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2 cars involved - Car A is in a parking spot backing out already half-way. Car B is driving along the aisle.
Since this is a 3rd person account, I don't have the specific details, but apparently Car B has a dent in its front right (not sure if pre-existing) and Car A has a small scratch in the middle of the bumper. Each side claims the other hit them. After some false threats from Car B (Car A said go ahead and call the cops but he didn't), they each go their separate ways.
Since I only know Car A, I'm asking if they should file a report over the phone in case Car B phones in a hit & run? No license plate was taken down, but at least they can document this event occurred and it won't look suspicious. Is this now the right way to go about it or should they just forget it happened?
What happens if a hit & run is called in and they investigate? Wouldn't it be he said/she said in the end?
EDIT> now they went back and have Car B's plate. The damage to Car A is not significant enough to put in a claim.
since it was on private property, the cops wont do anything about it. second if car b does insist on pressing charges, it becomes a they said they said kind of case, and it will go in front of a judge in small claims court, and the judge will rule based on the preponderance of the evidence. chances are the car b person will not do anything.
In some state when it involves the drive thru portion of a private parking lot the police can chose to investigation and under law issue a ticket. Check state motor vehicle laws. But like any accident its a civil case if not settled by insurance. People often think all accidents are total fault of one or other drivers but that is not the case as portion of fault is question when it comes to civil court. Failure to stop and give information as required by law such as a note with require information is a violation even on parking lots. in most states. The chose to means Police can establish a policy or even decide to investigate because of circumstances such as failure to stop and give information. etc.
Always call the police.
Always call your insurance company. (Whether at fault or not.)
99% of the time, if you are backing up and there is a collision, the fault lies with the individual backing up.
"backing out" hits and insurance claims are standard of insurance fraud. Insurances even made several videos, on most common fraud "maneuvers", that one being #2 on the list. That because whoever backs up into traffic, should be considerate of that traffic.
Now, judging from the damage location, as far as description is correct, as it's easy to mis-remember something, car A should have had damage in the bumper CORNER, not in the middle. Unless it was basically all the way out of the lot, and hit car B into the front right CORNER with bumper middle section.
Which means, car A was in clear view, yet, car B took no measures to prevent collision - honk, flash lights, back up itself.
This calls for mutual responsibility, so nicely discussed in one of the posts here.
I agree with others - let insurances figure it. But yes, they can easily tell who hit who and was it a new damage or old damage. Insurances have watchdogs better than any CSI for that.
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