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Anyone know why some car rental companies are checking your credit score before renting you a car?
Last week went to Hertz to rent a car while my car was at the shop, and the lady in there refused to rent me a car because my credit score was below 600. I had two credit cards including an American Express.
With major companies, they only generally want a credit check with a debit card used for payment. If using a major credit card being used for the reservation and rental, that shouldn't be an issue. I frequently rent vehicles, and have not had a credit check, just my credit card with the required pre-authorization of the rental charge plus the $200 hold, or whatever their hold policy is, and it's never an issue. The reason why they may want a credit check with a debit card is because of incidental charges, and/or damages, that may post to the account post-rental.
It's odd that it was Hertz because I believe Dollar, which is a subsidiary of Hertz now, used to have a credit check for a debit card, but eliminated that from the policies. But, Hertz does have the credit check in its policies, likely because of the Local Edition locations that are operated by smaller franchisees without the same fleet volume and level of operating capital per unit as a larger franchisee. I think Dollar restricts cash and debit card use, however, with the no credit check policy, but provided the conditions are met, and there's a hold pre-authorization, it's not an issue. I do think there's a timing issue, i.e., the reservation must be made in advance, using the debit card, and then that's used at the time of rental.
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All the world's a stage, and all the men and women merely players: they have their exits and their entrances; and one man in his time plays many parts, his acts being seven ages.
~William Shakespeare (As You Like It Act II, Scene VII)
Our credit is frozen because of some significant problems with identity theft a few years back and we've never had a problem renting cars after passing over the AmEx with the very respectable credit limit.
Anyone know why some car rental companies are checking your credit score before renting you a car?
Last week went to Hertz to rent a car while my car was at the shop, and the lady in there refused to rent me a car because my credit score was below 600. I had two credit cards including an American Express.
I rent my cars online or over the telephone. In advance.
But note. Many diverse companies now know everything about you. Google does. Microsoft does. Amazon does. Etc.
On another note. Different subject.
I have been a Directv custome for 20 years.
I telephoned (using my cell phone) to make some changes to my stations/plan. Since I did not use my regular (registered with Directv) telephone. The customer service person stated that they needed more proof of who I was. So the CS person asked for my Social Security number. Since I have NEVER provided my SSN to Dirctv - I refused to give it to Directv. I was then transferred to "security". Here, a nice lady stated that I must provide my SSN to them in order to make any changes to my account. I refused. So then the CS security lady read me my Social Security Number and asked if that number was mine. It was.
So WHERE did this Directv CS security lady get my Social Security Number ?
I rent my cars online or over the telephone. In advance.
But note. Many diverse companies now know everything about you. Google does. Microsoft does. Amazon does. Etc.
On another note. Different subject.
I have been a Directv custome for 20 years.
I telephoned (using my cell phone) to make some changes to my stations/plan. Since I did not use my regular (registered with Directv) telephone. The customer service person stated that they needed more proof of who I was. So the CS person asked for my Social Security number. Since I have NEVER provided my SSN to Dirctv - I refused to give it to Directv. I was then transferred to "security". Here, a nice lady stated that I must provide my SSN to them in order to make any changes to my account. I refused. So then the CS security lady read me my Social Security Number and asked if that number was mine. It was.
So WHERE did this Directv CS security lady get my Social Security Number ?
The social security question is a good question.
Apparently our car insurance companies are selling our private information.
I opened a UPS account for my business few months ago, and UPS was asking for my ssn in order to confirm my identity and also my address where I used to live 30 years ago!!!
The social security question is a good question. Apparently our car insurance companies are selling our private information.
I opened a UPS account for my business few months ago, and UPS was asking for my ssn in order to confirm my identity and also my address where I used to live 30 years ago!!!
More likely they got his SSN from the same credit bureau that they got his score. They also supply the places that ask questions like "what car did you own in 1985".
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