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Anyone know why some car rental companies are checking your credit score before renting you a car?
Last week went to Hertz to rent a car while my car was at the shop, and the lady in there refused to rent me a car because my credit score was below 600. I had two credit cards including an American Express.
Hertz and Enterprise have never done a credit check on me AFAIK, and I use a debit card. What happened to you was outrageous.
Well, two reasons. First of all, it shows if you are a responsible person, and secondly, they are handing you an expensive automobile, and if it is damaged, they want to know you are able to pay for that damage.
Credit score does not correlate to responsibility or ability to pay for damages.
Well, let me ask you this. Would you rent your car to someone with bad credit ? His insurance may only cover certain things, and he may have to pay for some, or all of it. With a sketchy credit history, you may never see your money.
Apparently if you rent in their same zip code and a 60 miles radius. After Hertz refused I called Avis and told me they do credit checks too, if I live in their same area.
Some hotels are refusing to rent rooms to local residents as well, because they sometimes use the rooms to throw parties. It's a dumb practice.
This happened to my son a few years ago. He was 24, and had just arrived via airline. He went to the rental car desk and was denied due to his age.
It's especially interesting, because he was the pilot and still in uniform. He called me laughing and said "I just landed a 32 million dollar plane with 70 passengers aboard -- and they don't trust me with a Ford Focus."
Well those Focus's can get away from you!
Maybe your son was sipping on a Monster energy drink while at the counter!
Well, two reasons. First of all, it shows if you are a responsible person, and secondly, they are handing you an expensive automobile, and if it is damaged, they want to know you are able to pay for that damage.
credit score has nothing to do with the ability to pay. It's not related to income.
You could have a zero credit score, but the $6 million in the bank is more than adequate to pay the deductible for a car rental.
You could have a 800 credit score, but work part time minimum wage with no savings.
credit score has nothing to do with the ability to pay. It's not related to income.
You could have a zero credit score, but the $6 million in the bank is more than adequate to pay the deductible for a car rental.
You could have a 800 credit score, but work part time minimum wage with no savings.
Ability may not be the right word. Rather likelihood? History of you honoring past debts plus a measure of how extended you are debt wise currently.
credit score has nothing to do with the ability to pay. It's not related to income.
You could have a zero credit score, but the $6 million in the bank is more than adequate to pay the deductible for a car rental.
You could have a 800 credit score, but work part time minimum wage with no savings.
I agree
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