, 03:41 PM
370 posts, read
999,617 times
Reputation: 242
I looked at a lot of foreclosures in Cali
05-13-2011, 06:16 AM
574 posts, read
1,640,780 times
Reputation: 486
Quote:
Originally Posted by
atlanta hope
I found a foreclosure that is PERFECT for me. At least online anyway.
It's listed slightly out of my price range so I was wondering how much wiggle room there is with a foreclosure...? I expect this one to go pretty fast if not receive multiple offers. I'm going to see it this afternoon with my agent... so if it's something I'm interested in, do I offer the asking price or try to work a deal for something lower knowing that it may get other offers in?
I know NOTHING about foreclosures other than it's "as-is" condition.
Please share any advice. Thanks!
Make an offer that you can live with whether it is above or below the asking price. Take a good look through it before making the offer and see if you can tell what will need to be done so you can account for that in your offer. Some of these Inspectors will walk through with you for a smaller price and help you with that if you want.
Don't get caught up in the BS that "There are several other offers higher than yours" garbage from the agents trying to run the show and make more off of you! If you make an offer you can live with and stick to it you will be happier later when you do get the home.
05-13-2011, 07:27 AM
4 posts, read
17,608 times
Reputation: 13
For clients requesting foreclosure information it comes down to this... You can offer whatever you feel you would like to offer, but we will base this on the other "sold" data in the area. This should have been how the bank came up with their price too. In today's market, it is usually possible to find "comparable sold foreclosure homes" that would give some guide for a reasonable offer. I never offer full price unless we are in a multiple offer situation. And, we know we are in a multiple offer situation, not because we have been told so, but rather, because we have received the CORRECT FORM, signed by the listing agent, informing us of this multiple offer situation. When you are buying any property, it is always wise to get the input from a professional REALTOR. This is all we do...
05-13-2011, 07:33 AM
7,742 posts, read
15,132,739 times
Reputation: 4295
Quote:
Originally Posted by
atlanta hope
I found a foreclosure that is PERFECT for me. At least online anyway.
It's listed slightly out of my price range so I was wondering how much wiggle room there is with a foreclosure...? I expect this one to go pretty fast if not receive multiple offers. I'm going to see it this afternoon with my agent... so if it's something I'm interested in, do I offer the asking price or try to work a deal for something lower knowing that it may get other offers in?
I know NOTHING about foreclosures other than it's "as-is" condition.
Please share any advice. Thanks!
Ask your agent how many foreclosures they have bought. It is completely different and if your agent hasnt done it before they will probably screw up the negotiations.
My agent said that all offers have to be approved by the bank. In the case of one that we were looking at, there was a second as well. He said at the price that was listed, the second would get completely screwed so would never approved. So unless the first and the second had already worked out a deal the deal simply couldnt happen at that price.
He asked the selling agent and she confirmed that the seller had not taken the price to the banks for approval, but that the bank had previously rejected a firm offer 75K higher than the current asking price before.
This is just one example of how agents not knowing how to buy/sell foreclosures can screw up the process.
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School Enrollment - Grade 9 to 12 (%)
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Population in households (%)
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Geographical mobility - Moved from different state (%)
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Place of birth - Born in state of residence (%)
Place of birth - Born in other state (%)
Place of birth - Native, outside of US (%)
Place of birth - Foreign born (%)
Housing units in structures - 1, detached (%)
Housing units in structures - 1, attached (%)
Housing units in structures - 2 (%)
Housing units in structures - 3 or 4 (%)
Housing units in structures - 5 to 9 (%)
Housing units in structures - 10 to 19 (%)
Housing units in structures - 20 to 49 (%)
Housing units in structures - 50 or more (%)
Housing units in structures - Mobile home (%)
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House/condo owner moved in on average (years ago)
Renter moved in on average (years ago)
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Means of transportation to work - Carpooled (%)
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Means of transportation to work - Subway or elevated (%)
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Working at home (%)
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Most Common Occupations - Personal care and service occupations (%)
Most Common Occupations - Sales and office occupations (%)
Most Common Occupations - Sales and related occupations (%)
Most Common Occupations - Office and administrative support occupations (%)
Most Common Occupations - Natural resources, construction, and maintenance occupations (%)
Most Common Occupations - Farming, fishing, and forestry occupations (%)
Most Common Occupations - Construction and extraction occupations (%)
Most Common Occupations - Installation, maintenance, and repair occupations (%)
Most Common Occupations - Production, transportation, and material moving occupations (%)
Most Common Occupations - Production occupations (%)
Most Common Occupations - Transportation occupations (%)
Most Common Occupations - Material moving occupations (%)
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People in Group quarters - Local jails and other confinement facilities (including police lockups) (%)
People in Group quarters - Military disciplinary barracks (%)
People in Group quarters - State prisons (%)
People in Group quarters - Other types of correctional institutions (%)
People in Group quarters - Nursing homes (%)
People in Group quarters - Hospitals/wards, hospices, and schools for the handicapped (%)
People in Group quarters - Hospitals/wards and hospices for chronically ill (%)
People in Group quarters - Hospices or homes for chronically ill (%)
People in Group quarters - Military hospitals or wards for chronically ill (%)
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People in Group quarters - Mental (Psychiatric) hospitals or wards (%)
People in Group quarters - Schools, hospitals, or wards for the mentally retarded (%)
People in Group quarters - Schools, hospitals, or wards for the physically handicapped (%)
People in Group quarters - Institutions for the deaf (%)
People in Group quarters - Institutions for the blind (%)
People in Group quarters - Orthopedic wards and institutions for the physically handicapped (%)
People in Group quarters - Wards in general hospitals for patients who have no usual home elsewhere (%)
People in Group quarters - Wards in military hospitals for patients who have no usual home elsewhere (%)
People in Group quarters - Juvenile institutions (%)
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People in Group quarters - Homes for abused, dependent, and neglected children (%)
People in Group quarters - Residential treatment centers for emotionally disturbed children (%)
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People in Group quarters - Type of juvenile institution unknown (%)
People in Group quarters - Noninstitutionalized population (%)
People in Group quarters - College dormitories (includes college quarters off campus) (%)
People in Group quarters - Military quarters (%)
People in Group quarters - On base (%)
People in Group quarters - Barracks, unaccompanied personnel housing (UPH), (Enlisted/Officer), ;and similar group living quarters for military personnel (%)
People in Group quarters - Transient quarters for temporary residents (%)
People in Group quarters - Military ships (%)
People in Group quarters - Group homes (%)
People in Group quarters - Homes or halfway houses for drug/alcohol abuse (%)
People in Group quarters - Homes for the mentally ill (%)
People in Group quarters - Homes for the mentally retarded (%)
People in Group quarters - Homes for the physically handicapped (%)
People in Group quarters - Other group homes (%)
People in Group quarters - Religious group quarters (%)
People in Group quarters - Dormitories (%)
People in Group quarters - Agriculture workers' dormitories on farms (%)
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People in Group quarters - Other noninstitutional group quarters (%)
Residents speaking English at home (%)
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Residents speaking English at home - Native, born elsewhere (%)
Residents speaking English at home - Foreign born (%)
Residents speaking Spanish at home (%)
Residents speaking Spanish at home - Born in the United States (%)
Residents speaking Spanish at home - Native, born elsewhere (%)
Residents speaking Spanish at home - Foreign born (%)
Residents speaking other language at home (%)
Residents speaking other language at home - Born in the United States (%)
Residents speaking other language at home - Native, born elsewhere (%)
Residents speaking other language at home - Foreign born (%)
Class of Workers - Employee of private company (%)
Class of Workers - Self-employed in own incorporated business (%)
Class of Workers - Private not-for-profit wage and salary workers (%)
Class of Workers - Local government workers (%)
Class of Workers - State government workers (%)
Class of Workers - Federal government workers (%)
Class of Workers - Self-employed workers in own not incorporated business and Unpaid family workers (%)
House heating fuel used in houses and condos - Utility gas (%)
House heating fuel used in houses and condos - Bottled, tank, or LP gas (%)
House heating fuel used in houses and condos - Electricity (%)
House heating fuel used in houses and condos - Fuel oil, kerosene, etc. (%)
House heating fuel used in houses and condos - Coal or coke (%)
House heating fuel used in houses and condos - Wood (%)
House heating fuel used in houses and condos - Solar energy (%)
House heating fuel used in houses and condos - Other fuel (%)
House heating fuel used in houses and condos - No fuel used (%)
House heating fuel used in apartments - Utility gas (%)
House heating fuel used in apartments - Bottled, tank, or LP gas (%)
House heating fuel used in apartments - Electricity (%)
House heating fuel used in apartments - Fuel oil, kerosene, etc. (%)
House heating fuel used in apartments - Coal or coke (%)
House heating fuel used in apartments - Wood (%)
House heating fuel used in apartments - Solar energy (%)
House heating fuel used in apartments - Other fuel (%)
House heating fuel used in apartments - No fuel used (%)
Armed forces status - In Armed Forces (%)
Armed forces status - Civilian (%)
Armed forces status - Civilian - Veteran (%)
Armed forces status - Civilian - Nonveteran (%)
Fatal accidents locations in years 2005-2021
Fatal accidents locations in 2005
Fatal accidents locations in 2006
Fatal accidents locations in 2007
Fatal accidents locations in 2008
Fatal accidents locations in 2009
Fatal accidents locations in 2010
Fatal accidents locations in 2011
Fatal accidents locations in 2012
Fatal accidents locations in 2013
Fatal accidents locations in 2014
Fatal accidents locations in 2015
Fatal accidents locations in 2016
Fatal accidents locations in 2017
Fatal accidents locations in 2018
Fatal accidents locations in 2019
Fatal accidents locations in 2020
Fatal accidents locations in 2021
Alcohol use - People drinking some alcohol every month (%)
Alcohol use - People not drinking at all (%)
Alcohol use - Average days/month drinking alcohol
Alcohol use - Average drinks/week
Alcohol use - Average days/year people drink much
Audiometry - Average condition of hearing (%)
Audiometry - People that can hear a whisper from across a quiet room (%)
Audiometry - People that can hear normal voice from across a quiet room (%)
Audiometry - Ears ringing, roaring, buzzing (%)
Audiometry - Had a job exposure to loud noise (%)
Audiometry - Had off-work exposure to loud noise (%)
Blood Pressure & Cholesterol - Has high blood pressure (%)
Blood Pressure & Cholesterol - Checking blood pressure at home (%)
Blood Pressure & Cholesterol - Frequently checking blood cholesterol (%)
Blood Pressure & Cholesterol - Has high cholesterol level (%)
Consumer Behavior - Money monthly spent on food at supermarket/grocery store
Consumer Behavior - Money monthly spent on food at other stores
Consumer Behavior - Money monthly spent on eating out
Consumer Behavior - Money monthly spent on carryout/delivered foods
Consumer Behavior - Income spent on food at supermarket/grocery store (%)
Consumer Behavior - Income spent on food at other stores (%)
Consumer Behavior - Income spent on eating out (%)
Consumer Behavior - Income spent on carryout/delivered foods (%)
Current Health Status - General health condition (%)
Current Health Status - Blood donors (%)
Current Health Status - Has blood ever tested for HIV virus (%)
Current Health Status - Left-handed people (%)
Dermatology - People using sunscreen (%)
Diabetes - Diabetics (%)
Diabetes - Had a blood test for high blood sugar (%)
Diabetes - People taking insulin (%)
Diet Behavior & Nutrition - Diet health (%)
Diet Behavior & Nutrition - Milk product consumption (# of products/month)
Diet Behavior & Nutrition - Meals not home prepared (#/week)
Diet Behavior & Nutrition - Meals from fast food or pizza place (#/week)
Diet Behavior & Nutrition - Ready-to-eat foods (#/month)
Diet Behavior & Nutrition - Frozen meals/pizza (#/month)
Drug Use - People that ever used marijuana or hashish (%)
Drug Use - Ever used hard drugs (%)
Drug Use - Ever used any form of cocaine (%)
Drug Use - Ever used heroin (%)
Drug Use - Ever used methamphetamine (%)
Health Insurance - People covered by health insurance (%)
Kidney Conditions-Urology - Avg. # of times urinating at night
Medical Conditions - People with asthma (%)
Medical Conditions - People with anemia (%)
Medical Conditions - People with psoriasis (%)
Medical Conditions - People with overweight (%)
Medical Conditions - Elderly people having difficulties in thinking or remembering (%)
Medical Conditions - People who ever received blood transfusion (%)
Medical Conditions - People having trouble seeing even with glass/contacts (%)
Medical Conditions - People with arthritis (%)
Medical Conditions - People with gout (%)
Medical Conditions - People with congestive heart failure (%)
Medical Conditions - People with coronary heart disease (%)
Medical Conditions - People with angina pectoris (%)
Medical Conditions - People who ever had heart attack (%)
Medical Conditions - People who ever had stroke (%)
Medical Conditions - People with emphysema (%)
Medical Conditions - People with thyroid problem (%)
Medical Conditions - People with chronic bronchitis (%)
Medical Conditions - People with any liver condition (%)
Medical Conditions - People who ever had cancer or malignancy (%)
Mental Health - People who have little interest in doing things (%)
Mental Health - People feeling down, depressed, or hopeless (%)
Mental Health - People who have trouble sleeping or sleeping too much (%)
Mental Health - People feeling tired or having little energy (%)
Mental Health - People with poor appetite or overeating (%)
Mental Health - People feeling bad about themself (%)
Mental Health - People who have trouble concentrating on things (%)
Mental Health - People moving or speaking slowly or too fast (%)
Mental Health - People having thoughts they would be better off dead (%)
Oral Health - Average years since last visit a dentist
Oral Health - People embarrassed because of mouth (%)
Oral Health - People with gum disease (%)
Oral Health - General health of teeth and gums (%)
Oral Health - Average days a week using dental floss/device
Oral Health - Average days a week using mouthwash for dental problem
Oral Health - Average number of teeth
Pesticide Use - Households using pesticides to control insects (%)
Pesticide Use - Households using pesticides to kill weeds (%)
Physical Activity - People doing vigorous-intensity work activities (%)
Physical Activity - People doing moderate-intensity work activities (%)
Physical Activity - People walking or bicycling (%)
Physical Activity - People doing vigorous-intensity recreational activities (%)
Physical Activity - People doing moderate-intensity recreational activities (%)
Physical Activity - Average hours a day doing sedentary activities
Physical Activity - Average hours a day watching TV or videos
Physical Activity - Average hours a day using computer
Physical Functioning - People having limitations keeping them from working (%)
Physical Functioning - People limited in amount of work they can do (%)
Physical Functioning - People that need special equipment to walk (%)
Physical Functioning - People experiencing confusion/memory problems (%)
Physical Functioning - People requiring special healthcare equipment (%)
Prescription Medications - Average number of prescription medicines taking
Preventive Aspirin Use - Adults 40+ taking low-dose aspirin (%)
Reproductive Health - Vaginal deliveries (%)
Reproductive Health - Cesarean deliveries (%)
Reproductive Health - Deliveries resulted in a live birth (%)
Reproductive Health - Pregnancies resulted in a delivery (%)
Reproductive Health - Women breastfeeding newborns (%)
Reproductive Health - Women that had a hysterectomy (%)
Reproductive Health - Women that had both ovaries removed (%)
Reproductive Health - Women that have ever taken birth control pills (%)
Reproductive Health - Women taking birth control pills (%)
Reproductive Health - Women that have ever used Depo-Provera or injectables (%)
Reproductive Health - Women that have ever used female hormones (%)
Sexual Behavior - People 18+ that ever had sex (vaginal, anal, or oral) (%)
Sexual Behavior - Males 18+ that ever had vaginal sex with a woman (%)
Sexual Behavior - Males 18+ that ever performed oral sex on a woman (%)
Sexual Behavior - Males 18+ that ever had anal sex with a woman (%)
Sexual Behavior - Males 18+ that ever had any sex with a man (%)
Sexual Behavior - Females 18+ that ever had vaginal sex with a man (%)
Sexual Behavior - Females 18+ that ever performed oral sex on a man (%)
Sexual Behavior - Females 18+ that ever had anal sex with a man (%)
Sexual Behavior - Females 18+ that ever had any kind of sex with a woman (%)
Sexual Behavior - Average age people first had sex
Sexual Behavior - Average number of female sex partners in lifetime (males 18+)
Sexual Behavior - Average number of female vaginal sex partners in lifetime (males 18+)
Sexual Behavior - Average age people first performed oral sex on a woman (18+)
Sexual Behavior - Average number of woman performed oral sex on in lifetime (18+)
Sexual Behavior - Average number of male sex partners in lifetime (males 18+)
Sexual Behavior - Average number of male anal sex partners in lifetime (males 18+)
Sexual Behavior - Average age people first performed oral sex on a man (18+)
Sexual Behavior - Average number of male oral sex partners in lifetime (18+)
Sexual Behavior - People using protection when performing oral sex (%)
Sexual Behavior - Average number of times people have vaginal or anal sex a year
Sexual Behavior - People having sex without condom (%)
Sexual Behavior - Average number of male sex partners in lifetime (females 18+)
Sexual Behavior - Average number of male vaginal sex partners in lifetime (females 18+)
Sexual Behavior - Average number of female sex partners in lifetime (females 18+)
Sexual Behavior - Circumcised males 18+ (%)
Sleep Disorders - Average hours sleeping at night
Sleep Disorders - People that has trouble sleeping (%)
Smoking-Cigarette Use - People smoking cigarettes (%)
Taste & Smell - People 40+ having problems with smell (%)
Taste & Smell - People 40+ having problems with taste (%)
Taste & Smell - People 40+ that ever had wisdom teeth removed (%)
Taste & Smell - People 40+ that ever had tonsils teeth removed (%)
Taste & Smell - People 40+ that ever had a loss of consciousness because of a head injury (%)
Taste & Smell - People 40+ that ever had a broken nose or other serious injury to face or skull (%)
Taste & Smell - People 40+ that ever had two or more sinus infections (%)
Weight - Average height (inches)
Weight - Average weight (pounds)
Weight - Average BMI
Weight - People that are obese (%)
Weight - People that ever were obese (%)
Weight - People trying to lose weight (%)
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Maybe this will be one of the 'good' ones.
