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Old 07-29-2008, 11:10 PM
 
Location: Round Rock TX.
14 posts, read 35,671 times
Reputation: 11

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Hi thanks for looking.



House/land value of 180K built in 95, three sides brick, 4 bed, 3 bath, 2211 sq ft. In Round rock. The quote I got was $535 with ALL the addons for a year.


97 corvette full coverage. $1000 deductible. $819 a year. 37 y/o good driving record.

The house and the car need to be on together to get that rate. Shold I take it. The co. is rated A+ sup.

Thanks,

Paul G.
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Old 07-29-2008, 11:49 PM
 
Location: Up in a cedar tree.
1,618 posts, read 6,616,078 times
Reputation: 563
less then 600 per month on home sounds great. I like staying below 600.00 myself on home insurance.

Now on the corvette, it sounds good for the class of the vehicle and smart going w/ 1000 deductible if you are the safe driver. I assume you have uninsured motorist, right? Good way to go as we have lot of uninsured motorists around Austin.

I say its a great price for both things to insure.
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Old 07-30-2008, 01:04 AM
 
Location: Round Rock TX.
14 posts, read 35,671 times
Reputation: 11
Default Thanks Mike

I was told auto ins. was going to be more than Kansas. The house seams good. Do the limits look good? I do not think im going to get all the house gimic addons. I need to see if thy will takem off. Thanks a lot so far.

A few pics of the quote.







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Old 07-30-2008, 01:43 AM
 
Location: Up in a cedar tree.
1,618 posts, read 6,616,078 times
Reputation: 563
On auto ins 100/300 is a good!

On the home, that's how lot of insurance agent's write them up by lower value on the home, but increase the personal property value. Its a numbers game. Just make sure what your home is worth and all it's contents inside are covered. Never know if your home gets burned down by a lighting strike or a very bad snow storm

I like the numbers, but not sure about all those small fee's on the home.
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Old 07-30-2008, 01:55 AM
 
Location: Round Rock TX.
14 posts, read 35,671 times
Reputation: 11
I would say the home is worth about 150k and land at about 30k. Things inside will be less than 60k once im moved in. Ill see if I can change around the numbers game.


Im going w/ a broker ill get you the name tonight. Yes central sent the numbers. Thanks and good night.

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Old 07-30-2008, 07:41 AM
 
2,269 posts, read 7,332,510 times
Reputation: 1839
When it comes to homeowners insurance, you need to be sure you can REBUILD the home for the insured amount ($150K). That may be what it's worth, but can it be rebuilt for that amount?
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Old 07-30-2008, 08:00 AM
 
Location: Austin, TX
15,268 posts, read 35,630,016 times
Reputation: 8617
Also, make sure your mortgage company is okay with the lower than appraised value coverage, some will not accept it.
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